Bnc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Bnc National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bnc National Bank 20175 N 67Th Avenue Glendale, AZ 85308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,397 |
| Total Mortgage Loan Application Amount | $1,621,965,000 |
| Average Mortgage Loan Application Amount | $243,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Bnc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bnc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Bnc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bnc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bnc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bnc National Bank's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WICHITA, KS | 627 | $ 86,985,000 | $ 138,000 | $ 72,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 315 | $ 125,333,000 | $ 378,000 | $ 113,750 |
| KANSAS CITY, MO-KS | 306 | $ 59,226,000 | $ 192,000 | $ 80,500 |
| LINCOLN, NE | 226 | $ 36,528,000 | $ 161,000 | $ 72,000 |
| PHOENIX-MESA-GLENDALE, AZ | 219 | $ 55,360,000 | $ 252,000 | $ 107,000 |
| BISMARCK, ND | 177 | $ 32,046,000 | $ 181,000 | $ 136,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 143 | $ 43,046,000 | $ 301,000 | $ 137,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 138 | $ 32,631,000 | $ 232,500 | $ 71,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 129 | $ 18,262,000 | $ 147,500 | $ 83,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 109 | $ 39,996,000 | $ 366,000 | $ 131,000 |
| TOPEKA, KS | 102 | $ 12,031,000 | $ 117,000 | $ 53,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 100 | $ 12,716,000 | $ 130,000 | $ 62,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 100 | $ 39,388,000 | $ 393,000 | $ 119,000 |
| BALTIMORE-TOWSON, MD | 93 | $ 30,854,000 | $ 331,000 | $ 106,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 68 | $ 18,610,000 | $ 301,000 | $ 94,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 67 | $ 29,635,000 | $ 442,000 | $ 105,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 63 | $ 20,045,000 | $ 307,500 | $ 106,500 |
| DENVER-AURORA-BROOMFIELD, CO | 62 | $ 19,679,000 | $ 317,000 | $ 111,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 60 | $ 18,059,000 | $ 300,000 | $ 182,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 58 | $ 16,034,000 | $ 276,000 | $ 91,000 |
| LAS VEGAS-PARADISE, NV | 52 | $ 12,358,000 | $ 237,000 | $ 90,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 49 | $ 12,812,000 | $ 261,000 | $ 103,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 49 | $ 13,748,000 | $ 280,000 | $ 123,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 48 | $ 13,808,000 | $ 294,500 | $ 123,500 |
| EDISON-NEW BRUNSWICK, NJ | 48 | $ 16,957,000 | $ 353,000 | $ 135,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 45 | $ 19,691,000 | $ 437,000 | $ 129,000 |
| JACKSONVILLE, FL | 45 | $ 12,593,000 | $ 279,000 | $ 87,000 |
| RALEIGH-CARY, NC | 44 | $ 12,883,000 | $ 292,000 | $ 116,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 42 | $ 12,747,000 | $ 303,000 | $ 110,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 42 | $ 12,013,000 | $ 286,000 | $ 78,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 39 | $ 14,950,000 | $ 418,000 | $ 167,000 |
| COLORADO SPRINGS, CO | 36 | $ 8,916,000 | $ 247,000 | $ 35,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 36 | $ 12,810,000 | $ 355,000 | $ 126,000 |
| PHILADELPHIA, PA | 36 | $ 12,198,000 | $ 338,000 | $ 130,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 34 | $ 7,112,000 | $ 209,000 | $ 48,000 |
| FAYETTEVILLE, NC | 34 | $ 7,806,000 | $ 229,000 | $ 56,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 34 | $ 16,117,000 | $ 474,000 | $ 116,000 |
| ST. LOUIS, MO-IL | 34 | $ 9,117,000 | $ 261,500 | $ 95,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 32 | $ 10,213,000 | $ 319,000 | $ 113,000 |
| ALBUQUERQUE, NM | 31 | $ 8,225,000 | $ 265,000 | $ 74,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 31 | $ 9,570,000 | $ 308,000 | $ 98,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 31 | $ 10,443,000 | $ 336,000 | $ 123,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 29 | $ 8,540,000 | $ 294,000 | $ 122,000 |
| NEWARK-UNION, NJ-PA | 29 | $ 10,451,000 | $ 360,000 | $ 190,000 |
| BOSTON-QUINCY, MA | 28 | $ 9,312,000 | $ 332,000 | $ 121,000 |
| RICHMOND, VA | 27 | $ 7,903,000 | $ 292,000 | $ 145,000 |
| COLUMBUS, OH | 26 | $ 7,053,000 | $ 271,000 | $ 91,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 25 | $ 6,384,000 | $ 251,000 | $ 97,500 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 25 | $ 6,270,000 | $ 250,000 | $ 80,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 25 | $ 7,162,000 | $ 266,000 | $ 97,000 |
| BIRMINGHAM-HOOVER, AL | 24 | $ 6,397,000 | $ 266,000 | $ 116,000 |
| TACOMA, WA | 24 | $ 7,690,000 | $ 320,000 | $ 91,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 23 | $ 6,703,000 | $ 291,000 | $ 125,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 22 | $ 5,325,000 | $ 242,000 | $ 62,000 |
| OKLAHOMA CITY, OK | 22 | $ 5,323,000 | $ 241,000 | $ 87,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 22 | $ 5,269,000 | $ 239,000 | $ 89,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 22 | $ 9,694,000 | $ 440,000 | $ 139,000 |
| TUCSON, AZ | 21 | $ 5,736,000 | $ 273,000 | $ 80,000 |
| DURHAM-CHAPEL HILL, NC | 20 | $ 5,933,000 | $ 296,000 | $ 131,000 |
| INDIANAPOLIS-CARMEL, IN | 20 | $ 5,436,000 | $ 271,000 | $ 79,000 |
| OGDEN-CLEARFIELD, UT | 20 | $ 5,572,000 | $ 278,000 | $ 79,000 |
| PITTSBURGH, PA | 20 | $ 5,185,000 | $ 259,000 | $ 113,000 |
| SALT LAKE CITY, UT | 20 | $ 5,472,000 | $ 273,000 | $ 89,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 19 | $ 6,281,000 | $ 330,000 | $ 155,000 |
| CAPE CORAL-FORT MYERS, FL | 19 | $ 5,248,000 | $ 276,000 | $ 153,000 |
| DALLAS-PLANO-IRVING, TX | 19 | $ 5,223,000 | $ 274,000 | $ 138,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 18 | $ 4,061,000 | $ 225,000 | $ 56,000 |
| BOULDER, CO | 17 | $ 6,042,000 | $ 355,000 | $ 133,000 |
| CAMDEN, NJ | 17 | $ 4,803,000 | $ 282,000 | $ 126,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 17 | $ 5,349,000 | $ 314,000 | $ 92,000 |
| PROVO-OREM, UT | 17 | $ 5,424,000 | $ 319,000 | $ 110,000 |
| MEMPHIS, TN-MS-AR | 16 | $ 4,090,000 | $ 219,000 | $ 84,500 |
| NASSAU-SUFFOLK, NY | 16 | $ 5,590,000 | $ 349,000 | $ 139,000 |
| BATON ROUGE, LA | 15 | $ 3,882,000 | $ 258,000 | $ 103,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 15 | $ 5,028,000 | $ 335,000 | $ 93,000 |
| KNOXVILLE, TN | 15 | $ 4,284,000 | $ 285,000 | $ 100,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 15 | $ 7,757,000 | $ 517,000 | $ 130,000 |
| BOISE CITY-NAMPA, ID | 14 | $ 3,361,000 | $ 240,000 | $ 49,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 14 | $ 5,961,000 | $ 425,000 | $ 141,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 13 | $ 2,997,000 | $ 245,000 | $ 73,500 |
| MANCHESTER-NASHUA, NH | 13 | $ 3,725,000 | $ 286,000 | $ 126,000 |
| PEABODY, MA | 13 | $ 4,710,000 | $ 362,000 | $ 95,000 |
| DAYTON, OH | 12 | $ 2,621,000 | $ 218,000 | $ 45,000 |
| DES MOINES-WEST DES MOINES, IA | 12 | $ 2,844,000 | $ 237,000 | $ 84,000 |
| FORT WORTH-ARLINGTON, TX | 12 | $ 3,305,000 | $ 275,000 | $ 98,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 12 | $ 5,364,000 | $ 447,000 | $ 167,000 |
| RENO-SPARKS, NV | 12 | $ 2,530,000 | $ 210,000 | $ 88,000 |
| WILMINGTON, NC | 12 | $ 3,072,000 | $ 256,000 | $ 101,000 |
| WORCESTER, MA | 12 | $ 3,309,000 | $ 275,000 | $ 121,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 3,201,000 | $ 291,000 | $ 64,000 |
| COLUMBUS, GA-AL | 11 | $ 2,928,000 | $ 227,000 | $ 52,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 11 | $ 3,814,000 | $ 346,000 | $ 143,000 |
| CHATTANOOGA, TN-GA | 10 | $ 2,668,000 | $ 266,000 | $ 122,000 |
| CLARKSVILLE, TN-KY | 10 | $ 1,930,000 | $ 204,500 | $ 27,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 10 | $ 1,971,000 | $ 197,000 | $ 62,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 10 | $ 3,294,000 | $ 329,000 | $ 187,000 |
| HUNTSVILLE, AL | 10 | $ 2,088,000 | $ 208,000 | $ 59,000 |
| LAFAYETTE, LA | 10 | $ 4,857,000 | $ 485,000 | $ 178,000 |
| OLYMPIA, WA | 10 | $ 2,633,000 | $ 263,000 | $ 93,000 |
| SHREVEPORT-BOSSIER CITY, LA | 10 | $ 3,171,000 | $ 317,000 | $ 71,000 |
| TULSA, OK | 10 | $ 2,615,000 | $ 261,000 | $ 110,000 |
| AKRON, OH | 9 | $ 2,075,000 | $ 230,000 | $ 86,000 |
| ASHEVILLE, NC | 9 | $ 2,544,000 | $ 282,000 | $ 85,000 |
| BELLINGHAM, WA | 9 | $ 3,096,000 | $ 344,000 | $ 148,000 |
| JACKSONVILLE, NC | 9 | $ 1,944,000 | $ 216,000 | $ 34,000 |
| NAPLES-MARCO ISLAND, FL | 9 | $ 2,379,000 | $ 264,000 | $ 163,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 2,592,000 | $ 288,000 | $ 129,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 9 | $ 2,162,000 | $ 240,000 | $ 86,000 |
| SANTA ROSA-PETALUMA, CA | 9 | $ 2,856,000 | $ 317,000 | $ 129,000 |
| SAVANNAH, GA | 9 | $ 2,456,000 | $ 272,000 | $ 69,000 |
| SEBASTIAN-VERO BEACH, FL | 9 | $ 2,327,000 | $ 258,000 | $ 94,000 |
| WILMINGTON, DE-MD-NJ | 9 | $ 2,738,000 | $ 328,500 | $ 75,500 |
| GREELEY, CO | 8 | $ 2,386,000 | $ 298,000 | $ 81,000 |
| JACKSON, MS | 8 | $ 2,025,000 | $ 253,000 | $ 75,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 8 | $ 1,940,000 | $ 225,000 | $ 65,000 |
| MONTGOMERY, AL | 8 | $ 1,555,000 | $ 194,000 | $ 51,000 |
| SPRINGFIELD, MA | 8 | $ 2,206,000 | $ 275,000 | $ 142,000 |
| WARNER ROBINS, GA | 8 | $ 1,697,000 | $ 212,000 | $ 52,000 |
| WINSTON-SALEM, NC | 8 | $ 1,946,000 | $ 243,000 | $ 122,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,994,000 | $ 284,000 | $ 114,000 |
| ANN ARBOR, MI | 7 | $ 1,859,000 | $ 265,000 | $ 145,000 |
| BAKERSFIELD-DELANO, CA | 7 | $ 1,577,000 | $ 225,000 | $ 70,000 |
| BARNSTABLE TOWN, MA | 7 | $ 1,830,000 | $ 261,000 | $ 132,000 |
| COLUMBIA, SC | 7 | $ 2,001,000 | $ 285,000 | $ 66,000 |
| FORT COLLINS-LOVELAND, CO | 7 | $ 2,031,000 | $ 290,000 | $ 74,000 |
| GRAND RAPIDS-WYOMING, MI | 7 | $ 1,976,000 | $ 282,000 | $ 193,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 7 | $ 1,687,000 | $ 241,000 | $ 107,000 |
| LAS CRUCES, NM | 7 | $ 1,886,000 | $ 269,000 | $ 57,000 |
| LAWRENCE, KS | 7 | $ 1,362,000 | $ 194,000 | $ 56,000 |
| STOCKTON, CA | 7 | $ 1,604,000 | $ 229,000 | $ 35,000 |
| TRENTON-EWING, NJ | 7 | $ 1,913,000 | $ 273,000 | $ 128,000 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 2,563,000 | $ 366,000 | $ 34,000 |
| ALBANY-SCHENECTADY-TROY, NY | 6 | $ 1,330,000 | $ 221,000 | $ 44,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,920,000 | $ 320,000 | $ 233,000 |
| MANHATTAN, KS | 6 | $ 1,024,000 | $ 170,000 | $ 61,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 1,322,000 | $ 220,000 | $ 63,000 |
| OCALA, FL | 6 | $ 1,102,000 | $ 183,000 | $ 38,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 6 | $ 1,325,000 | $ 220,000 | $ 53,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 6 | $ 2,146,000 | $ 357,000 | $ 74,000 |
| SPOKANE, WA | 6 | $ 1,501,000 | $ 250,000 | $ 110,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 5 | $ 1,339,000 | $ 267,000 | $ 117,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 1,537,000 | $ 307,000 | $ 131,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,197,000 | $ 239,000 | $ 31,000 |
| CHEYENNE, WY | 5 | $ 1,047,000 | $ 209,000 | $ 41,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 1,281,000 | $ 256,000 | $ 98,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 1,251,000 | $ 250,000 | $ 100,000 |
| FORT WAYNE, IN | 5 | $ 972,000 | $ 194,000 | $ 47,000 |
| GAINESVILLE, FL | 5 | $ 1,035,000 | $ 207,000 | $ 46,000 |
| GAINESVILLE, GA | 5 | $ 1,588,000 | $ 317,000 | $ 174,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 5 | $ 644,000 | $ 128,000 | $ 39,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,408,000 | $ 281,000 | $ 78,000 |
| MADISON, WI | 5 | $ 1,863,000 | $ 372,000 | $ 80,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 1,649,000 | $ 329,000 | $ 105,000 |
| MODESTO, CA | 5 | $ 1,315,000 | $ 263,000 | $ 76,000 |
| PALM COAST, FL | 5 | $ 1,231,000 | $ 246,000 | $ 135,000 |
| SALINAS, CA | 5 | $ 2,102,000 | $ 420,000 | $ 95,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $ 1,829,000 | $ 365,000 | $ 115,000 |
| TALLAHASSEE, FL | 5 | $ 1,487,000 | $ 297,000 | $ 155,000 |
| AUBURN-OPELIKA, AL | 4 | $ 921,000 | $ 230,000 | $ 57,000 |
| CANTON-MASSILLON, OH | 4 | $ 587,000 | $ 146,000 | $ 73,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 4 | $ 971,000 | $ 242,000 | $ 105,000 |
| DOVER, DE | 4 | $ 954,000 | $ 238,000 | $ 64,000 |
| FARMINGTON, NM | 4 | $ 795,000 | $ 198,000 | $ 51,000 |
| FLAGSTAFF, AZ | 4 | $ 2,072,000 | $ 518,000 | $ 339,000 |
| GRAND FORKS, ND-MN | 4 | $ 748,000 | $ 186,500 | $ 71,500 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 1,008,000 | $ 252,000 | $ 73,000 |
| GULFPORT-BILOXI, MS | 4 | $ 875,000 | $ 218,000 | $ 186,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 1,217,000 | $ 304,000 | $ 61,000 |
| HINESVILLE-FORT STEWART, GA | 4 | $ 620,000 | $ 155,000 | $ 44,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 900,000 | $ 225,000 | $ 67,000 |
| MORGANTOWN, WV | 4 | $ 1,157,000 | $ 289,000 | $ 19,000 |
| MUNCIE, IN | 4 | $ 576,000 | $ 144,000 | $ 67,000 |
| PORT ST. LUCIE, FL | 4 | $ 796,000 | $ 199,000 | $ 177,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 4 | $ 1,619,000 | $ 404,000 | $ 102,000 |
| PRESCOTT, AZ | 4 | $ 1,241,000 | $ 310,000 | $ 51,000 |
| REDDING, CA | 4 | $ 877,000 | $ 219,000 | $ 80,000 |
| ROCHESTER, NY | 4 | $ 1,262,000 | $ 315,000 | $ 63,000 |
| SPARTANBURG, SC | 4 | $ 1,757,000 | $ 439,000 | $ 214,000 |
| ST. JOSEPH, MO-KS | 4 | $ 975,000 | $ 243,000 | $ 99,000 |
| TUSCALOOSA, AL | 4 | $ 951,000 | $ 237,000 | $ 76,000 |
| VALDOSTA, GA | 4 | $ 705,000 | $ 176,000 | $ 39,000 |
| YORK-HANOVER, PA | 4 | $ 890,000 | $ 222,000 | $ 44,000 |
| AMES, IA | 3 | $ 584,000 | $ 194,000 | $ 55,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 1,122,000 | $ 374,000 | $ 0 |
| BEND, OR | 3 | $ 836,000 | $ 278,000 | $ 261,000 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 369,000 | $ 123,000 | $ 56,000 |
| BURLINGTON, NC | 3 | $ 837,000 | $ 279,000 | $ 103,000 |
| CARSON CITY, NV | 3 | $ 981,000 | $ 327,000 | $ 93,000 |
| COEUR D'ALENE, ID | 3 | $ 997,000 | $ 332,000 | $ 134,000 |
| COLUMBUS, IN | 3 | $ 880,000 | $ 293,000 | $ 88,000 |
| ELIZABETHTOWN, KY | 3 | $ 532,000 | $ 177,000 | $ 0 |
| FARGO, ND-MN | 3 | $ 714,000 | $ 238,000 | $ 49,000 |
| FRESNO, CA | 3 | $ 913,000 | $ 304,000 | $ 50,000 |
| GARY, IN | 3 | $ 952,000 | $ 317,000 | $ 121,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 757,000 | $ 252,000 | $ 88,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 717,000 | $ 239,000 | $ 78,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 545,000 | $ 181,000 | $ 32,000 |
| LA CROSSE, WI-MN | 3 | $ 1,064,000 | $ 354,000 | $ 280,000 |
| LAWTON, OK | 3 | $ 600,000 | $ 200,000 | $ 70,000 |
| LEBANON, PA | 3 | $ 732,000 | $ 244,000 | $ 28,000 |
| LOGAN, UT-ID | 3 | $ 802,000 | $ 267,000 | $ 97,000 |
| LONGVIEW, WA | 3 | $ 660,000 | $ 220,000 | $ 61,000 |
| MACON, GA | 3 | $ 657,000 | $ 219,000 | $ 0 |
| MOBILE, AL | 3 | $ 566,000 | $ 188,000 | $ 19,000 |
| MONROE, LA | 3 | $ 635,000 | $ 211,000 | $ 96,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 3 | $ 698,000 | $ 232,000 | $ 107,000 |
| PITTSFIELD, MA | 3 | $ 995,000 | $ 331,000 | $ 176,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 804,000 | $ 268,000 | $ 100,000 |
| PUNTA GORDA, FL | 3 | $ 917,000 | $ 305,000 | $ 94,000 |
| ROCHESTER, MN | 3 | $ 485,000 | $ 161,000 | $ 46,000 |
| SALEM, OR | 3 | $ 734,000 | $ 244,000 | $ 65,000 |
| SANTA FE, NM | 3 | $ 1,072,000 | $ 357,000 | $ 107,000 |
| SPRINGFIELD, IL | 3 | $ 699,000 | $ 233,000 | $ 161,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 545,000 | $ 181,000 | $ 59,000 |
| ANNISTON-OXFORD, AL | 2 | $ 423,000 | $ 211,000 | $ 85,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 628,000 | $ 314,000 | $ 54,000 |
| BILLINGS, MT | 2 | $ 430,000 | $ 215,000 | $ 27,000 |
| BOWLING GREEN, KY | 2 | $ 535,000 | $ 267,000 | $ 71,000 |
| COLUMBIA, MO | 2 | $ 305,000 | $ 152,000 | $ 127,000 |
| CORVALLIS, OR | 2 | $ 496,000 | $ 248,000 | $ 381,000 |
| DOTHAN, AL | 2 | $ 547,000 | $ 273,000 | $ 28,000 |
| DULUTH, MN-WI | 2 | $ 508,000 | $ 254,000 | $ 159,000 |
| FLORENCE, SC | 2 | $ 688,000 | $ 344,000 | $ 148,000 |
| GRAND JUNCTION, CO | 2 | $ 463,000 | $ 231,000 | $ 0 |
| GREAT FALLS, MT | 2 | $ 393,000 | $ 196,000 | $ 0 |
| GREENVILLE, NC | 2 | $ 373,000 | $ 186,000 | $ 43,000 |
| IDAHO FALLS, ID | 2 | $ 531,000 | $ 265,000 | $ 29,000 |
| JOHNSON CITY, TN | 2 | $ 628,000 | $ 314,000 | $ 199,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 537,000 | $ 268,000 | $ 124,000 |
| KINGSTON, NY | 2 | $ 496,000 | $ 248,000 | $ 89,000 |
| LAFAYETTE, IN | 2 | $ 669,000 | $ 334,000 | $ 87,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 369,000 | $ 184,000 | $ 42,000 |
| LANSING-EAST LANSING, MI | 2 | $ 190,000 | $ 95,000 | $ 68,000 |
| LYNCHBURG, VA | 2 | $ 612,000 | $ 306,000 | $ 92,000 |
| MORRISTOWN, TN | 2 | $ 465,000 | $ 232,000 | $ 127,000 |
| PASCAGOULA, MS | 2 | $ 563,000 | $ 281,000 | $ 36,000 |
| PUEBLO, CO | 2 | $ 462,000 | $ 231,000 | $ 55,000 |
| RAPID CITY, SD | 2 | $ 393,000 | $ 196,000 | $ 0 |
| READING, PA | 2 | $ 509,000 | $ 254,000 | $ 51,000 |
| ROANOKE, VA | 2 | $ 555,000 | $ 277,000 | $ 107,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 1,008,000 | $ 504,000 | $ 104,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 286,000 | $ 143,000 | $ 98,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 517,000 | $ 258,500 | $ 311,000 |
| SPRINGFIELD, MO | 2 | $ 383,000 | $ 191,000 | $ 94,000 |
| ST. CLOUD, MN | 2 | $ 465,000 | $ 232,000 | $ 74,000 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 260,000 | $ 130,000 | $ 49,000 |
| TOLEDO, OH | 2 | $ 350,000 | $ 175,000 | $ 27,000 |
| WENATCHEE-EAST WENATCHEE, WA | 2 | $ 620,000 | $ 310,000 | $ 111,000 |
| YUMA, AZ | 2 | $ 348,000 | $ 174,000 | $ 43,000 |
| ALBANY, GA | 1 | $ 151,000 | $ 151,000 | $ 21,000 |
| ALEXANDRIA, LA | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| ALTOONA, PA | 1 | $ 186,000 | $ 186,000 | $ 91,000 |
| AMARILLO, TX | 1 | $ 1,492,000 | $ 1,492,000 | $ 915,000 |
| ANDERSON, IN | 1 | $ 173,000 | $ 173,000 | $ 0 |
| ANDERSON, SC | 1 | $ 316,000 | $ 316,000 | $ 180,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 212,000 | $ 212,000 | $ 132,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 204,000 | $ 204,000 | $ 752,000 |
| CEDAR RAPIDS, IA | 1 | $ 154,000 | $ 154,000 | $ 97,000 |
| CHARLESTON, WV | 1 | $ 206,000 | $ 206,000 | $ 0 |
| CHICO, CA | 1 | $ 417,000 | $ 417,000 | $ 197,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| CUMBERLAND, MD-WV | 1 | $ 155,000 | $ 155,000 | $ 0 |
| DALTON, GA | 1 | $ 99,000 | $ 99,000 | $ 39,000 |
| DUBUQUE, IA | 1 | $ 381,000 | $ 381,000 | $ 115,000 |
| EL CENTRO, CA | 1 | $ 211,000 | $ 211,000 | $ 0 |
| EL PASO, TX | 1 | $ 229,000 | $ 229,000 | $ 91,000 |
| FLINT, MI | 1 | $ 167,000 | $ 167,000 | $ 93,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| FORT SMITH, AR-OK | 1 | $ 208,000 | $ 208,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 130,000 | $ 130,000 | $ 199,000 |
| GOLDSBORO, NC | 1 | $ 311,000 | $ 311,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| HANFORD-CORCORAN, CA | 1 | $ 276,000 | $ 276,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| JANESVILLE, WI | 1 | $ 260,000 | $ 260,000 | $ 89,000 |
| JOHNSTOWN, PA | 1 | $ 170,000 | $ 170,000 | $ 0 |
| JOPLIN, MO | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| LAKE CHARLES, LA | 1 | $ 166,000 | $ 166,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 272,000 | $ 272,000 | $ 176,000 |
| LANCASTER, PA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| LEWISTON-AUBURN, ME | 1 | $ 160,000 | $ 160,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 248,000 | $ 248,000 | $ 246,000 |
| MEDFORD, OR | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| MISSOULA, MT | 1 | $ 215,000 | $ 215,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 250,000 | $ 250,000 | $ 103,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| OCEAN CITY, NJ | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 267,000 | $ 267,000 | $ 99,000 |
| PEORIA, IL | 1 | $ 248,000 | $ 248,000 | $ 112,000 |
| ROCKY MOUNT, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| ROME, GA | 1 | $ 393,000 | $ 393,000 | $ 266,000 |
| SIOUX FALLS, SD | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| ST. GEORGE, UT | 1 | $ 284,000 | $ 284,000 | $ 144,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| SYRACUSE, NY | 1 | $ 203,000 | $ 203,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 234,000 | $ 234,000 | $ 58,000 |
| WHEELING, WV-OH | 1 | $ 285,000 | $ 285,000 | $ 205,000 |
| WILLIAMSPORT, PA | 1 | $ 164,000 | $ 164,000 | $ 68,000 |
| YAKIMA, WA | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 172,000 | $ 172,000 | $ 107,000 |
| YUBA CITY, CA | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Bnc National Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,885 | $1,039,678,000 | $267,000 | $1,500,000 | $91,000 | $2,132,000 |
| Home Purchase | 2,288 | $530,090,000 | $231,000 | $1,492,000 | $107,000 | $3,000,000 |
| Home Improvement | 224 | $52,197,000 | $233,000 | $1,300,000 | $105,000 | $470,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,224 | $1,014,510,000 | $240,000 | $1,492,000 | $96,000 | $3,000,000 |
| Not Provided | 1,218 | $355,011,000 | $291,000 | $1,062,000 | $104,000 | $2,132,000 |
| Asian | 418 | $127,474,000 | $304,000 | $1,500,000 | $125,000 | $1,081,000 |
| Hispanic | 258 | $58,720,000 | $227,000 | $782,000 | $74,000 | $480,000 |
| Black or African American | 218 | $51,882,000 | $237,000 | $974,000 | $69,000 | $673,000 |
| American Indian or Alaskan Native | 40 | $10,231,000 | $255,000 | $700,000 | $76,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,734,000 | $219,000 | $441,000 | $89,000 | $424,000 |
| Not applicable | 4 | $403,000 | $100,000 | $140,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,202 | $841,132,000 | $262,000 | $1,500,000 | $135,000 | $3,000,000 |
| VA-guaranteed (Veterans Administration) | 2,379 | $662,471,000 | $278,000 | $1,492,000 | $59,000 | $915,000 |
| FHA-insured (Federal Housing Administration) | 705 | $105,570,000 | $149,000 | $1,028,000 | $66,000 | $1,140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $12,792,000 | $115,000 | $234,000 | $46,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,760 | $941,948,000 | $250,000 | $1,492,000 | $95,000 | $3,000,000 |
| Application Withdrawn By Applicant | 1,797 | $470,907,000 | $262,000 | $1,500,000 | $107,000 | $1,691,000 |
| Application Denied By Financial Institution | 789 | $196,281,000 | $248,000 | $1,300,000 | $87,000 | $1,140,000 |
| Application Approved But Not Accepted | 51 | $12,829,000 | $251,000 | $881,000 | $91,000 | $381,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 269 | $71,749,000 | $266,000 | $1,300,000 | $93,000 | $1,081,000 |
| Credit History | 243 | $53,549,000 | $220,000 | $1,115,000 | $83,000 | $1,140,000 |
| Debt-To-Income Ratio | 147 | $37,818,000 | $257,000 | $1,300,000 | $70,000 | $514,000 |
| Other | 48 | $11,681,000 | $243,000 | $782,000 | $105,000 | $624,000 |
| Unverifiable Information | 33 | $9,409,000 | $285,000 | $690,000 | $104,000 | $415,000 |
| Employment History | 27 | $6,266,000 | $232,000 | $903,000 | $82,000 | $281,000 |
| Credit Application Incomplete | 16 | $3,879,000 | $242,000 | $539,000 | $137,000 | $404,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,533,000 | $306,000 | $727,000 | $82,000 | $272,000 |
| Mortgage Insurance Denied | 1 | $397,000 | $397,000 | $397,000 | $112,000 | $112,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bnc National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bnc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.