Axos Bank Mortgage Lending & HMDA Data, 2015

In 2015, Axos Bank of San Diego, CA reported 6,246 mortgage applications totaling $4.1 billion, up 20% from 2014. The average application was for $650,973, and applicants reported an average income of $251,221. 59% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (933), San Diego-Carlsbad, CA (481) and Anaheim-Santa Ana-Irvine, CA (417) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,246
Total Mortgage Loan Application Amount $4,065,978,000
Average Mortgage Loan Application Amount $650,973
Highest Mortgage Loan Application Amount $14,100,000
Average Applicant Income $251,221
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 933 $ 927,108,000 $ 993,684 $ 301,000
San Diego, California 481 $ 341,892,000 $ 710,794 $ 246,000
Orange, California 417 $ 393,741,000 $ 944,223 $ 355,000
Maricopa, Arizona 257 $ 110,159,000 $ 428,634 $ 201,000
Santa Clara, California 167 $ 158,209,000 $ 947,359 $ 259,000
Riverside, California 161 $ 76,516,000 $ 475,254 $ 223,000
Alameda, California 112 $ 64,976,000 $ 580,142 $ 164,000
Contra Costa, California 110 $ 77,633,000 $ 705,754 $ 234,000
Miami-Dade, Florida 99 $ 102,138,000 $ 1,031,696 $ 657,000
King, Washington 99 $ 49,800,000 $ 503,030 $ 179,000
San Bernardino, California 98 $ 38,447,000 $ 392,316 $ 167,000
San Francisco, California 95 $ 82,194,000 $ 865,200 $ 244,000
New York, New York 94 $ 151,635,000 $ 1,613,138 $ 746,000
Ventura, California 92 $ 84,919,000 $ 923,032 $ 395,000
Clark, Nevada 91 $ 38,286,000 $ 420,725 $ 193,000
Cook, Illinois 69 $ 56,071,000 $ 812,623 $ 111,000
San Mateo, California 65 $ 79,641,000 $ 1,225,246 $ 321,000
Palm Beach, Florida 64 $ 45,765,000 $ 715,078 $ 434,000
Broward, Florida 63 $ 40,172,000 $ 637,650 $ 284,000
Santa Barbara, California 54 $ 67,972,000 $ 1,258,740 $ 426,000
Marin, California 51 $ 55,554,000 $ 1,089,294 $ 469,000
Kings, New York 47 $ 40,137,000 $ 853,978 $ 261,000
Harris, Texas 45 $ 12,086,000 $ 268,577 $ 162,000
Sacramento, California 44 $ 15,374,000 $ 349,409 $ 130,000
Washington, Oregon 41 $ 10,812,000 $ 263,707 $ 115,000
Washoe, Nevada 39 $ 14,293,000 $ 366,487 $ 219,000
Salt Lake, Utah 39 $ 12,192,000 $ 312,615 $ 143,000
Multnomah, Oregon 38 $ 12,610,000 $ 331,842 $ 102,000
Snohomish, Washington 36 $ 10,749,000 $ 298,583 $ 105,000
Oakland, Michigan 35 $ 8,163,000 $ 233,228 $ 119,000
Sonoma, California 33 $ 28,075,000 $ 850,757 $ 292,000
Fresno, California 30 $ 6,772,000 $ 225,733 $ 144,000
San Joaquin, California 30 $ 9,785,000 $ 326,166 $ 98,000
Pima, Arizona 28 $ 5,198,000 $ 185,642 $ 115,000
Monterey, California 28 $ 23,945,000 $ 855,178 $ 591,000
Santa Cruz, California 28 $ 17,540,000 $ 626,428 $ 195,000
Fairfield, Connecticut 28 $ 19,479,000 $ 695,678 $ 340,000
Suffolk, New York 28 $ 30,893,000 $ 1,103,321 $ 494,000
Placer, California 27 $ 13,292,000 $ 492,296 $ 262,000
Maui, Hawaii 27 $ 19,690,000 $ 729,259 $ 245,000
Denver, Colorado 26 $ 16,442,000 $ 632,384 $ 100,000
Fulton, Georgia 26 $ 11,260,000 $ 433,076 $ 277,000
Westchester, New York 26 $ 20,942,000 $ 805,461 $ 250,000
Orange, Florida 25 $ 11,766,000 $ 470,640 $ 283,000
Honolulu, Hawaii 25 $ 12,059,000 $ 482,360 $ 204,000
Nassau, New York 25 $ 41,207,000 $ 1,648,280 $ 467,000
Kern, California 23 $ 5,138,000 $ 223,391 $ 93,000
Jefferson, Colorado 23 $ 5,679,000 $ 246,913 $ 93,000
Clark, Washington 23 $ 4,836,000 $ 210,260 $ 105,000
Montgomery, Maryland 22 $ 9,851,000 $ 447,772 $ 184,000
Hennepin, Minnesota 22 $ 5,942,000 $ 270,090 $ 154,000
Clackamas, Oregon 22 $ 8,148,000 $ 370,363 $ 176,000
Pierce, Washington 22 $ 8,758,000 $ 398,090 $ 126,000
District of Columbia, District Of Columbia 21 $ 12,935,000 $ 615,952 $ 342,000
Solano, California 19 $ 8,373,000 $ 440,684 $ 122,000
Boulder, Colorado 19 $ 9,804,000 $ 516,000 $ 211,000
Gwinnett, Georgia 18 $ 5,193,000 $ 288,500 $ 124,000
Collin, Texas 18 $ 3,678,000 $ 204,333 $ 117,000
Travis, Texas 18 $ 10,660,000 $ 592,222 $ 197,000
Fairfax, Virginia 18 $ 6,960,000 $ 386,666 $ 267,000
Bexar, Texas 17 $ 2,565,000 $ 150,882 $ 114,000
Tarrant, Texas 17 $ 5,173,000 $ 304,294 $ 170,000
Utah, Utah 17 $ 4,539,000 $ 267,000 $ 154,000
Thurston, Washington 17 $ 2,941,000 $ 173,000 $ 119,000
Yavapai, Arizona 16 $ 3,395,000 $ 212,187 $ 96,000
Collier, Florida 16 $ 9,554,000 $ 597,125 $ 299,000
Cobb, Georgia 16 $ 4,675,000 $ 292,187 $ 135,000
Dallas, Texas 16 $ 4,539,000 $ 283,687 $ 729,000
El Dorado, California 15 $ 6,345,000 $ 423,000 $ 282,000
San Luis Obispo, California 15 $ 9,430,000 $ 628,666 $ 195,000
Stanislaus, California 15 $ 4,722,000 $ 314,800 $ 74,000
Summit, Utah 15 $ 18,829,000 $ 1,255,266 $ 919,000
Lee, Florida 14 $ 3,876,000 $ 276,857 $ 184,000
Sarasota, Florida 14 $ 9,085,000 $ 648,928 $ 290,000
Ada, Idaho 14 $ 3,328,000 $ 237,714 $ 111,000
Middlesex, Massachusetts 14 $ 6,469,000 $ 462,071 $ 184,000
Bernalillo, New Mexico 14 $ 3,485,000 $ 248,928 $ 113,000
Queens, New York 14 $ 9,223,000 $ 658,785 $ 111,000
Fort Bend, Texas 14 $ 5,073,000 $ 362,357 $ 153,000
Johnson, Kansas 12 $ 3,760,000 $ 313,333 $ 208,000
Pinal, Arizona 11 $ 1,878,000 $ 170,727 $ 104,000
Mecklenburg, North Carolina 11 $ 2,799,000 $ 254,454 $ 148,000
Williamson, Tennessee 11 $ 4,583,000 $ 416,636 $ 198,000
Kitsap, Washington 11 $ 3,506,000 $ 318,727 $ 132,000
Adams, Colorado 10 $ 2,855,000 $ 285,500 $ 162,000
Douglas, Colorado 10 $ 3,485,000 $ 348,500 $ 163,000
El Paso, Colorado 10 $ 2,868,000 $ 286,800 $ 111,000
Pinellas, Florida 10 $ 7,212,000 $ 721,200 $ 716,000
St. Louis, Missouri 10 $ 2,651,000 $ 265,100 $ 141,000
Douglas, Nevada 10 $ 4,700,000 $ 470,000 $ 173,000
Bergen, New Jersey 10 $ 3,840,000 $ 384,000 $ 144,000
Middlesex, New Jersey 10 $ 1,934,000 $ 193,400 $ 120,000
Deschutes, Oregon 10 $ 3,670,000 $ 367,000 $ 140,000
Marion, Oregon 10 $ 1,586,000 $ 158,600 $ 69,000
Denton, Texas 10 $ 2,093,000 $ 209,300 $ 96,000
Merced, California 9 $ 1,312,000 $ 145,777 $ 88,000
Yolo, California 9 $ 1,909,000 $ 212,111 $ 113,000
Arapahoe, Colorado 9 $ 2,840,000 $ 315,555 $ 102,000
Manatee, Florida 9 $ 4,980,000 $ 553,333 $ 358,000
Cherokee, Georgia 9 $ 2,967,000 $ 329,666 $ 111,000
Forsyth, Georgia 9 $ 2,403,000 $ 267,000 $ 141,000
Washtenaw, Michigan 9 $ 1,685,000 $ 187,222 $ 125,000
Flathead, Montana 9 $ 1,642,000 $ 182,444 $ 95,000
Prince William, Virginia 9 $ 1,718,000 $ 190,888 $ 138,000
Anchorage, Alaska 8 $ 2,939,000 $ 367,375 $ 97,000
Osceola, Florida 8 $ 4,195,000 $ 524,375 $ 568,000
Hawaii, Hawaii 8 $ 3,760,000 $ 470,000 $ 270,000
Lake, Illinois 8 $ 2,835,000 $ 354,375 $ 174,000
Howard, Maryland 8 $ 2,440,000 $ 305,000 $ 137,000
Ocean, New Jersey 8 $ 2,330,000 $ 291,250 $ 176,000
Cuyahoga, Ohio 8 $ 1,683,000 $ 210,375 $ 81,000
Horry, South Carolina 8 $ 1,111,000 $ 138,875 $ 76,000
Shelby, Tennessee 8 $ 1,300,000 $ 162,500 $ 95,000
Napa, California 7 $ 2,655,000 $ 379,285 $ 104,000
Shasta, California 7 $ 1,394,000 $ 199,142 $ 99,000
Tulare, California 7 $ 2,340,000 $ 334,285 $ 119,000
Summit, Colorado 7 $ 2,758,000 $ 394,000 $ 391,000
Dakota, Minnesota 7 $ 1,906,000 $ 272,285 $ 181,000
Carson City, Nevada 7 $ 1,241,000 $ 177,285 $ 146,000
Essex, New Jersey 7 $ 3,616,000 $ 516,571 $ 227,000
Monmouth, New Jersey 7 $ 2,843,000 $ 406,142 $ 170,000
Wake, North Carolina 7 $ 1,953,000 $ 279,000 $ 182,000
Montgomery, Texas 7 $ 1,737,000 $ 248,142 $ 118,000
Williamson, Texas 7 $ 1,594,000 $ 227,714 $ 132,000
Davis, Utah 7 $ 1,589,000 $ 227,000 $ 82,000
Spokane, Washington 7 $ 2,253,000 $ 321,857 $ 124,000
Mono, California 6 $ 2,652,000 $ 442,000 $ 269,000
Nevada, California 6 $ 2,211,000 $ 368,500 $ 119,000
Weld, Colorado 6 $ 1,204,000 $ 200,666 $ 91,000
Duval, Florida 6 $ 1,482,000 $ 247,000 $ 114,000
Livingston, Michigan 6 $ 1,119,000 $ 186,500 $ 115,000
Wayne, Michigan 6 $ 1,310,000 $ 218,333 $ 145,000
Anoka, Minnesota 6 $ 1,026,000 $ 171,000 $ 121,000
Jackson, Missouri 6 $ 819,000 $ 136,500 $ 110,000
St. Charles, Missouri 6 $ 1,364,000 $ 227,333 $ 109,000
Gallatin, Montana 6 $ 971,000 $ 161,833 $ 103,000
Yellowstone, Montana 6 $ 1,043,000 $ 173,833 $ 60,000
Lane, Oregon 6 $ 4,897,000 $ 816,166 $ 40,000
Allegheny, Pennsylvania 6 $ 910,000 $ 151,666 $ 85,000
Island, Washington 6 $ 1,870,000 $ 311,666 $ 116,000
Larimer, Colorado 5 $ 1,107,000 $ 221,400 $ 166,000
Hartford, Connecticut 5 $ 1,353,000 $ 270,600 $ 214,000
New Haven, Connecticut 5 $ 1,620,000 $ 324,000 $ 138,000
Monroe, Florida 5 $ 3,160,000 $ 632,000 $ 148,000
DeKalb, Georgia 5 $ 1,422,000 $ 284,400 $ 77,000
Kootenai, Idaho 5 $ 1,540,000 $ 308,000 $ 173,000
Hamilton, Indiana 5 $ 1,829,000 $ 365,800 $ 178,000
Baltimore, Maryland 5 $ 2,044,000 $ 408,800 $ 64,000
Frederick, Maryland 5 $ 1,054,000 $ 210,800 $ 196,000
Hudson, New Jersey 5 $ 1,749,000 $ 349,800 $ 116,000
Sandoval, New Mexico 5 $ 643,000 $ 128,600 $ 59,000
Delaware, Ohio 5 $ 1,222,000 $ 244,400 $ 172,000
Franklin, Ohio 5 $ 731,000 $ 146,200 $ 92,000
Jackson, Oregon 5 $ 1,136,000 $ 227,200 $ 96,000
Linn, Oregon 5 $ 727,000 $ 145,400 $ 143,000
Greenville, South Carolina 5 $ 690,000 $ 138,000 $ 94,000
Davidson, Tennessee 5 $ 1,481,000 $ 296,200 $ 154,000
Henrico, Virginia 5 $ 1,725,000 $ 345,000 $ 190,000
Skagit, Washington 5 $ 1,451,000 $ 290,200 $ 75,000
Butte, California 4 $ 1,310,000 $ 327,500 $ 103,000
Pueblo, Colorado 4 $ 496,000 $ 124,000 $ 85,000
Brevard, Florida 4 $ 4,192,000 $ 1,048,000 $ 129,000
Walton, Florida 4 $ 2,150,000 $ 537,500 $ 219,000
Kauai, Hawaii 4 $ 4,725,000 $ 1,181,250 $ 857,000
DuPage, Illinois 4 $ 2,299,000 $ 574,750 $ 326,000
Will, Illinois 4 $ 868,000 $ 217,000 $ 124,000
Dallas, Iowa 4 $ 1,284,000 $ 321,000 $ 104,000
Baltimore City, Maryland 4 $ 773,000 $ 193,250 $ 85,000
Prince George's, Maryland 4 $ 1,770,000 $ 442,500 $ 211,000
Norfolk, Massachusetts 4 $ 1,832,000 $ 458,000 $ 180,000
Suffolk, Massachusetts 4 $ 1,202,000 $ 300,500 $ 215,000
Missoula, Montana 4 $ 663,000 $ 165,750 $ 71,000
Burlington, New Jersey 4 $ 963,000 $ 240,750 $ 113,000
Mercer, New Jersey 4 $ 1,053,000 $ 263,250 $ 139,000
Passaic, New Jersey 4 $ 4,067,000 $ 1,016,750 $ 219,000
Guilford, North Carolina 4 $ 1,028,000 $ 257,000 $ 134,000
Warren, Ohio 4 $ 1,062,000 $ 265,500 $ 123,000
Yamhill, Oregon 4 $ 741,000 $ 185,250 $ 78,000
Charleston, South Carolina 4 $ 1,836,000 $ 459,000 $ 179,000
Sevier, Tennessee 4 $ 859,000 $ 214,750 $ 109,000
Arlington, Virginia 4 $ 2,134,000 $ 533,500 $ 106,000
Loudoun, Virginia 4 $ 829,000 $ 207,250 $ 87,000
Whatcom, Washington 4 $ 936,000 $ 234,000 $ 60,000
Yakima, Washington 4 $ 624,000 $ 156,000 $ 79,000
Madison, Alabama 3 $ 337,000 $ 112,333 $ 116,000
Mohave, Arizona 3 $ 522,000 $ 174,000 $ 80,000
Humboldt, California 3 $ 874,000 $ 291,333 $ 76,000
Imperial, California 3 $ 503,000 $ 167,666 $ 102,000
Tuolumne, California 3 $ 817,000 $ 272,333 $ 97,000
Broomfield, Colorado 3 $ 464,000 $ 154,666 $ 75,000
Sussex, Delaware 3 $ 1,038,000 $ 346,000 $ 110,000
Hernando, Florida 3 $ 273,000 $ 91,000 $ 178,000
Hillsborough, Florida 3 $ 3,175,000 $ 1,058,333 $ 155,000
Polk, Florida 3 $ 511,000 $ 170,333 $ 98,000
Volusia, Florida 3 $ 2,036,000 $ 678,666 $ 277,000
Columbia, Georgia 3 $ 757,000 $ 252,333 $ 193,000
Lake, Indiana 3 $ 719,000 $ 239,666 $ 134,000
Marion, Indiana 3 $ 459,000 $ 153,000 $ 93,000
Polk, Iowa 3 $ 585,000 $ 195,000 $ 121,000
East Baton Rouge, Louisiana 3 $ 430,000 $ 143,333 $ 94,000
Worcester, Massachusetts 3 $ 896,000 $ 298,666 $ 122,000
Isanti, Minnesota 3 $ 466,000 $ 155,333 $ 97,000
Scott, Minnesota 3 $ 511,000 $ 170,333 $ 89,000
Hillsborough, New Hampshire 3 $ 722,000 $ 240,666 $ 143,000
Morris, New Jersey 3 $ 3,968,000 $ 1,322,666 $ 446,000
Dona Ana, New Mexico 3 $ 574,000 $ 191,333 $ 143,000
Bronx, New York 3 $ 1,788,000 $ 596,000 $ 361,000
Richmond, New York 3 $ 1,010,000 $ 336,666 $ 105,000
Durham, North Carolina 3 $ 507,000 $ 169,000 $ 141,000
Iredell, North Carolina 3 $ 575,000 $ 191,666 $ 70,000
New Hanover, North Carolina 3 $ 688,000 $ 229,333 $ 115,000
Union, North Carolina 3 $ 1,349,000 $ 449,666 $ 174,000
Medina, Ohio 3 $ 578,000 $ 192,666 $ 122,000
Benton, Oregon 3 $ 1,522,000 $ 507,333 $ 189,000
Josephine, Oregon 3 $ 334,000 $ 111,333 $ 60,000
Montgomery, Pennsylvania 3 $ 666,000 $ 222,000 $ 97,000
Providence, Rhode Island 3 $ 409,000 $ 136,333 $ 63,000
Beaufort, South Carolina 3 $ 2,203,000 $ 734,333 $ 361,000
Hamilton, Tennessee 3 $ 810,000 $ 270,000 $ 15,000
Knox, Tennessee 3 $ 1,372,000 $ 457,333 $ 74,000
Hidalgo, Texas 3 $ 346,000 $ 115,333 $ 80,000
Lubbock, Texas 3 $ 481,000 $ 160,333 $ 91,000
Benton, Washington 3 $ 543,000 $ 181,000 $ 155,000
Okanogan, Washington 3 $ 508,000 $ 169,333 $ 77,000
Teton, Wyoming 3 $ 1,880,000 $ 626,666 $ 802,000
Jefferson, Alabama 2 $ 418,000 $ 209,000 $ 85,000
Matanuska-Susitna, Alaska 2 $ 507,000 $ 253,500 $ 111,000
Coconino, Arizona 2 $ 2,620,000 $ 1,310,000 $ 145,000
Yuma, Arizona 2 $ 458,000 $ 229,000 $ 198,000
Kings, California 2 $ 411,000 $ 205,500 $ 116,000
Mendocino, California 2 $ 449,000 $ 224,500 $ 70,000
San Benito, California 2 $ 837,000 $ 418,500 $ 105,000
Eagle, Colorado 2 $ 838,000 $ 419,000 $ 397,000
Pitkin, Colorado 2 $ 6,300,000 $ 3,150,000 $ 2,043,000
San Miguel, Colorado 2 $ 1,600,000 $ 800,000 $ 336,000
Litchfield, Connecticut 2 $ 796,000 $ 398,000 $ 127,000
Clay, Florida 2 $ 238,000 $ 119,000 $ 195,000
Lake, Florida 2 $ 241,000 $ 120,500 $ 85,000
Leon, Florida 2 $ 326,000 $ 163,000 $ 67,000
Martin, Florida 2 $ 614,000 $ 307,000 $ 180,000
Okaloosa, Florida 2 $ 609,000 $ 304,500 $ 148,000
Pasco, Florida 2 $ 507,000 $ 253,500 $ 122,000
Seminole, Florida 2 $ 509,000 $ 254,500 $ 58,000
Sumter, Florida 2 $ 306,000 $ 153,000 $ 62,000
Catoosa, Georgia 2 $ 194,000 $ 97,000 $ 72,000
Bonner, Idaho 2 $ 361,000 $ 180,500 $ 87,000
Canyon, Idaho 2 $ 211,000 $ 105,500 $ 79,000
Nez Perce, Idaho 2 $ 300,000 $ 150,000 $ 84,000
Kane, Illinois 2 $ 331,000 $ 165,500 $ 65,000
McHenry, Illinois 2 $ 362,000 $ 181,000 $ 137,000
Allen, Indiana 2 $ 523,000 $ 261,500 $ 181,000
Boone, Indiana 2 $ 485,000 $ 242,500 $ 105,000
Porter, Indiana 2 $ 372,000 $ 186,000 $ 77,000
St. Joseph, Indiana 2 $ 319,000 $ 159,500 $ 114,000
Cerro Gordo, Iowa 2 $ 230,000 $ 115,000 $ 36,000
Oldham, Kentucky 2 $ 395,000 $ 197,500 $ 112,000
Jefferson, Louisiana 2 $ 454,000 $ 227,000 $ 194,000
Orleans, Louisiana 2 $ 334,000 $ 167,000 $ 100,000
York, Maine 2 $ 1,598,000 $ 799,000 $ 768,000
Barnstable, Massachusetts 2 $ 849,000 $ 424,500 $ 249,000
Essex, Massachusetts 2 $ 753,000 $ 376,500 $ 256,000
Genesee, Michigan 2 $ 687,000 $ 343,500 $ 113,000
Kalamazoo, Michigan 2 $ 319,000 $ 159,500 $ 93,000
Macomb, Michigan 2 $ 332,000 $ 166,000 $ 88,000
Presque Isle, Michigan 2 $ 218,000 $ 109,000 $ 294,000
Carver, Minnesota 2 $ 703,000 $ 351,500 $ 122,000
Ramsey, Minnesota 2 $ 260,000 $ 130,000 $ 143,000
Wright, Minnesota 2 $ 269,000 $ 134,500 $ 56,000
Douglas, Nebraska 2 $ 272,000 $ 136,000 $ 158,000
Churchill, Nevada 2 $ 504,000 $ 252,000 $ 70,000
Lyon, Nevada 2 $ 443,000 $ 221,500 $ 70,000
Salem, New Jersey 2 $ 196,000 $ 98,000 $ 78,000
Somerset, New Jersey 2 $ 479,000 $ 239,500 $ 138,000
Santa Fe, New Mexico 2 $ 1,192,000 $ 596,000 $ 117,000
Orange, New York 2 $ 615,000 $ 307,500 $ 164,000
Rockland, New York 2 $ 1,333,000 $ 666,500 $ 358,000
Yates, New York 2 $ 454,000 $ 227,000 $ 149,000
Craven, North Carolina 2 $ 380,000 $ 190,000 $ 97,000
Currituck, North Carolina 2 $ 2,432,000 $ 1,216,000 $ 1,961,000
Forsyth, North Carolina 2 $ 290,000 $ 145,000 $ 64,000
Rowan, North Carolina 2 $ 194,000 $ 97,000 $ 63,000
Cass, North Dakota 2 $ 622,000 $ 311,000 $ 191,000
Columbia, Oregon 2 $ 457,000 $ 228,500 $ 94,000
Polk, Oregon 2 $ 394,000 $ 197,000 $ 48,000
Chester, Pennsylvania 2 $ 949,000 $ 474,500 $ 258,000
Burnet, Texas 2 $ 654,000 $ 327,000 $ 159,000
El Paso, Texas 2 $ 155,000 $ 77,500 $ 71,000
Jefferson, Texas 2 $ 1,205,000 $ 602,500 $ 290,000
McLennan, Texas 2 $ 1,131,000 $ 565,500 $ 183,000
Washington, Utah 2 $ 788,000 $ 394,000 $ 137,000
Grand Isle, Vermont 2 $ 975,000 $ 487,500 $ 161,000
Chesapeake, Virginia 2 $ 263,000 $ 131,500 $ 88,000
Chesterfield, Virginia 2 $ 555,000 $ 277,500 $ 143,000
Goochland, Virginia 2 $ 491,000 $ 245,500 $ 104,000
Norfolk, Virginia 2 $ 865,000 $ 432,500 $ 0
Richmond City, Virginia 2 $ 453,000 $ 226,500 $ 102,000
Spotsylvania, Virginia 2 $ 369,000 $ 184,500 $ 194,000
Cowlitz, Washington 2 $ 255,000 $ 127,500 $ 42,000
Burnett, Wisconsin 2 $ 410,000 $ 205,000 $ 153,000
Kenosha, Wisconsin 2 $ 485,000 $ 242,500 $ 176,000
Winnebago, Wisconsin 2 $ 416,000 $ 208,000 $ 177,000
Calhoun, Alabama 1 $ 67,000 $ 67,000 $ 88,000
Tallapoosa, Alabama 1 $ 194,000 $ 194,000 $ 123,000
Winston, Alabama 1 $ 379,000 $ 379,000 $ 59,000
Juneau, Alaska 1 $ 197,000 $ 197,000 $ 160,000
Cochise, Arizona 1 $ 175,000 $ 175,000 $ 108,000
Gila, Arizona 1 $ 326,000 $ 326,000 $ 72,000
Navajo, Arizona 1 $ 279,000 $ 279,000 $ 83,000
Saline, Arkansas 1 $ 125,000 $ 125,000 $ 120,000
Calaveras, California 1 $ 354,000 $ 354,000 $ 548,000
Del Norte, California 1 $ 254,000 $ 254,000 $ 101,000
Inyo, California 1 $ 340,000 $ 340,000 $ 92,000
Mariposa, California 1 $ 510,000 $ 510,000 $ 190,000
Plumas, California 1 $ 148,000 $ 148,000 $ 125,000
Siskiyou, California 1 $ 300,000 $ 300,000 $ 98,000
Tehama, California 1 $ 250,000 $ 250,000 $ 76,000
Trinity, California 1 $ 243,000 $ 243,000 $ 65,000
Delta, Colorado 1 $ 164,000 $ 164,000 $ 57,000
Elbert, Colorado 1 $ 128,000 $ 128,000 $ 127,000
Garfield, Colorado 1 $ 349,000 $ 349,000 $ 95,000
Gunnison, Colorado 1 $ 139,000 $ 139,000 $ 87,000
Lake, Colorado 1 $ 750,000 $ 750,000 $ 0
Mesa, Colorado 1 $ 114,000 $ 114,000 $ 188,000
Phillips, Colorado 1 $ 284,000 $ 284,000 $ 137,000
Rio Grande, Colorado 1 $ 135,000 $ 135,000 $ 110,000
Middlesex, Connecticut 1 $ 462,000 $ 462,000 $ 234,000
Kent, Delaware 1 $ 613,000 $ 613,000 $ 236,000
New Castle, Delaware 1 $ 322,000 $ 322,000 $ 91,000
Alachua, Florida 1 $ 168,000 $ 168,000 $ 187,000
Flagler, Florida 1 $ 253,000 $ 253,000 $ 64,000
Franklin, Florida 1 $ 1,628,000 $ 1,628,000 $ 1,097,000
Putnam, Florida 1 $ 51,000 $ 51,000 $ 64,000
Santa Rosa, Florida 1 $ 460,000 $ 460,000 $ 232,000
St. Johns, Florida 1 $ 327,000 $ 327,000 $ 144,000
St. Lucie, Florida 1 $ 216,000 $ 216,000 $ 180,000
Crawford, Georgia 1 $ 184,000 $ 184,000 $ 105,000
Hall, Georgia 1 $ 156,000 $ 156,000 $ 51,000
Hart, Georgia 1 $ 296,000 $ 296,000 $ 207,000
Henry, Georgia 1 $ 150,000 $ 150,000 $ 119,000
Stephens, Georgia 1 $ 284,000 $ 284,000 $ 234,000
Troup, Georgia 1 $ 217,000 $ 217,000 $ 92,000
White, Georgia 1 $ 135,000 $ 135,000 $ 561,000
Adams, Idaho 1 $ 112,000 $ 112,000 $ 26,000
Bannock, Idaho 1 $ 220,000 $ 220,000 $ 130,000
Blaine, Idaho 1 $ 80,000 $ 80,000 $ 173,000
Elmore, Idaho 1 $ 132,000 $ 132,000 $ 86,000
Fremont, Idaho 1 $ 150,000 $ 150,000 $ 93,000
Jerome, Idaho 1 $ 86,000 $ 86,000 $ 77,000
Latah, Idaho 1 $ 167,000 $ 167,000 $ 69,000
Owyhee, Idaho 1 $ 128,000 $ 128,000 $ 74,000
Power, Idaho 1 $ 200,000 $ 200,000 $ 101,000
Twin Falls, Idaho 1 $ 188,000 $ 188,000 $ 72,000
Valley, Idaho 1 $ 201,000 $ 201,000 $ 75,000
Kendall, Illinois 1 $ 154,000 $ 154,000 $ 60,000
LaSalle, Illinois 1 $ 220,000 $ 220,000 $ 170,000
Ogle, Illinois 1 $ 222,000 $ 222,000 $ 68,000
Cass, Indiana 1 $ 123,000 $ 123,000 $ 48,000
Johnson, Indiana 1 $ 149,000 $ 149,000 $ 69,000
Madison, Indiana 1 $ 102,000 $ 102,000 $ 22,000
Wells, Indiana 1 $ 90,000 $ 90,000 $ 48,000
Johnson, Iowa 1 $ 317,000 $ 317,000 $ 164,000
Jones, Iowa 1 $ 260,000 $ 260,000 $ 137,000
Sedgwick, Kansas 1 $ 177,000 $ 177,000 $ 86,000
Boone, Kentucky 1 $ 150,000 $ 150,000 $ 65,000
Calloway, Kentucky 1 $ 225,000 $ 225,000 $ 208,000
Jefferson, Kentucky 1 $ 536,000 $ 536,000 $ 391,000
Scott, Kentucky 1 $ 132,000 $ 132,000 $ 45,000
Cumberland, Maine 1 $ 151,000 $ 151,000 $ 228,000
Oxford, Maine 1 $ 300,000 $ 300,000 $ 76,000
Anne Arundel, Maryland 1 $ 330,000 $ 330,000 $ 94,000
Calvert, Maryland 1 $ 420,000 $ 420,000 $ 137,000
Carroll, Maryland 1 $ 325,000 $ 325,000 $ 200,000
Cecil, Maryland 1 $ 53,000 $ 53,000 $ 110,000
Harford, Maryland 1 $ 384,000 $ 384,000 $ 97,000
Washington, Maryland 1 $ 167,000 $ 167,000 $ 29,000
Dukes, Massachusetts 1 $ 950,000 $ 950,000 $ 1,473,000
Hampshire, Massachusetts 1 $ 273,000 $ 273,000 $ 83,000
Plymouth, Massachusetts 1 $ 735,000 $ 735,000 $ 287,000
Antrim, Michigan 1 $ 165,000 $ 165,000 $ 206,000
Barry, Michigan 1 $ 176,000 $ 176,000 $ 174,000
Berrien, Michigan 1 $ 650,000 $ 650,000 $ 119,000
Calhoun, Michigan 1 $ 232,000 $ 232,000 $ 180,000
Ingham, Michigan 1 $ 200,000 $ 200,000 $ 176,000
Ionia, Michigan 1 $ 295,000 $ 295,000 $ 80,000
Kent, Michigan 1 $ 184,000 $ 184,000 $ 129,000
Lapeer, Michigan 1 $ 131,000 $ 131,000 $ 111,000
Monroe, Michigan 1 $ 160,000 $ 160,000 $ 68,000
Ottawa, Michigan 1 $ 141,000 $ 141,000 $ 193,000
Wexford, Michigan 1 $ 72,000 $ 72,000 $ 21,000
Becker, Minnesota 1 $ 210,000 $ 210,000 $ 43,000
Douglas, Minnesota 1 $ 270,000 $ 270,000 $ 353,000
Hubbard, Minnesota 1 $ 450,000 $ 450,000 $ 78,000
McLeod, Minnesota 1 $ 160,000 $ 160,000 $ 82,000
Washington, Minnesota 1 $ 208,000 $ 208,000 $ 42,000
Rankin, Mississippi 1 $ 208,000 $ 208,000 $ 98,000
Clay, Missouri 1 $ 168,000 $ 168,000 $ 165,000
Gasconade, Missouri 1 $ 316,000 $ 316,000 $ 106,000
Greene, Missouri 1 $ 232,000 $ 232,000 $ 151,000
Jasper, Missouri 1 $ 64,000 $ 64,000 $ 63,000
Phelps, Missouri 1 $ 121,000 $ 121,000 $ 71,000
Jefferson, Montana 1 $ 176,000 $ 176,000 $ 73,000
Lake, Montana 1 $ 251,000 $ 251,000 $ 75,000
Lincoln, Montana 1 $ 459,000 $ 459,000 $ 256,000
Madison, Montana 1 $ 177,000 $ 177,000 $ 94,000
Silver Bow, Montana 1 $ 163,000 $ 163,000 $ 38,000
Stillwater, Montana 1 $ 544,000 $ 544,000 $ 113,000
Sarpy, Nebraska 1 $ 210,000 $ 210,000 $ 105,000
Elko, Nevada 1 $ 244,000 $ 244,000 $ 117,000
Humboldt, Nevada 1 $ 128,000 $ 128,000 $ 123,000
Grafton, New Hampshire 1 $ 50,000 $ 50,000 $ 50,000
Strafford, New Hampshire 1 $ 134,000 $ 134,000 $ 79,000
Camden, New Jersey 1 $ 776,000 $ 776,000 $ 248,000
Cape May, New Jersey 1 $ 565,000 $ 565,000 $ 125,000
Union, New Jersey 1 $ 308,000 $ 308,000 $ 105,000
Taos, New Mexico 1 $ 558,000 $ 558,000 $ 410,000
Dutchess, New York 1 $ 1,101,000 $ 1,101,000 $ 448,000
Genesee, New York 1 $ 160,000 $ 160,000 $ 97,000
Jefferson, New York 1 $ 825,000 $ 825,000 $ 380,000
Niagara, New York 1 $ 138,000 $ 138,000 $ 65,000
Saratoga, New York 1 $ 679,000 $ 679,000 $ 246,000
Warren, New York 1 $ 119,000 $ 119,000 $ 60,000
Buncombe, North Carolina 1 $ 700,000 $ 700,000 $ 277,000
Dare, North Carolina 1 $ 2,000,000 $ 2,000,000 $ 1,300,000
Lincoln, North Carolina 1 $ 893,000 $ 893,000 $ 591,000
Macon, North Carolina 1 $ 650,000 $ 650,000 $ 141,000
Orange, North Carolina 1 $ 600,000 $ 600,000 $ 274,000
Pamlico, North Carolina 1 $ 179,000 $ 179,000 $ 112,000
Pender, North Carolina 1 $ 252,000 $ 252,000 $ 58,000
Rutherford, North Carolina 1 $ 234,000 $ 234,000 $ 92,000
Fairfield, Ohio 1 $ 300,000 $ 300,000 $ 59,000
Greene, Ohio 1 $ 128,000 $ 128,000 $ 122,000
Holmes, Ohio 1 $ 224,000 $ 224,000 $ 153,000
Lorain, Ohio 1 $ 240,000 $ 240,000 $ 108,000
Lucas, Ohio 1 $ 130,000 $ 130,000 $ 130,000
Summit, Ohio 1 $ 329,000 $ 329,000 $ 255,000
Cleveland, Oklahoma 1 $ 73,000 $ 73,000 $ 129,000
Comanche, Oklahoma 1 $ 625,000 $ 625,000 $ 0
Major, Oklahoma 1 $ 286,000 $ 286,000 $ 161,000
Oklahoma, Oklahoma 1 $ 679,000 $ 679,000 $ 344,000
Tulsa, Oklahoma 1 $ 322,000 $ 322,000 $ 110,000
Lincoln, Oregon 1 $ 302,000 $ 302,000 $ 75,000
Wasco, Oregon 1 $ 100,000 $ 100,000 $ 59,000
Bucks, Pennsylvania 1 $ 182,000 $ 182,000 $ 35,000
Butler, Pennsylvania 1 $ 191,000 $ 191,000 $ 149,000
Cumberland, Pennsylvania 1 $ 251,000 $ 251,000 $ 90,000
Dauphin, Pennsylvania 1 $ 130,000 $ 130,000 $ 88,000
Delaware, Pennsylvania 1 $ 521,000 $ 521,000 $ 198,000
Lancaster, Pennsylvania 1 $ 208,000 $ 208,000 $ 113,000
Lehigh, Pennsylvania 1 $ 71,000 $ 71,000 $ 75,000
Northampton, Pennsylvania 1 $ 163,000 $ 163,000 $ 55,000
Susquehanna, Pennsylvania 1 $ 226,000 $ 226,000 $ 218,000
Washington, Pennsylvania 1 $ 156,000 $ 156,000 $ 140,000
York, Pennsylvania 1 $ 160,000 $ 160,000 $ 77,000
Anderson, South Carolina 1 $ 69,000 $ 69,000 $ 82,000
Berkeley, South Carolina 1 $ 226,000 $ 226,000 $ 96,000
Dorchester, South Carolina 1 $ 152,000 $ 152,000 $ 76,000
Lancaster, South Carolina 1 $ 180,000 $ 180,000 $ 54,000
McCormick, South Carolina 1 $ 200,000 $ 200,000 $ 87,000
York, South Carolina 1 $ 416,000 $ 416,000 $ 202,000
Blount, Tennessee 1 $ 189,000 $ 189,000 $ 89,000
Hawkins, Tennessee 1 $ 60,000 $ 60,000 $ 190,000
Washington, Tennessee 1 $ 284,000 $ 284,000 $ 113,000
Brazoria, Texas 1 $ 300,000 $ 300,000 $ 124,000
Cameron, Texas 1 $ 341,000 $ 341,000 $ 284,000
Comal, Texas 1 $ 191,000 $ 191,000 $ 160,000
Ellis, Texas 1 $ 178,000 $ 178,000 $ 171,000
Galveston, Texas 1 $ 127,000 $ 127,000 $ 113,000
Guadalupe, Texas 1 $ 417,000 $ 417,000 $ 231,000
Hood, Texas 1 $ 202,000 $ 202,000 $ 82,000
Hunt, Texas 1 $ 210,000 $ 210,000 $ 131,000
Johnson, Texas 1 $ 940,000 $ 940,000 $ 194,000
Kerr, Texas 1 $ 70,000 $ 70,000 $ 31,000
Limestone, Texas 1 $ 73,000 $ 73,000 $ 58,000
Rockwall, Texas 1 $ 345,000 $ 345,000 $ 116,000
Tom Green, Texas 1 $ 177,000 $ 177,000 $ 300,000
Washington, Texas 1 $ 2,450,000 $ 2,450,000 $ 425,000
Emery, Utah 1 $ 202,000 $ 202,000 $ 64,000
Wasatch, Utah 1 $ 111,000 $ 111,000 $ 62,000
Weber, Utah 1 $ 780,000 $ 780,000 $ 232,000
Chittenden, Vermont 1 $ 313,000 $ 313,000 $ 184,000
Lamoille, Vermont 1 $ 130,000 $ 130,000 $ 64,000
Rutland, Vermont 1 $ 122,000 $ 122,000 $ 54,000
Alexandria, Virginia 1 $ 277,000 $ 277,000 $ 89,000
Frederick, Virginia 1 $ 298,000 $ 298,000 $ 95,000
Isle of Wight, Virginia 1 $ 675,000 $ 675,000 $ 147,000
Manassas, Virginia 1 $ 178,000 $ 178,000 $ 56,000
Manassas Park, Virginia 1 $ 381,000 $ 381,000 $ 133,000
Montgomery, Virginia 1 $ 450,000 $ 450,000 $ 69,000
Northumberland, Virginia 1 $ 302,000 $ 302,000 $ 232,000
Orange, Virginia 1 $ 382,000 $ 382,000 $ 249,000
Roanoke, Virginia 1 $ 150,000 $ 150,000 $ 87,000
Stafford, Virginia 1 $ 288,000 $ 288,000 $ 106,000
Virginia Beach, Virginia 1 $ 390,000 $ 390,000 $ 363,000
Waynesboro, Virginia 1 $ 155,000 $ 155,000 $ 43,000
Ferry, Washington 1 $ 127,000 $ 127,000 $ 82,000
Grays Harbor, Washington 1 $ 163,000 $ 163,000 $ 69,000
Kittitas, Washington 1 $ 233,000 $ 233,000 $ 190,000
Klickitat, Washington 1 $ 184,000 $ 184,000 $ 71,000
Lewis, Washington 1 $ 210,000 $ 210,000 $ 75,000
Mason, Washington 1 $ 110,000 $ 110,000 $ 154,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,295 $1,888,085,000 $573,000 $14,100,000 $223,000 $9,999,000
Home Purchase 2,178 $1,694,272,000 $777,000 $12,000,000 $316,000 $9,999,000
Home Improvement 773 $483,621,000 $625,000 $8,500,000 $189,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,478 $2,325,198,000 $668,000 $12,825,000 $288,000 $9,999,000
Not Provided 1,116 $666,070,000 $596,000 $14,100,000 $225,000 $6,003,000
Asian 742 $435,307,000 $586,000 $6,020,000 $238,000 $5,348,000
Hispanic 499 $238,943,000 $478,000 $6,000,000 $188,000 $9,999,000
Not applicable 248 $307,935,000 $1,241,000 $8,500,000 $1,000 $300,000
Black or African American 108 $62,109,000 $575,000 $6,000,000 $258,000 $3,684,000
American Indian or Alaskan Native 32 $17,963,000 $561,000 $1,875,000 $276,000 $1,317,000
Native Hawaiian or Other Pacific Islander 23 $12,453,000 $541,000 $3,000,000 $389,000 $2,600,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,188 $4,053,721,000 $655,000 $14,100,000 $253,000 $9,999,000
FHA-insured (Federal Housing Administration) 43 $9,221,000 $214,000 $609,000 $109,000 $284,000
VA-guaranteed (Veterans Administration) 15 $3,036,000 $202,000 $380,000 $76,000 $207,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,680 $2,251,560,000 $611,000 $12,825,000 $225,000 $9,999,000
Application Denied By Financial Institution 951 $712,919,000 $749,000 $14,100,000 $219,000 $3,996,000
Application Approved But Not Accepted 478 $395,309,000 $827,000 $8,000,000 $445,000 $9,999,000
Loan Purchased By The Institution 410 $353,355,000 $861,000 $6,000,000 $383,000 $8,227,000
File Closed For Incompleteness 388 $152,064,000 $391,000 $6,000,000 $185,000 $3,840,000
Application Withdrawn By Applicant 321 $189,577,000 $590,000 $10,000,000 $270,000 $9,999,000
Preapproval Denied by Financial Institution 18 $11,194,000 $621,000 $3,000,000 $161,000 $574,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 359 $243,229,000 $677,000 $5,750,000 $138,000 $3,000,000
Other 308 $263,420,000 $855,000 $14,100,000 $371,000 $3,996,000
Collateral 143 $116,060,000 $811,000 $8,400,000 $160,000 $3,006,000
Credit History 79 $56,788,000 $718,000 $6,800,000 $120,000 $1,560,000
Unverifiable Information 47 $32,115,000 $683,000 $5,400,000 $198,000 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 31 $11,904,000 $384,000 $1,505,000 $178,000 $959,000
Credit Application Incomplete 2 $597,000 $298,000 $417,000 $88,000 $97,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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