Bmo Bank National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Bmo Bank National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bmo Bank National Association 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 32,741 |
| Total Mortgage Loan Application Amount | $5,397,814,000 |
| Average Mortgage Loan Application Amount | $134,000 |
| Highest Mortgage Loan Application Amount | $24,600,000 |
| Average Applicant Income | $90,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Bmo Bank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bmo Bank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Bmo Bank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bmo Bank National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bmo Bank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bmo Bank National Association's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-JOLIET-NAPERVILLE, IL | 9,455 | $ 1,673,589,000 | $ 177,000 | $ 111,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2,560 | $ 378,184,000 | $ 147,000 | $ 98,000 |
| PHOENIX-MESA-GLENDALE, AZ | 1,508 | $ 381,746,000 | $ 253,000 | $ 131,000 |
| INDIANAPOLIS-CARMEL, IN | 1,408 | $ 176,004,000 | $ 125,000 | $ 75,000 |
| MADISON, WI | 1,190 | $ 224,117,000 | $ 188,000 | $ 113,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 914 | $ 205,019,000 | $ 189,500 | $ 117,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 761 | $ 171,525,000 | $ 197,500 | $ 121,000 |
| GARY, IN | 715 | $ 83,444,000 | $ 116,000 | $ 73,000 |
| ROCKFORD, IL | 527 | $ 46,838,000 | $ 88,000 | $ 69,000 |
| ST. LOUIS, MO-IL | 492 | $ 75,223,000 | $ 158,500 | $ 94,500 |
| KANSAS CITY, MO-KS | 477 | $ 64,032,000 | $ 132,000 | $ 77,000 |
| GREEN BAY, WI | 464 | $ 54,130,000 | $ 116,000 | $ 82,000 |
| JANESVILLE, WI | 320 | $ 33,832,000 | $ 105,000 | $ 73,000 |
| WAUSAU, WI | 298 | $ 32,867,000 | $ 110,000 | $ 71,000 |
| APPLETON, WI | 289 | $ 39,892,000 | $ 138,000 | $ 110,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 287 | $ 62,342,000 | $ 217,000 | $ 161,000 |
| RACINE, WI | 259 | $ 30,286,000 | $ 116,000 | $ 70,000 |
| KOKOMO, IN | 211 | $ 16,300,000 | $ 77,000 | $ 59,000 |
| OSHKOSH-NEENAH, WI | 189 | $ 25,888,000 | $ 136,000 | $ 91,000 |
| SHEBOYGAN, WI | 170 | $ 18,995,000 | $ 111,000 | $ 79,000 |
| TUCSON, AZ | 164 | $ 34,177,000 | $ 208,000 | $ 113,000 |
| FOND DU LAC, WI | 159 | $ 18,594,000 | $ 116,000 | $ 88,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 150 | $ 36,279,000 | $ 241,000 | $ 131,000 |
| EAU CLAIRE, WI | 147 | $ 16,660,000 | $ 113,000 | $ 85,000 |
| PRESCOTT, AZ | 114 | $ 24,341,000 | $ 213,000 | $ 137,000 |
| TERRE HAUTE, IN | 111 | $ 8,497,000 | $ 76,000 | $ 54,000 |
| NAPLES-MARCO ISLAND, FL | 109 | $ 66,995,000 | $ 614,000 | $ 485,000 |
| CAPE CORAL-FORT MYERS, FL | 92 | $ 27,009,000 | $ 293,000 | $ 343,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 86 | $ 42,721,000 | $ 496,000 | $ 184,000 |
| DULUTH, MN-WI | 71 | $ 8,690,000 | $ 139,000 | $ 181,000 |
| LA CROSSE, WI-MN | 70 | $ 6,099,000 | $ 82,000 | $ 77,000 |
| ANDERSON, IN | 65 | $ 6,427,000 | $ 98,000 | $ 55,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 64 | $ 15,758,000 | $ 246,000 | $ 139,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 57 | $ 25,135,000 | $ 440,000 | $ 299,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 26 | $ 4,995,000 | $ 188,500 | $ 119,500 |
| NILES-BENTON HARBOR, MI | 26 | $ 10,574,000 | $ 406,000 | $ 476,000 |
| LAS VEGAS-PARADISE, NV | 24 | $ 7,100,000 | $ 295,000 | $ 232,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 24 | $ 9,250,000 | $ 385,000 | $ 394,000 |
| FLAGSTAFF, AZ | 23 | $ 7,002,000 | $ 304,000 | $ 180,000 |
| PUNTA GORDA, FL | 23 | $ 5,240,000 | $ 227,000 | $ 133,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 22 | $ 9,963,000 | $ 452,000 | $ 169,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 22 | $ 4,596,000 | $ 208,000 | $ 289,000 |
| ST. JOSEPH, MO-KS | 22 | $ 3,022,000 | $ 137,000 | $ 83,000 |
| BLOOMINGTON, IN | 20 | $ 3,148,000 | $ 157,000 | $ 208,000 |
| DENVER-AURORA-BROOMFIELD, CO | 20 | $ 4,548,000 | $ 227,000 | $ 94,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 18 | $ 2,356,000 | $ 130,000 | $ 101,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 18 | $ 11,096,000 | $ 552,666 | $ 225,333 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 17 | $ 8,675,000 | $ 510,000 | $ 348,000 |
| MICHIGAN CITY-LA PORTE, IN | 17 | $ 3,992,000 | $ 234,000 | $ 230,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 4,465,000 | $ 318,000 | $ 628,000 |
| LAKELAND-WINTER HAVEN, FL | 14 | $ 1,499,000 | $ 107,000 | $ 81,000 |
| PEORIA, IL | 14 | $ 2,266,000 | $ 161,000 | $ 126,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 14 | $ 10,765,000 | $ 768,000 | $ 1,157,000 |
| DALLAS-PLANO-IRVING, TX | 12 | $ 4,782,000 | $ 398,000 | $ 232,000 |
| JACKSONVILLE, FL | 12 | $ 5,566,000 | $ 463,000 | $ 287,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 12 | $ 30,400,000 | $ 2,533,000 | $ 1,260,000 |
| KANKAKEE-BRADLEY, IL | 11 | $ 1,005,000 | $ 91,000 | $ 61,000 |
| PORT ST. LUCIE, FL | 11 | $ 5,531,000 | $ 502,000 | $ 234,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 11 | $ 1,744,000 | $ 166,500 | $ 159,000 |
| ANN ARBOR, MI | 9 | $ 4,770,000 | $ 530,000 | $ 552,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 9 | $ 1,955,000 | $ 217,000 | $ 215,000 |
| COLUMBUS, OH | 9 | $ 1,939,000 | $ 215,000 | $ 167,000 |
| KALAMAZOO-PORTAGE, MI | 9 | $ 1,124,000 | $ 124,000 | $ 126,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9 | $ 2,184,000 | $ 242,000 | $ 212,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 8 | $ 1,407,000 | $ 170,000 | $ 141,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 8 | $ 1,895,000 | $ 236,000 | $ 146,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 8 | $ 5,296,000 | $ 508,000 | $ 155,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 7 | $ 1,584,000 | $ 226,000 | $ 114,000 |
| DAYTON, OH | 7 | $ 875,000 | $ 125,000 | $ 78,000 |
| LAFAYETTE, IN | 7 | $ 836,000 | $ 119,000 | $ 52,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 709,000 | $ 101,000 | $ 43,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 7 | $ 1,637,000 | $ 198,500 | $ 106,000 |
| RALEIGH-CARY, NC | 7 | $ 1,031,000 | $ 147,000 | $ 92,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 6 | $ 1,822,000 | $ 303,000 | $ 360,000 |
| MEMPHIS, TN-MS-AR | 6 | $ 893,000 | $ 148,000 | $ 95,000 |
| MUNCIE, IN | 6 | $ 401,000 | $ 66,000 | $ 55,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 6 | $ 3,746,000 | $ 624,000 | $ 639,000 |
| PHILADELPHIA, PA | 6 | $ 1,800,000 | $ 300,000 | $ 172,000 |
| ROCHESTER, MN | 6 | $ 1,026,000 | $ 171,000 | $ 78,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 6 | $ 6,905,000 | $ 1,150,000 | $ 675,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 5 | $ 857,000 | $ 171,000 | $ 130,000 |
| BOSTON-QUINCY, MA | 5 | $ 1,677,000 | $ 335,000 | $ 190,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 5 | $ 543,000 | $ 108,000 | $ 138,000 |
| OCALA, FL | 5 | $ 764,000 | $ 152,000 | $ 136,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 1,358,000 | $ 271,000 | $ 132,000 |
| RENO-SPARKS, NV | 5 | $ 3,417,000 | $ 683,000 | $ 456,000 |
| SANTA FE, NM | 5 | $ 2,882,000 | $ 576,000 | $ 210,000 |
| SPRINGFIELD, MO | 5 | $ 755,000 | $ 151,000 | $ 42,000 |
| TOLEDO, OH | 5 | $ 770,000 | $ 154,000 | $ 130,000 |
| TOPEKA, KS | 5 | $ 661,000 | $ 132,000 | $ 74,000 |
| ASHEVILLE, NC | 4 | $ 679,000 | $ 169,000 | $ 83,000 |
| BALTIMORE-TOWSON, MD | 4 | $ 1,338,000 | $ 334,000 | $ 106,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 4 | $ 2,039,000 | $ 509,000 | $ 210,000 |
| COEUR D'ALENE, ID | 4 | $ 2,311,000 | $ 577,000 | $ 300,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 4 | $ 491,000 | $ 122,000 | $ 85,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 557,000 | $ 139,000 | $ 70,000 |
| HONOLULU, HI | 4 | $ 3,928,000 | $ 982,000 | $ 472,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 529,000 | $ 132,000 | $ 55,000 |
| PITTSBURGH, PA | 4 | $ 295,000 | $ 73,000 | $ 66,000 |
| SALT LAKE CITY, UT | 4 | $ 1,211,000 | $ 302,000 | $ 429,000 |
| ST. CLOUD, MN | 4 | $ 480,000 | $ 120,000 | $ 153,000 |
| WICHITA, KS | 4 | $ 569,000 | $ 142,000 | $ 68,000 |
| COLUMBUS, IN | 3 | $ 310,000 | $ 103,000 | $ 54,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 767,000 | $ 255,000 | $ 142,000 |
| EVANSVILLE, IN-KY | 3 | $ 334,000 | $ 111,000 | $ 72,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 3 | $ 659,000 | $ 219,000 | $ 351,000 |
| GULFPORT-BILOXI, MS | 3 | $ 1,017,000 | $ 339,000 | $ 258,000 |
| LANSING-EAST LANSING, MI | 3 | $ 431,000 | $ 143,000 | $ 79,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 770,000 | $ 256,000 | $ 904,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 3 | $ 2,643,000 | $ 881,000 | $ 316,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 1,848,000 | $ 616,000 | $ 532,000 |
| SPRINGFIELD, OH | 3 | $ 290,000 | $ 96,000 | $ 59,000 |
| TACOMA, WA | 3 | $ 323,000 | $ 107,000 | $ 48,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 1,297,000 | $ 428,500 | $ 295,500 |
| YORK-HANOVER, PA | 3 | $ 449,000 | $ 149,000 | $ 88,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 366,000 | $ 183,000 | $ 104,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 433,000 | $ 216,500 | $ 126,500 |
| BISMARCK, ND | 2 | $ 350,000 | $ 175,000 | $ 488,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 309,000 | $ 154,000 | $ 84,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 565,000 | $ 282,000 | $ 195,000 |
| BOULDER, CO | 2 | $ 655,000 | $ 327,000 | $ 88,000 |
| COLORADO SPRINGS, CO | 2 | $ 625,000 | $ 312,000 | $ 129,000 |
| EDISON-NEW BRUNSWICK, NJ | 2 | $ 837,000 | $ 418,000 | $ 296,000 |
| ELIZABETHTOWN, KY | 2 | $ 325,000 | $ 162,000 | $ 164,000 |
| FLINT, MI | 2 | $ 209,000 | $ 104,000 | $ 83,000 |
| FORT WAYNE, IN | 2 | $ 146,000 | $ 73,000 | $ 56,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 438,000 | $ 219,000 | $ 134,000 |
| GREELEY, CO | 2 | $ 356,000 | $ 178,000 | $ 87,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| JOPLIN, MO | 2 | $ 299,000 | $ 149,000 | $ 64,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 771,000 | $ 385,000 | $ 55,000 |
| MACON, GA | 2 | $ 126,000 | $ 63,000 | $ 19,000 |
| MEDFORD, OR | 2 | $ 560,000 | $ 280,000 | $ 155,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 500,000 | $ 250,000 | $ 296,000 |
| NASSAU-SUFFOLK, NY | 2 | $ 769,000 | $ 384,000 | $ 224,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2 | $ 276,000 | $ 138,000 | $ 222,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2 | $ 691,000 | $ 345,000 | $ 56,000 |
| PALM COAST, FL | 2 | $ 544,000 | $ 272,000 | $ 229,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2 | $ 933,000 | $ 466,000 | $ 192,000 |
| PROVO-OREM, UT | 2 | $ 419,000 | $ 209,000 | $ 61,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2 | $ 527,000 | $ 263,000 | $ 130,000 |
| SALEM, OR | 2 | $ 429,000 | $ 214,000 | $ 159,000 |
| SALINAS, CA | 2 | $ 1,555,000 | $ 777,000 | $ 521,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 441,000 | $ 220,000 | $ 223,000 |
| SAVANNAH, GA | 2 | $ 1,376,000 | $ 688,000 | $ 308,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 1,628,000 | $ 814,000 | $ 315,000 |
| TULSA, OK | 2 | $ 254,000 | $ 127,000 | $ 45,000 |
| WINSTON-SALEM, NC | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| YUMA, AZ | 2 | $ 481,000 | $ 240,000 | $ 79,000 |
| AKRON, OH | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| ALBUQUERQUE, NM | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| AMES, IA | 1 | $ 52,000 | $ 52,000 | $ 72,000 |
| ANCHORAGE, AK | 1 | $ 451,000 | $ 451,000 | $ 186,000 |
| BAKERSFIELD-DELANO, CA | 1 | $ 109,000 | $ 109,000 | $ 57,000 |
| BARNSTABLE TOWN, MA | 1 | $ 760,000 | $ 760,000 | $ 319,000 |
| BELLINGHAM, WA | 1 | $ 154,000 | $ 154,000 | $ 152,000 |
| BEND, OR | 1 | $ 278,000 | $ 278,000 | $ 880,000 |
| BILLINGS, MT | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 500,000 | $ 500,000 | $ 43,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 288,000 | $ 288,000 | $ 316,000 |
| BRUNSWICK, GA | 1 | $ 224,000 | $ 224,000 | $ 464,000 |
| CANTON-MASSILLON, OH | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| CEDAR RAPIDS, IA | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 155,000 | $ 155,000 | $ 157,000 |
| CHARLOTTESVILLE, VA | 1 | $ 376,000 | $ 376,000 | $ 176,000 |
| CHATTANOOGA, TN-GA | 1 | $ 122,000 | $ 122,000 | $ 89,000 |
| CHEYENNE, WY | 1 | $ 485,000 | $ 485,000 | $ 94,000 |
| CLARKSVILLE, TN-KY | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| COLUMBIA, SC | 1 | $ 217,000 | $ 217,000 | $ 87,000 |
| CORPUS CHRISTI, TX | 1 | $ 249,000 | $ 249,000 | $ 54,000 |
| DALTON, GA | 1 | $ 42,000 | $ 42,000 | $ 64,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 62,000 | $ 62,000 | $ 62,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 176,000 | $ 176,000 | $ 97,000 |
| ELKHART-GOSHEN, IN | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| FARGO, ND-MN | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| FORT SMITH, AR-OK | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| GAINESVILLE, FL | 1 | $ 72,000 | $ 72,000 | $ 136,000 |
| GOLDSBORO, NC | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 156,000 | $ 156,000 | $ 170,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| JEFFERSON CITY, MO | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 328,000 | $ 328,000 | $ 428,000 |
| LANCASTER, PA | 1 | $ 153,000 | $ 153,000 | $ 83,000 |
| LAS CRUCES, NM | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| LAWRENCE, KS | 1 | $ 291,000 | $ 291,000 | $ 199,000 |
| LINCOLN, NE | 1 | $ 172,000 | $ 172,000 | $ 127,000 |
| LONGVIEW, WA | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| MANHATTAN, KS | 1 | $ 229,000 | $ 229,000 | $ 413,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 76,000 | $ 76,000 | $ 146,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| MODESTO, CA | 1 | $ 398,000 | $ 398,000 | $ 753,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 187,000 | $ 187,000 | $ 46,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 170,000 | $ 170,000 | $ 300,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| PEABODY, MA | 1 | $ 2,450,000 | $ 2,450,000 | $ 2,096,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 79,000 | $ 79,000 | $ 67,000 |
| PUEBLO, CO | 1 | $ 192,000 | $ 192,000 | $ 42,000 |
| RICHMOND, VA | 1 | $ 188,000 | $ 188,000 | $ 86,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 245,000 | $ 245,000 | $ 210,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 148,000 | $ 148,000 | $ 94,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 300,000 | $ 300,000 | $ 292,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 530,000 | $ 530,000 | $ 241,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 157,000 | $ 157,000 | $ 136,000 |
| SPARTANBURG, SC | 1 | $ 122,000 | $ 122,000 | $ 107,000 |
| SPOKANE, WA | 1 | $ 160,000 | $ 160,000 | $ 350,000 |
| SPRINGFIELD, IL | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| SPRINGFIELD, MA | 1 | $ 50,000 | $ 50,000 | $ 141,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 182,000 | $ 182,000 | $ 96,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| WORCESTER, MA | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 129,000 | $ 129,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Bmo Bank National Association in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 18,665 | $3,256,015,000 | $174,000 | $24,600,000 | $111,000 | $9,999,000 |
| Home Purchase | 13,035 | $2,068,856,000 | $158,000 | $5,500,000 | $90,000 | $9,999,000 |
| Home Improvement | 1,041 | $72,943,000 | $70,000 | $1,000,000 | $70,000 | $1,281,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,484 | $3,627,269,000 | $168,000 | $9,200,000 | $108,000 | $5,437,000 |
| Hispanic | 5,249 | $547,310,000 | $104,000 | $1,289,000 | $44,000 | $1,500,000 |
| Not Provided | 3,253 | $814,582,000 | $250,000 | $24,600,000 | $163,000 | $9,999,000 |
| Black or African American | 1,697 | $188,396,000 | $111,000 | $1,330,000 | $62,000 | $1,293,000 |
| Asian | 917 | $178,505,000 | $194,000 | $3,599,000 | $115,000 | $2,245,000 |
| American Indian or Alaskan Native | 57 | $7,227,000 | $126,000 | $417,000 | $250,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 51 | $8,123,000 | $159,000 | $414,000 | $77,000 | $389,000 |
| Not applicable | 33 | $26,402,000 | $800,000 | $15,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,322 | $5,086,315,000 | $167,000 | $24,600,000 | $105,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,972 | $249,948,000 | $126,000 | $424,000 | $52,000 | $660,000 |
| VA-guaranteed (Veterans Administration) | 284 | $42,765,000 | $150,000 | $426,000 | $61,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 163 | $18,786,000 | $115,000 | $254,000 | $44,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,584 | $2,803,046,000 | $179,000 | $15,000,000 | $127,000 | $9,999,000 |
| Application Denied By Financial Institution | 8,125 | $1,276,281,000 | $157,000 | $24,600,000 | $85,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 4,810 | $549,472,000 | $114,000 | $3,750,000 | $41,000 | $2,796,000 |
| Application Withdrawn By Applicant | 2,572 | $503,941,000 | $195,000 | $3,575,000 | $111,000 | $3,192,000 |
| Loan Purchased By The Institution | 871 | $113,336,000 | $130,000 | $455,000 | $60,000 | $565,000 |
| File Closed For Incompleteness | 512 | $105,250,000 | $205,000 | $2,000,000 | $132,000 | $4,800,000 |
| Application Approved But Not Accepted | 267 | $46,488,000 | $174,000 | $3,900,000 | $138,000 | $9,999,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,535 | $830,129,000 | $127,000 | $24,600,000 | $59,000 | $9,999,000 |
| Collateral | 2,175 | $346,337,000 | $159,000 | $2,925,000 | $103,000 | $5,214,000 |
| Debt-To-Income Ratio | 1,843 | $308,105,000 | $167,000 | $2,350,000 | $57,000 | $1,576,000 |
| Unverifiable Information | 1,495 | $192,033,000 | $128,000 | $3,750,000 | $60,000 | $3,577,000 |
| Other | 432 | $75,316,000 | $174,000 | $5,500,000 | $111,000 | $5,437,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 253 | $45,699,000 | $180,000 | $3,750,000 | $96,000 | $2,541,000 |
| Employment History | 150 | $21,996,000 | $146,000 | $975,000 | $54,000 | $276,000 |
| Credit Application Incomplete | 51 | $6,050,000 | $118,000 | $395,000 | $36,000 | $147,000 |
| Mortgage Insurance Denied | 1 | $88,000 | $88,000 | $88,000 | $46,000 | $46,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bmo Bank National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bmo Bank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.