Blueleaf Lending, LLC Mortgage Lending & HMDA Data, 2021

In 2021, Blueleaf Lending, LLC of Chicago, IL reported 5,450 mortgage applications totaling $1.9 billion, down 11% from 2020. The average application was for $356,622, and applicants reported an average income of $174,081. 80% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville, IL (3,518), Elgin, IL (280) and Lake County-Kenosha County, IL-WI (247) (applications in parentheses).

Mortgage Company & Address Blueleaf Lending, LLC
112 S Sangamon Street 2nd Floor
Chicago, IL 60607
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 5,450
Total Mortgage Loan Application Amount $1,943,590,000
Average Mortgage Loan Application Amount $356,622
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $174,081
Highest Applicant Income $6,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Blueleaf Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Blueleaf Lending, LLC by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville, IL 3,518 $ 1,205,930,000 $ 342,788 $ 164,000
Elgin, IL 280 $ 75,890,000 $ 271,035 $ 143,000
Lake County-Kenosha County, IL-WI 247 $ 87,075,000 $ 352,530 $ 190,485
Outside any metro area 147 $ 48,705,000 $ 331,326 $ 240,965
Denver-Aurora-Lakewood, CO 132 $ 58,300,000 $ 441,666 $ 150,000
Phoenix-Mesa-Scottsdale, AZ 67 $ 25,435,000 $ 379,626 $ 160,000
Gary, IN 63 $ 15,625,000 $ 248,015 $ 121,000
Seattle-Bellevue-Everett, WA 46 $ 26,400,000 $ 573,913 $ 190,000
Los Angeles-Long Beach-Glendale, CA 34 $ 29,920,000 $ 880,000 $ 274,000
Indianapolis-Carmel-Anderson, IN 29 $ 12,055,000 $ 415,689 $ 236,000
Milwaukee-Waukesha-West Allis, WI 29 $ 10,475,000 $ 361,206 $ 177,000
Las Vegas-Henderson-Paradise, NV 28 $ 10,430,000 $ 372,500 $ 162,000
Nashville-Davidson--Murfreesboro--Franklin, TN 26 $ 13,660,000 $ 525,384 $ 365,000
Miami-Miami Beach-Kendall, FL 24 $ 9,870,000 $ 411,250 $ 293,000
Minneapolis-St. Paul-Bloomington, MN-WI 24 $ 8,050,000 $ 335,416 $ 204,166
Tampa-St. Petersburg-Clearwater, FL 23 $ 11,095,000 $ 482,391 $ 223,000
New York-Jersey City-White Plains, NY-NJ 22 $ 17,550,000 $ 797,727 $ 286,727
Cape Coral-Fort Myers, FL 21 $ 9,555,000 $ 455,000 $ 386,000
Dallas-Plano-Irving, TX 20 $ 8,640,000 $ 432,000 $ 170,000
St. Louis, MO-IL 20 $ 4,490,000 $ 224,500 $ 145,850
Warren-Troy-Farmington Hills, MI 20 $ 5,820,000 $ 291,000 $ 173,000
Detroit-Dearborn-Livonia, MI 18 $ 3,890,000 $ 216,111 $ 123,000
Rockford, IL 17 $ 2,535,000 $ 149,117 $ 85,000
San Diego-Carlsbad, CA 15 $ 10,335,000 $ 689,000 $ 263,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 15 $ 6,825,000 $ 455,000 $ 190,000
West Palm Beach-Boca Raton-Delray Beach, FL 14 $ 6,300,000 $ 450,000 $ 401,000
Anaheim-Santa Ana-Irvine, CA 13 $ 9,855,000 $ 758,076 $ 251,000
Charlotte-Concord-Gastonia, NC-SC 13 $ 7,995,000 $ 615,000 $ 194,000
Newark, NJ-PA 13 $ 5,675,000 $ 436,538 $ 213,000
Niles-Benton Harbor, MI 13 $ 6,355,000 $ 488,846 $ 378,000
Atlanta-Sandy Springs-Roswell, GA 12 $ 3,900,000 $ 325,000 $ 154,000
Austin-Round Rock, TX 12 $ 6,070,000 $ 505,833 $ 230,000
Naples-Immokalee-Marco Island, FL 12 $ 4,590,000 $ 382,500 $ 132,000
South Bend-Mishawaka, IN-MI 12 $ 3,140,000 $ 261,666 $ 126,000
Houston-The Woodlands-Sugar Land, TX 11 $ 4,335,000 $ 394,090 $ 178,000
Michigan City-La Porte, IN 11 $ 2,945,000 $ 267,727 $ 244,000
San Jose-Sunnyvale-Santa Clara, CA 11 $ 7,925,000 $ 720,454 $ 239,000
Tucson, AZ 11 $ 3,175,000 $ 288,636 $ 154,000
Cincinnati, OH-KY-IN 10 $ 2,510,000 $ 251,000 $ 102,300
Colorado Springs, CO 9 $ 3,085,000 $ 342,777 $ 93,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 9 $ 4,265,000 $ 473,888 $ 169,000
Kansas City, MO-KS 9 $ 2,655,000 $ 295,000 $ 204,111
North Port-Sarasota-Bradenton, FL 9 $ 3,115,000 $ 346,111 $ 169,000
Bridgeport-Stamford-Norwalk, CT 8 $ 5,410,000 $ 676,250 $ 281,000
Champaign-Urbana, IL 8 $ 1,490,000 $ 186,250 $ 119,000
Cleveland-Elyria, OH 8 $ 2,460,000 $ 307,500 $ 134,000
Grand Rapids-Wyoming, MI 8 $ 2,110,000 $ 263,750 $ 94,000
Palm Bay-Melbourne-Titusville, FL 8 $ 3,040,000 $ 380,000 $ 202,000
Raleigh, NC 8 $ 3,480,000 $ 435,000 $ 311,000
Columbus, OH 7 $ 1,835,000 $ 262,142 $ 265,000
Bremerton-Silverdale, WA 6 $ 3,900,000 $ 650,000 $ 172,000
Cambridge-Newton-Framingham, MA 6 $ 3,770,000 $ 628,333 $ 223,000
Jacksonville, FL 6 $ 2,750,000 $ 458,333 $ 272,000
Kankakee, IL 6 $ 1,220,000 $ 203,333 $ 147,000
Memphis, TN-MS-AR 6 $ 1,260,000 $ 210,000 $ 184,000
Portland-Vancouver-Hillsboro, OR-WA 6 $ 2,600,000 $ 433,333 $ 118,833
San Antonio-New Braunfels, TX 6 $ 1,900,000 $ 316,666 $ 271,000
San Rafael, CA 6 $ 4,100,000 $ 683,333 $ 236,000
Davenport-Moline-Rock Island, IA-IL 5 $ 1,225,000 $ 245,000 $ 163,400
Deltona-Daytona Beach-Ormond Beach, FL 5 $ 1,145,000 $ 229,000 $ 118,000
Knoxville, TN 5 $ 1,995,000 $ 399,000 $ 200,000
Louisville/Jefferson County, KY-IN 5 $ 1,515,000 $ 303,000 $ 157,000
Peoria, IL 5 $ 1,085,000 $ 217,000 $ 121,000
San Francisco-Redwood City-South San Francisco, CA 5 $ 5,165,000 $ 1,033,000 $ 353,000
Savannah, GA 5 $ 1,485,000 $ 297,000 $ 261,000
Virginia Beach-Norfolk-Newport News, VA-NC 5 $ 1,775,000 $ 355,000 $ 98,000
Ann Arbor, MI 4 $ 1,100,000 $ 275,000 $ 165,000
Asheville, NC 4 $ 1,720,000 $ 430,000 $ 105,000
Birmingham-Hoover, AL 4 $ 880,000 $ 220,000 $ 339,000
Boston, MA 4 $ 1,990,000 $ 497,500 $ 243,000
Boulder, CO 4 $ 1,490,000 $ 372,500 $ 227,000
Crestview-Fort Walton Beach-Destin, FL 4 $ 1,610,000 $ 402,500 $ 327,000
McAllen-Edinburg-Mission, TX 4 $ 730,000 $ 182,500 $ 65,000
Montgomery County-Bucks County-Chester County, PA 4 $ 1,390,000 $ 347,500 $ 113,000
Nassau County-Suffolk County, NY 4 $ 2,030,000 $ 507,500 $ 312,000
New York-Newark, NY 4 $ 1,350,000 $ 337,500 $ 172,250
Oakland-Hayward-Berkeley, CA 4 $ 1,890,000 $ 472,500 $ 283,000
Orlando-Kissimmee-Sanford, FL 4 $ 1,180,000 $ 295,000 $ 154,000
Racine, WI 4 $ 760,000 $ 190,000 $ 125,000
Riverside-San Bernardino-Ontario, CA 4 $ 1,530,000 $ 382,500 $ 138,000
Toledo, OH 4 $ 1,050,000 $ 262,500 $ 176,000
Tulsa, OK 4 $ 890,000 $ 222,500 $ 141,000
Bloomington, IL 3 $ 895,000 $ 298,333 $ 147,000
Charleston-North Charleston, SC 3 $ 1,255,000 $ 418,333 $ 419,000
Charlottesville, VA 3 $ 2,095,000 $ 698,333 $ 312,000
Columbia, SC 3 $ 495,000 $ 165,000 $ 282,000
Durham-Chapel Hill, NC 3 $ 775,000 $ 258,333 $ 165,000
Green Bay, WI 3 $ 785,000 $ 261,666 $ 145,000
Hilton Head Island-Bluffton-Beaufort, SC 3 $ 1,475,000 $ 491,666 $ 577,000
Madison, WI 3 $ 1,105,000 $ 368,333 $ 156,000
The Villages, FL 3 $ 915,000 $ 305,000 $ 117,000
Bakersfield, CA 2 $ 380,000 $ 190,000 $ 40,000
Barnstable Town, MA 2 $ 940,000 $ 470,000 $ 546,000
Bloomington, IN 2 $ 1,060,000 $ 530,000 $ 432,000
Chattanooga, TN-GA 2 $ 350,000 $ 175,000 $ 95,000
Coeur D'Alene, ID 2 $ 400,000 $ 200,000 $ 62,000
Daphne-Fairhope-Foley, AL 2 $ 730,000 $ 365,000 $ 81,000
Decatur, IL 2 $ 550,000 $ 275,000 $ 76,000
Des Moines-West Des Moines, IA 2 $ 590,000 $ 295,000 $ 225,000
Fayetteville-Springdale-Rogers, AR-MO 2 $ 560,000 $ 280,000 $ 115,000
Flagstaff, AZ 2 $ 940,000 $ 470,000 $ 237,000
Fort Collins, CO 2 $ 780,000 $ 390,000 $ 82,000
Fort Worth-Arlington, TX 2 $ 480,000 $ 240,000 $ 146,000
Hartford-West Hartford-East Hartford, CT 2 $ 1,130,000 $ 565,000 $ 214,000
Iowa City, IA 2 $ 750,000 $ 375,000 $ 235,000
Kalamazoo-Portage, MI 2 $ 690,000 $ 345,000 $ 144,000
Lincoln, NE 2 $ 290,000 $ 145,000 $ 94,000
Pensacola-Ferry Pass-Brent, FL 2 $ 1,060,000 $ 530,000 $ 200,000
Philadelphia, PA 2 $ 450,000 $ 225,000 $ 75,000
Pittsburgh, PA 2 $ 730,000 $ 365,000 $ 150,000
Providence-Warwick, RI-MA 2 $ 1,150,000 $ 575,000 $ 194,000
Reno, NV 2 $ 1,090,000 $ 545,000 $ 138,000
Richmond, VA 2 $ 360,000 $ 180,000 $ 100,000
Sacramento--Roseville--Arden-Arcade, CA 2 $ 840,000 $ 420,000 $ 94,000
Salinas, CA 2 $ 3,740,000 $ 1,870,000 $ 1,445,000
Santa Rosa, CA 2 $ 590,000 $ 295,000 $ 303,000
Sebastian-Vero Beach, FL 2 $ 410,000 $ 205,000 $ 66,000
Sheboygan, WI 2 $ 440,000 $ 220,000 $ 162,000
Tacoma-Lakewood, WA 2 $ 880,000 $ 440,000 $ 408,000
Tuscaloosa, AL 2 $ 590,000 $ 295,000 $ 182,000
Tyler, TX 2 $ 740,000 $ 370,000 $ 202,000
Washington-Baltimore-Arlington, DC 2 $ 1,330,000 $ 665,000 $ 453,000
Wenatchee, WA 2 $ 490,000 $ 245,000 $ 346,000
Worcester, MA-CT 2 $ 330,000 $ 165,000 $ 90,000
Akron, OH 1 $ 145,000 $ 145,000 $ 42,000
Appleton, WI 1 $ 135,000 $ 135,000 $ 69,000
Baltimore-Columbia-Towson, MD 1 $ 475,000 $ 475,000 $ 107,000
Baton Rouge, LA 1 $ 345,000 $ 345,000 $ 149,000
Battle Creek, MI 1 $ 325,000 $ 325,000 $ 300,000
Bend-Redmond, OR 1 $ 525,000 $ 525,000 $ 95,000
Bowling Green, KY 1 $ 355,000 $ 355,000 $ 117,000
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 135,000 $ 135,000 $ 118,000
Camden, NJ 1 $ 75,000 $ 75,000 $ 67,000
Carbondale-Marion, IL 1 $ 215,000 $ 215,000 $ 60,000
Cedar Rapids, IA 1 $ 335,000 $ 335,000 $ 230,000
Cheyenne, WY 1 $ 365,000 $ 365,000 $ 107,000
Eau Claire, WI 1 $ 535,000 $ 535,000 $ 250,000
Goldsboro, NC 1 $ 365,000 $ 365,000 $ 247,000
Grand Junction, CO 1 $ 365,000 $ 365,000 $ 166,000
Greeley, CO 1 $ 255,000 $ 255,000 $ 121,000
Greenville-Anderson-Mauldin, SC 1 $ 235,000 $ 235,000 $ 133,000
Harrisburg-Carlisle, PA 1 $ 125,000 $ 125,000 $ 88,000
Huntsville, AL 1 $ 95,000 $ 95,000 $ 63,000
Jackson, MS 1 $ 95,000 $ 95,000 $ 110,000
Jacksonville, NC 1 $ 335,000 $ 335,000 $ 72,000
Janesville-Beloit, WI 1 $ 445,000 $ 445,000 $ 261,000
Jonesboro, AR 1 $ 135,000 $ 135,000 $ 64,000
Killeen-Temple, TX 1 $ 725,000 $ 725,000 $ 133,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 155,000 $ 155,000 $ 75,000
Kokomo, IN 1 $ 45,000 $ 45,000 $ 199,000
Lafayette, LA 1 $ 1,805,000 $ 1,805,000 $ 443,000
Lafayette-West Lafayette, IN 1 $ 345,000 $ 345,000 $ 118,000
Lake Havasu City-Kingman, AZ 1 $ 225,000 $ 225,000 $ 82,000
Lansing-East Lansing, MI 1 $ 275,000 $ 275,000 $ 140,000
Lynchburg, VA 1 $ 565,000 $ 565,000 $ 294,000
Mobile, AL 1 $ 95,000 $ 95,000 $ 91,000
Modesto, CA 1 $ 465,000 $ 465,000 $ 125,000
Montgomery, AL 1 $ 215,000 $ 215,000 $ 48,000
Morristown, TN 1 $ 295,000 $ 295,000 $ 79,000
Muskegon, MI 1 $ 295,000 $ 295,000 $ 76,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 1,995,000 $ 1,995,000 $ 957,000
Ocala, FL 1 $ 225,000 $ 225,000 $ 114,000
Omaha-Council Bluffs, NE-IA 1 $ 245,000 $ 245,000 $ 75,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 965,000 $ 965,000 $ 176,000
Port St. Lucie, FL 1 $ 175,000 $ 175,000 $ 43,000
Provo-Orem, UT 1 $ 1,805,000 $ 1,805,000 $ 446,000
Punta Gorda, FL 1 $ 375,000 $ 375,000 $ 142,000
Roanoke, VA 1 $ 255,000 $ 255,000 $ 0
Salem, OR 1 $ 485,000 $ 485,000 $ 91,000
Salt Lake City, UT 1 $ 545,000 $ 545,000 $ 323,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 525,000 $ 525,000 $ 201,000
Santa Cruz-Watsonville, CA 1 $ 165,000 $ 165,000 $ 249,000
Shreveport-Bossier City, LA 1 $ 85,000 $ 85,000 $ 30,000
Sioux Falls, SD 1 $ 115,000 $ 115,000 $ 59,000
Spokane-Spokane Valley, WA 1 $ 125,000 $ 125,000 $ 141,000
Springfield, IL 1 $ 425,000 $ 425,000 $ 275,000
Springfield, MO 1 $ 295,000 $ 295,000 $ 127,000
St. George, UT 1 $ 235,000 $ 235,000 $ 66,000
Stockton-Lodi, CA 1 $ 345,000 $ 345,000 $ 122,000
Valdosta, GA 1 $ 315,000 $ 315,000 $ 170,000
Warner Robins, GA 1 $ 545,000 $ 545,000 $ 310,000
Waterloo-Cedar Falls, IA 1 $ 55,000 $ 55,000 $ 42,000
Wichita, KS 1 $ 535,000 $ 535,000 $ 273,000
Wilmington, NC 1 $ 315,000 $ 315,000 $ 113,000
Yuma, AZ 1 $ 135,000 $ 135,000 $ 74,000

Mortgage Loan Application Detail Totals for Blueleaf Lending, LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,407 $830,815,000 $345,000 $3,005,000 $180,000 $3,817,000
Home Purchase 2,252 $857,420,000 $380,000 $2,975,000 $172,000 $6,200,000
Cash-out Refinancing 791 $255,355,000 $322,000 $2,425,000 $162,000 $1,891,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,083 $1,484,465,000 $363,000 $3,005,000 $178,000 $4,288,000
Hispanic 453 $126,735,000 $279,000 $1,375,000 $136,000 $6,200,000
Asian 387 $161,835,000 $418,000 $1,845,000 $219,000 $1,192,000
Not Provided 309 $109,815,000 $355,000 $2,975,000 $167,000 $2,050,000
Black or African American 200 $51,250,000 $256,000 $1,165,000 $116,000 $1,023,000
American Indian or Alaskan Native 8 $1,970,000 $246,000 $575,000 $90,000 $144,000
Not applicable 8 $6,670,000 $833,000 $1,115,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $535,000 $535,000 $535,000 $212,000 $212,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,182 $1,867,590,000 $360,000 $3,005,000 $179,000 $6,200,000
FHA-insured (Federal Housing Administration) 209 $55,545,000 $265,000 $595,000 $82,000 $321,000
VA-guaranteed (Veterans Administration) 58 $19,450,000 $335,000 $955,000 $69,000 $306,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $1,005,000 $1,005,000 $1,005,000 $287,000 $287,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,359 $1,508,825,000 $346,000 $2,565,000 $168,000 $3,817,000
Application Withdrawn By Applicant 980 $399,400,000 $407,000 $3,005,000 $209,000 $6,200,000
Application Denied By Financial Institution 111 $35,365,000 $318,000 $1,935,000 $117,000 $640,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,339 $1,908,225,000 $357,000 $3,005,000 $175,000 $6,200,000
Debt-To-Income Ratio 40 $14,860,000 $371,000 $1,935,000 $91,000 $368,000
Credit History 26 $5,980,000 $230,000 $595,000 $97,000 $640,000
Collateral 19 $6,045,000 $318,000 $1,235,000 $173,000 $452,000
Other 10 $3,330,000 $333,000 $845,000 $159,000 $286,000
Unverifiable Information 6 $1,160,000 $193,000 $325,000 $81,000 $182,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,160,000 $360,000 $715,000 $148,000 $400,000
Employment History 4 $1,830,000 $457,000 $1,135,000 $137,000 $312,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Blueleaf Lending, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Blueleaf Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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