BMO Harris Bank NA Mortgage Lending & HMDA Data, 2013
In 2013, BMO Harris Bank NA of Chicago, IL reported 32,741 mortgage applications totaling $5.4 billion, down 7% from 2012. The average application was for $164,864, and applicants reported an average income of $101,335. 48% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (9,455), Milwaukee-Waukesha-West Allis, WI (2,560) and Phoenix-Mesa-Glendale, AZ (1,508) (applications in parentheses).
| Mortgage Company & Address | BMO Harris Bank NA 111 W. Monroe Chicago, IL 60606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 32,741 |
| Total Mortgage Loan Application Amount | $5,397,814,000 |
| Average Mortgage Loan Application Amount | $164,864 |
| Highest Mortgage Loan Application Amount | $24,600,000 |
| Average Applicant Income | $101,335 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 9,455 | $ 1,673,589,000 | $ 177,005 | $ 111,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,560 | $ 378,184,000 | $ 147,728 | $ 98,000 |
| Phoenix-Mesa-Glendale, AZ | 1,508 | $ 381,746,000 | $ 253,147 | $ 131,000 |
| Indianapolis-Carmel, IN | 1,408 | $ 176,004,000 | $ 125,002 | $ 75,000 |
| Madison, WI | 1,190 | $ 224,117,000 | $ 188,333 | $ 113,000 |
| Lake County-Kenosha County, IL-WI | 914 | $ 205,019,000 | $ 224,309 | $ 134,192 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 761 | $ 171,525,000 | $ 225,394 | $ 149,620 |
| Gary, IN | 715 | $ 83,444,000 | $ 116,704 | $ 73,000 |
| Rockford, IL | 527 | $ 46,838,000 | $ 88,876 | $ 69,000 |
| St. Louis, MO-IL | 492 | $ 75,223,000 | $ 152,892 | $ 88,585 |
| Kansas City, MO-KS | 477 | $ 64,032,000 | $ 134,238 | $ 78,276 |
| Green Bay, WI | 464 | $ 54,130,000 | $ 116,659 | $ 82,000 |
| Janesville, WI | 320 | $ 33,832,000 | $ 105,725 | $ 73,000 |
| Wausau, WI | 298 | $ 32,867,000 | $ 110,291 | $ 71,000 |
| Appleton, WI | 289 | $ 39,892,000 | $ 138,034 | $ 110,000 |
| North Port-Bradenton-Sarasota, FL | 287 | $ 62,342,000 | $ 217,219 | $ 161,000 |
| Racine, WI | 259 | $ 30,286,000 | $ 116,934 | $ 70,000 |
| Kokomo, IN | 211 | $ 16,300,000 | $ 77,251 | $ 59,000 |
| Oshkosh-Neenah, WI | 189 | $ 25,888,000 | $ 136,973 | $ 91,000 |
| Sheboygan, WI | 170 | $ 18,995,000 | $ 111,735 | $ 79,000 |
| Tucson, AZ | 164 | $ 34,177,000 | $ 208,396 | $ 113,000 |
| Fond Du Lac, WI | 159 | $ 18,594,000 | $ 116,943 | $ 88,000 |
| Orlando-Kissimmee-Sanford, FL | 150 | $ 36,279,000 | $ 241,860 | $ 131,000 |
| Eau Claire, WI | 147 | $ 16,660,000 | $ 113,333 | $ 85,000 |
| Prescott, AZ | 114 | $ 24,341,000 | $ 213,517 | $ 137,000 |
| Terre Haute, IN | 111 | $ 8,497,000 | $ 76,549 | $ 54,000 |
| Naples-Marco Island, FL | 109 | $ 66,995,000 | $ 614,633 | $ 485,000 |
| Cape Coral-Fort Myers, FL | 92 | $ 27,009,000 | $ 293,576 | $ 343,000 |
| Seattle-Bellevue-Everett, WA | 86 | $ 42,721,000 | $ 496,755 | $ 184,000 |
| Duluth, MN-WI | 71 | $ 8,690,000 | $ 122,394 | $ 142,591 |
| La Crosse, WI-MN | 70 | $ 6,099,000 | $ 87,128 | $ 63,400 |
| Anderson, IN | 65 | $ 6,427,000 | $ 98,876 | $ 55,000 |
| Tampa-St. Petersburg-Clearwater, FL | 64 | $ 15,758,000 | $ 246,218 | $ 139,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 57 | $ 25,135,000 | $ 440,964 | $ 299,000 |
| Cincinnati-Middletown, OH-KY-IN | 26 | $ 4,995,000 | $ 192,115 | $ 125,076 |
| Niles-Benton Harbor, MI | 26 | $ 10,574,000 | $ 406,692 | $ 476,000 |
| Las Vegas-Paradise, NV | 24 | $ 7,100,000 | $ 295,833 | $ 232,000 |
| Riverside-San Bernardino-Ontario, CA | 24 | $ 9,250,000 | $ 385,416 | $ 394,000 |
| Flagstaff, AZ | 23 | $ 7,002,000 | $ 304,434 | $ 180,000 |
| Punta Gorda, FL | 23 | $ 5,240,000 | $ 227,826 | $ 133,000 |
| Atlanta-Sandy Springs-Marietta, GA | 22 | $ 9,963,000 | $ 452,863 | $ 169,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 22 | $ 4,596,000 | $ 208,909 | $ 289,000 |
| St. Joseph, MO-KS | 22 | $ 3,022,000 | $ 137,363 | $ 83,000 |
| Bloomington, IN | 20 | $ 3,148,000 | $ 157,400 | $ 208,000 |
| Denver-Aurora-Broomfield, CO | 20 | $ 4,548,000 | $ 227,400 | $ 94,000 |
| Lake Havasu City-Kingman, AZ | 18 | $ 2,356,000 | $ 130,888 | $ 101,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 18 | $ 11,096,000 | $ 616,444 | $ 284,000 |
| Los Angeles-Long Beach-Glendale, CA | 17 | $ 8,675,000 | $ 510,294 | $ 348,000 |
| Michigan City-La Porte, IN | 17 | $ 3,992,000 | $ 234,823 | $ 230,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 4,465,000 | $ 318,928 | $ 628,000 |
| Lakeland-Winter Haven, FL | 14 | $ 1,499,000 | $ 107,071 | $ 81,000 |
| Peoria, IL | 14 | $ 2,266,000 | $ 161,857 | $ 126,000 |
| San Diego-Carlsbad-San Marcos, CA | 14 | $ 10,765,000 | $ 768,928 | $ 1,157,000 |
| Dallas-Plano-Irving, TX | 12 | $ 4,782,000 | $ 398,500 | $ 232,000 |
| Jacksonville, FL | 12 | $ 5,566,000 | $ 463,833 | $ 287,000 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 30,400,000 | $ 2,533,333 | $ 1,260,000 |
| Kankakee-Bradley, IL | 11 | $ 1,005,000 | $ 91,363 | $ 61,000 |
| Port St. Lucie, FL | 11 | $ 5,531,000 | $ 502,818 | $ 234,000 |
| South Bend-Mishawaka, IN-MI | 11 | $ 1,744,000 | $ 158,545 | $ 147,272 |
| Ann Arbor, MI | 9 | $ 4,770,000 | $ 530,000 | $ 552,000 |
| Cleveland-Elyria-Mentor, OH | 9 | $ 1,955,000 | $ 217,222 | $ 215,000 |
| Columbus, OH | 9 | $ 1,939,000 | $ 215,444 | $ 167,000 |
| Kalamazoo-Portage, MI | 9 | $ 1,124,000 | $ 124,888 | $ 126,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 2,184,000 | $ 242,666 | $ 212,000 |
| Louisville/Jefferson County, KY-IN | 8 | $ 1,407,000 | $ 175,875 | $ 162,125 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 1,895,000 | $ 236,875 | $ 146,000 |
| New York-White Plains-Wayne, NY-NJ | 8 | $ 5,296,000 | $ 662,000 | $ 133,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 7 | $ 1,584,000 | $ 226,285 | $ 114,000 |
| Dayton, OH | 7 | $ 875,000 | $ 125,000 | $ 78,000 |
| Lafayette, IN | 7 | $ 836,000 | $ 119,428 | $ 52,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 709,000 | $ 101,285 | $ 43,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 1,637,000 | $ 233,857 | $ 134,714 |
| Raleigh-Cary, NC | 7 | $ 1,031,000 | $ 147,285 | $ 92,000 |
| Charleston-North Charleston-Summerville, SC | 6 | $ 1,822,000 | $ 303,666 | $ 360,000 |
| Memphis, TN-MS-AR | 6 | $ 893,000 | $ 148,833 | $ 119,000 |
| Muncie, IN | 6 | $ 401,000 | $ 66,833 | $ 55,000 |
| Oakland-Fremont-Hayward, CA | 6 | $ 3,746,000 | $ 624,333 | $ 639,000 |
| Philadelphia, PA | 6 | $ 1,800,000 | $ 300,000 | $ 172,000 |
| Rochester, MN | 6 | $ 1,026,000 | $ 171,000 | $ 78,000 |
| San Francisco-San Mateo-Redwood City, CA | 6 | $ 6,905,000 | $ 1,150,833 | $ 675,000 |
| Austin-Round Rock-San Marcos, TX | 5 | $ 857,000 | $ 171,400 | $ 130,000 |
| Boston-Quincy, MA | 5 | $ 1,677,000 | $ 335,400 | $ 190,000 |
| Houston-Sugar Land-Baytown, TX | 5 | $ 543,000 | $ 108,600 | $ 138,000 |
| Ocala, FL | 5 | $ 764,000 | $ 152,800 | $ 136,000 |
| Ogden-Clearfield, UT | 5 | $ 1,358,000 | $ 271,600 | $ 132,000 |
| Reno-Sparks, NV | 5 | $ 3,417,000 | $ 683,400 | $ 456,000 |
| Santa Fe, NM | 5 | $ 2,882,000 | $ 576,400 | $ 210,000 |
| Springfield, MO | 5 | $ 755,000 | $ 151,000 | $ 42,000 |
| Toledo, OH | 5 | $ 770,000 | $ 154,000 | $ 130,000 |
| Topeka, KS | 5 | $ 661,000 | $ 132,200 | $ 74,000 |
| Asheville, NC | 4 | $ 679,000 | $ 169,750 | $ 83,000 |
| Baltimore-Towson, MD | 4 | $ 1,338,000 | $ 334,500 | $ 106,000 |
| Bethesda-Rockville-Frederick, MD | 4 | $ 2,039,000 | $ 509,750 | $ 210,000 |
| Coeur D'Alene, ID | 4 | $ 2,311,000 | $ 577,750 | $ 300,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 491,000 | $ 122,750 | $ 85,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 557,000 | $ 139,250 | $ 70,000 |
| Honolulu, HI | 4 | $ 3,928,000 | $ 982,000 | $ 472,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 529,000 | $ 132,250 | $ 55,000 |
| Pittsburgh, PA | 4 | $ 295,000 | $ 73,750 | $ 66,000 |
| Salt Lake City, UT | 4 | $ 1,211,000 | $ 302,750 | $ 429,000 |
| St. Cloud, MN | 4 | $ 480,000 | $ 120,000 | $ 153,000 |
| Wichita, KS | 4 | $ 569,000 | $ 142,250 | $ 68,000 |
| Columbus, IN | 3 | $ 310,000 | $ 103,333 | $ 54,000 |
| Durham-Chapel Hill, NC | 3 | $ 767,000 | $ 255,666 | $ 142,000 |
| Evansville, IN-KY | 3 | $ 334,000 | $ 111,333 | $ 72,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 659,000 | $ 219,666 | $ 351,000 |
| Gulfport-Biloxi, MS | 3 | $ 1,017,000 | $ 339,000 | $ 258,000 |
| Lansing-East Lansing, MI | 3 | $ 431,000 | $ 143,666 | $ 79,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 770,000 | $ 256,666 | $ 904,000 |
| Santa Ana-Anaheim-Irvine, CA | 3 | $ 2,643,000 | $ 881,000 | $ 316,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 1,848,000 | $ 616,000 | $ 532,000 |
| Springfield, OH | 3 | $ 290,000 | $ 96,666 | $ 59,000 |
| Tacoma, WA | 3 | $ 323,000 | $ 107,666 | $ 48,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,297,000 | $ 432,333 | $ 259,000 |
| York-Hanover, PA | 3 | $ 449,000 | $ 149,666 | $ 88,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 366,000 | $ 183,000 | $ 104,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 433,000 | $ 216,500 | $ 126,500 |
| Bismarck, ND | 2 | $ 350,000 | $ 175,000 | $ 488,000 |
| Bloomington-Normal, IL | 2 | $ 309,000 | $ 154,500 | $ 84,000 |
| Boise City-Nampa, ID | 2 | $ 565,000 | $ 282,500 | $ 195,000 |
| Boulder, CO | 2 | $ 655,000 | $ 327,500 | $ 88,000 |
| Colorado Springs, CO | 2 | $ 625,000 | $ 312,500 | $ 129,000 |
| Edison-New Brunswick, NJ | 2 | $ 837,000 | $ 418,500 | $ 296,000 |
| Elizabethtown, KY | 2 | $ 325,000 | $ 162,500 | $ 164,000 |
| Flint, MI | 2 | $ 209,000 | $ 104,500 | $ 83,000 |
| Fort Wayne, IN | 2 | $ 146,000 | $ 73,000 | $ 56,000 |
| Fort Worth-Arlington, TX | 2 | $ 438,000 | $ 219,000 | $ 134,000 |
| Greeley, CO | 2 | $ 356,000 | $ 178,000 | $ 87,000 |
| Greensboro-High Point, NC | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Joplin, MO | 2 | $ 299,000 | $ 149,500 | $ 64,000 |
| Lexington-Fayette, KY | 2 | $ 771,000 | $ 385,500 | $ 55,000 |
| Macon, GA | 2 | $ 126,000 | $ 63,000 | $ 19,000 |
| Medford, OR | 2 | $ 560,000 | $ 280,000 | $ 155,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 500,000 | $ 250,000 | $ 296,000 |
| Nassau-Suffolk, NY | 2 | $ 769,000 | $ 384,500 | $ 224,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 276,000 | $ 138,000 | $ 222,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 691,000 | $ 345,500 | $ 56,000 |
| Palm Coast, FL | 2 | $ 544,000 | $ 272,000 | $ 229,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 933,000 | $ 466,500 | $ 192,000 |
| Provo-Orem, UT | 2 | $ 419,000 | $ 209,500 | $ 61,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2 | $ 527,000 | $ 263,500 | $ 130,000 |
| Salem, OR | 2 | $ 429,000 | $ 214,500 | $ 159,000 |
| Salinas, CA | 2 | $ 1,555,000 | $ 777,500 | $ 521,000 |
| San Antonio-New Braunfels, TX | 2 | $ 441,000 | $ 220,500 | $ 223,000 |
| Savannah, GA | 2 | $ 1,376,000 | $ 688,000 | $ 308,000 |
| Sebastian-Vero Beach, FL | 2 | $ 1,628,000 | $ 814,000 | $ 315,000 |
| Tulsa, OK | 2 | $ 254,000 | $ 127,000 | $ 45,000 |
| Winston-Salem, NC | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| Yuma, AZ | 2 | $ 481,000 | $ 240,500 | $ 79,000 |
| Akron, OH | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Albuquerque, NM | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Ames, IA | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| Anchorage, AK | 1 | $ 451,000 | $ 451,000 | $ 186,000 |
| Bakersfield-Delano, CA | 1 | $ 109,000 | $ 109,000 | $ 57,000 |
| Barnstable Town, MA | 1 | $ 760,000 | $ 760,000 | $ 319,000 |
| Bellingham, WA | 1 | $ 154,000 | $ 154,000 | $ 152,000 |
| Bend, OR | 1 | $ 278,000 | $ 278,000 | $ 880,000 |
| Billings, MT | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Birmingham-Hoover, AL | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Bremerton-Silverdale, WA | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 500,000 | $ 500,000 | $ 43,000 |
| Brownsville-Harlingen, TX | 1 | $ 288,000 | $ 288,000 | $ 316,000 |
| Brunswick, GA | 1 | $ 224,000 | $ 224,000 | $ 464,000 |
| Canton-Massillon, OH | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| Cedar Rapids, IA | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Champaign-Urbana, IL | 1 | $ 155,000 | $ 155,000 | $ 157,000 |
| Charlottesville, VA | 1 | $ 376,000 | $ 376,000 | $ 176,000 |
| Chattanooga, TN-GA | 1 | $ 122,000 | $ 122,000 | $ 89,000 |
| Cheyenne, WY | 1 | $ 485,000 | $ 485,000 | $ 94,000 |
| Clarksville, TN-KY | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Columbia, SC | 1 | $ 217,000 | $ 217,000 | $ 87,000 |
| Corpus Christi, TX | 1 | $ 249,000 | $ 249,000 | $ 54,000 |
| Dalton, GA | 1 | $ 42,000 | $ 42,000 | $ 64,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 62,000 | $ 62,000 | $ 62,000 |
| Des Moines-West Des Moines, IA | 1 | $ 176,000 | $ 176,000 | $ 97,000 |
| Elkhart-Goshen, IN | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Fargo, ND-MN | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Fort Smith, AR-OK | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Gainesville, FL | 1 | $ 72,000 | $ 72,000 | $ 136,000 |
| Goldsboro, NC | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| Harrisburg-Carlisle, PA | 1 | $ 156,000 | $ 156,000 | $ 170,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Holland-Grand Haven, MI | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Jefferson City, MO | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 328,000 | $ 328,000 | $ 428,000 |
| Lancaster, PA | 1 | $ 153,000 | $ 153,000 | $ 83,000 |
| Las Cruces, NM | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Lawrence, KS | 1 | $ 291,000 | $ 291,000 | $ 199,000 |
| Lincoln, NE | 1 | $ 172,000 | $ 172,000 | $ 127,000 |
| Longview, WA | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Manhattan, KS | 1 | $ 229,000 | $ 229,000 | $ 413,000 |
| Mankato-North Mankato, MN | 1 | $ 76,000 | $ 76,000 | $ 146,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Modesto, CA | 1 | $ 398,000 | $ 398,000 | $ 753,000 |
| Muskegon-Norton Shores, MI | 1 | $ 187,000 | $ 187,000 | $ 46,000 |
| Newark-Union, NJ-PA | 1 | $ 170,000 | $ 170,000 | $ 300,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Peabody, MA | 1 | $ 2,450,000 | $ 2,450,000 | $ 2,096,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 79,000 | $ 79,000 | $ 67,000 |
| Pueblo, CO | 1 | $ 192,000 | $ 192,000 | $ 42,000 |
| Richmond, VA | 1 | $ 188,000 | $ 188,000 | $ 86,000 |
| Rockingham County-Strafford County, NH | 1 | $ 245,000 | $ 245,000 | $ 210,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| Sandusky, OH | 1 | $ 148,000 | $ 148,000 | $ 94,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 300,000 | $ 300,000 | $ 292,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 530,000 | $ 530,000 | $ 241,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 157,000 | $ 157,000 | $ 136,000 |
| Spartanburg, SC | 1 | $ 122,000 | $ 122,000 | $ 107,000 |
| Spokane, WA | 1 | $ 160,000 | $ 160,000 | $ 350,000 |
| Springfield, IL | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Springfield, MA | 1 | $ 50,000 | $ 50,000 | $ 141,000 |
| Vallejo-Fairfield, CA | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 182,000 | $ 182,000 | $ 96,000 |
| Wilmington, DE-MD-NJ | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Worcester, MA | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 129,000 | $ 129,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,665 | $3,256,015,000 | $174,000 | $24,600,000 | $111,000 | $9,999,000 |
| Home Purchase | 13,035 | $2,068,856,000 | $158,000 | $5,500,000 | $90,000 | $9,999,000 |
| Home Improvement | 1,041 | $72,943,000 | $70,000 | $1,000,000 | $70,000 | $1,281,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,484 | $3,627,269,000 | $168,000 | $9,200,000 | $108,000 | $5,437,000 |
| Hispanic | 5,249 | $547,310,000 | $104,000 | $1,289,000 | $44,000 | $1,500,000 |
| Not Provided | 3,253 | $814,582,000 | $250,000 | $24,600,000 | $163,000 | $9,999,000 |
| Black or African American | 1,697 | $188,396,000 | $111,000 | $1,330,000 | $62,000 | $1,293,000 |
| Asian | 917 | $178,505,000 | $194,000 | $3,599,000 | $115,000 | $2,245,000 |
| American Indian or Alaskan Native | 57 | $7,227,000 | $126,000 | $417,000 | $250,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 51 | $8,123,000 | $159,000 | $414,000 | $77,000 | $389,000 |
| Not applicable | 33 | $26,402,000 | $800,000 | $15,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,322 | $5,086,315,000 | $167,000 | $24,600,000 | $105,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,972 | $249,948,000 | $126,000 | $424,000 | $52,000 | $660,000 |
| VA-guaranteed (Veterans Administration) | 284 | $42,765,000 | $150,000 | $426,000 | $61,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 163 | $18,786,000 | $115,000 | $254,000 | $44,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,584 | $2,803,046,000 | $179,000 | $15,000,000 | $127,000 | $9,999,000 |
| Application Denied By Financial Institution | 8,125 | $1,276,281,000 | $157,000 | $24,600,000 | $85,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 4,810 | $549,472,000 | $114,000 | $3,750,000 | $41,000 | $2,796,000 |
| Application Withdrawn By Applicant | 2,572 | $503,941,000 | $195,000 | $3,575,000 | $111,000 | $3,192,000 |
| Loan Purchased By The Institution | 871 | $113,336,000 | $130,000 | $455,000 | $60,000 | $565,000 |
| File Closed For Incompleteness | 512 | $105,250,000 | $205,000 | $2,000,000 | $132,000 | $4,800,000 |
| Application Approved But Not Accepted | 267 | $46,488,000 | $174,000 | $3,900,000 | $138,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,535 | $830,129,000 | $127,000 | $24,600,000 | $59,000 | $9,999,000 |
| Collateral | 2,175 | $346,337,000 | $159,000 | $2,925,000 | $103,000 | $5,214,000 |
| Debt-To-Income Ratio | 1,843 | $308,105,000 | $167,000 | $2,350,000 | $57,000 | $1,576,000 |
| Unverifiable Information | 1,495 | $192,033,000 | $128,000 | $3,750,000 | $60,000 | $3,577,000 |
| Other | 432 | $75,316,000 | $174,000 | $5,500,000 | $111,000 | $5,437,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 253 | $45,699,000 | $180,000 | $3,750,000 | $96,000 | $2,541,000 |
| Employment History | 150 | $21,996,000 | $146,000 | $975,000 | $54,000 | $276,000 |
| Credit Application Incomplete | 51 | $6,050,000 | $118,000 | $395,000 | $36,000 | $147,000 |
| Mortgage Insurance Denied | 1 | $88,000 | $88,000 | $88,000 | $46,000 | $46,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BMO Harris Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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