Axos Bank Mortgage Lending & HMDA Data, 2017

In 2017, Axos Bank of San Diego, CA reported 7,495 mortgage applications totaling $5.2 billion, down 1% from 2016. The average application was for $699,997, and applicants reported an average income of $264,318. 49% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,044), Anaheim-Santa Ana-Irvine, CA (497) and San Diego-Carlsbad, CA (438) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,495
Total Mortgage Loan Application Amount $5,246,480,000
Average Mortgage Loan Application Amount $699,997
Highest Mortgage Loan Application Amount $25,000,000
Average Applicant Income $264,318
Highest Applicant Income $57,844,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,044 $ 1,413,220,000 $ 1,353,659 $ 361,000
Orange, California 497 $ 570,715,000 $ 1,148,319 $ 401,000
San Diego, California 438 $ 332,151,000 $ 758,335 $ 245,000
Maricopa, Arizona 261 $ 128,758,000 $ 493,325 $ 261,000
Clark, Nevada 191 $ 61,961,000 $ 324,403 $ 233,000
Santa Clara, California 165 $ 163,580,000 $ 991,393 $ 280,000
San Bernardino, California 160 $ 71,869,000 $ 449,181 $ 175,000
Riverside, California 152 $ 60,528,000 $ 398,210 $ 250,000
Alameda, California 124 $ 101,605,000 $ 819,395 $ 198,000
New York, New York 116 $ 248,879,000 $ 2,145,508 $ 1,372,000
Miami-Dade, Florida 108 $ 140,923,000 $ 1,304,842 $ 912,000
King, Washington 95 $ 53,361,000 $ 561,694 $ 272,000
Contra Costa, California 94 $ 55,416,000 $ 589,531 $ 198,000
San Francisco, California 82 $ 99,028,000 $ 1,207,658 $ 223,000
San Mateo, California 82 $ 94,811,000 $ 1,156,231 $ 289,000
Broward, Florida 78 $ 47,854,000 $ 613,512 $ 271,000
Kings, New York 75 $ 53,985,000 $ 719,800 $ 250,000
Palm Beach, Florida 72 $ 52,518,000 $ 729,416 $ 292,000
Santa Barbara, California 63 $ 70,226,000 $ 1,114,698 $ 275,000
Ventura, California 56 $ 46,302,000 $ 826,821 $ 260,000
Clark, Washington 56 $ 13,654,000 $ 243,821 $ 93,000
Suffolk, New York 54 $ 61,069,000 $ 1,130,907 $ 375,000
Marin, California 53 $ 53,414,000 $ 1,007,811 $ 249,000
Washington, Oregon 52 $ 13,018,000 $ 250,346 $ 116,000
Cook, Illinois 45 $ 27,030,000 $ 600,666 $ 114,000
Harris, Texas 45 $ 8,720,000 $ 193,777 $ 128,000
Sacramento, California 42 $ 13,710,000 $ 326,428 $ 119,000
Monterey, California 39 $ 34,311,000 $ 879,769 $ 542,000
Oakland, Michigan 39 $ 7,813,000 $ 200,333 $ 135,000
Multnomah, Oregon 38 $ 16,740,000 $ 440,526 $ 124,000
Collin, Texas 36 $ 10,525,000 $ 292,361 $ 136,000
Pima, Arizona 35 $ 7,510,000 $ 214,571 $ 100,000
Dallas, Texas 35 $ 9,538,000 $ 272,514 $ 157,000
San Joaquin, California 32 $ 8,572,000 $ 267,875 $ 110,000
Nassau, New York 32 $ 34,672,000 $ 1,083,500 $ 403,000
Placer, California 31 $ 17,798,000 $ 574,129 $ 210,000
Fresno, California 30 $ 15,093,000 $ 503,100 $ 148,000
Tarrant, Texas 30 $ 6,419,000 $ 213,966 $ 106,000
Salt Lake, Utah 30 $ 13,765,000 $ 458,833 $ 149,000
Solano, California 29 $ 17,427,000 $ 600,931 $ 127,000
Maui, Hawaii 29 $ 26,780,000 $ 923,448 $ 323,000
Fulton, Georgia 28 $ 21,135,000 $ 754,821 $ 280,000
Pierce, Washington 28 $ 10,662,000 $ 380,785 $ 124,000
Snohomish, Washington 28 $ 8,690,000 $ 310,357 $ 116,000
Santa Cruz, California 26 $ 19,420,000 $ 746,923 $ 183,000
Arapahoe, Colorado 26 $ 6,056,000 $ 232,923 $ 141,000
Honolulu, Hawaii 26 $ 21,150,000 $ 813,461 $ 418,000
Clackamas, Oregon 26 $ 8,261,000 $ 317,730 $ 122,000
Kern, California 25 $ 13,906,000 $ 556,240 $ 98,000
Sonoma, California 25 $ 23,744,000 $ 949,760 $ 241,000
Spokane, Washington 25 $ 3,680,000 $ 147,200 $ 102,000
Hennepin, Minnesota 24 $ 14,237,000 $ 593,208 $ 125,000
Bernalillo, New Mexico 24 $ 3,528,000 $ 147,000 $ 102,000
Bexar, Texas 24 $ 4,321,000 $ 180,041 $ 129,000
Utah, Utah 24 $ 5,544,000 $ 231,000 $ 107,000
Fairfax, Virginia 24 $ 16,854,000 $ 702,250 $ 200,000
Queens, New York 23 $ 11,922,000 $ 518,347 $ 181,000
Mecklenburg, North Carolina 23 $ 3,445,000 $ 149,782 $ 107,000
Wake, North Carolina 23 $ 5,420,000 $ 235,652 $ 156,000
Williamson, Texas 23 $ 4,045,000 $ 175,869 $ 159,000
Ada, Idaho 22 $ 4,468,000 $ 203,090 $ 91,000
Washoe, Nevada 21 $ 6,477,000 $ 308,428 $ 154,000
El Dorado, California 20 $ 10,196,000 $ 509,800 $ 161,000
Fairfield, Connecticut 20 $ 27,304,000 $ 1,365,200 $ 384,000
Hawaii, Hawaii 20 $ 15,701,000 $ 785,050 $ 253,000
Jackson, Missouri 20 $ 2,646,000 $ 132,300 $ 137,000
Denton, Texas 20 $ 6,009,000 $ 300,450 $ 223,000
Tulare, California 19 $ 3,681,000 $ 193,736 $ 90,000
Duval, Florida 19 $ 3,358,000 $ 176,736 $ 168,000
Gwinnett, Georgia 19 $ 3,710,000 $ 195,263 $ 105,000
DuPage, Illinois 19 $ 5,738,000 $ 302,000 $ 116,000
Travis, Texas 19 $ 4,313,000 $ 227,000 $ 120,000
Denver, Colorado 18 $ 4,254,000 $ 236,333 $ 525,000
Collier, Florida 18 $ 14,239,000 $ 791,055 $ 209,000
Hillsborough, Florida 18 $ 6,342,000 $ 352,333 $ 166,000
Orange, Florida 18 $ 9,841,000 $ 546,722 $ 187,000
Montgomery, Maryland 18 $ 8,742,000 $ 485,666 $ 142,000
Deschutes, Oregon 18 $ 7,908,000 $ 439,333 $ 119,000
San Luis Obispo, California 17 $ 9,738,000 $ 572,823 $ 243,000
Stanislaus, California 17 $ 4,238,000 $ 249,294 $ 296,000
Westchester, New York 17 $ 13,829,000 $ 813,470 $ 380,000
Shelby, Tennessee 17 $ 2,139,000 $ 125,823 $ 104,000
Fort Bend, Texas 17 $ 4,534,000 $ 266,705 $ 105,000
Adams, Colorado 16 $ 4,217,000 $ 263,562 $ 99,000
Loudoun, Virginia 16 $ 5,161,000 $ 322,562 $ 147,000
Boulder, Colorado 15 $ 8,361,000 $ 557,400 $ 204,000
Pasco, Florida 15 $ 2,058,000 $ 137,200 $ 79,000
Pinellas, Florida 15 $ 6,158,000 $ 410,533 $ 129,000
Macomb, Michigan 15 $ 2,591,000 $ 172,733 $ 116,000
Lee, Florida 14 $ 7,163,000 $ 511,642 $ 250,000
Cobb, Georgia 14 $ 2,721,000 $ 194,357 $ 135,000
Bronx, New York 14 $ 6,702,000 $ 478,714 $ 119,000
Jefferson, Colorado 13 $ 3,934,000 $ 302,615 $ 121,000
DeKalb, Georgia 13 $ 9,150,000 $ 703,846 $ 117,000
Kootenai, Idaho 13 $ 4,067,000 $ 312,846 $ 172,000
Marion, Indiana 13 $ 1,787,000 $ 137,461 $ 94,000
Middlesex, New Jersey 13 $ 3,329,000 $ 256,076 $ 105,000
Cuyahoga, Ohio 13 $ 2,011,000 $ 154,692 $ 111,000
Marion, Oregon 13 $ 4,783,000 $ 367,923 $ 103,000
Williamson, Tennessee 13 $ 7,492,000 $ 576,307 $ 218,000
Washington, Utah 13 $ 4,412,000 $ 339,384 $ 321,000
Anchorage, Alaska 12 $ 3,840,000 $ 320,000 $ 137,000
Middlesex, Massachusetts 12 $ 6,197,000 $ 516,416 $ 168,000
Suffolk, Massachusetts 12 $ 4,470,000 $ 372,500 $ 98,000
St. Louis, Missouri 12 $ 2,108,000 $ 175,666 $ 100,000
Essex, New Jersey 12 $ 8,467,000 $ 705,583 $ 163,000
Hudson, New Jersey 12 $ 5,901,000 $ 491,750 $ 190,000
Franklin, Ohio 12 $ 1,941,000 $ 161,750 $ 90,000
Lane, Oregon 12 $ 2,738,000 $ 228,166 $ 118,000
Sarasota, Florida 11 $ 7,566,000 $ 687,818 $ 355,000
Seminole, Florida 11 $ 4,612,000 $ 419,272 $ 201,000
Forsyth, Georgia 11 $ 4,948,000 $ 449,818 $ 396,000
Wayne, Michigan 11 $ 1,434,000 $ 130,363 $ 112,000
Allegheny, Pennsylvania 11 $ 1,937,000 $ 176,090 $ 78,000
Charleston, South Carolina 11 $ 7,193,000 $ 653,909 $ 279,000
Rutherford, Tennessee 11 $ 1,760,000 $ 160,000 $ 152,000
Summit, Utah 11 $ 9,667,000 $ 878,818 $ 446,000
Kitsap, Washington 11 $ 4,524,000 $ 411,272 $ 173,000
Weld, Colorado 10 $ 2,510,000 $ 251,000 $ 110,000
Lake, Illinois 10 $ 3,951,000 $ 395,100 $ 153,000
Prince George's, Maryland 10 $ 2,108,000 $ 210,800 $ 120,000
Essex, Massachusetts 10 $ 2,750,000 $ 275,000 $ 128,000
Richmond, New York 10 $ 4,324,000 $ 432,400 $ 150,000
Davidson, Tennessee 10 $ 3,462,000 $ 346,200 $ 137,000
Hidalgo, Texas 10 $ 1,630,000 $ 163,000 $ 135,000
Montgomery, Texas 10 $ 2,429,000 $ 242,900 $ 128,000
Thurston, Washington 10 $ 2,206,000 $ 220,600 $ 114,000
Canyon, Idaho 9 $ 1,647,000 $ 183,000 $ 135,000
Norfolk, Massachusetts 9 $ 3,218,000 $ 357,555 $ 176,000
Monmouth, New Jersey 9 $ 6,530,000 $ 725,555 $ 165,000
Rockland, New York 9 $ 3,664,000 $ 407,111 $ 181,000
Davis, Utah 9 $ 2,211,000 $ 245,666 $ 81,000
Jefferson, Alabama 8 $ 2,032,000 $ 254,000 $ 132,000
Yavapai, Arizona 8 $ 1,320,000 $ 165,000 $ 65,000
Butte, California 8 $ 2,821,000 $ 352,625 $ 97,000
Napa, California 8 $ 5,710,000 $ 713,750 $ 221,000
Yolo, California 8 $ 7,501,000 $ 937,625 $ 117,000
Douglas, Colorado 8 $ 3,442,000 $ 430,250 $ 158,000
Pueblo, Colorado 8 $ 1,696,000 $ 212,000 $ 116,000
New Haven, Connecticut 8 $ 1,181,000 $ 147,625 $ 99,000
Osceola, Florida 8 $ 3,013,000 $ 376,625 $ 278,000
Bonner, Idaho 8 $ 2,650,000 $ 331,250 $ 145,000
Washtenaw, Michigan 8 $ 2,723,000 $ 340,375 $ 88,000
Montgomery, Pennsylvania 8 $ 2,548,000 $ 318,500 $ 153,000
Island, Washington 8 $ 3,343,000 $ 417,875 $ 156,000
Merced, California 7 $ 1,336,000 $ 190,857 $ 79,000
District of Columbia, District Of Columbia 7 $ 2,812,000 $ 401,714 $ 102,000
Monroe, Florida 7 $ 7,569,000 $ 1,081,285 $ 405,000
Polk, Florida 7 $ 1,768,000 $ 252,571 $ 233,000
Volusia, Florida 7 $ 2,243,000 $ 320,428 $ 189,000
York, Maine 7 $ 4,298,000 $ 614,000 $ 318,000
Livingston, Michigan 7 $ 1,423,000 $ 203,285 $ 190,000
Gallatin, Montana 7 $ 1,469,000 $ 209,857 $ 97,000
Morris, New Jersey 7 $ 3,263,000 $ 466,142 $ 210,000
Ocean, New Jersey 7 $ 7,695,000 $ 1,099,285 $ 234,000
Somerset, New Jersey 7 $ 1,307,000 $ 186,714 $ 88,000
Greenville, South Carolina 7 $ 1,146,000 $ 163,714 $ 98,000
Horry, South Carolina 7 $ 997,000 $ 142,428 $ 126,000
Pinal, Arizona 6 $ 846,000 $ 141,000 $ 91,000
Larimer, Colorado 6 $ 2,400,000 $ 400,000 $ 137,000
Hartford, Connecticut 6 $ 1,024,000 $ 170,666 $ 110,000
New Castle, Delaware 6 $ 1,325,000 $ 220,833 $ 148,000
Manatee, Florida 6 $ 4,103,000 $ 683,833 $ 217,000
St. Johns, Florida 6 $ 2,069,000 $ 344,833 $ 158,000
McHenry, Illinois 6 $ 1,087,000 $ 181,166 $ 108,000
Hamilton, Indiana 6 $ 1,256,000 $ 209,333 $ 104,000
Johnson, Kansas 6 $ 1,002,000 $ 167,000 $ 223,000
Jefferson, Louisiana 6 $ 996,000 $ 166,000 $ 99,000
Orleans, Louisiana 6 $ 1,465,000 $ 244,166 $ 98,000
Baltimore City, Maryland 6 $ 665,000 $ 110,833 $ 111,000
Anoka, Minnesota 6 $ 1,103,000 $ 183,833 $ 74,000
Missoula, Montana 6 $ 1,202,000 $ 200,333 $ 76,000
Douglas, Nebraska 6 $ 1,475,000 $ 245,833 $ 145,000
Bergen, New Jersey 6 $ 5,008,000 $ 834,666 $ 182,000
Passaic, New Jersey 6 $ 1,347,000 $ 224,500 $ 83,000
Monroe, New York 6 $ 1,145,000 $ 190,833 $ 89,000
Delaware, Ohio 6 $ 1,495,000 $ 249,166 $ 123,000
Hamilton, Ohio 6 $ 1,046,000 $ 174,333 $ 150,000
Delaware, Pennsylvania 6 $ 1,614,000 $ 269,000 $ 184,000
Philadelphia, Pennsylvania 6 $ 1,304,000 $ 217,333 $ 149,000
Spartanburg, South Carolina 6 $ 878,000 $ 146,333 $ 88,000
Prince William, Virginia 6 $ 1,374,000 $ 229,000 $ 142,000
Skagit, Washington 6 $ 1,607,000 $ 267,833 $ 123,000
Yakima, Washington 6 $ 1,003,000 $ 167,166 $ 118,000
Benton, Arkansas 5 $ 742,000 $ 148,400 $ 105,000
Mono, California 5 $ 3,676,000 $ 735,200 $ 306,000
El Paso, Colorado 5 $ 1,033,000 $ 206,600 $ 239,000
Brevard, Florida 5 $ 1,661,000 $ 332,200 $ 138,000
St. Lucie, Florida 5 $ 1,034,000 $ 206,800 $ 267,000
Johnson, Indiana 5 $ 604,000 $ 120,800 $ 59,000
Lake, Indiana 5 $ 562,000 $ 112,400 $ 75,000
Polk, Iowa 5 $ 1,085,000 $ 217,000 $ 102,000
Baltimore, Maryland 5 $ 1,416,000 $ 283,200 $ 227,000
Howard, Maryland 5 $ 2,016,000 $ 403,200 $ 124,000
St. Charles, Missouri 5 $ 816,000 $ 163,200 $ 110,000
Yellowstone, Montana 5 $ 938,000 $ 187,600 $ 98,000
Jackson, Oregon 5 $ 1,402,000 $ 280,400 $ 86,000
Lincoln, Oregon 5 $ 961,000 $ 192,200 $ 177,000
Linn, Oregon 5 $ 885,000 $ 177,000 $ 74,000
Henrico, Virginia 5 $ 1,116,000 $ 223,200 $ 82,000
Whatcom, Washington 5 $ 1,265,000 $ 253,000 $ 110,000
Lee, Alabama 4 $ 528,000 $ 132,000 $ 75,000
Gila, Arizona 4 $ 920,000 $ 230,000 $ 152,000
Craighead, Arkansas 4 $ 366,000 $ 91,500 $ 103,000
Kings, California 4 $ 632,000 $ 158,000 $ 87,000
Nevada, California 4 $ 2,747,000 $ 686,750 $ 203,000
Leon, Florida 4 $ 2,382,000 $ 595,500 $ 47,000
Walton, Florida 4 $ 3,330,000 $ 832,500 $ 381,000
Cherokee, Georgia 4 $ 783,000 $ 195,750 $ 70,000
Twin Falls, Idaho 4 $ 733,000 $ 183,250 $ 82,000
Will, Illinois 4 $ 1,046,000 $ 261,500 $ 104,000
Carver, Minnesota 4 $ 981,000 $ 245,250 $ 156,000
Dakota, Minnesota 4 $ 766,000 $ 191,500 $ 126,000
Washington, Minnesota 4 $ 2,212,000 $ 553,000 $ 164,000
DeSoto, Mississippi 4 $ 515,000 $ 128,750 $ 103,000
Clay, Missouri 4 $ 590,000 $ 147,500 $ 128,000
Flathead, Montana 4 $ 787,000 $ 196,750 $ 88,000
Lyon, Nevada 4 $ 545,000 $ 136,250 $ 111,000
Hillsborough, New Hampshire 4 $ 965,000 $ 241,250 $ 102,000
Union, New Jersey 4 $ 1,876,000 $ 469,000 $ 218,000
Sandoval, New Mexico 4 $ 476,000 $ 119,000 $ 71,000
Onondaga, New York 4 $ 610,000 $ 152,500 $ 63,000
Forsyth, North Carolina 4 $ 449,000 $ 112,250 $ 123,000
Union, North Carolina 4 $ 1,396,000 $ 349,000 $ 150,000
Geauga, Ohio 4 $ 5,679,000 $ 1,419,750 $ 792,000
Benton, Oregon 4 $ 815,000 $ 203,750 $ 130,000
Clatsop, Oregon 4 $ 810,000 $ 202,500 $ 148,000
Polk, Oregon 4 $ 588,000 $ 147,000 $ 62,000
Yamhill, Oregon 4 $ 923,000 $ 230,750 $ 95,000
Anderson, South Carolina 4 $ 698,000 $ 174,500 $ 89,000
Knox, Tennessee 4 $ 670,000 $ 167,500 $ 90,000
Hays, Texas 4 $ 1,599,000 $ 399,750 $ 231,000
Kaufman, Texas 4 $ 1,465,000 $ 366,250 $ 3,841,000
Rockwall, Texas 4 $ 798,000 $ 199,500 $ 87,000
Iron, Utah 4 $ 682,000 $ 170,500 $ 100,000
Weber, Utah 4 $ 1,702,000 $ 425,500 $ 309,000
Arlington, Virginia 4 $ 853,000 $ 213,250 $ 154,000
Chelan, Washington 4 $ 1,168,000 $ 292,000 $ 80,000
Dane, Wisconsin 4 $ 715,000 $ 178,750 $ 110,000
Waukesha, Wisconsin 4 $ 951,000 $ 237,750 $ 148,000
Morgan, Alabama 3 $ 424,000 $ 141,333 $ 151,000
Coconino, Arizona 3 $ 337,000 $ 112,333 $ 148,000
Mohave, Arizona 3 $ 472,000 $ 157,333 $ 79,000
Amador, California 3 $ 1,094,000 $ 364,666 $ 106,000
Humboldt, California 3 $ 937,000 $ 312,333 $ 99,000
Imperial, California 3 $ 420,000 $ 140,000 $ 59,000
Tehama, California 3 $ 597,000 $ 199,000 $ 70,000
Gunnison, Colorado 3 $ 1,918,000 $ 639,333 $ 1,638,000
Lake, Colorado 3 $ 2,700,000 $ 900,000 $ 0
Montrose, Colorado 3 $ 934,000 $ 311,333 $ 298,000
Summit, Colorado 3 $ 934,000 $ 311,333 $ 163,000
Okaloosa, Florida 3 $ 541,000 $ 180,333 $ 89,000
Sumter, Florida 3 $ 680,000 $ 226,666 $ 112,000
Clayton, Georgia 3 $ 214,000 $ 71,333 $ 120,000
Fayette, Georgia 3 $ 849,000 $ 283,000 $ 150,000
Henry, Georgia 3 $ 375,000 $ 125,000 $ 144,000
Kauai, Hawaii 3 $ 1,521,000 $ 507,000 $ 113,000
Boone, Indiana 3 $ 722,000 $ 240,666 $ 106,000
Wyandotte, Kansas 3 $ 248,000 $ 82,666 $ 46,000
Anne Arundel, Maryland 3 $ 794,000 $ 264,666 $ 116,000
Hampden, Massachusetts 3 $ 335,000 $ 111,666 $ 53,000
Genesee, Michigan 3 $ 555,000 $ 185,000 $ 69,000
Ingham, Michigan 3 $ 308,000 $ 102,666 $ 176,000
Kalamazoo, Michigan 3 $ 1,608,000 $ 536,000 $ 162,000
Kent, Michigan 3 $ 401,000 $ 133,666 $ 77,000
Olmsted, Minnesota 3 $ 616,000 $ 205,333 $ 102,000
Ramsey, Minnesota 3 $ 554,000 $ 184,666 $ 118,000
Jefferson, Montana 3 $ 175,000 $ 58,333 $ 36,000
Elko, Nevada 3 $ 1,049,000 $ 349,666 $ 133,000
Erie, New York 3 $ 925,000 $ 308,333 $ 146,000
Nash, North Carolina 3 $ 322,000 $ 107,333 $ 96,000
Summit, Ohio 3 $ 453,000 $ 151,000 $ 84,000
Wood, Ohio 3 $ 424,000 $ 141,333 $ 86,000
Oklahoma, Oklahoma 3 $ 845,000 $ 281,666 $ 97,000
Crook, Oregon 3 $ 586,000 $ 195,333 $ 98,000
Douglas, Oregon 3 $ 877,000 $ 292,333 $ 50,000
Beaver, Pennsylvania 3 $ 355,000 $ 118,333 $ 46,000
Chester, Pennsylvania 3 $ 1,352,000 $ 450,666 $ 616,000
Northampton, Pennsylvania 3 $ 972,000 $ 324,000 $ 161,000
Dorchester, South Carolina 3 $ 483,000 $ 161,000 $ 69,000
Wilson, Tennessee 3 $ 537,000 $ 179,000 $ 79,000
Brazoria, Texas 3 $ 820,000 $ 273,333 $ 249,000
Ellis, Texas 3 $ 682,000 $ 227,333 $ 119,000
Galveston, Texas 3 $ 4,779,000 $ 1,593,000 $ 2,252,000
Johnson, Texas 3 $ 931,000 $ 310,333 $ 241,000
Smith, Texas 3 $ 377,000 $ 125,666 $ 95,000
Tooele, Utah 3 $ 587,000 $ 195,666 $ 61,000
Alexandria, Virginia 3 $ 745,000 $ 248,333 $ 102,000
Chesterfield, Virginia 3 $ 557,000 $ 185,666 $ 67,000
Newport News, Virginia 3 $ 556,000 $ 185,333 $ 210,000
Richmond City, Virginia 3 $ 979,000 $ 326,333 $ 105,000
Spotsylvania, Virginia 3 $ 678,000 $ 226,000 $ 182,000
Benton, Washington 3 $ 499,000 $ 166,333 $ 145,000
Clallam, Washington 3 $ 802,000 $ 267,333 $ 75,000
Franklin, Washington 3 $ 460,000 $ 153,333 $ 79,000
Grant, Washington 3 $ 549,000 $ 183,000 $ 62,000
Washington, Wisconsin 3 $ 617,000 $ 205,666 $ 93,000
Waupaca, Wisconsin 3 $ 374,000 $ 124,666 $ 107,000
Madison, Alabama 2 $ 520,000 $ 260,000 $ 155,000
Navajo, Arizona 2 $ 242,000 $ 121,000 $ 77,000
Del Norte, California 2 $ 227,000 $ 113,500 $ 175,000
Glenn, California 2 $ 400,000 $ 200,000 $ 102,000
Lake, California 2 $ 312,000 $ 156,000 $ 153,000
Madera, California 2 $ 273,000 $ 136,500 $ 121,000
Mariposa, California 2 $ 1,284,000 $ 642,000 $ 144,000
Mendocino, California 2 $ 2,090,000 $ 1,045,000 $ 403,000
San Benito, California 2 $ 1,455,000 $ 727,500 $ 257,000
Siskiyou, California 2 $ 302,000 $ 151,000 $ 41,000
Tuolumne, California 2 $ 595,000 $ 297,500 $ 134,000
Yuba, California 2 $ 959,000 $ 479,500 $ 106,000
Garfield, Colorado 2 $ 775,000 $ 387,500 $ 110,000
Grand, Colorado 2 $ 1,027,000 $ 513,500 $ 236,000
Middlesex, Connecticut 2 $ 578,000 $ 289,000 $ 95,000
Alachua, Florida 2 $ 365,000 $ 182,500 $ 124,000
Charlotte, Florida 2 $ 671,000 $ 335,500 $ 157,000
Flagler, Florida 2 $ 610,000 $ 305,000 $ 229,000
Indian River, Florida 2 $ 1,150,000 $ 575,000 $ 202,000
Martin, Florida 2 $ 3,301,000 $ 1,650,500 $ 466,000
Barrow, Georgia 2 $ 315,000 $ 157,500 $ 121,000
Columbia, Georgia 2 $ 352,000 $ 176,000 $ 205,000
Hall, Georgia 2 $ 221,000 $ 110,500 $ 110,000
Bannock, Idaho 2 $ 383,000 $ 191,500 $ 43,000
Bonneville, Idaho 2 $ 376,000 $ 188,000 $ 100,000
Minidoka, Idaho 2 $ 310,000 $ 155,000 $ 84,000
Nez Perce, Idaho 2 $ 309,000 $ 154,500 $ 92,000
Kane, Illinois 2 $ 599,000 $ 299,500 $ 117,000
Kendall, Illinois 2 $ 282,000 $ 141,000 $ 107,000
St. Clair, Illinois 2 $ 80,000 $ 40,000 $ 57,000
Madison, Indiana 2 $ 201,000 $ 100,500 $ 71,000
Monroe, Indiana 2 $ 365,000 $ 182,500 $ 167,000
Warren, Iowa 2 $ 573,000 $ 286,500 $ 137,000
Woodbury, Iowa 2 $ 126,000 $ 63,000 $ 35,000
Jefferson, Kentucky 2 $ 199,000 $ 99,500 $ 101,000
Bristol, Massachusetts 2 $ 460,000 $ 230,000 $ 80,000
Worcester, Massachusetts 2 $ 462,000 $ 231,000 $ 171,000
Eaton, Michigan 2 $ 255,000 $ 127,500 $ 54,000
Grand Traverse, Michigan 2 $ 613,000 $ 306,500 $ 145,000
Monroe, Michigan 2 $ 279,000 $ 139,500 $ 106,000
Presque Isle, Michigan 2 $ 235,000 $ 117,500 $ 211,000
St. Clair, Michigan 2 $ 204,000 $ 102,000 $ 67,000
Scott, Minnesota 2 $ 535,000 $ 267,500 $ 60,000
Steele, Minnesota 2 $ 175,000 $ 87,500 $ 34,000
Boone, Missouri 2 $ 696,000 $ 348,000 $ 325,000
Greene, Missouri 2 $ 4,140,000 $ 2,070,000 $ 536,000
Jefferson, Missouri 2 $ 265,000 $ 132,500 $ 74,000
Carbon, Montana 2 $ 610,000 $ 305,000 $ 149,000
Madison, Montana 2 $ 3,696,000 $ 1,848,000 $ 540,000
Lancaster, Nebraska 2 $ 199,000 $ 99,500 $ 147,000
Carson City, Nevada 2 $ 416,000 $ 208,000 $ 40,000
Douglas, Nevada 2 $ 677,000 $ 338,500 $ 185,000
Atlantic, New Jersey 2 $ 248,000 $ 124,000 $ 119,000
Burlington, New Jersey 2 $ 756,000 $ 378,000 $ 256,000
Cape May, New Jersey 2 $ 1,284,000 $ 642,000 $ 132,000
Mercer, New Jersey 2 $ 539,000 $ 269,500 $ 127,000
Rio Arriba, New Mexico 2 $ 502,000 $ 251,000 $ 172,000
Santa Fe, New Mexico 2 $ 206,000 $ 103,000 $ 63,000
Ontario, New York 2 $ 358,000 $ 179,000 $ 112,000
Orange, New York 2 $ 339,000 $ 169,500 $ 82,000
Saratoga, New York 2 $ 848,000 $ 424,000 $ 377,000
Brunswick, North Carolina 2 $ 531,000 $ 265,500 $ 121,000
Buncombe, North Carolina 2 $ 808,000 $ 404,000 $ 115,000
Burke, North Carolina 2 $ 540,000 $ 270,000 $ 213,000
Durham, North Carolina 2 $ 282,000 $ 141,000 $ 63,000
Guilford, North Carolina 2 $ 314,000 $ 157,000 $ 96,000
Harnett, North Carolina 2 $ 1,609,000 $ 804,500 $ 500,000
Haywood, North Carolina 2 $ 523,000 $ 261,500 $ 105,000
Johnston, North Carolina 2 $ 750,000 $ 375,000 $ 165,000
Moore, North Carolina 2 $ 549,000 $ 274,500 $ 92,000
New Hanover, North Carolina 2 $ 424,000 $ 212,000 $ 138,000
Orange, North Carolina 2 $ 496,000 $ 248,000 $ 174,000
Pitt, North Carolina 2 $ 231,000 $ 115,500 $ 108,000
Robeson, North Carolina 2 $ 100,000 $ 50,000 $ 62,000
Licking, Ohio 2 $ 488,000 $ 244,000 $ 199,000
Lorain, Ohio 2 $ 282,000 $ 141,000 $ 44,000
Lucas, Ohio 2 $ 392,000 $ 196,000 $ 93,000
Medina, Ohio 2 $ 243,000 $ 121,500 $ 99,000
Montgomery, Ohio 2 $ 181,000 $ 90,500 $ 81,000
Warren, Ohio 2 $ 489,000 $ 244,500 $ 152,000
Baker, Oregon 2 $ 314,000 $ 157,000 $ 121,000
Columbia, Oregon 2 $ 909,000 $ 454,500 $ 679,000
Curry, Oregon 2 $ 950,000 $ 475,000 $ 421,000
Jefferson, Oregon 2 $ 396,000 $ 198,000 $ 226,000
Josephine, Oregon 2 $ 628,000 $ 314,000 $ 63,000
Tillamook, Oregon 2 $ 430,000 $ 215,000 $ 31,000
Umatilla, Oregon 2 $ 194,000 $ 97,000 $ 137,000
Bucks, Pennsylvania 2 $ 645,000 $ 322,500 $ 150,000
Lancaster, Pennsylvania 2 $ 221,000 $ 110,500 $ 116,000
Lehigh, Pennsylvania 2 $ 380,000 $ 190,000 $ 31,000
Georgetown, South Carolina 2 $ 320,000 $ 160,000 $ 117,000
Lexington, South Carolina 2 $ 187,000 $ 93,500 $ 74,000
Oconee, South Carolina 2 $ 620,000 $ 310,000 $ 132,000
York, South Carolina 2 $ 236,000 $ 118,000 $ 75,000
Minnehaha, South Dakota 2 $ 367,000 $ 183,500 $ 69,000
Blount, Tennessee 2 $ 798,000 $ 399,000 $ 133,000
Hamilton, Tennessee 2 $ 335,000 $ 167,500 $ 120,000
Loudon, Tennessee 2 $ 283,000 $ 141,500 $ 40,000
Marion, Tennessee 2 $ 292,000 $ 146,000 $ 73,000
Bell, Texas 2 $ 178,000 $ 89,000 $ 325,000
Brazos, Texas 2 $ 427,000 $ 213,500 $ 153,000
El Paso, Texas 2 $ 220,000 $ 110,000 $ 125,000
Guadalupe, Texas 2 $ 407,000 $ 203,500 $ 330,000
Hood, Texas 2 $ 249,000 $ 124,500 $ 66,000
Kendall, Texas 2 $ 575,000 $ 287,500 $ 189,000
Wasatch, Utah 2 $ 391,000 $ 195,500 $ 64,000
Chittenden, Vermont 2 $ 438,000 $ 219,000 $ 82,000
Washington, Vermont 2 $ 389,000 $ 194,500 $ 54,000
Chesapeake, Virginia 2 $ 348,000 $ 174,000 $ 89,000
Fauquier, Virginia 2 $ 360,000 $ 180,000 $ 159,000
James City, Virginia 2 $ 344,000 $ 172,000 $ 50,000
Norfolk, Virginia 2 $ 277,000 $ 138,500 $ 84,000
Cowlitz, Washington 2 $ 355,000 $ 177,500 $ 162,000
Grays Harbor, Washington 2 $ 350,000 $ 175,000 $ 52,000
Lewis, Washington 2 $ 338,000 $ 169,000 $ 56,000
Mason, Washington 2 $ 535,000 $ 267,500 $ 177,000
Stevens, Washington 2 $ 338,000 $ 169,000 $ 52,000
Whitman, Washington 2 $ 507,000 $ 253,500 $ 153,000
Teton, Wyoming 2 $ 1,947,000 $ 973,500 $ 165,000
Macon, Alabama 1 $ 50,000 $ 50,000 $ 60,000
Marshall, Alabama 1 $ 171,000 $ 171,000 $ 94,000
Mobile, Alabama 1 $ 174,000 $ 174,000 $ 43,000
Montgomery, Alabama 1 $ 324,000 $ 324,000 $ 108,000
Shelby, Alabama 1 $ 244,000 $ 244,000 $ 160,000
Tuscaloosa, Alabama 1 $ 75,000 $ 75,000 $ 307,000
Walker, Alabama 1 $ 400,000 $ 400,000 $ 282,000
Dillingham, Alaska 1 $ 142,000 $ 142,000 $ 30,000
Cochise, Arizona 1 $ 115,000 $ 115,000 $ 165,000
Carroll, Arkansas 1 $ 243,000 $ 243,000 $ 100,000
Garland, Arkansas 1 $ 356,000 $ 356,000 $ 115,000
Pulaski, Arkansas 1 $ 125,000 $ 125,000 $ 236,000
Washington, Arkansas 1 $ 88,000 $ 88,000 $ 267,000
Shasta, California 1 $ 225,000 $ 225,000 $ 64,000
Costilla, Colorado 1 $ 132,000 $ 132,000 $ 180,000
La Plata, Colorado 1 $ 424,000 $ 424,000 $ 396,000
Montezuma, Colorado 1 $ 108,000 $ 108,000 $ 50,000
Park, Colorado 1 $ 219,000 $ 219,000 $ 52,000
Pitkin, Colorado 1 $ 15,200,000 $ 15,200,000 $ 625,000
Teller, Colorado 1 $ 344,000 $ 344,000 $ 127,000
New London, Connecticut 1 $ 63,000 $ 63,000 $ 89,000
Tolland, Connecticut 1 $ 232,000 $ 232,000 $ 143,000
Escambia, Florida 1 $ 80,000 $ 80,000 $ 180,000
Franklin, Florida 1 $ 385,000 $ 385,000 $ 302,000
Marion, Florida 1 $ 207,000 $ 207,000 $ 62,000
Nassau, Florida 1 $ 532,000 $ 532,000 $ 438,000
Bartow, Georgia 1 $ 105,000 $ 105,000 $ 175,000
Bibb, Georgia 1 $ 50,000 $ 50,000 $ 129,000
Catoosa, Georgia 1 $ 152,000 $ 152,000 $ 132,000
Clarke, Georgia 1 $ 164,000 $ 164,000 $ 47,000
Cook, Georgia 1 $ 142,000 $ 142,000 $ 111,000
Douglas, Georgia 1 $ 130,000 $ 130,000 $ 230,000
Gordon, Georgia 1 $ 105,000 $ 105,000 $ 54,000
Habersham, Georgia 1 $ 130,000 $ 130,000 $ 105,000
Peach, Georgia 1 $ 552,000 $ 552,000 $ 44,000
Pickens, Georgia 1 $ 69,000 $ 69,000 $ 65,000
Rockdale, Georgia 1 $ 288,000 $ 288,000 $ 94,000
Bingham, Idaho 1 $ 140,000 $ 140,000 $ 63,000
Boise, Idaho 1 $ 250,000 $ 250,000 $ 90,000
Latah, Idaho 1 $ 204,000 $ 204,000 $ 54,000
Teton, Idaho 1 $ 220,000 $ 220,000 $ 130,000
DeKalb, Illinois 1 $ 100,000 $ 100,000 $ 118,000
Franklin, Illinois 1 $ 50,000 $ 50,000 $ 45,000
Hamilton, Illinois 1 $ 191,000 $ 191,000 $ 103,000
LaSalle, Illinois 1 $ 95,000 $ 95,000 $ 136,000
Williamson, Illinois 1 $ 150,000 $ 150,000 $ 70,000
Allen, Indiana 1 $ 75,000 $ 75,000 $ 9,000
Clark, Indiana 1 $ 139,000 $ 139,000 $ 121,000
Hendricks, Indiana 1 $ 56,000 $ 56,000 $ 64,000
Wayne, Indiana 1 $ 64,000 $ 64,000 $ 48,000
Dallas, Iowa 1 $ 89,000 $ 89,000 $ 48,000
Linn, Iowa 1 $ 92,000 $ 92,000 $ 125,000
Butler, Kansas 1 $ 216,000 $ 216,000 $ 150,000
Lyon, Kansas 1 $ 139,000 $ 139,000 $ 40,000
Bourbon, Kentucky 1 $ 517,000 $ 517,000 $ 193,000
Caddo, Louisiana 1 $ 142,000 $ 142,000 $ 65,000
Jefferson Davis, Louisiana 1 $ 80,000 $ 80,000 $ 64,000
Livingston, Louisiana 1 $ 262,000 $ 262,000 $ 172,000
West Baton Rouge, Louisiana 1 $ 140,000 $ 140,000 $ 187,000
Cumberland, Maine 1 $ 383,000 $ 383,000 $ 149,000
Knox, Maine 1 $ 225,000 $ 225,000 $ 143,000
Piscataquis, Maine 1 $ 68,000 $ 68,000 $ 25,000
Carroll, Maryland 1 $ 185,000 $ 185,000 $ 114,000
Cecil, Maryland 1 $ 358,000 $ 358,000 $ 250,000
Frederick, Maryland 1 $ 258,000 $ 258,000 $ 114,000
Harford, Maryland 1 $ 120,000 $ 120,000 $ 162,000
Kent, Maryland 1 $ 389,000 $ 389,000 $ 166,000
Talbot, Maryland 1 $ 315,000 $ 315,000 $ 249,000
Washington, Maryland 1 $ 52,000 $ 52,000 $ 85,000
Barnstable, Massachusetts 1 $ 385,000 $ 385,000 $ 133,000
Berkshire, Massachusetts 1 $ 350,000 $ 350,000 $ 191,000
Dukes, Massachusetts 1 $ 950,000 $ 950,000 $ 305,000
Hampshire, Massachusetts 1 $ 182,000 $ 182,000 $ 325,000
Allegan, Michigan 1 $ 50,000 $ 50,000 $ 73,000
Berrien, Michigan 1 $ 113,000 $ 113,000 $ 68,000
Calhoun, Michigan 1 $ 108,000 $ 108,000 $ 55,000
Cass, Michigan 1 $ 175,000 $ 175,000 $ 39,000
Delta, Michigan 1 $ 145,000 $ 145,000 $ 60,000
Houghton, Michigan 1 $ 308,000 $ 308,000 $ 124,000
Lenawee, Michigan 1 $ 188,000 $ 188,000 $ 157,000
Missaukee, Michigan 1 $ 110,000 $ 110,000 $ 162,000
Ottawa, Michigan 1 $ 150,000 $ 150,000 $ 18,000
Van Buren, Michigan 1 $ 223,000 $ 223,000 $ 173,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,726 $2,738,304,000 $734,000 $25,000,000 $250,000 $14,939,000
Home Purchase 2,683 $1,928,849,000 $718,000 $16,350,000 $324,000 $57,844,000
Home Improvement 1,086 $579,327,000 $533,000 $8,450,000 $166,000 $3,618,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,673 $2,827,296,000 $769,000 $25,000,000 $302,000 $14,939,000
Not Provided 1,608 $951,668,000 $591,000 $15,200,000 $201,000 $7,894,000
Asian 1,146 $758,364,000 $661,000 $16,350,000 $303,000 $57,844,000
Hispanic 646 $281,228,000 $435,000 $5,670,000 $198,000 $12,472,000
Black or African American 179 $119,602,000 $668,000 $13,000,000 $275,000 $9,913,000
Not applicable 175 $261,975,000 $1,497,000 $8,000,000 $0 $0
American Indian or Alaskan Native 42 $19,569,000 $465,000 $2,310,000 $197,000 $1,412,000
Native Hawaiian or Other Pacific Islander 26 $26,778,000 $1,029,000 $8,710,000 $449,000 $5,614,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,304 $5,196,812,000 $711,000 $25,000,000 $268,000 $57,844,000
FHA-insured (Federal Housing Administration) 129 $31,830,000 $246,000 $647,000 $89,000 $322,000
VA-guaranteed (Veterans Administration) 62 $17,838,000 $287,000 $714,000 $108,000 $326,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,685 $2,387,545,000 $647,000 $25,000,000 $236,000 $14,435,000
Application Withdrawn By Applicant 1,620 $895,587,000 $552,000 $20,000,000 $236,000 $6,416,000
Application Denied By Financial Institution 1,345 $1,234,813,000 $918,000 $20,000,000 $282,000 $14,939,000
File Closed For Incompleteness 664 $584,292,000 $879,000 $20,000,000 $448,000 $57,844,000
Loan Purchased By The Institution 82 $72,797,000 $887,000 $3,425,000 $356,000 $1,789,000
Application Approved But Not Accepted 75 $63,348,000 $844,000 $9,000,000 $216,000 $1,255,000
Preapproval Denied by Financial Institution 24 $8,098,000 $337,000 $1,800,000 $150,000 $1,412,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 505 $360,712,000 $714,000 $12,420,000 $112,000 $2,655,000
Collateral 280 $290,442,000 $1,037,000 $14,000,000 $415,000 $14,939,000
Credit History 243 $154,654,000 $636,000 $6,600,000 $205,000 $3,289,000
Other 220 $318,299,000 $1,446,000 $20,000,000 $609,000 $6,559,000
Unverifiable Information 79 $82,132,000 $1,039,000 $8,150,000 $196,000 $3,337,000
Insufficient Cash (Downpayment, Closing Cost) 32 $29,661,000 $926,000 $8,281,000 $296,000 $1,973,000
Employment History 10 $7,011,000 $701,000 $1,665,000 $222,000 $475,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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