Truist Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Truist Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truist Bank 3100 Smoketree Ct Fl 5 Charlotte, NC 27604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 194,190 |
| Total Mortgage Loan Application Amount | $58,726,445,000 |
| Average Mortgage Loan Application Amount | $234,666 |
| Highest Mortgage Loan Application Amount | $97,505,000 |
| Average Applicant Income | $132,500 |
| Highest Applicant Income | $9,588,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Truist Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truist Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Truist Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truist Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Truist Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truist Bank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 15,393 | $ 3,317,965,000 | $ 321,222 | $ 168,311 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 13,846 | $ 3,760,160,000 | $ 271,000 | $ 162,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 12,751 | $ 4,841,690,000 | $ 356,500 | $ 158,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 6,481 | $ 1,831,785,000 | $ 282,000 | $ 146,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 6,423 | $ 1,816,565,000 | $ 260,500 | $ 144,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5,857 | $ 1,524,055,000 | $ 260,000 | $ 147,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 4,238 | $ 1,208,040,000 | $ 285,000 | $ 163,000 |
| RALEIGH, NC | 4,232 | $ 1,330,150,000 | $ 314,000 | $ 162,000 |
| DALLAS-PLANO-IRVING, TX | 4,046 | $ 1,670,800,000 | $ 412,000 | $ 194,000 |
| RICHMOND, VA | 3,972 | $ 899,920,000 | $ 226,000 | $ 129,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 3,853 | $ 1,486,185,000 | $ 385,000 | $ 182,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3,637 | $ 1,187,545,000 | $ 326,000 | $ 155,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3,338 | $ 663,510,000 | $ 191,500 | $ 118,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,956 | $ 1,121,650,000 | $ 379,000 | $ 174,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,458 | $ 694,410,000 | $ 282,000 | $ 173,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 2,411 | $ 689,215,000 | $ 285,000 | $ 174,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,371 | $ 699,595,000 | $ 295,000 | $ 188,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2,112 | $ 626,000,000 | $ 296,000 | $ 159,000 |
| DURHAM-CHAPEL HILL, NC | 1,980 | $ 586,440,000 | $ 296,000 | $ 146,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1,974 | $ 396,460,000 | $ 200,000 | $ 119,000 |
| AUSTIN-ROUND ROCK, TX | 1,965 | $ 925,825,000 | $ 471,000 | $ 199,000 |
| JACKSONVILLE, FL | 1,875 | $ 545,295,000 | $ 290,000 | $ 171,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1,873 | $ 419,945,000 | $ 229,000 | $ 135,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,829 | $ 517,085,000 | $ 282,000 | $ 163,000 |
| GREENSBORO-HIGH POINT, NC | 1,744 | $ 291,110,000 | $ 166,000 | $ 118,000 |
| WINSTON-SALEM, NC | 1,619 | $ 271,535,000 | $ 167,000 | $ 115,000 |
| KNOXVILLE, TN | 1,607 | $ 378,245,000 | $ 235,000 | $ 122,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,417 | $ 713,005,000 | $ 503,000 | $ 184,000 |
| CAPE CORAL-FORT MYERS, FL | 1,406 | $ 315,740,000 | $ 224,000 | $ 135,000 |
| NEW YORK-NEWARK, NY | 1,381 | $ 649,425,000 | $ 415,000 | $ 153,000 |
| FORT WORTH-ARLINGTON, TX | 1,356 | $ 458,780,000 | $ 338,000 | $ 164,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,327 | $ 487,475,000 | $ 367,000 | $ 180,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,299 | $ 301,925,000 | $ 232,000 | $ 112,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,282 | $ 1,005,400,000 | $ 784,000 | $ 242,000 |
| CHICAGO-NAPERVILLE, IL | 1,259 | $ 818,865,000 | $ 650,000 | $ 246,000 |
| CHATTANOOGA, TN-GA | 1,243 | $ 236,465,000 | $ 171,000 | $ 110,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1,162 | $ 257,230,000 | $ 221,000 | $ 126,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,142 | $ 735,540,000 | $ 644,000 | $ 227,000 |
| COLUMBIA, SC | 1,127 | $ 212,335,000 | $ 188,000 | $ 120,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,087 | $ 683,405,000 | $ 628,000 | $ 221,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,076 | $ 179,820,000 | $ 235,000 | $ 117,500 |
| MEMPHIS, TN-MS-AR | 1,070 | $ 218,450,000 | $ 161,333 | $ 126,666 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,022 | $ 195,740,000 | $ 201,000 | $ 108,000 |
| LANCASTER, PA | 1,019 | $ 167,245,000 | $ 164,000 | $ 126,000 |
| HICKORY-LENOIR-MORGANTON, NC | 927 | $ 137,915,000 | $ 148,000 | $ 115,000 |
| CINCINNATI, OH-KY-IN | 890 | $ 222,460,000 | $ 233,666 | $ 111,333 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 868 | $ 307,290,000 | $ 354,000 | $ 162,000 |
| SAVANNAH, GA | 867 | $ 171,925,000 | $ 198,000 | $ 134,000 |
| FAYETTEVILLE, NC | 852 | $ 156,210,000 | $ 183,000 | $ 96,000 |
| PORT ST. LUCIE, FL | 851 | $ 161,105,000 | $ 189,000 | $ 135,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 850 | $ 441,460,000 | $ 519,000 | $ 161,000 |
| ST. LOUIS, MO-IL | 850 | $ 268,550,000 | $ 288,000 | $ 134,500 |
| LAKELAND-WINTER HAVEN, FL | 836 | $ 195,280,000 | $ 233,000 | $ 105,000 |
| ROANOKE, VA | 831 | $ 119,975,000 | $ 144,000 | $ 98,000 |
| BIRMINGHAM-HOOVER, AL | 829 | $ 256,375,000 | $ 309,000 | $ 124,000 |
| PHILADELPHIA, PA | 800 | $ 286,990,000 | $ 358,000 | $ 148,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 782 | $ 116,810,000 | $ 148,500 | $ 93,000 |
| LYNCHBURG, VA | 761 | $ 148,355,000 | $ 194,000 | $ 97,000 |
| ASHEVILLE, NC | 752 | $ 239,240,000 | $ 318,000 | $ 155,000 |
| WILMINGTON, NC | 747 | $ 265,975,000 | $ 356,000 | $ 183,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 714 | $ 148,270,000 | $ 212,500 | $ 107,500 |
| PITTSBURGH, PA | 713 | $ 196,885,000 | $ 276,000 | $ 137,000 |
| CAMDEN, NJ | 690 | $ 151,160,000 | $ 219,000 | $ 138,000 |
| YORK-HANOVER, PA | 650 | $ 99,730,000 | $ 153,000 | $ 97,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 646 | $ 366,670,000 | $ 510,000 | $ 198,000 |
| SPARTANBURG, SC | 626 | $ 88,250,000 | $ 140,000 | $ 99,000 |
| NEWARK, NJ-PA | 612 | $ 326,400,000 | $ 414,500 | $ 199,000 |
| READING, PA | 612 | $ 90,170,000 | $ 147,000 | $ 125,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 602 | $ 216,340,000 | $ 359,000 | $ 228,000 |
| CHARLOTTESVILLE, VA | 601 | $ 148,985,000 | $ 247,000 | $ 147,000 |
| OCALA, FL | 601 | $ 146,435,000 | $ 243,000 | $ 105,000 |
| SALISBURY, MD-DE | 601 | $ 203,235,000 | $ 346,500 | $ 196,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 596 | $ 462,810,000 | $ 831,500 | $ 273,000 |
| SAN DIEGO-CARLSBAD, CA | 556 | $ 307,230,000 | $ 552,000 | $ 207,000 |
| DES MOINES-WEST DES MOINES, IA | 555 | $ 144,575,000 | $ 260,000 | $ 113,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 534 | $ 346,250,000 | $ 648,000 | $ 242,000 |
| HUNTSVILLE, AL | 499 | $ 183,745,000 | $ 368,000 | $ 120,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 493 | $ 298,925,000 | $ 606,000 | $ 229,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 491 | $ 330,535,000 | $ 642,500 | $ 201,500 |
| GAINESVILLE, GA | 484 | $ 105,450,000 | $ 217,000 | $ 131,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 470 | $ 202,660,000 | $ 431,000 | $ 187,000 |
| ATHENS-CLARKE COUNTY, GA | 462 | $ 115,290,000 | $ 249,000 | $ 155,000 |
| PUNTA GORDA, FL | 461 | $ 91,445,000 | $ 198,000 | $ 132,000 |
| HOMOSASSA SPRINGS, FL | 451 | $ 62,735,000 | $ 139,000 | $ 96,000 |
| CHARLESTON, WV | 440 | $ 44,900,000 | $ 102,000 | $ 110,000 |
| TALLAHASSEE, FL | 438 | $ 85,090,000 | $ 194,000 | $ 130,000 |
| GREENVILLE, NC | 427 | $ 72,885,000 | $ 170,000 | $ 126,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 425 | $ 113,455,000 | $ 266,000 | $ 134,000 |
| WINCHESTER, VA-WV | 401 | $ 69,385,000 | $ 158,500 | $ 103,000 |
| KANSAS CITY, MO-KS | 394 | $ 159,260,000 | $ 388,500 | $ 146,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 391 | $ 239,845,000 | $ 613,000 | $ 224,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 382 | $ 113,530,000 | $ 297,000 | $ 203,000 |
| BOSTON, MA | 381 | $ 248,715,000 | $ 652,000 | $ 262,000 |
| OKLAHOMA CITY, OK | 380 | $ 111,620,000 | $ 293,000 | $ 138,000 |
| HARRISBURG-CARLISLE, PA | 373 | $ 64,315,000 | $ 172,000 | $ 115,000 |
| NEW ORLEANS-METAIRIE, LA | 372 | $ 140,940,000 | $ 378,000 | $ 180,000 |
| BURLINGTON, NC | 341 | $ 51,725,000 | $ 151,000 | $ 113,000 |
| NEW BERN, NC | 332 | $ 59,290,000 | $ 178,000 | $ 105,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 330 | $ 53,920,000 | $ 163,000 | $ 118,000 |
| LEXINGTON-FAYETTE, KY | 325 | $ 100,105,000 | $ 308,000 | $ 138,000 |
| MACON-BIBB COUNTY, GA | 323 | $ 48,825,000 | $ 151,000 | $ 123,000 |
| HARRISONBURG, VA | 321 | $ 60,195,000 | $ 187,000 | $ 95,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 307 | $ 140,565,000 | $ 457,000 | $ 177,000 |
| ROCHESTER, NY | 307 | $ 126,425,000 | $ 411,000 | $ 119,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 303 | $ 110,305,000 | $ 364,000 | $ 170,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 298 | $ 85,930,000 | $ 288,000 | $ 184,000 |
| GAINESVILLE, FL | 298 | $ 77,840,000 | $ 261,000 | $ 145,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 293 | $ 155,125,000 | $ 529,000 | $ 297,000 |
| COLUMBUS, GA-AL | 286 | $ 39,890,000 | $ 122,500 | $ 94,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 284 | $ 94,430,000 | $ 332,000 | $ 160,000 |
| WILMINGTON, DE-MD-NJ | 276 | $ 84,520,000 | $ 256,000 | $ 121,000 |
| COLUMBUS, OH | 272 | $ 90,360,000 | $ 332,000 | $ 149,000 |
| SIOUX FALLS, SD | 252 | $ 85,670,000 | $ 339,000 | $ 145,000 |
| STAUNTON-WAYNESBORO, VA | 246 | $ 39,040,000 | $ 158,000 | $ 95,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 245 | $ 29,845,000 | $ 118,333 | $ 95,333 |
| MORGANTOWN, WV | 241 | $ 40,125,000 | $ 166,000 | $ 134,000 |
| GOLDSBORO, NC | 240 | $ 30,270,000 | $ 126,000 | $ 90,000 |
| SALT LAKE CITY, UT | 240 | $ 130,270,000 | $ 542,000 | $ 177,000 |
| ROCKY MOUNT, NC | 237 | $ 32,605,000 | $ 137,000 | $ 82,000 |
| WARNER ROBINS, GA | 236 | $ 36,640,000 | $ 155,000 | $ 126,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 234 | $ 32,160,000 | $ 137,000 | $ 92,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 230 | $ 27,380,000 | $ 119,000 | $ 85,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 228 | $ 31,390,000 | $ 134,500 | $ 91,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 225 | $ 158,685,000 | $ 705,000 | $ 257,000 |
| WHEELING, WV-OH | 220 | $ 30,970,000 | $ 156,000 | $ 92,000 |
| BOWLING GREEN, KY | 218 | $ 38,430,000 | $ 176,000 | $ 181,000 |
| OGDEN-CLEARFIELD, UT | 218 | $ 102,620,000 | $ 470,000 | $ 155,000 |
| CLEVELAND, TN | 212 | $ 31,630,000 | $ 149,000 | $ 83,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 211 | $ 65,185,000 | $ 308,000 | $ 155,000 |
| FORT COLLINS, CO | 206 | $ 160,280,000 | $ 778,000 | $ 199,000 |
| THE VILLAGES, FL | 206 | $ 45,630,000 | $ 221,000 | $ 115,000 |
| DALTON, GA | 205 | $ 30,385,000 | $ 148,000 | $ 105,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 200 | $ 119,410,000 | $ 597,000 | $ 215,000 |
| SEBASTIAN-VERO BEACH, FL | 200 | $ 44,680,000 | $ 223,000 | $ 157,000 |
| COLLEGE STATION-BRYAN, TX | 199 | $ 53,455,000 | $ 268,000 | $ 154,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 197 | $ 80,865,000 | $ 410,000 | $ 150,000 |
| JACKSON, MS | 196 | $ 55,680,000 | $ 284,000 | $ 127,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 194 | $ 41,070,000 | $ 211,000 | $ 99,000 |
| PANAMA CITY, FL | 192 | $ 54,040,000 | $ 281,000 | $ 173,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 191 | $ 122,615,000 | $ 641,000 | $ 231,000 |
| SPRINGFIELD, MO | 188 | $ 40,720,000 | $ 216,000 | $ 115,000 |
| BOISE CITY, ID | 187 | $ 92,415,000 | $ 494,000 | $ 189,000 |
| JACKSONVILLE, NC | 186 | $ 37,550,000 | $ 201,000 | $ 117,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 186 | $ 113,730,000 | $ 611,000 | $ 221,000 |
| PROVO-OREM, UT | 185 | $ 95,875,000 | $ 518,000 | $ 162,000 |
| ALBUQUERQUE, NM | 183 | $ 56,835,000 | $ 310,000 | $ 127,000 |
| AUBURN-OPELIKA, AL | 183 | $ 46,205,000 | $ 252,000 | $ 157,000 |
| ROME, GA | 181 | $ 24,705,000 | $ 136,000 | $ 93,000 |
| TUCSON, AZ | 181 | $ 65,355,000 | $ 361,000 | $ 142,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 178 | $ 45,690,000 | $ 256,000 | $ 151,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 176 | $ 95,350,000 | $ 430,000 | $ 190,000 |
| BECKLEY, WV | 175 | $ 19,765,000 | $ 112,000 | $ 83,000 |
| ALBANY, GA | 173 | $ 19,395,000 | $ 112,000 | $ 93,000 |
| GETTYSBURG, PA | 170 | $ 26,050,000 | $ 153,000 | $ 97,000 |
| BRUNSWICK, GA | 169 | $ 45,045,000 | $ 266,000 | $ 193,000 |
| CLARKSVILLE, TN-KY | 168 | $ 30,720,000 | $ 176,000 | $ 86,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 165 | $ 55,825,000 | $ 338,000 | $ 158,000 |
| CLEVELAND-ELYRIA, OH | 163 | $ 47,155,000 | $ 289,000 | $ 178,000 |
| MONTGOMERY, AL | 163 | $ 31,605,000 | $ 193,000 | $ 114,000 |
| CUMBERLAND, MD-WV | 162 | $ 16,850,000 | $ 99,500 | $ 81,000 |
| COLORADO SPRINGS, CO | 158 | $ 78,980,000 | $ 499,000 | $ 172,000 |
| PROVIDENCE-WARWICK, RI-MA | 156 | $ 64,870,000 | $ 415,500 | $ 161,500 |
| JOHNSON CITY, TN | 154 | $ 26,210,000 | $ 170,000 | $ 112,000 |
| MORRISTOWN, TN | 153 | $ 23,545,000 | $ 153,000 | $ 105,000 |
| MOBILE, AL | 151 | $ 30,215,000 | $ 200,000 | $ 119,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 150 | $ 79,740,000 | $ 531,000 | $ 197,000 |
| WICHITA, KS | 145 | $ 29,005,000 | $ 200,000 | $ 97,000 |
| RENO, NV | 143 | $ 73,375,000 | $ 513,000 | $ 184,000 |
| TACOMA-LAKEWOOD, WA | 143 | $ 92,835,000 | $ 649,000 | $ 221,000 |
| SEBRING, FL | 141 | $ 20,195,000 | $ 143,000 | $ 92,000 |
| BOULDER, CO | 137 | $ 101,435,000 | $ 740,000 | $ 309,000 |
| FLORENCE, SC | 135 | $ 26,875,000 | $ 199,000 | $ 134,000 |
| VINELAND-BRIDGETON, NJ | 133 | $ 15,065,000 | $ 113,000 | $ 88,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 131 | $ 98,195,000 | $ 749,000 | $ 262,000 |
| TUSCALOOSA, AL | 131 | $ 57,205,000 | $ 436,000 | $ 112,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 127 | $ 44,025,000 | $ 346,000 | $ 155,000 |
| OWENSBORO, KY | 125 | $ 16,265,000 | $ 130,000 | $ 130,000 |
| FLORENCE-MUSCLE SHOALS, AL | 123 | $ 21,205,000 | $ 172,000 | $ 83,000 |
| GREELEY, CO | 121 | $ 62,525,000 | $ 516,000 | $ 182,000 |
| MIDLAND, TX | 120 | $ 40,360,000 | $ 336,000 | $ 182,000 |
| TRENTON, NJ | 120 | $ 38,360,000 | $ 319,000 | $ 140,000 |
| FRESNO, CA | 119 | $ 45,245,000 | $ 380,000 | $ 189,000 |
| TULSA, OK | 119 | $ 38,605,000 | $ 324,000 | $ 153,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 110 | $ 42,660,000 | $ 327,500 | $ 158,500 |
| BILLINGS, MT | 109 | $ 34,195,000 | $ 313,000 | $ 141,000 |
| ELGIN, IL | 109 | $ 36,175,000 | $ 331,000 | $ 148,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 101 | $ 36,265,000 | $ 359,000 | $ 169,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 98 | $ 13,370,000 | $ 136,000 | $ 92,000 |
| LUBBOCK, TX | 98 | $ 27,510,000 | $ 280,000 | $ 151,000 |
| EAST STROUDSBURG, PA | 96 | $ 17,320,000 | $ 180,000 | $ 110,000 |
| WORCESTER, MA-CT | 96 | $ 43,160,000 | $ 387,000 | $ 153,500 |
| BATON ROUGE, LA | 95 | $ 32,095,000 | $ 337,000 | $ 148,000 |
| AMARILLO, TX | 93 | $ 24,935,000 | $ 268,000 | $ 149,000 |
| NEW HAVEN-MILFORD, CT | 93 | $ 35,185,000 | $ 378,000 | $ 173,000 |
| SUMTER, SC | 92 | $ 16,680,000 | $ 181,000 | $ 122,000 |
| LINCOLN, NE | 91 | $ 30,825,000 | $ 338,000 | $ 166,000 |
| PARKERSBURG-VIENNA, WV | 91 | $ 9,165,000 | $ 100,000 | $ 95,000 |
| GARY, IN | 90 | $ 25,370,000 | $ 281,000 | $ 130,000 |
| LEBANON, PA | 87 | $ 13,885,000 | $ 159,000 | $ 111,000 |
| STOCKTON-LODI, CA | 86 | $ 36,340,000 | $ 422,000 | $ 148,000 |
| FORT SMITH, AR-OK | 82 | $ 24,850,000 | $ 254,000 | $ 100,000 |
| WILLIAMSPORT, PA | 82 | $ 9,040,000 | $ 110,000 | $ 101,000 |
| SANTA MARIA-SANTA BARBARA, CA | 80 | $ 47,120,000 | $ 589,000 | $ 243,000 |
| CAPE GIRARDEAU, MO-IL | 79 | $ 15,785,000 | $ 199,000 | $ 78,000 |
| SANTA ROSA, CA | 78 | $ 46,990,000 | $ 602,000 | $ 225,000 |
| OCEAN CITY, NJ | 76 | $ 29,720,000 | $ 391,000 | $ 238,000 |
| JOPLIN, MO | 74 | $ 12,280,000 | $ 165,000 | $ 77,000 |
| SHERMAN-DENISON, TX | 73 | $ 22,975,000 | $ 314,000 | $ 208,000 |
| BELLINGHAM, WA | 72 | $ 40,570,000 | $ 563,000 | $ 204,000 |
| PORTLAND-SOUTH PORTLAND, ME | 72 | $ 25,110,000 | $ 348,000 | $ 150,000 |
| BREMERTON-SILVERDALE, WA | 70 | $ 43,400,000 | $ 620,000 | $ 221,000 |
| ST. GEORGE, UT | 70 | $ 34,780,000 | $ 496,000 | $ 197,000 |
| GRAND JUNCTION, CO | 68 | $ 26,350,000 | $ 387,000 | $ 144,000 |
| GRAND RAPIDS-WYOMING, MI | 68 | $ 23,640,000 | $ 347,000 | $ 169,000 |
| FARGO, ND-MN | 67 | $ 20,265,000 | $ 290,000 | $ 118,500 |
| BAKERSFIELD, CA | 65 | $ 21,475,000 | $ 330,000 | $ 125,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 65 | $ 17,725,000 | $ 272,000 | $ 151,000 |
| SPOKANE-SPOKANE VALLEY, WA | 64 | $ 32,030,000 | $ 500,000 | $ 211,000 |
| ODESSA, TX | 63 | $ 11,145,000 | $ 176,000 | $ 104,000 |
| EVANSVILLE, IN-KY | 62 | $ 13,970,000 | $ 176,000 | $ 121,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 62 | $ 30,350,000 | $ 489,000 | $ 184,000 |
| SYRACUSE, NY | 61 | $ 10,145,000 | $ 166,000 | $ 87,000 |
| BEND-REDMOND, OR | 60 | $ 41,190,000 | $ 686,000 | $ 313,000 |
| BISMARCK, ND | 59 | $ 20,305,000 | $ 344,000 | $ 130,000 |
| SHREVEPORT-BOSSIER CITY, LA | 58 | $ 17,030,000 | $ 293,000 | $ 142,000 |
| VALDOSTA, GA | 58 | $ 7,610,000 | $ 131,000 | $ 106,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 57 | $ 11,735,000 | $ 205,000 | $ 102,000 |
| VALLEJO-FAIRFIELD, CA | 56 | $ 27,820,000 | $ 496,000 | $ 155,000 |
| DECATUR, AL | 55 | $ 10,995,000 | $ 199,000 | $ 101,000 |
| SAN RAFAEL, CA | 55 | $ 44,075,000 | $ 801,000 | $ 270,000 |
| AKRON, OH | 54 | $ 15,070,000 | $ 279,000 | $ 180,000 |
| GADSDEN, AL | 54 | $ 7,320,000 | $ 135,000 | $ 76,000 |
| PUEBLO, CO | 52 | $ 13,820,000 | $ 265,000 | $ 90,000 |
| TEXARKANA, TX-AR | 52 | $ 15,080,000 | $ 270,500 | $ 152,500 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 51 | $ 14,705,000 | $ 288,000 | $ 141,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 51 | $ 22,235,000 | $ 435,000 | $ 203,000 |
| MOUNT VERNON-ANACORTES, WA | 50 | $ 25,630,000 | $ 512,000 | $ 167,000 |
| STATE COLLEGE, PA | 50 | $ 13,870,000 | $ 277,000 | $ 131,000 |
| COEUR D'ALENE, ID | 48 | $ 25,970,000 | $ 541,000 | $ 243,000 |
| SANTA CRUZ-WATSONVILLE, CA | 48 | $ 30,250,000 | $ 630,000 | $ 265,000 |
| VISALIA-PORTERVILLE, CA | 48 | $ 13,270,000 | $ 276,000 | $ 116,000 |
| AMES, IA | 47 | $ 13,965,000 | $ 297,000 | $ 134,000 |
| FLAGSTAFF, AZ | 46 | $ 25,200,000 | $ 547,000 | $ 233,000 |
| IDAHO FALLS, ID | 46 | $ 16,270,000 | $ 353,000 | $ 144,000 |
| LAWRENCE, KS | 45 | $ 11,205,000 | $ 249,000 | $ 128,000 |
| HATTIESBURG, MS | 44 | $ 11,650,000 | $ 264,000 | $ 136,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 44 | $ 20,410,000 | $ 463,000 | $ 158,000 |
| DOVER, DE | 43 | $ 11,885,000 | $ 276,000 | $ 87,000 |
| KILLEEN-TEMPLE, TX | 43 | $ 9,905,000 | $ 230,000 | $ 131,000 |
| ERIE, PA | 42 | $ 9,280,000 | $ 220,000 | $ 116,000 |
| MANHATTAN, KS | 41 | $ 9,145,000 | $ 223,000 | $ 115,000 |
| SALINAS, CA | 41 | $ 26,025,000 | $ 634,000 | $ 203,000 |
| WATERLOO-CEDAR FALLS, IA | 41 | $ 7,405,000 | $ 180,000 | $ 81,000 |
| MCALLEN-EDINBURG-MISSION, TX | 40 | $ 9,350,000 | $ 233,000 | $ 128,000 |
| WENATCHEE, WA | 40 | $ 18,700,000 | $ 467,000 | $ 185,000 |
| COLUMBIA, MO | 39 | $ 10,805,000 | $ 277,000 | $ 144,000 |
| CORPUS CHRISTI, TX | 39 | $ 10,915,000 | $ 279,000 | $ 201,000 |
| JACKSON, TN | 39 | $ 9,375,000 | $ 240,000 | $ 148,000 |
| EL PASO, TX | 38 | $ 9,950,000 | $ 261,000 | $ 170,000 |
| BEAUMONT-PORT ARTHUR, TX | 37 | $ 10,075,000 | $ 272,000 | $ 145,000 |
| MODESTO, CA | 37 | $ 13,225,000 | $ 357,000 | $ 155,000 |
| IOWA CITY, IA | 36 | $ 9,420,000 | $ 261,000 | $ 99,000 |
| LONGVIEW, TX | 36 | $ 9,560,000 | $ 265,000 | $ 131,000 |
| SANTA FE, NM | 36 | $ 19,410,000 | $ 539,000 | $ 190,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 35 | $ 11,605,000 | $ 331,000 | $ 143,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 34 | $ 4,750,000 | $ 133,500 | $ 154,000 |
| MANCHESTER-NASHUA, NH | 33 | $ 13,595,000 | $ 411,000 | $ 154,000 |
| ROCKFORD, IL | 33 | $ 7,695,000 | $ 233,000 | $ 234,000 |
| TYLER, TX | 33 | $ 11,625,000 | $ 352,000 | $ 257,000 |
| ANN ARBOR, MI | 32 | $ 12,770,000 | $ 399,000 | $ 181,000 |
| DOTHAN, AL | 32 | $ 5,860,000 | $ 183,000 | $ 127,000 |
| LAFAYETTE, LA | 32 | $ 11,110,000 | $ 347,000 | $ 137,000 |
| OLYMPIA-TUMWATER, WA | 32 | $ 16,610,000 | $ 519,000 | $ 222,000 |
| SALEM, OR | 32 | $ 13,650,000 | $ 426,000 | $ 126,000 |
| YUMA, AZ | 32 | $ 9,600,000 | $ 300,000 | $ 121,000 |
| KENNEWICK-RICHLAND, WA | 31 | $ 14,455,000 | $ 466,000 | $ 192,000 |
| LOGAN, UT-ID | 31 | $ 12,855,000 | $ 414,000 | $ 116,000 |
| BLOOMINGTON, IN | 30 | $ 8,660,000 | $ 288,000 | $ 137,000 |
| LAS CRUCES, NM | 30 | $ 10,270,000 | $ 342,000 | $ 117,000 |
| SPRINGFIELD, MA | 30 | $ 8,980,000 | $ 299,000 | $ 109,000 |
| UTICA-ROME, NY | 30 | $ 5,450,000 | $ 181,000 | $ 93,000 |
| YUBA CITY, CA | 30 | $ 9,900,000 | $ 330,000 | $ 106,000 |
| ALBANY-SCHENECTADY-TROY, NY | 29 | $ 7,575,000 | $ 261,000 | $ 147,000 |
| BARNSTABLE TOWN, MA | 29 | $ 14,205,000 | $ 489,000 | $ 246,000 |
| CASPER, WY | 29 | $ 7,765,000 | $ 267,000 | $ 106,000 |
| MISSOULA, MT | 29 | $ 11,165,000 | $ 385,000 | $ 163,000 |
| TOLEDO, OH | 29 | $ 7,935,000 | $ 273,000 | $ 117,000 |
| EUGENE, OR | 28 | $ 12,780,000 | $ 456,000 | $ 172,000 |
| HAMMOND, LA | 28 | $ 7,490,000 | $ 267,000 | $ 110,000 |
| CARBONDALE-MARION, IL | 27 | $ 3,725,000 | $ 137,000 | $ 100,000 |
| ABILENE, TX | 25 | $ 7,805,000 | $ 312,000 | $ 210,000 |
| JONESBORO, AR | 25 | $ 8,945,000 | $ 357,000 | $ 167,000 |
| PEORIA, IL | 25 | $ 4,545,000 | $ 181,000 | $ 107,000 |
| FORT WAYNE, IN | 24 | $ 3,000,000 | $ 125,000 | $ 83,000 |
| NORWICH-NEW LONDON, CT | 24 | $ 7,400,000 | $ 308,000 | $ 162,000 |
| WACO, TX | 24 | $ 9,280,000 | $ 386,000 | $ 201,000 |
| COLUMBUS, IN | 23 | $ 5,015,000 | $ 218,000 | $ 110,000 |
| HOT SPRINGS, AR | 23 | $ 8,415,000 | $ 365,000 | $ 178,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 23 | $ 3,455,000 | $ 166,500 | $ 98,500 |
| CHEYENNE, WY | 22 | $ 8,800,000 | $ 400,000 | $ 163,000 |
| CORVALLIS, OR | 22 | $ 9,000,000 | $ 409,000 | $ 173,000 |
| HINESVILLE, GA | 22 | $ 2,610,000 | $ 118,000 | $ 92,000 |
| NAPA, CA | 22 | $ 14,840,000 | $ 674,000 | $ 198,000 |
| SIOUX CITY, IA-NE-SD | 22 | $ 4,610,000 | $ 193,333 | $ 82,000 |
| MICHIGAN CITY-LA PORTE, IN | 21 | $ 5,905,000 | $ 281,000 | $ 270,000 |
| CANTON-MASSILLON, OH | 20 | $ 3,380,000 | $ 169,000 | $ 118,000 |
| MADISON, WI | 20 | $ 9,810,000 | $ 490,000 | $ 208,000 |
| MEDFORD, OR | 20 | $ 8,090,000 | $ 404,000 | $ 147,000 |
| WICHITA FALLS, TX | 20 | $ 5,250,000 | $ 262,000 | $ 246,000 |
| BLOOMSBURG-BERWICK, PA | 19 | $ 2,635,000 | $ 138,000 | $ 74,000 |
| MERCED, CA | 19 | $ 4,415,000 | $ 232,000 | $ 87,000 |
| ST. CLOUD, MN | 19 | $ 5,255,000 | $ 276,000 | $ 132,000 |
| CEDAR RAPIDS, IA | 17 | $ 3,075,000 | $ 180,000 | $ 110,000 |
| CHICO, CA | 16 | $ 6,050,000 | $ 378,000 | $ 148,000 |
| KINGSTON, NY | 16 | $ 6,020,000 | $ 376,000 | $ 158,000 |
| REDDING, CA | 16 | $ 4,800,000 | $ 300,000 | $ 97,000 |
| BROWNSVILLE-HARLINGEN, TX | 15 | $ 4,655,000 | $ 310,000 | $ 143,000 |
| TOPEKA, KS | 15 | $ 26,675,000 | $ 1,778,000 | $ 73,000 |
| YAKIMA, WA | 15 | $ 5,085,000 | $ 339,000 | $ 137,000 |
| MONROE, LA | 14 | $ 5,430,000 | $ 387,000 | $ 203,000 |
| RACINE, WI | 14 | $ 5,790,000 | $ 413,000 | $ 143,000 |
| RAPID CITY, SD | 14 | $ 4,000,000 | $ 285,000 | $ 153,000 |
| ROCHESTER, MN | 14 | $ 4,660,000 | $ 332,000 | $ 127,000 |
| FARMINGTON, NM | 13 | $ 3,475,000 | $ 267,000 | $ 107,000 |
| JOHNSTOWN, PA | 13 | $ 1,255,000 | $ 96,000 | $ 63,000 |
| LAREDO, TX | 13 | $ 3,245,000 | $ 249,000 | $ 165,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 13 | $ 2,115,000 | $ 237,000 | $ 79,500 |
| GRANTS PASS, OR | 12 | $ 4,460,000 | $ 371,000 | $ 117,000 |
| GREAT FALLS, MT | 12 | $ 3,490,000 | $ 290,000 | $ 109,000 |
| LEWISTON-AUBURN, ME | 12 | $ 2,430,000 | $ 202,000 | $ 85,000 |
| MADERA, CA | 12 | $ 3,670,000 | $ 305,000 | $ 108,000 |
| MANKATO-NORTH MANKATO, MN | 12 | $ 2,750,000 | $ 229,000 | $ 92,000 |
| BINGHAMTON, NY | 11 | $ 2,005,000 | $ 182,000 | $ 161,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 11 | $ 5,115,000 | $ 465,000 | $ 201,000 |
| HOUMA-THIBODAUX, LA | 11 | $ 2,505,000 | $ 227,000 | $ 108,000 |
| POCATELLO, ID | 11 | $ 3,545,000 | $ 322,000 | $ 138,000 |
| DULUTH, MN-WI | 10 | $ 1,940,000 | $ 194,000 | $ 87,000 |
| ENID, OK | 10 | $ 1,790,000 | $ 179,000 | $ 75,000 |
| GREEN BAY, WI | 10 | $ 3,030,000 | $ 303,000 | $ 101,000 |
| LAKE CHARLES, LA | 10 | $ 3,350,000 | $ 335,000 | $ 148,000 |
| ALBANY, OR | 9 | $ 3,415,000 | $ 379,000 | $ 120,000 |
| GLENS FALLS, NY | 9 | $ 2,575,000 | $ 286,000 | $ 172,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 9 | $ 1,865,000 | $ 207,000 | $ 162,000 |
| LANSING-EAST LANSING, MI | 9 | $ 1,785,000 | $ 198,000 | $ 109,000 |
| LONGVIEW, WA | 9 | $ 3,275,000 | $ 363,000 | $ 142,000 |
| MANSFIELD, OH | 9 | $ 895,000 | $ 99,000 | $ 96,000 |
| BANGOR, ME | 8 | $ 2,530,000 | $ 316,000 | $ 138,000 |
| CHAMPAIGN-URBANA, IL | 8 | $ 2,410,000 | $ 301,000 | $ 162,000 |
| JEFFERSON CITY, MO | 8 | $ 1,840,000 | $ 230,000 | $ 166,000 |
| SAN ANGELO, TX | 8 | $ 2,400,000 | $ 300,000 | $ 160,000 |
| SIERRA VISTA-DOUGLAS, AZ | 8 | $ 2,380,000 | $ 297,000 | $ 139,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 8 | $ 610,000 | $ 74,000 | $ 75,000 |
| APPLETON, WI | 7 | $ 1,785,000 | $ 255,000 | $ 135,000 |
| EL CENTRO, CA | 7 | $ 1,665,000 | $ 237,000 | $ 141,000 |
| HANFORD-CORCORAN, CA | 7 | $ 1,855,000 | $ 265,000 | $ 83,000 |
| LAWTON, OK | 7 | $ 1,135,000 | $ 162,000 | $ 89,000 |
| PITTSFIELD, MA | 7 | $ 2,945,000 | $ 420,000 | $ 279,000 |
| TERRE HAUTE, IN | 7 | $ 1,065,000 | $ 152,000 | $ 95,000 |
| TWIN FALLS, ID | 7 | $ 2,035,000 | $ 290,000 | $ 84,000 |
| ELKHART-GOSHEN, IN | 6 | $ 1,300,000 | $ 216,000 | $ 78,000 |
| MUNCIE, IN | 6 | $ 390,000 | $ 65,000 | $ 41,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 2,320,000 | $ 386,000 | $ 167,000 |
| PINE BLUFF, AR | 6 | $ 800,000 | $ 133,000 | $ 81,000 |
| DUBUQUE, IA | 5 | $ 1,015,000 | $ 203,000 | $ 72,000 |
| FLINT, MI | 5 | $ 1,365,000 | $ 273,000 | $ 145,000 |
| KANKAKEE, IL | 5 | $ 1,305,000 | $ 261,000 | $ 136,000 |
| ALEXANDRIA, LA | 4 | $ 730,000 | $ 182,000 | $ 76,000 |
| ALTOONA, PA | 4 | $ 310,000 | $ 77,000 | $ 93,000 |
| BLOOMINGTON, IL | 4 | $ 800,000 | $ 200,000 | $ 157,000 |
| EAU CLAIRE, WI | 4 | $ 1,030,000 | $ 257,000 | $ 100,000 |
| GRAND FORKS, ND-MN | 4 | $ 1,200,000 | $ 300,000 | $ 189,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 750,000 | $ 187,000 | $ 121,000 |
| KOKOMO, IN | 4 | $ 730,000 | $ 182,000 | $ 98,000 |
| LA CROSSE-ONALASKA, WI-MN | 4 | $ 1,090,000 | $ 216,500 | $ 104,500 |
| LIMA, OH | 4 | $ 300,000 | $ 75,000 | $ 66,000 |
| MONROE, MI | 4 | $ 600,000 | $ 150,000 | $ 68,000 |
| ST. JOSEPH, MO-KS | 4 | $ 310,000 | $ 77,000 | $ 43,000 |
| WALLA WALLA, WA | 4 | $ 3,130,000 | $ 782,000 | $ 296,000 |
| BATTLE CREEK, MI | 3 | $ 585,000 | $ 195,000 | $ 63,000 |
| CARSON CITY, NV | 3 | $ 2,205,000 | $ 735,000 | $ 318,000 |
| DECATUR, IL | 3 | $ 315,000 | $ 105,000 | $ 59,000 |
| ELMIRA, NY | 3 | $ 295,000 | $ 98,000 | $ 60,000 |
| JACKSON, MI | 3 | $ 555,000 | $ 185,000 | $ 119,000 |
| JANESVILLE-BELOIT, WI | 3 | $ 405,000 | $ 135,000 | $ 100,000 |
| LEWISTON, ID-WA | 3 | $ 1,035,000 | $ 370,000 | $ 85,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 1,745,000 | $ 581,000 | $ 300,000 |
| SPRINGFIELD, OH | 3 | $ 515,000 | $ 171,000 | $ 104,000 |
| WATERTOWN-FORT DRUM, NY | 3 | $ 845,000 | $ 281,000 | $ 91,000 |
| FOND DU LAC, WI | 2 | $ 450,000 | $ 225,000 | $ 208,000 |
| GRAND ISLAND, NE | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| MUSKEGON, MI | 2 | $ 1,140,000 | $ 570,000 | $ 448,000 |
| VICTORIA, TX | 2 | $ 770,000 | $ 385,000 | $ 312,000 |
| DANVILLE, IL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MIDLAND, MI | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| SAGINAW, MI | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| SHEBOYGAN, WI | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| SPRINGFIELD, IL | 1 | $ 425,000 | $ 425,000 | $ 340,000 |
Mortgage Loan Application Detail Totals for Truist Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 80,710 | $36,908,820,000 | $457,000 | $77,205,000 | $170,000 | $9,530,000 |
| Other Purpose | 39,266 | $5,107,500,000 | $130,000 | $7,345,000 | $143,000 | $9,291,000 |
| Refinancing | 26,840 | $7,384,325,000 | $275,000 | $97,505,000 | $149,000 | $9,588,000 |
| Home Improvement | 26,470 | $3,277,410,000 | $123,000 | $61,335,000 | $147,000 | $8,861,000 |
| Cash-out Refinancing | 19,008 | $5,825,720,000 | $306,000 | $9,755,000 | $130,000 | $5,458,000 |
| Not Applicable | 1,896 | $222,670,000 | $117,000 | $685,000 | $56,000 | $999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 79,567 | $17,065,745,000 | $214,000 | $9,755,000 | $156,000 | $9,588,000 |
| Not applicable | 70,967 | $31,199,940,000 | $439,000 | $97,505,000 | $150,000 | $7,137,000 |
| Not Provided | 13,110 | $3,562,130,000 | $271,000 | $12,595,000 | $188,000 | $8,861,000 |
| Black or African American | 12,196 | $1,941,630,000 | $159,000 | $3,905,000 | $119,000 | $6,336,000 |
| Hispanic | 10,246 | $1,974,880,000 | $192,000 | $6,005,000 | $133,000 | $9,530,000 |
| Asian | 5,756 | $2,065,100,000 | $358,000 | $7,605,000 | $193,000 | $7,586,000 |
| American Indian or Alaskan Native | 456 | $89,880,000 | $197,000 | $2,005,000 | $136,000 | $1,950,000 |
| Native Hawaiian or Other Pacific Islander | 196 | $36,000,000 | $183,000 | $1,695,000 | $143,000 | $2,010,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 185,257 | $56,573,810,000 | $305,000 | $97,505,000 | $157,000 | $9,588,000 |
| FHA-insured (Federal Housing Administration) | 5,348 | $1,150,920,000 | $215,000 | $1,155,000 | $71,000 | $999,000 |
| VA-guaranteed (Veterans Administration) | 3,100 | $927,180,000 | $299,000 | $1,035,000 | $94,000 | $560,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 485 | $74,535,000 | $153,000 | $485,000 | $52,000 | $521,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 70,289 | $27,708,195,000 | $394,000 | $2,005,000 | $150,000 | $7,137,000 |
| Loan Originated | 67,580 | $20,574,925,000 | $304,000 | $97,505,000 | $169,000 | $9,588,000 |
| Application Denied By Financial Institution | 39,908 | $6,334,100,000 | $158,000 | $7,605,000 | $131,000 | $9,291,000 |
| Application Withdrawn By Applicant | 7,588 | $2,566,390,000 | $338,000 | $12,595,000 | $170,000 | $9,530,000 |
| Application Approved But Not Accepted | 6,054 | $920,330,000 | $152,000 | $7,325,000 | $156,000 | $8,766,000 |
| File Closed For Incompleteness | 2,771 | $622,505,000 | $224,000 | $3,255,000 | $150,000 | $4,800,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 154,282 | $52,392,345,000 | $339,000 | $97,505,000 | $159,000 | $9,588,000 |
| Credit History | 13,718 | $1,336,980,000 | $97,000 | $2,505,000 | $125,000 | $7,818,000 |
| Debt-To-Income Ratio | 12,387 | $2,364,935,000 | $190,000 | $3,005,000 | $80,000 | $6,033,000 |
| Credit Application Incomplete | 9,554 | $1,661,670,000 | $173,000 | $7,605,000 | $182,000 | $9,291,000 |
| Collateral | 1,950 | $380,390,000 | $195,000 | $2,945,000 | $178,000 | $6,336,000 |
| Other | 1,363 | $306,595,000 | $224,000 | $2,095,000 | $177,000 | $5,794,000 |
| Unverifiable Information | 619 | $165,575,000 | $267,000 | $3,005,000 | $177,000 | $5,581,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 230 | $83,430,000 | $362,000 | $6,005,000 | $245,000 | $3,779,000 |
| Employment History | 87 | $34,525,000 | $396,000 | $2,005,000 | $127,000 | $911,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truist Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.