Capital Center, L.L.C. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Center, L.L.C. 4510 Cox Road Ste 402 Glen Allen, VA 23060 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,725 |
| Total Mortgage Loan Application Amount | $568,515,000 |
| Average Mortgage Loan Application Amount | $291,666 |
| Highest Mortgage Loan Application Amount | $2,025,000 |
| Average Applicant Income | $134,333 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Capital Center, L.L.C.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Center, L.L.C.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Capital Center, L.L.C.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Center, L.L.C. serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Center, L.L.C., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Center, L.L.C.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chesterfield County Virginia | 245 | $ 78,085,000 | $ 318,000 | $ 131,000 |
| Henrico County Virginia | 241 | $ 79,095,000 | $ 328,000 | $ 133,000 |
| Richmond City County Virginia | 115 | $ 39,825,000 | $ 346,000 | $ 159,000 |
| Hanover County Virginia | 94 | $ 32,260,000 | $ 343,000 | $ 130,000 |
| Virginia Beach County Virginia | 56 | $ 17,670,000 | $ 315,000 | $ 141,000 |
| Wake County North Carolina | 53 | $ 19,865,000 | $ 374,000 | $ 144,000 |
| Mecklenburg County North Carolina | 35 | $ 14,065,000 | $ 401,000 | $ 154,000 |
| Norfolk County Virginia | 32 | $ 8,710,000 | $ 272,000 | $ 124,000 |
| Chesapeake County Virginia | 27 | $ 10,145,000 | $ 375,000 | $ 133,000 |
| Powhatan County Virginia | 27 | $ 7,895,000 | $ 292,000 | $ 109,000 |
| Goochland County Virginia | 25 | $ 10,985,000 | $ 439,000 | $ 348,000 |
| James City County Virginia | 25 | $ 11,855,000 | $ 474,000 | $ 162,000 |
| Loudoun County Virginia | 22 | $ 12,960,000 | $ 589,000 | $ 192,000 |
| Fairfax County Virginia | 21 | $ 10,915,000 | $ 519,000 | $ 191,000 |
| Johnston County North Carolina | 18 | $ 4,900,000 | $ 272,000 | $ 128,000 |
| Newport News County Virginia | 18 | $ 4,460,000 | $ 247,000 | $ 113,000 |
| Prince William County Virginia | 15 | $ 6,525,000 | $ 435,000 | $ 165,000 |
| Prince George's County Maryland | 14 | $ 4,970,000 | $ 355,000 | $ 167,000 |
| Guilford County North Carolina | 14 | $ 3,150,000 | $ 225,000 | $ 96,000 |
| Greenville County South Carolina | 14 | $ 4,660,000 | $ 332,000 | $ 163,000 |
| Hampton County Virginia | 13 | $ 3,385,000 | $ 260,000 | $ 93,000 |
| New Kent County Virginia | 13 | $ 4,015,000 | $ 308,000 | $ 112,000 |
| Dinwiddie County Virginia | 12 | $ 2,770,000 | $ 230,000 | $ 107,000 |
| Louisa County Virginia | 12 | $ 3,530,000 | $ 294,000 | $ 151,000 |
| Prince George County Virginia | 12 | $ 3,030,000 | $ 252,000 | $ 107,000 |
| Durham County North Carolina | 11 | $ 3,895,000 | $ 354,000 | $ 108,000 |
| Petersburg County Virginia | 11 | $ 1,815,000 | $ 165,000 | $ 128,000 |
| Stafford County Virginia | 11 | $ 4,135,000 | $ 375,000 | $ 162,000 |
| Suffolk County Virginia | 11 | $ 3,645,000 | $ 331,000 | $ 134,000 |
| Dare County North Carolina | 10 | $ 4,280,000 | $ 428,000 | $ 200,000 |
| Union County North Carolina | 10 | $ 3,870,000 | $ 387,000 | $ 117,000 |
| Albemarle County Virginia | 10 | $ 3,610,000 | $ 361,000 | $ 146,000 |
| Spotsylvania County Virginia | 10 | $ 3,360,000 | $ 336,000 | $ 111,000 |
| Hopewell County Virginia | 9 | $ 1,815,000 | $ 201,000 | $ 86,000 |
| District of Columbia County District Of Columbia | 8 | $ 3,530,000 | $ 441,000 | $ 209,000 |
| Charleston County South Carolina | 8 | $ 2,380,000 | $ 297,000 | $ 101,000 |
| York County South Carolina | 8 | $ 2,430,000 | $ 303,000 | $ 139,000 |
| Portsmouth County Virginia | 8 | $ 1,560,000 | $ 195,000 | $ 95,000 |
| Caroline County Virginia | 7 | $ 2,215,000 | $ 316,000 | $ 135,000 |
| King William County Virginia | 7 | $ 1,905,000 | $ 272,000 | $ 119,000 |
| Mathews County Virginia | 7 | $ 3,885,000 | $ 555,000 | $ 157,000 |
| Palm Beach County Florida | 6 | $ 2,430,000 | $ 405,000 | $ 261,000 |
| Anne Arundel County Maryland | 6 | $ 2,030,000 | $ 338,000 | $ 158,000 |
| Alamance County North Carolina | 6 | $ 1,500,000 | $ 250,000 | $ 71,000 |
| Cabarrus County North Carolina | 6 | $ 2,030,000 | $ 338,000 | $ 107,000 |
| Catawba County North Carolina | 6 | $ 1,350,000 | $ 225,000 | $ 71,000 |
| Forsyth County North Carolina | 6 | $ 1,560,000 | $ 260,000 | $ 167,000 |
| Orange County North Carolina | 6 | $ 2,350,000 | $ 391,000 | $ 198,000 |
| Anderson County South Carolina | 6 | $ 1,620,000 | $ 270,000 | $ 88,000 |
| Amelia County Virginia | 6 | $ 1,370,000 | $ 228,000 | $ 85,000 |
| Fluvanna County Virginia | 6 | $ 1,620,000 | $ 270,000 | $ 131,000 |
| Gloucester County Virginia | 6 | $ 2,210,000 | $ 368,000 | $ 108,000 |
| Northumberland County Virginia | 6 | $ 1,620,000 | $ 270,000 | $ 87,000 |
| Charles County Maryland | 5 | $ 3,235,000 | $ 647,000 | $ 206,000 |
| Montgomery County Maryland | 5 | $ 1,775,000 | $ 355,000 | $ 125,000 |
| Iredell County North Carolina | 5 | $ 2,135,000 | $ 427,000 | $ 118,000 |
| Horry County South Carolina | 5 | $ 1,115,000 | $ 223,000 | $ 161,000 |
| Spartanburg County South Carolina | 5 | $ 885,000 | $ 177,000 | $ 79,000 |
| Alexandria County Virginia | 5 | $ 2,195,000 | $ 439,000 | $ 154,000 |
| Colonial Heights County Virginia | 5 | $ 1,305,000 | $ 261,000 | $ 84,000 |
| Essex County Virginia | 5 | $ 1,215,000 | $ 243,000 | $ 153,000 |
| Lynchburg County Virginia | 5 | $ 1,335,000 | $ 267,000 | $ 125,000 |
| Middlesex County Virginia | 5 | $ 1,635,000 | $ 327,000 | $ 190,000 |
| Roanoke County Virginia | 5 | $ 1,525,000 | $ 305,000 | $ 138,000 |
| Roanoke City County Virginia | 5 | $ 1,015,000 | $ 203,000 | $ 101,000 |
| Sussex County Virginia | 5 | $ 815,000 | $ 163,000 | $ 127,000 |
| Waynesboro County Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 103,000 |
| York County Virginia | 5 | $ 1,855,000 | $ 371,000 | $ 198,000 |
| Gaston County North Carolina | 4 | $ 650,000 | $ 162,000 | $ 70,000 |
| Lee County North Carolina | 4 | $ 970,000 | $ 242,000 | $ 83,000 |
| Moore County North Carolina | 4 | $ 660,000 | $ 165,000 | $ 150,000 |
| Augusta County Virginia | 4 | $ 1,200,000 | $ 300,000 | $ 113,000 |
| Bedford County Virginia | 4 | $ 1,470,000 | $ 367,000 | $ 211,000 |
| Charlottesville County Virginia | 4 | $ 1,060,000 | $ 265,000 | $ 163,000 |
| Fauquier County Virginia | 4 | $ 1,510,000 | $ 377,000 | $ 238,000 |
| Nelson County Virginia | 4 | $ 1,610,000 | $ 402,000 | $ 278,000 |
| Poquoson County Virginia | 4 | $ 1,530,000 | $ 382,000 | $ 106,000 |
| Rockbridge County Virginia | 4 | $ 1,060,000 | $ 265,000 | $ 155,000 |
| Rockingham County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 162,000 |
| Southampton County Virginia | 4 | $ 880,000 | $ 220,000 | $ 79,000 |
| Williamsburg County Virginia | 4 | $ 1,310,000 | $ 327,000 | $ 112,000 |
| Duval County Florida | 3 | $ 1,105,000 | $ 368,000 | $ 185,000 |
| Volusia County Florida | 3 | $ 495,000 | $ 165,000 | $ 78,000 |
| Brunswick County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 185,000 |
| Carteret County North Carolina | 3 | $ 1,625,000 | $ 541,000 | $ 259,000 |
| Chatham County North Carolina | 3 | $ 2,015,000 | $ 671,000 | $ 149,000 |
| Currituck County North Carolina | 3 | $ 1,175,000 | $ 391,000 | $ 101,000 |
| Franklin County North Carolina | 3 | $ 975,000 | $ 325,000 | $ 90,000 |
| Gates County North Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 112,000 |
| Harnett County North Carolina | 3 | $ 705,000 | $ 235,000 | $ 118,000 |
| Lincoln County North Carolina | 3 | $ 1,695,000 | $ 565,000 | $ 233,000 |
| Onslow County North Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 191,000 |
| Randolph County North Carolina | 3 | $ 565,000 | $ 188,000 | $ 61,000 |
| Rockingham County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 54,000 |
| Rowan County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 108,000 |
| Warren County North Carolina | 3 | $ 1,425,000 | $ 475,000 | $ 326,000 |
| Lexington County South Carolina | 3 | $ 1,295,000 | $ 431,000 | $ 159,000 |
| Richland County South Carolina | 3 | $ 895,000 | $ 298,000 | $ 111,000 |
| Isle of Wight County Virginia | 3 | $ 865,000 | $ 288,000 | $ 112,000 |
| Lunenburg County Virginia | 3 | $ 505,000 | $ 168,000 | $ 69,000 |
| Mecklenburg County Virginia | 3 | $ 775,000 | $ 258,000 | $ 119,000 |
| Montgomery County Virginia | 3 | $ 955,000 | $ 318,000 | $ 100,000 |
| Orange County Virginia | 3 | $ 1,175,000 | $ 391,000 | $ 177,000 |
| Prince Edward County Virginia | 3 | $ 545,000 | $ 181,000 | $ 77,000 |
| Lake County Florida | 2 | $ 720,000 | $ 360,000 | $ 162,000 |
| Lee County Florida | 2 | $ 560,000 | $ 280,000 | $ 178,000 |
| Marion County Florida | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| Osceola County Florida | 2 | $ 750,000 | $ 375,000 | $ 178,000 |
| Polk County Florida | 2 | $ 550,000 | $ 275,000 | $ 133,000 |
| Santa Rosa County Florida | 2 | $ 740,000 | $ 370,000 | $ 173,000 |
| St. Johns County Florida | 2 | $ 280,000 | $ 140,000 | $ 148,000 |
| Baltimore County Maryland | 2 | $ 460,000 | $ 230,000 | $ 69,000 |
| Chowan County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 236,000 |
| Cleveland County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 78,000 |
| McDowell County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| Pasquotank County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| Perquimans County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Pitt County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 82,000 |
| Stanly County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 55,000 |
| Surry County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 91,000 |
| Berkeley County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Chester County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 81,000 |
| Dorchester County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 130,000 |
| Greenwood County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Lancaster County South Carolina | 2 | $ 590,000 | $ 295,000 | $ 104,000 |
| Arlington County Virginia | 2 | $ 1,510,000 | $ 755,000 | $ 345,000 |
| Charles City County Virginia | 2 | $ 600,000 | $ 300,000 | $ 84,000 |
| Culpeper County Virginia | 2 | $ 850,000 | $ 425,000 | $ 128,000 |
| Cumberland County Virginia | 2 | $ 410,000 | $ 205,000 | $ 84,000 |
| Fredericksburg County Virginia | 2 | $ 770,000 | $ 385,000 | $ 167,000 |
| Grayson County Virginia | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Greene County Virginia | 2 | $ 430,000 | $ 215,000 | $ 139,000 |
| Harrisonburg County Virginia | 2 | $ 690,000 | $ 345,000 | $ 175,000 |
| Lancaster County Virginia | 2 | $ 280,000 | $ 140,000 | $ 24,000 |
| Madison County Virginia | 2 | $ 670,000 | $ 335,000 | $ 85,000 |
| Northampton County Virginia | 2 | $ 610,000 | $ 305,000 | $ 156,000 |
| Pittsylvania County Virginia | 2 | $ 500,000 | $ 250,000 | $ 181,000 |
| Westmoreland County Virginia | 2 | $ 770,000 | $ 385,000 | $ 137,000 |
| Winchester County Virginia | 2 | $ 570,000 | $ 285,000 | $ 106,000 |
| Alachua County Florida | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Brevard County Florida | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Collier County Florida | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Escambia County Florida | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Nassau County Florida | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Orange County Florida | 1 | $ 115,000 | $ 115,000 | $ 147,000 |
| Pasco County Florida | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Pinellas County Florida | 1 | $ 155,000 | $ 155,000 | $ 158,000 |
| Cobb County Georgia | 1 | $ 425,000 | $ 425,000 | $ 87,000 |
| Columbia County Georgia | 1 | $ 445,000 | $ 445,000 | $ 147,000 |
| Coweta County Georgia | 1 | $ 525,000 | $ 525,000 | $ 152,000 |
| Dawson County Georgia | 1 | $ 465,000 | $ 465,000 | $ 158,000 |
| Forsyth County Georgia | 1 | $ 435,000 | $ 435,000 | $ 90,000 |
| Gwinnett County Georgia | 1 | $ 415,000 | $ 415,000 | $ 154,000 |
| Stephens County Georgia | 1 | $ 405,000 | $ 405,000 | $ 236,000 |
| Union County Georgia | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Baltimore City County Maryland | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Calvert County Maryland | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Howard County Maryland | 1 | $ 725,000 | $ 725,000 | $ 318,000 |
| St. Mary's County Maryland | 1 | $ 475,000 | $ 475,000 | $ 178,000 |
| Wicomico County Maryland | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Worcester County Maryland | 1 | $ 265,000 | $ 265,000 | $ 262,000 |
| Avery County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 174,000 |
| Beaufort County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Buncombe County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
| Caswell County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Cumberland County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Davidson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Granville County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Greene County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Nash County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 267,000 |
| New Hanover County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Northampton County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Pender County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 182,000 |
| Person County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Richmond County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Rutherford County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 116,000 |
| Transylvania County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
| Vance County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Wilkes County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 401,000 |
| Cherokee County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 197,000 |
| Clarendon County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Darlington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Florence County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Laurens County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| McCormick County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Pickens County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Sumter County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Alleghany County Virginia | 1 | $ 305,000 | $ 305,000 | $ 284,000 |
| Amherst County Virginia | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Buckingham County Virginia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Campbell County Virginia | 1 | $ 285,000 | $ 285,000 | $ 37,000 |
| Craig County Virginia | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Danville County Virginia | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Emporia County Virginia | 1 | $ 445,000 | $ 445,000 | $ 98,000 |
| Halifax County Virginia | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| King and Queen County Virginia | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| King George County Virginia | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Manassas County Virginia | 1 | $ 565,000 | $ 565,000 | $ 211,000 |
| Nottoway County Virginia | 1 | $ 465,000 | $ 465,000 | $ 181,000 |
| Page County Virginia | 1 | $ 235,000 | $ 235,000 | $ 213,000 |
| Pulaski County Virginia | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Richmond County Virginia | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Russell County Virginia | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Salem County Virginia | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Washington County Virginia | 1 | $ 355,000 | $ 355,000 | $ 270,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,177 | $426,125,000 | $362,000 | $2,025,000 | $148,000 | $780,000 |
| Cash-out Refinancing | 370 | $97,970,000 | $264,000 | $955,000 | $106,000 | $684,000 |
| Refinancing | 178 | $44,420,000 | $249,000 | $1,505,000 | $149,000 | $3,600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,144 | $366,020,000 | $319,000 | $2,025,000 | $136,000 | $3,600,000 |
| Not Provided | 247 | $83,805,000 | $339,000 | $1,065,000 | $156,000 | $780,000 |
| Asian | 131 | $54,105,000 | $413,000 | $1,055,000 | $169,000 | $504,000 |
| Black or African American | 123 | $41,165,000 | $334,000 | $955,000 | $117,000 | $412,000 |
| Hispanic | 70 | $19,660,000 | $280,000 | $675,000 | $120,000 | $586,000 |
| American Indian or Alaskan Native | 10 | $3,760,000 | $376,000 | $705,000 | $133,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,380 | $450,750,000 | $326,000 | $1,505,000 | $146,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 223 | $69,545,000 | $311,000 | $735,000 | $106,000 | $477,000 |
| VA-guaranteed (Veterans Administration) | 122 | $48,220,000 | $395,000 | $2,025,000 | $121,000 | $502,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 990 | $326,200,000 | $329,000 | $2,025,000 | $144,000 | $780,000 |
| Application Withdrawn By Applicant | 442 | $156,950,000 | $355,000 | $2,025,000 | $141,000 | $684,000 |
| Application Denied By Financial Institution | 223 | $66,735,000 | $299,000 | $1,505,000 | $119,000 | $3,600,000 |
| File Closed For Incompleteness | 70 | $18,630,000 | $266,000 | $725,000 | $115,000 | $411,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,502 | $501,780,000 | $334,000 | $2,025,000 | $142,000 | $780,000 |
| Credit History | 67 | $16,915,000 | $252,000 | $665,000 | $100,000 | $477,000 |
| Debt-To-Income Ratio | 62 | $20,470,000 | $330,000 | $955,000 | $75,000 | $203,000 |
| Other | 53 | $17,455,000 | $329,000 | $1,505,000 | $197,000 | $3,600,000 |
| Collateral | 18 | $4,950,000 | $275,000 | $675,000 | $114,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,240,000 | $324,000 | $715,000 | $135,000 | $295,000 |
| Employment History | 7 | $2,115,000 | $302,000 | $705,000 | $102,000 | $157,000 |
| Credit Application Incomplete | 5 | $1,435,000 | $287,000 | $355,000 | $121,000 | $266,000 |
| Unverifiable Information | 1 | $155,000 | $155,000 | $155,000 | $49,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Center, L.L.C.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Center, L.L.C.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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