Capital Bank, N.A. Mortgage Lending & HMDA Data, 2015

In 2015, Capital Bank, N.A. of Rockville, MD reported 3,094 mortgage applications totaling $1.0 billion, up 37% from 2014. The average application was for $323,411, and applicants reported an average income of $101,619. 69% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (503), Baltimore-Columbia-Towson, MD (390) and Silver Spring-Frederick-Rockville, MD (339) (applications in parentheses).

Mortgage Company & Address Capital Bank, N.A.
One Church St Suite 300
Rockville, MD 20850
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,094
Total Mortgage Loan Application Amount $1,000,634,000
Average Mortgage Loan Application Amount $323,411
Highest Mortgage Loan Application Amount $6,462,000
Average Applicant Income $101,619
Highest Applicant Income $3,046,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital Bank, N.A. by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 300 $ 131,246,000 $ 437,486 $ 179,000
Anne Arundel, Maryland 152 $ 52,806,000 $ 347,407 $ 118,000
Fairfax, Virginia 117 $ 59,696,000 $ 510,222 $ 140,000
District of Columbia, District Of Columbia 110 $ 70,937,000 $ 644,881 $ 151,000
Prince George's, Maryland 83 $ 32,247,000 $ 388,518 $ 70,000
Baltimore, Maryland 77 $ 23,183,000 $ 301,077 $ 150,000
Howard, Maryland 66 $ 26,941,000 $ 408,196 $ 158,000
Loudoun, Virginia 47 $ 21,104,000 $ 449,021 $ 126,000
San Diego, California 46 $ 16,872,000 $ 366,782 $ 88,000
Maricopa, Arizona 42 $ 9,861,000 $ 234,785 $ 61,000
Frederick, Maryland 39 $ 10,773,000 $ 276,230 $ 90,000
Prince William, Virginia 39 $ 15,752,000 $ 403,897 $ 104,000
Baltimore City, Maryland 36 $ 12,410,000 $ 344,722 $ 134,000
Harford, Maryland 36 $ 9,987,000 $ 277,416 $ 97,000
Los Angeles, California 33 $ 11,568,000 $ 350,545 $ 84,000
Riverside, California 32 $ 8,528,000 $ 266,500 $ 76,000
Arlington, Virginia 31 $ 16,037,000 $ 517,322 $ 170,000
El Paso, Colorado 26 $ 6,957,000 $ 267,576 $ 72,000
Bexar, Texas 21 $ 4,554,000 $ 216,857 $ 43,000
Clark, Nevada 20 $ 4,641,000 $ 232,050 $ 43,000
Sussex, Delaware 19 $ 7,545,000 $ 397,105 $ 210,000
Pierce, Washington 19 $ 5,060,000 $ 266,315 $ 79,000
Wake, North Carolina 18 $ 4,409,000 $ 244,944 $ 80,000
Sacramento, California 17 $ 5,556,000 $ 326,823 $ 65,000
Tarrant, Texas 17 $ 3,548,000 $ 208,705 $ 72,000
Alexandria, Virginia 17 $ 8,038,000 $ 472,823 $ 117,000
Charles, Maryland 16 $ 5,150,000 $ 321,875 $ 89,000
Bucks, Pennsylvania 16 $ 4,406,000 $ 275,375 $ 120,000
San Bernardino, California 15 $ 3,454,000 $ 230,266 $ 66,000
Snohomish, Washington 15 $ 5,531,000 $ 368,733 $ 106,000
Virginia Beach, Virginia 14 $ 5,234,000 $ 373,857 $ 89,000
Carroll, Maryland 13 $ 4,683,000 $ 360,230 $ 153,000
Middlesex, Massachusetts 13 $ 4,900,000 $ 376,923 $ 113,000
Mecklenburg, North Carolina 13 $ 2,943,000 $ 226,384 $ 84,000
Pima, Arizona 12 $ 2,673,000 $ 222,750 $ 84,000
Palm Beach, Florida 12 $ 3,708,000 $ 309,000 $ 95,000
King, Washington 12 $ 4,322,000 $ 360,166 $ 105,000
Orange, California 11 $ 6,377,000 $ 579,727 $ 153,000
Broward, Florida 11 $ 3,309,000 $ 300,818 $ 82,000
Calvert, Maryland 11 $ 3,868,000 $ 351,636 $ 66,000
St. Mary's, Maryland 11 $ 3,107,000 $ 282,454 $ 99,000
Hillsborough, Florida 10 $ 2,616,000 $ 261,600 $ 56,000
Lee, Florida 10 $ 2,399,000 $ 239,900 $ 117,000
Pasco, Florida 10 $ 1,659,000 $ 165,900 $ 69,000
Fulton, Georgia 10 $ 2,700,000 $ 270,000 $ 94,000
Gwinnett, Georgia 10 $ 2,297,000 $ 229,700 $ 63,000
Cook, Illinois 10 $ 2,406,000 $ 240,600 $ 82,000
Queen Anne's, Maryland 10 $ 2,352,000 $ 235,200 $ 91,000
Chesterfield, Virginia 10 $ 2,641,000 $ 264,100 $ 93,000
Stafford, Virginia 10 $ 4,771,000 $ 477,100 $ 86,000
Thurston, Washington 10 $ 2,656,000 $ 265,600 $ 65,000
New Haven, Connecticut 9 $ 2,051,000 $ 227,888 $ 65,000
Miami-Dade, Florida 9 $ 2,383,000 $ 264,777 $ 63,000
Orange, Florida 9 $ 3,130,000 $ 347,777 $ 92,000
Santa Rosa, Florida 9 $ 2,105,000 $ 233,888 $ 79,000
Cobb, Georgia 9 $ 2,316,000 $ 257,333 $ 67,000
Washington, Maryland 9 $ 2,376,000 $ 264,000 $ 156,000
Richland, South Carolina 9 $ 1,976,000 $ 219,555 $ 45,000
Harris, Texas 9 $ 1,919,000 $ 213,222 $ 49,000
Travis, Texas 9 $ 2,185,000 $ 242,777 $ 98,000
Duval, Florida 8 $ 1,840,000 $ 230,000 $ 39,000
St. Johns, Florida 8 $ 2,863,000 $ 357,875 $ 78,000
Worcester, Maryland 8 $ 1,694,000 $ 211,750 $ 172,000
Chester, Pennsylvania 8 $ 3,091,000 $ 386,375 $ 103,000
Henrico, Virginia 8 $ 2,067,000 $ 258,375 $ 86,000
Clark, Washington 8 $ 2,755,000 $ 344,375 $ 99,000
Alameda, California 7 $ 3,175,000 $ 453,571 $ 69,000
Contra Costa, California 7 $ 2,763,000 $ 394,714 $ 70,000
San Joaquin, California 7 $ 1,730,000 $ 247,142 $ 46,000
Jefferson, Colorado 7 $ 1,901,000 $ 271,571 $ 119,000
New Castle, Delaware 7 $ 1,856,000 $ 265,142 $ 65,000
Pinellas, Florida 7 $ 1,842,000 $ 263,142 $ 112,000
Columbia, Georgia 7 $ 1,476,000 $ 210,857 $ 53,000
Hillsborough, New Hampshire 7 $ 1,825,000 $ 260,714 $ 124,000
Monmouth, New Jersey 7 $ 2,813,000 $ 401,857 $ 116,000
Moore, North Carolina 7 $ 2,156,000 $ 308,000 $ 89,000
Philadelphia, Pennsylvania 7 $ 1,530,000 $ 218,571 $ 69,000
Bell, Texas 7 $ 1,122,000 $ 160,285 $ 46,000
Chesapeake, Virginia 7 $ 1,729,000 $ 247,000 $ 54,000
Fauquier, Virginia 7 $ 2,895,000 $ 413,571 $ 103,000
Yavapai, Arizona 6 $ 1,705,000 $ 284,166 $ 47,000
Stanislaus, California 6 $ 1,257,000 $ 209,500 $ 79,000
Fairfield, Connecticut 6 $ 1,234,000 $ 205,666 $ 82,000
Sumter, Florida 6 $ 1,657,000 $ 276,166 $ 102,000
Cecil, Maryland 6 $ 1,227,000 $ 204,500 $ 70,000
Washoe, Nevada 6 $ 1,505,000 $ 250,833 $ 36,000
Greenville, South Carolina 6 $ 1,553,000 $ 258,833 $ 77,000
Dallas, Texas 6 $ 1,333,000 $ 222,166 $ 54,000
El Paso, Texas 6 $ 1,203,000 $ 200,500 $ 48,000
Cochise, Arizona 5 $ 1,022,000 $ 204,400 $ 75,000
Fresno, California 5 $ 1,480,000 $ 296,000 $ 51,000
Yolo, California 5 $ 1,270,000 $ 254,000 $ 61,000
Arapahoe, Colorado 5 $ 1,341,000 $ 268,200 $ 57,000
Denver, Colorado 5 $ 1,248,000 $ 249,600 $ 92,000
Douglas, Colorado 5 $ 1,482,000 $ 296,400 $ 77,000
Larimer, Colorado 5 $ 1,522,000 $ 304,400 $ 92,000
Brevard, Florida 5 $ 1,280,000 $ 256,000 $ 78,000
Charlotte, Florida 5 $ 835,000 $ 167,000 $ 91,000
Lake, Florida 5 $ 1,084,000 $ 216,800 $ 108,000
Manatee, Florida 5 $ 1,126,000 $ 225,200 $ 56,000
Okaloosa, Florida 5 $ 1,494,000 $ 298,800 $ 36,000
Polk, Florida 5 $ 694,000 $ 138,800 $ 26,000
Forsyth, Georgia 5 $ 1,307,000 $ 261,400 $ 95,000
Bristol, Massachusetts 5 $ 1,361,000 $ 272,200 $ 88,000
Bergen, New Jersey 5 $ 1,629,000 $ 325,800 $ 110,000
Morris, New Jersey 5 $ 2,181,000 $ 436,200 $ 108,000
Johnston, North Carolina 5 $ 930,000 $ 186,000 $ 59,000
Nash, North Carolina 5 $ 691,000 $ 138,200 $ 26,000
Greene, Ohio 5 $ 1,143,000 $ 228,600 $ 59,000
Aiken, South Carolina 5 $ 1,342,000 $ 268,400 $ 102,000
Sumter, South Carolina 5 $ 826,000 $ 165,200 $ 101,000
York, South Carolina 5 $ 1,249,000 $ 249,800 $ 76,000
Denton, Texas 5 $ 1,239,000 $ 247,800 $ 162,000
Fort Bend, Texas 5 $ 1,241,000 $ 248,200 $ 50,000
Williamson, Texas 5 $ 1,770,000 $ 354,000 $ 86,000
Norfolk, Virginia 5 $ 1,798,000 $ 359,600 $ 29,000
Spotsylvania, Virginia 5 $ 1,779,000 $ 355,800 $ 85,000
Spokane, Washington 5 $ 932,000 $ 186,400 $ 65,000
Laramie, Wyoming 5 $ 1,118,000 $ 223,600 $ 74,000
Baldwin, Alabama 4 $ 757,000 $ 189,250 $ 83,000
Jefferson, Alabama 4 $ 652,000 $ 163,000 $ 48,000
San Luis Obispo, California 4 $ 1,286,000 $ 321,500 $ 172,000
Santa Clara, California 4 $ 1,685,000 $ 421,250 $ 127,000
Ventura, California 4 $ 1,366,000 $ 341,500 $ 85,000
Hartford, Connecticut 4 $ 656,000 $ 164,000 $ 38,000
Escambia, Florida 4 $ 516,000 $ 129,000 $ 44,000
DeKalb, Georgia 4 $ 796,000 $ 199,000 $ 72,000
Henry, Georgia 4 $ 602,000 $ 150,500 $ 30,000
Houston, Georgia 4 $ 733,000 $ 183,250 $ 29,000
Liberty, Georgia 4 $ 880,000 $ 220,000 $ 27,000
Richmond, Georgia 4 $ 648,000 $ 162,000 $ 21,000
Honolulu, Hawaii 4 $ 1,870,000 $ 467,500 $ 130,000
Essex, Massachusetts 4 $ 787,000 $ 196,750 $ 88,000
Plymouth, Massachusetts 4 $ 1,783,000 $ 445,750 $ 114,000
Hennepin, Minnesota 4 $ 1,128,000 $ 282,000 $ 65,000
Rockingham, New Hampshire 4 $ 1,264,000 $ 316,000 $ 198,000
Essex, New Jersey 4 $ 1,283,000 $ 320,750 $ 197,000
Sussex, New Jersey 4 $ 674,000 $ 168,500 $ 87,000
Cumberland, North Carolina 4 $ 792,000 $ 198,000 $ 31,000
Harnett, North Carolina 4 $ 1,149,000 $ 287,250 $ 14,000
New Hanover, North Carolina 4 $ 892,000 $ 223,000 $ 161,000
Butler, Ohio 4 $ 708,000 $ 177,000 $ 62,000
Franklin, Ohio 4 $ 581,000 $ 145,250 $ 11,000
Montgomery, Ohio 4 $ 685,000 $ 171,250 $ 47,000
Warren, Ohio 4 $ 961,000 $ 240,250 $ 74,000
Oklahoma, Oklahoma 4 $ 578,000 $ 144,500 $ 53,000
Lehigh, Pennsylvania 4 $ 1,090,000 $ 272,500 $ 278,000
Montgomery, Pennsylvania 4 $ 1,198,000 $ 299,500 $ 98,000
Northampton, Pennsylvania 4 $ 809,000 $ 202,250 $ 62,000
York, Pennsylvania 4 $ 892,000 $ 223,000 $ 91,000
Charleston, South Carolina 4 $ 1,201,000 $ 300,250 $ 89,000
Davidson, Tennessee 4 $ 670,000 $ 167,500 $ 30,000
Collin, Texas 4 $ 869,000 $ 217,250 $ 55,000
Coryell, Texas 4 $ 454,000 $ 113,500 $ 58,000
Guadalupe, Texas 4 $ 820,000 $ 205,000 $ 52,000
Montgomery, Texas 4 $ 1,038,000 $ 259,500 $ 142,000
Albemarle, Virginia 4 $ 1,215,000 $ 303,750 $ 98,000
Hanover, Virginia 4 $ 966,000 $ 241,500 $ 90,000
Newport News, Virginia 4 $ 955,000 $ 238,750 $ 98,000
Roanoke, Virginia 4 $ 828,000 $ 207,000 $ 71,000
Suffolk, Virginia 4 $ 1,336,000 $ 334,000 $ 75,000
Kitsap, Washington 4 $ 1,228,000 $ 307,000 $ 54,000
Berkeley, West Virginia 4 $ 1,269,000 $ 317,250 $ 55,000
Pulaski, Arkansas 3 $ 510,000 $ 170,000 $ 18,000
El Dorado, California 3 $ 976,000 $ 325,333 $ 118,000
Kern, California 3 $ 534,000 $ 178,000 $ 45,000
Madera, California 3 $ 547,000 $ 182,333 $ 211,000
San Mateo, California 3 $ 737,000 $ 245,666 $ 83,000
Shasta, California 3 $ 573,000 $ 191,000 $ 29,000
Solano, California 3 $ 860,000 $ 286,666 $ 67,000
Yuba, California 3 $ 778,000 $ 259,333 $ 56,000
Pueblo, Colorado 3 $ 569,000 $ 189,666 $ 33,000
Weld, Colorado 3 $ 804,000 $ 268,000 $ 42,000
New London, Connecticut 3 $ 648,000 $ 216,000 $ 79,000
Kent, Delaware 3 $ 756,000 $ 252,000 $ 61,000
Collier, Florida 3 $ 1,259,000 $ 419,666 $ 248,000
Nassau, Florida 3 $ 570,000 $ 190,000 $ 27,000
Sarasota, Florida 3 $ 824,000 $ 274,666 $ 66,000
Seminole, Florida 3 $ 485,000 $ 161,666 $ 60,000
Cherokee, Georgia 3 $ 942,000 $ 314,000 $ 0
Coweta, Georgia 3 $ 645,000 $ 215,000 $ 122,000
Douglas, Georgia 3 $ 777,000 $ 259,000 $ 122,000
Ada, Idaho 3 $ 1,070,000 $ 356,666 $ 50,000
St. Clair, Illinois 3 $ 837,000 $ 279,000 $ 127,000
Hamilton, Indiana 3 $ 635,000 $ 211,666 $ 89,000
Johnson, Kansas 3 $ 1,098,000 $ 366,000 $ 111,000
Jefferson, Kentucky 3 $ 751,000 $ 250,333 $ 54,000
Bossier, Louisiana 3 $ 645,000 $ 215,000 $ 49,000
Caddo, Louisiana 3 $ 813,000 $ 271,000 $ 19,000
Vernon, Louisiana 3 $ 643,000 $ 214,333 $ 52,000
Talbot, Maryland 3 $ 649,000 $ 216,333 $ 25,000
Wicomico, Maryland 3 $ 901,000 $ 300,333 $ 96,000
Hampden, Massachusetts 3 $ 805,000 $ 268,333 $ 65,000
Worcester, Massachusetts 3 $ 579,000 $ 193,000 $ 10,000
Oakland, Michigan 3 $ 542,000 $ 180,666 $ 97,000
Dakota, Minnesota 3 $ 688,000 $ 229,333 $ 60,000
Lee, Mississippi 3 $ 475,000 $ 158,333 $ 64,000
Greene, Missouri 3 $ 976,000 $ 325,333 $ 112,000
Jackson, Missouri 3 $ 755,000 $ 251,666 $ 111,000
St. Louis, Missouri 3 $ 468,000 $ 156,000 $ 70,000
Burlington, New Jersey 3 $ 667,000 $ 222,333 $ 67,000
Gloucester, New Jersey 3 $ 536,000 $ 178,666 $ 128,000
Ocean, New Jersey 3 $ 638,000 $ 212,666 $ 28,000
Somerset, New Jersey 3 $ 1,712,000 $ 570,666 $ 141,000
Warren, New Jersey 3 $ 851,000 $ 283,666 $ 55,000
Bernalillo, New Mexico 3 $ 455,000 $ 151,666 $ 83,000
Guilford, North Carolina 3 $ 642,000 $ 214,000 $ 49,000
Iredell, North Carolina 3 $ 1,083,000 $ 361,000 $ 0
Cass, North Dakota 3 $ 615,000 $ 205,000 $ 48,000
Clermont, Ohio 3 $ 248,000 $ 82,666 $ 31,000
Cuyahoga, Ohio 3 $ 622,000 $ 207,333 $ 101,000
Portage, Ohio 3 $ 496,000 $ 165,333 $ 72,000
Stark, Ohio 3 $ 427,000 $ 142,333 $ 41,000
Summit, Ohio 3 $ 514,000 $ 171,333 $ 18,000
Lancaster, Pennsylvania 3 $ 686,000 $ 228,666 $ 94,000
Dorchester, South Carolina 3 $ 828,000 $ 276,000 $ 35,000
Horry, South Carolina 3 $ 649,000 $ 216,333 $ 58,000
Lexington, South Carolina 3 $ 669,000 $ 223,000 $ 41,000
Comal, Texas 3 $ 1,145,000 $ 381,666 $ 21,000
Hays, Texas 3 $ 478,000 $ 159,333 $ 54,000
Johnson, Texas 3 $ 692,000 $ 230,666 $ 49,000
Salt Lake, Utah 3 $ 753,000 $ 251,000 $ 34,000
Botetourt, Virginia 3 $ 706,000 $ 235,333 $ 149,000
Poquoson, Virginia 3 $ 454,000 $ 151,333 $ 96,000
Benton, Washington 3 $ 976,000 $ 325,333 $ 87,000
Jefferson, West Virginia 3 $ 845,000 $ 281,666 $ 90,000
Russell, Alabama 2 $ 300,000 $ 150,000 $ 92,000
Shelby, Alabama 2 $ 342,000 $ 171,000 $ 63,000
Mohave, Arizona 2 $ 393,000 $ 196,500 $ 40,000
Pinal, Arizona 2 $ 407,000 $ 203,500 $ 57,000
Benton, Arkansas 2 $ 641,000 $ 320,500 $ 177,000
Phillips, Arkansas 2 $ 96,000 $ 48,000 $ 40,000
Butte, California 2 $ 397,000 $ 198,500 $ 23,000
Merced, California 2 $ 259,000 $ 129,500 $ 23,000
Napa, California 2 $ 580,000 $ 290,000 $ 46,000
Placer, California 2 $ 504,000 $ 252,000 $ 93,000
Siskiyou, California 2 $ 383,000 $ 191,500 $ 0
Sutter, California 2 $ 391,000 $ 195,500 $ 32,000
Tuolumne, California 2 $ 800,000 $ 400,000 $ 84,000
Adams, Colorado 2 $ 325,000 $ 162,500 $ 48,000
Boulder, Colorado 2 $ 1,539,000 $ 769,500 $ 218,000
Park, Colorado 2 $ 497,000 $ 248,500 $ 72,000
Middlesex, Connecticut 2 $ 451,000 $ 225,500 $ 41,000
Alachua, Florida 2 $ 477,000 $ 238,500 $ 61,000
Bay, Florida 2 $ 549,000 $ 274,500 $ 0
Citrus, Florida 2 $ 343,000 $ 171,500 $ 89,000
Clay, Florida 2 $ 748,000 $ 374,000 $ 92,000
Flagler, Florida 2 $ 413,000 $ 206,500 $ 69,000
Indian River, Florida 2 $ 397,000 $ 198,500 $ 32,000
Marion, Florida 2 $ 419,000 $ 209,500 $ 39,000
Martin, Florida 2 $ 825,000 $ 412,500 $ 102,000
St. Lucie, Florida 2 $ 434,000 $ 217,000 $ 113,000
Bryan, Georgia 2 $ 452,000 $ 226,000 $ 33,000
Catoosa, Georgia 2 $ 333,000 $ 166,500 $ 35,000
Chatham, Georgia 2 $ 373,000 $ 186,500 $ 39,000
Fayette, Georgia 2 $ 761,000 $ 380,500 $ 41,000
Harris, Georgia 2 $ 510,000 $ 255,000 $ 103,000
Lowndes, Georgia 2 $ 222,000 $ 111,000 $ 0
Muscogee, Georgia 2 $ 246,000 $ 123,000 $ 61,000
Paulding, Georgia 2 $ 312,000 $ 156,000 $ 104,000
Tattnall, Georgia 2 $ 483,000 $ 241,500 $ 0
Walton, Georgia 2 $ 490,000 $ 245,000 $ 24,000
White, Georgia 2 $ 587,000 $ 293,500 $ 0
DuPage, Illinois 2 $ 568,000 $ 284,000 $ 93,000
Kane, Illinois 2 $ 319,000 $ 159,500 $ 55,000
Lake, Illinois 2 $ 376,000 $ 188,000 $ 32,000
Madison, Illinois 2 $ 403,000 $ 201,500 $ 66,000
McHenry, Illinois 2 $ 321,000 $ 160,500 $ 29,000
Williamson, Illinois 2 $ 286,000 $ 143,000 $ 35,000
Floyd, Indiana 2 $ 294,000 $ 147,000 $ 14,000
Johnson, Indiana 2 $ 336,000 $ 168,000 $ 33,000
Winneshiek, Iowa 2 $ 392,000 $ 196,000 $ 70,000
Woodbury, Iowa 2 $ 375,000 $ 187,500 $ 41,000
Hardin, Kentucky 2 $ 458,000 $ 229,000 $ 98,000
East Baton Rouge, Louisiana 2 $ 266,000 $ 133,000 $ 20,000
Jefferson, Louisiana 2 $ 381,000 $ 190,500 $ 59,000
Livingston, Louisiana 2 $ 403,000 $ 201,500 $ 61,000
Ouachita, Louisiana 2 $ 556,000 $ 278,000 $ 109,000
St. Landry, Louisiana 2 $ 781,000 $ 390,500 $ 114,000
Tangipahoa, Louisiana 2 $ 558,000 $ 279,000 $ 79,000
Garrett, Maryland 2 $ 463,000 $ 231,500 $ 255,000
Norfolk, Massachusetts 2 $ 709,000 $ 354,500 $ 119,000
Kalamazoo, Michigan 2 $ 364,000 $ 182,000 $ 49,000
Olmsted, Minnesota 2 $ 451,000 $ 225,500 $ 51,000
Ramsey, Minnesota 2 $ 280,000 $ 140,000 $ 76,000
Sherburne, Minnesota 2 $ 355,000 $ 177,500 $ 51,000
DeSoto, Mississippi 2 $ 274,000 $ 137,000 $ 0
Hinds, Mississippi 2 $ 267,000 $ 133,500 $ 53,000
Buchanan, Missouri 2 $ 275,000 $ 137,500 $ 53,000
Johnson, Missouri 2 $ 261,000 $ 130,500 $ 55,000
Douglas, Nebraska 2 $ 1,068,000 $ 534,000 $ 183,000
Lyon, Nevada 2 $ 453,000 $ 226,500 $ 23,000
Nye, Nevada 2 $ 375,000 $ 187,500 $ 96,000
Camden, New Jersey 2 $ 189,000 $ 94,500 $ 157,000
Hunterdon, New Jersey 2 $ 387,000 $ 193,500 $ 64,000
Middlesex, New Jersey 2 $ 560,000 $ 280,000 $ 0
Chaves, New Mexico 2 $ 451,000 $ 225,500 $ 44,000
Otero, New Mexico 2 $ 229,000 $ 114,500 $ 34,000
Monroe, New York 2 $ 190,000 $ 95,000 $ 32,000
Ashe, North Carolina 2 $ 246,000 $ 123,000 $ 17,000
Craven, North Carolina 2 $ 774,000 $ 387,000 $ 0
Dare, North Carolina 2 $ 596,000 $ 298,000 $ 213,000
Gaston, North Carolina 2 $ 777,000 $ 388,500 $ 194,000
Macon, North Carolina 2 $ 316,000 $ 158,000 $ 79,000
Onslow, North Carolina 2 $ 346,000 $ 173,000 $ 0
Perquimans, North Carolina 2 $ 234,000 $ 117,000 $ 49,000
Pitt, North Carolina 2 $ 285,000 $ 142,500 $ 28,000
Rowan, North Carolina 2 $ 252,000 $ 126,000 $ 23,000
Union, North Carolina 2 $ 465,000 $ 232,500 $ 32,000
Delaware, Ohio 2 $ 605,000 $ 302,500 $ 22,000
Licking, Ohio 2 $ 274,000 $ 137,000 $ 21,000
Mahoning, Ohio 2 $ 1,387,000 $ 693,500 $ 47,000
Miami, Ohio 2 $ 386,000 $ 193,000 $ 0
Wayne, Ohio 2 $ 317,000 $ 158,500 $ 50,000
Cherokee, Oklahoma 2 $ 381,000 $ 190,500 $ 56,000
Cleveland, Oklahoma 2 $ 271,000 $ 135,500 $ 57,000
Clackamas, Oregon 2 $ 816,000 $ 408,000 $ 102,000
Marion, Oregon 2 $ 673,000 $ 336,500 $ 62,000
Yamhill, Oregon 2 $ 433,000 $ 216,500 $ 36,000
Allegheny, Pennsylvania 2 $ 651,000 $ 325,500 $ 98,000
Berks, Pennsylvania 2 $ 601,000 $ 300,500 $ 126,000
Erie, Pennsylvania 2 $ 542,000 $ 271,000 $ 82,000
Franklin, Pennsylvania 2 $ 408,000 $ 204,000 $ 108,000
Lebanon, Pennsylvania 2 $ 425,000 $ 212,500 $ 32,000
Wyoming, Pennsylvania 2 $ 746,000 $ 373,000 $ 101,000
Newport, Rhode Island 2 $ 754,000 $ 377,000 $ 177,000
Washington, Rhode Island 2 $ 604,000 $ 302,000 $ 100,000
Beaufort, South Carolina 2 $ 804,000 $ 402,000 $ 131,000
Berkeley, South Carolina 2 $ 533,000 $ 266,500 $ 125,000
Newberry, South Carolina 2 $ 859,000 $ 429,500 $ 0
Blount, Tennessee 2 $ 350,000 $ 175,000 $ 15,000
Hamilton, Tennessee 2 $ 375,000 $ 187,500 $ 75,000
Knox, Tennessee 2 $ 533,000 $ 266,500 $ 72,000
Roane, Tennessee 2 $ 440,000 $ 220,000 $ 37,000
Sevier, Tennessee 2 $ 443,000 $ 221,500 $ 30,000
Shelby, Tennessee 2 $ 407,000 $ 203,500 $ 0
Sumner, Tennessee 2 $ 959,000 $ 479,500 $ 0
Galveston, Texas 2 $ 519,000 $ 259,500 $ 112,000
Kendall, Texas 2 $ 634,000 $ 317,000 $ 240,000
Llano, Texas 2 $ 179,000 $ 89,500 $ 69,000
Midland, Texas 2 $ 865,000 $ 432,500 $ 0
Nueces, Texas 2 $ 307,000 $ 153,500 $ 93,000
Randall, Texas 2 $ 224,000 $ 112,000 $ 66,000
Weber, Utah 2 $ 505,000 $ 252,500 $ 56,000
Augusta, Virginia 2 $ 601,000 $ 300,500 $ 75,000
Fairfax City, Virginia 2 $ 2,080,000 $ 1,040,000 $ 399,000
Frederick, Virginia 2 $ 460,000 $ 230,000 $ 49,000
Hampton, Virginia 2 $ 406,000 $ 203,000 $ 0
Harrisonburg, Virginia 2 $ 394,000 $ 197,000 $ 86,000
Isle of Wight, Virginia 2 $ 523,000 $ 261,500 $ 106,000
James City, Virginia 2 $ 758,000 $ 379,000 $ 201,000
Manassas, Virginia 2 $ 615,000 $ 307,500 $ 30,000
Mecklenburg, Virginia 2 $ 232,000 $ 116,000 $ 42,000
Orange, Virginia 2 $ 584,000 $ 292,000 $ 68,000
Portsmouth, Virginia 2 $ 563,000 $ 281,500 $ 86,000
Richmond City, Virginia 2 $ 471,000 $ 235,500 $ 111,000
Roanoke City, Virginia 2 $ 326,000 $ 163,000 $ 82,000
Westmoreland, Virginia 2 $ 654,000 $ 327,000 $ 438,000
York, Virginia 2 $ 651,000 $ 325,500 $ 128,000
Clallam, Washington 2 $ 627,000 $ 313,500 $ 79,000
Cowlitz, Washington 2 $ 351,000 $ 175,500 $ 58,000
Grays Harbor, Washington 2 $ 373,000 $ 186,500 $ 42,000
Mason, Washington 2 $ 447,000 $ 223,500 $ 17,000
Milwaukee, Wisconsin 2 $ 358,000 $ 179,000 $ 58,000
Outagamie, Wisconsin 2 $ 399,000 $ 199,500 $ 47,000
Calhoun, Alabama 1 $ 160,000 $ 160,000 $ 49,000
Cleburne, Alabama 1 $ 257,000 $ 257,000 $ 44,000
Elmore, Alabama 1 $ 240,000 $ 240,000 $ 147,000
Etowah, Alabama 1 $ 244,000 $ 244,000 $ 119,000
Lauderdale, Alabama 1 $ 310,000 $ 310,000 $ 0
Madison, Alabama 1 $ 317,000 $ 317,000 $ 224,000
Pike, Alabama 1 $ 132,000 $ 132,000 $ 52,000
St. Clair, Alabama 1 $ 431,000 $ 431,000 $ 204,000
Talladega, Alabama 1 $ 207,000 $ 207,000 $ 60,000
Yuma, Arizona 1 $ 207,000 $ 207,000 $ 0
Faulkner, Arkansas 1 $ 216,000 $ 216,000 $ 0
Garland, Arkansas 1 $ 153,000 $ 153,000 $ 54,000
Lonoke, Arkansas 1 $ 260,000 $ 260,000 $ 44,000
Van Buren, Arkansas 1 $ 233,000 $ 233,000 $ 41,000
Washington, Arkansas 1 $ 118,000 $ 118,000 $ 0
Lake, California 1 $ 179,000 $ 179,000 $ 47,000
Marin, California 1 $ 604,000 $ 604,000 $ 0
Mariposa, California 1 $ 240,000 $ 240,000 $ 0
Mendocino, California 1 $ 220,000 $ 220,000 $ 46,000
Modoc, California 1 $ 200,000 $ 200,000 $ 101,000
Monterey, California 1 $ 374,000 $ 374,000 $ 99,000
Nevada, California 1 $ 159,000 $ 159,000 $ 35,000
Plumas, California 1 $ 161,000 $ 161,000 $ 0
Santa Barbara, California 1 $ 330,000 $ 330,000 $ 82,000
Tehama, California 1 $ 300,000 $ 300,000 $ 44,000
Tulare, California 1 $ 203,000 $ 203,000 $ 127,000
Broomfield, Colorado 1 $ 330,000 $ 330,000 $ 85,000
La Plata, Colorado 1 $ 258,000 $ 258,000 $ 109,000
Routt, Colorado 1 $ 224,000 $ 224,000 $ 46,000
Teller, Colorado 1 $ 314,000 $ 314,000 $ 77,000
Tolland, Connecticut 1 $ 210,000 $ 210,000 $ 86,000
Gilchrist, Florida 1 $ 245,000 $ 245,000 $ 60,000
Highlands, Florida 1 $ 177,000 $ 177,000 $ 70,000
Leon, Florida 1 $ 122,000 $ 122,000 $ 0
Levy, Florida 1 $ 85,000 $ 85,000 $ 76,000
Monroe, Florida 1 $ 223,000 $ 223,000 $ 92,000
Volusia, Florida 1 $ 206,000 $ 206,000 $ 66,000
Walton, Florida 1 $ 417,000 $ 417,000 $ 213,000
Bartow, Georgia 1 $ 141,000 $ 141,000 $ 0
Brantley, Georgia 1 $ 284,000 $ 284,000 $ 157,000
Bulloch, Georgia 1 $ 112,000 $ 112,000 $ 64,000
Clarke, Georgia 1 $ 177,000 $ 177,000 $ 0
Floyd, Georgia 1 $ 259,000 $ 259,000 $ 146,000
Grady, Georgia 1 $ 147,000 $ 147,000 $ 127,000
Habersham, Georgia 1 $ 61,000 $ 61,000 $ 41,000
Hall, Georgia 1 $ 176,000 $ 176,000 $ 0
Lee, Georgia 1 $ 218,000 $ 218,000 $ 0
Madison, Georgia 1 $ 126,000 $ 126,000 $ 0
Murray, Georgia 1 $ 250,000 $ 250,000 $ 206,000
Oconee, Georgia 1 $ 270,000 $ 270,000 $ 142,000
Rockdale, Georgia 1 $ 215,000 $ 215,000 $ 93,000
Toombs, Georgia 1 $ 325,000 $ 325,000 $ 149,000
Kootenai, Idaho 1 $ 215,000 $ 215,000 $ 71,000
Nez Perce, Idaho 1 $ 192,000 $ 192,000 $ 0
Twin Falls, Idaho 1 $ 233,000 $ 233,000 $ 0
Ogle, Illinois 1 $ 184,000 $ 184,000 $ 139,000
Randolph, Illinois 1 $ 130,000 $ 130,000 $ 76,000
Tazewell, Illinois 1 $ 471,000 $ 471,000 $ 136,000
Will, Illinois 1 $ 125,000 $ 125,000 $ 100,000
Brown, Indiana 1 $ 258,000 $ 258,000 $ 69,000
Clark, Indiana 1 $ 178,000 $ 178,000 $ 0
Fulton, Indiana 1 $ 132,000 $ 132,000 $ 0
LaPorte, Indiana 1 $ 146,000 $ 146,000 $ 0
Marshall, Indiana 1 $ 143,000 $ 143,000 $ 29,000
Morgan, Indiana 1 $ 181,000 $ 181,000 $ 0
Shelby, Indiana 1 $ 291,000 $ 291,000 $ 0
Vanderburgh, Indiana 1 $ 179,000 $ 179,000 $ 0
Clayton, Iowa 1 $ 190,000 $ 190,000 $ 0
Polk, Iowa 1 $ 161,000 $ 161,000 $ 0
Doniphan, Kansas 1 $ 132,000 $ 132,000 $ 0
Geary, Kansas 1 $ 138,000 $ 138,000 $ 0
Leavenworth, Kansas 1 $ 117,000 $ 117,000 $ 42,000
Sedgwick, Kansas 1 $ 168,000 $ 168,000 $ 0
Shawnee, Kansas 1 $ 226,000 $ 226,000 $ 61,000
Anderson, Kentucky 1 $ 243,000 $ 243,000 $ 64,000
Gallatin, Kentucky 1 $ 249,000 $ 249,000 $ 0
Greenup, Kentucky 1 $ 45,000 $ 45,000 $ 129,000
Mercer, Kentucky 1 $ 205,000 $ 205,000 $ 44,000
Pulaski, Kentucky 1 $ 128,000 $ 128,000 $ 0
De Soto, Louisiana 1 $ 366,000 $ 366,000 $ 97,000
Lafourche, Louisiana 1 $ 275,000 $ 275,000 $ 70,000
Lincoln, Louisiana 1 $ 89,000 $ 89,000 $ 135,000
St. Charles, Louisiana 1 $ 322,000 $ 322,000 $ 100,000
Washington, Louisiana 1 $ 245,000 $ 245,000 $ 50,000
West Feliciana, Louisiana 1 $ 230,000 $ 230,000 $ 45,000
Hancock, Maine 1 $ 222,000 $ 222,000 $ 40,000
Kennebec, Maine 1 $ 108,000 $ 108,000 $ 0
York, Maine 1 $ 204,000 $ 204,000 $ 50,000
Caroline, Maryland 1 $ 155,000 $ 155,000 $ 49,000
Dorchester, Maryland 1 $ 178,000 $ 178,000 $ 67,000
Barnstable, Massachusetts 1 $ 200,000 $ 200,000 $ 55,000
Dukes, Massachusetts 1 $ 315,000 $ 315,000 $ 169,000
Eaton, Michigan 1 $ 202,000 $ 202,000 $ 177,000
Hillsdale, Michigan 1 $ 155,000 $ 155,000 $ 69,000
Ingham, Michigan 1 $ 142,000 $ 142,000 $ 51,000
Jackson, Michigan 1 $ 150,000 $ 150,000 $ 87,000
Sanilac, Michigan 1 $ 223,000 $ 223,000 $ 49,000
Washtenaw, Michigan 1 $ 153,000 $ 153,000 $ 70,000
Anoka, Minnesota 1 $ 210,000 $ 210,000 $ 68,000
Itasca, Minnesota 1 $ 159,000 $ 159,000 $ 113,000
Rice, Minnesota 1 $ 136,000 $ 136,000 $ 213,000
Wabasha, Minnesota 1 $ 119,000 $ 119,000 $ 0
Washington, Minnesota 1 $ 312,000 $ 312,000 $ 118,000
Harrison, Mississippi 1 $ 123,000 $ 123,000 $ 0
McDonald, Missouri 1 $ 185,000 $ 185,000 $ 70,000
St. Charles, Missouri 1 $ 283,000 $ 283,000 $ 100,000
St. Louis City, Missouri 1 $ 403,000 $ 403,000 $ 108,000
Vernon, Missouri 1 $ 92,000 $ 92,000 $ 104,000
Flathead, Montana 1 $ 266,000 $ 266,000 $ 0
Gallatin, Montana 1 $ 238,000 $ 238,000 $ 59,000
Granite, Montana 1 $ 302,000 $ 302,000 $ 123,000
Ravalli, Montana 1 $ 389,000 $ 389,000 $ 102,000
Sweet Grass, Montana 1 $ 140,000 $ 140,000 $ 0
Yellowstone, Montana 1 $ 153,000 $ 153,000 $ 102,000
Keith, Nebraska 1 $ 265,000 $ 265,000 $ 140,000
Washington, Nebraska 1 $ 402,000 $ 402,000 $ 0
Carson City, Nevada 1 $ 192,000 $ 192,000 $ 0
Humboldt, Nevada 1 $ 122,000 $ 122,000 $ 0
Coos, New Hampshire 1 $ 119,000 $ 119,000 $ 0
Merrimack, New Hampshire 1 $ 492,000 $ 492,000 $ 621,000
Strafford, New Hampshire 1 $ 204,000 $ 204,000 $ 71,000
Sullivan, New Hampshire 1 $ 188,000 $ 188,000 $ 55,000
Atlantic, New Jersey 1 $ 246,000 $ 246,000 $ 86,000
Cape May, New Jersey 1 $ 399,000 $ 399,000 $ 155,000
Cumberland, New Jersey 1 $ 253,000 $ 253,000 $ 99,000
Mercer, New Jersey 1 $ 301,000 $ 301,000 $ 155,000
Passaic, New Jersey 1 $ 308,000 $ 308,000 $ 85,000
Salem, New Jersey 1 $ 150,000 $ 150,000 $ 74,000
Union, New Jersey 1 $ 347,000 $ 347,000 $ 0
Curry, New Mexico 1 $ 212,000 $ 212,000 $ 307,000
Lea, New Mexico 1 $ 108,000 $ 108,000 $ 0
Sandoval, New Mexico 1 $ 471,000 $ 471,000 $ 0
Valencia, New Mexico 1 $ 64,000 $ 64,000 $ 0
Columbia, New York 1 $ 380,000 $ 380,000 $ 300,000
Niagara, New York 1 $ 300,000 $ 300,000 $ 133,000
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Mortgage Loan Application Detail Totals for Capital Bank, N.A. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,439 $787,915,000 $323,000 $6,462,000 $90,000 $1,786,000
Home Purchase 654 $212,619,000 $325,000 $1,650,000 $145,000 $3,046,000
Home Improvement 1 $100,000 $100,000 $100,000 $71,000 $71,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,145 $674,977,000 $314,000 $1,650,000 $106,000 $3,046,000
Black or African American 268 $77,642,000 $289,000 $1,310,000 $74,000 $686,000
Not Provided 237 $80,940,000 $341,000 $5,200,000 $117,000 $1,786,000
Asian 184 $65,815,000 $357,000 $1,350,000 $125,000 $487,000
Hispanic 183 $53,520,000 $292,000 $897,000 $73,000 $361,000
American Indian or Alaskan Native 32 $7,564,000 $236,000 $589,000 $76,000 $271,000
Not applicable 29 $34,847,000 $1,201,000 $6,462,000 $2,000 $86,000
Native Hawaiian or Other Pacific Islander 16 $5,329,000 $333,000 $854,000 $70,000 $167,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,688 $506,152,000 $299,000 $1,065,000 $63,000 $527,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,253 $448,200,000 $357,000 $6,462,000 $159,000 $3,046,000
FHA-insured (Federal Housing Administration) 151 $45,894,000 $303,000 $800,000 $72,000 $300,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $388,000 $194,000 $216,000 $50,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,139 $705,873,000 $330,000 $6,462,000 $97,000 $3,046,000
Application Withdrawn By Applicant 551 $181,569,000 $329,000 $1,700,000 $126,000 $1,786,000
Application Denied By Financial Institution 221 $63,145,000 $285,000 $1,200,000 $100,000 $497,000
File Closed For Incompleteness 125 $32,073,000 $256,000 $790,000 $83,000 $319,000
Application Approved But Not Accepted 58 $17,974,000 $309,000 $1,310,000 $113,000 $714,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 71 $20,852,000 $293,000 $1,048,000 $134,000 $497,000
Debt-To-Income Ratio 58 $17,613,000 $303,000 $1,200,000 $84,000 $296,000
Credit History 50 $14,036,000 $280,000 $936,000 $80,000 $299,000
Other 26 $7,502,000 $288,000 $829,000 $84,000 $250,000
Unverifiable Information 12 $2,103,000 $175,000 $262,000 $102,000 $226,000
Employment History 3 $741,000 $247,000 $317,000 $74,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 1 $298,000 $298,000 $298,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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