Cambria Financial Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Cambria Financial Group, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cambria Financial Group, Llc 11000 W 78Th Street, Suite 300 Belle Plaine, MN 55344 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,956 |
| Total Mortgage Loan Application Amount | $539,820,000 |
| Average Mortgage Loan Application Amount | $238,000 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $95,250 |
| Highest Applicant Income | $2,264,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Cambria Financial Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cambria Financial Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Cambria Financial Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cambria Financial Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Cambria Financial Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cambria Financial Group, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 609 | $ 177,375,000 | $ 291,000 | $ 124,000 |
| Dakota County Minnesota | 214 | $ 57,410,000 | $ 268,000 | $ 102,000 |
| Anoka County Minnesota | 209 | $ 58,055,000 | $ 277,000 | $ 103,000 |
| Washington County Minnesota | 119 | $ 36,705,000 | $ 308,000 | $ 111,000 |
| Ramsey County Minnesota | 111 | $ 26,845,000 | $ 241,000 | $ 98,000 |
| Scott County Minnesota | 103 | $ 30,385,000 | $ 295,000 | $ 113,000 |
| Carver County Minnesota | 61 | $ 19,255,000 | $ 315,000 | $ 134,000 |
| Sherburne County Minnesota | 55 | $ 14,035,000 | $ 255,000 | $ 97,000 |
| Wright County Minnesota | 51 | $ 13,505,000 | $ 264,000 | $ 94,000 |
| Isanti County Minnesota | 27 | $ 6,835,000 | $ 253,000 | $ 146,000 |
| Le Sueur County Minnesota | 17 | $ 4,355,000 | $ 256,000 | $ 126,000 |
| Chisago County Minnesota | 15 | $ 3,595,000 | $ 239,000 | $ 93,000 |
| Rice County Minnesota | 14 | $ 4,640,000 | $ 331,000 | $ 106,000 |
| Murray County Minnesota | 13 | $ 2,305,000 | $ 177,000 | $ 100,000 |
| Pine County Minnesota | 12 | $ 2,410,000 | $ 200,000 | $ 94,000 |
| Itasca County Minnesota | 10 | $ 2,170,000 | $ 217,000 | $ 115,000 |
| Nicollet County Minnesota | 10 | $ 2,230,000 | $ 223,000 | $ 89,000 |
| St. Croix County Wisconsin | 10 | $ 2,750,000 | $ 275,000 | $ 126,000 |
| Collier County Florida | 9 | $ 3,155,000 | $ 350,000 | $ 197,000 |
| Cass County Minnesota | 9 | $ 2,125,000 | $ 236,000 | $ 195,000 |
| Crow Wing County Minnesota | 9 | $ 2,215,000 | $ 246,000 | $ 87,000 |
| Douglas County Minnesota | 9 | $ 2,415,000 | $ 268,000 | $ 157,000 |
| Olmsted County Minnesota | 9 | $ 1,405,000 | $ 156,000 | $ 110,000 |
| Collin County Texas | 9 | $ 2,985,000 | $ 331,000 | $ 140,000 |
| Sibley County Minnesota | 8 | $ 1,370,000 | $ 171,000 | $ 82,000 |
| St. Louis County Minnesota | 7 | $ 1,815,000 | $ 259,000 | $ 131,000 |
| Harris County Texas | 7 | $ 2,155,000 | $ 307,000 | $ 125,000 |
| Lee County Florida | 6 | $ 1,750,000 | $ 291,000 | $ 248,000 |
| Blue Earth County Minnesota | 6 | $ 1,390,000 | $ 231,000 | $ 102,000 |
| McLeod County Minnesota | 6 | $ 980,000 | $ 163,000 | $ 86,000 |
| Mille Lacs County Minnesota | 6 | $ 1,270,000 | $ 211,000 | $ 183,000 |
| Stearns County Minnesota | 6 | $ 1,110,000 | $ 185,000 | $ 92,000 |
| Steele County Minnesota | 6 | $ 1,190,000 | $ 198,000 | $ 133,000 |
| Morrison County Minnesota | 5 | $ 755,000 | $ 151,000 | $ 75,000 |
| Otter Tail County Minnesota | 5 | $ 1,265,000 | $ 253,000 | $ 71,000 |
| Travis County Texas | 5 | $ 1,695,000 | $ 339,000 | $ 186,000 |
| Boulder County Colorado | 4 | $ 1,590,000 | $ 397,000 | $ 165,000 |
| Jefferson County Colorado | 4 | $ 1,460,000 | $ 365,000 | $ 158,000 |
| Hillsborough County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 75,000 |
| Nobles County Minnesota | 4 | $ 490,000 | $ 122,000 | $ 58,000 |
| Bexar County Texas | 4 | $ 830,000 | $ 207,000 | $ 35,000 |
| Pierce County Wisconsin | 4 | $ 1,090,000 | $ 272,000 | $ 95,000 |
| Washburn County Wisconsin | 4 | $ 1,050,000 | $ 262,000 | $ 144,000 |
| Palm Beach County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 101,000 |
| Sarasota County Florida | 3 | $ 825,000 | $ 275,000 | $ 553,000 |
| Aitkin County Minnesota | 3 | $ 415,000 | $ 138,000 | $ 61,000 |
| Benton County Minnesota | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Kanabec County Minnesota | 3 | $ 755,000 | $ 251,000 | $ 52,000 |
| Kandiyohi County Minnesota | 3 | $ 475,000 | $ 158,000 | $ 44,000 |
| Meeker County Minnesota | 3 | $ 1,075,000 | $ 358,000 | $ 79,000 |
| Dallas County Texas | 3 | $ 845,000 | $ 281,000 | $ 110,000 |
| Fort Bend County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 140,000 |
| Montgomery County Texas | 3 | $ 815,000 | $ 271,000 | $ 123,000 |
| Tarrant County Texas | 3 | $ 1,165,000 | $ 388,000 | $ 162,000 |
| Williamson County Texas | 3 | $ 965,000 | $ 321,000 | $ 143,000 |
| Bayfield County Wisconsin | 3 | $ 585,000 | $ 195,000 | $ 86,000 |
| Burnett County Wisconsin | 3 | $ 845,000 | $ 281,000 | $ 76,000 |
| El Paso County Colorado | 2 | $ 500,000 | $ 250,000 | $ 145,000 |
| Charlotte County Florida | 2 | $ 680,000 | $ 340,000 | $ 112,000 |
| St. Johns County Florida | 2 | $ 440,000 | $ 220,000 | $ 205,000 |
| Lyon County Iowa | 2 | $ 690,000 | $ 345,000 | $ 52,000 |
| Story County Iowa | 2 | $ 550,000 | $ 275,000 | $ 71,000 |
| Becker County Minnesota | 2 | $ 1,210,000 | $ 605,000 | $ 229,000 |
| Brown County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 34,000 |
| Cottonwood County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| Jackson County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 94,000 |
| Lyon County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Polk County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 76,000 |
| Redwood County Minnesota | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Todd County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 113,000 |
| Watonwan County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Winona County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 84,000 |
| Yellow Medicine County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Day County South Dakota | 2 | $ 290,000 | $ 145,000 | $ 132,000 |
| Lake County South Dakota | 2 | $ 480,000 | $ 240,000 | $ 325,000 |
| Denton County Texas | 2 | $ 680,000 | $ 340,000 | $ 120,000 |
| Eau Claire County Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 109,000 |
| Polk County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Sawyer County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 131,000 |
| Vernon County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 91,000 |
| Waukesha County Wisconsin | 2 | $ 580,000 | $ 290,000 | $ 72,000 |
| Adams County Colorado | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Grand County Colorado | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| Pitkin County Colorado | 1 | $ 905,000 | $ 905,000 | $ 1,440,000 |
| Summit County Colorado | 1 | $ 375,000 | $ 375,000 | $ 215,000 |
| Weld County Colorado | 1 | $ 465,000 | $ 465,000 | $ 130,000 |
| Alachua County Florida | 1 | $ 545,000 | $ 545,000 | $ 144,000 |
| Broward County Florida | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Citrus County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Clay County Florida | 1 | $ 405,000 | $ 405,000 | $ 204,000 |
| Duval County Florida | 1 | $ 405,000 | $ 405,000 | $ 178,000 |
| Martin County Florida | 1 | $ 355,000 | $ 355,000 | $ 200,000 |
| Miami-Dade County Florida | 1 | $ 305,000 | $ 305,000 | $ 203,000 |
| Okaloosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| St. Lucie County Florida | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Sumter County Florida | 1 | $ 235,000 | $ 235,000 | $ 147,000 |
| Cerro Gordo County Iowa | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Dickinson County Iowa | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Warren County Iowa | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Carlton County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Chippewa County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Clearwater County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Cook County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Dodge County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Faribault County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Fillmore County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 56,000 |
| Freeborn County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Goodhue County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 200,000 |
| Hubbard County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 106,000 |
| Koochiching County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Lake of the Woods County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Martin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Pennington County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Pope County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Renville County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 378,000 |
| Wabasha County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 148,000 |
| Waseca County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 205,000 |
| Deuel County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Lincoln County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Pennington County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 199,000 |
| Hopkins County Texas | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Barron County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 441,000 |
| Crawford County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 240,000 |
| Dane County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Douglas County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 155,000 |
| Dunn County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 318,000 |
| Milwaukee County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Oneida County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Ozaukee County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Racine County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 137,000 |
| Vilas County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Walworth County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Cambria Financial Group, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 780 | $201,260,000 | $258,000 | $1,505,000 | $117,000 | $1,440,000 |
| Home Purchase | 779 | $237,165,000 | $304,000 | $925,000 | $111,000 | $1,414,000 |
| Cash-out Refinancing | 396 | $101,260,000 | $255,000 | $805,000 | $120,000 | $2,264,000 |
| Home Improvement | 1 | $135,000 | $135,000 | $135,000 | $33,000 | $33,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,412 | $393,220,000 | $278,000 | $1,505,000 | $122,000 | $2,264,000 |
| Not Provided | 184 | $49,730,000 | $270,000 | $545,000 | $116,000 | $681,000 |
| Black or African American | 145 | $43,155,000 | $297,000 | $525,000 | $96,000 | $435,000 |
| Asian | 126 | $31,400,000 | $249,000 | $545,000 | $91,000 | $387,000 |
| Hispanic | 65 | $15,975,000 | $245,000 | $435,000 | $82,000 | $582,000 |
| American Indian or Alaskan Native | 10 | $2,510,000 | $251,000 | $475,000 | $98,000 | $239,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $420,000 | $210,000 | $285,000 | $72,000 | $111,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,730 | $474,990,000 | $274,000 | $1,505,000 | $121,000 | $2,264,000 |
| FHA-insured (Federal Housing Administration) | 141 | $37,225,000 | $264,000 | $645,000 | $73,000 | $256,000 |
| VA-guaranteed (Veterans Administration) | 84 | $27,370,000 | $325,000 | $615,000 | $82,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $235,000 | $235,000 | $235,000 | $45,000 | $45,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,538 | $423,600,000 | $275,000 | $705,000 | $116,000 | $2,264,000 |
| Application Withdrawn By Applicant | 296 | $84,070,000 | $284,000 | $1,505,000 | $124,000 | $1,440,000 |
| Application Denied By Financial Institution | 122 | $32,150,000 | $263,000 | $725,000 | $95,000 | $361,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,834 | $507,670,000 | $276,000 | $1,505,000 | $117,000 | $2,264,000 |
| Credit Application Incomplete | 83 | $22,445,000 | $270,000 | $725,000 | $97,000 | $361,000 |
| Debt-To-Income Ratio | 14 | $3,210,000 | $229,000 | $455,000 | $61,000 | $117,000 |
| Other | 10 | $2,480,000 | $248,000 | $395,000 | $116,000 | $240,000 |
| Credit History | 7 | $1,365,000 | $195,000 | $325,000 | $65,000 | $156,000 |
| Collateral | 5 | $1,675,000 | $335,000 | $565,000 | $176,000 | $298,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $770,000 | $385,000 | $545,000 | $67,000 | $85,000 |
| Unverifiable Information | 1 | $205,000 | $205,000 | $205,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cambria Financial Group, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cambria Financial Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.