Capital Center LLC Mortgage Lending & HMDA Data, 2023

In 2023, Capital Center LLC of Glen Allen, VA reported 1,725 mortgage applications totaling $568.5 million, down 75% from 2022. The average application was for $329,573, and applicants reported an average income of $139,094. 57% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Richmond, VA (830), Virginia Beach-Norfolk-Newport News, VA-NC (229) and Washington-Arlington-Alexandria, DC-VA-MD-WV (125) (applications in parentheses).

Mortgage Company & Address Capital Center LLC
4510 Cox Road Ste 402
Glen Allen, VA 23060
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,725
Total Mortgage Loan Application Amount $568,515,000
Average Mortgage Loan Application Amount $329,573
Highest Mortgage Loan Application Amount $2,025,000
Average Applicant Income $139,094
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital Center LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital Center LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Chesterfield, Virginia 245 $ 78,085,000 $ 318,714 $ 131,000
Henrico, Virginia 241 $ 79,095,000 $ 328,195 $ 133,000
Richmond City, Virginia 115 $ 39,825,000 $ 346,304 $ 159,000
Hanover, Virginia 94 $ 32,260,000 $ 343,191 $ 130,000
Virginia Beach, Virginia 56 $ 17,670,000 $ 315,535 $ 141,000
Wake, North Carolina 53 $ 19,865,000 $ 374,811 $ 144,000
Mecklenburg, North Carolina 35 $ 14,065,000 $ 401,857 $ 154,000
Norfolk, Virginia 32 $ 8,710,000 $ 272,187 $ 124,000
Chesapeake, Virginia 27 $ 10,145,000 $ 375,740 $ 133,000
Powhatan, Virginia 27 $ 7,895,000 $ 292,407 $ 109,000
Goochland, Virginia 25 $ 10,985,000 $ 439,400 $ 348,000
James City, Virginia 25 $ 11,855,000 $ 474,200 $ 162,000
Loudoun, Virginia 22 $ 12,960,000 $ 589,090 $ 192,000
Fairfax, Virginia 21 $ 10,915,000 $ 519,761 $ 191,000
Johnston, North Carolina 18 $ 4,900,000 $ 272,222 $ 128,000
Newport News, Virginia 18 $ 4,460,000 $ 247,777 $ 113,000
Prince William, Virginia 15 $ 6,525,000 $ 435,000 $ 165,000
Prince George's, Maryland 14 $ 4,970,000 $ 355,000 $ 167,000
Guilford, North Carolina 14 $ 3,150,000 $ 225,000 $ 96,000
Greenville, South Carolina 14 $ 4,660,000 $ 332,857 $ 163,000
Hampton, Virginia 13 $ 3,385,000 $ 260,384 $ 93,000
New Kent, Virginia 13 $ 4,015,000 $ 308,846 $ 112,000
Dinwiddie, Virginia 12 $ 2,770,000 $ 230,833 $ 107,000
Louisa, Virginia 12 $ 3,530,000 $ 294,166 $ 151,000
Prince George, Virginia 12 $ 3,030,000 $ 252,500 $ 107,000
Durham, North Carolina 11 $ 3,895,000 $ 354,090 $ 108,000
Petersburg, Virginia 11 $ 1,815,000 $ 165,000 $ 128,000
Stafford, Virginia 11 $ 4,135,000 $ 375,909 $ 162,000
Suffolk, Virginia 11 $ 3,645,000 $ 331,363 $ 134,000
Dare, North Carolina 10 $ 4,280,000 $ 428,000 $ 200,000
Union, North Carolina 10 $ 3,870,000 $ 387,000 $ 117,000
Albemarle, Virginia 10 $ 3,610,000 $ 361,000 $ 146,000
Spotsylvania, Virginia 10 $ 3,360,000 $ 336,000 $ 111,000
Hopewell, Virginia 9 $ 1,815,000 $ 201,666 $ 86,000
District of Columbia, District Of Columbia 8 $ 3,530,000 $ 441,250 $ 209,000
Charleston, South Carolina 8 $ 2,380,000 $ 297,500 $ 101,000
York, South Carolina 8 $ 2,430,000 $ 303,750 $ 139,000
Portsmouth, Virginia 8 $ 1,560,000 $ 195,000 $ 95,000
Caroline, Virginia 7 $ 2,215,000 $ 316,428 $ 135,000
King William, Virginia 7 $ 1,905,000 $ 272,142 $ 119,000
Mathews, Virginia 7 $ 3,885,000 $ 555,000 $ 157,000
Palm Beach, Florida 6 $ 2,430,000 $ 405,000 $ 261,000
Anne Arundel, Maryland 6 $ 2,030,000 $ 338,333 $ 158,000
Alamance, North Carolina 6 $ 1,500,000 $ 250,000 $ 71,000
Cabarrus, North Carolina 6 $ 2,030,000 $ 338,333 $ 107,000
Catawba, North Carolina 6 $ 1,350,000 $ 225,000 $ 71,000
Forsyth, North Carolina 6 $ 1,560,000 $ 260,000 $ 167,000
Orange, North Carolina 6 $ 2,350,000 $ 391,666 $ 198,000
Anderson, South Carolina 6 $ 1,620,000 $ 270,000 $ 88,000
Amelia, Virginia 6 $ 1,370,000 $ 228,333 $ 85,000
Fluvanna, Virginia 6 $ 1,620,000 $ 270,000 $ 131,000
Gloucester, Virginia 6 $ 2,210,000 $ 368,333 $ 108,000
Northumberland, Virginia 6 $ 1,620,000 $ 270,000 $ 87,000
Charles, Maryland 5 $ 3,235,000 $ 647,000 $ 206,000
Montgomery, Maryland 5 $ 1,775,000 $ 355,000 $ 125,000
Iredell, North Carolina 5 $ 2,135,000 $ 427,000 $ 118,000
Horry, South Carolina 5 $ 1,115,000 $ 223,000 $ 161,000
Spartanburg, South Carolina 5 $ 885,000 $ 177,000 $ 79,000
Alexandria, Virginia 5 $ 2,195,000 $ 439,000 $ 154,000
Colonial Heights, Virginia 5 $ 1,305,000 $ 261,000 $ 84,000
Essex, Virginia 5 $ 1,215,000 $ 243,000 $ 153,000
Lynchburg, Virginia 5 $ 1,335,000 $ 267,000 $ 125,000
Middlesex, Virginia 5 $ 1,635,000 $ 327,000 $ 190,000
Roanoke, Virginia 5 $ 1,525,000 $ 305,000 $ 138,000
Roanoke City, Virginia 5 $ 1,015,000 $ 203,000 $ 101,000
Sussex, Virginia 5 $ 815,000 $ 163,000 $ 127,000
Waynesboro, Virginia 5 $ 1,265,000 $ 253,000 $ 103,000
York, Virginia 5 $ 1,855,000 $ 371,000 $ 198,000
Gaston, North Carolina 4 $ 650,000 $ 162,500 $ 70,000
Lee, North Carolina 4 $ 970,000 $ 242,500 $ 83,000
Moore, North Carolina 4 $ 660,000 $ 165,000 $ 150,000
Augusta, Virginia 4 $ 1,200,000 $ 300,000 $ 113,000
Bedford, Virginia 4 $ 1,470,000 $ 367,500 $ 211,000
Charlottesville, Virginia 4 $ 1,060,000 $ 265,000 $ 163,000
Fauquier, Virginia 4 $ 1,510,000 $ 377,500 $ 238,000
Nelson, Virginia 4 $ 1,610,000 $ 402,500 $ 278,000
Poquoson, Virginia 4 $ 1,530,000 $ 382,500 $ 106,000
Rockbridge, Virginia 4 $ 1,060,000 $ 265,000 $ 155,000
Rockingham, Virginia 4 $ 1,010,000 $ 252,500 $ 162,000
Southampton, Virginia 4 $ 880,000 $ 220,000 $ 79,000
Williamsburg, Virginia 4 $ 1,310,000 $ 327,500 $ 112,000
Duval, Florida 3 $ 1,105,000 $ 368,333 $ 185,000
Volusia, Florida 3 $ 495,000 $ 165,000 $ 78,000
Brunswick, North Carolina 3 $ 865,000 $ 288,333 $ 185,000
Carteret, North Carolina 3 $ 1,625,000 $ 541,666 $ 259,000
Chatham, North Carolina 3 $ 2,015,000 $ 671,666 $ 149,000
Currituck, North Carolina 3 $ 1,175,000 $ 391,666 $ 101,000
Franklin, North Carolina 3 $ 975,000 $ 325,000 $ 90,000
Gates, North Carolina 3 $ 1,045,000 $ 348,333 $ 112,000
Harnett, North Carolina 3 $ 705,000 $ 235,000 $ 118,000
Lincoln, North Carolina 3 $ 1,695,000 $ 565,000 $ 233,000
Onslow, North Carolina 3 $ 1,075,000 $ 358,333 $ 191,000
Randolph, North Carolina 3 $ 565,000 $ 188,333 $ 61,000
Rockingham, North Carolina 3 $ 355,000 $ 118,333 $ 54,000
Rowan, North Carolina 3 $ 675,000 $ 225,000 $ 108,000
Warren, North Carolina 3 $ 1,425,000 $ 475,000 $ 326,000
Lexington, South Carolina 3 $ 1,295,000 $ 431,666 $ 159,000
Richland, South Carolina 3 $ 895,000 $ 298,333 $ 111,000
Isle of Wight, Virginia 3 $ 865,000 $ 288,333 $ 112,000
Lunenburg, Virginia 3 $ 505,000 $ 168,333 $ 69,000
Mecklenburg, Virginia 3 $ 775,000 $ 258,333 $ 119,000
Montgomery, Virginia 3 $ 955,000 $ 318,333 $ 100,000
Orange, Virginia 3 $ 1,175,000 $ 391,666 $ 177,000
Prince Edward, Virginia 3 $ 545,000 $ 181,666 $ 77,000
Lake, Florida 2 $ 720,000 $ 360,000 $ 162,000
Lee, Florida 2 $ 560,000 $ 280,000 $ 178,000
Marion, Florida 2 $ 510,000 $ 255,000 $ 77,000
Osceola, Florida 2 $ 750,000 $ 375,000 $ 178,000
Polk, Florida 2 $ 550,000 $ 275,000 $ 133,000
Santa Rosa, Florida 2 $ 740,000 $ 370,000 $ 173,000
St. Johns, Florida 2 $ 280,000 $ 140,000 $ 148,000
Baltimore, Maryland 2 $ 460,000 $ 230,000 $ 69,000
Chowan, North Carolina 2 $ 400,000 $ 200,000 $ 236,000
Cleveland, North Carolina 2 $ 500,000 $ 250,000 $ 78,000
McDowell, North Carolina 2 $ 390,000 $ 195,000 $ 114,000
Pasquotank, North Carolina 2 $ 200,000 $ 100,000 $ 72,000
Perquimans, North Carolina 2 $ 360,000 $ 180,000 $ 79,000
Pitt, North Carolina 2 $ 590,000 $ 295,000 $ 82,000
Stanly, North Carolina 2 $ 400,000 $ 200,000 $ 55,000
Surry, North Carolina 2 $ 210,000 $ 105,000 $ 91,000
Berkeley, South Carolina 2 $ 360,000 $ 180,000 $ 59,000
Chester, South Carolina 2 $ 400,000 $ 200,000 $ 81,000
Dorchester, South Carolina 2 $ 640,000 $ 320,000 $ 130,000
Greenwood, South Carolina 2 $ 310,000 $ 155,000 $ 47,000
Lancaster, South Carolina 2 $ 590,000 $ 295,000 $ 104,000
Arlington, Virginia 2 $ 1,510,000 $ 755,000 $ 345,000
Charles City, Virginia 2 $ 600,000 $ 300,000 $ 84,000
Culpeper, Virginia 2 $ 850,000 $ 425,000 $ 128,000
Cumberland, Virginia 2 $ 410,000 $ 205,000 $ 84,000
Fredericksburg, Virginia 2 $ 770,000 $ 385,000 $ 167,000
Grayson, Virginia 2 $ 210,000 $ 105,000 $ 70,000
Greene, Virginia 2 $ 430,000 $ 215,000 $ 139,000
Harrisonburg, Virginia 2 $ 690,000 $ 345,000 $ 175,000
Lancaster, Virginia 2 $ 280,000 $ 140,000 $ 24,000
Madison, Virginia 2 $ 670,000 $ 335,000 $ 85,000
Northampton, Virginia 2 $ 610,000 $ 305,000 $ 156,000
Pittsylvania, Virginia 2 $ 500,000 $ 250,000 $ 181,000
Westmoreland, Virginia 2 $ 770,000 $ 385,000 $ 137,000
Winchester, Virginia 2 $ 570,000 $ 285,000 $ 106,000
Alachua, Florida 1 $ 185,000 $ 185,000 $ 153,000
Brevard, Florida 1 $ 335,000 $ 335,000 $ 132,000
Citrus, Florida 1 $ 205,000 $ 205,000 $ 112,000
Collier, Florida 1 $ 475,000 $ 475,000 $ 150,000
Escambia, Florida 1 $ 285,000 $ 285,000 $ 127,000
Nassau, Florida 1 $ 255,000 $ 255,000 $ 99,000
Orange, Florida 1 $ 115,000 $ 115,000 $ 147,000
Pasco, Florida 1 $ 165,000 $ 165,000 $ 76,000
Pinellas, Florida 1 $ 155,000 $ 155,000 $ 158,000
Cobb, Georgia 1 $ 425,000 $ 425,000 $ 87,000
Columbia, Georgia 1 $ 445,000 $ 445,000 $ 147,000
Coweta, Georgia 1 $ 525,000 $ 525,000 $ 152,000
Dawson, Georgia 1 $ 465,000 $ 465,000 $ 158,000
Forsyth, Georgia 1 $ 435,000 $ 435,000 $ 90,000
Gwinnett, Georgia 1 $ 415,000 $ 415,000 $ 154,000
Stephens, Georgia 1 $ 405,000 $ 405,000 $ 236,000
Union, Georgia 1 $ 115,000 $ 115,000 $ 67,000
Baltimore City, Maryland 1 $ 75,000 $ 75,000 $ 188,000
Calvert, Maryland 1 $ 185,000 $ 185,000 $ 52,000
Howard, Maryland 1 $ 725,000 $ 725,000 $ 318,000
St. Mary's, Maryland 1 $ 475,000 $ 475,000 $ 178,000
Wicomico, Maryland 1 $ 375,000 $ 375,000 $ 100,000
Worcester, Maryland 1 $ 265,000 $ 265,000 $ 262,000
Avery, North Carolina 1 $ 175,000 $ 175,000 $ 174,000
Beaufort, North Carolina 1 $ 305,000 $ 305,000 $ 105,000
Buncombe, North Carolina 1 $ 275,000 $ 275,000 $ 164,000
Caswell, North Carolina 1 $ 255,000 $ 255,000 $ 129,000
Cumberland, North Carolina 1 $ 125,000 $ 125,000 $ 66,000
Davidson, North Carolina 1 $ 235,000 $ 235,000 $ 131,000
Granville, North Carolina 1 $ 225,000 $ 225,000 $ 53,000
Greene, North Carolina 1 $ 105,000 $ 105,000 $ 115,000
Nash, North Carolina 1 $ 325,000 $ 325,000 $ 267,000
New Hanover, North Carolina 1 $ 135,000 $ 135,000 $ 59,000
Northampton, North Carolina 1 $ 175,000 $ 175,000 $ 47,000
Pender, North Carolina 1 $ 635,000 $ 635,000 $ 182,000
Person, North Carolina 1 $ 195,000 $ 195,000 $ 61,000
Richmond, North Carolina 1 $ 105,000 $ 105,000 $ 37,000
Rutherford, North Carolina 1 $ 495,000 $ 495,000 $ 116,000
Transylvania, North Carolina 1 $ 415,000 $ 415,000 $ 110,000
Vance, North Carolina 1 $ 225,000 $ 225,000 $ 175,000
Wilkes, North Carolina 1 $ 145,000 $ 145,000 $ 0
Wilson, North Carolina 1 $ 555,000 $ 555,000 $ 401,000
Cherokee, South Carolina 1 $ 145,000 $ 145,000 $ 197,000
Clarendon, South Carolina 1 $ 275,000 $ 275,000 $ 54,000
Darlington, South Carolina 1 $ 105,000 $ 105,000 $ 61,000
Florence, South Carolina 1 $ 125,000 $ 125,000 $ 66,000
Laurens, South Carolina 1 $ 225,000 $ 225,000 $ 65,000
McCormick, South Carolina 1 $ 345,000 $ 345,000 $ 80,000
Pickens, South Carolina 1 $ 255,000 $ 255,000 $ 113,000
Sumter, South Carolina 1 $ 155,000 $ 155,000 $ 45,000
Alleghany, Virginia 1 $ 305,000 $ 305,000 $ 284,000
Amherst, Virginia 1 $ 265,000 $ 265,000 $ 78,000
Buckingham, Virginia 1 $ 105,000 $ 105,000 $ 37,000
Campbell, Virginia 1 $ 285,000 $ 285,000 $ 37,000
Craig, Virginia 1 $ 135,000 $ 135,000 $ 32,000
Danville, Virginia 1 $ 255,000 $ 255,000 $ 108,000
Emporia, Virginia 1 $ 445,000 $ 445,000 $ 98,000
Halifax, Virginia 1 $ 145,000 $ 145,000 $ 49,000
King and Queen, Virginia 1 $ 105,000 $ 105,000 $ 56,000
King George, Virginia 1 $ 115,000 $ 115,000 $ 41,000
Manassas, Virginia 1 $ 565,000 $ 565,000 $ 211,000
Nottoway, Virginia 1 $ 465,000 $ 465,000 $ 181,000
Page, Virginia 1 $ 235,000 $ 235,000 $ 213,000
Pulaski, Virginia 1 $ 235,000 $ 235,000 $ 110,000
Richmond, Virginia 1 $ 285,000 $ 285,000 $ 95,000
Russell, Virginia 1 $ 285,000 $ 285,000 $ 59,000
Salem, Virginia 1 $ 125,000 $ 125,000 $ 74,000
Washington, Virginia 1 $ 355,000 $ 355,000 $ 270,000

Mortgage Loan Application Detail Totals for Capital Center LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,177 $426,125,000 $362,000 $2,025,000 $148,000 $780,000
Cash-out Refinancing 370 $97,970,000 $264,000 $955,000 $106,000 $684,000
Refinancing 178 $44,420,000 $249,000 $1,505,000 $149,000 $3,600,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,144 $366,020,000 $319,000 $2,025,000 $136,000 $3,600,000
Not Provided 247 $83,805,000 $339,000 $1,065,000 $156,000 $780,000
Asian 131 $54,105,000 $413,000 $1,055,000 $169,000 $504,000
Black or African American 123 $41,165,000 $334,000 $955,000 $117,000 $412,000
Hispanic 70 $19,660,000 $280,000 $675,000 $120,000 $586,000
American Indian or Alaskan Native 10 $3,760,000 $376,000 $705,000 $133,000 $300,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,380 $450,750,000 $326,000 $1,505,000 $146,000 $3,600,000
FHA-insured (Federal Housing Administration) 223 $69,545,000 $311,000 $735,000 $106,000 $477,000
VA-guaranteed (Veterans Administration) 122 $48,220,000 $395,000 $2,025,000 $121,000 $502,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 990 $326,200,000 $329,000 $2,025,000 $144,000 $780,000
Application Withdrawn By Applicant 442 $156,950,000 $355,000 $2,025,000 $141,000 $684,000
Application Denied By Financial Institution 223 $66,735,000 $299,000 $1,505,000 $119,000 $3,600,000
File Closed For Incompleteness 70 $18,630,000 $266,000 $725,000 $115,000 $411,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,502 $501,780,000 $334,000 $2,025,000 $142,000 $780,000
Credit History 67 $16,915,000 $252,000 $665,000 $100,000 $477,000
Debt-To-Income Ratio 62 $20,470,000 $330,000 $955,000 $75,000 $203,000
Other 53 $17,455,000 $329,000 $1,505,000 $197,000 $3,600,000
Collateral 18 $4,950,000 $275,000 $675,000 $114,000 $175,000
Insufficient Cash (Downpayment, Closing Cost) 10 $3,240,000 $324,000 $715,000 $135,000 $295,000
Employment History 7 $2,115,000 $302,000 $705,000 $102,000 $157,000
Credit Application Incomplete 5 $1,435,000 $287,000 $355,000 $121,000 $266,000
Unverifiable Information 1 $155,000 $155,000 $155,000 $49,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Center LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital Center LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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