Busey Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Busey Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Busey Bank 100 W University Ave Champaign, IL 61820 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,599 |
| Total Mortgage Loan Application Amount | $1,548,195,000 |
| Average Mortgage Loan Application Amount | $214,800 |
| Highest Mortgage Loan Application Amount | $31,605,000 |
| Average Applicant Income | $144,000 |
| Highest Applicant Income | $8,282,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Busey Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Busey Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Busey Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Busey Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Busey Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Busey Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Champaign County Illinois | 1,111 | $ 346,655,000 | $ 312,000 | $ 119,000 |
| Madison County Illinois | 710 | $ 125,960,000 | $ 177,000 | $ 101,000 |
| McLean County Illinois | 353 | $ 60,525,000 | $ 171,000 | $ 111,000 |
| Peoria County Illinois | 288 | $ 37,550,000 | $ 130,000 | $ 123,000 |
| Macon County Illinois | 282 | $ 22,980,000 | $ 81,000 | $ 69,000 |
| St. Louis County Missouri | 276 | $ 137,460,000 | $ 498,000 | $ 256,000 |
| Cook County Illinois | 257 | $ 111,245,000 | $ 432,000 | $ 250,000 |
| Lee County Florida | 243 | $ 100,445,000 | $ 413,000 | $ 219,000 |
| St. Clair County Illinois | 230 | $ 33,750,000 | $ 146,000 | $ 121,000 |
| Tazewell County Illinois | 212 | $ 24,030,000 | $ 113,000 | $ 93,000 |
| Will County Illinois | 191 | $ 48,465,000 | $ 253,000 | $ 182,000 |
| Grundy County Illinois | 126 | $ 27,240,000 | $ 216,000 | $ 137,000 |
| DuPage County Illinois | 115 | $ 43,935,000 | $ 382,000 | $ 264,000 |
| Marion County Indiana | 111 | $ 23,055,000 | $ 207,000 | $ 80,000 |
| St. Louis City County Missouri | 97 | $ 28,985,000 | $ 298,000 | $ 165,000 |
| Ford County Illinois | 62 | $ 6,750,000 | $ 108,000 | $ 80,000 |
| Piatt County Illinois | 55 | $ 8,735,000 | $ 158,000 | $ 121,000 |
| Woodford County Illinois | 54 | $ 8,400,000 | $ 155,000 | $ 174,000 |
| St. Charles County Missouri | 49 | $ 14,285,000 | $ 291,000 | $ 136,000 |
| Sarasota County Florida | 41 | $ 26,545,000 | $ 647,000 | $ 132,000 |
| Livingston County Illinois | 34 | $ 4,280,000 | $ 125,000 | $ 105,000 |
| Vermilion County Illinois | 33 | $ 3,045,000 | $ 92,000 | $ 78,000 |
| Charlotte County Florida | 31 | $ 8,455,000 | $ 272,000 | $ 88,000 |
| Hamilton County Indiana | 31 | $ 8,605,000 | $ 277,000 | $ 285,000 |
| Kendall County Illinois | 26 | $ 6,600,000 | $ 253,000 | $ 168,000 |
| Collier County Florida | 24 | $ 12,550,000 | $ 522,000 | $ 350,000 |
| Douglas County Illinois | 24 | $ 2,800,000 | $ 116,000 | $ 81,000 |
| Lake County Illinois | 23 | $ 5,355,000 | $ 232,000 | $ 285,000 |
| Jefferson County Missouri | 22 | $ 4,610,000 | $ 209,000 | $ 94,000 |
| Macoupin County Illinois | 20 | $ 2,570,000 | $ 128,000 | $ 132,000 |
| Camden County Missouri | 18 | $ 7,440,000 | $ 413,000 | $ 353,000 |
| De Witt County Illinois | 17 | $ 1,815,000 | $ 106,000 | $ 69,000 |
| Kane County Illinois | 17 | $ 3,065,000 | $ 180,000 | $ 161,000 |
| Monroe County Illinois | 16 | $ 3,730,000 | $ 233,000 | $ 121,000 |
| Bond County Illinois | 15 | $ 1,935,000 | $ 129,000 | $ 96,000 |
| Jersey County Illinois | 15 | $ 2,125,000 | $ 141,000 | $ 87,000 |
| Clinton County Illinois | 14 | $ 1,700,000 | $ 121,000 | $ 93,000 |
| Shelby County Illinois | 14 | $ 1,110,000 | $ 79,000 | $ 70,000 |
| Iroquois County Illinois | 12 | $ 1,480,000 | $ 123,000 | $ 119,000 |
| Kankakee County Illinois | 12 | $ 2,350,000 | $ 195,000 | $ 103,000 |
| Marshall County Illinois | 11 | $ 975,000 | $ 88,000 | $ 71,000 |
| Knox County Illinois | 9 | $ 2,315,000 | $ 257,000 | $ 518,000 |
| McHenry County Illinois | 9 | $ 13,445,000 | $ 1,493,000 | $ 92,000 |
| Franklin County Missouri | 9 | $ 2,515,000 | $ 279,000 | $ 105,000 |
| Moultrie County Illinois | 8 | $ 1,780,000 | $ 222,000 | $ 94,000 |
| Maricopa County Arizona | 7 | $ 5,055,000 | $ 722,000 | $ 402,000 |
| Broward County Florida | 7 | $ 9,185,000 | $ 1,312,000 | $ 288,000 |
| Monroe County Indiana | 7 | $ 36,705,000 | $ 5,243,000 | $ 484,000 |
| Fulton County Illinois | 6 | $ 530,000 | $ 88,000 | $ 72,000 |
| LaSalle County Illinois | 6 | $ 1,100,000 | $ 183,000 | $ 178,000 |
| Boone County Indiana | 6 | $ 2,300,000 | $ 383,000 | $ 316,000 |
| Hendricks County Indiana | 6 | $ 1,980,000 | $ 330,000 | $ 382,000 |
| Mason County Illinois | 5 | $ 345,000 | $ 69,000 | $ 62,000 |
| Brevard County Florida | 4 | $ 550,000 | $ 137,000 | $ 104,000 |
| Manatee County Florida | 4 | $ 1,220,000 | $ 305,000 | $ 132,000 |
| Palm Beach County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 413,000 |
| Christian County Illinois | 4 | $ 330,000 | $ 82,000 | $ 57,000 |
| Sangamon County Illinois | 4 | $ 690,000 | $ 172,000 | $ 139,000 |
| Hancock County Indiana | 4 | $ 3,950,000 | $ 987,000 | $ 77,000 |
| Tippecanoe County Indiana | 4 | $ 8,030,000 | $ 2,007,000 | $ 252,000 |
| Johnson County Kansas | 4 | $ 1,310,000 | $ 327,000 | $ 315,000 |
| Berrien County Michigan | 4 | $ 1,260,000 | $ 315,000 | $ 215,000 |
| Morgan County Missouri | 4 | $ 740,000 | $ 185,000 | $ 168,000 |
| Eagle County Colorado | 3 | $ 3,805,000 | $ 1,268,000 | $ 2,725,000 |
| Martin County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 416,000 |
| Pinellas County Florida | 3 | $ 1,725,000 | $ 575,000 | $ 155,000 |
| Glynn County Georgia | 3 | $ 885,000 | $ 295,000 | $ 166,000 |
| DeKalb County Illinois | 3 | $ 335,000 | $ 111,000 | $ 96,000 |
| Jefferson County Illinois | 3 | $ 455,000 | $ 151,000 | $ 88,000 |
| Johnson County Indiana | 3 | $ 1,105,000 | $ 368,000 | $ 76,000 |
| Warren County Missouri | 3 | $ 665,000 | $ 221,000 | $ 202,000 |
| Clark County Nevada | 3 | $ 765,000 | $ 255,000 | $ 141,000 |
| Davidson County Tennessee | 3 | $ 1,775,000 | $ 591,000 | $ 511,000 |
| Harris County Texas | 3 | $ 2,735,000 | $ 911,000 | $ 893,000 |
| Door County Wisconsin | 3 | $ 1,895,000 | $ 631,000 | $ 743,000 |
| Walworth County Wisconsin | 3 | $ 795,000 | $ 265,000 | $ 223,000 |
| Pima County Arizona | 2 | $ 690,000 | $ 345,000 | $ 98,000 |
| Contra Costa County California | 2 | $ 1,600,000 | $ 800,000 | $ 261,000 |
| Adams County Colorado | 2 | $ 810,000 | $ 405,000 | $ 88,000 |
| Pitkin County Colorado | 2 | $ 21,610,000 | $ 10,805,000 | $ 0 |
| Summit County Colorado | 2 | $ 1,200,000 | $ 600,000 | $ 637,000 |
| Miami-Dade County Florida | 2 | $ 3,810,000 | $ 1,905,000 | $ 2,573,000 |
| Walton County Florida | 2 | $ 2,750,000 | $ 1,375,000 | $ 406,000 |
| Cumberland County Illinois | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Johnson County Illinois | 2 | $ 640,000 | $ 320,000 | $ 316,000 |
| Marion County Illinois | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Washington County Illinois | 2 | $ 220,000 | $ 110,000 | $ 98,000 |
| Fountain County Indiana | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Lake County Indiana | 2 | $ 510,000 | $ 255,000 | $ 103,000 |
| Boone County Missouri | 2 | $ 2,350,000 | $ 1,175,000 | $ 40,000 |
| Clay County Missouri | 2 | $ 760,000 | $ 380,000 | $ 120,000 |
| Jackson County Missouri | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| Lincoln County Missouri | 2 | $ 560,000 | $ 280,000 | $ 78,000 |
| Platte County Missouri | 2 | $ 720,000 | $ 360,000 | $ 152,000 |
| Gallatin County Montana | 2 | $ 2,220,000 | $ 1,110,000 | $ 540,000 |
| Douglas County Nebraska | 2 | $ 950,000 | $ 475,000 | $ 435,000 |
| Beaufort County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 180,000 |
| Hamilton County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 36,000 |
| Milwaukee County Wisconsin | 2 | $ 8,250,000 | $ 4,125,000 | $ 90,000 |
| Trempealeau County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 211,000 |
| Baldwin County Alabama | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Jefferson County Alabama | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Coconino County Arizona | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Greene County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Poinsett County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| San Benito County California | 1 | $ 915,000 | $ 915,000 | $ 420,000 |
| San Diego County California | 1 | $ 615,000 | $ 615,000 | $ 240,000 |
| Boulder County Colorado | 1 | $ 385,000 | $ 385,000 | $ 133,000 |
| Denver County Colorado | 1 | $ 285,000 | $ 285,000 | $ 50,000 |
| Douglas County Colorado | 1 | $ 525,000 | $ 525,000 | $ 76,000 |
| El Paso County Colorado | 1 | $ 365,000 | $ 365,000 | $ 74,000 |
| Jefferson County Colorado | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Saguache County Colorado | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Bay County Florida | 1 | $ 165,000 | $ 165,000 | $ 229,000 |
| Escambia County Florida | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Flagler County Florida | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Gulf County Florida | 1 | $ 475,000 | $ 475,000 | $ 144,000 |
| Hendry County Florida | 1 | $ 505,000 | $ 505,000 | $ 121,000 |
| Highlands County Florida | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Hillsborough County Florida | 1 | $ 175,000 | $ 175,000 | $ 198,000 |
| Indian River County Florida | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Lake County Florida | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Marion County Florida | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Monroe County Florida | 1 | $ 545,000 | $ 545,000 | $ 831,000 |
| Orange County Florida | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,238,000 |
| Polk County Florida | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Santa Rosa County Florida | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Volusia County Florida | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Clayton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Dawson County Georgia | 1 | $ 545,000 | $ 545,000 | $ 252,000 |
| Fulton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 145,000 |
| Gilmer County Georgia | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
| Pickens County Georgia | 1 | $ 465,000 | $ 465,000 | $ 470,000 |
| Brown County Illinois | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Clark County Illinois | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Coles County Illinois | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Edgar County Illinois | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Effingham County Illinois | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Fayette County Illinois | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Jo Daviess County Illinois | 1 | $ 105,000 | $ 105,000 | $ 238,000 |
| Logan County Illinois | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| McDonough County Illinois | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Montgomery County Illinois | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Randolph County Illinois | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Schuyler County Illinois | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Scott County Illinois | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Stark County Illinois | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Whiteside County Illinois | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Williamson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Allen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Grant County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Howard County Indiana | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Madison County Indiana | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Morgan County Indiana | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Porter County Indiana | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Shelby County Indiana | 1 | $ 475,000 | $ 475,000 | $ 63,000 |
| White County Indiana | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Polk County Iowa | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Scott County Iowa | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Lyon County Kentucky | 1 | $ 415,000 | $ 415,000 | $ 271,000 |
| Orleans County Louisiana | 1 | $ 545,000 | $ 545,000 | $ 196,000 |
| Essex County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 274,000 |
| Ingham County Michigan | 1 | $ 4,345,000 | $ 4,345,000 | $ 0 |
| Kent County Michigan | 1 | $ 24,175,000 | $ 24,175,000 | $ 0 |
| Crawford County Missouri | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Grundy County Missouri | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Miller County Missouri | 1 | $ 405,000 | $ 405,000 | $ 262,000 |
| Ozark County Missouri | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Stone County Missouri | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| Texas County Missouri | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Madison County Montana | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 585,000 | $ 585,000 | $ 187,000 |
| Saunders County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 173,000 |
| Rockingham County New Hampshire | 1 | $ 765,000 | $ 765,000 | $ 507,000 |
| Eddy County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| McDowell County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 451,000 |
| Moore County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 221,000 |
| Oklahoma County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Tulsa County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 187,000 |
| Washington County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Charleston County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 142,000 |
| Benton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Knox County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Loudon County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 148,000 |
| Shelby County Tennessee | 1 | $ 3,175,000 | $ 3,175,000 | $ 0 |
| Stewart County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 1,445,000 | $ 1,445,000 | $ 536,000 |
| Fauquier County Virginia | 1 | $ 355,000 | $ 355,000 | $ 255,000 |
| Newport News County Virginia | 1 | $ 55,000 | $ 55,000 | $ 190,000 |
| Wood County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Bayfield County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Kenosha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Vilas County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 266,000 |
Mortgage Loan Application Detail Totals for Busey Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,127 | $680,665,000 | $320,000 | $29,005,000 | $143,000 | $2,984,000 |
| Home Purchase | 1,836 | $598,840,000 | $326,000 | $31,605,000 | $128,000 | $6,385,000 |
| Cash-out Refinancing | 808 | $183,290,000 | $226,000 | $4,005,000 | $165,000 | $8,282,000 |
| Other Purpose | 665 | $69,265,000 | $104,000 | $1,125,000 | $158,000 | $3,125,000 |
| Home Improvement | 163 | $16,135,000 | $98,000 | $3,175,000 | $126,000 | $1,179,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,867 | $764,415,000 | $197,000 | $29,005,000 | $144,000 | $5,106,000 |
| Not Provided | 695 | $176,515,000 | $253,000 | $20,005,000 | $192,000 | $8,282,000 |
| Hispanic | 333 | $53,045,000 | $159,000 | $2,065,000 | $67,000 | $1,066,000 |
| Not applicable | 275 | $489,825,000 | $1,781,000 | $31,605,000 | $0 | $0 |
| Black or African American | 249 | $28,285,000 | $113,000 | $455,000 | $80,000 | $467,000 |
| Asian | 157 | $32,325,000 | $205,000 | $1,485,000 | $162,000 | $1,804,000 |
| American Indian or Alaskan Native | 3 | $305,000 | $101,000 | $165,000 | $59,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $43,000 | $43,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,349 | $1,514,655,000 | $283,000 | $31,605,000 | $147,000 | $8,282,000 |
| FHA-insured (Federal Housing Administration) | 185 | $22,595,000 | $122,000 | $345,000 | $54,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 38 | $7,960,000 | $209,000 | $505,000 | $89,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $2,985,000 | $110,000 | $175,000 | $49,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,448 | $1,318,260,000 | $296,000 | $31,605,000 | $145,000 | $8,282,000 |
| Application Withdrawn By Applicant | 514 | $135,830,000 | $264,000 | $20,005,000 | $166,000 | $6,385,000 |
| Application Denied By Financial Institution | 451 | $57,725,000 | $127,000 | $1,785,000 | $88,000 | $2,544,000 |
| File Closed For Incompleteness | 119 | $24,025,000 | $201,000 | $1,545,000 | $185,000 | $4,580,000 |
| Application Approved But Not Accepted | 63 | $11,685,000 | $185,000 | $975,000 | $130,000 | $511,000 |
| Loan Purchased By The Institution | 4 | $670,000 | $167,000 | $345,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,148 | $1,490,470,000 | $289,000 | $31,605,000 | $148,000 | $8,282,000 |
| Debt-To-Income Ratio | 152 | $20,380,000 | $134,000 | $645,000 | $62,000 | $896,000 |
| Credit History | 135 | $11,165,000 | $82,000 | $505,000 | $89,000 | $1,200,000 |
| Collateral | 74 | $13,140,000 | $177,000 | $1,785,000 | $151,000 | $2,544,000 |
| Other | 40 | $4,480,000 | $112,000 | $555,000 | $90,000 | $267,000 |
| Unverifiable Information | 23 | $4,125,000 | $179,000 | $505,000 | $59,000 | $193,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,600,000 | $185,000 | $585,000 | $89,000 | $135,000 |
| Employment History | 11 | $1,715,000 | $155,000 | $725,000 | $53,000 | $161,000 |
| Credit Application Incomplete | 2 | $120,000 | $60,000 | $65,000 | $136,000 | $209,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Busey Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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