BNY Mellon, N.A. Mortgage Lending & HMDA Data, 2012
In 2012, BNY Mellon, N.A. of Boston, MA reported 1,166 mortgage applications totaling $1.3 billion, up 28% from 2011. The average application was for $1,079,055, and applicants reported an average income of $597,496. 77% of its applications resulted in an originated loan and 13% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (163), Los Angeles-Long Beach-Glendale, CA (108) and Boston-Quincy, MA (80) (applications in parentheses).
| Mortgage Company & Address | BNY Mellon, N.A. Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,166 |
| Total Mortgage Loan Application Amount | $1,258,179,000 |
| Average Mortgage Loan Application Amount | $1,079,055 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $597,496 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNY Mellon, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 108 | $ 153,984,000 | $ 1,425,777 | $ 720,000 |
| New York, New York | 104 | $ 136,433,000 | $ 1,311,855 | $ 630,000 |
| Fairfield, Connecticut | 53 | $ 66,421,000 | $ 1,253,226 | $ 564,000 |
| Suffolk, Massachusetts | 41 | $ 39,464,000 | $ 962,536 | $ 647,000 |
| Middlesex, Massachusetts | 33 | $ 26,748,000 | $ 810,545 | $ 477,000 |
| Westchester, New York | 33 | $ 36,121,000 | $ 1,094,575 | $ 517,000 |
| Norfolk, Massachusetts | 32 | $ 34,620,000 | $ 1,081,875 | $ 501,000 |
| Orange, California | 31 | $ 35,019,000 | $ 1,129,645 | $ 551,000 |
| Barnstable, Massachusetts | 30 | $ 32,251,000 | $ 1,075,033 | $ 1,053,000 |
| Suffolk, New York | 25 | $ 55,319,000 | $ 2,212,760 | $ 1,573,000 |
| Miami-Dade, Florida | 23 | $ 25,215,000 | $ 1,096,304 | $ 492,000 |
| Allegheny, Pennsylvania | 22 | $ 14,598,000 | $ 663,545 | $ 373,000 |
| Fulton, Georgia | 20 | $ 18,804,000 | $ 940,200 | $ 488,000 |
| San Francisco, California | 19 | $ 22,531,000 | $ 1,185,842 | $ 424,000 |
| Palm Beach, Florida | 18 | $ 23,608,000 | $ 1,311,555 | $ 923,000 |
| Kings, New York | 18 | $ 16,406,000 | $ 911,444 | $ 442,000 |
| King, Washington | 17 | $ 15,451,000 | $ 908,882 | $ 326,000 |
| Marin, California | 14 | $ 16,843,000 | $ 1,203,071 | $ 573,000 |
| Essex, Massachusetts | 13 | $ 13,345,000 | $ 1,026,538 | $ 700,000 |
| San Diego, California | 12 | $ 12,099,000 | $ 1,008,250 | $ 753,000 |
| Collier, Florida | 12 | $ 11,103,000 | $ 925,250 | $ 908,000 |
| Sarasota, Florida | 10 | $ 8,024,000 | $ 802,400 | $ 450,000 |
| Nassau, New York | 10 | $ 8,585,000 | $ 858,500 | $ 369,000 |
| San Mateo, California | 9 | $ 15,170,000 | $ 1,685,555 | $ 556,000 |
| Cook, Illinois | 9 | $ 6,916,000 | $ 768,444 | $ 650,000 |
| Monmouth, New Jersey | 9 | $ 8,460,000 | $ 940,000 | $ 605,000 |
| Multnomah, Oregon | 9 | $ 6,479,000 | $ 719,888 | $ 539,000 |
| District of Columbia, District Of Columbia | 8 | $ 6,533,000 | $ 816,625 | $ 378,000 |
| Contra Costa, California | 7 | $ 6,112,000 | $ 873,142 | $ 267,000 |
| Plymouth, Massachusetts | 7 | $ 6,727,000 | $ 961,000 | $ 598,000 |
| Bergen, New Jersey | 7 | $ 6,075,000 | $ 867,857 | $ 272,000 |
| Alameda, California | 6 | $ 4,247,000 | $ 707,833 | $ 282,000 |
| Ventura, California | 6 | $ 8,058,000 | $ 1,343,000 | $ 888,000 |
| Indian River, Florida | 6 | $ 3,792,000 | $ 632,000 | $ 618,000 |
| York, Maine | 6 | $ 6,475,000 | $ 1,079,166 | $ 445,000 |
| Worcester, Massachusetts | 6 | $ 2,614,000 | $ 435,666 | $ 310,000 |
| Clark, Nevada | 6 | $ 7,251,000 | $ 1,208,500 | $ 1,211,000 |
| Beaufort, South Carolina | 6 | $ 7,309,000 | $ 1,218,166 | $ 908,000 |
| Charleston, South Carolina | 6 | $ 5,334,000 | $ 889,000 | $ 466,000 |
| Maricopa, Arizona | 5 | $ 5,774,000 | $ 1,154,800 | $ 445,000 |
| Riverside, California | 5 | $ 3,658,000 | $ 731,600 | $ 523,000 |
| Denver, Colorado | 5 | $ 1,693,000 | $ 338,600 | $ 231,000 |
| Hartford, Connecticut | 5 | $ 2,630,000 | $ 526,000 | $ 337,000 |
| New Haven, Connecticut | 5 | $ 3,044,000 | $ 608,800 | $ 268,000 |
| Broward, Florida | 5 | $ 3,229,000 | $ 645,800 | $ 462,000 |
| Hillsborough, Florida | 5 | $ 4,962,000 | $ 992,400 | $ 809,000 |
| Walton, Florida | 5 | $ 4,610,000 | $ 922,000 | $ 488,000 |
| Maui, Hawaii | 5 | $ 7,085,000 | $ 1,417,000 | $ 569,000 |
| Montgomery, Maryland | 5 | $ 4,148,000 | $ 829,600 | $ 306,000 |
| Nantucket, Massachusetts | 5 | $ 6,175,000 | $ 1,235,000 | $ 514,000 |
| Bucks, Pennsylvania | 5 | $ 3,089,000 | $ 617,800 | $ 380,000 |
| Dallas, Texas | 5 | $ 11,050,000 | $ 2,210,000 | $ 937,000 |
| Teton, Wyoming | 5 | $ 6,443,000 | $ 1,288,600 | $ 384,000 |
| Santa Barbara, California | 4 | $ 14,365,000 | $ 3,591,250 | $ 1,404,000 |
| Eagle, Colorado | 4 | $ 5,330,000 | $ 1,332,500 | $ 498,000 |
| Lee, Florida | 4 | $ 3,025,000 | $ 756,250 | $ 274,000 |
| Dukes, Massachusetts | 4 | $ 5,610,000 | $ 1,402,500 | $ 1,855,000 |
| St. Louis, Missouri | 4 | $ 4,852,000 | $ 1,213,000 | $ 1,584,000 |
| Montgomery, Pennsylvania | 4 | $ 5,588,000 | $ 1,397,000 | $ 608,000 |
| Travis, Texas | 4 | $ 2,834,000 | $ 708,500 | $ 167,000 |
| Salt Lake, Utah | 4 | $ 3,160,000 | $ 790,000 | $ 327,000 |
| Summit, Utah | 4 | $ 4,985,000 | $ 1,246,250 | $ 665,000 |
| Yavapai, Arizona | 3 | $ 1,115,000 | $ 371,666 | $ 344,000 |
| Monterey, California | 3 | $ 4,600,000 | $ 1,533,333 | $ 739,000 |
| Napa, California | 3 | $ 4,518,000 | $ 1,506,000 | $ 373,000 |
| Santa Clara, California | 3 | $ 3,443,000 | $ 1,147,666 | $ 394,000 |
| Arapahoe, Colorado | 3 | $ 5,210,000 | $ 1,736,666 | $ 314,000 |
| Summit, Colorado | 3 | $ 1,740,000 | $ 580,000 | $ 374,000 |
| Pinellas, Florida | 3 | $ 2,005,000 | $ 668,333 | $ 497,000 |
| Chatham, Georgia | 3 | $ 1,501,000 | $ 500,333 | $ 289,000 |
| Glynn, Georgia | 3 | $ 2,085,000 | $ 695,000 | $ 179,000 |
| Honolulu, Hawaii | 3 | $ 2,002,000 | $ 667,333 | $ 189,000 |
| Lake, Illinois | 3 | $ 2,040,000 | $ 680,000 | $ 528,000 |
| Berkshire, Massachusetts | 3 | $ 1,706,000 | $ 568,666 | $ 974,000 |
| Oakland, Michigan | 3 | $ 2,860,000 | $ 953,333 | $ 526,000 |
| Gallatin, Montana | 3 | $ 2,864,000 | $ 954,666 | $ 832,000 |
| Washoe, Nevada | 3 | $ 3,130,000 | $ 1,043,333 | $ 336,000 |
| Grafton, New Hampshire | 3 | $ 2,385,000 | $ 795,000 | $ 499,000 |
| Essex, New Jersey | 3 | $ 1,970,000 | $ 656,666 | $ 222,000 |
| Morris, New Jersey | 3 | $ 1,500,000 | $ 500,000 | $ 290,000 |
| Dutchess, New York | 3 | $ 2,180,000 | $ 726,666 | $ 532,000 |
| Deschutes, Oregon | 3 | $ 1,566,000 | $ 522,000 | $ 300,000 |
| Chester, Pennsylvania | 3 | $ 1,913,000 | $ 637,666 | $ 228,000 |
| Delaware, Pennsylvania | 3 | $ 1,875,000 | $ 625,000 | $ 363,000 |
| Philadelphia, Pennsylvania | 3 | $ 1,408,000 | $ 469,333 | $ 271,000 |
| Fairfax, Virginia | 3 | $ 2,005,000 | $ 668,333 | $ 467,000 |
| Pima, Arizona | 2 | $ 1,420,000 | $ 710,000 | $ 305,000 |
| Placer, California | 2 | $ 1,000,000 | $ 500,000 | $ 265,000 |
| Sonoma, California | 2 | $ 1,381,000 | $ 690,500 | $ 309,000 |
| La Plata, Colorado | 2 | $ 929,000 | $ 464,500 | $ 142,000 |
| San Miguel, Colorado | 2 | $ 5,000,000 | $ 2,500,000 | $ 763,000 |
| Sussex, Delaware | 2 | $ 3,825,000 | $ 1,912,500 | $ 882,000 |
| Monroe, Florida | 2 | $ 1,559,000 | $ 779,500 | $ 18,000 |
| Gwinnett, Georgia | 2 | $ 1,935,000 | $ 967,500 | $ 663,000 |
| Marion, Indiana | 2 | $ 1,010,000 | $ 505,000 | $ 217,000 |
| Lincoln, Maine | 2 | $ 797,000 | $ 398,500 | $ 389,000 |
| Anne Arundel, Maryland | 2 | $ 1,188,000 | $ 594,000 | $ 225,000 |
| Baltimore City, Maryland | 2 | $ 1,368,000 | $ 684,000 | $ 224,000 |
| Talbot, Maryland | 2 | $ 1,936,000 | $ 968,000 | $ 483,000 |
| Hennepin, Minnesota | 2 | $ 1,347,000 | $ 673,500 | $ 349,000 |
| Carroll, New Hampshire | 2 | $ 1,800,000 | $ 900,000 | $ 702,000 |
| Hillsborough, New Hampshire | 2 | $ 1,870,000 | $ 935,000 | $ 363,000 |
| Rockingham, New Hampshire | 2 | $ 653,000 | $ 326,500 | $ 3,364,000 |
| Atlantic, New Jersey | 2 | $ 1,795,000 | $ 897,500 | $ 458,000 |
| Ocean, New Jersey | 2 | $ 1,561,000 | $ 780,500 | $ 474,000 |
| Union, New Jersey | 2 | $ 1,310,000 | $ 655,000 | $ 598,000 |
| Santa Fe, New Mexico | 2 | $ 1,620,000 | $ 810,000 | $ 363,000 |
| Jackson, North Carolina | 2 | $ 1,165,000 | $ 582,500 | $ 718,000 |
| Macon, North Carolina | 2 | $ 1,240,000 | $ 620,000 | $ 291,000 |
| Mecklenburg, North Carolina | 2 | $ 1,500,000 | $ 750,000 | $ 500,000 |
| Cuyahoga, Ohio | 2 | $ 1,230,000 | $ 615,000 | $ 442,000 |
| Clackamas, Oregon | 2 | $ 1,150,000 | $ 575,000 | $ 329,000 |
| Butler, Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 237,000 |
| Fayette, Pennsylvania | 2 | $ 725,000 | $ 362,500 | $ 457,000 |
| Newport, Rhode Island | 2 | $ 3,976,000 | $ 1,988,000 | $ 1,325,000 |
| Bexar, Texas | 2 | $ 1,375,000 | $ 687,500 | $ 491,000 |
| Wasatch, Utah | 2 | $ 3,389,000 | $ 1,694,500 | $ 946,000 |
| Bennington, Vermont | 2 | $ 700,000 | $ 350,000 | $ 732,000 |
| Arlington, Virginia | 2 | $ 2,000,000 | $ 1,000,000 | $ 588,000 |
| Fauquier, Virginia | 2 | $ 2,650,000 | $ 1,325,000 | $ 495,000 |
| Mathews, Virginia | 2 | $ 1,063,000 | $ 531,500 | $ 172,000 |
| Kitsap, Washington | 2 | $ 1,360,000 | $ 680,000 | $ 465,000 |
| Sacramento, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 425,000 |
| San Bernardino, California | 1 | $ 450,000 | $ 450,000 | $ 577,000 |
| San Luis Obispo, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 891,000 |
| Solano, California | 1 | $ 584,000 | $ 584,000 | $ 366,000 |
| Tulare, California | 1 | $ 247,000 | $ 247,000 | $ 173,000 |
| Boulder, Colorado | 1 | $ 269,000 | $ 269,000 | $ 327,000 |
| Douglas, Colorado | 1 | $ 515,000 | $ 515,000 | $ 108,000 |
| Jefferson, Colorado | 1 | $ 530,000 | $ 530,000 | $ 101,000 |
| Pitkin, Colorado | 1 | $ 5,000,000 | $ 5,000,000 | $ 1,033,000 |
| Routt, Colorado | 1 | $ 1,875,000 | $ 1,875,000 | $ 426,000 |
| Litchfield, Connecticut | 1 | $ 1,167,000 | $ 1,167,000 | $ 1,076,000 |
| Middlesex, Connecticut | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,500,000 |
| New London, Connecticut | 1 | $ 324,000 | $ 324,000 | $ 802,000 |
| New Castle, Delaware | 1 | $ 2,000,000 | $ 2,000,000 | $ 627,000 |
| Charlotte, Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 764,000 |
| Duval, Florida | 1 | $ 500,000 | $ 500,000 | $ 124,000 |
| Escambia, Florida | 1 | $ 448,000 | $ 448,000 | $ 319,000 |
| Marion, Florida | 1 | $ 500,000 | $ 500,000 | $ 742,000 |
| St. Johns, Florida | 1 | $ 1,050,000 | $ 1,050,000 | $ 716,000 |
| Bryan, Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 208,000 |
| Cobb, Georgia | 1 | $ 1,100,000 | $ 1,100,000 | $ 960,000 |
| DeKalb, Georgia | 1 | $ 220,000 | $ 220,000 | $ 86,000 |
| Fannin, Georgia | 1 | $ 400,000 | $ 400,000 | $ 188,000 |
| Forsyth, Georgia | 1 | $ 113,000 | $ 113,000 | $ 246,000 |
| Greene, Georgia | 1 | $ 1,533,000 | $ 1,533,000 | $ 1,460,000 |
| Rabun, Georgia | 1 | $ 530,000 | $ 530,000 | $ 426,000 |
| Hawaii, Hawaii | 1 | $ 400,000 | $ 400,000 | $ 201,000 |
| Blaine, Idaho | 1 | $ 300,000 | $ 300,000 | $ 145,000 |
| Teton, Idaho | 1 | $ 850,000 | $ 850,000 | $ 233,000 |
| DuPage, Illinois | 1 | $ 420,000 | $ 420,000 | $ 242,000 |
| Mills, Iowa | 1 | $ 250,000 | $ 250,000 | $ 727,000 |
| Franklin, Maine | 1 | $ 478,000 | $ 478,000 | $ 606,000 |
| Knox, Maine | 1 | $ 500,000 | $ 500,000 | $ 135,000 |
| Kent, Maryland | 1 | $ 575,000 | $ 575,000 | $ 347,000 |
| Worcester, Maryland | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Bristol, Massachusetts | 1 | $ 473,000 | $ 473,000 | $ 572,000 |
| Antrim, Michigan | 1 | $ 210,000 | $ 210,000 | $ 182,000 |
| Cheboygan, Michigan | 1 | $ 595,000 | $ 595,000 | $ 237,000 |
| Emmet, Michigan | 1 | $ 563,000 | $ 563,000 | $ 786,000 |
| Kent, Michigan | 1 | $ 668,000 | $ 668,000 | $ 365,000 |
| Mackinac, Michigan | 1 | $ 150,000 | $ 150,000 | $ 116,000 |
| Macomb, Michigan | 1 | $ 185,000 | $ 185,000 | $ 182,000 |
| Carver, Minnesota | 1 | $ 400,000 | $ 400,000 | $ 597,000 |
| Harrison, Mississippi | 1 | $ 1,360,000 | $ 1,360,000 | $ 566,000 |
| Jackson, Missouri | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Lake, Montana | 1 | $ 412,000 | $ 412,000 | $ 568,000 |
| Missoula, Montana | 1 | $ 464,000 | $ 464,000 | $ 184,000 |
| Belknap, New Hampshire | 1 | $ 4,900,000 | $ 4,900,000 | $ 1,345,000 |
| Sullivan, New Hampshire | 1 | $ 545,000 | $ 545,000 | $ 92,000 |
| Cape May, New Jersey | 1 | $ 1,680,000 | $ 1,680,000 | $ 2,862,000 |
| Somerset, New Jersey | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,637,000 |
| Erie, New York | 1 | $ 374,000 | $ 374,000 | $ 292,000 |
| Rensselaer, New York | 1 | $ 500,000 | $ 500,000 | $ 607,000 |
| Richmond, New York | 1 | $ 800,000 | $ 800,000 | $ 271,000 |
| Buncombe, North Carolina | 1 | $ 2,000,000 | $ 2,000,000 | $ 197,000 |
| Chatham, North Carolina | 1 | $ 192,000 | $ 192,000 | $ 84,000 |
| Transylvania, North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 872,000 |
| Geauga, Ohio | 1 | $ 467,000 | $ 467,000 | $ 729,000 |
| Hamilton, Ohio | 1 | $ 640,000 | $ 640,000 | $ 994,000 |
| Lorain, Ohio | 1 | $ 2,305,000 | $ 2,305,000 | $ 1,358,000 |
| Summit, Ohio | 1 | $ 463,000 | $ 463,000 | $ 235,000 |
| Oklahoma, Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 341,000 |
| Tulsa, Oklahoma | 1 | $ 290,000 | $ 290,000 | $ 13,000 |
| Clatsop, Oregon | 1 | $ 962,000 | $ 962,000 | $ 340,000 |
| Jackson, Oregon | 1 | $ 730,000 | $ 730,000 | $ 651,000 |
| Washington, Oregon | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Lackawanna, Pennsylvania | 1 | $ 920,000 | $ 920,000 | $ 562,000 |
| Washington, Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 258,000 |
| Westmoreland, Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 879,000 |
| York, Pennsylvania | 1 | $ 1,050,000 | $ 1,050,000 | $ 932,000 |
| Providence, Rhode Island | 1 | $ 1,000,000 | $ 1,000,000 | $ 346,000 |
| Washington, Rhode Island | 1 | $ 1,100,000 | $ 1,100,000 | $ 506,000 |
| Aiken, South Carolina | 1 | $ 429,000 | $ 429,000 | $ 1,067,000 |
| Davidson, Tennessee | 1 | $ 500,000 | $ 500,000 | $ 364,000 |
| Williamson, Tennessee | 1 | $ 350,000 | $ 350,000 | $ 222,000 |
| Fort Bend, Texas | 1 | $ 850,000 | $ 850,000 | $ 543,000 |
| Harris, Texas | 1 | $ 6,000,000 | $ 6,000,000 | $ 2,347,000 |
| Henderson, Texas | 1 | $ 500,000 | $ 500,000 | $ 260,000 |
| Windham, Vermont | 1 | $ 970,000 | $ 970,000 | $ 393,000 |
| Alexandria, Virginia | 1 | $ 925,000 | $ 925,000 | $ 497,000 |
| Charlottesville, Virginia | 1 | $ 351,000 | $ 351,000 | $ 311,000 |
| Chesapeake, Virginia | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Loudoun, Virginia | 1 | $ 382,000 | $ 382,000 | $ 83,000 |
| Okanogan, Washington | 1 | $ 400,000 | $ 400,000 | $ 129,000 |
| Pierce, Washington | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| San Juan, Washington | 1 | $ 1,500,000 | $ 1,500,000 | $ 351,000 |
Mortgage Loan Application Detail Totals for BNY Mellon, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 749 | $814,723,000 | $1,087,000 | $10,000,000 | $600,000 | $9,999,000 |
| Home Purchase | 417 | $443,456,000 | $1,063,000 | $8,588,000 | $593,000 | $5,831,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 587 | $627,966,000 | $1,069,000 | $10,000,000 | $595,000 | $7,755,000 |
| Not Provided | 536 | $574,937,000 | $1,072,000 | $9,000,000 | $611,000 | $9,999,000 |
| Asian | 25 | $35,707,000 | $1,428,000 | $3,750,000 | $496,000 | $1,358,000 |
| Hispanic | 12 | $11,091,000 | $924,000 | $2,585,000 | $342,000 | $915,000 |
| Black or African American | 3 | $1,810,000 | $603,000 | $875,000 | $471,000 | $926,000 |
| Not applicable | 2 | $6,103,000 | $3,051,000 | $5,000,000 | $952,000 | $1,033,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $565,000 | $565,000 | $565,000 | $136,000 | $136,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,166 | $1,258,179,000 | $1,079,000 | $10,000,000 | $597,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 897 | $912,048,000 | $1,016,000 | $10,000,000 | $618,000 | $9,999,000 |
| Application Denied By Financial Institution | 150 | $221,283,000 | $1,475,000 | $9,000,000 | $454,000 | $9,999,000 |
| Application Withdrawn By Applicant | 72 | $76,662,000 | $1,064,000 | $3,720,000 | $697,000 | $4,557,000 |
| Application Approved But Not Accepted | 19 | $17,868,000 | $940,000 | $2,500,000 | $555,000 | $2,300,000 |
| Preapproval Approved but not Accepted | 12 | $12,230,000 | $1,019,000 | $3,000,000 | $443,000 | $2,038,000 |
| File Closed For Incompleteness | 9 | $10,578,000 | $1,175,000 | $4,100,000 | $763,000 | $2,496,000 |
| Preapproval Denied by Financial Institution | 7 | $7,510,000 | $1,072,000 | $1,950,000 | $246,000 | $397,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $130,618,000 | $1,536,000 | $9,000,000 | $331,000 | $2,999,000 |
| Collateral | 46 | $74,710,000 | $1,624,000 | $7,500,000 | $719,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $7,714,000 | $771,000 | $1,610,000 | $327,000 | $439,000 |
| Other | 8 | $8,399,000 | $1,049,000 | $1,960,000 | $287,000 | $576,000 |
| Credit History | 8 | $7,352,000 | $919,000 | $1,950,000 | $373,000 | $720,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNY Mellon, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNY Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About