Bny Mortgage Company
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Bny Mortgage Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Bny Mortgage Company 335 Rifle Camp Rd West Paterson, NJ 07424 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,948 |
| Total Mortgage Loan Application Amount | $2,447,488,000 |
| Average Mortgage Loan Application Amount | $154,321 |
| Highest Mortgage Loan Application Amount | $5,750,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $2,699,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings County New York | 1,548 | $ 449,208,000 | $ 290,000 | $ 81,000 |
| Queens County New York | 1,462 | $ 382,472,000 | $ 261,000 | $ 82,000 |
| Westchester County New York | 1,211 | $ 221,376,000 | $ 182,000 | $ 76,000 |
| Suffolk County New York | 777 | $ 168,416,000 | $ 216,000 | $ 72,000 |
| Nassau County New York | 539 | $ 144,897,000 | $ 268,000 | $ 96,000 |
| Ocean County New Jersey | 495 | $ 99,224,000 | $ 200,000 | $ 85,000 |
| Orange County New York | 434 | $ 76,738,000 | $ 176,000 | $ 86,000 |
| Bronx County New York | 416 | $ 69,349,000 | $ 166,000 | $ 75,000 |
| New York County New York | 410 | $ 111,328,000 | $ 271,000 | $ 171,000 |
| Monmouth County New Jersey | 327 | $ 71,116,000 | $ 217,000 | $ 67,000 |
| Essex County New Jersey | 291 | $ 54,228,000 | $ 186,000 | $ 56,000 |
| Bergen County New Jersey | 271 | $ 64,621,000 | $ 238,000 | $ 97,000 |
| Hudson County New Jersey | 248 | $ 51,516,000 | $ 207,000 | $ 84,000 |
| Rockland County New York | 248 | $ 50,276,000 | $ 202,000 | $ 76,000 |
| Dutchess County New York | 218 | $ 38,708,000 | $ 177,000 | $ 71,000 |
| Ulster County New York | 218 | $ 36,678,000 | $ 168,000 | $ 127,000 |
| Richmond County New York | 206 | $ 50,853,000 | $ 246,000 | $ 62,000 |
| Middlesex County New Jersey | 189 | $ 41,047,000 | $ 217,000 | $ 70,000 |
| Passaic County New Jersey | 180 | $ 36,091,000 | $ 200,000 | $ 81,000 |
| Sussex County New Jersey | 180 | $ 28,591,000 | $ 158,000 | $ 57,000 |
| Morris County New Jersey | 128 | $ 40,081,000 | $ 313,000 | $ 77,000 |
| Fairfield County Connecticut | 117 | $ 26,426,000 | $ 225,000 | $ 137,000 |
| Sullivan County New York | 113 | $ 15,211,000 | $ 134,000 | $ 78,000 |
| Union County New Jersey | 82 | $ 20,426,000 | $ 249,000 | $ 57,000 |
| Somerset County New Jersey | 51 | $ 10,845,000 | $ 212,000 | $ 65,000 |
| Putnam County New York | 47 | $ 13,580,000 | $ 288,000 | $ 96,000 |
| Mercer County New Jersey | 43 | $ 5,092,000 | $ 118,000 | $ 64,000 |
| New Haven County Connecticut | 30 | $ 5,070,000 | $ 169,000 | $ 60,000 |
| Philadelphia County Pennsylvania | 27 | $ 631,000 | $ 23,000 | $ 5,000 |
| Montgomery County New York | 20 | $ 957,000 | $ 47,000 | $ 21,000 |
| Onondaga County New York | 16 | $ 1,854,000 | $ 115,000 | $ 43,000 |
| Worcester County Massachusetts | 15 | $ 243,000 | $ 16,000 | $ 18,000 |
| New Castle County Delaware | 14 | $ 1,223,000 | $ 87,000 | $ 19,000 |
| Burlington County New Jersey | 14 | $ 3,115,000 | $ 222,000 | $ 65,000 |
| Camden County New Jersey | 14 | $ 1,882,000 | $ 134,000 | $ 82,000 |
| Palm Beach County Florida | 13 | $ 2,663,000 | $ 204,000 | $ 104,000 |
| Hartford County Connecticut | 11 | $ 1,531,000 | $ 139,000 | $ 51,000 |
| Barnstable County Massachusetts | 11 | $ 455,000 | $ 41,000 | $ 61,000 |
| Middlesex County Massachusetts | 11 | $ 1,020,000 | $ 92,000 | $ 28,000 |
| Atlantic County New Jersey | 10 | $ 1,549,000 | $ 154,000 | $ 52,000 |
| Broward County Florida | 9 | $ 1,655,000 | $ 183,000 | $ 47,000 |
| Hunterdon County New Jersey | 9 | $ 2,762,000 | $ 306,000 | $ 53,000 |
| Warren County New Jersey | 9 | $ 2,161,000 | $ 240,000 | $ 95,000 |
| Delaware County Pennsylvania | 9 | $ 597,000 | $ 66,000 | $ 0 |
| Bristol County Massachusetts | 8 | $ 358,000 | $ 44,000 | $ 0 |
| Pike County Pennsylvania | 8 | $ 882,000 | $ 110,000 | $ 34,000 |
| Essex County Massachusetts | 7 | $ 221,000 | $ 31,000 | $ 0 |
| Gloucester County New Jersey | 7 | $ 1,045,000 | $ 149,000 | $ 40,000 |
| Litchfield County Connecticut | 6 | $ 1,664,000 | $ 277,000 | $ 56,000 |
| Norfolk County Massachusetts | 6 | $ 56,000 | $ 9,000 | $ 0 |
| Columbia County New York | 6 | $ 1,436,000 | $ 239,000 | $ 190,000 |
| Oneida County New York | 6 | $ 819,000 | $ 136,000 | $ 0 |
| Saratoga County New York | 6 | $ 1,640,000 | $ 273,000 | $ 166,000 |
| Hillsborough County Florida | 5 | $ 1,180,000 | $ 236,000 | $ 28,000 |
| Pinellas County Florida | 5 | $ 1,057,000 | $ 211,000 | $ 71,000 |
| Volusia County Florida | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Penobscot County Maine | 5 | $ 71,000 | $ 14,000 | $ 0 |
| Albany County New York | 5 | $ 572,000 | $ 114,000 | $ 101,000 |
| Broome County New York | 5 | $ 345,000 | $ 69,000 | $ 87,000 |
| Delaware County New York | 5 | $ 607,000 | $ 121,000 | $ 204,000 |
| Northampton County Pennsylvania | 5 | $ 1,305,000 | $ 261,000 | $ 89,000 |
| Middlesex County Connecticut | 4 | $ 1,261,000 | $ 315,000 | $ 39,000 |
| New London County Connecticut | 4 | $ 714,000 | $ 178,000 | $ 40,000 |
| Seminole County Florida | 4 | $ 731,000 | $ 182,000 | $ 0 |
| Suffolk County Massachusetts | 4 | $ 1,067,000 | $ 266,000 | $ 26,000 |
| Greene County New York | 4 | $ 366,000 | $ 91,000 | $ 85,000 |
| Chester County Pennsylvania | 4 | $ 739,000 | $ 184,000 | $ 0 |
| Duval County Florida | 3 | $ 5,000 | $ 1,000 | $ 0 |
| Orange County Florida | 3 | $ 561,000 | $ 187,000 | $ 0 |
| Sarasota County Florida | 3 | $ 307,000 | $ 102,000 | $ 122,000 |
| Cumberland County Maine | 3 | $ 10,000 | $ 3,000 | $ 0 |
| Rensselaer County New York | 3 | $ 190,000 | $ 63,000 | $ 28,000 |
| Schenectady County New York | 3 | $ 377,000 | $ 125,000 | $ 73,000 |
| Warren County New York | 3 | $ 483,000 | $ 161,000 | $ 101,000 |
| Lehigh County Pennsylvania | 3 | $ 204,000 | $ 68,000 | $ 21,000 |
| Monroe County Pennsylvania | 3 | $ 519,000 | $ 173,000 | $ 82,000 |
| Kent County Delaware | 2 | $ 188,000 | $ 94,000 | $ 46,000 |
| Sussex County Delaware | 2 | $ 562,000 | $ 281,000 | $ 48,000 |
| Brevard County Florida | 2 | $ 457,000 | $ 228,000 | $ 100,000 |
| Flagler County Florida | 2 | $ 274,000 | $ 137,000 | $ 60,000 |
| Miami-Dade County Florida | 2 | $ 908,000 | $ 454,000 | $ 111,000 |
| Nassau County Florida | 2 | $ 29,000 | $ 14,000 | $ 0 |
| Polk County Florida | 2 | $ 284,000 | $ 142,000 | $ 78,000 |
| Cobb County Georgia | 2 | $ 2,000 | $ 1,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 13,000 | $ 6,000 | $ 0 |
| Washington County Maine | 2 | $ 34,000 | $ 17,000 | $ 0 |
| Berkshire County Massachusetts | 2 | $ 352,000 | $ 176,000 | $ 130,000 |
| Dukes County Massachusetts | 2 | $ 985,000 | $ 492,000 | $ 1,160,000 |
| Hampden County Massachusetts | 2 | $ 107,000 | $ 53,000 | $ 0 |
| Salem County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Erie County New York | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Madison County New York | 2 | $ 361,000 | $ 180,000 | $ 140,000 |
| Monroe County New York | 2 | $ 144,000 | $ 72,000 | $ 30,000 |
| Otsego County New York | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Bucks County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Carbon County Pennsylvania | 2 | $ 492,000 | $ 246,000 | $ 105,000 |
| Montgomery County Pennsylvania | 2 | $ 253,000 | $ 126,000 | $ 0 |
| Sumner County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 475,000 | $ 237,000 | $ 0 |
| Windham County Connecticut | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Charlotte County Florida | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
| Collier County Florida | 1 | $ 388,000 | $ 388,000 | $ 146,000 |
| Hernando County Florida | 1 | $ 99,000 | $ 99,000 | $ 101,000 |
| Lake County Florida | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Leon County Florida | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Manatee County Florida | 1 | $ 300,000 | $ 300,000 | $ 33,000 |
| Martin County Florida | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Pasco County Florida | 1 | $ 199,000 | $ 199,000 | $ 89,000 |
| Putnam County Florida | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Fulton County Georgia | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Piscataquis County Maine | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 399,000 | $ 399,000 | $ 226,000 |
| Chenango County New York | 1 | $ 140,000 | $ 140,000 | $ 40,000 |
| Fulton County New York | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Ontario County New York | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Steuben County New York | 1 | $ 152,000 | $ 152,000 | $ 83,000 |
| Tompkins County New York | 1 | $ 169,000 | $ 169,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 108,000 |
| Schuylkill County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 7,000 | $ 7,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Bny Mortgage Company in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,111 | $1,612,381,000 | $210,727 | $3,000,000 | $93,454 | $2,320,000 |
| Refinancing | 2,917 | $738,835,000 | $238,142 | $5,750,000 | $69,285 | $2,699,000 |
| Home Improvement | 920 | $96,272,000 | $33,600 | $1,000,000 | $11,100 | $819,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,616 | $987,617,000 | $112,750 | $1,500,000 | $44,500 | $2,699,000 |
| Not Provided | 3,120 | $691,864,000 | $229,500 | $5,750,000 | $48,700 | $2,092,000 |
| Asian | 1,346 | $411,395,000 | $194,000 | $1,000,000 | $65,500 | $984,000 |
| Black or African American | 950 | $152,253,000 | $101,300 | $574,000 | $25,200 | $540,000 |
| Hispanic | 802 | $174,374,000 | $245,428 | $3,000,000 | $56,285 | $754,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $11,341,000 | $237,666 | $1,500,000 | $49,666 | $1,020,000 |
| Not applicable | 41 | $10,845,000 | $264,000 | $494,000 | $13,500 | $108,000 |
| American Indian or Alaskan Native | 26 | $7,799,000 | $324,666 | $2,500,000 | $125,000 | $806,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,373 | $2,439,517,000 | $213,363 | $5,750,000 | $69,090 | $2,699,000 |
| FHA-insured (Federal Housing Administration) | 575 | $7,971,000 | $10,200 | $377,000 | $2,100 | $171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,518 | $1,608,371,000 | $123,750 | $5,750,000 | $37,250 | $2,699,000 |
| Application Approved But Not Accepted | 1,338 | $344,141,000 | $145,142 | $1,430,000 | $50,428 | $2,459,000 |
| Application Withdrawn By Applicant | 980 | $222,591,000 | $142,250 | $2,500,000 | $54,875 | $2,640,000 |
| Application Denied By Financial Institution | 721 | $178,098,000 | $141,714 | $1,500,000 | $40,285 | $1,020,000 |
| File Closed For Incompleteness | 359 | $87,140,000 | $191,500 | $1,000,000 | $83,666 | $700,000 |
| Preapproval Denied by Financial Institution | 32 | $7,147,000 | $223,000 | $540,000 | $51,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.