Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Capital Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Bank, National Association One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,126 |
| Total Mortgage Loan Application Amount | $510,270,000 |
| Average Mortgage Loan Application Amount | $520,600 |
| Highest Mortgage Loan Application Amount | $6,505,000 |
| Average Applicant Income | $174,600 |
| Highest Applicant Income | $3,014,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 241 | $ 107,055,000 | $ 444,000 | $ 97,000 |
| Sussex County Delaware | 162 | $ 81,790,000 | $ 504,000 | $ 228,000 |
| Prince George's County Maryland | 75 | $ 27,445,000 | $ 365,000 | $ 96,000 |
| Montgomery County Maryland | 51 | $ 42,155,000 | $ 826,000 | $ 289,000 |
| Fairfax County Virginia | 39 | $ 36,145,000 | $ 926,000 | $ 390,000 |
| Baltimore City County Maryland | 29 | $ 9,405,000 | $ 324,000 | $ 73,000 |
| Anne Arundel County Maryland | 24 | $ 9,960,000 | $ 415,000 | $ 141,000 |
| Baltimore County Maryland | 23 | $ 6,945,000 | $ 301,000 | $ 131,000 |
| Harford County Maryland | 13 | $ 3,645,000 | $ 280,000 | $ 74,000 |
| Osceola County Florida | 9 | $ 3,095,000 | $ 343,000 | $ 98,000 |
| Charles County Maryland | 9 | $ 3,105,000 | $ 345,000 | $ 96,000 |
| Dallas County Texas | 8 | $ 2,960,000 | $ 370,000 | $ 176,000 |
| Loudoun County Virginia | 8 | $ 5,910,000 | $ 738,000 | $ 331,000 |
| Frederick County Maryland | 7 | $ 3,435,000 | $ 490,000 | $ 149,000 |
| Franklin County Ohio | 7 | $ 2,385,000 | $ 340,000 | $ 139,000 |
| Arlington County Virginia | 7 | $ 4,725,000 | $ 675,000 | $ 188,000 |
| Maricopa County Arizona | 6 | $ 2,750,000 | $ 458,000 | $ 124,000 |
| Riverside County California | 6 | $ 2,750,000 | $ 458,000 | $ 133,000 |
| Howard County Maryland | 6 | $ 2,890,000 | $ 481,000 | $ 154,000 |
| Harris County Texas | 6 | $ 1,860,000 | $ 310,000 | $ 145,000 |
| Kent County Delaware | 5 | $ 1,215,000 | $ 243,000 | $ 119,000 |
| Broward County Florida | 5 | $ 2,395,000 | $ 479,000 | $ 636,000 |
| Hillsborough County Florida | 5 | $ 1,585,000 | $ 317,000 | $ 79,000 |
| Lee County Florida | 5 | $ 1,625,000 | $ 325,000 | $ 133,000 |
| Miami-Dade County Florida | 5 | $ 2,125,000 | $ 425,000 | $ 277,000 |
| Orange County Florida | 5 | $ 1,995,000 | $ 399,000 | $ 115,000 |
| Pasco County Florida | 5 | $ 2,355,000 | $ 471,000 | $ 241,000 |
| Wake County North Carolina | 5 | $ 2,405,000 | $ 481,000 | $ 180,000 |
| Richland County South Carolina | 5 | $ 1,125,000 | $ 225,000 | $ 68,000 |
| Alexandria County Virginia | 5 | $ 3,845,000 | $ 769,000 | $ 349,000 |
| Prince William County Virginia | 5 | $ 3,525,000 | $ 705,000 | $ 246,000 |
| Mohave County Arizona | 4 | $ 1,340,000 | $ 335,000 | $ 75,000 |
| Los Angeles County California | 4 | $ 3,850,000 | $ 962,000 | $ 249,000 |
| New Haven County Connecticut | 4 | $ 2,060,000 | $ 515,000 | $ 166,000 |
| New Castle County Delaware | 4 | $ 1,740,000 | $ 435,000 | $ 177,000 |
| Washington County Maryland | 4 | $ 940,000 | $ 235,000 | $ 110,000 |
| Clark County Nevada | 4 | $ 1,480,000 | $ 370,000 | $ 89,000 |
| Delaware County Ohio | 4 | $ 2,300,000 | $ 575,000 | $ 245,000 |
| Berkeley County South Carolina | 4 | $ 1,460,000 | $ 365,000 | $ 113,000 |
| Horry County South Carolina | 4 | $ 1,080,000 | $ 270,000 | $ 164,000 |
| York County South Carolina | 4 | $ 1,130,000 | $ 282,000 | $ 119,000 |
| Accomack County Virginia | 4 | $ 1,160,000 | $ 290,000 | $ 219,000 |
| Stafford County Virginia | 4 | $ 1,320,000 | $ 330,000 | $ 332,000 |
| Citrus County Florida | 3 | $ 635,000 | $ 211,000 | $ 81,000 |
| Duval County Florida | 3 | $ 885,000 | $ 295,000 | $ 63,000 |
| Escambia County Florida | 3 | $ 475,000 | $ 158,000 | $ 49,000 |
| Palm Beach County Florida | 3 | $ 1,925,000 | $ 641,000 | $ 280,000 |
| Chatham County Georgia | 3 | $ 945,000 | $ 315,000 | $ 161,000 |
| Grant County Indiana | 3 | $ 225,000 | $ 75,000 | $ 50,000 |
| Carroll County Maryland | 3 | $ 1,565,000 | $ 521,000 | $ 155,000 |
| Worcester County Maryland | 3 | $ 875,000 | $ 291,000 | $ 189,000 |
| Philadelphia County Pennsylvania | 3 | $ 675,000 | $ 225,000 | $ 83,000 |
| Charleston County South Carolina | 3 | $ 2,005,000 | $ 668,000 | $ 186,000 |
| Shelby County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 67,000 |
| Guadalupe County Texas | 3 | $ 1,335,000 | $ 445,000 | $ 235,000 |
| Chesapeake County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 128,000 |
| Chesterfield County Virginia | 3 | $ 1,075,000 | $ 358,000 | $ 176,000 |
| Richmond City County Virginia | 3 | $ 1,085,000 | $ 361,000 | $ 155,000 |
| Virginia Beach County Virginia | 3 | $ 975,000 | $ 325,000 | $ 109,000 |
| Warren County Virginia | 3 | $ 655,000 | $ 218,000 | $ 78,000 |
| Pima County Arizona | 2 | $ 900,000 | $ 450,000 | $ 96,000 |
| Orange County California | 2 | $ 1,290,000 | $ 645,000 | $ 149,000 |
| San Diego County California | 2 | $ 1,710,000 | $ 855,000 | $ 190,000 |
| Douglas County Colorado | 2 | $ 2,000,000 | $ 1,000,000 | $ 170,000 |
| New London County Connecticut | 2 | $ 1,280,000 | $ 640,000 | $ 535,000 |
| Collier County Florida | 2 | $ 1,370,000 | $ 685,000 | $ 549,000 |
| Seminole County Florida | 2 | $ 450,000 | $ 225,000 | $ 72,000 |
| Volusia County Florida | 2 | $ 580,000 | $ 290,000 | $ 135,000 |
| DeKalb County Georgia | 2 | $ 480,000 | $ 240,000 | $ 88,000 |
| Fannin County Georgia | 2 | $ 970,000 | $ 485,000 | $ 261,000 |
| Henry County Georgia | 2 | $ 1,120,000 | $ 560,000 | $ 114,000 |
| Liberty County Georgia | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| Lake County Illinois | 2 | $ 760,000 | $ 380,000 | $ 135,000 |
| Jefferson County Louisiana | 2 | $ 690,000 | $ 345,000 | $ 103,000 |
| Calvert County Maryland | 2 | $ 1,130,000 | $ 565,000 | $ 212,000 |
| Cecil County Maryland | 2 | $ 930,000 | $ 465,000 | $ 201,000 |
| Dorchester County Maryland | 2 | $ 510,000 | $ 255,000 | $ 132,000 |
| Queen Anne's County Maryland | 2 | $ 460,000 | $ 230,000 | $ 78,000 |
| St. Mary's County Maryland | 2 | $ 340,000 | $ 170,000 | $ 94,000 |
| Talbot County Maryland | 2 | $ 720,000 | $ 360,000 | $ 125,000 |
| Wicomico County Maryland | 2 | $ 1,010,000 | $ 505,000 | $ 322,000 |
| St. Louis County Missouri | 2 | $ 430,000 | $ 215,000 | $ 47,000 |
| Bernalillo County New Mexico | 2 | $ 760,000 | $ 380,000 | $ 109,000 |
| Mecklenburg County North Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 271,000 |
| Moore County North Carolina | 2 | $ 1,050,000 | $ 525,000 | $ 193,000 |
| Oklahoma County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Delaware County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 58,000 |
| York County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| Davidson County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 267,000 |
| Montgomery County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 121,000 |
| Williamson County Tennessee | 2 | $ 1,050,000 | $ 525,000 | $ 92,000 |
| Bexar County Texas | 2 | $ 530,000 | $ 265,000 | $ 101,000 |
| Collin County Texas | 2 | $ 800,000 | $ 400,000 | $ 176,000 |
| Fort Bend County Texas | 2 | $ 740,000 | $ 370,000 | $ 112,000 |
| Travis County Texas | 2 | $ 1,280,000 | $ 640,000 | $ 243,000 |
| Fauquier County Virginia | 2 | $ 1,050,000 | $ 525,000 | $ 286,000 |
| Fredericksburg County Virginia | 2 | $ 630,000 | $ 315,000 | $ 203,000 |
| Spotsylvania County Virginia | 2 | $ 1,300,000 | $ 650,000 | $ 328,000 |
| Baldwin County Alabama | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Coffee County Alabama | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Dale County Alabama | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Montgomery County Alabama | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Shelby County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Talladega County Alabama | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Walker County Alabama | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Anchorage County Alaska | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Fairbanks North Star County Alaska | 1 | $ 425,000 | $ 425,000 | $ 121,000 |
| Navajo County Arizona | 1 | $ 465,000 | $ 465,000 | $ 155,000 |
| Pinal County Arizona | 1 | $ 385,000 | $ 385,000 | $ 78,000 |
| Lonoke County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Pulaski County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Imperial County California | 1 | $ 305,000 | $ 305,000 | $ 188,000 |
| San Bernardino County California | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| San Joaquin County California | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Santa Clara County California | 1 | $ 525,000 | $ 525,000 | $ 60,000 |
| Ventura County California | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| Arapahoe County Colorado | 1 | $ 465,000 | $ 465,000 | $ 84,000 |
| Delta County Colorado | 1 | $ 455,000 | $ 455,000 | $ 84,000 |
| Denver County Colorado | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| Jefferson County Colorado | 1 | $ 785,000 | $ 785,000 | $ 175,000 |
| Kit Carson County Colorado | 1 | $ 145,000 | $ 145,000 | $ 22,000 |
| Routt County Colorado | 1 | $ 505,000 | $ 505,000 | $ 630,000 |
| Weld County Colorado | 1 | $ 365,000 | $ 365,000 | $ 88,000 |
| Hartford County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Tolland County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 143,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Manatee County Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Nassau County Florida | 1 | $ 685,000 | $ 685,000 | $ 244,000 |
| Polk County Florida | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Santa Rosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sarasota County Florida | 1 | $ 455,000 | $ 455,000 | $ 174,000 |
| St. Lucie County Florida | 1 | $ 3,905,000 | $ 3,905,000 | $ 0 |
| Clarke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Cobb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 170,000 |
| Douglas County Georgia | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Fulton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Gilmer County Georgia | 1 | $ 385,000 | $ 385,000 | $ 56,000 |
| Houston County Georgia | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Elmore County Idaho | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Twin Falls County Idaho | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| St. Clair County Illinois | 1 | $ 525,000 | $ 525,000 | $ 117,000 |
| Will County Illinois | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Allen County Indiana | 1 | $ 455,000 | $ 455,000 | $ 1,192,000 |
| Floyd County Indiana | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Hancock County Indiana | 1 | $ 385,000 | $ 385,000 | $ 209,000 |
| Howard County Indiana | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Lake County Indiana | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Porter County Indiana | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Madison County Iowa | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Geary County Kansas | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Johnson County Kansas | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Riley County Kansas | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Casey County Kentucky | 1 | $ 445,000 | $ 445,000 | $ 96,000 |
| Jefferson County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 48,000 |
| Madison County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Jefferson Davis County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Cumberland County Maine | 1 | $ 545,000 | $ 545,000 | $ 140,000 |
| Knox County Maine | 1 | $ 555,000 | $ 555,000 | $ 350,000 |
| York County Maine | 1 | $ 425,000 | $ 425,000 | $ 72,000 |
| Garrett County Maryland | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Barnstable County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 180,000 |
| Berkshire County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 274,000 |
| Hampshire County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Middlesex County Massachusetts | 1 | $ 785,000 | $ 785,000 | $ 7,000 |
| Plymouth County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Worcester County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Jackson County Michigan | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Marquette County Michigan | 1 | $ 565,000 | $ 565,000 | $ 106,000 |
| Oceana County Michigan | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Wayne County Michigan | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| St. Louis County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Washington County Minnesota | 1 | $ 595,000 | $ 595,000 | $ 209,000 |
| Harrison County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Boone County Missouri | 1 | $ 415,000 | $ 415,000 | $ 171,000 |
| Platte County Missouri | 1 | $ 475,000 | $ 475,000 | $ 215,000 |
| Pulaski County Missouri | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Gallatin County Montana | 1 | $ 1,165,000 | $ 1,165,000 | $ 277,000 |
| Sarpy County Nebraska | 1 | $ 435,000 | $ 435,000 | $ 138,000 |
| Scotts Bluff County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Washoe County Nevada | 1 | $ 645,000 | $ 645,000 | $ 87,000 |
| Bergen County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 225,000 |
| Burlington County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 20,000 |
| Camden County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Essex County New Jersey | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Salem County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Somerset County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Erie County New York | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Warren County New York | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Brunswick County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Buncombe County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 175,000 |
| Burke County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Cabarrus County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Carteret County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Chatham County North Carolina | 1 | $ 925,000 | $ 925,000 | $ 166,000 |
| Craven County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 134,000 |
| Durham County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Forsyth County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Guilford County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Iredell County North Carolina | 1 | $ 815,000 | $ 815,000 | $ 95,000 |
| Johnston County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 69,000 |
| New Hanover County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Pitt County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Randolph County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 113,000 |
| Surry County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Union County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Cuyahoga County Ohio | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Hamilton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Henry County Ohio | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Lucas County Ohio | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Montgomery County Ohio | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Portage County Ohio | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Richland County Ohio | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Sandusky County Ohio | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Shelby County Ohio | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Warren County Ohio | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Cleveland County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Creek County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Jackson County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 177,000 |
| Logan County Oklahoma | 1 | $ 645,000 | $ 645,000 | $ 171,000 |
| McIntosh County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Rogers County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 128,000 |
| Sequoyah County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Clackamas County Oregon | 1 | $ 825,000 | $ 825,000 | $ 288,000 |
| Coos County Oregon | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Washington County Oregon | 1 | $ 395,000 | $ 395,000 | $ 113,000 |
| Cumberland County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 146,000 |
| Monroe County Pennsylvania | 1 | $ 745,000 | $ 745,000 | $ 231,000 |
| Montgomery County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Somerset County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 973,000 |
| Wyoming County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 45,000 |
| Beaufort County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 290,000 |
| Georgetown County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 464,000 |
| Laurens County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Lexington County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Minnehaha County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Knox County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Bell County Texas | 1 | $ 325,000 | $ 325,000 | $ 149,000 |
| Frederick County Virginia | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Hanover County Virginia | 1 | $ 375,000 | $ 375,000 | $ 200,000 |
| Henrico County Virginia | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Isle of Wight County Virginia | 1 | $ 555,000 | $ 555,000 | $ 155,000 |
| Lancaster County Virginia | 1 | $ 355,000 | $ 355,000 | $ 208,000 |
| Manassas County Virginia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Orange County Virginia | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Page County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Clark County Washington | 1 | $ 755,000 | $ 755,000 | $ 215,000 |
| Pierce County Washington | 1 | $ 475,000 | $ 475,000 | $ 121,000 |
| Skamania County Washington | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Snohomish County Washington | 1 | $ 405,000 | $ 405,000 | $ 179,000 |
| Jefferson County West Virginia | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| Morgan County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Portage County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Waupaca County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Laramie County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Capital Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 809 | $348,545,000 | $430,000 | $3,905,000 | $165,000 | $3,014,000 |
| Cash-out Refinancing | 213 | $78,525,000 | $368,000 | $1,685,000 | $123,000 | $955,000 |
| Refinancing | 96 | $78,560,000 | $818,000 | $6,505,000 | $214,000 | $1,291,000 |
| Other Purpose | 5 | $4,195,000 | $839,000 | $2,905,000 | $273,000 | $600,000 |
| Home Improvement | 3 | $445,000 | $148,000 | $205,000 | $98,000 | $158,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 485 | $221,885,000 | $457,000 | $2,905,000 | $197,000 | $3,014,000 |
| Black or African American | 295 | $100,295,000 | $339,000 | $6,505,000 | $84,000 | $319,000 |
| Not Provided | 139 | $67,465,000 | $485,000 | $2,185,000 | $206,000 | $1,291,000 |
| Hispanic | 103 | $38,585,000 | $374,000 | $4,005,000 | $115,000 | $804,000 |
| Asian | 45 | $27,325,000 | $607,000 | $1,805,000 | $215,000 | $955,000 |
| Not applicable | 45 | $49,405,000 | $1,097,000 | $5,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 12 | $3,960,000 | $330,000 | $455,000 | $113,000 | $370,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $355,000 | $355,000 | $355,000 | $91,000 | $91,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 755 | $373,775,000 | $495,000 | $6,505,000 | $188,000 | $3,014,000 |
| VA-guaranteed (Veterans Administration) | 217 | $87,585,000 | $403,000 | $1,665,000 | $120,000 | $922,000 |
| FHA-insured (Federal Housing Administration) | 151 | $48,115,000 | $318,000 | $955,000 | $80,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $795,000 | $265,000 | $405,000 | $65,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 780 | $377,450,000 | $483,000 | $6,505,000 | $173,000 | $3,014,000 |
| Application Withdrawn By Applicant | 259 | $100,755,000 | $389,000 | $4,005,000 | $138,000 | $955,000 |
| Application Denied By Financial Institution | 47 | $16,285,000 | $346,000 | $875,000 | $73,000 | $190,000 |
| File Closed For Incompleteness | 27 | $11,055,000 | $409,000 | $1,205,000 | $147,000 | $1,117,000 |
| Application Approved But Not Accepted | 7 | $2,965,000 | $423,000 | $855,000 | $118,000 | $244,000 |
| Loan Purchased By The Institution | 5 | $1,355,000 | $271,000 | $385,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 1 | $405,000 | $405,000 | $405,000 | $173,000 | $173,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,079 | $493,985,000 | $457,000 | $6,505,000 | $163,000 | $3,014,000 |
| Debt-To-Income Ratio | 25 | $10,015,000 | $400,000 | $875,000 | $70,000 | $183,000 |
| Collateral | 7 | $1,935,000 | $276,000 | $575,000 | $110,000 | $190,000 |
| Employment History | 5 | $1,645,000 | $329,000 | $785,000 | $36,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,040,000 | $260,000 | $375,000 | $68,000 | $98,000 |
| Credit History | 4 | $1,060,000 | $265,000 | $305,000 | $74,000 | $98,000 |
| Other | 2 | $590,000 | $295,000 | $375,000 | $81,000 | $81,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.