BMO Harris Bank NA Mortgage Lending & HMDA Data, 2013

In 2013, BMO Harris Bank NA of Chicago, IL reported 32,741 mortgage applications totaling $5.4 billion, down 7% from 2012. The average application was for $164,864, and applicants reported an average income of $101,335. 48% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (9,455), Milwaukee-Waukesha-West Allis, WI (2,560) and Phoenix-Mesa-Glendale, AZ (1,508) (applications in parentheses).

Mortgage Company & Address BMO Harris Bank NA
111 W. Monroe
Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 32,741
Total Mortgage Loan Application Amount $5,397,814,000
Average Mortgage Loan Application Amount $164,864
Highest Mortgage Loan Application Amount $24,600,000
Average Applicant Income $101,335
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BMO Harris Bank NA by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 4,977 $ 944,869,000 $ 189,847 $ 121,000
Maricopa, Arizona 1,414 $ 366,837,000 $ 259,432 $ 132,000
Milwaukee, Wisconsin 1,362 $ 157,677,000 $ 115,768 $ 79,000
DuPage, Illinois 1,358 $ 283,701,000 $ 208,910 $ 122,000
Will, Illinois 1,346 $ 188,388,000 $ 139,961 $ 89,000
Dane, Wisconsin 1,014 $ 198,581,000 $ 195,839 $ 117,000
Kane, Illinois 817 $ 125,776,000 $ 153,948 $ 92,000
Lake, Illinois 748 $ 182,580,000 $ 244,090 $ 144,000
McHenry, Illinois 716 $ 96,515,000 $ 134,797 $ 87,000
Marion, Indiana 646 $ 67,023,000 $ 103,750 $ 63,000
Lake, Indiana 590 $ 63,531,000 $ 107,679 $ 68,000
Waukesha, Wisconsin 504 $ 105,628,000 $ 209,579 $ 145,000
Winnebago, Illinois 421 $ 34,060,000 $ 80,902 $ 62,000
Ozaukee, Wisconsin 367 $ 63,123,000 $ 171,997 $ 110,000
Brown, Wisconsin 336 $ 40,992,000 $ 122,000 $ 86,000
Hamilton, Indiana 331 $ 54,220,000 $ 163,806 $ 99,000
Washington, Wisconsin 327 $ 51,756,000 $ 158,275 $ 95,000
Hennepin, Minnesota 320 $ 85,459,000 $ 267,059 $ 169,000
Rock, Wisconsin 320 $ 33,832,000 $ 105,725 $ 73,000
Marathon, Wisconsin 298 $ 32,867,000 $ 110,291 $ 71,000
Racine, Wisconsin 259 $ 30,286,000 $ 116,934 $ 70,000
Sauk, Wisconsin 221 $ 26,694,000 $ 120,787 $ 99,000
St. Louis, Missouri 219 $ 35,909,000 $ 163,968 $ 92,000
Outagamie, Wisconsin 218 $ 31,803,000 $ 145,885 $ 118,000
Dodge, Wisconsin 204 $ 21,792,000 $ 106,823 $ 64,000
Oneida, Wisconsin 194 $ 26,913,000 $ 138,726 $ 125,000
Winnebago, Wisconsin 189 $ 25,888,000 $ 136,973 $ 91,000
Walworth, Wisconsin 184 $ 41,379,000 $ 224,885 $ 155,000
Howard, Indiana 178 $ 13,751,000 $ 77,252 $ 59,000
Johnson, Kansas 178 $ 30,859,000 $ 173,365 $ 110,000
Sheboygan, Wisconsin 170 $ 18,995,000 $ 111,735 $ 79,000
Kenosha, Wisconsin 166 $ 22,439,000 $ 135,174 $ 90,000
Pima, Arizona 164 $ 34,177,000 $ 208,396 $ 113,000
Morgan, Indiana 163 $ 17,639,000 $ 108,214 $ 64,000
Fond du Lac, Wisconsin 159 $ 18,594,000 $ 116,943 $ 88,000
Kendall, Illinois 147 $ 22,593,000 $ 153,693 $ 84,000
Sarasota, Florida 146 $ 35,730,000 $ 244,726 $ 199,000
Portage, Wisconsin 142 $ 16,764,000 $ 118,056 $ 80,000
Manatee, Florida 141 $ 26,612,000 $ 188,737 $ 122,000
Adams, Wisconsin 139 $ 11,975,000 $ 86,151 $ 64,000
Vilas, Wisconsin 125 $ 21,735,000 $ 173,880 $ 155,000
St. Louis City, Missouri 117 $ 12,341,000 $ 105,478 $ 68,000
Porter, Indiana 115 $ 18,880,000 $ 164,173 $ 100,000
Columbia, Wisconsin 115 $ 14,919,000 $ 129,730 $ 83,000
Yavapai, Arizona 114 $ 24,341,000 $ 213,517 $ 137,000
Shawano, Wisconsin 112 $ 12,583,000 $ 112,348 $ 73,000
Collier, Florida 109 $ 66,995,000 $ 614,633 $ 485,000
Boone, Illinois 106 $ 12,778,000 $ 120,547 $ 97,000
Jackson, Missouri 105 $ 10,489,000 $ 99,895 $ 60,000
Wyandotte, Kansas 99 $ 8,344,000 $ 84,282 $ 38,000
Oconto, Wisconsin 99 $ 10,722,000 $ 108,303 $ 73,000
Pinal, Arizona 94 $ 14,909,000 $ 158,606 $ 118,000
Lee, Florida 92 $ 27,009,000 $ 293,576 $ 343,000
Johnson, Indiana 89 $ 11,660,000 $ 131,011 $ 72,000
Hendricks, Indiana 87 $ 10,345,000 $ 118,908 $ 70,000
Clark, Wisconsin 84 $ 7,020,000 $ 83,571 $ 67,000
Ashland, Wisconsin 81 $ 6,927,000 $ 85,518 $ 64,000
Orange, Florida 78 $ 23,013,000 $ 295,038 $ 162,000
Eau Claire, Wisconsin 77 $ 9,181,000 $ 119,233 $ 100,000
Anoka, Minnesota 76 $ 13,162,000 $ 173,184 $ 81,000
Waushara, Wisconsin 74 $ 9,894,000 $ 133,702 $ 87,000
Ramsey, Minnesota 73 $ 15,149,000 $ 207,520 $ 119,000
Marinette, Wisconsin 73 $ 6,594,000 $ 90,328 $ 62,000
Dakota, Minnesota 72 $ 11,194,000 $ 155,472 $ 87,000
Wood, Wisconsin 72 $ 7,354,000 $ 102,138 $ 81,000
King, Washington 71 $ 40,013,000 $ 563,563 $ 207,000
Calumet, Wisconsin 71 $ 8,089,000 $ 113,929 $ 83,000
Cass, Indiana 70 $ 4,806,000 $ 68,657 $ 46,000
Chippewa, Wisconsin 70 $ 7,479,000 $ 106,842 $ 68,000
La Crosse, Wisconsin 69 $ 6,022,000 $ 87,275 $ 63,000
Lincoln, Wisconsin 69 $ 6,994,000 $ 101,362 $ 112,000
Waupaca, Wisconsin 69 $ 8,533,000 $ 123,666 $ 77,000
Clay, Missouri 67 $ 10,143,000 $ 151,388 $ 85,000
Madison, Indiana 65 $ 6,427,000 $ 98,876 $ 55,000
Grundy, Illinois 63 $ 7,896,000 $ 125,333 $ 79,000
Juneau, Wisconsin 63 $ 6,988,000 $ 110,920 $ 79,000
Bayfield, Wisconsin 61 $ 6,273,000 $ 102,836 $ 82,000
Iowa, Wisconsin 61 $ 10,617,000 $ 174,049 $ 106,000
Jefferson, Wisconsin 61 $ 8,857,000 $ 145,196 $ 104,000
Palm Beach, Florida 57 $ 25,135,000 $ 440,964 $ 299,000
Washington, Minnesota 55 $ 13,312,000 $ 242,036 $ 170,000
Grant, Indiana 54 $ 4,029,000 $ 74,611 $ 66,000
Sullivan, Indiana 52 $ 3,248,000 $ 62,461 $ 51,000
St. Charles, Missouri 52 $ 9,965,000 $ 191,634 $ 113,000
Crawford, Kansas 51 $ 4,557,000 $ 89,352 $ 52,000
Douglas, Wisconsin 49 $ 4,661,000 $ 95,122 $ 80,000
Wayne, Indiana 48 $ 3,225,000 $ 67,187 $ 46,000
Manitowoc, Wisconsin 47 $ 4,658,000 $ 99,106 $ 75,000
Jefferson, Missouri 45 $ 7,045,000 $ 156,555 $ 90,000
Grant, Wisconsin 44 $ 5,144,000 $ 116,909 $ 58,000
Richland, Wisconsin 44 $ 3,956,000 $ 89,909 $ 69,000
St. Clair, Illinois 42 $ 5,009,000 $ 119,261 $ 83,000
Pierce, Wisconsin 41 $ 4,644,000 $ 113,268 $ 74,000
Marquette, Wisconsin 40 $ 4,375,000 $ 109,375 $ 60,000
Langlade, Wisconsin 38 $ 4,121,000 $ 108,447 $ 83,000
St. Croix, Wisconsin 37 $ 8,134,000 $ 219,837 $ 97,000
Hillsborough, Florida 36 $ 10,017,000 $ 278,250 $ 122,000
Seminole, Florida 36 $ 8,644,000 $ 240,111 $ 89,000
Hancock, Indiana 35 $ 4,664,000 $ 133,257 $ 78,000
Boone, Indiana 33 $ 7,224,000 $ 218,909 $ 142,000
Tipton, Indiana 33 $ 2,549,000 $ 77,242 $ 59,000
DeKalb, Illinois 31 $ 3,851,000 $ 124,225 $ 100,000
Vigo, Indiana 31 $ 2,775,000 $ 89,516 $ 64,000
Rush, Indiana 30 $ 3,417,000 $ 113,900 $ 39,000
Wright, Minnesota 30 $ 5,246,000 $ 174,866 $ 409,000
Kewaunee, Wisconsin 29 $ 2,416,000 $ 83,310 $ 59,000
Scott, Minnesota 28 $ 8,418,000 $ 300,642 $ 190,000
Door, Wisconsin 28 $ 7,302,000 $ 260,785 $ 189,000
Green Lake, Wisconsin 28 $ 4,518,000 $ 161,357 $ 108,000
Vernon, Wisconsin 28 $ 2,746,000 $ 98,071 $ 55,000
Clay, Indiana 27 $ 2,435,000 $ 90,185 $ 47,000
Berrien, Michigan 26 $ 10,574,000 $ 406,692 $ 476,000
Riverside, California 24 $ 9,250,000 $ 385,416 $ 394,000
Pinellas, Florida 24 $ 5,162,000 $ 215,083 $ 164,000
Clark, Nevada 24 $ 7,100,000 $ 295,833 $ 232,000
Coconino, Arizona 23 $ 7,002,000 $ 304,434 $ 180,000
Charlotte, Florida 23 $ 5,240,000 $ 227,826 $ 133,000
Volusia, Florida 22 $ 4,596,000 $ 208,909 $ 289,000
Crawford, Wisconsin 22 $ 2,350,000 $ 106,818 $ 63,000
Dunn, Wisconsin 22 $ 2,587,000 $ 117,590 $ 86,000
Lake, Florida 21 $ 2,365,000 $ 112,619 $ 74,000
St. Louis, Minnesota 21 $ 3,889,000 $ 185,190 $ 292,000
Navajo, Arizona 19 $ 3,986,000 $ 209,789 $ 185,000
Mohave, Arizona 18 $ 2,356,000 $ 130,888 $ 101,000
Los Angeles, California 17 $ 8,675,000 $ 510,294 $ 348,000
LaPorte, Indiana 17 $ 3,992,000 $ 234,823 $ 230,000
Buchanan, Missouri 17 $ 2,154,000 $ 126,705 $ 72,000
Osceola, Florida 15 $ 2,257,000 $ 150,466 $ 148,000
LaSalle, Illinois 15 $ 1,704,000 $ 113,600 $ 84,000
Snohomish, Washington 15 $ 2,708,000 $ 180,533 $ 77,000
San Diego, California 14 $ 10,765,000 $ 768,928 $ 1,157,000
Broward, Florida 14 $ 4,465,000 $ 318,928 $ 628,000
Polk, Florida 14 $ 1,499,000 $ 107,071 $ 81,000
Ogle, Illinois 14 $ 2,027,000 $ 144,785 $ 109,000
Miami-Dade, Florida 12 $ 30,400,000 $ 2,533,333 $ 1,260,000
Shelby, Indiana 12 $ 1,351,000 $ 112,583 $ 56,000
Hamilton, Ohio 12 $ 2,479,000 $ 206,583 $ 151,000
Green, Wisconsin 12 $ 1,371,000 $ 114,250 $ 67,000
Kankakee, Illinois 11 $ 1,005,000 $ 91,363 $ 61,000
Miami, Indiana 11 $ 919,000 $ 83,545 $ 51,000
Carver, Minnesota 11 $ 3,860,000 $ 350,909 $ 319,000
Goodhue, Minnesota 11 $ 2,195,000 $ 199,545 $ 87,000
Sherburne, Minnesota 10 $ 1,837,000 $ 183,700 $ 82,000
District of Columbia, District Of Columbia 9 $ 6,395,000 $ 710,555 $ 439,000
Duval, Florida 9 $ 4,130,000 $ 458,888 $ 306,000
Tazewell, Illinois 9 $ 1,924,000 $ 213,777 $ 139,000
Henry, Indiana 9 $ 1,129,000 $ 125,444 $ 64,000
Washtenaw, Michigan 9 $ 4,770,000 $ 530,000 $ 552,000
Barron, Wisconsin 9 $ 1,635,000 $ 181,666 $ 92,000
Monroe, Wisconsin 9 $ 742,000 $ 82,444 $ 61,000
Sawyer, Wisconsin 9 $ 1,373,000 $ 152,555 $ 114,000
Brown, Indiana 8 $ 1,524,000 $ 190,500 $ 91,000
Monroe, Indiana 8 $ 2,327,000 $ 290,875 $ 294,000
Cass, Missouri 8 $ 1,206,000 $ 150,750 $ 90,000
Platte, Missouri 8 $ 1,145,000 $ 143,125 $ 62,000
Burnett, Wisconsin 8 $ 1,836,000 $ 229,500 $ 137,000
Forest, Wisconsin 8 $ 1,579,000 $ 197,375 $ 87,000
Gila, Arizona 7 $ 1,889,000 $ 269,857 $ 335,000
Eagle, Colorado 7 $ 3,547,000 $ 506,714 $ 434,000
Brevard, Florida 7 $ 709,000 $ 101,285 $ 43,000
Madison, Illinois 7 $ 3,005,000 $ 429,285 $ 217,000
St. Joseph, Indiana 7 $ 956,000 $ 136,571 $ 116,000
Gogebic, Michigan 7 $ 1,623,000 $ 231,857 $ 102,000
Van Buren, Michigan 7 $ 1,038,000 $ 148,285 $ 140,000
Franklin, Ohio 7 $ 1,592,000 $ 227,428 $ 190,000
Santa Cruz, Arizona 6 $ 1,030,000 $ 171,666 $ 89,000
Denver, Colorado 6 $ 1,332,000 $ 222,000 $ 104,000
Jefferson, Colorado 6 $ 1,180,000 $ 196,666 $ 105,000
Martin, Florida 6 $ 4,307,000 $ 717,833 $ 270,000
Maui, Hawaii 6 $ 4,895,000 $ 815,833 $ 856,000
Delaware, Indiana 6 $ 401,000 $ 66,833 $ 55,000
Greene, Indiana 6 $ 446,000 $ 74,333 $ 67,000
Newton, Indiana 6 $ 463,000 $ 77,166 $ 52,000
Owen, Indiana 6 $ 375,000 $ 62,500 $ 235,000
Wake, North Carolina 6 $ 827,000 $ 137,833 $ 90,000
Dallas, Texas 6 $ 3,535,000 $ 589,166 $ 345,000
Washburn, Wisconsin 6 $ 1,503,000 $ 250,500 $ 87,000
Summit, Colorado 5 $ 2,332,000 $ 466,400 $ 528,000
Citrus, Florida 5 $ 1,017,000 $ 203,400 $ 147,000
Marion, Florida 5 $ 764,000 $ 152,800 $ 136,000
St. Lucie, Florida 5 $ 1,224,000 $ 244,800 $ 192,000
Sumter, Florida 5 $ 948,000 $ 189,600 $ 182,000
Cobb, Georgia 5 $ 1,226,000 $ 245,200 $ 108,000
Gwinnett, Georgia 5 $ 2,294,000 $ 458,800 $ 116,000
Kosciusko, Indiana 5 $ 502,000 $ 100,400 $ 67,000
Tippecanoe, Indiana 5 $ 631,000 $ 126,200 $ 60,000
Shawnee, Kansas 5 $ 661,000 $ 132,200 $ 74,000
Jefferson, Kentucky 5 $ 963,000 $ 192,600 $ 224,000
Oakland, Michigan 5 $ 1,536,000 $ 307,200 $ 290,000
Rice, Minnesota 5 $ 993,000 $ 198,600 $ 67,000
Nye, Nevada 5 $ 586,000 $ 117,200 $ 66,000
Washoe, Nevada 5 $ 3,417,000 $ 683,400 $ 456,000
Santa Fe, New Mexico 5 $ 2,882,000 $ 576,400 $ 210,000
Shelby, Tennessee 5 $ 746,000 $ 149,200 $ 131,000
Trempealeau, Wisconsin 5 $ 561,000 $ 112,200 $ 50,000
Contra Costa, California 4 $ 2,336,000 $ 584,000 $ 325,000
Monroe, Florida 4 $ 1,737,000 $ 434,250 $ 292,000
Pasco, Florida 4 $ 579,000 $ 144,750 $ 145,000
Honolulu, Hawaii 4 $ 3,928,000 $ 982,000 $ 472,000
Kootenai, Idaho 4 $ 2,311,000 $ 577,750 $ 300,000
Stephenson, Illinois 4 $ 527,000 $ 131,750 $ 59,000
Jasper, Indiana 4 $ 570,000 $ 142,500 $ 78,000
Putnam, Indiana 4 $ 354,000 $ 88,500 $ 40,000
White, Indiana 4 $ 285,000 $ 71,250 $ 69,000
Allegan, Michigan 4 $ 1,769,000 $ 442,250 $ 601,000
Cass, Michigan 4 $ 788,000 $ 197,000 $ 202,000
Kent, Michigan 4 $ 557,000 $ 139,250 $ 70,000
Wayne, Michigan 4 $ 491,000 $ 122,750 $ 85,000
Chisago, Minnesota 4 $ 708,000 $ 177,000 $ 57,000
Crow Wing, Minnesota 4 $ 1,535,000 $ 383,750 $ 351,000
Isanti, Minnesota 4 $ 402,000 $ 100,500 $ 39,000
Olmsted, Minnesota 4 $ 551,000 $ 137,750 $ 62,000
Andrew, Missouri 4 $ 692,000 $ 173,000 $ 78,000
Camden, Missouri 4 $ 990,000 $ 247,500 $ 69,000
Franklin, Missouri 4 $ 888,000 $ 222,000 $ 101,000
Ray, Missouri 4 $ 513,000 $ 128,250 $ 66,000
Mecklenburg, North Carolina 4 $ 878,000 $ 219,500 $ 126,000
Cuyahoga, Ohio 4 $ 882,000 $ 220,500 $ 300,000
Montgomery, Ohio 4 $ 609,000 $ 152,250 $ 102,000
Williamson, Texas 4 $ 559,000 $ 139,750 $ 122,000
Weber, Utah 4 $ 758,000 $ 189,500 $ 108,000
Florence, Wisconsin 4 $ 499,000 $ 124,750 $ 64,000
Polk, Wisconsin 4 $ 1,038,000 $ 259,500 $ 206,000
Price, Wisconsin 4 $ 382,000 $ 95,500 $ 85,000
Apache, Arizona 3 $ 775,000 $ 258,333 $ 129,000
Orange, California 3 $ 2,643,000 $ 881,000 $ 316,000
San Francisco, California 3 $ 4,249,000 $ 1,416,333 $ 539,000
Sonoma, California 3 $ 1,848,000 $ 616,000 $ 532,000
Adams, Colorado 3 $ 514,000 $ 171,333 $ 23,000
Pitkin, Colorado 3 $ 4,600,000 $ 1,533,333 $ 104,000
Fulton, Georgia 3 $ 5,101,000 $ 1,700,333 $ 533,000
Hawaii, Hawaii 3 $ 1,765,000 $ 588,333 $ 444,000
Jo Daviess, Illinois 3 $ 458,000 $ 152,666 $ 270,000
Marshall, Illinois 3 $ 224,000 $ 74,666 $ 124,000
Bartholomew, Indiana 3 $ 310,000 $ 103,333 $ 54,000
Blackford, Indiana 3 $ 325,000 $ 108,333 $ 34,000
Clinton, Indiana 3 $ 220,000 $ 73,333 $ 23,000
Fountain, Indiana 3 $ 132,000 $ 44,000 $ 55,000
Vanderburgh, Indiana 3 $ 334,000 $ 111,333 $ 72,000
Sedgwick, Kansas 3 $ 382,000 $ 127,333 $ 62,000
Boone, Kentucky 3 $ 477,000 $ 159,000 $ 94,000
Kenton, Kentucky 3 $ 388,000 $ 129,333 $ 75,000
Norfolk, Massachusetts 3 $ 987,000 $ 329,000 $ 73,000
Cook, Minnesota 3 $ 670,000 $ 223,333 $ 88,000
Pope, Minnesota 3 $ 602,000 $ 200,666 $ 185,000
Stearns, Minnesota 3 $ 286,000 $ 95,333 $ 125,000
Harrison, Mississippi 3 $ 1,017,000 $ 339,000 $ 258,000
Johnson, Missouri 3 $ 390,000 $ 130,000 $ 143,000
Lafayette, Missouri 3 $ 376,000 $ 125,333 $ 41,000
Polk, Missouri 3 $ 500,000 $ 166,666 $ 32,000
Douglas, Nebraska 3 $ 399,000 $ 133,000 $ 58,000
Transylvania, North Carolina 3 $ 2,506,000 $ 835,333 $ 276,000
Clark, Ohio 3 $ 290,000 $ 96,666 $ 59,000
Clermont, Ohio 3 $ 553,000 $ 184,333 $ 86,000
Preble, Ohio 3 $ 266,000 $ 88,666 $ 46,000
Clackamas, Oregon 3 $ 1,067,000 $ 355,666 $ 241,000
Allegheny, Pennsylvania 3 $ 120,000 $ 40,000 $ 65,000
York, Pennsylvania 3 $ 449,000 $ 149,666 $ 88,000
Charleston, South Carolina 3 $ 900,000 $ 300,000 $ 446,000
Davidson, Tennessee 3 $ 328,000 $ 109,333 $ 91,000
Sevier, Tennessee 3 $ 734,000 $ 244,666 $ 354,000
Williamson, Tennessee 3 $ 952,000 $ 317,333 $ 156,000
Collin, Texas 3 $ 586,000 $ 195,333 $ 124,000
Fairfax, Virginia 3 $ 1,968,000 $ 656,000 $ 169,000
Kittitas, Washington 3 $ 1,658,000 $ 552,666 $ 186,000
Lewis, Washington 3 $ 497,000 $ 165,666 $ 82,000
Pierce, Washington 3 $ 323,000 $ 107,666 $ 48,000
Buffalo, Wisconsin 3 $ 238,000 $ 79,333 $ 47,000
Jackson, Wisconsin 3 $ 202,000 $ 67,333 $ 202,000
Rusk, Wisconsin 3 $ 492,000 $ 164,000 $ 124,000
Cochise, Arizona 2 $ 123,000 $ 61,500 $ 45,000
Yuma, Arizona 2 $ 481,000 $ 240,500 $ 79,000
Pulaski, Arkansas 2 $ 435,000 $ 217,500 $ 1,293,000
Alameda, California 2 $ 1,410,000 $ 705,000 $ 1,268,000
Marin, California 2 $ 413,000 $ 206,500 $ 336,000
Monterey, California 2 $ 1,555,000 $ 777,500 $ 521,000
Ventura, California 2 $ 691,000 $ 345,500 $ 56,000
Arapahoe, Colorado 2 $ 578,000 $ 289,000 $ 122,000
Boulder, Colorado 2 $ 655,000 $ 327,500 $ 88,000
Douglas, Colorado 2 $ 624,000 $ 312,000 $ 88,000
El Paso, Colorado 2 $ 625,000 $ 312,500 $ 129,000
Weld, Colorado 2 $ 356,000 $ 178,000 $ 87,000
Sussex, Delaware 2 $ 718,000 $ 359,000 $ 171,000
Flagler, Florida 2 $ 544,000 $ 272,000 $ 229,000
Indian River, Florida 2 $ 1,628,000 $ 814,000 $ 315,000
St. Johns, Florida 2 $ 1,241,000 $ 620,500 $ 211,000
Bibb, Georgia 2 $ 126,000 $ 63,000 $ 19,000
Chatham, Georgia 2 $ 1,376,000 $ 688,000 $ 308,000
Cherokee, Georgia 2 $ 228,000 $ 114,000 $ 119,000
Henry, Georgia 2 $ 504,000 $ 252,000 $ 147,000
Kauai, Hawaii 2 $ 1,765,000 $ 882,500 $ 730,000
Ada, Idaho 2 $ 565,000 $ 282,500 $ 195,000
Fulton, Illinois 2 $ 115,000 $ 57,500 $ 112,000
McDonough, Illinois 2 $ 114,000 $ 57,000 $ 66,000
McLean, Illinois 2 $ 309,000 $ 154,500 $ 84,000
Peoria, Illinois 2 $ 118,000 $ 59,000 $ 68,000
Pope, Illinois 2 $ 75,000 $ 37,500 $ 55,000
Shelby, Illinois 2 $ 288,000 $ 144,000 $ 72,000
Allen, Indiana 2 $ 146,000 $ 73,000 $ 56,000
Carroll, Indiana 2 $ 205,000 $ 102,500 $ 31,000
Fulton, Indiana 2 $ 128,000 $ 64,000 $ 104,000
Knox, Indiana 2 $ 80,000 $ 40,000 $ 39,000
Montgomery, Indiana 2 $ 180,000 $ 90,000 $ 49,000
Orange, Indiana 2 $ 362,000 $ 181,000 $ 118,000
Parke, Indiana 2 $ 250,000 $ 125,000 $ 103,000
Pulaski, Indiana 2 $ 52,000 $ 26,000 $ 68,000
Leavenworth, Kansas 2 $ 354,000 $ 177,000 $ 97,000
Miami, Kansas 2 $ 483,000 $ 241,500 $ 74,000
Hardin, Kentucky 2 $ 325,000 $ 162,500 $ 164,000
Woodford, Kentucky 2 $ 771,000 $ 385,500 $ 55,000
Orleans, Louisiana 2 $ 276,000 $ 138,000 $ 222,000
York, Maine 2 $ 933,000 $ 466,500 $ 192,000
Frederick, Maryland 2 $ 948,000 $ 474,000 $ 186,000
Harford, Maryland 2 $ 740,000 $ 370,000 $ 98,000
Montgomery, Maryland 2 $ 1,091,000 $ 545,500 $ 234,000
Clinton, Michigan 2 $ 323,000 $ 161,500 $ 97,000
Genesee, Michigan 2 $ 209,000 $ 104,500 $ 83,000
Iron, Michigan 2 $ 446,000 $ 223,000 $ 183,000
Kalamazoo, Michigan 2 $ 86,000 $ 43,000 $ 76,000
Macomb, Michigan 2 $ 289,000 $ 144,500 $ 138,000
Mecosta, Michigan 2 $ 272,000 $ 136,000 $ 121,000
Menominee, Michigan 2 $ 119,000 $ 59,500 $ 88,000
St. Joseph, Michigan 2 $ 257,000 $ 128,500 $ 65,000
Brown, Minnesota 2 $ 258,000 $ 129,000 $ 56,000
Itasca, Minnesota 2 $ 116,000 $ 58,000 $ 115,000
Gasconade, Missouri 2 $ 208,000 $ 104,000 $ 36,000
Greene, Missouri 2 $ 255,000 $ 127,500 $ 57,000
Jasper, Missouri 2 $ 299,000 $ 149,500 $ 64,000
Lincoln, Missouri 2 $ 239,000 $ 119,500 $ 24,000
St. Francois, Missouri 2 $ 184,000 $ 92,000 $ 53,000
Taney, Missouri 2 $ 186,000 $ 93,000 $ 51,000
Madison, Montana 2 $ 4,557,000 $ 2,278,500 $ 145,000
Bergen, New Jersey 2 $ 400,000 $ 200,000 $ 199,000
Eddy, New Mexico 2 $ 177,000 $ 88,500 $ 71,000
Kings, New York 2 $ 235,000 $ 117,500 $ 30,000
New York, New York 2 $ 3,800,000 $ 1,900,000 $ 142,000
Suffolk, New York 2 $ 769,000 $ 384,500 $ 224,000
Buncombe, North Carolina 2 $ 359,000 $ 179,500 $ 81,000
Cabarrus, North Carolina 2 $ 650,000 $ 325,000 $ 131,000
Guilford, North Carolina 2 $ 300,000 $ 150,000 $ 73,000
Moore, North Carolina 2 $ 490,000 $ 245,000 $ 59,000
Burleigh, North Dakota 2 $ 350,000 $ 175,000 $ 488,000
Ward, North Dakota 2 $ 366,000 $ 183,000 $ 70,000
Geauga, Ohio 2 $ 596,000 $ 298,000 $ 286,000
Hancock, Ohio 2 $ 283,000 $ 141,500 $ 68,000
Lucas, Ohio 2 $ 256,000 $ 128,000 $ 173,000
Warren, Ohio 2 $ 346,000 $ 173,000 $ 94,000
Wayne, Ohio 2 $ 388,000 $ 194,000 $ 106,000
Wood, Ohio 2 $ 377,000 $ 188,500 $ 93,000
Tulsa, Oklahoma 2 $ 254,000 $ 127,000 $ 45,000
Jackson, Oregon 2 $ 560,000 $ 280,000 $ 155,000
Bucks, Pennsylvania 2 $ 767,000 $ 383,500 $ 172,000
Lehigh, Pennsylvania 2 $ 366,000 $ 183,000 $ 104,000
Beaufort, South Carolina 2 $ 378,000 $ 189,000 $ 357,000
Berkeley, South Carolina 2 $ 616,000 $ 308,000 $ 179,000
Greenville, South Carolina 2 $ 259,000 $ 129,500 $ 94,000
Horry, South Carolina 2 $ 500,000 $ 250,000 $ 296,000
Bexar, Texas 2 $ 441,000 $ 220,500 $ 223,000
Denton, Texas 2 $ 566,000 $ 283,000 $ 148,000
Fort Bend, Texas 2 $ 311,000 $ 155,500 $ 155,000
Harris, Texas 2 $ 130,000 $ 65,000 $ 92,000
Tarrant, Texas 2 $ 438,000 $ 219,000 $ 134,000
Salt Lake, Utah 2 $ 509,000 $ 254,500 $ 646,000
Summit, Utah 2 $ 702,000 $ 351,000 $ 213,000
Utah, Utah 2 $ 419,000 $ 209,500 $ 61,000
Loudoun, Virginia 2 $ 445,000 $ 222,500 $ 79,000
Clark, Washington 2 $ 232,000 $ 116,000 $ 39,000
Okanogan, Washington 2 $ 700,000 $ 350,000 $ 177,000
Iron, Wisconsin 2 $ 724,000 $ 362,000 $ 201,000
Lafayette, Wisconsin 2 $ 262,000 $ 131,000 $ 63,000
Pepin, Wisconsin 2 $ 123,000 $ 61,500 $ 66,000
Taylor, Wisconsin 2 $ 207,000 $ 103,500 $ 88,000
Baldwin, Alabama 1 $ 164,000 $ 164,000 $ 217,000
Jefferson, Alabama 1 $ 45,000 $ 45,000 $ 27,000
Anchorage, Alaska 1 $ 451,000 $ 451,000 $ 186,000
Kenai Peninsula, Alaska 1 $ 100,000 $ 100,000 $ 104,000
Baxter, Arkansas 1 $ 94,000 $ 94,000 $ 28,000
Boone, Arkansas 1 $ 202,000 $ 202,000 $ 94,000
Franklin, Arkansas 1 $ 80,000 $ 80,000 $ 42,000
Lonoke, Arkansas 1 $ 335,000 $ 335,000 $ 128,000
Marion, Arkansas 1 $ 740,000 $ 740,000 $ 238,000
Washington, Arkansas 1 $ 162,000 $ 162,000 $ 65,000
Del Norte, California 1 $ 376,000 $ 376,000 $ 136,000
Humboldt, California 1 $ 215,000 $ 215,000 $ 22,000
Kern, California 1 $ 109,000 $ 109,000 $ 57,000
Placer, California 1 $ 384,000 $ 384,000 $ 145,000
Sacramento, California 1 $ 143,000 $ 143,000 $ 116,000
San Mateo, California 1 $ 2,243,000 $ 2,243,000 $ 1,762,000
Santa Barbara, California 1 $ 300,000 $ 300,000 $ 292,000
Santa Clara, California 1 $ 15,000,000 $ 15,000,000 $ 0
Santa Cruz, California 1 $ 530,000 $ 530,000 $ 241,000
Solano, California 1 $ 250,000 $ 250,000 $ 60,000
Stanislaus, California 1 $ 398,000 $ 398,000 $ 753,000
Clear Creek, Colorado 1 $ 320,000 $ 320,000 $ 145,000
Fremont, Colorado 1 $ 238,000 $ 238,000 $ 319,000
La Plata, Colorado 1 $ 182,000 $ 182,000 $ 55,000
Pueblo, Colorado 1 $ 192,000 $ 192,000 $ 42,000
San Miguel, Colorado 1 $ 773,000 $ 773,000 $ 731,000
Fairfield, Connecticut 1 $ 500,000 $ 500,000 $ 43,000
Middlesex, Connecticut 1 $ 417,000 $ 417,000 $ 107,000
Windham, Connecticut 1 $ 242,000 $ 242,000 $ 77,000
Alachua, Florida 1 $ 72,000 $ 72,000 $ 136,000
Bay, Florida 1 $ 40,000 $ 40,000 $ 60,000
Dixie, Florida 1 $ 70,000 $ 70,000 $ 23,000
Escambia, Florida 1 $ 79,000 $ 79,000 $ 67,000
Franklin, Florida 1 $ 260,000 $ 260,000 $ 291,000
Hardee, Florida 1 $ 135,000 $ 135,000 $ 41,000
Nassau, Florida 1 $ 195,000 $ 195,000 $ 270,000
Walton, Florida 1 $ 212,000 $ 212,000 $ 166,000
Candler, Georgia 1 $ 81,000 $ 81,000 $ 52,000
Columbia, Georgia 1 $ 375,000 $ 375,000 $ 201,000
Coweta, Georgia 1 $ 40,000 $ 40,000 $ 52,000
DeKalb, Georgia 1 $ 118,000 $ 118,000 $ 147,000
Forsyth, Georgia 1 $ 224,000 $ 224,000 $ 95,000
Glynn, Georgia 1 $ 224,000 $ 224,000 $ 464,000
Murray, Georgia 1 $ 42,000 $ 42,000 $ 64,000
Paulding, Georgia 1 $ 98,000 $ 98,000 $ 66,000
Walton, Georgia 1 $ 130,000 $ 130,000 $ 109,000
Twin Falls, Idaho 1 $ 67,000 $ 67,000 $ 47,000
Bond, Illinois 1 $ 399,000 $ 399,000 $ 224,000
Carroll, Illinois 1 $ 93,000 $ 93,000 $ 368,000
Cass, Illinois 1 $ 57,000 $ 57,000 $ 105,000
Champaign, Illinois 1 $ 155,000 $ 155,000 $ 157,000
Clay, Illinois 1 $ 18,000 $ 18,000 $ 31,000
Clinton, Illinois 1 $ 147,000 $ 147,000 $ 39,000
Coles, Illinois 1 $ 139,000 $ 139,000 $ 69,000
De Witt, Illinois 1 $ 194,000 $ 194,000 $ 120,000
Effingham, Illinois 1 $ 122,000 $ 122,000 $ 94,000
Fayette, Illinois 1 $ 50,000 $ 50,000 $ 53,000
Greene, Illinois 1 $ 145,000 $ 145,000 $ 186,000
Hancock, Illinois 1 $ 117,000 $ 117,000 $ 70,000
Henry, Illinois 1 $ 62,000 $ 62,000 $ 62,000
Johnson, Illinois 1 $ 100,000 $ 100,000 $ 98,000
Knox, Illinois 1 $ 92,000 $ 92,000 $ 144,000
Lee, Illinois 1 $ 216,000 $ 216,000 $ 83,000
Logan, Illinois 1 $ 93,000 $ 93,000 $ 74,000
Macoupin, Illinois 1 $ 119,000 $ 119,000 $ 34,000
Montgomery, Illinois 1 $ 36,000 $ 36,000 $ 35,000
Perry, Illinois 1 $ 225,000 $ 225,000 $ 110,000
Sangamon, Illinois 1 $ 133,000 $ 133,000 $ 53,000
Warren, Illinois 1 $ 264,000 $ 264,000 $ 59,000
Clark, Indiana 1 $ 166,000 $ 166,000 $ 97,000
Daviess, Indiana 1 $ 8,000 $ 8,000 $ 13,000
DeKalb, Indiana 1 $ 35,000 $ 35,000 $ 72,000
Dubois, Indiana 1 $ 55,000 $ 55,000 $ 63,000
Elkhart, Indiana 1 $ 143,000 $ 143,000 $ 72,000
Fayette, Indiana 1 $ 48,000 $ 48,000 $ 30,000
Floyd, Indiana 1 $ 181,000 $ 181,000 $ 63,000
Harrison, Indiana 1 $ 97,000 $ 97,000 $ 19,000
Huntington, Indiana 1 $ 51,000 $ 51,000 $ 36,000
Jackson, Indiana 1 $ 129,000 $ 129,000 $ 36,000
Jefferson, Indiana 1 $ 183,000 $ 183,000 $ 193,000
Noble, Indiana 1 $ 142,000 $ 142,000 $ 80,000
Randolph, Indiana 1 $ 68,000 $ 68,000 $ 24,000
Scott, Indiana 1 $ 120,000 $ 120,000 $ 66,000
Vermillion, Indiana 1 $ 39,000 $ 39,000 $ 40,000
Wabash, Indiana 1 $ 229,000 $ 229,000 $ 210,000
Boone, Iowa 1 $ 135,000 $ 135,000 $ 68,000
Bremer, Iowa 1 $ 182,000 $ 182,000 $ 96,000
Dallas, Iowa 1 $ 176,000 $ 176,000 $ 97,000
Hamilton, Iowa 1 $ 131,000 $ 131,000 $ 77,000
Jones, Iowa 1 $ 185,000 $ 185,000 $ 59,000
Lee, Iowa 1 $ 94,000 $ 94,000 $ 44,000
Story, Iowa 1 $ 52,000 $ 52,000 $ 72,000
Bourbon, Kansas 1 $ 103,000 $ 103,000 $ 181,000
Butler, Kansas 1 $ 187,000 $ 187,000 $ 86,000
Cherokee, Kansas 1 $ 75,000 $ 75,000 $ 71,000
Douglas, Kansas 1 $ 291,000 $ 291,000 $ 199,000
Franklin, Kansas 1 $ 120,000 $ 120,000 $ 87,000
Neosho, Kansas 1 $ 148,000 $ 148,000 $ 78,000
Riley, Kansas 1 $ 229,000 $ 229,000 $ 413,000
Saline, Kansas 1 $ 152,000 $ 152,000 $ 146,000
Sherman, Kansas 1 $ 78,000 $ 78,000 $ 102,000
Campbell, Kentucky 1 $ 158,000 $ 158,000 $ 132,000
Pendleton, Kentucky 1 $ 417,000 $ 417,000 $ 205,000
Aroostook, Maine 1 $ 172,000 $ 172,000 $ 258,000
Anne Arundel, Maryland 1 $ 181,000 $ 181,000 $ 147,000
Cecil, Maryland 1 $ 275,000 $ 275,000 $ 90,000
Howard, Maryland 1 $ 417,000 $ 417,000 $ 80,000
Prince George's, Maryland 1 $ 412,000 $ 412,000 $ 105,000
Barnstable, Massachusetts 1 $ 760,000 $ 760,000 $ 319,000
Dukes, Massachusetts 1 $ 396,000 $ 396,000 $ 327,000
Essex, Massachusetts 1 $ 2,450,000 $ 2,450,000 $ 2,096,000
Hampden, Massachusetts 1 $ 50,000 $ 50,000 $ 141,000
Plymouth, Massachusetts 1 $ 307,000 $ 307,000 $ 551,000
Suffolk, Massachusetts 1 $ 383,000 $ 383,000 $ 181,000
Worcester, Massachusetts 1 $ 315,000 $ 315,000 $ 175,000
Branch, Michigan 1 $ 94,000 $ 94,000 $ 164,000
Chippewa, Michigan 1 $ 402,000 $ 402,000 $ 178,000
Dickinson, Michigan 1 $ 200,000 $ 200,000 $ 209,000
Eaton, Michigan 1 $ 108,000 $ 108,000 $ 42,000
Gratiot, Michigan 1 $ 156,000 $ 156,000 $ 118,000
Livingston, Michigan 1 $ 188,000 $ 188,000 $ 113,000
Mason, Michigan 1 $ 24,000 $ 24,000 $ 189,000
Muskegon, Michigan 1 $ 187,000 $ 187,000 $ 46,000
Ontonagon, Michigan 1 $ 24,000 $ 24,000 $ 119,000
Ottawa, Michigan 1 $ 95,000 $ 95,000 $ 149,000
Presque Isle, Michigan 1 $ 109,000 $ 109,000 $ 168,000
Sanilac, Michigan 1 $ 53,000 $ 53,000 $ 32,000
St. Clair, Michigan 1 $ 171,000 $ 171,000 $ 64,000
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Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,665 $3,256,015,000 $174,000 $24,600,000 $111,000 $9,999,000
Home Purchase 13,035 $2,068,856,000 $158,000 $5,500,000 $90,000 $9,999,000
Home Improvement 1,041 $72,943,000 $70,000 $1,000,000 $70,000 $1,281,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,484 $3,627,269,000 $168,000 $9,200,000 $108,000 $5,437,000
Hispanic 5,249 $547,310,000 $104,000 $1,289,000 $44,000 $1,500,000
Not Provided 3,253 $814,582,000 $250,000 $24,600,000 $163,000 $9,999,000
Black or African American 1,697 $188,396,000 $111,000 $1,330,000 $62,000 $1,293,000
Asian 917 $178,505,000 $194,000 $3,599,000 $115,000 $2,245,000
American Indian or Alaskan Native 57 $7,227,000 $126,000 $417,000 $250,000 $9,999,000
Native Hawaiian or Other Pacific Islander 51 $8,123,000 $159,000 $414,000 $77,000 $389,000
Not applicable 33 $26,402,000 $800,000 $15,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,322 $5,086,315,000 $167,000 $24,600,000 $105,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,972 $249,948,000 $126,000 $424,000 $52,000 $660,000
VA-guaranteed (Veterans Administration) 284 $42,765,000 $150,000 $426,000 $61,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 163 $18,786,000 $115,000 $254,000 $44,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,584 $2,803,046,000 $179,000 $15,000,000 $127,000 $9,999,000
Application Denied By Financial Institution 8,125 $1,276,281,000 $157,000 $24,600,000 $85,000 $9,999,000
Preapproval Denied by Financial Institution 4,810 $549,472,000 $114,000 $3,750,000 $41,000 $2,796,000
Application Withdrawn By Applicant 2,572 $503,941,000 $195,000 $3,575,000 $111,000 $3,192,000
Loan Purchased By The Institution 871 $113,336,000 $130,000 $455,000 $60,000 $565,000
File Closed For Incompleteness 512 $105,250,000 $205,000 $2,000,000 $132,000 $4,800,000
Application Approved But Not Accepted 267 $46,488,000 $174,000 $3,900,000 $138,000 $9,999,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,535 $830,129,000 $127,000 $24,600,000 $59,000 $9,999,000
Collateral 2,175 $346,337,000 $159,000 $2,925,000 $103,000 $5,214,000
Debt-To-Income Ratio 1,843 $308,105,000 $167,000 $2,350,000 $57,000 $1,576,000
Unverifiable Information 1,495 $192,033,000 $128,000 $3,750,000 $60,000 $3,577,000
Other 432 $75,316,000 $174,000 $5,500,000 $111,000 $5,437,000
Insufficient Cash (Downpayment, Closing Cost) 253 $45,699,000 $180,000 $3,750,000 $96,000 $2,541,000
Employment History 150 $21,996,000 $146,000 $975,000 $54,000 $276,000
Credit Application Incomplete 51 $6,050,000 $118,000 $395,000 $36,000 $147,000
Mortgage Insurance Denied 1 $88,000 $88,000 $88,000 $46,000 $46,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BMO Harris Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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