Bny Mellon, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Bny Mellon, National Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bny Mellon, National Association 500 Grant Street, Room 4825 Pittsburgh, PA 15258 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,166 |
| Total Mortgage Loan Application Amount | $1,258,179,000 |
| Average Mortgage Loan Application Amount | $1,075,000 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $596,500 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Bny Mellon, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bny Mellon, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Bny Mellon, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bny Mellon, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bny Mellon, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bny Mellon, National Association's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 108 | $ 153,984,000 | $ 1,425,000 | $ 720,000 |
| New York County New York | 104 | $ 136,433,000 | $ 1,311,000 | $ 630,000 |
| Fairfield County Connecticut | 53 | $ 66,421,000 | $ 1,253,000 | $ 564,000 |
| Suffolk County Massachusetts | 41 | $ 39,464,000 | $ 962,000 | $ 647,000 |
| Middlesex County Massachusetts | 33 | $ 26,748,000 | $ 810,000 | $ 477,000 |
| Westchester County New York | 33 | $ 36,121,000 | $ 1,094,000 | $ 517,000 |
| Norfolk County Massachusetts | 32 | $ 34,620,000 | $ 1,081,000 | $ 501,000 |
| Orange County California | 31 | $ 35,019,000 | $ 1,129,000 | $ 551,000 |
| Barnstable County Massachusetts | 30 | $ 32,251,000 | $ 1,075,000 | $ 1,053,000 |
| Suffolk County New York | 25 | $ 55,319,000 | $ 2,212,000 | $ 1,573,000 |
| Miami-Dade County Florida | 23 | $ 25,215,000 | $ 1,096,000 | $ 492,000 |
| Allegheny County Pennsylvania | 22 | $ 14,598,000 | $ 663,000 | $ 373,000 |
| Fulton County Georgia | 20 | $ 18,804,000 | $ 940,000 | $ 488,000 |
| San Francisco County California | 19 | $ 22,531,000 | $ 1,185,000 | $ 424,000 |
| Palm Beach County Florida | 18 | $ 23,608,000 | $ 1,311,000 | $ 923,000 |
| Kings County New York | 18 | $ 16,406,000 | $ 911,000 | $ 442,000 |
| King County Washington | 17 | $ 15,451,000 | $ 908,000 | $ 326,000 |
| Marin County California | 14 | $ 16,843,000 | $ 1,203,000 | $ 573,000 |
| Essex County Massachusetts | 13 | $ 13,345,000 | $ 1,026,000 | $ 700,000 |
| San Diego County California | 12 | $ 12,099,000 | $ 1,008,000 | $ 753,000 |
| Collier County Florida | 12 | $ 11,103,000 | $ 925,000 | $ 908,000 |
| Sarasota County Florida | 10 | $ 8,024,000 | $ 802,000 | $ 450,000 |
| Nassau County New York | 10 | $ 8,585,000 | $ 858,000 | $ 369,000 |
| San Mateo County California | 9 | $ 15,170,000 | $ 1,685,000 | $ 556,000 |
| Cook County Illinois | 9 | $ 6,916,000 | $ 768,000 | $ 650,000 |
| Monmouth County New Jersey | 9 | $ 8,460,000 | $ 940,000 | $ 605,000 |
| Multnomah County Oregon | 9 | $ 6,479,000 | $ 719,000 | $ 539,000 |
| District of Columbia County District Of Columbia | 8 | $ 6,533,000 | $ 816,000 | $ 378,000 |
| Contra Costa County California | 7 | $ 6,112,000 | $ 873,000 | $ 267,000 |
| Plymouth County Massachusetts | 7 | $ 6,727,000 | $ 961,000 | $ 598,000 |
| Bergen County New Jersey | 7 | $ 6,075,000 | $ 867,000 | $ 272,000 |
| Alameda County California | 6 | $ 4,247,000 | $ 707,000 | $ 282,000 |
| Ventura County California | 6 | $ 8,058,000 | $ 1,343,000 | $ 888,000 |
| Indian River County Florida | 6 | $ 3,792,000 | $ 632,000 | $ 618,000 |
| York County Maine | 6 | $ 6,475,000 | $ 1,079,000 | $ 445,000 |
| Worcester County Massachusetts | 6 | $ 2,614,000 | $ 435,000 | $ 310,000 |
| Clark County Nevada | 6 | $ 7,251,000 | $ 1,208,000 | $ 1,211,000 |
| Beaufort County South Carolina | 6 | $ 7,309,000 | $ 1,218,000 | $ 908,000 |
| Charleston County South Carolina | 6 | $ 5,334,000 | $ 889,000 | $ 466,000 |
| Maricopa County Arizona | 5 | $ 5,774,000 | $ 1,154,000 | $ 445,000 |
| Riverside County California | 5 | $ 3,658,000 | $ 731,000 | $ 523,000 |
| Denver County Colorado | 5 | $ 1,693,000 | $ 338,000 | $ 231,000 |
| Hartford County Connecticut | 5 | $ 2,630,000 | $ 526,000 | $ 337,000 |
| New Haven County Connecticut | 5 | $ 3,044,000 | $ 608,000 | $ 268,000 |
| Broward County Florida | 5 | $ 3,229,000 | $ 645,000 | $ 462,000 |
| Hillsborough County Florida | 5 | $ 4,962,000 | $ 992,000 | $ 809,000 |
| Walton County Florida | 5 | $ 4,610,000 | $ 922,000 | $ 488,000 |
| Maui County Hawaii | 5 | $ 7,085,000 | $ 1,417,000 | $ 569,000 |
| Montgomery County Maryland | 5 | $ 4,148,000 | $ 829,000 | $ 306,000 |
| Nantucket County Massachusetts | 5 | $ 6,175,000 | $ 1,235,000 | $ 514,000 |
| Bucks County Pennsylvania | 5 | $ 3,089,000 | $ 617,000 | $ 380,000 |
| Dallas County Texas | 5 | $ 11,050,000 | $ 2,210,000 | $ 937,000 |
| Teton County Wyoming | 5 | $ 6,443,000 | $ 1,288,000 | $ 384,000 |
| Santa Barbara County California | 4 | $ 14,365,000 | $ 3,591,000 | $ 1,404,000 |
| Eagle County Colorado | 4 | $ 5,330,000 | $ 1,332,000 | $ 498,000 |
| Lee County Florida | 4 | $ 3,025,000 | $ 756,000 | $ 274,000 |
| Dukes County Massachusetts | 4 | $ 5,610,000 | $ 1,402,000 | $ 1,855,000 |
| St. Louis County Missouri | 4 | $ 4,852,000 | $ 1,213,000 | $ 1,584,000 |
| Montgomery County Pennsylvania | 4 | $ 5,588,000 | $ 1,397,000 | $ 608,000 |
| Travis County Texas | 4 | $ 2,834,000 | $ 708,000 | $ 167,000 |
| Salt Lake County Utah | 4 | $ 3,160,000 | $ 790,000 | $ 327,000 |
| Summit County Utah | 4 | $ 4,985,000 | $ 1,246,000 | $ 665,000 |
| Yavapai County Arizona | 3 | $ 1,115,000 | $ 371,000 | $ 344,000 |
| Monterey County California | 3 | $ 4,600,000 | $ 1,533,000 | $ 739,000 |
| Napa County California | 3 | $ 4,518,000 | $ 1,506,000 | $ 373,000 |
| Santa Clara County California | 3 | $ 3,443,000 | $ 1,147,000 | $ 394,000 |
| Arapahoe County Colorado | 3 | $ 5,210,000 | $ 1,736,000 | $ 314,000 |
| Summit County Colorado | 3 | $ 1,740,000 | $ 580,000 | $ 374,000 |
| Pinellas County Florida | 3 | $ 2,005,000 | $ 668,000 | $ 497,000 |
| Chatham County Georgia | 3 | $ 1,501,000 | $ 500,000 | $ 289,000 |
| Glynn County Georgia | 3 | $ 2,085,000 | $ 695,000 | $ 179,000 |
| Honolulu County Hawaii | 3 | $ 2,002,000 | $ 667,000 | $ 189,000 |
| Lake County Illinois | 3 | $ 2,040,000 | $ 680,000 | $ 528,000 |
| Berkshire County Massachusetts | 3 | $ 1,706,000 | $ 568,000 | $ 974,000 |
| Oakland County Michigan | 3 | $ 2,860,000 | $ 953,000 | $ 526,000 |
| Gallatin County Montana | 3 | $ 2,864,000 | $ 954,000 | $ 832,000 |
| Washoe County Nevada | 3 | $ 3,130,000 | $ 1,043,000 | $ 336,000 |
| Grafton County New Hampshire | 3 | $ 2,385,000 | $ 795,000 | $ 499,000 |
| Essex County New Jersey | 3 | $ 1,970,000 | $ 656,000 | $ 222,000 |
| Morris County New Jersey | 3 | $ 1,500,000 | $ 500,000 | $ 290,000 |
| Dutchess County New York | 3 | $ 2,180,000 | $ 726,000 | $ 532,000 |
| Deschutes County Oregon | 3 | $ 1,566,000 | $ 522,000 | $ 300,000 |
| Chester County Pennsylvania | 3 | $ 1,913,000 | $ 637,000 | $ 228,000 |
| Delaware County Pennsylvania | 3 | $ 1,875,000 | $ 625,000 | $ 363,000 |
| Philadelphia County Pennsylvania | 3 | $ 1,408,000 | $ 469,000 | $ 271,000 |
| Fairfax County Virginia | 3 | $ 2,005,000 | $ 668,000 | $ 467,000 |
| Pima County Arizona | 2 | $ 1,420,000 | $ 710,000 | $ 305,000 |
| Placer County California | 2 | $ 1,000,000 | $ 500,000 | $ 265,000 |
| Sonoma County California | 2 | $ 1,381,000 | $ 690,000 | $ 309,000 |
| La Plata County Colorado | 2 | $ 929,000 | $ 464,000 | $ 142,000 |
| San Miguel County Colorado | 2 | $ 5,000,000 | $ 2,500,000 | $ 763,000 |
| Sussex County Delaware | 2 | $ 3,825,000 | $ 1,912,000 | $ 882,000 |
| Monroe County Florida | 2 | $ 1,559,000 | $ 779,000 | $ 18,000 |
| Gwinnett County Georgia | 2 | $ 1,935,000 | $ 967,000 | $ 663,000 |
| Marion County Indiana | 2 | $ 1,010,000 | $ 505,000 | $ 217,000 |
| Lincoln County Maine | 2 | $ 797,000 | $ 398,000 | $ 389,000 |
| Anne Arundel County Maryland | 2 | $ 1,188,000 | $ 594,000 | $ 225,000 |
| Baltimore City County Maryland | 2 | $ 1,368,000 | $ 684,000 | $ 224,000 |
| Talbot County Maryland | 2 | $ 1,936,000 | $ 968,000 | $ 483,000 |
| Hennepin County Minnesota | 2 | $ 1,347,000 | $ 673,000 | $ 349,000 |
| Carroll County New Hampshire | 2 | $ 1,800,000 | $ 900,000 | $ 702,000 |
| Hillsborough County New Hampshire | 2 | $ 1,870,000 | $ 935,000 | $ 363,000 |
| Rockingham County New Hampshire | 2 | $ 653,000 | $ 326,000 | $ 3,364,000 |
| Atlantic County New Jersey | 2 | $ 1,795,000 | $ 897,000 | $ 458,000 |
| Ocean County New Jersey | 2 | $ 1,561,000 | $ 780,000 | $ 474,000 |
| Union County New Jersey | 2 | $ 1,310,000 | $ 655,000 | $ 598,000 |
| Santa Fe County New Mexico | 2 | $ 1,620,000 | $ 810,000 | $ 363,000 |
| Jackson County North Carolina | 2 | $ 1,165,000 | $ 582,000 | $ 718,000 |
| Macon County North Carolina | 2 | $ 1,240,000 | $ 620,000 | $ 291,000 |
| Mecklenburg County North Carolina | 2 | $ 1,500,000 | $ 750,000 | $ 500,000 |
| Cuyahoga County Ohio | 2 | $ 1,230,000 | $ 615,000 | $ 442,000 |
| Clackamas County Oregon | 2 | $ 1,150,000 | $ 575,000 | $ 329,000 |
| Butler County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 237,000 |
| Fayette County Pennsylvania | 2 | $ 725,000 | $ 362,000 | $ 457,000 |
| Newport County Rhode Island | 2 | $ 3,976,000 | $ 1,988,000 | $ 1,325,000 |
| Bexar County Texas | 2 | $ 1,375,000 | $ 687,000 | $ 491,000 |
| Wasatch County Utah | 2 | $ 3,389,000 | $ 1,694,000 | $ 946,000 |
| Bennington County Vermont | 2 | $ 700,000 | $ 350,000 | $ 732,000 |
| Arlington County Virginia | 2 | $ 2,000,000 | $ 1,000,000 | $ 588,000 |
| Fauquier County Virginia | 2 | $ 2,650,000 | $ 1,325,000 | $ 495,000 |
| Mathews County Virginia | 2 | $ 1,063,000 | $ 531,000 | $ 172,000 |
| Kitsap County Washington | 2 | $ 1,360,000 | $ 680,000 | $ 465,000 |
| Sacramento County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 425,000 |
| San Bernardino County California | 1 | $ 450,000 | $ 450,000 | $ 577,000 |
| San Luis Obispo County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 891,000 |
| Solano County California | 1 | $ 584,000 | $ 584,000 | $ 366,000 |
| Tulare County California | 1 | $ 247,000 | $ 247,000 | $ 173,000 |
| Boulder County Colorado | 1 | $ 269,000 | $ 269,000 | $ 327,000 |
| Douglas County Colorado | 1 | $ 515,000 | $ 515,000 | $ 108,000 |
| Jefferson County Colorado | 1 | $ 530,000 | $ 530,000 | $ 101,000 |
| Pitkin County Colorado | 1 | $ 5,000,000 | $ 5,000,000 | $ 1,033,000 |
| Routt County Colorado | 1 | $ 1,875,000 | $ 1,875,000 | $ 426,000 |
| Litchfield County Connecticut | 1 | $ 1,167,000 | $ 1,167,000 | $ 1,076,000 |
| Middlesex County Connecticut | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,500,000 |
| New London County Connecticut | 1 | $ 324,000 | $ 324,000 | $ 802,000 |
| New Castle County Delaware | 1 | $ 2,000,000 | $ 2,000,000 | $ 627,000 |
| Charlotte County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 764,000 |
| Duval County Florida | 1 | $ 500,000 | $ 500,000 | $ 124,000 |
| Escambia County Florida | 1 | $ 448,000 | $ 448,000 | $ 319,000 |
| Marion County Florida | 1 | $ 500,000 | $ 500,000 | $ 742,000 |
| St. Johns County Florida | 1 | $ 1,050,000 | $ 1,050,000 | $ 716,000 |
| Bryan County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 208,000 |
| Cobb County Georgia | 1 | $ 1,100,000 | $ 1,100,000 | $ 960,000 |
| DeKalb County Georgia | 1 | $ 220,000 | $ 220,000 | $ 86,000 |
| Fannin County Georgia | 1 | $ 400,000 | $ 400,000 | $ 188,000 |
| Forsyth County Georgia | 1 | $ 113,000 | $ 113,000 | $ 246,000 |
| Greene County Georgia | 1 | $ 1,533,000 | $ 1,533,000 | $ 1,460,000 |
| Rabun County Georgia | 1 | $ 530,000 | $ 530,000 | $ 426,000 |
| Hawaii County Hawaii | 1 | $ 400,000 | $ 400,000 | $ 201,000 |
| Blaine County Idaho | 1 | $ 300,000 | $ 300,000 | $ 145,000 |
| Teton County Idaho | 1 | $ 850,000 | $ 850,000 | $ 233,000 |
| DuPage County Illinois | 1 | $ 420,000 | $ 420,000 | $ 242,000 |
| Mills County Iowa | 1 | $ 250,000 | $ 250,000 | $ 727,000 |
| Franklin County Maine | 1 | $ 478,000 | $ 478,000 | $ 606,000 |
| Knox County Maine | 1 | $ 500,000 | $ 500,000 | $ 135,000 |
| Kent County Maryland | 1 | $ 575,000 | $ 575,000 | $ 347,000 |
| Worcester County Maryland | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Bristol County Massachusetts | 1 | $ 473,000 | $ 473,000 | $ 572,000 |
| Antrim County Michigan | 1 | $ 210,000 | $ 210,000 | $ 182,000 |
| Cheboygan County Michigan | 1 | $ 595,000 | $ 595,000 | $ 237,000 |
| Emmet County Michigan | 1 | $ 563,000 | $ 563,000 | $ 786,000 |
| Kent County Michigan | 1 | $ 668,000 | $ 668,000 | $ 365,000 |
| Mackinac County Michigan | 1 | $ 150,000 | $ 150,000 | $ 116,000 |
| Macomb County Michigan | 1 | $ 185,000 | $ 185,000 | $ 182,000 |
| Carver County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 597,000 |
| Harrison County Mississippi | 1 | $ 1,360,000 | $ 1,360,000 | $ 566,000 |
| Jackson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Lake County Montana | 1 | $ 412,000 | $ 412,000 | $ 568,000 |
| Missoula County Montana | 1 | $ 464,000 | $ 464,000 | $ 184,000 |
| Belknap County New Hampshire | 1 | $ 4,900,000 | $ 4,900,000 | $ 1,345,000 |
| Sullivan County New Hampshire | 1 | $ 545,000 | $ 545,000 | $ 92,000 |
| Cape May County New Jersey | 1 | $ 1,680,000 | $ 1,680,000 | $ 2,862,000 |
| Somerset County New Jersey | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,637,000 |
| Erie County New York | 1 | $ 374,000 | $ 374,000 | $ 292,000 |
| Rensselaer County New York | 1 | $ 500,000 | $ 500,000 | $ 607,000 |
| Richmond County New York | 1 | $ 800,000 | $ 800,000 | $ 271,000 |
| Buncombe County North Carolina | 1 | $ 2,000,000 | $ 2,000,000 | $ 197,000 |
| Chatham County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 84,000 |
| Transylvania County North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 872,000 |
| Geauga County Ohio | 1 | $ 467,000 | $ 467,000 | $ 729,000 |
| Hamilton County Ohio | 1 | $ 640,000 | $ 640,000 | $ 994,000 |
| Lorain County Ohio | 1 | $ 2,305,000 | $ 2,305,000 | $ 1,358,000 |
| Summit County Ohio | 1 | $ 463,000 | $ 463,000 | $ 235,000 |
| Oklahoma County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 341,000 |
| Tulsa County Oklahoma | 1 | $ 290,000 | $ 290,000 | $ 13,000 |
| Clatsop County Oregon | 1 | $ 962,000 | $ 962,000 | $ 340,000 |
| Jackson County Oregon | 1 | $ 730,000 | $ 730,000 | $ 651,000 |
| Washington County Oregon | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Lackawanna County Pennsylvania | 1 | $ 920,000 | $ 920,000 | $ 562,000 |
| Washington County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 258,000 |
| Westmoreland County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 879,000 |
| York County Pennsylvania | 1 | $ 1,050,000 | $ 1,050,000 | $ 932,000 |
| Providence County Rhode Island | 1 | $ 1,000,000 | $ 1,000,000 | $ 346,000 |
| Washington County Rhode Island | 1 | $ 1,100,000 | $ 1,100,000 | $ 506,000 |
| Aiken County South Carolina | 1 | $ 429,000 | $ 429,000 | $ 1,067,000 |
| Davidson County Tennessee | 1 | $ 500,000 | $ 500,000 | $ 364,000 |
| Williamson County Tennessee | 1 | $ 350,000 | $ 350,000 | $ 222,000 |
| Fort Bend County Texas | 1 | $ 850,000 | $ 850,000 | $ 543,000 |
| Harris County Texas | 1 | $ 6,000,000 | $ 6,000,000 | $ 2,347,000 |
| Henderson County Texas | 1 | $ 500,000 | $ 500,000 | $ 260,000 |
| Windham County Vermont | 1 | $ 970,000 | $ 970,000 | $ 393,000 |
| Alexandria County Virginia | 1 | $ 925,000 | $ 925,000 | $ 497,000 |
| Charlottesville County Virginia | 1 | $ 351,000 | $ 351,000 | $ 311,000 |
| Chesapeake County Virginia | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Loudoun County Virginia | 1 | $ 382,000 | $ 382,000 | $ 83,000 |
| Okanogan County Washington | 1 | $ 400,000 | $ 400,000 | $ 129,000 |
| Pierce County Washington | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| San Juan County Washington | 1 | $ 1,500,000 | $ 1,500,000 | $ 351,000 |
Mortgage Loan Application Detail Totals for Bny Mellon, National Association in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 749 | $814,723,000 | $1,087,000 | $10,000,000 | $600,000 | $9,999,000 |
| Home Purchase | 417 | $443,456,000 | $1,063,000 | $8,588,000 | $593,000 | $5,831,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 587 | $627,966,000 | $1,069,000 | $10,000,000 | $595,000 | $7,755,000 |
| Not Provided | 536 | $574,937,000 | $1,072,000 | $9,000,000 | $611,000 | $9,999,000 |
| Asian | 25 | $35,707,000 | $1,428,000 | $3,750,000 | $496,000 | $1,358,000 |
| Hispanic | 12 | $11,091,000 | $924,000 | $2,585,000 | $342,000 | $915,000 |
| Black or African American | 3 | $1,810,000 | $603,000 | $875,000 | $471,000 | $926,000 |
| Not applicable | 2 | $6,103,000 | $3,051,000 | $5,000,000 | $952,000 | $1,033,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $565,000 | $565,000 | $565,000 | $136,000 | $136,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,166 | $1,258,179,000 | $1,079,000 | $10,000,000 | $597,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 897 | $912,048,000 | $1,016,000 | $10,000,000 | $618,000 | $9,999,000 |
| Application Denied By Financial Institution | 150 | $221,283,000 | $1,475,000 | $9,000,000 | $454,000 | $9,999,000 |
| Application Withdrawn By Applicant | 72 | $76,662,000 | $1,064,000 | $3,720,000 | $697,000 | $4,557,000 |
| Application Approved But Not Accepted | 19 | $17,868,000 | $940,000 | $2,500,000 | $555,000 | $2,300,000 |
| Preapproval Approved but not Accepted | 12 | $12,230,000 | $1,019,000 | $3,000,000 | $443,000 | $2,038,000 |
| File Closed For Incompleteness | 9 | $10,578,000 | $1,175,000 | $4,100,000 | $763,000 | $2,496,000 |
| Preapproval Denied by Financial Institution | 7 | $7,510,000 | $1,072,000 | $1,950,000 | $246,000 | $397,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $130,618,000 | $1,536,000 | $9,000,000 | $331,000 | $2,999,000 |
| Collateral | 46 | $74,710,000 | $1,624,000 | $7,500,000 | $719,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $7,714,000 | $771,000 | $1,610,000 | $327,000 | $439,000 |
| Other | 8 | $8,399,000 | $1,049,000 | $1,960,000 | $287,000 | $576,000 |
| Credit History | 8 | $7,352,000 | $919,000 | $1,950,000 | $373,000 | $720,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bny Mellon, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bny Mellon, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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