BNY Mellon, N.A. Mortgage Lending & HMDA Data, 2012
In 2012, BNY Mellon, N.A. of Boston, MA reported 1,166 mortgage applications totaling $1.3 billion, up 28% from 2011. The average application was for $1,079,055, and applicants reported an average income of $597,496. 77% of its applications resulted in an originated loan and 13% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (163), Los Angeles-Long Beach-Glendale, CA (108) and Boston-Quincy, MA (80) (applications in parentheses).
| Mortgage Company & Address | BNY Mellon, N.A. Boston, MA 02108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,166 |
| Total Mortgage Loan Application Amount | $1,258,179,000 |
| Average Mortgage Loan Application Amount | $1,079,055 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $597,496 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNY Mellon, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 163 | $ 195,835,000 | $ 1,201,441 | $ 568,687 |
| Los Angeles-Long Beach-Glendale, CA | 108 | $ 153,984,000 | $ 1,425,777 | $ 720,000 |
| Boston-Quincy, MA | 80 | $ 80,811,000 | $ 1,010,137 | $ 584,000 |
| Bridgeport-Stamford-Norwalk, CT | 53 | $ 66,421,000 | $ 1,253,226 | $ 564,000 |
| San Francisco-San Mateo-Redwood City, CA | 42 | $ 54,544,000 | $ 1,298,666 | $ 502,000 |
| Nassau-Suffolk, NY | 35 | $ 63,904,000 | $ 1,825,828 | $ 1,229,000 |
| Cambridge-Newton-Framingham, MA | 33 | $ 26,748,000 | $ 810,545 | $ 477,000 |
| Santa Ana-Anaheim-Irvine, CA | 31 | $ 35,019,000 | $ 1,129,645 | $ 551,000 |
| Barnstable Town, MA | 30 | $ 32,251,000 | $ 1,075,033 | $ 1,053,000 |
| Pittsburgh, PA | 28 | $ 16,888,000 | $ 603,142 | $ 383,000 |
| Atlanta-Sandy Springs-Marietta, GA | 25 | $ 22,172,000 | $ 886,880 | $ 495,000 |
| Miami-Miami Beach-Kendall, FL | 23 | $ 25,215,000 | $ 1,096,304 | $ 492,000 |
| Philadelphia, PA | 18 | $ 13,873,000 | $ 770,722 | $ 384,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 18 | $ 23,608,000 | $ 1,311,555 | $ 923,000 |
| Seattle-Bellevue-Everett, WA | 17 | $ 15,451,000 | $ 908,882 | $ 326,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 17 | $ 14,495,000 | $ 852,647 | $ 421,941 |
| Oakland-Fremont-Hayward, CA | 13 | $ 10,359,000 | $ 796,846 | $ 274,000 |
| Peabody, MA | 13 | $ 13,345,000 | $ 1,026,538 | $ 700,000 |
| Edison-New Brunswick, NJ | 12 | $ 12,021,000 | $ 1,001,750 | $ 669,000 |
| Naples-Marco Island, FL | 12 | $ 11,103,000 | $ 925,250 | $ 908,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 12 | $ 7,784,000 | $ 648,666 | $ 463,000 |
| San Diego-Carlsbad-San Marcos, CA | 12 | $ 12,099,000 | $ 1,008,250 | $ 753,000 |
| Chicago-Joliet-Naperville, IL | 10 | $ 7,336,000 | $ 733,600 | $ 609,000 |
| Denver-Aurora-Broomfield, CO | 10 | $ 7,948,000 | $ 794,800 | $ 231,000 |
| North Port-Bradenton-Sarasota, FL | 10 | $ 8,024,000 | $ 802,400 | $ 450,000 |
| Newark-Union, NJ-PA | 8 | $ 4,780,000 | $ 597,500 | $ 342,000 |
| Salt Lake City, UT | 8 | $ 8,145,000 | $ 1,018,125 | $ 496,000 |
| Tampa-St. Petersburg-Clearwater, FL | 8 | $ 6,967,000 | $ 870,875 | $ 692,000 |
| Charleston-North Charleston-Summerville, SC | 6 | $ 5,334,000 | $ 889,000 | $ 466,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 3,830,000 | $ 638,333 | $ 531,000 |
| Las Vegas-Paradise, NV | 6 | $ 7,251,000 | $ 1,208,500 | $ 1,211,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 8,058,000 | $ 1,343,000 | $ 888,000 |
| Portland-South Portland-Biddeford, ME | 6 | $ 6,475,000 | $ 1,079,166 | $ 445,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 4,108,000 | $ 684,666 | $ 532,000 |
| Sebastian-Vero Beach, FL | 6 | $ 3,792,000 | $ 632,000 | $ 618,000 |
| Worcester, MA | 6 | $ 2,614,000 | $ 435,666 | $ 310,000 |
| Bethesda-Rockville-Frederick, MD | 5 | $ 4,148,000 | $ 829,600 | $ 306,000 |
| Dallas-Plano-Irving, TX | 5 | $ 11,050,000 | $ 2,210,000 | $ 937,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 3,229,000 | $ 645,800 | $ 462,000 |
| New Haven-Milford, CT | 5 | $ 3,044,000 | $ 608,800 | $ 268,000 |
| Phoenix-Mesa-Glendale, AZ | 5 | $ 5,774,000 | $ 1,154,800 | $ 445,000 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 6,549,000 | $ 1,309,800 | $ 814,400 |
| Austin-Round Rock-San Marcos, TX | 4 | $ 2,834,000 | $ 708,500 | $ 167,000 |
| Baltimore-Towson, MD | 4 | $ 2,556,000 | $ 639,000 | $ 224,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 3,025,000 | $ 756,250 | $ 274,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 4,002,000 | $ 1,000,500 | $ 742,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 14,365,000 | $ 3,591,250 | $ 1,404,000 |
| Savannah, GA | 4 | $ 2,501,000 | $ 625,250 | $ 269,000 |
| St. Louis, MO-IL | 4 | $ 4,852,000 | $ 1,213,000 | $ 1,584,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 3,045,000 | $ 761,250 | $ 440,000 |
| Bend, OR | 3 | $ 1,566,000 | $ 522,000 | $ 300,000 |
| Brunswick, GA | 3 | $ 2,085,000 | $ 695,000 | $ 179,000 |
| Honolulu, HI | 3 | $ 2,002,000 | $ 667,333 | $ 189,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 2,040,000 | $ 680,000 | $ 528,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 1,747,000 | $ 582,333 | $ 431,000 |
| Napa, CA | 3 | $ 4,518,000 | $ 1,506,000 | $ 373,000 |
| Pittsfield, MA | 3 | $ 1,706,000 | $ 568,666 | $ 974,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 2,180,000 | $ 726,666 | $ 532,000 |
| Prescott, AZ | 3 | $ 1,115,000 | $ 371,666 | $ 344,000 |
| Reno-Sparks, NV | 3 | $ 3,130,000 | $ 1,043,333 | $ 336,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 3 | $ 2,000,000 | $ 666,666 | $ 318,000 |
| Salinas, CA | 3 | $ 4,600,000 | $ 1,533,333 | $ 739,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 3,443,000 | $ 1,147,666 | $ 394,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,313,000 | $ 437,666 | $ 148,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 1,795,000 | $ 897,500 | $ 458,000 |
| Bremerton-Silverdale, WA | 2 | $ 1,360,000 | $ 680,000 | $ 465,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 2 | $ 1,500,000 | $ 750,000 | $ 500,000 |
| Houston-Sugar Land-Baytown, TX | 2 | $ 6,850,000 | $ 3,425,000 | $ 1,445,000 |
| Indianapolis-Carmel, IN | 2 | $ 1,010,000 | $ 505,000 | $ 217,000 |
| Jacksonville, FL | 2 | $ 1,550,000 | $ 775,000 | $ 420,000 |
| Manchester-Nashua, NH | 2 | $ 1,870,000 | $ 935,000 | $ 363,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 850,000 | $ 425,000 | $ 293,000 |
| Rockingham County-Strafford County, NH | 2 | $ 653,000 | $ 326,500 | $ 3,364,000 |
| San Antonio-New Braunfels, TX | 2 | $ 1,375,000 | $ 687,500 | $ 491,000 |
| Santa Fe, NM | 2 | $ 1,620,000 | $ 810,000 | $ 363,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 1,381,000 | $ 690,500 | $ 309,000 |
| Tucson, AZ | 2 | $ 1,420,000 | $ 710,000 | $ 305,000 |
| Akron, OH | 1 | $ 463,000 | $ 463,000 | $ 235,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 500,000 | $ 500,000 | $ 607,000 |
| Asheville, NC | 1 | $ 2,000,000 | $ 2,000,000 | $ 197,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 429,000 | $ 429,000 | $ 1,067,000 |
| Boulder, CO | 1 | $ 269,000 | $ 269,000 | $ 327,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 374,000 | $ 374,000 | $ 292,000 |
| Charlottesville, VA | 1 | $ 351,000 | $ 351,000 | $ 311,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 640,000 | $ 640,000 | $ 994,000 |
| Durham-Chapel Hill, NC | 1 | $ 192,000 | $ 192,000 | $ 84,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 668,000 | $ 668,000 | $ 365,000 |
| Gulfport-Biloxi, MS | 1 | $ 1,360,000 | $ 1,360,000 | $ 566,000 |
| Kansas City, MO-KS | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Medford, OR | 1 | $ 730,000 | $ 730,000 | $ 651,000 |
| Missoula, MT | 1 | $ 464,000 | $ 464,000 | $ 184,000 |
| Norwich-New London, CT | 1 | $ 324,000 | $ 324,000 | $ 802,000 |
| Ocala, FL | 1 | $ 500,000 | $ 500,000 | $ 742,000 |
| Ocean City, NJ | 1 | $ 1,680,000 | $ 1,680,000 | $ 2,862,000 |
| Oklahoma City, OK | 1 | $ 375,000 | $ 375,000 | $ 341,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 250,000 | $ 250,000 | $ 727,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 448,000 | $ 448,000 | $ 319,000 |
| Punta Gorda, FL | 1 | $ 1,000,000 | $ 1,000,000 | $ 764,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 1,000,000 | $ 1,000,000 | $ 891,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 920,000 | $ 920,000 | $ 562,000 |
| Tacoma, WA | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Tulsa, OK | 1 | $ 290,000 | $ 290,000 | $ 13,000 |
| Vallejo-Fairfield, CA | 1 | $ 584,000 | $ 584,000 | $ 366,000 |
| Visalia-Porterville, CA | 1 | $ 247,000 | $ 247,000 | $ 173,000 |
| Wilmington, DE-MD-NJ | 1 | $ 2,000,000 | $ 2,000,000 | $ 627,000 |
| York-Hanover, PA | 1 | $ 1,050,000 | $ 1,050,000 | $ 932,000 |
Mortgage Loan Application Detail Totals for BNY Mellon, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 749 | $814,723,000 | $1,087,000 | $10,000,000 | $600,000 | $9,999,000 |
| Home Purchase | 417 | $443,456,000 | $1,063,000 | $8,588,000 | $593,000 | $5,831,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 587 | $627,966,000 | $1,069,000 | $10,000,000 | $595,000 | $7,755,000 |
| Not Provided | 536 | $574,937,000 | $1,072,000 | $9,000,000 | $611,000 | $9,999,000 |
| Asian | 25 | $35,707,000 | $1,428,000 | $3,750,000 | $496,000 | $1,358,000 |
| Hispanic | 12 | $11,091,000 | $924,000 | $2,585,000 | $342,000 | $915,000 |
| Black or African American | 3 | $1,810,000 | $603,000 | $875,000 | $471,000 | $926,000 |
| Not applicable | 2 | $6,103,000 | $3,051,000 | $5,000,000 | $952,000 | $1,033,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $565,000 | $565,000 | $565,000 | $136,000 | $136,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,166 | $1,258,179,000 | $1,079,000 | $10,000,000 | $597,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 897 | $912,048,000 | $1,016,000 | $10,000,000 | $618,000 | $9,999,000 |
| Application Denied By Financial Institution | 150 | $221,283,000 | $1,475,000 | $9,000,000 | $454,000 | $9,999,000 |
| Application Withdrawn By Applicant | 72 | $76,662,000 | $1,064,000 | $3,720,000 | $697,000 | $4,557,000 |
| Application Approved But Not Accepted | 19 | $17,868,000 | $940,000 | $2,500,000 | $555,000 | $2,300,000 |
| Preapproval Approved but not Accepted | 12 | $12,230,000 | $1,019,000 | $3,000,000 | $443,000 | $2,038,000 |
| File Closed For Incompleteness | 9 | $10,578,000 | $1,175,000 | $4,100,000 | $763,000 | $2,496,000 |
| Preapproval Denied by Financial Institution | 7 | $7,510,000 | $1,072,000 | $1,950,000 | $246,000 | $397,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $130,618,000 | $1,536,000 | $9,000,000 | $331,000 | $2,999,000 |
| Collateral | 46 | $74,710,000 | $1,624,000 | $7,500,000 | $719,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $7,714,000 | $771,000 | $1,610,000 | $327,000 | $439,000 |
| Other | 8 | $8,399,000 | $1,049,000 | $1,960,000 | $287,000 | $576,000 |
| Credit History | 8 | $7,352,000 | $919,000 | $1,950,000 | $373,000 | $720,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNY Mellon, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNY Mellon, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About