Blue Ridge Bank, National Association
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Blue Ridge Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Luray, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 5,575 |
| Total Mortgage Loan Application Amount | $1,356,455,000 |
| Average Mortgage Loan Application Amount | $240,000 |
| Highest Mortgage Loan Application Amount | $1,845,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $3,504,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ripley County Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Burt County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 276,000 |
| Seward County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| White Pine County Nevada | 1 | $ 185,000 | $ 185,000 | $ 145,000 |
| Rockingham County New Hampshire | 1 | $ 1,035,000 | $ 1,035,000 | $ 417,000 |
| Atlantic County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 153,000 |
| Burlington County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Hudson County New Jersey | 1 | $ 635,000 | $ 635,000 | $ 202,000 |
| Middlesex County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 174,000 |
| Morris County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Ocean County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Salem County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 338,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Sandoval County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Taos County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Monroe County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Suffolk County New York | 1 | $ 215,000 | $ 215,000 | $ 154,000 |
| Westchester County New York | 1 | $ 1,085,000 | $ 1,085,000 | $ 500,000 |
| Alleghany County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Anson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Caswell County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Clay County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 169,000 |
| Duplin County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Halifax County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Lenoir County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Martin County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| McDowell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Pamlico County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
| Richmond County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Vance County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Pierce County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Williams County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 151,000 |
| Ashtabula County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butler County Ohio | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Crawford County Ohio | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Lorain County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lucas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Medina County Ohio | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Richland County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Stark County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Cleveland County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 786,000 |
| Comanche County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Creek County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Pottawatomie County Oklahoma | 1 | $ 435,000 | $ 435,000 | $ 222,000 |
| Sequoyah County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
| Clackamas County Oregon | 1 | $ 345,000 | $ 345,000 | $ 58,000 |
| Beaver County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Berks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Carbon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Columbia County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Lancaster County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Lebanon County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Lehigh County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 161,000 |
| Newport County Rhode Island | 1 | $ 735,000 | $ 735,000 | $ 270,000 |
| Washington County Rhode Island | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Bamberg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Calhoun County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Chester County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 165,000 |
| Clarendon County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 175,000 |
| Edgefield County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 161,000 |
| Jasper County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Lee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Marion County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Marlboro County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Oconee County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 315,000 |
| Minnehaha County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Yankton County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Knox County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sequatchie County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Washington County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Brazoria County Texas | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Cameron County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cooke County Texas | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Dallas County Texas | 1 | $ 365,000 | $ 365,000 | $ 277,000 |
| Grimes County Texas | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Navarro County Texas | 1 | $ 115,000 | $ 115,000 | $ 338,000 |
| San Jacinto County Texas | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Tarrant County Texas | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Travis County Texas | 1 | $ 425,000 | $ 425,000 | $ 103,000 |
| Cache County Utah | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Carbon County Utah | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Duchesne County Utah | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Rich County Utah | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
| Sanpete County Utah | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Sevier County Utah | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Summit County Utah | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Wasatch County Utah | 1 | $ 515,000 | $ 515,000 | $ 350,000 |
| Caledonia County Vermont | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Bland County Virginia | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Brunswick County Virginia | 1 | $ 485,000 | $ 485,000 | $ 960,000 |
| Buckingham County Virginia | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| Charles City County Virginia | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Charlotte County Virginia | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Galax County Virginia | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Hopewell County Virginia | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Lexington County Virginia | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Mathews County Virginia | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Nottoway County Virginia | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Prince Edward County Virginia | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Washington County Virginia | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Chelan County Washington | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Snohomish County Washington | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Harrison County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Jackson County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Lewis County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| McDowell County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Monongalia County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Raleigh County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Chippewa County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Dane County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Manitowoc County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Oconto County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Portage County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Washburn County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Waupaca County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Weston County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,323 | $558,785,000 | $240,000 | $1,845,000 | $94,000 | $2,471,000 |
| Refinancing | 2,057 | $532,015,000 | $258,000 | $1,235,000 | $122,000 | $3,504,000 |
| Cash-out Refinancing | 1,195 | $265,655,000 | $222,000 | $1,375,000 | $105,000 | $1,975,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,875 | $910,285,000 | $234,000 | $1,845,000 | $106,000 | $2,471,000 |
| Black or African American | 717 | $165,945,000 | $231,000 | $1,045,000 | $87,000 | $387,000 |
| Not Provided | 410 | $123,740,000 | $301,000 | $1,775,000 | $154,000 | $3,504,000 |
| Hispanic | 274 | $66,910,000 | $244,000 | $885,000 | $84,000 | $477,000 |
| Asian | 234 | $73,550,000 | $314,000 | $1,265,000 | $105,000 | $786,000 |
| American Indian or Alaskan Native | 35 | $7,085,000 | $202,000 | $505,000 | $93,000 | $451,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,215,000 | $357,000 | $1,185,000 | $260,000 | $1,522,000 |
| Not applicable | 5 | $855,000 | $171,000 | $275,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,171 | $1,014,985,000 | $243,000 | $1,845,000 | $116,000 | $3,504,000 |
| FHA-insured (Federal Housing Administration) | 612 | $136,580,000 | $223,000 | $755,000 | $70,000 | $385,000 |
| VA-guaranteed (Veterans Administration) | 554 | $167,010,000 | $301,000 | $1,375,000 | $99,000 | $507,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 238 | $37,880,000 | $159,000 | $475,000 | $49,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,897 | $1,192,525,000 | $243,000 | $1,775,000 | $105,000 | $1,893,000 |
| Application Withdrawn By Applicant | 358 | $89,970,000 | $251,000 | $955,000 | $116,000 | $3,504,000 |
| Application Denied By Financial Institution | 276 | $62,110,000 | $225,000 | $1,185,000 | $100,000 | $1,975,000 |
| Application Approved But Not Accepted | 38 | $10,620,000 | $279,000 | $1,845,000 | $207,000 | $2,471,000 |
| File Closed For Incompleteness | 6 | $1,230,000 | $205,000 | $325,000 | $72,000 | $97,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,299 | $1,294,345,000 | $244,000 | $1,845,000 | $107,000 | $3,504,000 |
| Credit Application Incomplete | 114 | $27,860,000 | $244,000 | $1,185,000 | $139,000 | $1,975,000 |
| Debt-To-Income Ratio | 65 | $15,305,000 | $235,000 | $775,000 | $52,000 | $137,000 |
| Other | 34 | $6,030,000 | $177,000 | $875,000 | $65,000 | $292,000 |
| Collateral | 29 | $5,885,000 | $202,000 | $435,000 | $89,000 | $250,000 |
| Credit History | 18 | $3,480,000 | $193,000 | $375,000 | $74,000 | $245,000 |
| Employment History | 7 | $1,395,000 | $199,000 | $445,000 | $275,000 | $1,560,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,125,000 | $225,000 | $285,000 | $60,000 | $126,000 |
| Unverifiable Information | 4 | $1,030,000 | $257,000 | $645,000 | $76,000 | $190,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.