Bremer Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bremer Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bremer Bank, National Association 372 St. Peter Street St. Paul, MN 55102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 6,271 |
| Total Mortgage Loan Application Amount | $1,640,825,000 |
| Average Mortgage Loan Application Amount | $202,400 |
| Highest Mortgage Loan Application Amount | $36,005,000 |
| Average Applicant Income | $130,600 |
| Highest Applicant Income | $5,137,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bremer Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bremer Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bremer Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bremer Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bremer Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bremer Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 539 | $ 301,165,000 | $ 558,000 | $ 191,000 |
| Olmsted County Minnesota | 349 | $ 87,115,000 | $ 249,000 | $ 185,000 |
| Stearns County Minnesota | 276 | $ 59,050,000 | $ 213,000 | $ 147,000 |
| Dakota County Minnesota | 251 | $ 61,245,000 | $ 244,000 | $ 109,000 |
| Otter Tail County Minnesota | 232 | $ 41,880,000 | $ 180,000 | $ 139,000 |
| Douglas County Minnesota | 211 | $ 36,075,000 | $ 170,000 | $ 104,000 |
| Kandiyohi County Minnesota | 206 | $ 33,200,000 | $ 161,000 | $ 105,000 |
| Washington County Minnesota | 206 | $ 64,950,000 | $ 315,000 | $ 180,000 |
| Ramsey County Minnesota | 205 | $ 64,305,000 | $ 313,000 | $ 106,000 |
| Cass County North Dakota | 177 | $ 39,115,000 | $ 220,000 | $ 152,000 |
| Becker County Minnesota | 150 | $ 29,570,000 | $ 197,000 | $ 122,000 |
| Polk County Minnesota | 138 | $ 18,900,000 | $ 136,000 | $ 89,000 |
| Crow Wing County Minnesota | 134 | $ 43,380,000 | $ 323,000 | $ 145,000 |
| Grand Forks County North Dakota | 127 | $ 39,665,000 | $ 312,000 | $ 147,000 |
| Lyon County Minnesota | 117 | $ 15,395,000 | $ 131,000 | $ 100,000 |
| Eau Claire County Wisconsin | 113 | $ 21,595,000 | $ 191,000 | $ 84,000 |
| St. Croix County Wisconsin | 103 | $ 18,885,000 | $ 183,000 | $ 137,000 |
| Anoka County Minnesota | 89 | $ 36,035,000 | $ 404,000 | $ 103,000 |
| Blue Earth County Minnesota | 89 | $ 79,295,000 | $ 890,000 | $ 127,000 |
| Polk County Wisconsin | 89 | $ 11,745,000 | $ 131,000 | $ 94,000 |
| Winona County Minnesota | 88 | $ 13,510,000 | $ 153,000 | $ 159,000 |
| Benton County Minnesota | 84 | $ 15,810,000 | $ 188,000 | $ 98,000 |
| Sherburne County Minnesota | 81 | $ 24,015,000 | $ 296,000 | $ 96,000 |
| Richland County North Dakota | 81 | $ 11,045,000 | $ 136,000 | $ 82,000 |
| Carver County Minnesota | 75 | $ 25,145,000 | $ 335,000 | $ 165,000 |
| Dunn County Wisconsin | 71 | $ 11,205,000 | $ 157,000 | $ 77,000 |
| Wilkin County Minnesota | 69 | $ 8,755,000 | $ 126,000 | $ 69,000 |
| Redwood County Minnesota | 68 | $ 7,340,000 | $ 107,000 | $ 70,000 |
| Clay County Minnesota | 67 | $ 10,935,000 | $ 163,000 | $ 86,000 |
| Dodge County Minnesota | 66 | $ 12,830,000 | $ 194,000 | $ 115,000 |
| Wright County Minnesota | 66 | $ 14,900,000 | $ 225,000 | $ 127,000 |
| La Crosse County Wisconsin | 64 | $ 37,490,000 | $ 585,000 | $ 187,000 |
| Koochiching County Minnesota | 57 | $ 3,915,000 | $ 68,000 | $ 63,000 |
| Stevens County Minnesota | 57 | $ 6,695,000 | $ 117,000 | $ 73,000 |
| Mille Lacs County Minnesota | 56 | $ 6,620,000 | $ 118,000 | $ 91,000 |
| Burleigh County North Dakota | 55 | $ 21,905,000 | $ 398,000 | $ 143,000 |
| Aitkin County Minnesota | 52 | $ 8,960,000 | $ 172,000 | $ 109,000 |
| Cass County Minnesota | 52 | $ 12,590,000 | $ 242,000 | $ 183,000 |
| Steele County Minnesota | 52 | $ 8,690,000 | $ 167,000 | $ 94,000 |
| Burnett County Wisconsin | 49 | $ 5,735,000 | $ 117,000 | $ 82,000 |
| Ward County North Dakota | 46 | $ 14,420,000 | $ 313,000 | $ 128,000 |
| Nicollet County Minnesota | 43 | $ 7,705,000 | $ 179,000 | $ 115,000 |
| Morrison County Minnesota | 42 | $ 7,670,000 | $ 182,000 | $ 88,000 |
| Bayfield County Wisconsin | 40 | $ 6,100,000 | $ 152,000 | $ 126,000 |
| Chippewa County Wisconsin | 40 | $ 6,070,000 | $ 151,000 | $ 84,000 |
| Mower County Minnesota | 36 | $ 5,190,000 | $ 144,000 | $ 116,000 |
| Marshall County Minnesota | 34 | $ 4,310,000 | $ 126,000 | $ 82,000 |
| Scott County Minnesota | 33 | $ 10,785,000 | $ 326,000 | $ 168,000 |
| Maricopa County Arizona | 31 | $ 31,895,000 | $ 1,028,000 | $ 218,000 |
| Houston County Minnesota | 30 | $ 4,130,000 | $ 137,000 | $ 68,000 |
| Pope County Minnesota | 28 | $ 7,520,000 | $ 268,000 | $ 113,000 |
| Ransom County North Dakota | 25 | $ 2,945,000 | $ 117,000 | $ 77,000 |
| Fillmore County Minnesota | 24 | $ 3,090,000 | $ 128,000 | $ 77,000 |
| Isanti County Minnesota | 24 | $ 4,040,000 | $ 168,000 | $ 98,000 |
| Wabasha County Minnesota | 24 | $ 4,810,000 | $ 200,000 | $ 187,000 |
| St. Louis County Minnesota | 22 | $ 11,400,000 | $ 518,000 | $ 129,000 |
| Pierce County North Dakota | 21 | $ 1,605,000 | $ 76,000 | $ 78,000 |
| McLeod County Minnesota | 19 | $ 7,925,000 | $ 417,000 | $ 85,000 |
| Goodhue County Minnesota | 18 | $ 7,480,000 | $ 415,000 | $ 96,000 |
| Foster County North Dakota | 17 | $ 1,915,000 | $ 112,000 | $ 89,000 |
| Ramsey County North Dakota | 17 | $ 2,375,000 | $ 139,000 | $ 88,000 |
| Barron County Wisconsin | 16 | $ 1,580,000 | $ 98,000 | $ 85,000 |
| Portage County Wisconsin | 16 | $ 3,020,000 | $ 188,000 | $ 93,000 |
| Beltrami County Minnesota | 15 | $ 2,585,000 | $ 172,000 | $ 135,000 |
| Grant County Minnesota | 15 | $ 1,695,000 | $ 113,000 | $ 95,000 |
| Walsh County North Dakota | 15 | $ 1,205,000 | $ 80,000 | $ 203,000 |
| Hubbard County Minnesota | 14 | $ 3,760,000 | $ 268,000 | $ 128,000 |
| Le Sueur County Minnesota | 14 | $ 4,280,000 | $ 305,000 | $ 139,000 |
| Todd County Minnesota | 14 | $ 2,140,000 | $ 152,000 | $ 100,000 |
| Renville County Minnesota | 13 | $ 1,645,000 | $ 126,000 | $ 68,000 |
| Pierce County Wisconsin | 13 | $ 1,875,000 | $ 144,000 | $ 73,000 |
| Chisago County Minnesota | 12 | $ 2,590,000 | $ 215,000 | $ 78,000 |
| Freeborn County Minnesota | 11 | $ 1,015,000 | $ 92,000 | $ 51,000 |
| Monroe County Wisconsin | 11 | $ 2,215,000 | $ 201,000 | $ 98,000 |
| Trempealeau County Wisconsin | 11 | $ 1,375,000 | $ 125,000 | $ 83,000 |
| Meeker County Minnesota | 10 | $ 1,790,000 | $ 179,000 | $ 102,000 |
| Norman County Minnesota | 9 | $ 625,000 | $ 69,000 | $ 45,000 |
| Rice County Minnesota | 9 | $ 1,905,000 | $ 211,000 | $ 117,000 |
| Morton County North Dakota | 9 | $ 1,805,000 | $ 200,000 | $ 83,000 |
| Buffalo County Wisconsin | 9 | $ 1,305,000 | $ 145,000 | $ 101,000 |
| Rusk County Wisconsin | 9 | $ 1,165,000 | $ 129,000 | $ 78,000 |
| Vernon County Wisconsin | 9 | $ 1,165,000 | $ 129,000 | $ 79,000 |
| Lee County Florida | 8 | $ 3,470,000 | $ 433,000 | $ 260,000 |
| Chippewa County Minnesota | 8 | $ 1,000,000 | $ 125,000 | $ 116,000 |
| Sibley County Minnesota | 8 | $ 1,020,000 | $ 127,000 | $ 79,000 |
| Douglas County Wisconsin | 8 | $ 730,000 | $ 91,000 | $ 94,000 |
| Collier County Florida | 7 | $ 2,805,000 | $ 400,000 | $ 291,000 |
| Yellow Medicine County Minnesota | 7 | $ 585,000 | $ 83,000 | $ 116,000 |
| Brown County Minnesota | 6 | $ 640,000 | $ 106,000 | $ 141,000 |
| Kanabec County Minnesota | 6 | $ 860,000 | $ 143,000 | $ 69,000 |
| Pennington County Minnesota | 6 | $ 690,000 | $ 115,000 | $ 70,000 |
| Swift County Minnesota | 6 | $ 700,000 | $ 116,000 | $ 72,000 |
| Stark County North Dakota | 6 | $ 1,270,000 | $ 211,000 | $ 97,000 |
| Minnehaha County South Dakota | 6 | $ 1,630,000 | $ 271,000 | $ 188,000 |
| Sawyer County Wisconsin | 6 | $ 1,950,000 | $ 325,000 | $ 288,000 |
| Washburn County Wisconsin | 6 | $ 1,560,000 | $ 260,000 | $ 110,000 |
| Lincoln County Minnesota | 5 | $ 985,000 | $ 197,000 | $ 78,000 |
| Waseca County Minnesota | 5 | $ 925,000 | $ 185,000 | $ 89,000 |
| Benson County North Dakota | 5 | $ 405,000 | $ 81,000 | $ 94,000 |
| Williams County North Dakota | 5 | $ 455,000 | $ 91,000 | $ 71,000 |
| Ashland County Wisconsin | 5 | $ 475,000 | $ 95,000 | $ 67,000 |
| Jackson County Wisconsin | 5 | $ 625,000 | $ 125,000 | $ 73,000 |
| Pinal County Arizona | 4 | $ 630,000 | $ 157,000 | $ 79,000 |
| Red Lake County Minnesota | 4 | $ 430,000 | $ 107,000 | $ 102,000 |
| Bottineau County North Dakota | 4 | $ 610,000 | $ 152,000 | $ 117,000 |
| Sargent County North Dakota | 4 | $ 850,000 | $ 212,000 | $ 65,000 |
| Wells County North Dakota | 4 | $ 220,000 | $ 55,000 | $ 164,000 |
| Big Stone County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 43,000 |
| Carlton County Minnesota | 3 | $ 335,000 | $ 111,000 | $ 85,000 |
| Kittson County Minnesota | 3 | $ 375,000 | $ 125,000 | $ 103,000 |
| Mahnomen County Minnesota | 3 | $ 435,000 | $ 145,000 | $ 92,000 |
| Pine County Minnesota | 3 | $ 995,000 | $ 331,000 | $ 196,000 |
| Roseau County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 55,000 |
| Dickey County North Dakota | 3 | $ 485,000 | $ 161,000 | $ 104,000 |
| McLean County North Dakota | 3 | $ 505,000 | $ 168,000 | $ 66,000 |
| Nelson County North Dakota | 3 | $ 545,000 | $ 181,000 | $ 194,000 |
| Stutsman County North Dakota | 3 | $ 555,000 | $ 185,000 | $ 63,000 |
| Pepin County Wisconsin | 3 | $ 415,000 | $ 138,000 | $ 204,000 |
| Pima County Arizona | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Hillsborough County Florida | 2 | $ 280,000 | $ 140,000 | $ 105,000 |
| Lake County Florida | 2 | $ 290,000 | $ 145,000 | $ 213,000 |
| Manatee County Florida | 2 | $ 350,000 | $ 175,000 | $ 172,000 |
| Pinellas County Florida | 2 | $ 800,000 | $ 400,000 | $ 1,079,000 |
| Winnebago County Illinois | 2 | $ 210,000 | $ 105,000 | $ 155,000 |
| Cook County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Itasca County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 103,000 |
| Lac qui Parle County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 35,000 |
| Murray County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 125,000 |
| Wadena County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 54,000 |
| Madison County Montana | 2 | $ 1,820,000 | $ 910,000 | $ 305,000 |
| Barnes County North Dakota | 2 | $ 260,000 | $ 130,000 | $ 98,000 |
| LaMoure County North Dakota | 2 | $ 100,000 | $ 50,000 | $ 68,000 |
| McHenry County North Dakota | 2 | $ 440,000 | $ 220,000 | $ 55,000 |
| Mountrail County North Dakota | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Rolette County North Dakota | 2 | $ 50,000 | $ 25,000 | $ 48,000 |
| Sheridan County North Dakota | 2 | $ 410,000 | $ 205,000 | $ 151,000 |
| Traill County North Dakota | 2 | $ 350,000 | $ 175,000 | $ 111,000 |
| Lincoln County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 591,000 |
| Pennington County South Dakota | 2 | $ 1,130,000 | $ 565,000 | $ 143,000 |
| Dallas County Texas | 2 | $ 4,000,000 | $ 2,000,000 | $ 1,500,000 |
| Harris County Texas | 2 | $ 1,930,000 | $ 965,000 | $ 309,000 |
| Fond du Lac County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| Coconino County Arizona | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| Mohave County Arizona | 1 | $ 265,000 | $ 265,000 | $ 187,000 |
| Yavapai County Arizona | 1 | $ 225,000 | $ 225,000 | $ 159,000 |
| Orange County California | 1 | $ 3,245,000 | $ 3,245,000 | $ 1,653,000 |
| Santa Clara County California | 1 | $ 15,005,000 | $ 15,005,000 | $ 0 |
| Brevard County Florida | 1 | $ 235,000 | $ 235,000 | $ 219,000 |
| Monroe County Florida | 1 | $ 3,005,000 | $ 3,005,000 | $ 2,818,000 |
| Orange County Florida | 1 | $ 485,000 | $ 485,000 | $ 235,000 |
| Polk County Florida | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| St. Johns County Florida | 1 | $ 525,000 | $ 525,000 | $ 442,000 |
| Volusia County Florida | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Linn County Iowa | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Story County Iowa | 1 | $ 755,000 | $ 755,000 | $ 415,000 |
| York County Maine | 1 | $ 655,000 | $ 655,000 | $ 482,000 |
| Cottonwood County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Faribault County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lake of the Woods County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Martin County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 375,000 |
| Traverse County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Flathead County Montana | 1 | $ 735,000 | $ 735,000 | $ 569,000 |
| Clark County Nevada | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Burke County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Dunn County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Emmons County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 374,000 |
| Kidder County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Mercer County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Pembina County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Towner County North Dakota | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Brown County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Deuel County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Roberts County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Adams County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 143,000 |
| Brown County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Dane County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Juneau County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Kenosha County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Marathon County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 205,000 |
| Milwaukee County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 212,000 |
| Outagamie County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Price County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 260,000 |
| Taylor County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Vilas County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| Waushara County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Winnebago County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Wood County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Bremer Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,858 | $887,100,000 | $310,000 | $36,005,000 | $114,000 | $5,137,000 |
| Refinancing | 1,356 | $485,390,000 | $357,000 | $35,005,000 | $163,000 | $4,744,000 |
| Cash-out Refinancing | 892 | $184,790,000 | $207,000 | $1,565,000 | $117,000 | $3,600,000 |
| Other Purpose | 875 | $64,975,000 | $74,000 | $905,000 | $149,000 | $2,611,000 |
| Home Improvement | 290 | $18,570,000 | $64,000 | $1,475,000 | $110,000 | $825,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,400 | $938,520,000 | $213,000 | $4,355,000 | $121,000 | $5,137,000 |
| Not Provided | 1,430 | $243,660,000 | $170,000 | $3,245,000 | $163,000 | $4,744,000 |
| Not applicable | 144 | $397,910,000 | $2,763,000 | $36,005,000 | $0 | $0 |
| Black or African American | 128 | $26,710,000 | $208,000 | $1,175,000 | $84,000 | $869,000 |
| Asian | 76 | $18,000,000 | $236,000 | $1,335,000 | $144,000 | $621,000 |
| Hispanic | 59 | $9,835,000 | $166,000 | $475,000 | $66,000 | $227,000 |
| American Indian or Alaskan Native | 27 | $3,515,000 | $130,000 | $295,000 | $69,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,784 | $1,555,550,000 | $268,000 | $36,005,000 | $135,000 | $5,137,000 |
| FHA-insured (Federal Housing Administration) | 217 | $35,695,000 | $164,000 | $315,000 | $62,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 147 | $20,905,000 | $142,000 | $325,000 | $51,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 123 | $28,675,000 | $233,000 | $505,000 | $81,000 | $196,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,823 | $1,364,895,000 | $282,000 | $36,005,000 | $136,000 | $5,137,000 |
| Application Withdrawn By Applicant | 601 | $137,165,000 | $228,000 | $1,705,000 | $136,000 | $3,600,000 |
| Application Denied By Financial Institution | 498 | $57,110,000 | $114,000 | $4,355,000 | $73,000 | $818,000 |
| Application Approved But Not Accepted | 177 | $44,705,000 | $252,000 | $1,555,000 | $120,000 | $705,000 |
| Loan Purchased By The Institution | 122 | $24,210,000 | $198,000 | $315,000 | $53,000 | $85,000 |
| File Closed For Incompleteness | 50 | $12,740,000 | $254,000 | $1,255,000 | $104,000 | $398,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,773 | $1,583,715,000 | $274,000 | $36,005,000 | $134,000 | $5,137,000 |
| Debt-To-Income Ratio | 197 | $22,075,000 | $112,000 | $725,000 | $56,000 | $350,000 |
| Credit History | 195 | $22,245,000 | $114,000 | $4,355,000 | $81,000 | $818,000 |
| Collateral | 68 | $6,890,000 | $101,000 | $395,000 | $108,000 | $551,000 |
| Other | 18 | $2,800,000 | $155,000 | $345,000 | $87,000 | $218,000 |
| Employment History | 9 | $1,295,000 | $143,000 | $245,000 | $43,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,395,000 | $155,000 | $445,000 | $57,000 | $138,000 |
| Unverifiable Information | 2 | $410,000 | $205,000 | $305,000 | $188,000 | $223,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bremer Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bremer Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.