Blue Ridge Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Blue Ridge Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Blue Ridge Bank, National Association P.O. Box 609, 17 West Main St Martinsville, VA 22835 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,339 |
| Total Mortgage Loan Application Amount | $403,905,000 |
| Average Mortgage Loan Application Amount | $2,540,500 |
| Highest Mortgage Loan Application Amount | $9,405,000 |
| Average Applicant Income | $79,500 |
| Highest Applicant Income | $2,328,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Blue Ridge Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Blue Ridge Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Blue Ridge Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Blue Ridge Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Blue Ridge Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Blue Ridge Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henry County Virginia | 55 | $ 9,265,000 | $ 168,000 | $ 74,000 |
| Wake County North Carolina | 45 | $ 14,215,000 | $ 315,000 | $ 129,000 |
| Southampton County Virginia | 29 | $ 7,575,000 | $ 261,000 | $ 99,000 |
| Brunswick County North Carolina | 27 | $ 5,985,000 | $ 221,000 | $ 82,000 |
| Columbus County North Carolina | 24 | $ 5,100,000 | $ 212,000 | $ 118,000 |
| Johnston County North Carolina | 23 | $ 5,445,000 | $ 236,000 | $ 73,000 |
| Forsyth County North Carolina | 21 | $ 5,605,000 | $ 266,000 | $ 114,000 |
| Beaufort County South Carolina | 21 | $ 14,285,000 | $ 680,000 | $ 387,000 |
| Fairfax County Virginia | 20 | $ 7,850,000 | $ 392,000 | $ 131,000 |
| Guilford County North Carolina | 19 | $ 5,145,000 | $ 270,000 | $ 117,000 |
| Mecklenburg County North Carolina | 18 | $ 5,950,000 | $ 330,000 | $ 176,000 |
| Putnam County Indiana | 17 | $ 4,175,000 | $ 245,000 | $ 82,000 |
| Gaston County North Carolina | 16 | $ 4,300,000 | $ 268,000 | $ 93,000 |
| Hendricks County Indiana | 15 | $ 4,255,000 | $ 283,000 | $ 154,000 |
| Baltimore County Maryland | 15 | $ 5,235,000 | $ 349,000 | $ 107,000 |
| Louisa County Virginia | 15 | $ 3,235,000 | $ 215,000 | $ 98,000 |
| Morgan County Indiana | 14 | $ 3,640,000 | $ 260,000 | $ 96,000 |
| Virginia Beach County Virginia | 14 | $ 7,900,000 | $ 564,000 | $ 189,000 |
| Lycoming County Pennsylvania | 13 | $ 2,225,000 | $ 171,000 | $ 105,000 |
| Pittsylvania County Virginia | 13 | $ 2,495,000 | $ 191,000 | $ 83,000 |
| Alamance County North Carolina | 12 | $ 3,000,000 | $ 250,000 | $ 82,000 |
| Cleveland County North Carolina | 12 | $ 3,550,000 | $ 295,000 | $ 84,000 |
| New Hanover County North Carolina | 12 | $ 3,710,000 | $ 309,000 | $ 87,000 |
| Bucks County Pennsylvania | 12 | $ 3,550,000 | $ 295,000 | $ 118,000 |
| Lancaster County Virginia | 12 | $ 2,740,000 | $ 228,000 | $ 138,000 |
| Martinsville County Virginia | 12 | $ 1,410,000 | $ 117,000 | $ 59,000 |
| Rowan County North Carolina | 11 | $ 2,655,000 | $ 241,000 | $ 101,000 |
| Davidson County North Carolina | 10 | $ 2,590,000 | $ 259,000 | $ 105,000 |
| Prince William County Virginia | 10 | $ 4,910,000 | $ 491,000 | $ 170,000 |
| Durham County North Carolina | 9 | $ 2,765,000 | $ 307,000 | $ 107,000 |
| Sampson County North Carolina | 9 | $ 2,095,000 | $ 232,000 | $ 73,000 |
| Scotland County North Carolina | 9 | $ 1,415,000 | $ 157,000 | $ 67,000 |
| Horry County South Carolina | 9 | $ 2,015,000 | $ 223,000 | $ 147,000 |
| Loudoun County Virginia | 9 | $ 4,825,000 | $ 536,000 | $ 180,000 |
| Duplin County North Carolina | 8 | $ 2,140,000 | $ 267,000 | $ 96,000 |
| Onslow County North Carolina | 8 | $ 2,420,000 | $ 302,000 | $ 93,000 |
| Rockingham County North Carolina | 8 | $ 1,620,000 | $ 202,000 | $ 92,000 |
| Stokes County North Carolina | 8 | $ 1,700,000 | $ 212,000 | $ 68,000 |
| Chesapeake County Virginia | 8 | $ 3,590,000 | $ 448,000 | $ 127,000 |
| Hampton County Virginia | 8 | $ 1,960,000 | $ 245,000 | $ 100,000 |
| Page County Virginia | 8 | $ 2,110,000 | $ 263,000 | $ 122,000 |
| Boone County Indiana | 7 | $ 1,395,000 | $ 199,000 | $ 81,000 |
| Marion County Indiana | 7 | $ 1,295,000 | $ 185,000 | $ 77,000 |
| Wayne County Indiana | 7 | $ 735,000 | $ 105,000 | $ 49,000 |
| Bladen County North Carolina | 7 | $ 1,985,000 | $ 283,000 | $ 76,000 |
| Cumberland County North Carolina | 7 | $ 1,425,000 | $ 203,000 | $ 64,000 |
| Franklin County North Carolina | 7 | $ 1,605,000 | $ 229,000 | $ 74,000 |
| Union County North Carolina | 7 | $ 2,285,000 | $ 326,000 | $ 124,000 |
| Greenville County South Carolina | 7 | $ 1,675,000 | $ 239,000 | $ 99,000 |
| Albemarle County Virginia | 7 | $ 3,355,000 | $ 479,000 | $ 173,000 |
| Franklin County Virginia | 7 | $ 2,055,000 | $ 293,000 | $ 112,000 |
| Newport News County Virginia | 7 | $ 1,855,000 | $ 265,000 | $ 107,000 |
| Norfolk County Virginia | 7 | $ 1,615,000 | $ 230,000 | $ 115,000 |
| Mercer County West Virginia | 7 | $ 1,065,000 | $ 152,000 | $ 52,000 |
| Leon County Florida | 6 | $ 1,370,000 | $ 228,000 | $ 65,000 |
| Harnett County North Carolina | 6 | $ 1,310,000 | $ 218,000 | $ 85,000 |
| Person County North Carolina | 6 | $ 1,220,000 | $ 203,000 | $ 82,000 |
| Florence County South Carolina | 6 | $ 1,710,000 | $ 285,000 | $ 184,000 |
| Laurens County South Carolina | 6 | $ 1,500,000 | $ 250,000 | $ 113,000 |
| Richland County South Carolina | 6 | $ 1,160,000 | $ 193,000 | $ 101,000 |
| Spartanburg County South Carolina | 6 | $ 1,490,000 | $ 248,000 | $ 99,000 |
| Danville County Virginia | 6 | $ 710,000 | $ 118,000 | $ 69,000 |
| Northumberland County Virginia | 6 | $ 1,040,000 | $ 173,000 | $ 67,000 |
| Roanoke County Virginia | 6 | $ 1,240,000 | $ 206,000 | $ 115,000 |
| Suffolk County Virginia | 6 | $ 2,330,000 | $ 388,000 | $ 145,000 |
| Washington County Virginia | 6 | $ 960,000 | $ 160,000 | $ 71,000 |
| Upshur County West Virginia | 6 | $ 820,000 | $ 136,000 | $ 59,000 |
| Fulton County Georgia | 5 | $ 1,795,000 | $ 359,000 | $ 155,000 |
| Allen County Indiana | 5 | $ 1,245,000 | $ 249,000 | $ 86,000 |
| Montgomery County Maryland | 5 | $ 2,035,000 | $ 407,000 | $ 179,000 |
| Currituck County North Carolina | 5 | $ 1,745,000 | $ 349,000 | $ 257,000 |
| Moore County North Carolina | 5 | $ 5,295,000 | $ 1,059,000 | $ 286,000 |
| Nash County North Carolina | 5 | $ 1,255,000 | $ 251,000 | $ 68,000 |
| Pender County North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 81,000 |
| Allegheny County Pennsylvania | 5 | $ 1,255,000 | $ 251,000 | $ 123,000 |
| Lexington County South Carolina | 5 | $ 885,000 | $ 177,000 | $ 126,000 |
| Charlottesville County Virginia | 5 | $ 12,575,000 | $ 2,515,000 | $ 313,000 |
| Henrico County Virginia | 5 | $ 1,725,000 | $ 345,000 | $ 162,000 |
| Isle of Wight County Virginia | 5 | $ 2,015,000 | $ 403,000 | $ 149,000 |
| Richmond County Virginia | 5 | $ 965,000 | $ 193,000 | $ 76,000 |
| Roanoke City County Virginia | 5 | $ 935,000 | $ 187,000 | $ 53,000 |
| Spotsylvania County Virginia | 5 | $ 1,825,000 | $ 365,000 | $ 124,000 |
| York County Virginia | 5 | $ 2,705,000 | $ 541,000 | $ 161,000 |
| Orange County Florida | 4 | $ 860,000 | $ 215,000 | $ 195,000 |
| DeKalb County Georgia | 4 | $ 1,900,000 | $ 475,000 | $ 166,000 |
| Macon County Illinois | 4 | $ 490,000 | $ 122,000 | $ 95,000 |
| Cabarrus County North Carolina | 4 | $ 1,050,000 | $ 262,000 | $ 86,000 |
| Catawba County North Carolina | 4 | $ 1,730,000 | $ 432,000 | $ 239,000 |
| Hoke County North Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 94,000 |
| Pitt County North Carolina | 4 | $ 960,000 | $ 240,000 | $ 110,000 |
| Randolph County North Carolina | 4 | $ 900,000 | $ 225,000 | $ 74,000 |
| Stanly County North Carolina | 4 | $ 1,310,000 | $ 327,000 | $ 100,000 |
| Surry County North Carolina | 4 | $ 730,000 | $ 182,000 | $ 56,000 |
| Wayne County North Carolina | 4 | $ 1,090,000 | $ 272,000 | $ 71,000 |
| Yadkin County North Carolina | 4 | $ 630,000 | $ 157,000 | $ 51,000 |
| Anderson County South Carolina | 4 | $ 1,870,000 | $ 467,000 | $ 135,000 |
| Kershaw County South Carolina | 4 | $ 1,540,000 | $ 385,000 | $ 109,000 |
| Campbell County Virginia | 4 | $ 490,000 | $ 122,000 | $ 57,000 |
| Chesterfield County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 110,000 |
| Culpeper County Virginia | 4 | $ 1,650,000 | $ 412,000 | $ 233,000 |
| Harrisonburg County Virginia | 4 | $ 1,450,000 | $ 362,000 | $ 67,000 |
| Orange County Virginia | 4 | $ 940,000 | $ 235,000 | $ 164,000 |
| Patrick County Virginia | 4 | $ 660,000 | $ 165,000 | $ 69,000 |
| Portsmouth County Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 109,000 |
| Richmond City County Virginia | 4 | $ 1,130,000 | $ 282,000 | $ 200,000 |
| Stafford County Virginia | 4 | $ 2,510,000 | $ 627,000 | $ 289,000 |
| Berkeley County West Virginia | 4 | $ 910,000 | $ 227,000 | $ 103,000 |
| Pinellas County Florida | 3 | $ 3,245,000 | $ 1,081,000 | $ 379,000 |
| Cherokee County Georgia | 3 | $ 1,295,000 | $ 431,000 | $ 102,000 |
| Cobb County Georgia | 3 | $ 1,145,000 | $ 381,000 | $ 137,000 |
| Johnson County Indiana | 3 | $ 775,000 | $ 258,000 | $ 89,000 |
| Baltimore City County Maryland | 3 | $ 785,000 | $ 261,000 | $ 86,000 |
| Charles County Maryland | 3 | $ 1,185,000 | $ 395,000 | $ 105,000 |
| Frederick County Maryland | 3 | $ 1,645,000 | $ 548,000 | $ 154,000 |
| Prince George's County Maryland | 3 | $ 1,305,000 | $ 435,000 | $ 114,000 |
| Caswell County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 68,000 |
| Gates County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 88,000 |
| Hertford County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 61,000 |
| Orange County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 105,000 |
| Pasquotank County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 78,000 |
| Robeson County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 65,000 |
| Clinton County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 67,000 |
| Berkeley County South Carolina | 3 | $ 1,715,000 | $ 571,000 | $ 165,000 |
| Marlboro County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 53,000 |
| Oconee County South Carolina | 3 | $ 815,000 | $ 271,000 | $ 95,000 |
| Buchanan County Virginia | 3 | $ 295,000 | $ 98,000 | $ 70,000 |
| Fauquier County Virginia | 3 | $ 1,255,000 | $ 418,000 | $ 111,000 |
| Frederick County Virginia | 3 | $ 1,315,000 | $ 438,000 | $ 200,000 |
| Hanover County Virginia | 3 | $ 1,565,000 | $ 521,000 | $ 186,000 |
| Lynchburg County Virginia | 3 | $ 625,000 | $ 208,000 | $ 103,000 |
| Manassas County Virginia | 3 | $ 1,925,000 | $ 641,000 | $ 184,000 |
| Middlesex County Virginia | 3 | $ 935,000 | $ 311,000 | $ 77,000 |
| Nelson County Virginia | 3 | $ 1,215,000 | $ 405,000 | $ 147,000 |
| Rockingham County Virginia | 3 | $ 925,000 | $ 308,000 | $ 84,000 |
| Westmoreland County Virginia | 3 | $ 555,000 | $ 185,000 | $ 122,000 |
| Wise County Virginia | 3 | $ 255,000 | $ 85,000 | $ 48,000 |
| Harrison County West Virginia | 3 | $ 585,000 | $ 195,000 | $ 67,000 |
| Calhoun County Alabama | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,530,000 | $ 765,000 | $ 407,000 |
| Palm Beach County Florida | 2 | $ 930,000 | $ 465,000 | $ 676,000 |
| Bulloch County Georgia | 2 | $ 430,000 | $ 215,000 | $ 55,000 |
| Carroll County Georgia | 2 | $ 440,000 | $ 220,000 | $ 92,000 |
| Colquitt County Georgia | 2 | $ 610,000 | $ 305,000 | $ 87,000 |
| Greene County Georgia | 2 | $ 1,480,000 | $ 740,000 | $ 837,000 |
| Gwinnett County Georgia | 2 | $ 700,000 | $ 350,000 | $ 177,000 |
| Jenkins County Georgia | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Morgan County Georgia | 2 | $ 1,090,000 | $ 545,000 | $ 207,000 |
| Newton County Georgia | 2 | $ 1,260,000 | $ 630,000 | $ 182,000 |
| Paulding County Georgia | 2 | $ 500,000 | $ 250,000 | $ 76,000 |
| Rabun County Georgia | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Walton County Georgia | 2 | $ 650,000 | $ 325,000 | $ 165,000 |
| Grant County Indiana | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Huntington County Indiana | 2 | $ 350,000 | $ 175,000 | $ 94,000 |
| Monroe County Indiana | 2 | $ 990,000 | $ 495,000 | $ 139,000 |
| Vanderburgh County Indiana | 2 | $ 460,000 | $ 230,000 | $ 77,000 |
| Harford County Maryland | 2 | $ 810,000 | $ 405,000 | $ 86,000 |
| Howard County Maryland | 2 | $ 740,000 | $ 370,000 | $ 81,000 |
| Anson County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 41,000 |
| Carteret County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 116,000 |
| Jackson County North Carolina | 2 | $ 3,130,000 | $ 1,565,000 | $ 653,000 |
| Lee County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 89,000 |
| Lincoln County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 78,000 |
| Vance County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 63,000 |
| Wilkes County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 131,000 |
| Wilson County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 63,000 |
| Chester County Pennsylvania | 2 | $ 740,000 | $ 370,000 | $ 679,000 |
| Abbeville County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Cherokee County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 131,000 |
| Chester County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 124,000 |
| Sumter County South Carolina | 2 | $ 1,420,000 | $ 710,000 | $ 235,000 |
| Amherst County Virginia | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Augusta County Virginia | 2 | $ 530,000 | $ 265,000 | $ 124,000 |
| Bedford County Virginia | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Botetourt County Virginia | 2 | $ 290,000 | $ 145,000 | $ 62,000 |
| Brunswick County Virginia | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Dickenson County Virginia | 2 | $ 310,000 | $ 155,000 | $ 100,000 |
| Goochland County Virginia | 2 | $ 3,140,000 | $ 1,570,000 | $ 555,000 |
| James City County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 122,000 |
| Poquoson County Virginia | 2 | $ 1,160,000 | $ 580,000 | $ 172,000 |
| Powhatan County Virginia | 2 | $ 860,000 | $ 430,000 | $ 151,000 |
| Russell County Virginia | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Salem County Virginia | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Tazewell County Virginia | 2 | $ 190,000 | $ 95,000 | $ 191,000 |
| Williamsburg County Virginia | 2 | $ 1,080,000 | $ 540,000 | $ 150,000 |
| Barbour County West Virginia | 2 | $ 230,000 | $ 115,000 | $ 27,000 |
| Nicholas County West Virginia | 2 | $ 380,000 | $ 190,000 | $ 51,000 |
| Raleigh County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Madison County Alabama | 1 | $ 485,000 | $ 485,000 | $ 196,000 |
| Montgomery County Alabama | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Talladega County Alabama | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Maricopa County Arizona | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Lonoke County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Charlotte County Florida | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Citrus County Florida | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Escambia County Florida | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Miami-Dade County Florida | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 499,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Sarasota County Florida | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| St. Johns County Florida | 1 | $ 1,025,000 | $ 1,025,000 | $ 442,000 |
| Volusia County Florida | 1 | $ 395,000 | $ 395,000 | $ 372,000 |
| Wakulla County Florida | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Washington County Florida | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Berrien County Georgia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Brantley County Georgia | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Candler County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Chatham County Georgia | 1 | $ 345,000 | $ 345,000 | $ 294,000 |
| Emanuel County Georgia | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Grady County Georgia | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Hart County Georgia | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Jasper County Georgia | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Lincoln County Georgia | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Lowndes County Georgia | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Pierce County Georgia | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Putnam County Georgia | 1 | $ 625,000 | $ 625,000 | $ 191,000 |
| Screven County Georgia | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Thomas County Georgia | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Treutlen County Georgia | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Whitfield County Georgia | 1 | $ 345,000 | $ 345,000 | $ 129,000 |
| Lake County Illinois | 1 | $ 745,000 | $ 745,000 | $ 520,000 |
| Mason County Illinois | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| McHenry County Illinois | 1 | $ 725,000 | $ 725,000 | $ 667,000 |
| McLean County Illinois | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Montgomery County Illinois | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Piatt County Illinois | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Bartholomew County Indiana | 1 | $ 415,000 | $ 415,000 | $ 71,000 |
| Clark County Indiana | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Clinton County Indiana | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Fayette County Indiana | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Fulton County Indiana | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Henry County Indiana | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Jennings County Indiana | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Madison County Indiana | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Owen County Indiana | 1 | $ 175,000 | $ 175,000 | $ 185,000 |
| Ripley County Indiana | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Union County Indiana | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Warrick County Indiana | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Washington County Indiana | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Bullitt County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Warren County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Orleans County Louisiana | 1 | $ 965,000 | $ 965,000 | $ 168,000 |
| York County Maine | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Anne Arundel County Maryland | 1 | $ 1,805,000 | $ 1,805,000 | $ 420,000 |
| Queen Anne's County Maryland | 1 | $ 555,000 | $ 555,000 | $ 124,000 |
| Washington County Maryland | 1 | $ 685,000 | $ 685,000 | $ 247,000 |
| Essex County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 1,005,000 | $ 1,005,000 | $ 330,000 |
| Suffolk County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Calhoun County Michigan | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Lee County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Pontotoc County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Boone County Missouri | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| St. Charles County Missouri | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
| Atlantic County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 172,000 |
| Essex County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 110,000 |
| Morris County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Warren County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 193,000 |
| Chatham County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 227,000 |
| Davie County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Edgecombe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Granville County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Halifax County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Henderson County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 106,000 |
| Iredell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Macon County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| Northampton County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Richmond County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Rutherford County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Swain County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Warren County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Watauga County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Butler County Ohio | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Montgomery County Ohio | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Stark County Ohio | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Washington County Ohio | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Canadian County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Oklahoma County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| Beaver County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 253,000 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Butler County Pennsylvania | 1 | $ 1,805,000 | $ 1,805,000 | $ 630,000 |
| Delaware County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Lawrence County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 232,000 |
| Mercer County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Montgomery County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Montour County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Philadelphia County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Snyder County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Aiken County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 117,000 |
| Fairfield County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 205,000 |
| Georgetown County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Orangeburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| York County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Knox County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 275,000 |
| Rhea County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Dallas County Texas | 1 | $ 555,000 | $ 555,000 | $ 158,000 |
| Harris County Texas | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Travis County Texas | 1 | $ 485,000 | $ 485,000 | $ 231,000 |
| Walker County Texas | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Davis County Utah | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Arlington County Virginia | 1 | $ 1,405,000 | $ 1,405,000 | $ 388,000 |
| Bristol County Virginia | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Carroll County Virginia | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Dinwiddie County Virginia | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Floyd County Virginia | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Franklin City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Galax County Virginia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Gloucester County Virginia | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| Grayson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Halifax County Virginia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Lee County Virginia | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Lunenburg County Virginia | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Manassas Park County Virginia | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| New Kent County Virginia | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Petersburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Pulaski County Virginia | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Radford County Virginia | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Surry County Virginia | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Sussex County Virginia | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Waynesboro County Virginia | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Wythe County Virginia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Fayette County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Lewis County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Monroe County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Summers County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Dane County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Rock County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Laramie County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Blue Ridge Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,174 | $358,040,000 | $304,000 | $2,995,000 | $124,000 | $2,328,000 |
| Cash-out Refinancing | 108 | $22,890,000 | $211,000 | $965,000 | $79,000 | $264,000 |
| Refinancing | 56 | $13,570,000 | $242,000 | $675,000 | $115,000 | $331,000 |
| Home Improvement | 1 | $9,405,000 | $9,405,000 | $9,405,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 821 | $242,535,000 | $295,000 | $2,995,000 | $129,000 | $2,328,000 |
| Black or African American | 253 | $66,785,000 | $263,000 | $1,805,000 | $91,000 | $742,000 |
| Hispanic | 84 | $23,990,000 | $285,000 | $1,405,000 | $97,000 | $388,000 |
| Not Provided | 84 | $27,020,000 | $321,000 | $1,165,000 | $143,000 | $1,374,000 |
| Asian | 72 | $28,870,000 | $400,000 | $1,005,000 | $131,000 | $551,000 |
| Not applicable | 15 | $12,295,000 | $819,000 | $9,405,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,850,000 | $231,000 | $515,000 | $84,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $335,000 | $335,000 | $335,000 | $80,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 735 | $255,225,000 | $347,000 | $9,405,000 | $149,000 | $2,328,000 |
| FHA-insured (Federal Housing Administration) | 413 | $92,565,000 | $224,000 | $675,000 | $81,000 | $742,000 |
| VA-guaranteed (Veterans Administration) | 113 | $43,255,000 | $382,000 | $1,465,000 | $117,000 | $442,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $12,860,000 | $164,000 | $305,000 | $63,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,043 | $312,115,000 | $299,000 | $9,405,000 | $122,000 | $2,328,000 |
| Application Withdrawn By Applicant | 142 | $46,080,000 | $324,000 | $1,805,000 | $126,000 | $1,397,000 |
| Application Denied By Financial Institution | 108 | $24,800,000 | $229,000 | $1,165,000 | $82,000 | $450,000 |
| Application Approved But Not Accepted | 34 | $17,120,000 | $503,000 | $2,995,000 | $154,000 | $1,013,000 |
| File Closed For Incompleteness | 12 | $3,790,000 | $315,000 | $555,000 | $118,000 | $403,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,231 | $379,105,000 | $307,000 | $9,405,000 | $124,000 | $2,328,000 |
| Debt-To-Income Ratio | 40 | $10,250,000 | $256,000 | $1,165,000 | $76,000 | $251,000 |
| Collateral | 21 | $3,815,000 | $181,000 | $445,000 | $97,000 | $450,000 |
| Credit History | 17 | $3,745,000 | $220,000 | $505,000 | $84,000 | $198,000 |
| Other | 8 | $1,630,000 | $203,000 | $295,000 | $72,000 | $111,000 |
| Unverifiable Information | 8 | $1,980,000 | $247,000 | $455,000 | $84,000 | $178,000 |
| Credit Application Incomplete | 7 | $2,345,000 | $335,000 | $815,000 | $110,000 | $200,000 |
| Employment History | 4 | $590,000 | $147,000 | $205,000 | $38,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $445,000 | $148,000 | $245,000 | $69,000 | $126,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Blue Ridge Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Blue Ridge Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.