Brighton Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Brighton Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Brighton Bank 7663 Highway 51 S Brighton, TN 38011 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 472 |
| Total Mortgage Loan Application Amount | $106,520,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $1,105,000 |
| Average Applicant Income | $77,800 |
| Highest Applicant Income | $826,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Brighton Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Brighton Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Brighton Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Brighton Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Brighton Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Brighton Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 175 | $ 44,695,000 | $ 255,000 | $ 121,000 |
| Hardeman County Tennessee | 71 | $ 10,045,000 | $ 141,000 | $ 61,000 |
| Vanderburgh County Indiana | 37 | $ 3,855,000 | $ 104,000 | $ 118,000 |
| DeSoto County Mississippi | 26 | $ 7,600,000 | $ 292,000 | $ 94,000 |
| Tipton County Tennessee | 16 | $ 2,890,000 | $ 180,000 | $ 73,000 |
| Fayette County Tennessee | 15 | $ 4,445,000 | $ 296,000 | $ 90,000 |
| McNairy County Tennessee | 10 | $ 1,650,000 | $ 165,000 | $ 68,000 |
| Madison County Tennessee | 9 | $ 1,665,000 | $ 185,000 | $ 59,000 |
| Cuyahoga County Ohio | 7 | $ 735,000 | $ 105,000 | $ 42,000 |
| Marshall County Mississippi | 4 | $ 1,200,000 | $ 300,000 | $ 77,000 |
| Gibson County Tennessee | 4 | $ 860,000 | $ 215,000 | $ 57,000 |
| Escambia County Florida | 3 | $ 835,000 | $ 278,000 | $ 78,000 |
| Carroll County Tennessee | 3 | $ 1,385,000 | $ 461,000 | $ 131,000 |
| Hardin County Tennessee | 3 | $ 555,000 | $ 185,000 | $ 117,000 |
| Crittenden County Arkansas | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Broward County Florida | 2 | $ 1,200,000 | $ 600,000 | $ 335,000 |
| DeKalb County Georgia | 2 | $ 710,000 | $ 355,000 | $ 52,000 |
| Gibson County Indiana | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Alcorn County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Lorain County Ohio | 2 | $ 110,000 | $ 55,000 | $ 16,000 |
| Greenville County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Benton County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Chester County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 59,000 |
| Stafford County Virginia | 2 | $ 790,000 | $ 395,000 | $ 124,000 |
| Colbert County Alabama | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Limestone County Alabama | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Anchorage County Alaska | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
| Baxter County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Conway County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Lonoke County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Riverside County California | 1 | $ 575,000 | $ 575,000 | $ 145,000 |
| San Diego County California | 1 | $ 585,000 | $ 585,000 | $ 109,000 |
| Miami-Dade County Florida | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Osceola County Florida | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| St. Johns County Florida | 1 | $ 645,000 | $ 645,000 | $ 258,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 146,000 |
| Walton County Florida | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Clarke County Georgia | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Coweta County Georgia | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Fannin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Hawaii County Hawaii | 1 | $ 465,000 | $ 465,000 | $ 184,000 |
| Champaign County Illinois | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Clark County Indiana | 1 | $ 405,000 | $ 405,000 | $ 217,000 |
| Warrick County Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Christian County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| Fayette County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 205,000 |
| Jefferson County Kentucky | 1 | $ 645,000 | $ 645,000 | $ 97,000 |
| Warren County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
| East Baton Rouge County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| Worcester County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 146,000 |
| Charlevoix County Michigan | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Hinds County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Lamar County Mississippi | 1 | $ 395,000 | $ 395,000 | $ 141,000 |
| Perry County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Tippah County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Winston County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Christian County Missouri | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Franklin County Missouri | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Livingston County Missouri | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Camden County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Putnam County New York | 1 | $ 445,000 | $ 445,000 | $ 349,000 |
| Wayne County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Yadkin County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Fairfield County Ohio | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Franklin County Ohio | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Multnomah County Oregon | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Pickens County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Blount County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Bradley County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Cheatham County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Davidson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 79,000 |
| Hamblen County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Haywood County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Henderson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Jefferson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Lauderdale County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Lawrence County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Marion County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Montgomery County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 220,000 |
| Rutherford County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
| Sequatchie County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 174,000 |
| Washington County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Weakley County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 855,000 | $ 855,000 | $ 263,000 |
| Dallas County Texas | 1 | $ 425,000 | $ 425,000 | $ 118,000 |
| El Paso County Texas | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Grayson County Texas | 1 | $ 375,000 | $ 375,000 | $ 205,000 |
| Gregg County Texas | 1 | $ 345,000 | $ 345,000 | $ 114,000 |
| Rockwall County Texas | 1 | $ 445,000 | $ 445,000 | $ 119,000 |
| Tarrant County Texas | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Berkeley County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Dane County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Brighton Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 373 | $87,245,000 | $233,000 | $855,000 | $102,000 | $826,000 |
| Cash-out Refinancing | 65 | $12,005,000 | $184,000 | $1,105,000 | $85,000 | $358,000 |
| Refinancing | 25 | $5,285,000 | $211,000 | $505,000 | $105,000 | $349,000 |
| Home Improvement | 5 | $1,385,000 | $277,000 | $385,000 | $48,000 | $52,000 |
| Other Purpose | 4 | $600,000 | $150,000 | $305,000 | $49,000 | $51,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 280 | $67,370,000 | $240,000 | $1,105,000 | $106,000 | $826,000 |
| Black or African American | 93 | $19,175,000 | $206,000 | $525,000 | $77,000 | $285,000 |
| Not Provided | 35 | $7,575,000 | $216,000 | $585,000 | $105,000 | $300,000 |
| Not applicable | 34 | $5,470,000 | $160,000 | $525,000 | $0 | $0 |
| Hispanic | 20 | $4,030,000 | $201,000 | $385,000 | $82,000 | $152,000 |
| Asian | 8 | $2,060,000 | $257,000 | $425,000 | $168,000 | $303,000 |
| American Indian or Alaskan Native | 1 | $205,000 | $205,000 | $205,000 | $85,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $635,000 | $635,000 | $635,000 | $180,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 283 | $62,075,000 | $219,000 | $855,000 | $117,000 | $826,000 |
| FHA-insured (Federal Housing Administration) | 102 | $22,860,000 | $224,000 | $575,000 | $80,000 | $205,000 |
| VA-guaranteed (Veterans Administration) | 44 | $14,990,000 | $340,000 | $1,105,000 | $98,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $6,595,000 | $153,000 | $285,000 | $51,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 376 | $84,240,000 | $224,000 | $1,105,000 | $103,000 | $826,000 |
| Application Withdrawn By Applicant | 71 | $17,715,000 | $249,000 | $695,000 | $95,000 | $335,000 |
| Application Denied By Financial Institution | 24 | $4,500,000 | $187,000 | $395,000 | $61,000 | $160,000 |
| File Closed For Incompleteness | 1 | $65,000 | $65,000 | $65,000 | $40,000 | $40,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 472 | $106,520,000 | $225,000 | $1,105,000 | $100,000 | $826,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Brighton Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Brighton Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.