Bnc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Bnc National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bnc National Bank
20175 N 67Th Avenue
Glendale, AZ 85308
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,397
Total Mortgage Loan Application Amount $1,621,965,000
Average Mortgage Loan Application Amount $243,666
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $101,000
Highest Applicant Income $3,000,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Bnc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bnc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Bnc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bnc National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Bnc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bnc National Bank's mortgage activity for 2013.

Mortgage Loan Application Totals for Bnc National Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick County Kansas 522 $ 71,896,000 $ 137,000 $ 72,000
Lancaster County Nebraska 221 $ 35,948,000 $ 162,000 $ 72,000
Maricopa County Arizona 209 $ 53,885,000 $ 257,000 $ 109,000
Burleigh County North Dakota 149 $ 26,844,000 $ 180,000 $ 105,000
Johnson County Kansas 123 $ 27,079,000 $ 220,000 $ 88,000
Fairfax County Virginia 101 $ 42,455,000 $ 420,000 $ 123,000
Los Angeles County California 100 $ 39,388,000 $ 393,000 $ 119,000
King County Washington 91 $ 34,185,000 $ 375,000 $ 135,000
Shawnee County Kansas 88 $ 10,660,000 $ 121,000 $ 53,000
Butler County Kansas 82 $ 12,599,000 $ 153,000 $ 78,000
Jackson County Missouri 82 $ 14,243,000 $ 173,000 $ 84,000
Douglas County Nebraska 78 $ 10,439,000 $ 133,000 $ 92,000
Hennepin County Minnesota 69 $ 16,571,000 $ 240,000 $ 131,000
San Diego County California 67 $ 29,635,000 $ 442,000 $ 105,000
Clark County Nevada 52 $ 12,358,000 $ 237,000 $ 90,000
Loudoun County Virginia 51 $ 21,120,000 $ 414,000 $ 117,000
Broward County Florida 42 $ 12,747,000 $ 303,000 $ 110,000
Wake County North Carolina 41 $ 12,314,000 $ 300,000 $ 119,000
Montgomery County Maryland 40 $ 18,102,000 $ 452,000 $ 130,000
Prince William County Virginia 39 $ 14,693,000 $ 376,000 $ 91,000
Rock Island County Illinois 38 $ 3,908,000 $ 102,000 $ 51,000
El Paso County Colorado 36 $ 8,916,000 $ 247,000 $ 35,000
Orange County Florida 35 $ 9,878,000 $ 282,000 $ 108,000
Orange County California 34 $ 16,117,000 $ 474,000 $ 116,000
Okaloosa County Florida 34 $ 7,112,000 $ 209,000 $ 48,000
Fulton County Georgia 34 $ 12,675,000 $ 372,000 $ 161,000
Cook County Illinois 33 $ 10,853,000 $ 328,000 $ 234,000
Scott County Iowa 32 $ 4,476,000 $ 139,000 $ 65,000
Middlesex County Massachusetts 32 $ 10,213,000 $ 319,000 $ 113,000
Sarpy County Nebraska 32 $ 4,979,000 $ 155,000 $ 69,000
Cumberland County North Carolina 32 $ 7,353,000 $ 229,000 $ 60,000
Palm Beach County Florida 31 $ 10,443,000 $ 336,000 $ 123,000
Henry County Illinois 30 $ 4,332,000 $ 144,000 $ 68,000
Hillsborough County Florida 29 $ 8,142,000 $ 280,000 $ 80,000
Miami-Dade County Florida 29 $ 8,540,000 $ 294,000 $ 122,000
Riverside County California 28 $ 7,907,000 $ 282,000 $ 74,000
Anne Arundel County Maryland 28 $ 9,504,000 $ 339,000 $ 86,000
Howard County Maryland 28 $ 10,120,000 $ 361,000 $ 145,000
Morton County North Dakota 28 $ 5,202,000 $ 185,000 $ 298,000
District of Columbia County District Of Columbia 27 $ 11,623,000 $ 430,000 $ 151,000
Cobb County Georgia 27 $ 7,661,000 $ 283,000 $ 131,000
Mountrail County North Dakota 27 $ 3,254,000 $ 120,000 $ 90,000
Multnomah County Oregon 24 $ 7,840,000 $ 326,000 $ 120,000
Pierce County Washington 24 $ 7,690,000 $ 320,000 $ 91,000
Des Moines County Iowa 23 $ 2,182,000 $ 94,000 $ 44,000
Santa Clara County California 22 $ 9,694,000 $ 440,000 $ 139,000
Pima County Arizona 21 $ 5,736,000 $ 273,000 $ 80,000
Duval County Florida 21 $ 5,902,000 $ 281,000 $ 98,000
Williamson County Tennessee 21 $ 6,357,000 $ 302,000 $ 117,000
Alameda County California 20 $ 7,830,000 $ 391,000 $ 154,000
Pinellas County Florida 20 $ 5,360,000 $ 268,000 $ 119,000
DeKalb County Georgia 20 $ 6,226,000 $ 311,000 $ 131,000
Ramsey County Minnesota 20 $ 3,730,000 $ 186,000 $ 86,000
Bernalillo County New Mexico 20 $ 5,401,000 $ 270,000 $ 79,000
Mecklenburg County North Carolina 20 $ 5,917,000 $ 295,000 $ 134,000
Virginia Beach County Virginia 20 $ 5,482,000 $ 274,000 $ 77,000
Fairfield County Connecticut 19 $ 6,281,000 $ 330,000 $ 155,000
Lee County Florida 19 $ 5,248,000 $ 276,000 $ 153,000
Clay County Missouri 19 $ 3,249,000 $ 171,000 $ 72,000
Sacramento County California 18 $ 5,132,000 $ 285,000 $ 75,000
Otero County Colorado 18 $ 2,383,000 $ 132,000 $ 50,000
Gwinnett County Georgia 18 $ 5,111,000 $ 283,000 $ 97,000
Bergen County New Jersey 18 $ 5,593,000 $ 310,000 $ 158,000
Harnett County North Carolina 18 $ 3,811,000 $ 211,000 $ 9,000
McLean County North Dakota 18 $ 2,322,000 $ 129,000 $ 82,000
Snohomish County Washington 18 $ 5,811,000 $ 322,000 $ 113,000
Boulder County Colorado 17 $ 6,042,000 $ 355,000 $ 133,000
Jefferson County Colorado 17 $ 5,785,000 $ 340,000 $ 150,000
Brevard County Florida 17 $ 5,349,000 $ 314,000 $ 92,000
Dakota County Minnesota 17 $ 4,414,000 $ 259,000 $ 122,000
Monmouth County New Jersey 17 $ 6,360,000 $ 374,000 $ 121,000
Utah County Utah 17 $ 5,424,000 $ 319,000 $ 110,000
Contra Costa County California 16 $ 4,980,000 $ 311,000 $ 92,000
Denver County Colorado 16 $ 4,904,000 $ 306,000 $ 99,000
St. Johns County Florida 16 $ 4,204,000 $ 262,000 $ 66,000
Sumner County Kansas 16 $ 1,653,000 $ 103,000 $ 66,000
Wyandotte County Kansas 16 $ 2,361,000 $ 147,000 $ 108,000
Prince George's County Maryland 16 $ 5,323,000 $ 332,000 $ 102,000
Cass County Missouri 16 $ 2,611,000 $ 163,000 $ 51,000
St. Louis County Missouri 16 $ 5,132,000 $ 320,000 $ 134,000
Middlesex County New Jersey 16 $ 5,784,000 $ 361,000 $ 155,000
Arlington County Virginia 16 $ 6,496,000 $ 406,000 $ 134,000
Jefferson County Alabama 15 $ 4,291,000 $ 286,000 $ 134,000
Forsyth County Georgia 15 $ 4,735,000 $ 315,000 $ 146,000
Washington County Oregon 15 $ 4,578,000 $ 305,000 $ 115,000
Harris County Texas 15 $ 3,942,000 $ 262,000 $ 109,000
Salt Lake County Utah 15 $ 3,684,000 $ 245,000 $ 78,000
Stafford County Virginia 15 $ 5,213,000 $ 347,000 $ 119,000
San Bernardino County California 14 $ 4,106,000 $ 293,000 $ 85,000
Ventura County California 14 $ 5,961,000 $ 425,000 $ 141,000
DuPage County Illinois 14 $ 4,780,000 $ 341,000 $ 151,000
Platte County Missouri 14 $ 3,423,000 $ 244,000 $ 77,000
Oklahoma County Oklahoma 14 $ 3,336,000 $ 238,000 $ 80,000
Davidson County Tennessee 14 $ 3,385,000 $ 241,000 $ 120,000
Ada County Idaho 13 $ 3,163,000 $ 243,000 $ 53,000
Harford County Maryland 13 $ 3,652,000 $ 280,000 $ 79,000
Essex County Massachusetts 13 $ 4,710,000 $ 362,000 $ 95,000
Norfolk County Massachusetts 13 $ 4,942,000 $ 380,000 $ 123,000
Hillsborough County New Hampshire 13 $ 3,725,000 $ 286,000 $ 126,000
Clackamas County Oregon 13 $ 4,587,000 $ 352,000 $ 149,000
Knox County Tennessee 13 $ 3,676,000 $ 282,000 $ 98,000
Chesapeake County Virginia 13 $ 3,468,000 $ 266,000 $ 58,000
Miami County Kansas 12 $ 1,939,000 $ 161,000 $ 81,000
Worcester County Massachusetts 12 $ 3,309,000 $ 275,000 $ 121,000
Washoe County Nevada 12 $ 2,530,000 $ 210,000 $ 88,000
Allegheny County Pennsylvania 12 $ 3,649,000 $ 304,000 $ 146,000
Henrico County Virginia 12 $ 4,045,000 $ 337,000 $ 230,000
Spotsylvania County Virginia 12 $ 4,347,000 $ 362,000 $ 170,000
Cochise County Arizona 11 $ 2,227,000 $ 202,000 $ 64,000
Douglas County Colorado 11 $ 3,560,000 $ 323,000 $ 111,000
Escambia County Florida 11 $ 2,768,000 $ 251,000 $ 119,000
Santa Rosa County Florida 11 $ 2,501,000 $ 227,000 $ 60,000
Seminole County Florida 11 $ 3,041,000 $ 276,000 $ 125,000
Carroll County Maryland 11 $ 3,859,000 $ 350,000 $ 104,000
Plymouth County Massachusetts 11 $ 3,361,000 $ 305,000 $ 107,000
Morris County New Jersey 11 $ 3,857,000 $ 350,000 $ 186,000
Union County North Carolina 11 $ 3,665,000 $ 333,000 $ 175,000
Franklin County Ohio 11 $ 2,935,000 $ 266,000 $ 110,000
Chester County Pennsylvania 11 $ 3,553,000 $ 323,000 $ 78,000
Shelby County Tennessee 11 $ 3,249,000 $ 295,000 $ 143,000
Tarrant County Texas 11 $ 3,052,000 $ 277,000 $ 101,000
Kitsap County Washington 11 $ 3,201,000 $ 291,000 $ 64,000
Madison County Alabama 10 $ 2,088,000 $ 208,000 $ 59,000
Pinal County Arizona 10 $ 1,475,000 $ 147,000 $ 70,000
Polk County Iowa 10 $ 2,316,000 $ 231,000 $ 93,000
Jefferson County Louisiana 10 $ 2,122,000 $ 212,000 $ 69,000
St. Tammany County Louisiana 10 $ 3,145,000 $ 314,000 $ 104,000
Washington County Minnesota 10 $ 2,907,000 $ 290,000 $ 167,000
Rockingham County New Hampshire 10 $ 3,602,000 $ 360,000 $ 149,000
Somerset County New Jersey 10 $ 3,073,000 $ 307,000 $ 158,000
Sandoval County New Mexico 10 $ 2,569,000 $ 256,000 $ 63,000
Emmons County North Dakota 10 $ 1,510,000 $ 151,000 $ 56,000
Woods County Oklahoma 10 $ 1,101,000 $ 110,000 $ 46,000
Beaufort County South Carolina 10 $ 3,617,000 $ 361,000 $ 116,000
Charleston County South Carolina 10 $ 3,335,000 $ 333,000 $ 117,000
Hamilton County Tennessee 10 $ 2,668,000 $ 266,000 $ 122,000
Davis County Utah 10 $ 2,629,000 $ 262,000 $ 50,000
Clark County Washington 10 $ 2,924,000 $ 292,000 $ 88,000
Thurston County Washington 10 $ 2,633,000 $ 263,000 $ 93,000
Pulaski County Arkansas 9 $ 2,155,000 $ 239,000 $ 60,000
Sonoma County California 9 $ 2,856,000 $ 317,000 $ 129,000
Hartford County Connecticut 9 $ 2,949,000 $ 327,000 $ 198,000
New Haven County Connecticut 9 $ 2,592,000 $ 288,000 $ 129,000
Collier County Florida 9 $ 2,379,000 $ 264,000 $ 163,000
Indian River County Florida 9 $ 2,327,000 $ 258,000 $ 94,000
Manatee County Florida 9 $ 4,310,000 $ 478,000 $ 190,000
Leavenworth County Kansas 9 $ 2,017,000 $ 224,000 $ 42,000
Lafayette County Louisiana 9 $ 4,568,000 $ 507,000 $ 178,000
Essex County New Jersey 9 $ 3,612,000 $ 401,000 $ 204,000
Moore County North Carolina 9 $ 2,503,000 $ 278,000 $ 40,000
Onslow County North Carolina 9 $ 1,944,000 $ 216,000 $ 34,000
Orange County North Carolina 9 $ 2,735,000 $ 303,000 $ 127,000
Bucks County Pennsylvania 9 $ 3,712,000 $ 412,000 $ 201,000
Rutherford County Tennessee 9 $ 1,974,000 $ 219,000 $ 61,000
Collin County Texas 9 $ 2,615,000 $ 290,000 $ 181,000
Whatcom County Washington 9 $ 3,096,000 $ 344,000 $ 148,000
Saline County Arkansas 8 $ 2,226,000 $ 278,000 $ 100,000
Placer County California 8 $ 2,682,000 $ 335,000 $ 94,000
San Francisco County California 8 $ 3,812,000 $ 476,000 $ 132,000
Arapahoe County Colorado 8 $ 2,733,000 $ 341,000 $ 75,000
Weld County Colorado 8 $ 2,386,000 $ 298,000 $ 81,000
Pasco County Florida 8 $ 2,330,000 $ 291,000 $ 64,000
Houston County Georgia 8 $ 1,697,000 $ 212,000 $ 52,000
Pratt County Kansas 8 $ 496,000 $ 62,000 $ 37,000
Baltimore County Maryland 8 $ 2,184,000 $ 273,000 $ 118,000
Charles County Maryland 8 $ 2,915,000 $ 364,000 $ 66,000
Macomb County Michigan 8 $ 1,945,000 $ 243,000 $ 51,000
Oakland County Michigan 8 $ 1,792,000 $ 224,000 $ 67,000
Pulaski County Missouri 8 $ 1,445,000 $ 180,000 $ 0
St. Charles County Missouri 8 $ 1,735,000 $ 216,000 $ 98,000
Burlington County New Jersey 8 $ 2,497,000 $ 312,000 $ 151,000
Nassau County New York 8 $ 3,565,000 $ 445,000 $ 168,000
Suffolk County New York 8 $ 2,025,000 $ 253,000 $ 109,000
Durham County North Carolina 8 $ 2,268,000 $ 283,000 $ 121,000
Forsyth County North Carolina 8 $ 1,946,000 $ 243,000 $ 122,000
Ward County North Dakota 8 $ 1,287,000 $ 160,000 $ 49,000
Summit County Ohio 8 $ 1,785,000 $ 223,000 $ 95,000
Philadelphia County Pennsylvania 8 $ 2,346,000 $ 293,000 $ 82,000
Providence County Rhode Island 8 $ 2,334,000 $ 291,000 $ 86,000
York County South Carolina 8 $ 2,443,000 $ 305,000 $ 119,000
Alexandria County Virginia 8 $ 3,622,000 $ 452,000 $ 174,000
Kern County California 7 $ 1,577,000 $ 225,000 $ 70,000
San Joaquin County California 7 $ 1,604,000 $ 229,000 $ 35,000
San Mateo County California 7 $ 3,945,000 $ 563,000 $ 126,000
Solano County California 7 $ 2,563,000 $ 366,000 $ 34,000
Adams County Colorado 7 $ 1,745,000 $ 249,000 $ 74,000
Larimer County Colorado 7 $ 2,031,000 $ 290,000 $ 74,000
New Castle County Delaware 7 $ 1,992,000 $ 284,000 $ 76,000
Coweta County Georgia 7 $ 1,805,000 $ 257,000 $ 77,000
Muscogee County Georgia 7 $ 1,897,000 $ 271,000 $ 51,000
Will County Illinois 7 $ 1,385,000 $ 197,000 $ 84,000
Pottawattamie County Iowa 7 $ 1,090,000 $ 155,000 $ 80,000
Douglas County Kansas 7 $ 1,362,000 $ 194,000 $ 56,000
Harvey County Kansas 7 $ 837,000 $ 119,000 $ 53,000
Osage County Kansas 7 $ 653,000 $ 93,000 $ 44,000
Stevens County Kansas 7 $ 746,000 $ 106,000 $ 80,000
Bossier County Louisiana 7 $ 2,089,000 $ 298,000 $ 78,000
East Baton Rouge County Louisiana 7 $ 2,002,000 $ 286,000 $ 130,000
Barnstable County Massachusetts 7 $ 1,830,000 $ 261,000 $ 132,000
Kent County Michigan 7 $ 1,976,000 $ 282,000 $ 193,000
Washtenaw County Michigan 7 $ 1,859,000 $ 265,000 $ 145,000
Hudson County New Jersey 7 $ 3,227,000 $ 461,000 $ 142,000
Mercer County New Jersey 7 $ 1,913,000 $ 273,000 $ 128,000
Dona Ana County New Mexico 7 $ 1,886,000 $ 269,000 $ 57,000
New Hanover County North Carolina 7 $ 1,629,000 $ 232,000 $ 80,000
Greene County Ohio 7 $ 1,714,000 $ 244,000 $ 37,000
Montgomery County Tennessee 7 $ 1,224,000 $ 174,000 $ 29,000
Shelby County Alabama 6 $ 1,680,000 $ 280,000 $ 99,000
Santa Barbara County California 6 $ 2,146,000 $ 357,000 $ 74,000
New London County Connecticut 6 $ 1,322,000 $ 220,000 $ 63,000
Bay County Florida 6 $ 1,325,000 $ 220,000 $ 53,000
Marion County Florida 6 $ 1,102,000 $ 183,000 $ 38,000
Volusia County Florida 6 $ 1,920,000 $ 320,000 $ 233,000
Hamilton County Indiana 6 $ 1,082,000 $ 180,000 $ 41,000
Calvert County Maryland 6 $ 2,078,000 $ 346,000 $ 35,000
Gloucester County New Jersey 6 $ 1,455,000 $ 242,000 $ 56,000
Jefferson County New York 6 $ 1,378,000 $ 229,000 $ 49,000
Cabarrus County North Carolina 6 $ 1,129,000 $ 188,000 $ 55,000
Delaware County Ohio 6 $ 1,877,000 $ 312,000 $ 99,000
Tulsa County Oklahoma 6 $ 1,567,000 $ 261,000 $ 119,000
Washington County Rhode Island 6 $ 1,956,000 $ 326,000 $ 184,000
Bexar County Texas 6 $ 1,201,000 $ 200,000 $ 86,000
Weber County Utah 6 $ 1,507,000 $ 251,000 $ 66,000
Chesterfield County Virginia 6 $ 1,312,000 $ 218,000 $ 66,000
Hampton County Virginia 6 $ 1,452,000 $ 242,000 $ 0
Benton County Washington 6 $ 1,342,000 $ 223,000 $ 76,000
Spokane County Washington 6 $ 1,501,000 $ 250,000 $ 110,000
Jefferson County West Virginia 6 $ 2,023,000 $ 337,000 $ 104,000
El Dorado County California 5 $ 1,756,000 $ 351,000 $ 187,000
Monterey County California 5 $ 2,102,000 $ 420,000 $ 95,000
San Luis Obispo County California 5 $ 1,829,000 $ 365,000 $ 115,000
Stanislaus County California 5 $ 1,315,000 $ 263,000 $ 76,000
Alachua County Florida 5 $ 1,035,000 $ 207,000 $ 46,000
Flagler County Florida 5 $ 1,231,000 $ 246,000 $ 135,000
Nassau County Florida 5 $ 1,853,000 $ 370,000 $ 140,000
Chatham County Georgia 5 $ 1,357,000 $ 271,000 $ 71,000
Columbia County Georgia 5 $ 1,164,000 $ 232,000 $ 51,000
Hall County Georgia 5 $ 1,588,000 $ 317,000 $ 174,000
Richmond County Georgia 5 $ 1,017,000 $ 203,000 $ 43,000
Lake County Illinois 5 $ 1,408,000 $ 281,000 $ 78,000
Allen County Indiana 5 $ 972,000 $ 194,000 $ 47,000
Clinton County Iowa 5 $ 691,000 $ 138,000 $ 71,000
Muscatine County Iowa 5 $ 566,000 $ 113,000 $ 43,000
Barber County Kansas 5 $ 392,000 $ 78,000 $ 57,000
Franklin County Kansas 5 $ 1,101,000 $ 220,000 $ 64,000
Reno County Kansas 5 $ 488,000 $ 97,000 $ 41,000
Boone County Kentucky 5 $ 1,418,000 $ 283,000 $ 51,000
Ascension County Louisiana 5 $ 1,285,000 $ 257,000 $ 99,000
Baltimore City County Maryland 5 $ 1,535,000 $ 307,000 $ 55,000
Frederick County Maryland 5 $ 1,589,000 $ 317,000 $ 121,000
Wright County Minnesota 5 $ 1,043,000 $ 208,000 $ 83,000
Hall County Nebraska 5 $ 481,000 $ 96,000 $ 50,000
Seward County Nebraska 5 $ 580,000 $ 116,000 $ 79,000
Cheshire County New Hampshire 5 $ 1,096,000 $ 219,000 $ 193,000
Ocean County New Jersey 5 $ 1,740,000 $ 348,000 $ 77,000
Union County New Jersey 5 $ 1,575,000 $ 315,000 $ 214,000
Westchester County New York 5 $ 2,899,000 $ 579,000 $ 256,000
Iredell County North Carolina 5 $ 1,459,000 $ 291,000 $ 117,000
Divide County North Dakota 5 $ 847,000 $ 169,000 $ 211,000
Medina County Ohio 5 $ 1,107,000 $ 221,000 $ 52,000
Warren County Ohio 5 $ 1,651,000 $ 330,000 $ 127,000
Lane County Oregon 5 $ 1,281,000 $ 256,000 $ 98,000
Dallas County Texas 5 $ 1,329,000 $ 265,000 $ 99,000
Fort Bend County Texas 5 $ 1,934,000 $ 386,000 $ 168,000
York County Virginia 5 $ 1,432,000 $ 286,000 $ 25,000
Laramie County Wyoming 5 $ 1,047,000 $ 209,000 $ 41,000
Lee County Alabama 4 $ 921,000 $ 230,000 $ 57,000
Montgomery County Alabama 4 $ 645,000 $ 161,000 $ 57,000
Tuscaloosa County Alabama 4 $ 951,000 $ 237,000 $ 76,000
Coconino County Arizona 4 $ 2,072,000 $ 518,000 $ 339,000
Yavapai County Arizona 4 $ 1,241,000 $ 310,000 $ 51,000
Shasta County California 4 $ 877,000 $ 219,000 $ 80,000
Kent County Delaware 4 $ 954,000 $ 238,000 $ 64,000
Sussex County Delaware 4 $ 1,280,000 $ 320,000 $ 210,000
Leon County Florida 4 $ 1,257,000 $ 314,000 $ 168,000
Bryan County Georgia 4 $ 1,099,000 $ 274,000 $ 67,000
Cherokee County Georgia 4 $ 1,052,000 $ 263,000 $ 69,000
Liberty County Georgia 4 $ 620,000 $ 155,000 $ 44,000
Delaware County Indiana 4 $ 576,000 $ 144,000 $ 67,000
Marion County Indiana 4 $ 882,000 $ 220,000 $ 95,000
Crawford County Kansas 4 $ 347,000 $ 86,000 $ 57,000
Jefferson County Kansas 4 $ 491,000 $ 122,000 $ 65,000
Seward County Kansas 4 $ 547,000 $ 136,000 $ 77,000
Jefferson County Kentucky 4 $ 1,056,000 $ 264,000 $ 100,000
Bristol County Massachusetts 4 $ 950,000 $ 237,000 $ 67,000
Hampden County Massachusetts 4 $ 1,034,000 $ 258,000 $ 179,000
Suffolk County Massachusetts 4 $ 1,009,000 $ 252,000 $ 153,000
Wayne County Michigan 4 $ 971,000 $ 242,000 $ 105,000
Anoka County Minnesota 4 $ 1,032,000 $ 258,000 $ 73,000
Scott County Minnesota 4 $ 794,000 $ 198,000 $ 99,000
DeSoto County Mississippi 4 $ 586,000 $ 146,000 $ 38,000
Harrison County Mississippi 4 $ 875,000 $ 218,000 $ 186,000
Madison County Mississippi 4 $ 1,369,000 $ 342,000 $ 136,000
Buchanan County Missouri 4 $ 975,000 $ 243,000 $ 99,000
Johnson County Missouri 4 $ 777,000 $ 194,000 $ 41,000
Ray County Missouri 4 $ 258,000 $ 64,000 $ 34,000
Cass County Nebraska 4 $ 630,000 $ 157,000 $ 85,000
Gage County Nebraska 4 $ 414,000 $ 103,000 $ 76,000
Saunders County Nebraska 4 $ 435,000 $ 108,000 $ 65,000
Washington County Nebraska 4 $ 689,000 $ 172,000 $ 115,000
San Juan County New Mexico 4 $ 795,000 $ 198,000 $ 51,000
Queens County New York 4 $ 1,514,000 $ 378,000 $ 88,000
Saratoga County New York 4 $ 985,000 $ 246,000 $ 52,000
Buncombe County North Carolina 4 $ 1,328,000 $ 332,000 $ 123,000
Guilford County North Carolina 4 $ 1,008,000 $ 252,000 $ 73,000
Henderson County North Carolina 4 $ 1,029,000 $ 257,000 $ 58,000
McKenzie County North Dakota 4 $ 630,000 $ 157,000 $ 80,000
Williams County North Dakota 4 $ 972,000 $ 243,000 $ 135,000
Clermont County Ohio 4 $ 841,000 $ 210,000 $ 75,000
Fairfield County Ohio 4 $ 1,134,000 $ 283,000 $ 101,000
Hamilton County Ohio 4 $ 996,000 $ 249,000 $ 139,000
Montgomery County Ohio 4 $ 732,000 $ 183,000 $ 72,000
Stark County Ohio 4 $ 587,000 $ 146,000 $ 73,000
Delaware County Pennsylvania 4 $ 1,254,000 $ 313,000 $ 212,000
Montgomery County Pennsylvania 4 $ 1,333,000 $ 333,000 $ 125,000
Northampton County Pennsylvania 4 $ 1,152,000 $ 288,000 $ 132,000
York County Pennsylvania 4 $ 890,000 $ 222,000 $ 44,000
Spartanburg County South Carolina 4 $ 1,757,000 $ 439,000 $ 214,000
Williamson County Texas 4 $ 1,195,000 $ 298,000 $ 126,000
Morgan County Utah 4 $ 1,436,000 $ 359,000 $ 168,000
Summit County Utah 4 $ 1,442,000 $ 360,000 $ 105,000
Chittenden County Vermont 4 $ 1,390,000 $ 347,000 $ 145,000
New Kent County Virginia 4 $ 1,097,000 $ 274,000 $ 27,000
Norfolk County Virginia 4 $ 788,000 $ 197,000 $ 36,000
Suffolk County Virginia 4 $ 1,160,000 $ 290,000 $ 0
Island County Washington 4 $ 2,290,000 $ 572,000 $ 0
Monongalia County West Virginia 4 $ 1,157,000 $ 289,000 $ 19,000
Dane County Wisconsin 4 $ 1,386,000 $ 346,000 $ 68,000
Baldwin County Alabama 3 $ 898,000 $ 299,000 $ 60,000
Mobile County Alabama 3 $ 566,000 $ 188,000 $ 19,000
Benton County Arkansas 3 $ 717,000 $ 239,000 $ 131,000
Lonoke County Arkansas 3 $ 675,000 $ 225,000 $ 0
Fresno County California 3 $ 913,000 $ 304,000 $ 50,000
Broomfield County Colorado 3 $ 952,000 $ 317,000 $ 139,000
Eagle County Colorado 3 $ 902,000 $ 300,000 $ 44,000
Litchfield County Connecticut 3 $ 788,000 $ 262,000 $ 122,000
Charlotte County Florida 3 $ 917,000 $ 305,000 $ 94,000
Citrus County Florida 3 $ 611,000 $ 203,000 $ 78,000
Martin County Florida 3 $ 625,000 $ 208,000 $ 218,000
Sarasota County Florida 3 $ 1,054,000 $ 351,000 $ 98,000
Sumter County Florida 3 $ 904,000 $ 301,000 $ 87,000
Fayette County Georgia 3 $ 737,000 $ 245,000 $ 83,000
Harris County Georgia 3 $ 851,000 $ 283,000 $ 37,000
Lowndes County Georgia 3 $ 545,000 $ 181,000 $ 30,000
Rabun County Georgia 3 $ 1,368,000 $ 456,000 $ 71,000
Kootenai County Idaho 3 $ 997,000 $ 332,000 $ 134,000
Kane County Illinois 3 $ 627,000 $ 209,000 $ 41,000
McHenry County Illinois 3 $ 414,000 $ 138,000 $ 136,000
Sangamon County Illinois 3 $ 699,000 $ 233,000 $ 161,000
Bartholomew County Indiana 3 $ 880,000 $ 293,000 $ 88,000
Johnson County Indiana 3 $ 696,000 $ 232,000 $ 79,000
Dickinson County Iowa 3 $ 609,000 $ 203,000 $ 133,000
Grundy County Iowa 3 $ 545,000 $ 181,000 $ 59,000
Jackson County Iowa 3 $ 252,000 $ 84,000 $ 42,000
Story County Iowa 3 $ 584,000 $ 194,000 $ 55,000
Cowley County Kansas 3 $ 507,000 $ 169,000 $ 52,000
Riley County Kansas 3 $ 618,000 $ 206,000 $ 89,000
Campbell County Kentucky 3 $ 488,000 $ 162,000 $ 98,000
Christian County Kentucky 3 $ 706,000 $ 235,000 $ 25,000
Hardin County Kentucky 3 $ 532,000 $ 177,000 $ 0
Scott County Kentucky 3 $ 567,000 $ 189,000 $ 50,000
Beauregard County Louisiana 3 $ 673,000 $ 224,000 $ 0
Caddo County Louisiana 3 $ 1,082,000 $ 360,000 $ 56,000
Orleans County Louisiana 3 $ 680,000 $ 226,000 $ 91,000
Ouachita County Louisiana 3 $ 635,000 $ 211,000 $ 96,000
Berkshire County Massachusetts 3 $ 995,000 $ 331,000 $ 176,000
Hampshire County Massachusetts 3 $ 814,000 $ 271,000 $ 115,000
Kalamazoo County Michigan 3 $ 545,000 $ 181,000 $ 32,000
Olmsted County Minnesota 3 $ 485,000 $ 161,000 $ 46,000
Lowndes County Mississippi 3 $ 1,805,000 $ 601,000 $ 128,000
Rankin County Mississippi 3 $ 439,000 $ 146,000 $ 18,000
Camden County Missouri 3 $ 767,000 $ 255,000 $ 106,000
Lafayette County Missouri 3 $ 502,000 $ 167,000 $ 42,000
St. Louis City County Missouri 3 $ 703,000 $ 234,000 $ 57,000
Dawson County Nebraska 3 $ 348,000 $ 116,000 $ 60,000
Otoe County Nebraska 3 $ 291,000 $ 97,000 $ 60,000
Carson City County Nevada 3 $ 981,000 $ 327,000 $ 93,000
Camden County New Jersey 3 $ 851,000 $ 283,000 $ 203,000
Hunterdon County New Jersey 3 $ 1,163,000 $ 387,000 $ 95,000
Passaic County New Jersey 3 $ 645,000 $ 215,000 $ 266,000
Santa Fe County New Mexico 3 $ 1,072,000 $ 357,000 $ 107,000
Erie County New York 3 $ 369,000 $ 123,000 $ 56,000
Orange County New York 3 $ 1,209,000 $ 403,000 $ 71,000
Alamance County North Carolina 3 $ 837,000 $ 279,000 $ 103,000
Chatham County North Carolina 3 $ 930,000 $ 310,000 $ 173,000
Craven County North Carolina 3 $ 703,000 $ 234,000 $ 106,000
Gaston County North Carolina 3 $ 654,000 $ 218,000 $ 66,000
Johnston County North Carolina 3 $ 569,000 $ 189,000 $ 81,000
Lee County North Carolina 3 $ 811,000 $ 270,000 $ 57,000
Pender County North Carolina 3 $ 729,000 $ 243,000 $ 129,000
Cass County North Dakota 3 $ 714,000 $ 238,000 $ 49,000
Stark County North Dakota 3 $ 567,000 $ 189,000 $ 98,000
Butler County Ohio 3 $ 762,000 $ 254,000 $ 151,000
Lorain County Ohio 3 $ 612,000 $ 204,000 $ 76,000
Cleveland County Oklahoma 3 $ 987,000 $ 329,000 $ 141,000
Comanche County Oklahoma 3 $ 600,000 $ 200,000 $ 70,000
Craig County Oklahoma 3 $ 286,000 $ 95,000 $ 81,000
Rogers County Oklahoma 3 $ 764,000 $ 254,000 $ 103,000
Deschutes County Oregon 3 $ 836,000 $ 278,000 $ 261,000
Klamath County Oregon 3 $ 1,252,000 $ 417,000 $ 106,000
Marion County Oregon 3 $ 734,000 $ 244,000 $ 65,000
Beaver County Pennsylvania 3 $ 351,000 $ 117,000 $ 53,000
Clearfield County Pennsylvania 3 $ 1,147,000 $ 382,000 $ 131,000
Cumberland County Pennsylvania 3 $ 1,028,000 $ 342,000 $ 56,000
Lebanon County Pennsylvania 3 $ 732,000 $ 244,000 $ 28,000
Lehigh County Pennsylvania 3 $ 842,000 $ 280,000 $ 89,000
Kent County Rhode Island 3 $ 829,000 $ 276,000 $ 77,000
Newport County Rhode Island 3 $ 893,000 $ 297,000 $ 147,000
Berkeley County South Carolina 3 $ 1,032,000 $ 344,000 $ 24,000
Georgetown County South Carolina 3 $ 871,000 $ 290,000 $ 126,000
Horry County South Carolina 3 $ 698,000 $ 232,000 $ 107,000
Pickens County South Carolina 3 $ 331,000 $ 110,000 $ 41,000
Richland County South Carolina 3 $ 1,105,000 $ 368,000 $ 105,000
Custer County South Dakota 3 $ 569,000 $ 189,000 $ 74,000
Wilson County Tennessee 3 $ 764,000 $ 254,000 $ 47,000
Denton County Texas 3 $ 789,000 $ 263,000 $ 96,000
Montgomery County Texas 3 $ 827,000 $ 275,000 $ 132,000
Cache County Utah 3 $ 802,000 $ 267,000 $ 97,000
Wasatch County Utah 3 $ 732,000 $ 244,000 $ 58,000
Windham County Vermont 3 $ 651,000 $ 217,000 $ 107,000
Fauquier County Virginia 3 $ 868,000 $ 289,000 $ 175,000
James City County Virginia 3 $ 954,000 $ 318,000 $ 67,000
Mathews County Virginia 3 $ 1,148,000 $ 382,000 $ 148,000
Newport News County Virginia 3 $ 630,000 $ 210,000 $ 59,000
Orange County Virginia 3 $ 928,000 $ 309,000 $ 47,000
Cowlitz County Washington 3 $ 660,000 $ 220,000 $ 61,000
Berkeley County West Virginia 3 $ 757,000 $ 252,000 $ 88,000
La Crosse County Wisconsin 3 $ 1,064,000 $ 354,000 $ 280,000
Autauga County Alabama 2 $ 382,000 $ 191,000 $ 0
Calhoun County Alabama 2 $ 423,000 $ 211,000 $ 85,000
Cullman County Alabama 2 $ 460,000 $ 230,000 $ 71,000
Dale County Alabama 2 $ 339,000 $ 169,000 $ 58,000
Elmore County Alabama 2 $ 528,000 $ 264,000 $ 90,000
Houston County Alabama 2 $ 547,000 $ 273,000 $ 28,000
Gila County Arizona 2 $ 1,093,000 $ 546,000 $ 251,000
Yuma County Arizona 2 $ 348,000 $ 174,000 $ 43,000
Washington County Arkansas 2 $ 534,000 $ 267,000 $ 55,000
Santa Cruz County California 2 $ 1,008,000 $ 504,000 $ 104,000
Tuolumne County California 2 $ 381,000 $ 190,000 $ 52,000
Chaffee County Colorado 2 $ 357,000 $ 178,000 $ 38,000
Mesa County Colorado 2 $ 463,000 $ 231,000 $ 0
Pueblo County Colorado 2 $ 462,000 $ 231,000 $ 55,000
Routt County Colorado 2 $ 1,166,000 $ 583,000 $ 428,000
Summit County Colorado 2 $ 1,042,000 $ 521,000 $ 244,000
Clay County Florida 2 $ 441,000 $ 220,000 $ 50,000
Lake County Florida 2 $ 503,000 $ 251,000 $ 94,000
Monroe County Florida 2 $ 470,000 $ 235,000 $ 189,000
Polk County Florida 2 $ 369,000 $ 184,000 $ 42,000
Baldwin County Georgia 2 $ 812,000 $ 406,000 $ 137,000
Barrow County Georgia 2 $ 363,000 $ 181,000 $ 90,000
Butts County Georgia 2 $ 491,000 $ 245,000 $ 53,000
Clarke County Georgia 2 $ 916,000 $ 458,000 $ 0
Douglas County Georgia 2 $ 419,000 $ 209,000 $ 33,000
Jones County Georgia 2 $ 329,000 $ 164,000 $ 0
Morgan County Georgia 2 $ 271,000 $ 135,000 $ 51,000
Paulding County Georgia 2 $ 428,000 $ 214,000 $ 64,000
Polk County Georgia 2 $ 423,000 $ 211,000 $ 0
Bonner County Idaho 2 $ 727,000 $ 363,000 $ 154,000
Bonneville County Idaho 2 $ 531,000 $ 265,000 $ 29,000
Henderson County Illinois 2 $ 112,000 $ 56,000 $ 38,000
Madison County Illinois 2 $ 514,000 $ 257,000 $ 69,000
St. Clair County Illinois 2 $ 498,000 $ 249,000 $ 95,000
Clark County Indiana 2 $ 382,000 $ 191,000 $ 64,000
Morgan County Indiana 2 $ 607,000 $ 303,000 $ 39,000
Porter County Indiana 2 $ 747,000 $ 373,000 $ 102,000
Tippecanoe County Indiana 2 $ 669,000 $ 334,000 $ 87,000
Lee County Iowa 2 $ 249,000 $ 124,000 $ 87,000
Geary County Kansas 2 $ 317,000 $ 158,000 $ 21,000
Jackson County Kansas 2 $ 158,000 $ 79,000 $ 40,000
Marion County Kansas 2 $ 162,000 $ 81,000 $ 72,000
McPherson County Kansas 2 $ 399,000 $ 199,000 $ 78,000
Ohio County Kentucky 2 $ 306,000 $ 153,000 $ 96,000
Warren County Kentucky 2 $ 535,000 $ 267,000 $ 71,000
Cumberland County Maine 2 $ 587,000 $ 293,000 $ 108,000
Cecil County Maryland 2 $ 746,000 $ 373,000 $ 75,000
St. Mary's County Maryland 2 $ 592,000 $ 296,000 $ 188,000
Talbot County Maryland 2 $ 635,000 $ 317,000 $ 146,000
Nantucket County Massachusetts 2 $ 628,000 $ 314,000 $ 139,000
Allegan County Michigan 2 $ 458,000 $ 229,000 $ 145,000
Ingham County Michigan 2 $ 190,000 $ 95,000 $ 68,000
St. Clair County Michigan 2 $ 324,000 $ 162,000 $ 28,000
Benton County Minnesota 2 $ 465,000 $ 232,000 $ 74,000
Chisago County Minnesota 2 $ 567,000 $ 283,000 $ 115,000
Crow Wing County Minnesota 2 $ 590,000 $ 295,000 $ 148,000
Isanti County Minnesota 2 $ 396,000 $ 198,000 $ 52,000
Polk County Minnesota 2 $ 397,000 $ 198,000 $ 89,000
Sherburne County Minnesota 2 $ 461,000 $ 230,000 $ 82,000
Todd County Minnesota 2 $ 434,000 $ 217,000 $ 107,000
Jackson County Mississippi 2 $ 563,000 $ 281,000 $ 36,000
Bates County Missouri 2 $ 239,000 $ 119,000 $ 57,000
Boone County Missouri 2 $ 305,000 $ 152,000 $ 127,000
Jefferson County Missouri 2 $ 342,000 $ 171,000 $ 73,000
Cascade County Montana 2 $ 393,000 $ 196,000 $ 0
Gallatin County Montana 2 $ 767,000 $ 383,000 $ 171,000
Jefferson County Montana 2 $ 635,000 $ 317,000 $ 94,000
Yellowstone County Montana 2 $ 430,000 $ 215,000 $ 27,000
Johnson County Nebraska 2 $ 131,000 $ 65,000 $ 110,000
Lincoln County Nebraska 2 $ 285,000 $ 142,000 $ 81,000
Saline County Nebraska 2 $ 160,000 $ 80,000 $ 42,000
Valley County Nebraska 2 $ 283,000 $ 141,000 $ 80,000
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Mortgage Loan Application Detail Totals for Bnc National Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,885 $1,039,678,000 $267,000 $1,500,000 $91,000 $2,132,000
Home Purchase 2,288 $530,090,000 $231,000 $1,492,000 $107,000 $3,000,000
Home Improvement 224 $52,197,000 $233,000 $1,300,000 $105,000 $470,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,224 $1,014,510,000 $240,000 $1,492,000 $96,000 $3,000,000
Not Provided 1,218 $355,011,000 $291,000 $1,062,000 $104,000 $2,132,000
Asian 418 $127,474,000 $304,000 $1,500,000 $125,000 $1,081,000
Hispanic 258 $58,720,000 $227,000 $782,000 $74,000 $480,000
Black or African American 218 $51,882,000 $237,000 $974,000 $69,000 $673,000
American Indian or Alaskan Native 40 $10,231,000 $255,000 $700,000 $76,000 $290,000
Native Hawaiian or Other Pacific Islander 17 $3,734,000 $219,000 $441,000 $89,000 $424,000
Not applicable 4 $403,000 $100,000 $140,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,202 $841,132,000 $262,000 $1,500,000 $135,000 $3,000,000
VA-guaranteed (Veterans Administration) 2,379 $662,471,000 $278,000 $1,492,000 $59,000 $915,000
FHA-insured (Federal Housing Administration) 705 $105,570,000 $149,000 $1,028,000 $66,000 $1,140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 111 $12,792,000 $115,000 $234,000 $46,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,760 $941,948,000 $250,000 $1,492,000 $95,000 $3,000,000
Application Withdrawn By Applicant 1,797 $470,907,000 $262,000 $1,500,000 $107,000 $1,691,000
Application Denied By Financial Institution 789 $196,281,000 $248,000 $1,300,000 $87,000 $1,140,000
Application Approved But Not Accepted 51 $12,829,000 $251,000 $881,000 $91,000 $381,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 269 $71,749,000 $266,000 $1,300,000 $93,000 $1,081,000
Credit History 243 $53,549,000 $220,000 $1,115,000 $83,000 $1,140,000
Debt-To-Income Ratio 147 $37,818,000 $257,000 $1,300,000 $70,000 $514,000
Other 48 $11,681,000 $243,000 $782,000 $105,000 $624,000
Unverifiable Information 33 $9,409,000 $285,000 $690,000 $104,000 $415,000
Employment History 27 $6,266,000 $232,000 $903,000 $82,000 $281,000
Credit Application Incomplete 16 $3,879,000 $242,000 $539,000 $137,000 $404,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,533,000 $306,000 $727,000 $82,000 $272,000
Mortgage Insurance Denied 1 $397,000 $397,000 $397,000 $112,000 $112,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bnc National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bnc National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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