Axos Bank Mortgage Lending & HMDA Data, 2015
In 2015, Axos Bank of San Diego, CA reported 6,246 mortgage applications totaling $4.1 billion, up 20% from 2014. The average application was for $650,973, and applicants reported an average income of $251,221. 59% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (933), San Diego-Carlsbad, CA (481) and Anaheim-Santa Ana-Irvine, CA (417) (applications in parentheses).
| Mortgage Company & Address | Axos Bank 4350 La Jolla Village Dr Suite 140 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,246 |
| Total Mortgage Loan Application Amount | $4,065,978,000 |
| Average Mortgage Loan Application Amount | $650,973 |
| Highest Mortgage Loan Application Amount | $14,100,000 |
| Average Applicant Income | $251,221 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 933 | $ 927,108,000 | $ 993,684 | $ 301,000 |
| San Diego-Carlsbad, CA | 481 | $ 341,892,000 | $ 710,794 | $ 246,000 |
| Anaheim-Santa Ana-Irvine, CA | 417 | $ 393,741,000 | $ 944,223 | $ 355,000 |
| Phoenix-Mesa-Scottsdale, AZ | 268 | $ 112,037,000 | $ 418,048 | $ 197,000 |
| Riverside-San Bernardino-Ontario, CA | 259 | $ 114,963,000 | $ 443,872 | $ 202,000 |
| New York-Jersey City-White Plains, NY-NJ | 235 | $ 243,446,000 | $ 1,035,940 | $ 423,463 |
| Oakland-Hayward-Berkeley, CA | 222 | $ 142,609,000 | $ 642,382 | $ 199,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 169 | $ 159,046,000 | $ 941,100 | $ 257,000 |
| San Francisco-Redwood City-South San Francisco, CA | 160 | $ 161,835,000 | $ 1,011,468 | $ 275,000 |
| Seattle-Bellevue-Everett, WA | 135 | $ 60,549,000 | $ 448,511 | $ 159,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 130 | $ 37,604,000 | $ 289,261 | $ 118,169 |
| Miami-Miami Beach-Kendall, FL | 99 | $ 102,138,000 | $ 1,031,696 | $ 657,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 95 | $ 36,920,000 | $ 388,631 | $ 190,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 92 | $ 84,919,000 | $ 923,032 | $ 395,000 |
| Las Vegas-Henderson-Paradise, NV | 91 | $ 38,286,000 | $ 420,725 | $ 193,000 |
| Atlanta-Sandy Springs-Roswell, GA | 84 | $ 28,070,000 | $ 334,166 | $ 171,000 |
| Denver-Aurora-Lakewood, CO | 82 | $ 31,893,000 | $ 388,939 | $ 113,000 |
| Chicago-Naperville-Arlington Heights, IL | 80 | $ 59,754,000 | $ 746,925 | $ 123,000 |
| Houston-The Woodlands-Sugar Land, TX | 68 | $ 19,323,000 | $ 284,161 | $ 154,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 68 | $ 28,499,000 | $ 419,102 | $ 233,294 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 64 | $ 45,765,000 | $ 715,078 | $ 434,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 63 | $ 40,172,000 | $ 637,650 | $ 284,000 |
| Santa Maria-Santa Barbara, CA | 54 | $ 67,972,000 | $ 1,258,740 | $ 426,000 |
| Nassau County-Suffolk County, NY | 53 | $ 72,100,000 | $ 1,360,377 | $ 481,000 |
| San Rafael, CA | 51 | $ 55,554,000 | $ 1,089,294 | $ 469,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 48 | $ 11,291,000 | $ 235,229 | $ 138,000 |
| Dallas-Plano-Irving, TX | 47 | $ 11,043,000 | $ 234,957 | $ 322,000 |
| Warren-Troy-Farmington Hills, MI | 44 | $ 9,745,000 | $ 221,477 | $ 117,000 |
| Reno, NV | 39 | $ 14,293,000 | $ 366,487 | $ 219,000 |
| Salt Lake City, UT | 39 | $ 12,192,000 | $ 312,615 | $ 143,000 |
| Orlando-Kissimmee-Sanford, FL | 37 | $ 16,711,000 | $ 451,648 | $ 322,000 |
| Santa Rosa, CA | 33 | $ 28,075,000 | $ 850,757 | $ 292,000 |
| Fresno, CA | 30 | $ 6,772,000 | $ 225,733 | $ 144,000 |
| Stockton-Lodi, CA | 30 | $ 9,785,000 | $ 326,166 | $ 98,000 |
| Bridgeport-Stamford-Norwalk, CT | 28 | $ 19,479,000 | $ 695,678 | $ 340,000 |
| Salinas, CA | 28 | $ 23,945,000 | $ 855,178 | $ 591,000 |
| Santa Cruz-Watsonville, CA | 28 | $ 17,540,000 | $ 626,428 | $ 195,000 |
| Tucson, AZ | 28 | $ 5,198,000 | $ 185,642 | $ 115,000 |
| Kahului-Wailuku-Lahaina, HI | 27 | $ 19,690,000 | $ 729,259 | $ 245,000 |
| Silver Spring-Frederick-Rockville, MD | 27 | $ 10,905,000 | $ 403,888 | $ 186,000 |
| Austin-Round Rock, TX | 25 | $ 12,254,000 | $ 490,160 | $ 179,000 |
| Urban Honolulu, HI | 25 | $ 12,059,000 | $ 482,360 | $ 204,000 |
| Bakersfield, CA | 23 | $ 5,138,000 | $ 223,391 | $ 93,000 |
| North Port-Sarasota-Bradenton, FL | 23 | $ 14,065,000 | $ 611,521 | $ 316,000 |
| Charlotte-Concord-Gastonia, NC-SC | 22 | $ 6,406,000 | $ 291,181 | $ 151,636 |
| Tacoma-Lakewood, WA | 22 | $ 8,758,000 | $ 398,090 | $ 126,000 |
| Baltimore-Columbia-Towson, MD | 20 | $ 6,296,000 | $ 314,800 | $ 107,000 |
| Albuquerque, NM | 19 | $ 4,128,000 | $ 217,263 | $ 99,000 |
| Boulder, CO | 19 | $ 9,804,000 | $ 516,000 | $ 211,000 |
| Fort Worth-Arlington, TX | 19 | $ 6,315,000 | $ 332,368 | $ 166,000 |
| Kansas City, MO-KS | 19 | $ 4,747,000 | $ 249,842 | $ 174,842 |
| San Antonio-New Braunfels, TX | 19 | $ 3,173,000 | $ 167,000 | $ 123,000 |
| Vallejo-Fairfield, CA | 19 | $ 8,373,000 | $ 440,684 | $ 122,000 |
| Tampa-St. Petersburg-Clearwater, FL | 18 | $ 11,167,000 | $ 620,388 | $ 467,000 |
| Boise City, ID | 17 | $ 3,667,000 | $ 215,705 | $ 105,000 |
| Olympia-Tumwater, WA | 17 | $ 2,941,000 | $ 173,000 | $ 119,000 |
| Provo-Orem, UT | 17 | $ 4,539,000 | $ 267,000 | $ 154,000 |
| Cambridge-Newton-Framingham, MA | 16 | $ 7,222,000 | $ 451,375 | $ 193,000 |
| Naples-Immokalee-Marco Island, FL | 16 | $ 9,554,000 | $ 597,125 | $ 299,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 16 | $ 6,064,000 | $ 379,000 | $ 184,000 |
| Prescott, AZ | 16 | $ 3,395,000 | $ 212,187 | $ 96,000 |
| St. Louis, MO-IL | 16 | $ 4,015,000 | $ 250,937 | $ 129,000 |
| Modesto, CA | 15 | $ 4,722,000 | $ 314,800 | $ 74,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 15 | $ 9,430,000 | $ 628,666 | $ 195,000 |
| Cape Coral-Fort Myers, FL | 14 | $ 3,876,000 | $ 276,857 | $ 184,000 |
| Newark, NJ-PA | 13 | $ 8,371,000 | $ 643,923 | $ 254,000 |
| Cleveland-Elyria, OH | 12 | $ 2,501,000 | $ 208,416 | $ 94,000 |
| Indianapolis-Carmel-Anderson, IN | 12 | $ 3,024,000 | $ 252,000 | $ 122,000 |
| Salem, OR | 12 | $ 1,980,000 | $ 165,000 | $ 66,000 |
| Bremerton-Silverdale, WA | 11 | $ 3,506,000 | $ 318,727 | $ 132,000 |
| Columbus, OH | 11 | $ 2,253,000 | $ 204,818 | $ 125,000 |
| Richmond, VA | 11 | $ 3,224,000 | $ 293,090 | $ 150,000 |
| Anchorage, AK | 10 | $ 3,446,000 | $ 344,600 | $ 99,000 |
| Bend-Redmond, OR | 10 | $ 3,670,000 | $ 367,000 | $ 140,000 |
| Colorado Springs, CO | 10 | $ 2,868,000 | $ 286,800 | $ 111,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 3,320,000 | $ 332,000 | $ 174,400 |
| Ann Arbor, MI | 9 | $ 1,685,000 | $ 187,222 | $ 125,000 |
| Boston, MA | 9 | $ 3,769,000 | $ 418,777 | $ 207,000 |
| Jacksonville, FL | 9 | $ 2,047,000 | $ 227,444 | $ 135,000 |
| Merced, CA | 9 | $ 1,312,000 | $ 145,777 | $ 88,000 |
| Memphis, TN-MS-AR | 8 | $ 1,300,000 | $ 162,500 | $ 95,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 1,111,000 | $ 138,875 | $ 76,000 |
| Ogden-Clearfield, UT | 8 | $ 2,369,000 | $ 296,125 | $ 101,000 |
| Pittsburgh, PA | 8 | $ 1,257,000 | $ 157,125 | $ 99,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 4,625,000 | $ 578,125 | $ 575,750 |
| Carson City, NV | 7 | $ 1,241,000 | $ 177,285 | $ 146,000 |
| Des Moines-West Des Moines, IA | 7 | $ 1,869,000 | $ 267,000 | $ 111,000 |
| Napa, CA | 7 | $ 2,655,000 | $ 379,285 | $ 104,000 |
| Raleigh, NC | 7 | $ 1,953,000 | $ 279,000 | $ 182,000 |
| Redding, CA | 7 | $ 1,394,000 | $ 199,142 | $ 99,000 |
| Spokane-Spokane Valley, WA | 7 | $ 2,253,000 | $ 321,857 | $ 124,000 |
| Visalia-Porterville, CA | 7 | $ 2,340,000 | $ 334,285 | $ 119,000 |
| Billings, MT | 6 | $ 1,043,000 | $ 173,833 | $ 60,000 |
| Charleston-North Charleston, SC | 6 | $ 2,214,000 | $ 369,000 | $ 148,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 2,759,000 | $ 459,833 | $ 195,000 |
| Detroit-Dearborn-Livonia, MI | 6 | $ 1,310,000 | $ 218,333 | $ 145,000 |
| Eugene, OR | 6 | $ 4,897,000 | $ 816,166 | $ 40,000 |
| Greeley, CO | 6 | $ 1,204,000 | $ 200,666 | $ 91,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 759,000 | $ 126,500 | $ 92,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 1,815,000 | $ 302,500 | $ 217,000 |
| Montgomery County-Bucks County-Chester County, PA | 6 | $ 1,797,000 | $ 299,500 | $ 140,000 |
| Albany, OR | 5 | $ 727,000 | $ 145,400 | $ 143,000 |
| Camden, NJ | 5 | $ 1,739,000 | $ 347,800 | $ 140,000 |
| Chattanooga, TN-GA | 5 | $ 1,004,000 | $ 200,800 | $ 37,800 |
| Cincinnati, OH-KY-IN | 5 | $ 1,212,000 | $ 242,400 | $ 111,400 |
| Coeur D'Alene, ID | 5 | $ 1,540,000 | $ 308,000 | $ 173,000 |
| Fort Collins, CO | 5 | $ 1,107,000 | $ 221,400 | $ 166,000 |
| Gary, IN | 5 | $ 1,091,000 | $ 218,200 | $ 111,000 |
| Medford, OR | 5 | $ 1,136,000 | $ 227,200 | $ 96,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,451,000 | $ 290,200 | $ 75,000 |
| New Haven-Milford, CT | 5 | $ 1,620,000 | $ 324,000 | $ 138,000 |
| Bellingham, WA | 4 | $ 936,000 | $ 234,000 | $ 60,000 |
| Chico, CA | 4 | $ 1,310,000 | $ 327,500 | $ 103,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 2,289,000 | $ 572,250 | $ 223,000 |
| Durham-Chapel Hill, NC | 4 | $ 1,107,000 | $ 276,750 | $ 174,000 |
| Greensboro-High Point, NC | 4 | $ 1,028,000 | $ 257,000 | $ 134,000 |
| Knoxville, TN | 4 | $ 1,561,000 | $ 390,250 | $ 77,000 |
| Missoula, MT | 4 | $ 663,000 | $ 165,750 | $ 71,000 |
| New Orleans-Metairie, LA | 4 | $ 788,000 | $ 197,000 | $ 147,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 4,192,000 | $ 1,048,000 | $ 129,000 |
| Pueblo, CO | 4 | $ 496,000 | $ 124,000 | $ 85,000 |
| Trenton, NJ | 4 | $ 1,053,000 | $ 263,250 | $ 139,000 |
| Wilmington, DE-MD-NJ | 4 | $ 571,000 | $ 142,750 | $ 89,250 |
| Wilmington, NC | 4 | $ 940,000 | $ 235,000 | $ 100,000 |
| Yakima, WA | 4 | $ 624,000 | $ 156,000 | $ 79,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 757,000 | $ 252,333 | $ 193,000 |
| Baton Rouge, LA | 3 | $ 430,000 | $ 143,333 | $ 94,000 |
| Burlington-South Burlington, VT | 3 | $ 1,288,000 | $ 429,333 | $ 169,000 |
| Corvallis, OR | 3 | $ 1,522,000 | $ 507,333 | $ 189,000 |
| El Centro, CA | 3 | $ 503,000 | $ 167,666 | $ 102,000 |
| Fort Wayne, IN | 3 | $ 613,000 | $ 204,333 | $ 137,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 501,000 | $ 167,000 | $ 165,000 |
| Grants Pass, OR | 3 | $ 334,000 | $ 111,333 | $ 60,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 2,203,000 | $ 734,333 | $ 361,000 |
| Huntsville, AL | 3 | $ 337,000 | $ 112,333 | $ 116,000 |
| Kennewick-Richland, WA | 3 | $ 543,000 | $ 181,000 | $ 155,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 522,000 | $ 174,000 | $ 80,000 |
| Lakeland-Winter Haven, FL | 3 | $ 511,000 | $ 170,333 | $ 98,000 |
| Las Cruces, NM | 3 | $ 574,000 | $ 191,333 | $ 143,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 931,000 | $ 310,333 | $ 205,000 |
| Lubbock, TX | 3 | $ 481,000 | $ 160,333 | $ 91,000 |
| Manchester-Nashua, NH | 3 | $ 722,000 | $ 240,666 | $ 143,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 346,000 | $ 115,333 | $ 80,000 |
| New Bern, NC | 3 | $ 559,000 | $ 186,333 | $ 102,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 482,000 | $ 160,666 | $ 140,000 |
| Port St. Lucie, FL | 3 | $ 830,000 | $ 276,666 | $ 180,000 |
| Portland-South Portland, ME | 3 | $ 1,749,000 | $ 583,000 | $ 588,000 |
| Providence-Warwick, RI-MA | 3 | $ 409,000 | $ 136,333 | $ 63,000 |
| Salisbury, MD-DE | 3 | $ 1,038,000 | $ 346,000 | $ 110,000 |
| Worcester, MA-CT | 3 | $ 896,000 | $ 298,666 | $ 122,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 234,000 | $ 117,000 | $ 65,000 |
| Barnstable Town, MA | 2 | $ 849,000 | $ 424,500 | $ 249,000 |
| Beaumont-Port Arthur, TX | 2 | $ 1,205,000 | $ 602,500 | $ 290,000 |
| Birmingham-Hoover, AL | 2 | $ 418,000 | $ 209,000 | $ 85,000 |
| El Paso, TX | 2 | $ 155,000 | $ 77,500 | $ 71,000 |
| Elgin, IL | 2 | $ 331,000 | $ 165,500 | $ 65,000 |
| Fargo, ND-MN | 2 | $ 622,000 | $ 311,000 | $ 191,000 |
| Flagstaff, AZ | 2 | $ 2,620,000 | $ 1,310,000 | $ 145,000 |
| Flint, MI | 2 | $ 687,000 | $ 343,500 | $ 113,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 317,000 | $ 158,500 | $ 62,000 |
| Hanford-Corcoran, CA | 2 | $ 411,000 | $ 205,500 | $ 116,000 |
| Harrisburg-Carlisle, PA | 2 | $ 381,000 | $ 190,500 | $ 89,000 |
| Kalamazoo-Portage, MI | 2 | $ 319,000 | $ 159,500 | $ 93,000 |
| Lewiston, ID-WA | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Longview, WA | 2 | $ 255,000 | $ 127,500 | $ 42,000 |
| Oklahoma City, OK | 2 | $ 752,000 | $ 376,000 | $ 236,000 |
| Oshkosh-Neenah, WI | 2 | $ 416,000 | $ 208,000 | $ 177,000 |
| Rochester, NY | 2 | $ 454,000 | $ 227,000 | $ 149,000 |
| Santa Fe, NM | 2 | $ 1,192,000 | $ 596,000 | $ 117,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 319,000 | $ 159,500 | $ 114,000 |
| St. George, UT | 2 | $ 788,000 | $ 394,000 | $ 137,000 |
| Tallahassee, FL | 2 | $ 326,000 | $ 163,000 | $ 67,000 |
| The Villages, FL | 2 | $ 306,000 | $ 153,000 | $ 62,000 |
| Waco, TX | 2 | $ 1,131,000 | $ 565,500 | $ 183,000 |
| Winston-Salem, NC | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Yuma, AZ | 2 | $ 458,000 | $ 229,000 | $ 198,000 |
| Akron, OH | 1 | $ 329,000 | $ 329,000 | $ 255,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 679,000 | $ 679,000 | $ 246,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 67,000 | $ 67,000 | $ 88,000 |
| Appleton, WI | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Asheville, NC | 1 | $ 700,000 | $ 700,000 | $ 277,000 |
| Battle Creek, MI | 1 | $ 232,000 | $ 232,000 | $ 180,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 450,000 | $ 450,000 | $ 69,000 |
| Brownsville-Harlingen, TX | 1 | $ 341,000 | $ 341,000 | $ 284,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 138,000 | $ 138,000 | $ 65,000 |
| Cedar Rapids, IA | 1 | $ 260,000 | $ 260,000 | $ 137,000 |
| Cheyenne, WY | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Dayton, OH | 1 | $ 128,000 | $ 128,000 | $ 122,000 |
| Dover, DE | 1 | $ 613,000 | $ 613,000 | $ 236,000 |
| Dutchess County-Putnam County, NY | 1 | $ 1,101,000 | $ 1,101,000 | $ 448,000 |
| Gainesville, FL | 1 | $ 168,000 | $ 168,000 | $ 187,000 |
| Gainesville, GA | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Glens Falls, NY | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Grand Junction, CO | 1 | $ 114,000 | $ 114,000 | $ 188,000 |
| Iowa City, IA | 1 | $ 317,000 | $ 317,000 | $ 164,000 |
| Jackson, MS | 1 | $ 208,000 | $ 208,000 | $ 98,000 |
| Johnson City, TN | 1 | $ 284,000 | $ 284,000 | $ 113,000 |
| Joplin, MO | 1 | $ 64,000 | $ 64,000 | $ 63,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 60,000 | $ 60,000 | $ 190,000 |
| Lancaster, PA | 1 | $ 208,000 | $ 208,000 | $ 113,000 |
| Lansing-East Lansing, MI | 1 | $ 200,000 | $ 200,000 | $ 176,000 |
| Lawton, OK | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Macon, GA | 1 | $ 184,000 | $ 184,000 | $ 105,000 |
| Madison, WI | 1 | $ 202,000 | $ 202,000 | $ 149,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 77,000 | $ 77,000 | $ 95,000 |
| Monroe, MI | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Niles-Benton Harbor, MI | 1 | $ 650,000 | $ 650,000 | $ 119,000 |
| Ocean City, NJ | 1 | $ 565,000 | $ 565,000 | $ 125,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 460,000 | $ 460,000 | $ 232,000 |
| Philadelphia, PA | 1 | $ 521,000 | $ 521,000 | $ 198,000 |
| Pocatello, ID | 1 | $ 220,000 | $ 220,000 | $ 130,000 |
| Roanoke, VA | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
| Rockingham County-Strafford County, NH | 1 | $ 134,000 | $ 134,000 | $ 79,000 |
| San Angelo, TX | 1 | $ 177,000 | $ 177,000 | $ 300,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Springfield, MA | 1 | $ 273,000 | $ 273,000 | $ 83,000 |
| Springfield, MO | 1 | $ 232,000 | $ 232,000 | $ 151,000 |
| Staunton-Waynesboro, VA | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Toledo, OH | 1 | $ 130,000 | $ 130,000 | $ 130,000 |
| Tulsa, OK | 1 | $ 322,000 | $ 322,000 | $ 110,000 |
| Watertown-Fort Drum, NY | 1 | $ 825,000 | $ 825,000 | $ 380,000 |
| Wichita, KS | 1 | $ 177,000 | $ 177,000 | $ 86,000 |
| Winchester, VA-WV | 1 | $ 298,000 | $ 298,000 | $ 95,000 |
| York-Hanover, PA | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Axos Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,295 | $1,888,085,000 | $573,000 | $14,100,000 | $223,000 | $9,999,000 |
| Home Purchase | 2,178 | $1,694,272,000 | $777,000 | $12,000,000 | $316,000 | $9,999,000 |
| Home Improvement | 773 | $483,621,000 | $625,000 | $8,500,000 | $189,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,478 | $2,325,198,000 | $668,000 | $12,825,000 | $288,000 | $9,999,000 |
| Not Provided | 1,116 | $666,070,000 | $596,000 | $14,100,000 | $225,000 | $6,003,000 |
| Asian | 742 | $435,307,000 | $586,000 | $6,020,000 | $238,000 | $5,348,000 |
| Hispanic | 499 | $238,943,000 | $478,000 | $6,000,000 | $188,000 | $9,999,000 |
| Not applicable | 248 | $307,935,000 | $1,241,000 | $8,500,000 | $1,000 | $300,000 |
| Black or African American | 108 | $62,109,000 | $575,000 | $6,000,000 | $258,000 | $3,684,000 |
| American Indian or Alaskan Native | 32 | $17,963,000 | $561,000 | $1,875,000 | $276,000 | $1,317,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $12,453,000 | $541,000 | $3,000,000 | $389,000 | $2,600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,188 | $4,053,721,000 | $655,000 | $14,100,000 | $253,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 43 | $9,221,000 | $214,000 | $609,000 | $109,000 | $284,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,036,000 | $202,000 | $380,000 | $76,000 | $207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,680 | $2,251,560,000 | $611,000 | $12,825,000 | $225,000 | $9,999,000 |
| Application Denied By Financial Institution | 951 | $712,919,000 | $749,000 | $14,100,000 | $219,000 | $3,996,000 |
| Application Approved But Not Accepted | 478 | $395,309,000 | $827,000 | $8,000,000 | $445,000 | $9,999,000 |
| Loan Purchased By The Institution | 410 | $353,355,000 | $861,000 | $6,000,000 | $383,000 | $8,227,000 |
| File Closed For Incompleteness | 388 | $152,064,000 | $391,000 | $6,000,000 | $185,000 | $3,840,000 |
| Application Withdrawn By Applicant | 321 | $189,577,000 | $590,000 | $10,000,000 | $270,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 18 | $11,194,000 | $621,000 | $3,000,000 | $161,000 | $574,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 359 | $243,229,000 | $677,000 | $5,750,000 | $138,000 | $3,000,000 |
| Other | 308 | $263,420,000 | $855,000 | $14,100,000 | $371,000 | $3,996,000 |
| Collateral | 143 | $116,060,000 | $811,000 | $8,400,000 | $160,000 | $3,006,000 |
| Credit History | 79 | $56,788,000 | $718,000 | $6,800,000 | $120,000 | $1,560,000 |
| Unverifiable Information | 47 | $32,115,000 | $683,000 | $5,400,000 | $198,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $11,904,000 | $384,000 | $1,505,000 | $178,000 | $959,000 |
| Credit Application Incomplete | 2 | $597,000 | $298,000 | $417,000 | $88,000 | $97,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axos Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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