Brighton Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Brighton Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Brighton Bank 7663 Highway 51 S Brighton, TN 38011 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 877 |
| Total Mortgage Loan Application Amount | $279,425,000 |
| Average Mortgage Loan Application Amount | $248,800 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $166,000 |
| Highest Applicant Income | $2,534,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Brighton Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Brighton Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Brighton Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Brighton Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Brighton Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Brighton Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 104 | $ 27,990,000 | $ 269,000 | $ 156,000 |
| Cook County Illinois | 55 | $ 13,795,000 | $ 250,000 | $ 105,000 |
| Hardeman County Tennessee | 51 | $ 8,675,000 | $ 170,000 | $ 72,000 |
| Vanderburgh County Indiana | 41 | $ 5,825,000 | $ 142,000 | $ 113,000 |
| Bergen County New Jersey | 41 | $ 22,175,000 | $ 540,000 | $ 235,000 |
| Passaic County New Jersey | 25 | $ 11,385,000 | $ 455,000 | $ 156,000 |
| DeSoto County Mississippi | 18 | $ 6,600,000 | $ 366,000 | $ 120,000 |
| Dallas County Texas | 15 | $ 4,175,000 | $ 278,000 | $ 96,000 |
| Hudson County New Jersey | 14 | $ 5,290,000 | $ 377,000 | $ 166,000 |
| Sussex County New Jersey | 14 | $ 4,330,000 | $ 309,000 | $ 126,000 |
| Broward County Florida | 13 | $ 6,765,000 | $ 520,000 | $ 308,000 |
| Miami-Dade County Florida | 13 | $ 7,795,000 | $ 599,000 | $ 313,000 |
| Denton County Texas | 13 | $ 6,175,000 | $ 475,000 | $ 182,000 |
| Tarrant County Texas | 13 | $ 3,965,000 | $ 305,000 | $ 119,000 |
| Middlesex County New Jersey | 10 | $ 4,060,000 | $ 406,000 | $ 126,000 |
| Fayette County Tennessee | 10 | $ 3,590,000 | $ 359,000 | $ 131,000 |
| Tipton County Tennessee | 10 | $ 1,670,000 | $ 167,000 | $ 69,000 |
| Essex County New Jersey | 9 | $ 4,205,000 | $ 467,000 | $ 144,000 |
| Gwinnett County Georgia | 7 | $ 2,975,000 | $ 425,000 | $ 126,000 |
| Morris County New Jersey | 7 | $ 3,095,000 | $ 442,000 | $ 150,000 |
| Somerset County New Jersey | 7 | $ 3,455,000 | $ 493,000 | $ 156,000 |
| McNairy County Tennessee | 7 | $ 1,365,000 | $ 195,000 | $ 76,000 |
| Lee County Florida | 6 | $ 2,690,000 | $ 448,000 | $ 213,000 |
| Orange County Florida | 6 | $ 3,330,000 | $ 555,000 | $ 266,000 |
| Seminole County Florida | 6 | $ 1,760,000 | $ 293,000 | $ 105,000 |
| Rockland County New York | 6 | $ 2,820,000 | $ 470,000 | $ 143,000 |
| Marion County Florida | 5 | $ 1,125,000 | $ 225,000 | $ 76,000 |
| Palm Beach County Florida | 5 | $ 2,395,000 | $ 479,000 | $ 257,000 |
| Sarasota County Florida | 5 | $ 2,075,000 | $ 415,000 | $ 101,000 |
| Fulton County Georgia | 5 | $ 2,365,000 | $ 473,000 | $ 172,000 |
| Ocean County New Jersey | 5 | $ 1,335,000 | $ 267,000 | $ 112,000 |
| Canadian County Oklahoma | 5 | $ 1,635,000 | $ 327,000 | $ 140,000 |
| Camden County New Jersey | 4 | $ 1,310,000 | $ 327,000 | $ 126,000 |
| Orange County New York | 4 | $ 1,110,000 | $ 277,000 | $ 139,000 |
| Berkeley County South Carolina | 4 | $ 1,350,000 | $ 337,000 | $ 116,000 |
| Dorchester County South Carolina | 4 | $ 1,970,000 | $ 492,000 | $ 163,000 |
| Ellis County Texas | 4 | $ 1,320,000 | $ 330,000 | $ 133,000 |
| Faulkner County Arkansas | 3 | $ 755,000 | $ 251,000 | $ 67,000 |
| Lonoke County Arkansas | 3 | $ 475,000 | $ 158,000 | $ 75,000 |
| El Paso County Colorado | 3 | $ 1,615,000 | $ 538,000 | $ 118,000 |
| New Haven County Connecticut | 3 | $ 705,000 | $ 235,000 | $ 91,000 |
| Collier County Florida | 3 | $ 1,325,000 | $ 441,000 | $ 119,000 |
| Bartow County Georgia | 3 | $ 935,000 | $ 311,000 | $ 92,000 |
| Lake County Illinois | 3 | $ 995,000 | $ 331,000 | $ 103,000 |
| Will County Illinois | 3 | $ 715,000 | $ 238,000 | $ 185,000 |
| Gibson County Indiana | 3 | $ 295,000 | $ 98,000 | $ 49,000 |
| Posey County Indiana | 3 | $ 475,000 | $ 158,000 | $ 119,000 |
| Warrick County Indiana | 3 | $ 315,000 | $ 105,000 | $ 107,000 |
| Marshall County Mississippi | 3 | $ 825,000 | $ 275,000 | $ 89,000 |
| Burlington County New Jersey | 3 | $ 775,000 | $ 258,000 | $ 158,000 |
| Mercer County New Jersey | 3 | $ 755,000 | $ 251,000 | $ 105,000 |
| Warren County New Jersey | 3 | $ 865,000 | $ 288,000 | $ 99,000 |
| Cuyahoga County Ohio | 3 | $ 225,000 | $ 75,000 | $ 183,000 |
| Oklahoma County Oklahoma | 3 | $ 545,000 | $ 181,000 | $ 149,000 |
| Madison County Tennessee | 3 | $ 565,000 | $ 188,000 | $ 79,000 |
| Bell County Texas | 3 | $ 965,000 | $ 321,000 | $ 126,000 |
| Henderson County Texas | 3 | $ 385,000 | $ 128,000 | $ 78,000 |
| Kaufman County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 191,000 |
| Baldwin County Alabama | 2 | $ 680,000 | $ 340,000 | $ 175,000 |
| White County Arkansas | 2 | $ 990,000 | $ 495,000 | $ 164,000 |
| Riverside County California | 2 | $ 730,000 | $ 365,000 | $ 108,000 |
| San Joaquin County California | 2 | $ 750,000 | $ 375,000 | $ 78,000 |
| Jefferson County Colorado | 2 | $ 1,100,000 | $ 550,000 | $ 184,000 |
| Pueblo County Colorado | 2 | $ 890,000 | $ 445,000 | $ 135,000 |
| Litchfield County Connecticut | 2 | $ 640,000 | $ 320,000 | $ 111,000 |
| Brevard County Florida | 2 | $ 690,000 | $ 345,000 | $ 154,000 |
| Duval County Florida | 2 | $ 500,000 | $ 250,000 | $ 119,000 |
| Hillsborough County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 221,000 |
| Osceola County Florida | 2 | $ 330,000 | $ 165,000 | $ 117,000 |
| Pasco County Florida | 2 | $ 720,000 | $ 360,000 | $ 136,000 |
| Volusia County Florida | 2 | $ 670,000 | $ 335,000 | $ 205,000 |
| DeKalb County Georgia | 2 | $ 1,300,000 | $ 650,000 | $ 198,000 |
| Rockdale County Georgia | 2 | $ 630,000 | $ 315,000 | $ 110,000 |
| Delaware County Indiana | 2 | $ 450,000 | $ 225,000 | $ 66,000 |
| Tippecanoe County Indiana | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Christian County Kentucky | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Simpson County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Baltimore County Maryland | 2 | $ 750,000 | $ 375,000 | $ 190,000 |
| Baltimore City County Maryland | 2 | $ 270,000 | $ 135,000 | $ 128,000 |
| Lamar County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 82,000 |
| Tippah County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| Jackson County Missouri | 2 | $ 1,370,000 | $ 685,000 | $ 225,000 |
| Clark County Nevada | 2 | $ 790,000 | $ 395,000 | $ 97,000 |
| Atlantic County New Jersey | 2 | $ 730,000 | $ 365,000 | $ 173,000 |
| Monmouth County New Jersey | 2 | $ 1,050,000 | $ 525,000 | $ 232,000 |
| Union County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 204,000 |
| Genesee County New York | 2 | $ 400,000 | $ 200,000 | $ 59,000 |
| Nassau County New York | 2 | $ 950,000 | $ 475,000 | $ 278,000 |
| Iredell County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 122,000 |
| Mecklenburg County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 144,000 |
| Rowan County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 79,000 |
| Wayne County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 78,000 |
| Clark County Ohio | 2 | $ 520,000 | $ 260,000 | $ 91,000 |
| Van Wert County Ohio | 2 | $ 290,000 | $ 145,000 | $ 110,000 |
| Lackawanna County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 200,000 |
| Lauderdale County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Montgomery County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Rutherford County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 108,000 |
| Bexar County Texas | 2 | $ 870,000 | $ 435,000 | $ 191,000 |
| Hill County Texas | 2 | $ 580,000 | $ 290,000 | $ 78,000 |
| Johnson County Texas | 2 | $ 840,000 | $ 420,000 | $ 124,000 |
| Parker County Texas | 2 | $ 570,000 | $ 285,000 | $ 65,000 |
| Wise County Virginia | 2 | $ 210,000 | $ 105,000 | $ 64,000 |
| DeKalb County Alabama | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Lee County Alabama | 1 | $ 415,000 | $ 415,000 | $ 185,000 |
| Shelby County Alabama | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Cochise County Arizona | 1 | $ 515,000 | $ 515,000 | $ 133,000 |
| Pinal County Arizona | 1 | $ 355,000 | $ 355,000 | $ 148,000 |
| Craighead County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Saline County Arkansas | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
| Washington County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Sacramento County California | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| San Mateo County California | 1 | $ 1,065,000 | $ 1,065,000 | $ 463,000 |
| Santa Cruz County California | 1 | $ 725,000 | $ 725,000 | $ 157,000 |
| Adams County Colorado | 1 | $ 385,000 | $ 385,000 | $ 187,000 |
| Arapahoe County Colorado | 1 | $ 535,000 | $ 535,000 | $ 118,000 |
| Larimer County Colorado | 1 | $ 645,000 | $ 645,000 | $ 219,000 |
| Fairfield County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 121,000 |
| Tolland County Connecticut | 1 | $ 375,000 | $ 375,000 | $ 113,000 |
| Escambia County Florida | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Hendry County Florida | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Highlands County Florida | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 236,000 |
| St. Lucie County Florida | 1 | $ 365,000 | $ 365,000 | $ 113,000 |
| Sumter County Florida | 1 | $ 335,000 | $ 335,000 | $ 824,000 |
| Appling County Georgia | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Brantley County Georgia | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Douglas County Georgia | 1 | $ 625,000 | $ 625,000 | $ 225,000 |
| Effingham County Georgia | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Forsyth County Georgia | 1 | $ 585,000 | $ 585,000 | $ 110,000 |
| Henry County Georgia | 1 | $ 575,000 | $ 575,000 | $ 237,000 |
| Houston County Georgia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Jones County Georgia | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Oglethorpe County Georgia | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| DuPage County Illinois | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Franklin County Illinois | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Jersey County Illinois | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Kendall County Illinois | 1 | $ 405,000 | $ 405,000 | $ 165,000 |
| McHenry County Illinois | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| St. Clair County Illinois | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Bartholomew County Indiana | 1 | $ 435,000 | $ 435,000 | $ 154,000 |
| Hamilton County Indiana | 1 | $ 355,000 | $ 355,000 | $ 64,000 |
| Marion County Indiana | 1 | $ 375,000 | $ 375,000 | $ 65,000 |
| Johnson County Kansas | 1 | $ 495,000 | $ 495,000 | $ 138,000 |
| Sedgwick County Kansas | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Bullitt County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Fleming County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Harlan County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Meade County Kentucky | 1 | $ 465,000 | $ 465,000 | $ 190,000 |
| Warren County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Allegany County Maryland | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Anne Arundel County Maryland | 1 | $ 495,000 | $ 495,000 | $ 180,000 |
| Charles County Maryland | 1 | $ 505,000 | $ 505,000 | $ 129,000 |
| Frederick County Maryland | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Montgomery County Maryland | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Bristol County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 52,000 |
| Worcester County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Crawford County Michigan | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Dakota County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Washington County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 128,000 |
| Clarke County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Jones County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Lafayette County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Audrain County Missouri | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Christian County Missouri | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Jasper County Missouri | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Montgomery County Missouri | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| St. Louis County Missouri | 1 | $ 175,000 | $ 175,000 | $ 1,129,000 |
| Stone County Missouri | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Webster County Missouri | 1 | $ 405,000 | $ 405,000 | $ 318,000 |
| Wright County Missouri | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
| Cascade County Montana | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Jefferson County Montana | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Ravalli County Montana | 1 | $ 475,000 | $ 475,000 | $ 95,000 |
| Hunterdon County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 158,000 |
| Curry County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Otero County New Mexico | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| Roosevelt County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
| Broome County New York | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Cattaraugus County New York | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Erie County New York | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Kings County New York | 1 | $ 445,000 | $ 445,000 | $ 158,000 |
| Monroe County New York | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Richmond County New York | 1 | $ 575,000 | $ 575,000 | $ 134,000 |
| Beaufort County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Buncombe County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 159,000 |
| Burke County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Catawba County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Craven County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Harnett County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Johnston County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 149,000 |
| Lenoir County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Lincoln County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Mercer County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Delaware County Ohio | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| Fairfield County Ohio | 1 | $ 475,000 | $ 475,000 | $ 222,000 |
| Pickaway County Ohio | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Grady County Oklahoma | 1 | $ 495,000 | $ 495,000 | $ 114,000 |
| Le Flore County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Love County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| McClain County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Tillamook County Oregon | 1 | $ 225,000 | $ 225,000 | $ 225,000 |
| Carbon County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Monroe County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Northampton County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Anderson County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Greenville County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Horry County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| York County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Chester County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 163,000 |
| Decatur County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 286,000 |
| DeKalb County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Gibson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Hardin County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 184,000 |
| Haywood County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Henderson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Henry County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Knox County Tennessee | 1 | $ 695,000 | $ 695,000 | $ 284,000 |
| Marshall County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Maury County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 90,000 |
| Obion County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Putnam County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Stewart County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Sumner County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 177,000 |
| Williamson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 269,000 |
| Wilson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 165,000 |
| Angelina County Texas | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Bastrop County Texas | 1 | $ 385,000 | $ 385,000 | $ 93,000 |
| Collin County Texas | 1 | $ 615,000 | $ 615,000 | $ 233,000 |
| Coryell County Texas | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| El Paso County Texas | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Fort Bend County Texas | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Harris County Texas | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Hays County Texas | 1 | $ 725,000 | $ 725,000 | $ 567,000 |
| Hidalgo County Texas | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Hunt County Texas | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Jim Wells County Texas | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| McLennan County Texas | 1 | $ 345,000 | $ 345,000 | $ 189,000 |
| Montgomery County Texas | 1 | $ 315,000 | $ 315,000 | $ 164,000 |
| Palo Pinto County Texas | 1 | $ 95,000 | $ 95,000 | $ 171,000 |
| Rockwall County Texas | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Somervell County Texas | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Travis County Texas | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Trinity County Texas | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Wilson County Texas | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Gloucester County Virginia | 1 | $ 415,000 | $ 415,000 | $ 146,000 |
| Hampton County Virginia | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Pittsylvania County Virginia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Powhatan County Virginia | 1 | $ 495,000 | $ 495,000 | $ 158,000 |
| York County Virginia | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Snohomish County Washington | 1 | $ 705,000 | $ 705,000 | $ 254,000 |
| Dane County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Kenosha County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Outagamie County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Ozaukee County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Brighton Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 779 | $251,465,000 | $322,000 | $1,505,000 | $139,000 | $2,534,000 |
| Cash-out Refinancing | 61 | $17,555,000 | $287,000 | $1,505,000 | $128,000 | $570,000 |
| Refinancing | 31 | $9,455,000 | $305,000 | $1,505,000 | $155,000 | $911,000 |
| Home Improvement | 5 | $775,000 | $155,000 | $215,000 | $208,000 | $408,000 |
| Other Purpose | 1 | $175,000 | $175,000 | $175,000 | $200,000 | $200,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 401 | $123,485,000 | $307,000 | $1,505,000 | $135,000 | $2,534,000 |
| Black or African American | 148 | $43,470,000 | $293,000 | $1,215,000 | $104,000 | $382,000 |
| Hispanic | 116 | $38,850,000 | $334,000 | $815,000 | $145,000 | $1,129,000 |
| Not Provided | 108 | $38,890,000 | $360,000 | $1,505,000 | $166,000 | $1,452,000 |
| Asian | 63 | $26,905,000 | $427,000 | $1,205,000 | $193,000 | $764,000 |
| Not applicable | 31 | $4,075,000 | $131,000 | $445,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $800,000 | $400,000 | $575,000 | $182,000 | $280,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $665,000 | $665,000 | $665,000 | $180,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 496 | $158,640,000 | $319,000 | $1,505,000 | $168,000 | $2,534,000 |
| FHA-insured (Federal Housing Administration) | 188 | $61,040,000 | $324,000 | $1,025,000 | $105,000 | $307,000 |
| VA-guaranteed (Veterans Administration) | 154 | $53,150,000 | $345,000 | $1,215,000 | $116,000 | $382,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $6,595,000 | $169,000 | $375,000 | $64,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 595 | $184,595,000 | $310,000 | $1,215,000 | $139,000 | $2,534,000 |
| Application Withdrawn By Applicant | 164 | $58,390,000 | $356,000 | $1,505,000 | $144,000 | $1,452,000 |
| Application Denied By Financial Institution | 54 | $16,590,000 | $307,000 | $815,000 | $145,000 | $911,000 |
| Application Approved But Not Accepted | 49 | $15,245,000 | $311,000 | $645,000 | $126,000 | $345,000 |
| File Closed For Incompleteness | 15 | $4,605,000 | $307,000 | $705,000 | $136,000 | $594,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 877 | $279,425,000 | $318,000 | $1,505,000 | $139,000 | $2,534,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Brighton Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Brighton Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.