Blue Ridge Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Blue Ridge Bank, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Blue Ridge Bank, National Association
P.O. Box 609, 17 West Main St
Martinsville, VA 22835
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 5,575
Total Mortgage Loan Application Amount $1,356,455,000
Average Mortgage Loan Application Amount $240,000
Highest Mortgage Loan Application Amount $1,845,000
Average Applicant Income $107,000
Highest Applicant Income $3,504,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Blue Ridge Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Blue Ridge Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Blue Ridge Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Blue Ridge Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Blue Ridge Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Blue Ridge Bank, National Association's mortgage activity for 2020.

Mortgage Loan Application Totals for Blue Ridge Bank, National Association by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Virginia Beach County Virginia 215 $ 48,725,000 $ 226,000 $ 110,000
Fairfax County Virginia 139 $ 60,135,000 $ 432,000 $ 133,000
Wake County North Carolina 131 $ 40,545,000 $ 309,000 $ 162,000
Chesapeake County Virginia 119 $ 26,885,000 $ 225,000 $ 95,000
Loudoun County Virginia 111 $ 49,005,000 $ 441,000 $ 155,000
Guilford County North Carolina 98 $ 19,780,000 $ 201,000 $ 91,000
Roanoke County Virginia 97 $ 19,465,000 $ 200,000 $ 92,000
Tooele County Utah 96 $ 21,590,000 $ 224,000 $ 81,000
Prince George's County Maryland 90 $ 27,820,000 $ 309,000 $ 99,000
Montgomery County Maryland 87 $ 37,455,000 $ 430,000 $ 195,000
Columbus County North Carolina 87 $ 14,615,000 $ 167,000 $ 77,000
Prince William County Virginia 87 $ 30,005,000 $ 344,000 $ 101,000
Forsyth County North Carolina 84 $ 15,830,000 $ 188,000 $ 90,000
Henry County Virginia 79 $ 10,205,000 $ 129,000 $ 54,000
Norfolk County Virginia 78 $ 13,020,000 $ 166,000 $ 79,000
Brunswick County North Carolina 77 $ 20,475,000 $ 265,000 $ 119,000
Salt Lake County Utah 73 $ 17,785,000 $ 243,000 $ 84,000
New Hanover County North Carolina 65 $ 15,285,000 $ 235,000 $ 106,000
Newport News County Virginia 60 $ 11,780,000 $ 196,000 $ 92,000
Page County Virginia 56 $ 9,340,000 $ 166,000 $ 85,000
Putnam County Indiana 55 $ 9,445,000 $ 171,000 $ 79,000
Roanoke City County Virginia 55 $ 8,715,000 $ 158,000 $ 89,000
Beaufort County South Carolina 54 $ 18,830,000 $ 348,000 $ 204,000
Gaston County North Carolina 53 $ 9,415,000 $ 177,000 $ 76,000
Durham County North Carolina 52 $ 12,250,000 $ 235,000 $ 123,000
Harris County Texas 52 $ 8,120,000 $ 156,000 $ 83,000
Hendricks County Indiana 50 $ 10,810,000 $ 216,000 $ 108,000
Bucks County Pennsylvania 50 $ 13,370,000 $ 267,000 $ 111,000
James City County Virginia 50 $ 13,090,000 $ 261,000 $ 122,000
Chesterfield County Virginia 47 $ 12,435,000 $ 264,000 $ 91,000
Rockingham County North Carolina 43 $ 8,195,000 $ 190,000 $ 88,000
Washington County Utah 43 $ 8,265,000 $ 192,000 $ 65,000
Henderson County North Carolina 42 $ 9,690,000 $ 230,000 $ 92,000
Horry County South Carolina 41 $ 7,885,000 $ 192,000 $ 104,000
Franklin County Virginia 41 $ 8,325,000 $ 203,000 $ 93,000
District of Columbia County District Of Columbia 40 $ 16,320,000 $ 408,000 $ 123,000
Moore County North Carolina 39 $ 10,915,000 $ 279,000 $ 116,000
Henrico County Virginia 38 $ 8,810,000 $ 231,000 $ 112,000
Spartanburg County South Carolina 37 $ 7,595,000 $ 205,000 $ 92,000
Suffolk County Virginia 37 $ 9,145,000 $ 247,000 $ 103,000
Mecklenburg County North Carolina 36 $ 9,680,000 $ 268,000 $ 108,000
Albemarle County Virginia 35 $ 13,875,000 $ 396,000 $ 154,000
Hamilton County Tennessee 33 $ 7,065,000 $ 214,000 $ 96,000
Botetourt County Virginia 33 $ 7,445,000 $ 225,000 $ 109,000
Stafford County Virginia 33 $ 11,875,000 $ 359,000 $ 145,000
Boone County Indiana 31 $ 4,895,000 $ 157,000 $ 84,000
Cumberland County North Carolina 31 $ 6,285,000 $ 202,000 $ 85,000
Portsmouth County Virginia 31 $ 5,335,000 $ 172,000 $ 70,000
Bedford County Virginia 30 $ 6,740,000 $ 224,000 $ 116,000
Hampton County Virginia 30 $ 4,980,000 $ 166,000 $ 69,000
Louisa County Virginia 29 $ 6,675,000 $ 230,000 $ 94,000
Southampton County Virginia 29 $ 4,725,000 $ 162,000 $ 88,000
York County Virginia 29 $ 7,235,000 $ 249,000 $ 105,000
Charles County Maryland 27 $ 8,845,000 $ 327,000 $ 88,000
Spotsylvania County Virginia 24 $ 6,820,000 $ 284,000 $ 118,000
Johnston County North Carolina 23 $ 6,015,000 $ 261,000 $ 110,000
Scotland County North Carolina 23 $ 3,535,000 $ 153,000 $ 67,000
Isle of Wight County Virginia 23 $ 5,335,000 $ 231,000 $ 90,000
Berkeley County West Virginia 23 $ 4,875,000 $ 211,000 $ 108,000
Bulloch County Georgia 22 $ 4,330,000 $ 196,000 $ 90,000
Buncombe County North Carolina 22 $ 5,330,000 $ 242,000 $ 121,000
Davidson County North Carolina 22 $ 3,570,000 $ 162,000 $ 59,000
Robeson County North Carolina 22 $ 3,990,000 $ 181,000 $ 74,000
Northampton County Virginia 22 $ 6,230,000 $ 283,000 $ 118,000
Palm Beach County Florida 21 $ 5,195,000 $ 247,000 $ 93,000
Toombs County Georgia 21 $ 4,065,000 $ 193,000 $ 94,000
Alamance County North Carolina 21 $ 5,165,000 $ 245,000 $ 84,000
Oklahoma County Oklahoma 21 $ 4,695,000 $ 223,000 $ 134,000
Montgomery County Virginia 21 $ 4,115,000 $ 195,000 $ 97,000
Richmond City County Virginia 21 $ 2,915,000 $ 138,000 $ 83,000
Baltimore County Maryland 20 $ 5,290,000 $ 264,000 $ 93,000
Pender County North Carolina 20 $ 5,920,000 $ 296,000 $ 92,000
York County South Carolina 20 $ 5,180,000 $ 259,000 $ 100,000
Frederick County Virginia 20 $ 5,590,000 $ 279,000 $ 113,000
Gloucester County Virginia 20 $ 4,990,000 $ 249,000 $ 158,000
Jefferson County West Virginia 20 $ 4,930,000 $ 246,000 $ 108,000
Greenville County South Carolina 19 $ 4,965,000 $ 261,000 $ 117,000
Montgomery County Texas 19 $ 4,375,000 $ 230,000 $ 119,000
Pierce County Georgia 18 $ 2,820,000 $ 156,000 $ 78,000
Campbell County Virginia 18 $ 2,830,000 $ 157,000 $ 78,000
Charlottesville County Virginia 18 $ 5,320,000 $ 295,000 $ 146,000
Howard County Maryland 17 $ 6,385,000 $ 375,000 $ 140,000
Lee County Mississippi 17 $ 2,145,000 $ 126,000 $ 59,000
Laurens County South Carolina 17 $ 3,535,000 $ 207,000 $ 82,000
Lexington County South Carolina 17 $ 3,645,000 $ 214,000 $ 87,000
Orange County Virginia 17 $ 3,955,000 $ 232,000 $ 102,000
Patrick County Virginia 17 $ 2,265,000 $ 133,000 $ 92,000
Taylor County Wisconsin 17 $ 2,835,000 $ 166,000 $ 73,000
Anne Arundel County Maryland 16 $ 5,500,000 $ 343,000 $ 122,000
Richland County South Carolina 16 $ 5,370,000 $ 335,000 $ 296,000
Fauquier County Virginia 16 $ 5,580,000 $ 348,000 $ 131,000
Lynchburg County Virginia 16 $ 2,440,000 $ 152,000 $ 55,000
Appling County Georgia 15 $ 2,515,000 $ 167,000 $ 101,000
Frederick County Maryland 15 $ 5,355,000 $ 357,000 $ 155,000
Bladen County North Carolina 15 $ 2,235,000 $ 149,000 $ 54,000
Coffee County Georgia 14 $ 2,750,000 $ 196,000 $ 110,000
Harrisonburg County Virginia 14 $ 2,550,000 $ 182,000 $ 73,000
Rockingham County Virginia 14 $ 3,140,000 $ 224,000 $ 93,000
Orange County North Carolina 13 $ 3,695,000 $ 284,000 $ 156,000
Union County North Carolina 13 $ 4,055,000 $ 311,000 $ 115,000
Amherst County Virginia 13 $ 1,685,000 $ 129,000 $ 54,000
Martinsville County Virginia 13 $ 1,885,000 $ 145,000 $ 76,000
Marathon County Wisconsin 13 $ 1,535,000 $ 118,000 $ 55,000
Franklin County North Carolina 12 $ 2,590,000 $ 215,000 $ 64,000
Granville County North Carolina 12 $ 3,170,000 $ 264,000 $ 97,000
Onslow County North Carolina 12 $ 2,770,000 $ 230,000 $ 89,000
Randolph County North Carolina 12 $ 2,150,000 $ 179,000 $ 72,000
Stokes County North Carolina 12 $ 2,280,000 $ 190,000 $ 74,000
Salem County Virginia 12 $ 2,540,000 $ 211,000 $ 86,000
Cabarrus County North Carolina 11 $ 2,685,000 $ 244,000 $ 81,000
Chatham County North Carolina 11 $ 3,895,000 $ 354,000 $ 149,000
Harnett County North Carolina 11 $ 2,895,000 $ 263,000 $ 90,000
Broward County Florida 10 $ 2,940,000 $ 294,000 $ 90,000
Currituck County North Carolina 10 $ 2,870,000 $ 287,000 $ 128,000
Dare County North Carolina 10 $ 2,120,000 $ 212,000 $ 140,000
Davie County North Carolina 10 $ 2,660,000 $ 266,000 $ 96,000
Fairfax City County Virginia 10 $ 3,430,000 $ 343,000 $ 107,000
Franklin City County Virginia 10 $ 1,420,000 $ 142,000 $ 87,000
Pittsylvania County Virginia 10 $ 1,690,000 $ 169,000 $ 87,000
Sussex County Delaware 9 $ 2,635,000 $ 292,000 $ 144,000
Baltimore City County Maryland 9 $ 1,315,000 $ 146,000 $ 74,000
Ashe County North Carolina 9 $ 2,225,000 $ 247,000 $ 111,000
Montgomery County Tennessee 9 $ 1,805,000 $ 200,000 $ 70,000
Alexandria County Virginia 9 $ 2,265,000 $ 251,000 $ 124,000
Hanover County Virginia 9 $ 2,455,000 $ 272,000 $ 99,000
Ware County Georgia 8 $ 1,010,000 $ 126,000 $ 68,000
Hoke County North Carolina 8 $ 1,660,000 $ 207,000 $ 106,000
Iredell County North Carolina 8 $ 2,080,000 $ 260,000 $ 84,000
Pitt County North Carolina 8 $ 1,960,000 $ 245,000 $ 116,000
Sevier County Tennessee 8 $ 1,440,000 $ 180,000 $ 171,000
Arlington County Virginia 8 $ 4,380,000 $ 547,000 $ 218,000
Culpeper County Virginia 8 $ 2,680,000 $ 335,000 $ 122,000
Pulaski County Virginia 8 $ 1,630,000 $ 203,000 $ 83,000
Warren County Virginia 8 $ 2,710,000 $ 338,000 $ 193,000
Jefferson County Alabama 7 $ 915,000 $ 130,000 $ 75,000
San Diego County California 7 $ 3,195,000 $ 456,000 $ 156,000
St. Johns County Florida 7 $ 1,785,000 $ 255,000 $ 169,000
Carroll County Georgia 7 $ 1,075,000 $ 153,000 $ 72,000
Fulton County Georgia 7 $ 2,195,000 $ 313,000 $ 106,000
Huntington County Indiana 7 $ 935,000 $ 133,000 $ 44,000
Marion County Indiana 7 $ 1,035,000 $ 147,000 $ 49,000
Carroll County Maryland 7 $ 2,805,000 $ 400,000 $ 110,000
Rankin County Mississippi 7 $ 1,055,000 $ 150,000 $ 81,000
Madison County North Carolina 7 $ 1,055,000 $ 150,000 $ 94,000
Pasquotank County North Carolina 7 $ 1,255,000 $ 179,000 $ 60,000
Sampson County North Carolina 7 $ 1,255,000 $ 179,000 $ 78,000
Surry County North Carolina 7 $ 1,055,000 $ 150,000 $ 61,000
Watauga County North Carolina 7 $ 2,095,000 $ 299,000 $ 140,000
Charleston County South Carolina 7 $ 2,735,000 $ 390,000 $ 142,000
Iron County Utah 7 $ 1,035,000 $ 147,000 $ 74,000
Clarke County Virginia 7 $ 2,785,000 $ 397,000 $ 167,000
Goochland County Virginia 7 $ 1,445,000 $ 206,000 $ 90,000
New Kent County Virginia 7 $ 1,345,000 $ 192,000 $ 74,000
Shelby County Alabama 6 $ 1,740,000 $ 290,000 $ 132,000
Duval County Florida 6 $ 880,000 $ 146,000 $ 60,000
Hillsborough County Florida 6 $ 1,780,000 $ 296,000 $ 251,000
Pinellas County Florida 6 $ 1,750,000 $ 291,000 $ 824,000
Camden County Georgia 6 $ 1,590,000 $ 265,000 $ 420,000
Jeff Davis County Georgia 6 $ 1,030,000 $ 171,000 $ 80,000
Thomas County Georgia 6 $ 810,000 $ 135,000 $ 53,000
Wayne County Georgia 6 $ 1,120,000 $ 186,000 $ 96,000
Allen County Indiana 6 $ 890,000 $ 148,000 $ 45,000
Harford County Maryland 6 $ 1,720,000 $ 286,000 $ 128,000
Carteret County North Carolina 6 $ 1,410,000 $ 235,000 $ 220,000
Lee County North Carolina 6 $ 1,580,000 $ 263,000 $ 94,000
Nash County North Carolina 6 $ 1,440,000 $ 240,000 $ 68,000
Polk County North Carolina 6 $ 1,420,000 $ 236,000 $ 85,000
Rowan County North Carolina 6 $ 1,330,000 $ 221,000 $ 81,000
Canadian County Oklahoma 6 $ 1,470,000 $ 245,000 $ 76,000
Anderson County South Carolina 6 $ 1,240,000 $ 206,000 $ 74,000
Lancaster County South Carolina 6 $ 2,130,000 $ 355,000 $ 129,000
Union County South Carolina 6 $ 850,000 $ 141,000 $ 48,000
Manassas Park County Virginia 6 $ 2,040,000 $ 340,000 $ 77,000
Shenandoah County Virginia 6 $ 1,500,000 $ 250,000 $ 95,000
Walworth County Wisconsin 6 $ 880,000 $ 146,000 $ 59,000
Walker County Alabama 5 $ 615,000 $ 123,000 $ 77,000
Riverside County California 5 $ 1,735,000 $ 347,000 $ 259,000
Orange County Florida 5 $ 1,275,000 $ 255,000 $ 78,000
Seminole County Florida 5 $ 1,505,000 $ 301,000 $ 97,000
Volusia County Florida 5 $ 1,435,000 $ 287,000 $ 376,000
Brantley County Georgia 5 $ 795,000 $ 159,000 $ 98,000
Chatham County Georgia 5 $ 1,855,000 $ 371,000 $ 207,000
Hinds County Mississippi 5 $ 585,000 $ 117,000 $ 88,000
Gates County North Carolina 5 $ 1,225,000 $ 245,000 $ 70,000
Northampton County North Carolina 5 $ 765,000 $ 153,000 $ 59,000
Rutherford County North Carolina 5 $ 1,055,000 $ 211,000 $ 58,000
Wilkes County North Carolina 5 $ 585,000 $ 117,000 $ 55,000
Yadkin County North Carolina 5 $ 705,000 $ 141,000 $ 60,000
Chester County Pennsylvania 5 $ 1,615,000 $ 323,000 $ 112,000
Abbeville County South Carolina 5 $ 1,235,000 $ 247,000 $ 99,000
Fort Bend County Texas 5 $ 1,075,000 $ 215,000 $ 126,000
Beaver County Utah 5 $ 975,000 $ 195,000 $ 73,000
Accomack County Virginia 5 $ 975,000 $ 195,000 $ 138,000
Augusta County Virginia 5 $ 1,185,000 $ 237,000 $ 89,000
Greene County Virginia 5 $ 1,175,000 $ 235,000 $ 101,000
Madison County Virginia 5 $ 1,715,000 $ 343,000 $ 101,000
Middlesex County Virginia 5 $ 1,015,000 $ 203,000 $ 135,000
Williamsburg County Virginia 5 $ 915,000 $ 183,000 $ 84,000
Calhoun County Alabama 4 $ 420,000 $ 105,000 $ 49,000
Los Angeles County California 4 $ 1,520,000 $ 380,000 $ 192,000
Clay County Florida 4 $ 920,000 $ 230,000 $ 83,000
Lake County Florida 4 $ 860,000 $ 215,000 $ 95,000
Leon County Florida 4 $ 730,000 $ 182,000 $ 84,000
Pasco County Florida 4 $ 1,060,000 $ 265,000 $ 78,000
Putnam County Florida 4 $ 680,000 $ 170,000 $ 61,000
Glynn County Georgia 4 $ 1,130,000 $ 282,000 $ 110,000
Montgomery County Indiana 4 $ 560,000 $ 140,000 $ 81,000
Morgan County Indiana 4 $ 760,000 $ 190,000 $ 61,000
Cumberland County Maine 4 $ 1,420,000 $ 355,000 $ 95,000
Queen Anne's County Maryland 4 $ 980,000 $ 245,000 $ 100,000
Clark County Nevada 4 $ 1,020,000 $ 255,000 $ 149,000
Beaufort County North Carolina 4 $ 1,060,000 $ 265,000 $ 97,000
Catawba County North Carolina 4 $ 930,000 $ 232,000 $ 118,000
Wayne County North Carolina 4 $ 740,000 $ 185,000 $ 48,000
Franklin County Ohio 4 $ 700,000 $ 175,000 $ 71,000
Logan County Oklahoma 4 $ 810,000 $ 202,000 $ 124,000
Allegheny County Pennsylvania 4 $ 710,000 $ 177,000 $ 166,000
Barnwell County South Carolina 4 $ 700,000 $ 175,000 $ 97,000
Cherokee County South Carolina 4 $ 840,000 $ 210,000 $ 68,000
Newberry County South Carolina 4 $ 940,000 $ 235,000 $ 105,000
Davis County Utah 4 $ 730,000 $ 182,000 $ 56,000
Carroll County Virginia 4 $ 490,000 $ 122,000 $ 70,000
Fluvanna County Virginia 4 $ 970,000 $ 242,000 $ 123,000
Halifax County Virginia 4 $ 550,000 $ 137,000 $ 64,000
King George County Virginia 4 $ 1,030,000 $ 257,000 $ 122,000
Nelson County Virginia 4 $ 860,000 $ 215,000 $ 174,000
Northumberland County Virginia 4 $ 790,000 $ 197,000 $ 106,000
Poquoson County Virginia 4 $ 870,000 $ 217,000 $ 90,000
Staunton County Virginia 4 $ 1,000,000 $ 250,000 $ 139,000
Mercer County West Virginia 4 $ 400,000 $ 100,000 $ 42,000
Mohave County Arizona 3 $ 385,000 $ 128,000 $ 52,000
Jefferson County Colorado 3 $ 1,345,000 $ 448,000 $ 195,000
Indian River County Florida 3 $ 495,000 $ 165,000 $ 122,000
Manatee County Florida 3 $ 845,000 $ 281,000 $ 187,000
Okaloosa County Florida 3 $ 685,000 $ 228,000 $ 149,000
Sarasota County Florida 3 $ 965,000 $ 321,000 $ 110,000
Bacon County Georgia 3 $ 475,000 $ 158,000 $ 91,000
Bryan County Georgia 3 $ 765,000 $ 255,000 $ 108,000
Columbia County Georgia 3 $ 695,000 $ 231,000 $ 93,000
Coweta County Georgia 3 $ 555,000 $ 185,000 $ 128,000
DeKalb County Georgia 3 $ 575,000 $ 191,000 $ 69,000
Dodge County Georgia 3 $ 735,000 $ 245,000 $ 104,000
Laurens County Georgia 3 $ 1,115,000 $ 371,000 $ 111,000
Montgomery County Georgia 3 $ 805,000 $ 268,000 $ 133,000
Morgan County Georgia 3 $ 1,145,000 $ 381,000 $ 119,000
Pike County Georgia 3 $ 625,000 $ 208,000 $ 94,000
Middlesex County Massachusetts 3 $ 1,435,000 $ 478,000 $ 253,000
Scott County Minnesota 3 $ 675,000 $ 225,000 $ 101,000
Caldwell County North Carolina 3 $ 1,055,000 $ 351,000 $ 168,000
Chowan County North Carolina 3 $ 605,000 $ 201,000 $ 117,000
Haywood County North Carolina 3 $ 745,000 $ 248,000 $ 79,000
Transylvania County North Carolina 3 $ 895,000 $ 298,000 $ 107,000
Warren County Ohio 3 $ 705,000 $ 235,000 $ 182,000
Montgomery County Pennsylvania 3 $ 715,000 $ 238,000 $ 83,000
Colleton County South Carolina 3 $ 675,000 $ 225,000 $ 84,000
Dorchester County South Carolina 3 $ 685,000 $ 228,000 $ 142,000
Fairfield County South Carolina 3 $ 755,000 $ 251,000 $ 88,000
Kershaw County South Carolina 3 $ 895,000 $ 298,000 $ 95,000
Pickens County South Carolina 3 $ 525,000 $ 175,000 $ 40,000
Saluda County South Carolina 3 $ 565,000 $ 188,000 $ 85,000
Bexar County Texas 3 $ 685,000 $ 228,000 $ 62,000
El Paso County Texas 3 $ 375,000 $ 125,000 $ 100,000
Galveston County Texas 3 $ 905,000 $ 301,000 $ 94,000
Appomattox County Virginia 3 $ 515,000 $ 171,000 $ 59,000
Buena Vista County Virginia 3 $ 475,000 $ 158,000 $ 40,000
Dinwiddie County Virginia 3 $ 755,000 $ 251,000 $ 99,000
Falls Church County Virginia 3 $ 875,000 $ 291,000 $ 85,000
Floyd County Virginia 3 $ 395,000 $ 131,000 $ 81,000
Manassas County Virginia 3 $ 635,000 $ 211,000 $ 72,000
Petersburg County Virginia 3 $ 555,000 $ 185,000 $ 56,000
Prince George County Virginia 3 $ 665,000 $ 221,000 $ 51,000
Tazewell County Virginia 3 $ 415,000 $ 138,000 $ 61,000
King County Washington 3 $ 1,625,000 $ 541,000 $ 130,000
Nicholas County West Virginia 3 $ 345,000 $ 115,000 $ 42,000
Upshur County West Virginia 3 $ 445,000 $ 148,000 $ 48,000
Racine County Wisconsin 3 $ 735,000 $ 245,000 $ 82,000
Maricopa County Arizona 2 $ 350,000 $ 175,000 $ 53,000
San Bernardino County California 2 $ 540,000 $ 270,000 $ 128,000
Adams County Colorado 2 $ 530,000 $ 265,000 $ 231,000
Fairfield County Connecticut 2 $ 700,000 $ 350,000 $ 109,000
Lee County Florida 2 $ 270,000 $ 135,000 $ 62,000
Miami-Dade County Florida 2 $ 760,000 $ 380,000 $ 153,000
Osceola County Florida 2 $ 450,000 $ 225,000 $ 181,000
St. Lucie County Florida 2 $ 510,000 $ 255,000 $ 62,000
Sumter County Florida 2 $ 410,000 $ 205,000 $ 81,000
Berrien County Georgia 2 $ 420,000 $ 210,000 $ 238,000
Bibb County Georgia 2 $ 580,000 $ 290,000 $ 277,000
Colquitt County Georgia 2 $ 400,000 $ 200,000 $ 56,000
Dawson County Georgia 2 $ 420,000 $ 210,000 $ 71,000
Effingham County Georgia 2 $ 400,000 $ 200,000 $ 93,000
Emanuel County Georgia 2 $ 380,000 $ 190,000 $ 75,000
Jasper County Georgia 2 $ 540,000 $ 270,000 $ 81,000
Lamar County Georgia 2 $ 440,000 $ 220,000 $ 97,000
Lowndes County Georgia 2 $ 300,000 $ 150,000 $ 55,000
McIntosh County Georgia 2 $ 430,000 $ 215,000 $ 81,000
Upson County Georgia 2 $ 470,000 $ 235,000 $ 124,000
Cook County Illinois 2 $ 400,000 $ 200,000 $ 195,000
Clay County Indiana 2 $ 310,000 $ 155,000 $ 49,000
Clinton County Indiana 2 $ 370,000 $ 185,000 $ 60,000
Noble County Indiana 2 $ 410,000 $ 205,000 $ 62,000
Owen County Indiana 2 $ 520,000 $ 260,000 $ 74,000
Johnson County Kansas 2 $ 590,000 $ 295,000 $ 86,000
Somerset County Maine 2 $ 360,000 $ 180,000 $ 180,000
Calvert County Maryland 2 $ 720,000 $ 360,000 $ 182,000
Garrett County Maryland 2 $ 810,000 $ 405,000 $ 301,000
Washington County Maryland 2 $ 430,000 $ 215,000 $ 46,000
Worcester County Maryland 2 $ 620,000 $ 310,000 $ 134,000
Bristol County Massachusetts 2 $ 550,000 $ 275,000 $ 106,000
DeSoto County Mississippi 2 $ 450,000 $ 225,000 $ 125,000
Madison County Mississippi 2 $ 380,000 $ 190,000 $ 60,000
Monroe County Mississippi 2 $ 200,000 $ 100,000 $ 130,000
Pontotoc County Mississippi 2 $ 240,000 $ 120,000 $ 75,000
Union County Mississippi 2 $ 190,000 $ 95,000 $ 72,000
Mercer County New Jersey 2 $ 250,000 $ 125,000 $ 122,000
Somerset County New Jersey 2 $ 690,000 $ 345,000 $ 193,000
Avery County North Carolina 2 $ 330,000 $ 165,000 $ 48,000
Burke County North Carolina 2 $ 340,000 $ 170,000 $ 55,000
Camden County North Carolina 2 $ 480,000 $ 240,000 $ 104,000
Cleveland County North Carolina 2 $ 250,000 $ 125,000 $ 31,000
Hertford County North Carolina 2 $ 430,000 $ 215,000 $ 92,000
Jackson County North Carolina 2 $ 590,000 $ 295,000 $ 627,000
Lincoln County North Carolina 2 $ 370,000 $ 185,000 $ 53,000
Macon County North Carolina 2 $ 640,000 $ 320,000 $ 103,000
Mitchell County North Carolina 2 $ 300,000 $ 150,000 $ 58,000
Perquimans County North Carolina 2 $ 220,000 $ 110,000 $ 49,000
Person County North Carolina 2 $ 720,000 $ 360,000 $ 114,000
Washington County North Carolina 2 $ 230,000 $ 115,000 $ 36,000
Wilson County North Carolina 2 $ 390,000 $ 195,000 $ 85,000
Yancey County North Carolina 2 $ 390,000 $ 195,000 $ 48,000
Montgomery County Ohio 2 $ 240,000 $ 120,000 $ 53,000
Shelby County Ohio 2 $ 260,000 $ 130,000 $ 77,000
Wayne County Ohio 2 $ 240,000 $ 120,000 $ 65,000
Multnomah County Oregon 2 $ 380,000 $ 190,000 $ 265,000
Franklin County Pennsylvania 2 $ 500,000 $ 250,000 $ 0
Philadelphia County Pennsylvania 2 $ 530,000 $ 265,000 $ 161,000
York County Pennsylvania 2 $ 470,000 $ 235,000 $ 72,000
Providence County Rhode Island 2 $ 400,000 $ 200,000 $ 101,000
Chesterfield County South Carolina 2 $ 510,000 $ 255,000 $ 104,000
Georgetown County South Carolina 2 $ 520,000 $ 260,000 $ 122,000
Greenwood County South Carolina 2 $ 820,000 $ 410,000 $ 113,000
McCormick County South Carolina 2 $ 690,000 $ 345,000 $ 286,000
Sumter County South Carolina 2 $ 350,000 $ 175,000 $ 75,000
Bradley County Tennessee 2 $ 410,000 $ 205,000 $ 77,000
Davidson County Tennessee 2 $ 610,000 $ 305,000 $ 161,000
Marion County Tennessee 2 $ 340,000 $ 170,000 $ 84,000
Stewart County Tennessee 2 $ 380,000 $ 190,000 $ 89,000
Sullivan County Tennessee 2 $ 330,000 $ 165,000 $ 98,000
Bell County Texas 2 $ 260,000 $ 130,000 $ 96,000
Collin County Texas 2 $ 1,130,000 $ 565,000 $ 115,000
Denton County Texas 2 $ 760,000 $ 380,000 $ 131,000
Liberty County Texas 2 $ 280,000 $ 140,000 $ 123,000
Utah County Utah 2 $ 1,200,000 $ 600,000 $ 219,000
Amelia County Virginia 2 $ 320,000 $ 160,000 $ 62,000
Caroline County Virginia 2 $ 410,000 $ 205,000 $ 79,000
Colonial Heights County Virginia 2 $ 250,000 $ 125,000 $ 53,000
Craig County Virginia 2 $ 330,000 $ 165,000 $ 74,000
Danville County Virginia 2 $ 180,000 $ 90,000 $ 93,000
Essex County Virginia 2 $ 650,000 $ 325,000 $ 95,000
Fredericksburg County Virginia 2 $ 1,140,000 $ 570,000 $ 422,000
Giles County Virginia 2 $ 250,000 $ 125,000 $ 53,000
King William County Virginia 2 $ 520,000 $ 260,000 $ 63,000
Mecklenburg County Virginia 2 $ 460,000 $ 230,000 $ 130,000
Powhatan County Virginia 2 $ 430,000 $ 215,000 $ 90,000
Rockbridge County Virginia 2 $ 220,000 $ 110,000 $ 65,000
Russell County Virginia 2 $ 230,000 $ 115,000 $ 40,000
Surry County Virginia 2 $ 480,000 $ 240,000 $ 79,000
Winchester County Virginia 2 $ 410,000 $ 205,000 $ 0
Clark County Washington 2 $ 490,000 $ 245,000 $ 97,000
Pierce County Washington 2 $ 750,000 $ 375,000 $ 163,000
Kanawha County West Virginia 2 $ 350,000 $ 175,000 $ 115,000
Taylor County West Virginia 2 $ 210,000 $ 105,000 $ 70,000
Kenosha County Wisconsin 2 $ 230,000 $ 115,000 $ 26,000
Rock County Wisconsin 2 $ 210,000 $ 105,000 $ 38,000
Waukesha County Wisconsin 2 $ 380,000 $ 190,000 $ 79,000
Winnebago County Wisconsin 2 $ 230,000 $ 115,000 $ 79,000
Campbell County Wyoming 2 $ 330,000 $ 165,000 $ 0
Baldwin County Alabama 1 $ 475,000 $ 475,000 $ 100,000
Blount County Alabama 1 $ 155,000 $ 155,000 $ 130,000
DeKalb County Alabama 1 $ 95,000 $ 95,000 $ 47,000
Elmore County Alabama 1 $ 175,000 $ 175,000 $ 0
Lauderdale County Alabama 1 $ 155,000 $ 155,000 $ 0
Lee County Alabama 1 $ 265,000 $ 265,000 $ 237,000
Madison County Alabama 1 $ 295,000 $ 295,000 $ 110,000
St. Clair County Alabama 1 $ 245,000 $ 245,000 $ 100,000
Talladega County Alabama 1 $ 145,000 $ 145,000 $ 112,000
Tuscaloosa County Alabama 1 $ 75,000 $ 75,000 $ 65,000
Yavapai County Arizona 1 $ 155,000 $ 155,000 $ 0
Faulkner County Arkansas 1 $ 175,000 $ 175,000 $ 106,000
Washington County Arkansas 1 $ 135,000 $ 135,000 $ 124,000
Alameda County California 1 $ 355,000 $ 355,000 $ 121,000
Contra Costa County California 1 $ 445,000 $ 445,000 $ 0
Kern County California 1 $ 205,000 $ 205,000 $ 194,000
Marin County California 1 $ 1,265,000 $ 1,265,000 $ 465,000
Nevada County California 1 $ 355,000 $ 355,000 $ 70,000
Orange County California 1 $ 625,000 $ 625,000 $ 0
San Francisco County California 1 $ 455,000 $ 455,000 $ 127,000
San Luis Obispo County California 1 $ 295,000 $ 295,000 $ 0
Santa Barbara County California 1 $ 515,000 $ 515,000 $ 120,000
Shasta County California 1 $ 265,000 $ 265,000 $ 90,000
Solano County California 1 $ 175,000 $ 175,000 $ 94,000
Denver County Colorado 1 $ 1,075,000 $ 1,075,000 $ 507,000
Douglas County Colorado 1 $ 365,000 $ 365,000 $ 0
El Paso County Colorado 1 $ 275,000 $ 275,000 $ 0
Grand County Colorado 1 $ 295,000 $ 295,000 $ 0
Larimer County Colorado 1 $ 115,000 $ 115,000 $ 102,000
Park County Colorado 1 $ 445,000 $ 445,000 $ 116,000
Weld County Colorado 1 $ 385,000 $ 385,000 $ 102,000
Litchfield County Connecticut 1 $ 655,000 $ 655,000 $ 500,000
Kent County Delaware 1 $ 265,000 $ 265,000 $ 105,000
New Castle County Delaware 1 $ 385,000 $ 385,000 $ 89,000
Bay County Florida 1 $ 185,000 $ 185,000 $ 113,000
Brevard County Florida 1 $ 235,000 $ 235,000 $ 75,000
Citrus County Florida 1 $ 285,000 $ 285,000 $ 69,000
Collier County Florida 1 $ 475,000 $ 475,000 $ 138,000
Flagler County Florida 1 $ 155,000 $ 155,000 $ 66,000
Holmes County Florida 1 $ 65,000 $ 65,000 $ 137,000
Jackson County Florida 1 $ 145,000 $ 145,000 $ 53,000
Polk County Florida 1 $ 215,000 $ 215,000 $ 79,000
Santa Rosa County Florida 1 $ 225,000 $ 225,000 $ 52,000
Bleckley County Georgia 1 $ 255,000 $ 255,000 $ 108,000
Brooks County Georgia 1 $ 245,000 $ 245,000 $ 285,000
Butts County Georgia 1 $ 365,000 $ 365,000 $ 219,000
Candler County Georgia 1 $ 85,000 $ 85,000 $ 68,000
Catoosa County Georgia 1 $ 205,000 $ 205,000 $ 93,000
Charlton County Georgia 1 $ 75,000 $ 75,000 $ 133,000
Cherokee County Georgia 1 $ 225,000 $ 225,000 $ 64,000
Cobb County Georgia 1 $ 345,000 $ 345,000 $ 101,000
Crawford County Georgia 1 $ 135,000 $ 135,000 $ 129,000
Decatur County Georgia 1 $ 115,000 $ 115,000 $ 36,000
Evans County Georgia 1 $ 125,000 $ 125,000 $ 55,000
Forsyth County Georgia 1 $ 115,000 $ 115,000 $ 111,000
Hart County Georgia 1 $ 205,000 $ 205,000 $ 46,000
Henry County Georgia 1 $ 375,000 $ 375,000 $ 158,000
Irwin County Georgia 1 $ 265,000 $ 265,000 $ 73,000
Jefferson County Georgia 1 $ 255,000 $ 255,000 $ 132,000
Jenkins County Georgia 1 $ 115,000 $ 115,000 $ 52,000
Lanier County Georgia 1 $ 155,000 $ 155,000 $ 80,000
Lee County Georgia 1 $ 495,000 $ 495,000 $ 262,000
Meriwether County Georgia 1 $ 365,000 $ 365,000 $ 101,000
Oconee County Georgia 1 $ 515,000 $ 515,000 $ 171,000
Pulaski County Georgia 1 $ 225,000 $ 225,000 $ 222,000
Rockdale County Georgia 1 $ 215,000 $ 215,000 $ 83,000
Screven County Georgia 1 $ 95,000 $ 95,000 $ 80,000
Stephens County Georgia 1 $ 235,000 $ 235,000 $ 71,000
Telfair County Georgia 1 $ 145,000 $ 145,000 $ 81,000
Tift County Georgia 1 $ 125,000 $ 125,000 $ 52,000
Treutlen County Georgia 1 $ 65,000 $ 65,000 $ 47,000
Twiggs County Georgia 1 $ 75,000 $ 75,000 $ 75,000
Walton County Georgia 1 $ 85,000 $ 85,000 $ 54,000
Honolulu County Hawaii 1 $ 285,000 $ 285,000 $ 107,000
Adams County Idaho 1 $ 225,000 $ 225,000 $ 108,000
Bannock County Idaho 1 $ 475,000 $ 475,000 $ 140,000
Canyon County Idaho 1 $ 235,000 $ 235,000 $ 58,000
DuPage County Illinois 1 $ 335,000 $ 335,000 $ 100,000
Lake County Illinois 1 $ 205,000 $ 205,000 $ 140,000
St. Clair County Illinois 1 $ 185,000 $ 185,000 $ 106,000
Will County Illinois 1 $ 245,000 $ 245,000 $ 42,000
Winnebago County Illinois 1 $ 135,000 $ 135,000 $ 0
Clark County Indiana 1 $ 165,000 $ 165,000 $ 80,000
Elkhart County Indiana 1 $ 265,000 $ 265,000 $ 94,000
Grant County Indiana 1 $ 75,000 $ 75,000 $ 40,000
Hamilton County Indiana 1 $ 515,000 $ 515,000 $ 173,000
Kosciusko County Indiana 1 $ 235,000 $ 235,000 $ 0
Lake County Indiana 1 $ 225,000 $ 225,000 $ 152,000
Orange County Indiana 1 $ 175,000 $ 175,000 $ 0
Parke County Indiana 1 $ 75,000 $ 75,000 $ 81,000
Scott County Indiana 1 $ 145,000 $ 145,000 $ 0
Vermillion County Indiana 1 $ 135,000 $ 135,000 $ 168,000
Polk County Iowa 1 $ 215,000 $ 215,000 $ 106,000
Warren County Iowa 1 $ 155,000 $ 155,000 $ 0
Riley County Kansas 1 $ 565,000 $ 565,000 $ 0
Wabaunsee County Kansas 1 $ 175,000 $ 175,000 $ 52,000
Bell County Kentucky 1 $ 185,000 $ 185,000 $ 0
Bossier County Louisiana 1 $ 145,000 $ 145,000 $ 0
Orleans County Louisiana 1 $ 155,000 $ 155,000 $ 56,000
St. Charles County Louisiana 1 $ 475,000 $ 475,000 $ 234,000
Webster County Louisiana 1 $ 155,000 $ 155,000 $ 138,000
York County Maine 1 $ 145,000 $ 145,000 $ 0
Kent County Maryland 1 $ 105,000 $ 105,000 $ 123,000
Wicomico County Maryland 1 $ 175,000 $ 175,000 $ 48,000
Essex County Massachusetts 1 $ 485,000 $ 485,000 $ 104,000
Plymouth County Massachusetts 1 $ 685,000 $ 685,000 $ 0
Suffolk County Massachusetts 1 $ 615,000 $ 615,000 $ 136,000
Baraga County Michigan 1 $ 85,000 $ 85,000 $ 100,000
Houghton County Michigan 1 $ 125,000 $ 125,000 $ 101,000
Kent County Michigan 1 $ 155,000 $ 155,000 $ 119,000
Marquette County Michigan 1 $ 75,000 $ 75,000 $ 36,000
Muskegon County Michigan 1 $ 295,000 $ 295,000 $ 125,000
Oakland County Michigan 1 $ 175,000 $ 175,000 $ 95,000
Goodhue County Minnesota 1 $ 155,000 $ 155,000 $ 54,000
Kandiyohi County Minnesota 1 $ 145,000 $ 145,000 $ 0
Le Sueur County Minnesota 1 $ 235,000 $ 235,000 $ 119,000
McLeod County Minnesota 1 $ 145,000 $ 145,000 $ 0
Benton County Mississippi 1 $ 555,000 $ 555,000 $ 229,000
Harrison County Mississippi 1 $ 145,000 $ 145,000 $ 0
Walthall County Mississippi 1 $ 275,000 $ 275,000 $ 316,000
Winston County Mississippi 1 $ 75,000 $ 75,000 $ 22,000
Clay County Missouri 1 $ 205,000 $ 205,000 $ 102,000
Cole County Missouri 1 $ 95,000 $ 95,000 $ 76,000
Henry County Missouri 1 $ 195,000 $ 195,000 $ 75,000
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Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,323 $558,785,000 $240,000 $1,845,000 $94,000 $2,471,000
Refinancing 2,057 $532,015,000 $258,000 $1,235,000 $122,000 $3,504,000
Cash-out Refinancing 1,195 $265,655,000 $222,000 $1,375,000 $105,000 $1,975,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,875 $910,285,000 $234,000 $1,845,000 $106,000 $2,471,000
Black or African American 717 $165,945,000 $231,000 $1,045,000 $87,000 $387,000
Not Provided 410 $123,740,000 $301,000 $1,775,000 $154,000 $3,504,000
Hispanic 274 $66,910,000 $244,000 $885,000 $84,000 $477,000
Asian 234 $73,550,000 $314,000 $1,265,000 $105,000 $786,000
American Indian or Alaskan Native 35 $7,085,000 $202,000 $505,000 $93,000 $451,000
Native Hawaiian or Other Pacific Islander 9 $3,215,000 $357,000 $1,185,000 $260,000 $1,522,000
Not applicable 5 $855,000 $171,000 $275,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,171 $1,014,985,000 $243,000 $1,845,000 $116,000 $3,504,000
FHA-insured (Federal Housing Administration) 612 $136,580,000 $223,000 $755,000 $70,000 $385,000
VA-guaranteed (Veterans Administration) 554 $167,010,000 $301,000 $1,375,000 $99,000 $507,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 238 $37,880,000 $159,000 $475,000 $49,000 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,897 $1,192,525,000 $243,000 $1,775,000 $105,000 $1,893,000
Application Withdrawn By Applicant 358 $89,970,000 $251,000 $955,000 $116,000 $3,504,000
Application Denied By Financial Institution 276 $62,110,000 $225,000 $1,185,000 $100,000 $1,975,000
Application Approved But Not Accepted 38 $10,620,000 $279,000 $1,845,000 $207,000 $2,471,000
File Closed For Incompleteness 6 $1,230,000 $205,000 $325,000 $72,000 $97,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,299 $1,294,345,000 $244,000 $1,845,000 $107,000 $3,504,000
Credit Application Incomplete 114 $27,860,000 $244,000 $1,185,000 $139,000 $1,975,000
Debt-To-Income Ratio 65 $15,305,000 $235,000 $775,000 $52,000 $137,000
Other 34 $6,030,000 $177,000 $875,000 $65,000 $292,000
Collateral 29 $5,885,000 $202,000 $435,000 $89,000 $250,000
Credit History 18 $3,480,000 $193,000 $375,000 $74,000 $245,000
Employment History 7 $1,395,000 $199,000 $445,000 $275,000 $1,560,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,125,000 $225,000 $285,000 $60,000 $126,000
Unverifiable Information 4 $1,030,000 $257,000 $645,000 $76,000 $190,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Blue Ridge Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Blue Ridge Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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