BMO Harris Bank NA Mortgage Lending & HMDA Data, 2015
In 2015, BMO Harris Bank NA of Chicago, IL reported 23,730 mortgage applications totaling $4.3 billion, down 1% from 2014. The average application was for $179,314, and applicants reported an average income of $110,802. 54% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (6,625), Milwaukee-Waukesha-West Allis, WI (2,454) and Phoenix-Mesa-Scottsdale, AZ (1,244) (applications in parentheses).
| Mortgage Company & Address | BMO Harris Bank NA 111 W. Monroe Chicago, IL 60606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 23,730 |
| Total Mortgage Loan Application Amount | $4,255,125,000 |
| Average Mortgage Loan Application Amount | $179,314 |
| Highest Mortgage Loan Application Amount | $7,500,000 |
| Average Applicant Income | $110,802 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 6,625 | $ 1,319,447,000 | $ 199,161 | $ 117,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,454 | $ 388,312,000 | $ 158,236 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,244 | $ 299,458,000 | $ 240,721 | $ 144,000 |
| Indianapolis-Carmel-Anderson, IN | 1,163 | $ 147,283,000 | $ 126,640 | $ 76,000 |
| Lake County-Kenosha County, IL-WI | 887 | $ 199,738,000 | $ 225,183 | $ 137,476 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 847 | $ 171,211,000 | $ 202,138 | $ 128,785 |
| Madison, WI | 769 | $ 153,955,000 | $ 200,201 | $ 112,000 |
| Gary, IN | 582 | $ 70,970,000 | $ 121,941 | $ 74,000 |
| Elgin, IL | 578 | $ 84,915,000 | $ 146,911 | $ 90,000 |
| Green Bay, WI | 438 | $ 50,791,000 | $ 115,961 | $ 92,000 |
| Kansas City, MO-KS | 428 | $ 67,586,000 | $ 157,911 | $ 82,672 |
| Appleton, WI | 373 | $ 53,018,000 | $ 142,139 | $ 98,000 |
| St. Louis, MO-IL | 363 | $ 56,216,000 | $ 154,865 | $ 98,628 |
| Rockford, IL | 330 | $ 27,848,000 | $ 84,387 | $ 60,000 |
| Wausau, WI | 301 | $ 37,087,000 | $ 123,212 | $ 81,000 |
| Janesville-Beloit, WI | 288 | $ 27,322,000 | $ 94,868 | $ 68,000 |
| North Port-Sarasota-Bradenton, FL | 248 | $ 60,702,000 | $ 244,766 | $ 174,000 |
| Racine, WI | 214 | $ 25,187,000 | $ 117,696 | $ 78,000 |
| Fond Du Lac, WI | 168 | $ 17,265,000 | $ 102,767 | $ 65,000 |
| Sheboygan, WI | 163 | $ 18,874,000 | $ 115,791 | $ 86,000 |
| Oshkosh-Neenah, WI | 161 | $ 19,676,000 | $ 122,211 | $ 102,000 |
| Orlando-Kissimmee-Sanford, FL | 118 | $ 22,401,000 | $ 189,838 | $ 184,000 |
| Tucson, AZ | 118 | $ 26,032,000 | $ 220,610 | $ 109,000 |
| Eau Claire, WI | 109 | $ 11,908,000 | $ 109,247 | $ 83,000 |
| Naples-Immokalee-Marco Island, FL | 104 | $ 61,133,000 | $ 587,817 | $ 418,000 |
| Kokomo, IN | 103 | $ 6,737,000 | $ 65,407 | $ 57,000 |
| Cape Coral-Fort Myers, FL | 100 | $ 28,082,000 | $ 280,820 | $ 183,000 |
| Prescott, AZ | 88 | $ 19,161,000 | $ 217,738 | $ 90,000 |
| Tampa-St. Petersburg-Clearwater, FL | 69 | $ 12,403,000 | $ 179,753 | $ 128,000 |
| La Crosse-Onalaska, WI-MN | 58 | $ 4,333,000 | $ 74,706 | $ 60,206 |
| Duluth, MN-WI | 50 | $ 4,774,000 | $ 95,480 | $ 67,600 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 49 | $ 25,994,000 | $ 530,489 | $ 308,000 |
| Terre Haute, IN | 33 | $ 2,306,000 | $ 69,878 | $ 63,000 |
| St. Joseph, MO-KS | 32 | $ 3,474,000 | $ 108,562 | $ 61,437 |
| Punta Gorda, FL | 30 | $ 4,350,000 | $ 145,000 | $ 109,000 |
| Houston-The Woodlands-Sugar Land, TX | 22 | $ 7,423,000 | $ 337,409 | $ 211,000 |
| Cincinnati, OH-KY-IN | 19 | $ 2,000,000 | $ 105,263 | $ 75,157 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 19 | $ 8,718,000 | $ 458,842 | $ 333,000 |
| Denver-Aurora-Lakewood, CO | 18 | $ 9,060,000 | $ 503,333 | $ 193,000 |
| Riverside-San Bernardino-Ontario, CA | 18 | $ 8,733,000 | $ 485,166 | $ 330,000 |
| Seattle-Bellevue-Everett, WA | 18 | $ 10,031,000 | $ 557,277 | $ 292,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 3,581,000 | $ 238,733 | $ 158,000 |
| Miami-Miami Beach-Kendall, FL | 15 | $ 19,322,000 | $ 1,288,133 | $ 555,000 |
| Cleveland-Elyria, OH | 14 | $ 1,515,000 | $ 108,214 | $ 94,000 |
| Columbus, OH | 14 | $ 2,356,000 | $ 168,285 | $ 93,000 |
| Flagstaff, AZ | 14 | $ 3,554,000 | $ 253,857 | $ 136,000 |
| Kankakee, IL | 14 | $ 1,913,000 | $ 136,642 | $ 106,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 14 | $ 8,512,000 | $ 608,000 | $ 285,571 |
| Las Vegas-Henderson-Paradise, NV | 13 | $ 4,541,000 | $ 349,307 | $ 286,000 |
| Michigan City-La Porte, IN | 13 | $ 2,075,000 | $ 159,615 | $ 117,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 13 | $ 5,974,000 | $ 459,538 | $ 464,000 |
| New York-Jersey City-White Plains, NY-NJ | 13 | $ 8,843,000 | $ 680,230 | $ 487,615 |
| Niles-Benton Harbor, MI | 13 | $ 4,542,000 | $ 349,384 | $ 305,000 |
| Atlanta-Sandy Springs-Roswell, GA | 11 | $ 1,730,000 | $ 157,272 | $ 122,000 |
| Charlotte-Concord-Gastonia, NC-SC | 11 | $ 2,488,000 | $ 226,181 | $ 102,000 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 1,275,000 | $ 115,909 | $ 96,000 |
| Lakeland-Winter Haven, FL | 10 | $ 1,123,000 | $ 112,300 | $ 104,000 |
| Los Angeles-Long Beach-Glendale, CA | 10 | $ 6,643,000 | $ 664,300 | $ 369,000 |
| South Bend-Mishawaka, IN-MI | 10 | $ 922,000 | $ 92,200 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 9 | $ 21,923,000 | $ 2,435,888 | $ 1,937,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 939,000 | $ 104,333 | $ 87,000 |
| St. Cloud, MN | 9 | $ 724,000 | $ 80,444 | $ 67,000 |
| Bloomington, IN | 8 | $ 1,030,000 | $ 128,750 | $ 55,000 |
| Austin-Round Rock, TX | 7 | $ 1,985,000 | $ 283,571 | $ 207,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 1,114,000 | $ 159,142 | $ 81,000 |
| Muncie, IN | 7 | $ 509,000 | $ 72,714 | $ 58,000 |
| Ocala, FL | 7 | $ 1,107,000 | $ 158,142 | $ 150,000 |
| Pittsburgh, PA | 7 | $ 820,000 | $ 117,142 | $ 112,000 |
| The Villages, FL | 7 | $ 1,102,000 | $ 157,428 | $ 137,000 |
| Toledo, OH | 7 | $ 826,000 | $ 118,000 | $ 79,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 1,680,000 | $ 280,000 | $ 268,000 |
| Dayton, OH | 6 | $ 674,000 | $ 112,333 | $ 79,000 |
| Jacksonville, FL | 6 | $ 2,631,000 | $ 438,500 | $ 228,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 4,792,000 | $ 798,666 | $ 335,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 823,000 | $ 137,166 | $ 73,000 |
| Peoria, IL | 6 | $ 427,000 | $ 71,166 | $ 74,000 |
| San Diego-Carlsbad, CA | 6 | $ 3,469,000 | $ 578,166 | $ 498,000 |
| Charleston-North Charleston, SC | 5 | $ 1,616,000 | $ 323,200 | $ 431,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 639,000 | $ 127,800 | $ 128,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,117,000 | $ 223,400 | $ 143,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,308,000 | $ 261,600 | $ 197,000 |
| Joplin, MO | 5 | $ 1,184,000 | $ 236,800 | $ 165,000 |
| Sebastian-Vero Beach, FL | 5 | $ 3,222,000 | $ 644,400 | $ 195,000 |
| Sebring, FL | 5 | $ 128,000 | $ 25,600 | $ 70,000 |
| Silver Spring-Frederick-Rockville, MD | 5 | $ 1,282,000 | $ 256,400 | $ 356,000 |
| Springfield, MO | 5 | $ 724,000 | $ 144,800 | $ 117,000 |
| Bloomington, IL | 4 | $ 398,000 | $ 99,500 | $ 76,000 |
| Boulder, CO | 4 | $ 1,021,000 | $ 255,250 | $ 236,000 |
| Canton-Massillon, OH | 4 | $ 561,000 | $ 140,250 | $ 260,000 |
| Dallas-Plano-Irving, TX | 4 | $ 833,000 | $ 208,250 | $ 77,000 |
| Des Moines-West Des Moines, IA | 4 | $ 548,000 | $ 137,000 | $ 117,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 192,000 | $ 48,000 | $ 57,000 |
| Fort Worth-Arlington, TX | 4 | $ 1,676,000 | $ 419,000 | $ 417,000 |
| Kahului-Wailuku-Lahaina, HI | 4 | $ 11,638,000 | $ 2,909,500 | $ 571,000 |
| Knoxville, TN | 4 | $ 1,191,000 | $ 297,750 | $ 492,000 |
| Panama City, FL | 4 | $ 3,851,000 | $ 962,750 | $ 322,000 |
| Port St. Lucie, FL | 4 | $ 2,247,000 | $ 561,750 | $ 575,000 |
| Salem, OR | 4 | $ 1,047,000 | $ 261,750 | $ 118,000 |
| Akron, OH | 3 | $ 402,000 | $ 134,000 | $ 21,000 |
| Albuquerque, NM | 3 | $ 650,000 | $ 216,666 | $ 1,265,000 |
| Asheville, NC | 3 | $ 561,000 | $ 187,000 | $ 146,000 |
| Bellingham, WA | 3 | $ 446,000 | $ 148,666 | $ 81,000 |
| Boise City, ID | 3 | $ 1,063,000 | $ 354,333 | $ 82,000 |
| Camden, NJ | 3 | $ 1,195,000 | $ 398,333 | $ 1,335,000 |
| Cedar Rapids, IA | 3 | $ 319,000 | $ 106,333 | $ 90,000 |
| Champaign-Urbana, IL | 3 | $ 645,000 | $ 215,000 | $ 108,000 |
| Chattanooga, TN-GA | 3 | $ 1,012,000 | $ 337,333 | $ 200,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 1,101,000 | $ 367,000 | $ 162,000 |
| Elkhart-Goshen, IN | 3 | $ 275,000 | $ 91,666 | $ 66,000 |
| Fort Wayne, IN | 3 | $ 308,000 | $ 102,666 | $ 87,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 1,290,000 | $ 430,000 | $ 295,000 |
| Iowa City, IA | 3 | $ 355,000 | $ 118,333 | $ 191,000 |
| Kalamazoo-Portage, MI | 3 | $ 1,028,000 | $ 342,666 | $ 458,000 |
| Lafayette-West Lafayette, IN | 3 | $ 298,000 | $ 99,333 | $ 34,000 |
| Lawrence, KS | 3 | $ 1,151,000 | $ 383,666 | $ 129,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 900,000 | $ 300,000 | $ 258,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 1,223,000 | $ 407,666 | $ 302,000 |
| Raleigh, NC | 3 | $ 888,000 | $ 296,000 | $ 83,000 |
| Richmond, VA | 3 | $ 2,565,000 | $ 855,000 | $ 367,000 |
| Rochester, MN | 3 | $ 295,000 | $ 98,333 | $ 50,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 367,000 | $ 122,333 | $ 44,000 |
| Urban Honolulu, HI | 3 | $ 1,439,000 | $ 479,666 | $ 138,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 417,000 | $ 139,000 | $ 108,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 832,000 | $ 416,000 | $ 90,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 1,105,000 | $ 552,500 | $ 87,000 |
| Colorado Springs, CO | 2 | $ 408,000 | $ 204,000 | $ 117,000 |
| Columbus, IN | 2 | $ 204,000 | $ 102,000 | $ 57,000 |
| Danville, IL | 2 | $ 74,000 | $ 37,000 | $ 61,000 |
| Durham-Chapel Hill, NC | 2 | $ 320,000 | $ 160,000 | $ 303,000 |
| El Paso, TX | 2 | $ 124,000 | $ 62,000 | $ 245,000 |
| Fort Collins, CO | 2 | $ 391,000 | $ 195,500 | $ 55,000 |
| Grand Junction, CO | 2 | $ 314,000 | $ 157,000 | $ 115,000 |
| Homosassa Springs, FL | 2 | $ 444,000 | $ 222,000 | $ 81,000 |
| Jackson, MI | 2 | $ 488,000 | $ 244,000 | $ 144,000 |
| Lansing-East Lansing, MI | 2 | $ 350,000 | $ 175,000 | $ 66,000 |
| Lincoln, NE | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Lynchburg, VA | 2 | $ 155,000 | $ 77,500 | $ 104,000 |
| Macon, GA | 2 | $ 201,000 | $ 100,500 | $ 64,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 179,000 | $ 89,500 | $ 87,000 |
| Nassau County-Suffolk County, NY | 2 | $ 569,000 | $ 284,500 | $ 186,000 |
| New Orleans-Metairie, LA | 2 | $ 421,000 | $ 210,500 | $ 518,000 |
| Oklahoma City, OK | 2 | $ 453,000 | $ 226,500 | $ 168,000 |
| Olympia-Tumwater, WA | 2 | $ 317,000 | $ 158,500 | $ 127,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 905,000 | $ 452,500 | $ 530,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 229,000 | $ 114,500 | $ 79,000 |
| Philadelphia, PA | 2 | $ 1,423,000 | $ 711,500 | $ 424,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 567,000 | $ 283,500 | $ 323,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 5,170,000 | $ 2,585,000 | $ 1,103,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 2,667,000 | $ 1,333,500 | $ 750,000 |
| Spokane-Spokane Valley, WA | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Springfield, IL | 2 | $ 287,000 | $ 143,500 | $ 146,000 |
| Tacoma-Lakewood, WA | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Tuscaloosa, AL | 2 | $ 297,000 | $ 148,500 | $ 356,000 |
| Wichita, KS | 2 | $ 99,000 | $ 49,500 | $ 94,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Amarillo, TX | 1 | $ 202,000 | $ 202,000 | $ 171,000 |
| Ames, IA | 1 | $ 264,000 | $ 264,000 | $ 146,000 |
| Ann Arbor, MI | 1 | $ 124,000 | $ 124,000 | $ 402,000 |
| Boston, MA | 1 | $ 950,000 | $ 950,000 | $ 1,124,000 |
| Burlington, NC | 1 | $ 108,000 | $ 108,000 | $ 155,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 668,000 | $ 668,000 | $ 156,000 |
| Coeur D'Alene, ID | 1 | $ 306,000 | $ 306,000 | $ 83,000 |
| Dothan, AL | 1 | $ 319,000 | $ 319,000 | $ 151,000 |
| Dutchess County-Putnam County, NY | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 280,000 | $ 280,000 | $ 162,000 |
| Flint, MI | 1 | $ 171,000 | $ 171,000 | $ 118,000 |
| Florence-Muscle Shoals, AL | 1 | $ 72,000 | $ 72,000 | $ 56,000 |
| Gainesville, GA | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Grand Forks, ND-MN | 1 | $ 127,000 | $ 127,000 | $ 156,000 |
| Greensboro-High Point, NC | 1 | $ 112,000 | $ 112,000 | $ 94,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 592,000 | $ 592,000 | $ 560,000 |
| Harrisburg-Carlisle, PA | 1 | $ 170,000 | $ 170,000 | $ 137,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 213,000 | $ 213,000 | $ 112,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 279,000 | $ 279,000 | $ 144,000 |
| Jackson, MS | 1 | $ 22,000 | $ 22,000 | $ 73,000 |
| Jefferson City, MO | 1 | $ 34,000 | $ 34,000 | $ 35,000 |
| Lancaster, PA | 1 | $ 177,000 | $ 177,000 | $ 84,000 |
| Lebanon, PA | 1 | $ 52,000 | $ 52,000 | $ 58,000 |
| Lexington-Fayette, KY | 1 | $ 134,000 | $ 134,000 | $ 119,000 |
| Longview, WA | 1 | $ 157,000 | $ 157,000 | $ 94,000 |
| Mankato-North Mankato, MN | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Memphis, TN-MS-AR | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Monroe, MI | 1 | $ 169,000 | $ 169,000 | $ 45,000 |
| Montgomery, AL | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Morristown, TN | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Muskegon, MI | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| New Bern, NC | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
| Newark, NJ-PA | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Portland-South Portland, ME | 1 | $ 3,000,000 | $ 3,000,000 | $ 2,882,000 |
| Provo-Orem, UT | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Reno, NV | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Rockingham County-Strafford County, NH | 1 | $ 227,000 | $ 227,000 | $ 95,000 |
| Salinas, CA | 1 | $ 418,000 | $ 418,000 | $ 218,000 |
| Salt Lake City, UT | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| San Antonio-New Braunfels, TX | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 363,000 | $ 363,000 | $ 164,000 |
| Sioux City, IA-NE-SD | 1 | $ 89,000 | $ 89,000 | $ 22,000 |
| Sioux Falls, SD | 1 | $ 166,000 | $ 166,000 | $ 48,000 |
| Spartanburg, SC | 1 | $ 292,000 | $ 292,000 | $ 50,000 |
| Tallahassee, FL | 1 | $ 90,000 | $ 90,000 | $ 458,000 |
| Vallejo-Fairfield, CA | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Wenatchee, WA | 1 | $ 300,000 | $ 300,000 | $ 159,000 |
| Williamsport, PA | 1 | $ 84,000 | $ 84,000 | $ 75,000 |
| Winchester, VA-WV | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Winston-Salem, NC | 1 | $ 608,000 | $ 608,000 | $ 300,000 |
| Worcester, MA-CT | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| York-Hanover, PA | 1 | $ 114,000 | $ 114,000 | $ 77,000 |
| Yuma, AZ | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,889 | $2,548,480,000 | $171,000 | $5,580,000 | $109,000 | $9,999,000 |
| Home Purchase | 8,122 | $1,595,118,000 | $196,000 | $5,530,000 | $114,000 | $9,999,000 |
| Home Improvement | 719 | $111,527,000 | $155,000 | $7,500,000 | $112,000 | $2,081,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,291 | $3,036,508,000 | $175,000 | $7,500,000 | $109,000 | $6,282,000 |
| Hispanic | 2,278 | $263,336,000 | $115,000 | $3,620,000 | $58,000 | $3,540,000 |
| Not Provided | 2,092 | $630,066,000 | $301,000 | $5,580,000 | $209,000 | $9,999,000 |
| Black or African American | 1,119 | $135,970,000 | $121,000 | $3,800,000 | $77,000 | $3,800,000 |
| Asian | 812 | $164,583,000 | $202,000 | $2,300,000 | $103,000 | $1,512,000 |
| American Indian or Alaskan Native | 63 | $11,189,000 | $177,000 | $1,700,000 | $126,000 | $2,049,000 |
| Native Hawaiian or Other Pacific Islander | 39 | $7,219,000 | $185,000 | $1,320,000 | $98,000 | $409,000 |
| Not applicable | 36 | $6,254,000 | $173,000 | $750,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,011 | $4,015,815,000 | $182,000 | $7,500,000 | $115,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,719 | $239,310,000 | $139,000 | $557,000 | $56,000 | $1,039,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,879 | $2,454,201,000 | $190,000 | $7,500,000 | $124,000 | $9,999,000 |
| Application Denied By Financial Institution | 6,308 | $998,578,000 | $158,000 | $5,000,000 | $91,000 | $6,282,000 |
| Application Withdrawn By Applicant | 2,314 | $446,793,000 | $193,000 | $5,530,000 | $111,000 | $7,860,000 |
| Preapproval Denied by Financial Institution | 855 | $145,516,000 | $170,000 | $4,000,000 | $63,000 | $1,560,000 |
| File Closed For Incompleteness | 832 | $130,121,000 | $156,000 | $3,620,000 | $127,000 | $4,872,000 |
| Loan Purchased By The Institution | 343 | $46,713,000 | $136,000 | $417,000 | $59,000 | $256,000 |
| Application Approved But Not Accepted | 199 | $33,203,000 | $166,000 | $1,997,000 | $119,000 | $1,704,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,145 | $458,319,000 | $145,000 | $4,000,000 | $85,000 | $6,282,000 |
| Debt-To-Income Ratio | 1,767 | $287,769,000 | $162,000 | $3,750,000 | $62,000 | $1,742,000 |
| Collateral | 1,311 | $200,180,000 | $152,000 | $1,805,000 | $102,000 | $2,580,000 |
| Unverifiable Information | 582 | $120,971,000 | $207,000 | $3,850,000 | $125,000 | $1,591,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 148 | $35,894,000 | $242,000 | $5,000,000 | $125,000 | $2,813,000 |
| Other | 120 | $28,051,000 | $233,000 | $3,200,000 | $190,000 | $3,959,000 |
| Employment History | 86 | $12,427,000 | $144,000 | $508,000 | $59,000 | $442,000 |
| Credit Application Incomplete | 2 | $210,000 | $105,000 | $160,000 | $87,000 | $107,000 |
| Mortgage Insurance Denied | 2 | $273,000 | $136,000 | $211,000 | $97,000 | $195,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BMO Harris Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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