Blue Ridge Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Blue Ridge Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Martinsville, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,728 |
| Total Mortgage Loan Application Amount | $448,750,000 |
| Average Mortgage Loan Application Amount | $249,000 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $93,750 |
| Highest Applicant Income | $707,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Blue Ridge Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Blue Ridge Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Blue Ridge Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Blue Ridge Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Blue Ridge Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Blue Ridge Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 126 | $ 39,460,000 | $ 313,000 | $ 93,000 |
| Prince William County Virginia | 80 | $ 26,480,000 | $ 331,000 | $ 112,000 |
| Fairfax County Virginia | 74 | $ 30,840,000 | $ 416,000 | $ 127,000 |
| Montgomery County Maryland | 67 | $ 23,775,000 | $ 354,000 | $ 111,000 |
| Henry County Virginia | 61 | $ 6,735,000 | $ 110,000 | $ 53,000 |
| Wake County North Carolina | 55 | $ 16,775,000 | $ 305,000 | $ 124,000 |
| Columbus County North Carolina | 43 | $ 6,195,000 | $ 144,000 | $ 61,000 |
| Broward County Florida | 38 | $ 10,040,000 | $ 264,000 | $ 82,000 |
| Loudoun County Virginia | 37 | $ 14,415,000 | $ 389,000 | $ 113,000 |
| Palm Beach County Florida | 34 | $ 7,590,000 | $ 223,000 | $ 94,000 |
| Page County Virginia | 34 | $ 6,120,000 | $ 180,000 | $ 81,000 |
| Guilford County North Carolina | 32 | $ 6,440,000 | $ 201,000 | $ 99,000 |
| District of Columbia County District Of Columbia | 31 | $ 11,985,000 | $ 386,000 | $ 103,000 |
| Charles County Maryland | 30 | $ 8,020,000 | $ 267,000 | $ 96,000 |
| Cumberland County North Carolina | 28 | $ 6,230,000 | $ 222,000 | $ 96,000 |
| Brunswick County North Carolina | 27 | $ 5,695,000 | $ 210,000 | $ 108,000 |
| Forsyth County North Carolina | 27 | $ 4,105,000 | $ 152,000 | $ 61,000 |
| Scotland County North Carolina | 27 | $ 3,255,000 | $ 120,000 | $ 61,000 |
| Fauquier County Virginia | 23 | $ 7,335,000 | $ 318,000 | $ 120,000 |
| New Hanover County North Carolina | 22 | $ 4,800,000 | $ 218,000 | $ 138,000 |
| Robeson County North Carolina | 22 | $ 3,910,000 | $ 177,000 | $ 67,000 |
| Harnett County North Carolina | 21 | $ 5,335,000 | $ 254,000 | $ 105,000 |
| Moore County North Carolina | 21 | $ 6,195,000 | $ 295,000 | $ 105,000 |
| Anne Arundel County Maryland | 18 | $ 5,260,000 | $ 292,000 | $ 109,000 |
| Stafford County Virginia | 18 | $ 5,730,000 | $ 318,000 | $ 130,000 |
| Horry County South Carolina | 17 | $ 3,545,000 | $ 208,000 | $ 95,000 |
| Durham County North Carolina | 16 | $ 3,340,000 | $ 208,000 | $ 76,000 |
| Spotsylvania County Virginia | 15 | $ 4,195,000 | $ 279,000 | $ 91,000 |
| Hoke County North Carolina | 14 | $ 3,900,000 | $ 278,000 | $ 86,000 |
| Johnston County North Carolina | 14 | $ 3,010,000 | $ 215,000 | $ 90,000 |
| Virginia Beach County Virginia | 14 | $ 4,540,000 | $ 324,000 | $ 135,000 |
| Bladen County North Carolina | 13 | $ 1,635,000 | $ 125,000 | $ 49,000 |
| Albemarle County Virginia | 13 | $ 2,995,000 | $ 230,000 | $ 146,000 |
| Augusta County Virginia | 13 | $ 3,305,000 | $ 254,000 | $ 107,000 |
| Lee County North Carolina | 12 | $ 2,950,000 | $ 245,000 | $ 88,000 |
| Manassas County Virginia | 12 | $ 2,920,000 | $ 243,000 | $ 77,000 |
| Davidson County North Carolina | 11 | $ 1,965,000 | $ 178,000 | $ 71,000 |
| Patrick County Virginia | 11 | $ 1,275,000 | $ 115,000 | $ 69,000 |
| Rockingham County Virginia | 11 | $ 2,045,000 | $ 185,000 | $ 101,000 |
| Baltimore County Maryland | 10 | $ 2,970,000 | $ 297,000 | $ 125,000 |
| Frederick County Maryland | 10 | $ 4,220,000 | $ 422,000 | $ 150,000 |
| Franklin County North Carolina | 10 | $ 2,080,000 | $ 208,000 | $ 77,000 |
| Randolph County North Carolina | 10 | $ 1,950,000 | $ 195,000 | $ 74,000 |
| Martinsville County Virginia | 10 | $ 1,130,000 | $ 113,000 | $ 57,000 |
| Alamance County North Carolina | 9 | $ 2,185,000 | $ 242,000 | $ 99,000 |
| Chesapeake County Virginia | 9 | $ 2,375,000 | $ 263,000 | $ 111,000 |
| Baltimore City County Maryland | 8 | $ 1,180,000 | $ 147,000 | $ 56,000 |
| Frederick County Virginia | 8 | $ 1,400,000 | $ 175,000 | $ 77,000 |
| Norfolk County Virginia | 8 | $ 1,820,000 | $ 227,000 | $ 85,000 |
| Howard County Maryland | 7 | $ 1,965,000 | $ 280,000 | $ 78,000 |
| Carteret County North Carolina | 7 | $ 2,005,000 | $ 286,000 | $ 123,000 |
| Chatham County North Carolina | 7 | $ 1,745,000 | $ 249,000 | $ 74,000 |
| Onslow County North Carolina | 7 | $ 1,035,000 | $ 147,000 | $ 63,000 |
| Rockingham County North Carolina | 7 | $ 1,295,000 | $ 185,000 | $ 90,000 |
| Los Angeles County California | 6 | $ 2,300,000 | $ 383,000 | $ 40,000 |
| St. Lucie County Florida | 6 | $ 1,100,000 | $ 183,000 | $ 59,000 |
| Mecklenburg County North Carolina | 6 | $ 1,700,000 | $ 283,000 | $ 103,000 |
| Pender County North Carolina | 6 | $ 1,610,000 | $ 268,000 | $ 110,000 |
| Pitt County North Carolina | 6 | $ 1,160,000 | $ 193,000 | $ 56,000 |
| Surry County North Carolina | 6 | $ 1,150,000 | $ 191,000 | $ 46,000 |
| Alexandria County Virginia | 6 | $ 2,440,000 | $ 406,000 | $ 101,000 |
| Culpeper County Virginia | 6 | $ 1,470,000 | $ 245,000 | $ 54,000 |
| Franklin County Virginia | 6 | $ 960,000 | $ 160,000 | $ 77,000 |
| Portsmouth County Virginia | 6 | $ 990,000 | $ 165,000 | $ 50,000 |
| Craven County North Carolina | 5 | $ 875,000 | $ 175,000 | $ 103,000 |
| Granville County North Carolina | 5 | $ 1,145,000 | $ 229,000 | $ 94,000 |
| Sampson County North Carolina | 5 | $ 1,125,000 | $ 225,000 | $ 76,000 |
| Greene County Virginia | 5 | $ 1,335,000 | $ 267,000 | $ 173,000 |
| Manassas Park County Virginia | 5 | $ 1,695,000 | $ 339,000 | $ 88,000 |
| Calvert County Maryland | 4 | $ 1,670,000 | $ 417,000 | $ 127,000 |
| St. Mary's County Maryland | 4 | $ 1,340,000 | $ 335,000 | $ 112,000 |
| Worcester County Maryland | 4 | $ 680,000 | $ 170,000 | $ 133,000 |
| Gaston County North Carolina | 4 | $ 830,000 | $ 207,000 | $ 100,000 |
| Orange County North Carolina | 4 | $ 950,000 | $ 237,000 | $ 83,000 |
| Stokes County North Carolina | 4 | $ 690,000 | $ 172,000 | $ 66,000 |
| Salt Lake County Utah | 4 | $ 1,180,000 | $ 295,000 | $ 49,000 |
| Charlottesville County Virginia | 4 | $ 790,000 | $ 197,000 | $ 0 |
| Harrisonburg County Virginia | 4 | $ 1,610,000 | $ 402,000 | $ 84,000 |
| Newport News County Virginia | 4 | $ 610,000 | $ 152,000 | $ 77,000 |
| Northampton County Virginia | 4 | $ 1,110,000 | $ 277,000 | $ 62,000 |
| Orange County Virginia | 4 | $ 850,000 | $ 212,000 | $ 39,000 |
| Miami-Dade County Florida | 3 | $ 1,435,000 | $ 478,000 | $ 330,000 |
| Orange County Florida | 3 | $ 685,000 | $ 228,000 | $ 82,000 |
| Pinellas County Florida | 3 | $ 795,000 | $ 265,000 | $ 54,000 |
| Cobb County Georgia | 3 | $ 675,000 | $ 225,000 | $ 68,000 |
| Clark County Kentucky | 3 | $ 735,000 | $ 245,000 | $ 89,000 |
| Harford County Maryland | 3 | $ 895,000 | $ 298,000 | $ 149,000 |
| Washington County Maryland | 3 | $ 775,000 | $ 258,000 | $ 100,000 |
| Currituck County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 19,000 |
| Henderson County North Carolina | 3 | $ 565,000 | $ 188,000 | $ 68,000 |
| Iredell County North Carolina | 3 | $ 1,335,000 | $ 445,000 | $ 166,000 |
| Nash County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 79,000 |
| Richland County South Carolina | 3 | $ 965,000 | $ 321,000 | $ 130,000 |
| Mecklenburg County Virginia | 3 | $ 425,000 | $ 141,000 | $ 63,000 |
| Richmond City County Virginia | 3 | $ 755,000 | $ 251,000 | $ 0 |
| Suffolk County Virginia | 3 | $ 565,000 | $ 188,000 | $ 74,000 |
| Warren County Virginia | 3 | $ 505,000 | $ 168,000 | $ 46,000 |
| Winchester County Virginia | 3 | $ 295,000 | $ 98,000 | $ 0 |
| Anchorage County Alaska | 2 | $ 630,000 | $ 315,000 | $ 0 |
| El Paso County Colorado | 2 | $ 860,000 | $ 430,000 | $ 187,000 |
| Weld County Colorado | 2 | $ 580,000 | $ 290,000 | $ 75,000 |
| Duval County Florida | 2 | $ 490,000 | $ 245,000 | $ 13,000 |
| Hillsborough County Florida | 2 | $ 450,000 | $ 225,000 | $ 40,000 |
| Indian River County Florida | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| Lee County Florida | 2 | $ 720,000 | $ 360,000 | $ 140,000 |
| Osceola County Florida | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Polk County Florida | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Madison County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| Carroll County Maryland | 2 | $ 730,000 | $ 365,000 | $ 100,000 |
| Queen Anne's County Maryland | 2 | $ 710,000 | $ 355,000 | $ 108,000 |
| Burlington County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Buncombe County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 46,000 |
| Cabarrus County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 103,000 |
| Davie County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 66,000 |
| Duplin County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Edgecombe County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 100,000 |
| Haywood County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 109,000 |
| McDowell County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 47,000 |
| Union County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 29,000 |
| Wilson County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 73,000 |
| Allegheny County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 266,000 |
| York County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 63,000 |
| Berkeley County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 166,000 |
| Charleston County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 98,000 |
| Lancaster County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 136,000 |
| Davidson County Tennessee | 2 | $ 670,000 | $ 335,000 | $ 125,000 |
| Accomack County Virginia | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
| Arlington County Virginia | 2 | $ 1,070,000 | $ 535,000 | $ 184,000 |
| Clarke County Virginia | 2 | $ 270,000 | $ 135,000 | $ 192,000 |
| Fredericksburg County Virginia | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Madison County Virginia | 2 | $ 670,000 | $ 335,000 | $ 130,000 |
| Nelson County Virginia | 2 | $ 760,000 | $ 380,000 | $ 202,000 |
| Roanoke County Virginia | 2 | $ 340,000 | $ 170,000 | $ 67,000 |
| Shenandoah County Virginia | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| York County Virginia | 2 | $ 660,000 | $ 330,000 | $ 116,000 |
| Pierce County Washington | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Thurston County Washington | 2 | $ 630,000 | $ 315,000 | $ 57,000 |
| Dane County Wisconsin | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Madison County Alabama | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Maricopa County Arizona | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pima County Arizona | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Miller County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Contra Costa County California | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Orange County California | 1 | $ 625,000 | $ 625,000 | $ 74,000 |
| San Bernardino County California | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Siskiyou County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Adams County Colorado | 1 | $ 265,000 | $ 265,000 | $ 334,000 |
| Larimer County Colorado | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
| Mesa County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kent County Delaware | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Alachua County Florida | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Brevard County Florida | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| Citrus County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Escambia County Florida | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Sarasota County Florida | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Seminole County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| St. Johns County Florida | 1 | $ 315,000 | $ 315,000 | $ 397,000 |
| Wakulla County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bibb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Bryan County Georgia | 1 | $ 115,000 | $ 115,000 | $ 148,000 |
| Cherokee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Clayton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fulton County Georgia | 1 | $ 465,000 | $ 465,000 | $ 139,000 |
| Henry County Georgia | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Richmond County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cook County Illinois | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kane County Illinois | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Kendall County Illinois | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Will County Illinois | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| Winnebago County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Porter County Indiana | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Shelby County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Mahaska County Iowa | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Polk County Iowa | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Pottawattamie County Iowa | 1 | $ 215,000 | $ 215,000 | $ 122,000 |
| Johnson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Bourbon County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Jefferson County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 266,000 |
| Hancock County Maine | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Somerset County Maine | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Dukes County Massachusetts | 1 | $ 665,000 | $ 665,000 | $ 478,000 |
| Hampden County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Middlesex County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Nantucket County Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 613,000 |
| Plymouth County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Suffolk County Massachusetts | 1 | $ 615,000 | $ 615,000 | $ 111,000 |
| Wayne County Michigan | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Anoka County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Clay County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Hennepin County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Isanti County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Washington County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 24,000 |
| Madison County Mississippi | 1 | $ 625,000 | $ 625,000 | $ 153,000 |
| Buchanan County Missouri | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Gallatin County Montana | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Otoe County Nebraska | 1 | $ 465,000 | $ 465,000 | $ 269,000 |
| Sarpy County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Clark County Nevada | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Elko County Nevada | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Washoe County Nevada | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Hillsborough County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Rockingham County New Hampshire | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Camden County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Mercer County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Morris County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Ocean County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Union County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Ashe County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Avery County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Beaufort County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Burke County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Cherokee County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Cleveland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Lenoir County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Macon County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Madison County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Montgomery County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Pasquotank County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Person County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Richmond County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Rowan County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Stanly County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Vance County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Watauga County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Wayne County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Butler County Ohio | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 35,000 | $ 35,000 | $ 145,000 |
| Mahoning County Ohio | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Medina County Ohio | 1 | $ 215,000 | $ 215,000 | $ 152,000 |
| Stark County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Union County Ohio | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Logan County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Oklahoma County Oklahoma | 1 | $ 455,000 | $ 455,000 | $ 153,000 |
| Klamath County Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lane County Oregon | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Linn County Oregon | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Washington County Oregon | 1 | $ 455,000 | $ 455,000 | $ 142,000 |
| Butler County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 212,000 |
| Dauphin County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
| Franklin County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Lancaster County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Philadelphia County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Providence County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Lexington County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 325,000 |
| Marlboro County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Oconee County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Williamsburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| York County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Union County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Montgomery County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Robertson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Sumner County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Wilson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Bexar County Texas | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Dallas County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Harris County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Davis County Utah | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Utah County Utah | 1 | $ 355,000 | $ 355,000 | $ 57,000 |
| Weber County Utah | 1 | $ 375,000 | $ 375,000 | $ 67,000 |
| Amelia County Virginia | 1 | $ 485,000 | $ 485,000 | $ 129,000 |
| Amherst County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bedford County Virginia | 1 | $ 415,000 | $ 415,000 | $ 200,000 |
| Carroll County Virginia | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Danville County Virginia | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Fairfax City County Virginia | 1 | $ 445,000 | $ 445,000 | $ 82,000 |
| Hampton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Hanover County Virginia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Henrico County Virginia | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Lynchburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| New Kent County Virginia | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Northumberland County Virginia | 1 | $ 405,000 | $ 405,000 | $ 243,000 |
| Pittsylvania County Virginia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Roanoke City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Staunton County Virginia | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Surry County Virginia | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Chelan County Washington | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Island County Washington | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Snohomish County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Pierce County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Shawano County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,138 | $289,890,000 | $254,000 | $875,000 | $93,000 | $670,000 |
| Refinancing | 381 | $106,915,000 | $280,000 | $815,000 | $88,000 | $637,000 |
| Cash-out Refinancing | 197 | $49,395,000 | $250,000 | $1,005,000 | $110,000 | $707,000 |
| Home Improvement | 12 | $2,550,000 | $212,000 | $605,000 | $84,000 | $128,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 981 | $241,025,000 | $245,000 | $1,005,000 | $97,000 | $707,000 |
| Black or African American | 376 | $101,570,000 | $270,000 | $875,000 | $85,000 | $661,000 |
| Hispanic | 127 | $34,325,000 | $270,000 | $585,000 | $95,000 | $670,000 |
| Asian | 104 | $36,210,000 | $348,000 | $875,000 | $92,000 | $433,000 |
| Not Provided | 80 | $23,240,000 | $290,000 | $725,000 | $99,000 | $532,000 |
| Not applicable | 33 | $6,125,000 | $185,000 | $555,000 | $0 | $0 |
| American Indian or Alaskan Native | 20 | $3,610,000 | $180,000 | $425,000 | $70,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $740,000 | $370,000 | $405,000 | $74,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 947 | $251,685,000 | $265,000 | $1,005,000 | $111,000 | $707,000 |
| FHA-insured (Federal Housing Administration) | 458 | $109,830,000 | $239,000 | $705,000 | $74,000 | $278,000 |
| VA-guaranteed (Veterans Administration) | 274 | $80,330,000 | $293,000 | $875,000 | $78,000 | $368,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $6,905,000 | $140,000 | $415,000 | $44,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,418 | $370,580,000 | $261,000 | $1,005,000 | $96,000 | $707,000 |
| Application Withdrawn By Applicant | 199 | $51,145,000 | $257,000 | $815,000 | $87,000 | $670,000 |
| Application Denied By Financial Institution | 47 | $10,275,000 | $218,000 | $515,000 | $64,000 | $269,000 |
| Application Approved But Not Accepted | 42 | $12,010,000 | $285,000 | $505,000 | $94,000 | $181,000 |
| File Closed For Incompleteness | 22 | $4,740,000 | $215,000 | $405,000 | $82,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,681 | $438,475,000 | $260,000 | $1,005,000 | $95,000 | $707,000 |
| Debt-To-Income Ratio | 22 | $5,400,000 | $245,000 | $485,000 | $64,000 | $269,000 |
| Credit History | 8 | $1,500,000 | $187,000 | $365,000 | $63,000 | $113,000 |
| Collateral | 6 | $1,670,000 | $278,000 | $515,000 | $69,000 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $705,000 | $141,000 | $295,000 | $66,000 | $102,000 |
| Unverifiable Information | 3 | $445,000 | $148,000 | $155,000 | $75,000 | $126,000 |
| Employment History | 2 | $360,000 | $180,000 | $225,000 | $38,000 | $50,000 |
| Credit Application Incomplete | 1 | $195,000 | $195,000 | $195,000 | $45,000 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blue Ridge Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blue Ridge Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.