BMO Harris Bank NA Mortgage Lending & HMDA Data, 2015

In 2015, BMO Harris Bank NA of Chicago, IL reported 23,730 mortgage applications totaling $4.3 billion, down 1% from 2014. The average application was for $179,314, and applicants reported an average income of $110,802. 54% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (6,625), Milwaukee-Waukesha-West Allis, WI (2,454) and Phoenix-Mesa-Scottsdale, AZ (1,244) (applications in parentheses).

Mortgage Company & Address BMO Harris Bank NA
111 W. Monroe
Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 23,730
Total Mortgage Loan Application Amount $4,255,125,000
Average Mortgage Loan Application Amount $179,314
Highest Mortgage Loan Application Amount $7,500,000
Average Applicant Income $110,802
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BMO Harris Bank NA by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,714 $ 800,263,000 $ 215,471 $ 125,000
Milwaukee, Wisconsin 1,284 $ 154,581,000 $ 120,390 $ 80,000
Will, Illinois 1,191 $ 173,503,000 $ 145,678 $ 93,000
Maricopa, Arizona 1,167 $ 286,317,000 $ 245,344 $ 147,000
DuPage, Illinois 1,017 $ 244,690,000 $ 240,599 $ 132,000
Lake, Illinois 641 $ 172,193,000 $ 268,631 $ 158,000
Dane, Wisconsin 630 $ 136,058,000 $ 215,965 $ 119,000
Kane, Illinois 563 $ 83,364,000 $ 148,071 $ 90,000
Waukesha, Wisconsin 534 $ 114,333,000 $ 214,106 $ 127,000
McHenry, Illinois 532 $ 77,697,000 $ 146,046 $ 96,000
Marion, Indiana 475 $ 50,123,000 $ 105,522 $ 64,000
Lake, Indiana 465 $ 51,986,000 $ 111,797 $ 70,000
Ozaukee, Wisconsin 355 $ 70,828,000 $ 199,515 $ 114,000
Brown, Wisconsin 351 $ 42,434,000 $ 120,894 $ 94,000
Hennepin, Minnesota 339 $ 80,843,000 $ 238,474 $ 139,000
Marathon, Wisconsin 301 $ 37,087,000 $ 123,212 $ 81,000
Rock, Wisconsin 288 $ 27,322,000 $ 94,868 $ 68,000
Washington, Wisconsin 281 $ 48,570,000 $ 172,846 $ 96,000
Hamilton, Indiana 272 $ 47,450,000 $ 174,448 $ 99,000
Outagamie, Wisconsin 267 $ 39,944,000 $ 149,602 $ 107,000
Winnebago, Illinois 259 $ 21,700,000 $ 83,783 $ 59,000
Kenosha, Wisconsin 246 $ 27,545,000 $ 111,971 $ 84,000
Racine, Wisconsin 214 $ 25,187,000 $ 117,696 $ 78,000
St. Louis, Missouri 191 $ 36,692,000 $ 192,104 $ 111,000
Fond du Lac, Wisconsin 168 $ 17,265,000 $ 102,767 $ 65,000
Sheboygan, Wisconsin 163 $ 18,874,000 $ 115,791 $ 86,000
Winnebago, Wisconsin 161 $ 19,676,000 $ 122,211 $ 102,000
Walworth, Wisconsin 155 $ 37,137,000 $ 239,593 $ 165,000
Oneida, Wisconsin 154 $ 21,071,000 $ 136,824 $ 101,000
Johnson, Kansas 139 $ 29,553,000 $ 212,611 $ 122,000
Morgan, Indiana 132 $ 14,911,000 $ 112,962 $ 68,000
Sauk, Wisconsin 132 $ 16,255,000 $ 123,143 $ 75,000
Manatee, Florida 130 $ 26,880,000 $ 206,769 $ 148,000
Vilas, Wisconsin 130 $ 18,442,000 $ 141,861 $ 109,000
Portage, Wisconsin 126 $ 13,110,000 $ 104,047 $ 73,000
Dodge, Wisconsin 125 $ 11,634,000 $ 93,072 $ 65,000
Shawano, Wisconsin 120 $ 11,460,000 $ 95,500 $ 64,000
Pima, Arizona 118 $ 26,032,000 $ 220,610 $ 109,000
Sarasota, Florida 118 $ 33,822,000 $ 286,627 $ 202,000
Kendall, Illinois 118 $ 16,432,000 $ 139,254 $ 86,000
Jackson, Missouri 114 $ 16,323,000 $ 143,184 $ 74,000
Porter, Indiana 107 $ 18,007,000 $ 168,289 $ 96,000
Calumet, Wisconsin 106 $ 13,074,000 $ 123,339 $ 75,000
Adams, Wisconsin 105 $ 7,583,000 $ 72,219 $ 64,000
Collier, Florida 104 $ 61,133,000 $ 587,817 $ 418,000
Howard, Indiana 103 $ 6,737,000 $ 65,407 $ 57,000
Lee, Florida 100 $ 28,082,000 $ 280,820 $ 183,000
Dakota, Minnesota 100 $ 17,901,000 $ 179,010 $ 112,000
Lincoln, Wisconsin 95 $ 9,191,000 $ 96,747 $ 69,000
Hendricks, Indiana 90 $ 11,225,000 $ 124,722 $ 93,000
Ramsey, Minnesota 89 $ 15,666,000 $ 176,022 $ 93,000
Yavapai, Arizona 88 $ 19,161,000 $ 217,738 $ 90,000
Wood, Wisconsin 88 $ 9,026,000 $ 102,568 $ 70,000
Wyandotte, Kansas 87 $ 8,446,000 $ 97,080 $ 40,000
Johnson, Indiana 84 $ 9,513,000 $ 113,250 $ 63,000
Pinal, Arizona 77 $ 13,141,000 $ 170,662 $ 102,000
St. Louis City, Missouri 75 $ 8,304,000 $ 110,720 $ 83,000
Marinette, Wisconsin 72 $ 5,804,000 $ 80,611 $ 79,000
Boone, Illinois 71 $ 6,148,000 $ 86,591 $ 63,000
Anoka, Minnesota 67 $ 11,070,000 $ 165,223 $ 88,000
Manitowoc, Wisconsin 65 $ 6,689,000 $ 102,907 $ 76,000
Scott, Minnesota 64 $ 11,924,000 $ 186,312 $ 121,000
Oconto, Wisconsin 62 $ 6,315,000 $ 101,854 $ 70,000
Waupaca, Wisconsin 61 $ 5,713,000 $ 93,655 $ 65,000
Iowa, Wisconsin 60 $ 7,486,000 $ 124,766 $ 87,000
Clay, Missouri 57 $ 8,632,000 $ 151,438 $ 73,000
Orange, Florida 56 $ 13,143,000 $ 234,696 $ 265,000
Chippewa, Wisconsin 56 $ 6,072,000 $ 108,428 $ 72,000
La Crosse, Wisconsin 56 $ 4,195,000 $ 74,910 $ 59,000
Grundy, Illinois 53 $ 6,862,000 $ 129,471 $ 79,000
Eau Claire, Wisconsin 53 $ 5,836,000 $ 110,113 $ 94,000
Columbia, Wisconsin 52 $ 6,589,000 $ 126,711 $ 74,000
Clark, Wisconsin 51 $ 4,507,000 $ 88,372 $ 69,000
Palm Beach, Florida 49 $ 25,994,000 $ 530,489 $ 308,000
Langlade, Wisconsin 48 $ 4,641,000 $ 96,687 $ 65,000
Jefferson, Wisconsin 47 $ 8,182,000 $ 174,085 $ 93,000
Pierce, Wisconsin 47 $ 5,725,000 $ 121,808 $ 84,000
Juneau, Wisconsin 46 $ 4,108,000 $ 89,304 $ 62,000
Madison, Indiana 45 $ 4,198,000 $ 93,288 $ 66,000
Waushara, Wisconsin 44 $ 5,174,000 $ 117,590 $ 79,000
Ashland, Wisconsin 43 $ 3,679,000 $ 85,558 $ 90,000
Washington, Minnesota 41 $ 11,251,000 $ 274,414 $ 359,000
Hillsborough, Florida 39 $ 6,716,000 $ 172,205 $ 102,000
Bayfield, Wisconsin 39 $ 3,644,000 $ 93,435 $ 80,000
Grant, Wisconsin 37 $ 3,434,000 $ 92,810 $ 65,000
St. Clair, Illinois 34 $ 3,019,000 $ 88,794 $ 78,000
Crawford, Kansas 34 $ 2,756,000 $ 81,058 $ 83,000
Douglas, Wisconsin 34 $ 2,802,000 $ 82,411 $ 66,000
Marquette, Wisconsin 33 $ 2,686,000 $ 81,393 $ 53,000
Green Lake, Wisconsin 31 $ 4,266,000 $ 137,612 $ 91,000
Charlotte, Florida 30 $ 4,350,000 $ 145,000 $ 109,000
Boone, Indiana 30 $ 4,272,000 $ 142,400 $ 64,000
Richland, Wisconsin 30 $ 2,643,000 $ 88,100 $ 61,000
Seminole, Florida 29 $ 4,741,000 $ 163,482 $ 124,000
Buchanan, Missouri 27 $ 2,984,000 $ 110,518 $ 60,000
Door, Wisconsin 27 $ 6,424,000 $ 237,925 $ 244,000
Green, Wisconsin 27 $ 3,822,000 $ 141,555 $ 79,000
Lake, Florida 26 $ 3,913,000 $ 150,500 $ 111,000
Wright, Minnesota 26 $ 3,576,000 $ 137,538 $ 89,000
Carver, Minnesota 25 $ 6,322,000 $ 252,880 $ 107,000
Kewaunee, Wisconsin 25 $ 2,042,000 $ 81,680 $ 122,000
St. Croix, Wisconsin 23 $ 2,599,000 $ 113,000 $ 78,000
Pinellas, Florida 22 $ 4,719,000 $ 214,500 $ 179,000
Hancock, Indiana 21 $ 3,139,000 $ 149,476 $ 89,000
Tipton, Indiana 21 $ 2,010,000 $ 95,714 $ 58,000
St. Charles, Missouri 21 $ 4,068,000 $ 193,714 $ 136,000
Jefferson, Missouri 20 $ 2,415,000 $ 120,750 $ 52,000
Broward, Florida 19 $ 8,718,000 $ 458,842 $ 333,000
LaSalle, Illinois 19 $ 1,841,000 $ 96,894 $ 158,000
Riverside, California 18 $ 8,733,000 $ 485,166 $ 330,000
King, Washington 17 $ 9,543,000 $ 561,352 $ 301,000
Platte, Missouri 16 $ 2,416,000 $ 151,000 $ 76,000
Miami-Dade, Florida 15 $ 19,322,000 $ 1,288,133 $ 555,000
DeKalb, Illinois 15 $ 1,551,000 $ 103,400 $ 58,000
Vigo, Indiana 15 $ 1,044,000 $ 69,600 $ 66,000
Dunn, Wisconsin 15 $ 2,194,000 $ 146,266 $ 75,000
Coconino, Arizona 14 $ 3,554,000 $ 253,857 $ 136,000
Kankakee, Illinois 14 $ 1,913,000 $ 136,642 $ 106,000
LaPorte, Indiana 13 $ 2,075,000 $ 159,615 $ 117,000
Berrien, Michigan 13 $ 4,542,000 $ 349,384 $ 305,000
Clark, Nevada 13 $ 4,541,000 $ 349,307 $ 286,000
Crawford, Wisconsin 13 $ 1,021,000 $ 78,538 $ 47,000
Volusia, Florida 12 $ 3,053,000 $ 254,416 $ 149,000
Rush, Indiana 12 $ 1,040,000 $ 86,666 $ 46,000
St. Louis, Minnesota 12 $ 1,316,000 $ 109,666 $ 53,000
Madison, Illinois 11 $ 778,000 $ 70,727 $ 68,000
Navajo, Arizona 10 $ 2,752,000 $ 275,200 $ 181,000
Los Angeles, California 10 $ 6,643,000 $ 664,300 $ 369,000
Polk, Florida 10 $ 1,123,000 $ 112,300 $ 104,000
Henry, Indiana 10 $ 1,161,000 $ 116,100 $ 67,000
Sullivan, Indiana 10 $ 729,000 $ 72,900 $ 62,000
Wayne, Indiana 10 $ 535,000 $ 53,500 $ 44,000
Sawyer, Wisconsin 10 $ 2,082,000 $ 208,200 $ 103,000
Mohave, Arizona 9 $ 939,000 $ 104,333 $ 87,000
Orange, California 9 $ 21,923,000 $ 2,435,888 $ 1,937,000
Denver, Colorado 9 $ 3,844,000 $ 427,111 $ 174,000
Jasper, Indiana 9 $ 877,000 $ 97,444 $ 65,000
St. Joseph, Indiana 9 $ 642,000 $ 71,333 $ 68,000
Sherburne, Minnesota 9 $ 1,334,000 $ 148,222 $ 83,000
Hamilton, Ohio 9 $ 666,000 $ 74,000 $ 65,000
Forest, Wisconsin 9 $ 1,009,000 $ 112,111 $ 106,000
Gila, Arizona 8 $ 2,226,000 $ 278,250 $ 319,000
Clay, Indiana 8 $ 533,000 $ 66,625 $ 59,000
Cuyahoga, Ohio 8 $ 712,000 $ 89,000 $ 97,000
Lafayette, Wisconsin 8 $ 966,000 $ 120,750 $ 75,000
Menominee, Wisconsin 8 $ 1,036,000 $ 129,500 $ 100,000
Vernon, Wisconsin 8 $ 701,000 $ 87,625 $ 55,000
Marion, Florida 7 $ 1,107,000 $ 158,142 $ 150,000
Osceola, Florida 7 $ 604,000 $ 86,285 $ 63,000
Sumter, Florida 7 $ 1,102,000 $ 157,428 $ 137,000
Delaware, Indiana 7 $ 509,000 $ 72,714 $ 58,000
Putnam, Indiana 7 $ 1,103,000 $ 157,571 $ 103,000
Cass, Minnesota 7 $ 1,781,000 $ 254,428 $ 119,000
Lucas, Ohio 7 $ 826,000 $ 118,000 $ 79,000
Galveston, Texas 7 $ 2,946,000 $ 420,857 $ 255,000
Harris, Texas 7 $ 1,299,000 $ 185,571 $ 120,000
Barron, Wisconsin 7 $ 826,000 $ 118,000 $ 166,000
San Diego, California 6 $ 3,469,000 $ 578,166 $ 498,000
Eagle, Colorado 6 $ 4,075,000 $ 679,166 $ 438,000
Brevard, Florida 6 $ 823,000 $ 137,166 $ 73,000
Pasco, Florida 6 $ 825,000 $ 137,500 $ 122,000
Peoria, Illinois 6 $ 427,000 $ 71,166 $ 74,000
Kosciusko, Indiana 6 $ 977,000 $ 162,833 $ 80,000
Monroe, Indiana 6 $ 787,000 $ 131,166 $ 60,000
Allegan, Michigan 6 $ 1,035,000 $ 172,500 $ 90,000
Crow Wing, Minnesota 6 $ 1,691,000 $ 281,833 $ 204,000
Isanti, Minnesota 6 $ 840,000 $ 140,000 $ 110,000
Rice, Minnesota 6 $ 1,031,000 $ 171,833 $ 187,000
Cass, Missouri 6 $ 983,000 $ 163,833 $ 77,000
Travis, Texas 6 $ 1,860,000 $ 310,000 $ 153,000
Rusk, Wisconsin 6 $ 436,000 $ 72,666 $ 70,000
Summit, Colorado 5 $ 1,869,000 $ 373,800 $ 199,000
Highlands, Florida 5 $ 128,000 $ 25,600 $ 70,000
Indian River, Florida 5 $ 3,222,000 $ 644,400 $ 195,000
Monroe, Florida 5 $ 2,332,000 $ 466,400 $ 1,181,000
Fulton, Illinois 5 $ 253,000 $ 50,600 $ 101,000
Ogle, Illinois 5 $ 493,000 $ 98,600 $ 46,000
Cass, Indiana 5 $ 265,000 $ 53,000 $ 71,000
Miami, Indiana 5 $ 135,000 $ 27,000 $ 63,000
Montgomery, Maryland 5 $ 1,282,000 $ 256,400 $ 356,000
Chisago, Minnesota 5 $ 754,000 $ 150,800 $ 63,000
Stearns, Minnesota 5 $ 534,000 $ 106,800 $ 62,000
Jasper, Missouri 5 $ 1,184,000 $ 236,800 $ 165,000
Butler, Ohio 5 $ 524,000 $ 104,800 $ 79,000
Franklin, Ohio 5 $ 427,000 $ 85,400 $ 38,000
Montgomery, Ohio 5 $ 552,000 $ 110,400 $ 81,000
Beaufort, South Carolina 5 $ 1,308,000 $ 261,600 $ 197,000
Charleston, South Carolina 5 $ 1,616,000 $ 323,200 $ 431,000
Greenville, South Carolina 5 $ 1,117,000 $ 223,400 $ 143,000
Williamson, Tennessee 5 $ 4,034,000 $ 806,800 $ 611,000
Price, Wisconsin 5 $ 418,000 $ 83,600 $ 104,000
Taylor, Wisconsin 5 $ 602,000 $ 120,400 $ 65,000
Santa Cruz, Arizona 4 $ 335,000 $ 83,750 $ 84,000
Alameda, California 4 $ 4,059,000 $ 1,014,750 $ 345,000
Arapahoe, Colorado 4 $ 4,005,000 $ 1,001,250 $ 298,000
Boulder, Colorado 4 $ 1,021,000 $ 255,250 $ 236,000
District of Columbia, District Of Columbia 4 $ 2,920,000 $ 730,000 $ 487,000
Bay, Florida 4 $ 3,851,000 $ 962,750 $ 322,000
Martin, Florida 4 $ 2,247,000 $ 561,750 $ 575,000
Maui, Hawaii 4 $ 11,638,000 $ 2,909,500 $ 571,000
McLean, Illinois 4 $ 398,000 $ 99,500 $ 76,000
Stephenson, Illinois 4 $ 245,000 $ 61,250 $ 49,000
Brown, Indiana 4 $ 1,150,000 $ 287,500 $ 110,000
White, Indiana 4 $ 510,000 $ 127,500 $ 139,000
Polk, Iowa 4 $ 548,000 $ 137,000 $ 117,000
Scott, Iowa 4 $ 531,000 $ 132,750 $ 143,000
Gogebic, Michigan 4 $ 685,000 $ 171,250 $ 139,000
Macomb, Michigan 4 $ 423,000 $ 105,750 $ 50,000
Oakland, Michigan 4 $ 622,000 $ 155,500 $ 180,000
Wayne, Michigan 4 $ 192,000 $ 48,000 $ 57,000
Benton, Minnesota 4 $ 190,000 $ 47,500 $ 72,000
Carlton, Minnesota 4 $ 656,000 $ 164,000 $ 125,000
Goodhue, Minnesota 4 $ 846,000 $ 211,500 $ 100,000
Sibley, Minnesota 4 $ 635,000 $ 158,750 $ 40,000
Steele, Minnesota 4 $ 522,000 $ 130,500 $ 67,000
New York, New York 4 $ 4,869,000 $ 1,217,250 $ 932,000
Mecklenburg, North Carolina 4 $ 999,000 $ 249,750 $ 126,000
Fairfield, Ohio 4 $ 512,000 $ 128,000 $ 74,000
Licking, Ohio 4 $ 343,000 $ 85,750 $ 100,000
Stark, Ohio 4 $ 561,000 $ 140,250 $ 260,000
Marion, Oregon 4 $ 1,047,000 $ 261,750 $ 118,000
Fairfax, Virginia 4 $ 3,051,000 $ 762,750 $ 175,000
Iron, Wisconsin 4 $ 377,000 $ 94,250 $ 69,000
Monroe, Wisconsin 4 $ 162,000 $ 40,500 $ 66,000
Trempealeau, Wisconsin 4 $ 183,000 $ 45,750 $ 38,000
Washburn, Wisconsin 4 $ 1,052,000 $ 263,000 $ 173,000
Apache, Arizona 3 $ 316,000 $ 105,333 $ 76,000
Cochise, Arizona 3 $ 367,000 $ 122,333 $ 44,000
Duval, Florida 3 $ 2,125,000 $ 708,333 $ 313,000
Flagler, Florida 3 $ 528,000 $ 176,000 $ 195,000
Okaloosa, Florida 3 $ 1,101,000 $ 367,000 $ 162,000
St. Johns, Florida 3 $ 506,000 $ 168,666 $ 143,000
Fulton, Georgia 3 $ 564,000 $ 188,000 $ 157,000
Henry, Georgia 3 $ 433,000 $ 144,333 $ 131,000
Honolulu, Hawaii 3 $ 1,439,000 $ 479,666 $ 138,000
Carroll, Illinois 3 $ 432,000 $ 144,000 $ 114,000
Champaign, Illinois 3 $ 645,000 $ 215,000 $ 108,000
Jersey, Illinois 3 $ 182,000 $ 60,666 $ 99,000
Montgomery, Illinois 3 $ 245,000 $ 81,666 $ 74,000
Allen, Indiana 3 $ 308,000 $ 102,666 $ 87,000
Clinton, Indiana 3 $ 302,000 $ 100,666 $ 42,000
Elkhart, Indiana 3 $ 275,000 $ 91,666 $ 66,000
Shelby, Indiana 3 $ 199,000 $ 66,333 $ 38,000
Starke, Indiana 3 $ 369,000 $ 123,000 $ 89,000
Johnson, Iowa 3 $ 355,000 $ 118,333 $ 191,000
Douglas, Kansas 3 $ 1,151,000 $ 383,666 $ 129,000
Franklin, Kansas 3 $ 933,000 $ 311,000 $ 209,000
Leavenworth, Kansas 3 $ 428,000 $ 142,666 $ 104,000
Miami, Kansas 3 $ 502,000 $ 167,333 $ 47,000
Neosho, Kansas 3 $ 186,000 $ 62,000 $ 29,000
Jefferson, Kentucky 3 $ 408,000 $ 136,000 $ 89,000
Delta, Michigan 3 $ 417,000 $ 139,000 $ 95,000
Dickinson, Michigan 3 $ 428,000 $ 142,666 $ 138,000
St. Clair, Michigan 3 $ 230,000 $ 76,666 $ 47,000
Morrison, Minnesota 3 $ 499,000 $ 166,333 $ 95,000
Waseca, Minnesota 3 $ 192,000 $ 64,000 $ 21,000
Andrew, Missouri 3 $ 213,000 $ 71,000 $ 58,000
Camden, Missouri 3 $ 1,923,000 $ 641,000 $ 414,000
Greene, Missouri 3 $ 523,000 $ 174,333 $ 142,000
Johnson, Missouri 3 $ 446,000 $ 148,666 $ 81,000
St. Francois, Missouri 3 $ 361,000 $ 120,333 $ 49,000
Camden, New Jersey 3 $ 1,195,000 $ 398,333 $ 1,335,000
Monmouth, New Jersey 3 $ 1,592,000 $ 530,666 $ 369,000
Gaston, North Carolina 3 $ 424,000 $ 141,333 $ 57,000
Wake, North Carolina 3 $ 888,000 $ 296,000 $ 83,000
Lake, Ohio 3 $ 273,000 $ 91,000 $ 88,000
Summit, Ohio 3 $ 402,000 $ 134,000 $ 21,000
Allegheny, Pennsylvania 3 $ 521,000 $ 173,666 $ 84,000
Oconee, South Carolina 3 $ 1,367,000 $ 455,666 $ 461,000
Davidson, Tennessee 3 $ 931,000 $ 310,333 $ 853,000
Hamilton, Tennessee 3 $ 1,012,000 $ 337,333 $ 200,000
Knox, Tennessee 3 $ 549,000 $ 183,000 $ 512,000
Dallas, Texas 3 $ 653,000 $ 217,666 $ 65,000
Fort Bend, Texas 3 $ 1,628,000 $ 542,666 $ 309,000
Montgomery, Texas 3 $ 979,000 $ 326,333 $ 295,000
Tarrant, Texas 3 $ 1,594,000 $ 531,333 $ 538,000
Arlington, Virginia 3 $ 1,627,000 $ 542,333 $ 347,000
Whatcom, Washington 3 $ 446,000 $ 148,666 $ 81,000
Jackson, Wisconsin 3 $ 329,000 $ 109,666 $ 89,000
Polk, Wisconsin 3 $ 444,000 $ 148,000 $ 151,000
Teton, Wyoming 3 $ 4,075,000 $ 1,358,333 $ 388,000
Tuscaloosa, Alabama 2 $ 297,000 $ 148,500 $ 356,000
La Paz, Arizona 2 $ 232,000 $ 116,000 $ 55,000
Contra Costa, California 2 $ 733,000 $ 366,500 $ 317,000
Santa Barbara, California 2 $ 2,667,000 $ 1,333,500 $ 750,000
Ventura, California 2 $ 905,000 $ 452,500 $ 530,000
Adams, Colorado 2 $ 360,000 $ 180,000 $ 80,000
El Paso, Colorado 2 $ 408,000 $ 204,000 $ 117,000
Jefferson, Colorado 2 $ 470,000 $ 235,000 $ 212,000
Larimer, Colorado 2 $ 391,000 $ 195,500 $ 55,000
Mesa, Colorado 2 $ 314,000 $ 157,000 $ 115,000
Citrus, Florida 2 $ 444,000 $ 222,000 $ 81,000
Hernando, Florida 2 $ 143,000 $ 71,500 $ 76,000
Newton, Georgia 2 $ 125,000 $ 62,500 $ 47,000
Bonner, Idaho 2 $ 911,000 $ 455,500 $ 299,000
Bureau, Illinois 2 $ 157,000 $ 78,500 $ 25,000
Clinton, Illinois 2 $ 80,000 $ 40,000 $ 145,000
Iroquois, Illinois 2 $ 151,000 $ 75,500 $ 85,000
Jo Daviess, Illinois 2 $ 308,000 $ 154,000 $ 123,000
Lee, Illinois 2 $ 131,000 $ 65,500 $ 57,000
Moultrie, Illinois 2 $ 345,000 $ 172,500 $ 131,000
Vermilion, Illinois 2 $ 74,000 $ 37,000 $ 61,000
Bartholomew, Indiana 2 $ 204,000 $ 102,000 $ 57,000
Floyd, Indiana 2 $ 318,000 $ 159,000 $ 121,000
Franklin, Indiana 2 $ 110,000 $ 55,000 $ 41,000
Owen, Indiana 2 $ 243,000 $ 121,500 $ 40,000
Scott, Indiana 2 $ 388,000 $ 194,000 $ 28,000
Steuben, Indiana 2 $ 216,000 $ 108,000 $ 67,000
Tippecanoe, Indiana 2 $ 268,000 $ 134,000 $ 37,000
Benton, Iowa 2 $ 225,000 $ 112,500 $ 105,000
Sedgwick, Kansas 2 $ 99,000 $ 49,500 $ 94,000
Kenton, Kentucky 2 $ 276,000 $ 138,000 $ 71,000
Anne Arundel, Maryland 2 $ 934,000 $ 467,000 $ 678,000
Baltimore, Maryland 2 $ 328,000 $ 164,000 $ 67,000
Prince George's, Maryland 2 $ 594,000 $ 297,000 $ 93,000
Antrim, Michigan 2 $ 470,000 $ 235,000 $ 239,000
Houghton, Michigan 2 $ 116,000 $ 58,000 $ 123,000
Jackson, Michigan 2 $ 488,000 $ 244,000 $ 144,000
Menominee, Michigan 2 $ 95,000 $ 47,500 $ 66,000
Oceana, Michigan 2 $ 104,000 $ 52,000 $ 41,000
St. Joseph, Michigan 2 $ 482,000 $ 241,000 $ 142,000
Van Buren, Michigan 2 $ 830,000 $ 415,000 $ 615,000
Douglas, Minnesota 2 $ 834,000 $ 417,000 $ 263,000
Fillmore, Minnesota 2 $ 181,000 $ 90,500 $ 60,000
Houston, Minnesota 2 $ 138,000 $ 69,000 $ 94,000
Itasca, Minnesota 2 $ 338,000 $ 169,000 $ 82,000
Kanabec, Minnesota 2 $ 190,000 $ 95,000 $ 112,000
Martin, Minnesota 2 $ 54,000 $ 27,000 $ 40,000
McLeod, Minnesota 2 $ 102,000 $ 51,000 $ 109,000
Mille Lacs, Minnesota 2 $ 771,000 $ 385,500 $ 612,000
Otter Tail, Minnesota 2 $ 483,000 $ 241,500 $ 171,000
Christian, Missouri 2 $ 201,000 $ 100,500 $ 80,000
Lafayette, Missouri 2 $ 104,000 $ 52,000 $ 93,000
Lincoln, Missouri 2 $ 144,000 $ 72,000 $ 40,000
Warren, Missouri 2 $ 331,000 $ 165,500 $ 81,000
Lewis and Clark, Montana 2 $ 659,000 $ 329,500 $ 429,000
Lancaster, Nebraska 2 $ 282,000 $ 141,000 $ 0
Sandoval, New Mexico 2 $ 390,000 $ 195,000 $ 91,000
Orange, New York 2 $ 421,000 $ 210,500 $ 107,000
Otsego, New York 2 $ 384,000 $ 192,000 $ 189,000
Queens, New York 2 $ 931,000 $ 465,500 $ 132,000
Durham, North Carolina 2 $ 320,000 $ 160,000 $ 303,000
Lincoln, North Carolina 2 $ 568,000 $ 284,000 $ 97,000
Lorain, Ohio 2 $ 330,000 $ 165,000 $ 129,000
Mahoning, Ohio 2 $ 281,000 $ 140,500 $ 107,000
Oklahoma, Oklahoma 2 $ 453,000 $ 226,500 $ 168,000
Bucks, Pennsylvania 2 $ 475,000 $ 237,500 $ 137,000
Fayette, Pennsylvania 2 $ 204,000 $ 102,000 $ 110,000
Philadelphia, Pennsylvania 2 $ 1,423,000 $ 711,500 $ 424,000
Georgetown, South Carolina 2 $ 257,000 $ 128,500 $ 81,000
Sumner, Tennessee 2 $ 615,000 $ 307,500 $ 116,000
Chambers, Texas 2 $ 571,000 $ 285,500 $ 104,000
El Paso, Texas 2 $ 124,000 $ 62,000 $ 245,000
Clark, Washington 2 $ 688,000 $ 344,000 $ 322,000
Okanogan, Washington 2 $ 616,000 $ 308,000 $ 224,000
Pierce, Washington 2 $ 110,000 $ 55,000 $ 64,000
Spokane, Washington 2 $ 260,000 $ 130,000 $ 65,000
Thurston, Washington 2 $ 317,000 $ 158,500 $ 127,000
Buffalo, Wisconsin 2 $ 398,000 $ 199,000 $ 123,000
Burnett, Wisconsin 2 $ 279,000 $ 139,500 $ 110,000
Florence, Wisconsin 2 $ 202,000 $ 101,000 $ 59,000
Autauga, Alabama 1 $ 88,000 $ 88,000 $ 31,000
Houston, Alabama 1 $ 319,000 $ 319,000 $ 151,000
Lauderdale, Alabama 1 $ 72,000 $ 72,000 $ 56,000
Yuma, Arizona 1 $ 25,000 $ 25,000 $ 48,000
Benton, Arkansas 1 $ 280,000 $ 280,000 $ 162,000
Hempstead, Arkansas 1 $ 98,000 $ 98,000 $ 29,000
Hot Spring, Arkansas 1 $ 145,000 $ 145,000 $ 51,000
Johnson, Arkansas 1 $ 60,000 $ 60,000 $ 76,000
Sharp, Arkansas 1 $ 44,000 $ 44,000 $ 0
Del Norte, California 1 $ 235,000 $ 235,000 $ 59,000
El Dorado, California 1 $ 273,000 $ 273,000 $ 50,000
Modoc, California 1 $ 66,000 $ 66,000 $ 63,000
Monterey, California 1 $ 418,000 $ 418,000 $ 218,000
Placer, California 1 $ 294,000 $ 294,000 $ 597,000
San Francisco, California 1 $ 770,000 $ 770,000 $ 300,000
San Mateo, California 1 $ 4,400,000 $ 4,400,000 $ 1,906,000
Santa Clara, California 1 $ 363,000 $ 363,000 $ 164,000
Solano, California 1 $ 235,000 $ 235,000 $ 56,000
Archuleta, Colorado 1 $ 800,000 $ 800,000 $ 308,000
Broomfield, Colorado 1 $ 381,000 $ 381,000 $ 134,000
Grand, Colorado 1 $ 450,000 $ 450,000 $ 929,000
Ouray, Colorado 1 $ 175,000 $ 175,000 $ 89,000
Routt, Colorado 1 $ 30,000 $ 30,000 $ 82,000
San Miguel, Colorado 1 $ 840,000 $ 840,000 $ 671,000
Middlesex, Connecticut 1 $ 213,000 $ 213,000 $ 112,000
Escambia, Florida 1 $ 50,000 $ 50,000 $ 89,000
Leon, Florida 1 $ 90,000 $ 90,000 $ 458,000
Santa Rosa, Florida 1 $ 179,000 $ 179,000 $ 69,000
Bibb, Georgia 1 $ 70,000 $ 70,000 $ 65,000
Camden, Georgia 1 $ 293,000 $ 293,000 $ 117,000
Clayton, Georgia 1 $ 129,000 $ 129,000 $ 99,000
Cobb, Georgia 1 $ 259,000 $ 259,000 $ 147,000
Gwinnett, Georgia 1 $ 220,000 $ 220,000 $ 140,000
Hall, Georgia 1 $ 115,000 $ 115,000 $ 42,000
Lumpkin, Georgia 1 $ 200,000 $ 200,000 $ 150,000
Richmond, Georgia 1 $ 65,000 $ 65,000 $ 29,000
Twiggs, Georgia 1 $ 131,000 $ 131,000 $ 63,000
Hawaii, Hawaii 1 $ 690,000 $ 690,000 $ 386,000
Kauai, Hawaii 1 $ 1,725,000 $ 1,725,000 $ 521,000
Ada, Idaho 1 $ 695,000 $ 695,000 $ 75,000
Boise, Idaho 1 $ 190,000 $ 190,000 $ 77,000
Canyon, Idaho 1 $ 178,000 $ 178,000 $ 96,000
Kootenai, Idaho 1 $ 306,000 $ 306,000 $ 83,000
Adams, Illinois 1 $ 92,000 $ 92,000 $ 43,000
Calhoun, Illinois 1 $ 98,000 $ 98,000 $ 28,000
Franklin, Illinois 1 $ 62,000 $ 62,000 $ 95,000
Lawrence, Illinois 1 $ 89,000 $ 89,000 $ 94,000
Menard, Illinois 1 $ 195,000 $ 195,000 $ 188,000
Rock Island, Illinois 1 $ 108,000 $ 108,000 $ 68,000
Sangamon, Illinois 1 $ 92,000 $ 92,000 $ 104,000
Scott, Illinois 1 $ 56,000 $ 56,000 $ 42,000
Union, Illinois 1 $ 176,000 $ 176,000 $ 59,000
Washington, Illinois 1 $ 116,000 $ 116,000 $ 46,000
Blackford, Indiana 1 $ 46,000 $ 46,000 $ 42,000
Carroll, Indiana 1 $ 30,000 $ 30,000 $ 27,000
Fulton, Indiana 1 $ 80,000 $ 80,000 $ 90,000
Grant, Indiana 1 $ 76,000 $ 76,000 $ 42,000
Jackson, Indiana 1 $ 115,000 $ 115,000 $ 76,000
Jefferson, Indiana 1 $ 74,000 $ 74,000 $ 33,000
Jennings, Indiana 1 $ 52,000 $ 52,000 $ 63,000
Lawrence, Indiana 1 $ 14,000 $ 14,000 $ 29,000
Marshall, Indiana 1 $ 1,305,000 $ 1,305,000 $ 1,309,000
Newton, Indiana 1 $ 100,000 $ 100,000 $ 46,000
Pike, Indiana 1 $ 90,000 $ 90,000 $ 50,000
Pulaski, Indiana 1 $ 43,000 $ 43,000 $ 143,000
Union, Indiana 1 $ 80,000 $ 80,000 $ 54,000
Vanderburgh, Indiana 1 $ 135,000 $ 135,000 $ 139,000
Boone, Iowa 1 $ 130,000 $ 130,000 $ 109,000
Linn, Iowa 1 $ 94,000 $ 94,000 $ 60,000
Story, Iowa 1 $ 264,000 $ 264,000 $ 146,000
Woodbury, Iowa 1 $ 89,000 $ 89,000 $ 22,000
Bourbon, Kansas 1 $ 38,000 $ 38,000 $ 36,000
Cherokee, Kansas 1 $ 122,000 $ 122,000 $ 50,000
Doniphan, Kansas 1 $ 156,000 $ 156,000 $ 106,000
Kearny, Kansas 1 $ 113,000 $ 113,000 $ 74,000
Labette, Kansas 1 $ 30,000 $ 30,000 $ 45,000
Calloway, Kentucky 1 $ 10,000 $ 10,000 $ 101,000
Hopkins, Kentucky 1 $ 53,000 $ 53,000 $ 45,000
Metcalfe, Kentucky 1 $ 100,000 $ 100,000 $ 45,000
Pulaski, Kentucky 1 $ 152,000 $ 152,000 $ 93,000
Scott, Kentucky 1 $ 134,000 $ 134,000 $ 119,000
Orleans, Louisiana 1 $ 177,000 $ 177,000 $ 601,000
St. Tammany, Louisiana 1 $ 244,000 $ 244,000 $ 435,000
Cumberland, Maine 1 $ 3,000,000 $ 3,000,000 $ 2,882,000
Oxford, Maine 1 $ 123,000 $ 123,000 $ 83,000
Baltimore City, Maryland 1 $ 31,000 $ 31,000 $ 1,000
Dorchester, Maryland 1 $ 525,000 $ 525,000 $ 147,000
Howard, Maryland 1 $ 387,000 $ 387,000 $ 116,000
Dukes, Massachusetts 1 $ 485,000 $ 485,000 $ 480,000
Essex, Massachusetts 1 $ 668,000 $ 668,000 $ 156,000
Suffolk, Massachusetts 1 $ 950,000 $ 950,000 $ 1,124,000
Worcester, Massachusetts 1 $ 115,000 $ 115,000 $ 78,000
Cass, Michigan 1 $ 280,000 $ 280,000 $ 318,000
Charlevoix, Michigan 1 $ 300,000 $ 300,000 $ 257,000
Chippewa, Michigan 1 $ 124,000 $ 124,000 $ 118,000
Eaton, Michigan 1 $ 189,000 $ 189,000 $ 74,000
Emmet, Michigan 1 $ 150,000 $ 150,000 $ 334,000
Genesee, Michigan 1 $ 171,000 $ 171,000 $ 118,000
Grand Traverse, Michigan 1 $ 292,000 $ 292,000 $ 68,000
Ingham, Michigan 1 $ 161,000 $ 161,000 $ 58,000
Iron, Michigan 1 $ 154,000 $ 154,000 $ 65,000
Kalamazoo, Michigan 1 $ 198,000 $ 198,000 $ 143,000
Kent, Michigan 1 $ 92,000 $ 92,000 $ 55,000
Leelanau, Michigan 1 $ 500,000 $ 500,000 $ 425,000
Mecosta, Michigan 1 $ 57,000 $ 57,000 $ 131,000
Monroe, Michigan 1 $ 169,000 $ 169,000 $ 45,000
Montcalm, Michigan 1 $ 375,000 $ 375,000 $ 232,000
Muskegon, Michigan 1 $ 70,000 $ 70,000 $ 48,000
Ontonagon, Michigan 1 $ 210,000 $ 210,000 $ 487,000
Ottawa, Michigan 1 $ 823,000 $ 823,000 $ 600,000
Washtenaw, Michigan 1 $ 124,000 $ 124,000 $ 402,000
Aitkin, Minnesota 1 $ 133,000 $ 133,000 $ 80,000
Blue Earth, Minnesota 1 $ 50,000 $ 50,000 $ 18,000
Cook, Minnesota 1 $ 280,000 $ 280,000 $ 158,000
Koochiching, Minnesota 1 $ 31,000 $ 31,000 $ 177,000
Lake, Minnesota 1 $ 125,000 $ 125,000 $ 39,000
Olmsted, Minnesota 1 $ 114,000 $ 114,000 $ 31,000
Winona, Minnesota 1 $ 110,000 $ 110,000 $ 0
Harrison, Mississippi 1 $ 592,000 $ 592,000 $ 560,000
Hinds, Mississippi 1 $ 22,000 $ 22,000 $ 73,000
Tunica, Mississippi 1 $ 136,000 $ 136,000 $ 60,000
Benton, Missouri 1 $ 162,000 $ 162,000 $ 0
Callaway, Missouri 1 $ 34,000 $ 34,000 $ 35,000
Cedar, Missouri 1 $ 38,000 $ 38,000 $ 72,000
Clinton, Missouri 1 $ 199,000 $ 199,000 $ 60,000
Crawford, Missouri 1 $ 37,000 $ 37,000 $ 23,000
DeKalb, Missouri 1 $ 121,000 $ 121,000 $ 60,000
Franklin, Missouri 1 $ 105,000 $ 105,000 $ 230,000
Iron, Missouri 1 $ 140,000 $ 140,000 $ 192,000
Linn, Missouri 1 $ 28,000 $ 28,000 $ 0
Morgan, Missouri 1 $ 35,000 $ 35,000 $ 38,000
Scott, Missouri 1 $ 100,000 $ 100,000 $ 38,000
Stoddard, Missouri 1 $ 107,000 $ 107,000 $ 28,000
Wayne, Missouri 1 $ 58,000 $ 58,000 $ 62,000
Madison, Montana 1 $ 158,000 $ 158,000 $ 67,000
Douglas, Nebraska 1 $ 50,000 $ 50,000 $ 25,000
Gage, Nebraska 1 $ 33,000 $ 33,000 $ 96,000
Douglas, Nevada 1 $ 600,000 $ 600,000 $ 214,000
Nye, Nevada 1 $ 88,000 $ 88,000 $ 88,000
Page:

Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,889 $2,548,480,000 $171,000 $5,580,000 $109,000 $9,999,000
Home Purchase 8,122 $1,595,118,000 $196,000 $5,530,000 $114,000 $9,999,000
Home Improvement 719 $111,527,000 $155,000 $7,500,000 $112,000 $2,081,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,291 $3,036,508,000 $175,000 $7,500,000 $109,000 $6,282,000
Hispanic 2,278 $263,336,000 $115,000 $3,620,000 $58,000 $3,540,000
Not Provided 2,092 $630,066,000 $301,000 $5,580,000 $209,000 $9,999,000
Black or African American 1,119 $135,970,000 $121,000 $3,800,000 $77,000 $3,800,000
Asian 812 $164,583,000 $202,000 $2,300,000 $103,000 $1,512,000
American Indian or Alaskan Native 63 $11,189,000 $177,000 $1,700,000 $126,000 $2,049,000
Native Hawaiian or Other Pacific Islander 39 $7,219,000 $185,000 $1,320,000 $98,000 $409,000
Not applicable 36 $6,254,000 $173,000 $750,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,011 $4,015,815,000 $182,000 $7,500,000 $115,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,719 $239,310,000 $139,000 $557,000 $56,000 $1,039,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,879 $2,454,201,000 $190,000 $7,500,000 $124,000 $9,999,000
Application Denied By Financial Institution 6,308 $998,578,000 $158,000 $5,000,000 $91,000 $6,282,000
Application Withdrawn By Applicant 2,314 $446,793,000 $193,000 $5,530,000 $111,000 $7,860,000
Preapproval Denied by Financial Institution 855 $145,516,000 $170,000 $4,000,000 $63,000 $1,560,000
File Closed For Incompleteness 832 $130,121,000 $156,000 $3,620,000 $127,000 $4,872,000
Loan Purchased By The Institution 343 $46,713,000 $136,000 $417,000 $59,000 $256,000
Application Approved But Not Accepted 199 $33,203,000 $166,000 $1,997,000 $119,000 $1,704,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,145 $458,319,000 $145,000 $4,000,000 $85,000 $6,282,000
Debt-To-Income Ratio 1,767 $287,769,000 $162,000 $3,750,000 $62,000 $1,742,000
Collateral 1,311 $200,180,000 $152,000 $1,805,000 $102,000 $2,580,000
Unverifiable Information 582 $120,971,000 $207,000 $3,850,000 $125,000 $1,591,000
Insufficient Cash (Downpayment, Closing Cost) 148 $35,894,000 $242,000 $5,000,000 $125,000 $2,813,000
Other 120 $28,051,000 $233,000 $3,200,000 $190,000 $3,959,000
Employment History 86 $12,427,000 $144,000 $508,000 $59,000 $442,000
Credit Application Incomplete 2 $210,000 $105,000 $160,000 $87,000 $107,000
Mortgage Insurance Denied 2 $273,000 $136,000 $211,000 $97,000 $195,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BMO Harris Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List