Capital Farm Credit, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Capital Farm Credit, Aca 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Farm Credit, Aca 3000 Briarcrest Drive Suite 601 Bryan, TX 77802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 790 |
| Total Mortgage Loan Application Amount | $239,913,000 |
| Average Mortgage Loan Application Amount | $275,333 |
| Highest Mortgage Loan Application Amount | $5,254,000 |
| Average Applicant Income | $185,333 |
| Highest Applicant Income | $5,340,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Capital Farm Credit, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Farm Credit, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Capital Farm Credit, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Farm Credit, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Farm Credit, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Farm Credit, Aca's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Guadalupe County Texas | 26 | $ 5,628,000 | $ 216,000 | $ 129,000 |
| Comal County Texas | 21 | $ 5,836,000 | $ 277,000 | $ 129,000 |
| Hays County Texas | 21 | $ 6,223,000 | $ 296,000 | $ 209,000 |
| Medina County Texas | 19 | $ 3,963,000 | $ 208,000 | $ 127,000 |
| Fayette County Texas | 18 | $ 4,469,000 | $ 248,000 | $ 195,000 |
| Grimes County Texas | 17 | $ 2,853,000 | $ 167,000 | $ 101,000 |
| Bandera County Texas | 16 | $ 3,545,000 | $ 221,000 | $ 123,000 |
| Bexar County Texas | 16 | $ 3,800,000 | $ 237,000 | $ 125,000 |
| Caldwell County Texas | 16 | $ 2,087,000 | $ 130,000 | $ 84,000 |
| Williamson County Texas | 16 | $ 3,738,000 | $ 233,000 | $ 99,000 |
| Wilson County Texas | 15 | $ 3,696,000 | $ 246,000 | $ 123,000 |
| Brazoria County Texas | 14 | $ 4,028,000 | $ 287,000 | $ 143,000 |
| Colorado County Texas | 14 | $ 5,324,000 | $ 380,000 | $ 187,000 |
| Bastrop County Texas | 13 | $ 2,850,000 | $ 219,000 | $ 150,000 |
| Burnet County Texas | 13 | $ 4,142,000 | $ 318,000 | $ 220,000 |
| Fort Bend County Texas | 13 | $ 4,049,000 | $ 311,000 | $ 136,000 |
| McLennan County Texas | 13 | $ 3,281,000 | $ 252,000 | $ 194,000 |
| Brazos County Texas | 12 | $ 5,832,000 | $ 486,000 | $ 256,000 |
| Gillespie County Texas | 12 | $ 3,392,000 | $ 282,000 | $ 201,000 |
| Walker County Texas | 12 | $ 3,917,000 | $ 326,000 | $ 160,000 |
| Austin County Texas | 11 | $ 3,223,000 | $ 293,000 | $ 141,000 |
| Kerr County Texas | 10 | $ 2,272,000 | $ 227,000 | $ 139,000 |
| Montgomery County Texas | 10 | $ 3,111,000 | $ 311,000 | $ 193,000 |
| Waller County Texas | 10 | $ 3,345,000 | $ 334,000 | $ 127,000 |
| Blanco County Texas | 9 | $ 7,507,000 | $ 834,000 | $ 463,000 |
| Burleson County Texas | 9 | $ 3,343,000 | $ 371,000 | $ 137,000 |
| Kendall County Texas | 9 | $ 3,336,000 | $ 370,000 | $ 169,000 |
| Kimble County Texas | 9 | $ 3,275,000 | $ 363,000 | $ 255,000 |
| Lavaca County Texas | 9 | $ 2,372,000 | $ 263,000 | $ 125,000 |
| Leon County Texas | 9 | $ 2,679,000 | $ 297,000 | $ 233,000 |
| Wharton County Texas | 9 | $ 6,812,000 | $ 756,000 | $ 164,000 |
| Gonzales County Texas | 8 | $ 2,441,000 | $ 305,000 | $ 190,000 |
| Lubbock County Texas | 8 | $ 1,512,000 | $ 189,000 | $ 84,000 |
| Tom Green County Texas | 8 | $ 3,326,000 | $ 415,000 | $ 202,000 |
| Travis County Texas | 8 | $ 2,188,000 | $ 273,000 | $ 140,000 |
| Bell County Texas | 7 | $ 2,159,000 | $ 308,000 | $ 198,000 |
| Falls County Texas | 7 | $ 6,876,000 | $ 982,000 | $ 521,000 |
| Lampasas County Texas | 7 | $ 2,110,000 | $ 301,000 | $ 323,000 |
| Milam County Texas | 7 | $ 1,125,000 | $ 160,000 | $ 209,000 |
| San Jacinto County Texas | 7 | $ 1,208,000 | $ 172,000 | $ 109,000 |
| Trinity County Texas | 7 | $ 886,000 | $ 126,000 | $ 80,000 |
| Washington County Texas | 7 | $ 1,929,000 | $ 275,000 | $ 182,000 |
| Bee County Texas | 6 | $ 1,020,000 | $ 170,000 | $ 96,000 |
| Bosque County Texas | 6 | $ 2,090,000 | $ 348,000 | $ 134,000 |
| Harris County Texas | 6 | $ 1,983,000 | $ 330,000 | $ 206,000 |
| Hidalgo County Texas | 6 | $ 2,871,000 | $ 478,000 | $ 520,000 |
| Houston County Texas | 6 | $ 1,012,000 | $ 168,000 | $ 123,000 |
| Lee County Texas | 6 | $ 948,000 | $ 158,000 | $ 155,000 |
| Liberty County Texas | 6 | $ 790,000 | $ 131,000 | $ 122,000 |
| Montague County Texas | 6 | $ 3,466,000 | $ 577,000 | $ 328,000 |
| Robertson County Texas | 6 | $ 1,206,000 | $ 201,000 | $ 94,000 |
| Brewster County Texas | 5 | $ 1,474,000 | $ 294,000 | $ 102,000 |
| Frio County Texas | 5 | $ 841,000 | $ 168,000 | $ 83,000 |
| Live Oak County Texas | 5 | $ 1,351,000 | $ 270,000 | $ 101,000 |
| Llano County Texas | 5 | $ 970,000 | $ 194,000 | $ 126,000 |
| Madison County Texas | 5 | $ 627,000 | $ 125,000 | $ 126,000 |
| Polk County Texas | 5 | $ 1,070,000 | $ 214,000 | $ 110,000 |
| Webb County Texas | 5 | $ 668,000 | $ 133,000 | $ 103,000 |
| Atascosa County Texas | 4 | $ 831,000 | $ 207,000 | $ 127,000 |
| Callahan County Texas | 4 | $ 567,000 | $ 141,000 | $ 73,000 |
| Coryell County Texas | 4 | $ 823,000 | $ 205,000 | $ 102,000 |
| Lamb County Texas | 4 | $ 353,000 | $ 88,000 | $ 134,000 |
| Mason County Texas | 4 | $ 841,000 | $ 210,000 | $ 100,000 |
| Mills County Texas | 4 | $ 1,469,000 | $ 367,000 | $ 306,000 |
| Bailey County Texas | 3 | $ 614,000 | $ 204,000 | $ 47,000 |
| Chambers County Texas | 3 | $ 1,008,000 | $ 336,000 | $ 227,000 |
| Dawson County Texas | 3 | $ 2,543,000 | $ 847,000 | $ 354,000 |
| Edwards County Texas | 3 | $ 933,000 | $ 311,000 | $ 179,000 |
| Galveston County Texas | 3 | $ 850,000 | $ 283,000 | $ 156,000 |
| Hardeman County Texas | 3 | $ 549,000 | $ 183,000 | $ 64,000 |
| Jim Wells County Texas | 3 | $ 552,000 | $ 184,000 | $ 199,000 |
| Jones County Texas | 3 | $ 643,000 | $ 214,000 | $ 118,000 |
| Karnes County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 140,000 |
| Matagorda County Texas | 3 | $ 676,000 | $ 225,000 | $ 76,000 |
| McMullen County Texas | 3 | $ 2,774,000 | $ 924,000 | $ 1,845,000 |
| Parmer County Texas | 3 | $ 498,000 | $ 166,000 | $ 86,000 |
| Randall County Texas | 3 | $ 720,000 | $ 240,000 | $ 150,000 |
| Taylor County Texas | 3 | $ 1,087,000 | $ 362,000 | $ 200,000 |
| Aransas County Texas | 2 | $ 450,000 | $ 225,000 | $ 68,000 |
| Brown County Texas | 2 | $ 462,000 | $ 231,000 | $ 193,000 |
| Coleman County Texas | 2 | $ 326,000 | $ 163,000 | $ 184,000 |
| Collin County Texas | 2 | $ 1,093,000 | $ 546,000 | $ 203,000 |
| Dallam County Texas | 2 | $ 184,000 | $ 92,000 | $ 260,000 |
| Deaf Smith County Texas | 2 | $ 349,000 | $ 174,000 | $ 107,000 |
| Dickens County Texas | 2 | $ 1,279,000 | $ 639,000 | $ 268,000 |
| Duval County Texas | 2 | $ 1,086,000 | $ 543,000 | $ 564,000 |
| Fisher County Texas | 2 | $ 1,663,000 | $ 831,000 | $ 576,000 |
| Goliad County Texas | 2 | $ 201,000 | $ 100,000 | $ 93,000 |
| Jack County Texas | 2 | $ 901,000 | $ 450,000 | $ 242,000 |
| Jefferson County Texas | 2 | $ 427,000 | $ 213,000 | $ 115,000 |
| Johnson County Texas | 2 | $ 1,689,000 | $ 844,000 | $ 133,000 |
| Kent County Texas | 2 | $ 252,000 | $ 126,000 | $ 81,000 |
| Kleberg County Texas | 2 | $ 275,000 | $ 137,000 | $ 147,000 |
| Knox County Texas | 2 | $ 110,000 | $ 55,000 | $ 37,000 |
| La Salle County Texas | 2 | $ 304,000 | $ 152,000 | $ 109,000 |
| McCulloch County Texas | 2 | $ 280,000 | $ 140,000 | $ 126,000 |
| Menard County Texas | 2 | $ 453,000 | $ 226,000 | $ 174,000 |
| Midland County Texas | 2 | $ 1,752,000 | $ 876,000 | $ 583,000 |
| Mitchell County Texas | 2 | $ 296,000 | $ 148,000 | $ 103,000 |
| Moore County Texas | 2 | $ 323,000 | $ 161,000 | $ 116,000 |
| Pecos County Texas | 2 | $ 2,871,000 | $ 1,435,000 | $ 161,000 |
| San Patricio County Texas | 2 | $ 298,000 | $ 149,000 | $ 141,000 |
| San Saba County Texas | 2 | $ 455,000 | $ 227,000 | $ 112,000 |
| Tyler County Texas | 2 | $ 348,000 | $ 174,000 | $ 186,000 |
| Uvalde County Texas | 2 | $ 751,000 | $ 375,000 | $ 130,000 |
| Victoria County Texas | 2 | $ 524,000 | $ 262,000 | $ 46,000 |
| Wilbarger County Texas | 2 | $ 1,186,000 | $ 593,000 | $ 207,000 |
| Granite County Montana | 1 | $ 638,000 | $ 638,000 | $ 299,000 |
| Union County New Mexico | 1 | $ 471,000 | $ 471,000 | $ 173,000 |
| Beaver County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Osage County Oklahoma | 1 | $ 3,520,000 | $ 3,520,000 | $ 3,956,000 |
| Carson County Texas | 1 | $ 220,000 | $ 220,000 | $ 114,000 |
| Cochran County Texas | 1 | $ 49,000 | $ 49,000 | $ 78,000 |
| Coke County Texas | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Collingsworth County Texas | 1 | $ 164,000 | $ 164,000 | $ 150,000 |
| Concho County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cottle County Texas | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| DeWitt County Texas | 1 | $ 184,000 | $ 184,000 | $ 42,000 |
| Dimmit County Texas | 1 | $ 34,000 | $ 34,000 | $ 100,000 |
| Gaines County Texas | 1 | $ 220,000 | $ 220,000 | $ 102,000 |
| Glasscock County Texas | 1 | $ 205,000 | $ 205,000 | $ 188,000 |
| Hamilton County Texas | 1 | $ 400,000 | $ 400,000 | $ 136,000 |
| Hardin County Texas | 1 | $ 328,000 | $ 328,000 | $ 85,000 |
| Hartley County Texas | 1 | $ 4,175,000 | $ 4,175,000 | $ 880,000 |
| Hill County Texas | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Hutchinson County Texas | 1 | $ 240,000 | $ 240,000 | $ 157,000 |
| Jackson County Texas | 1 | $ 124,000 | $ 124,000 | $ 162,000 |
| Jasper County Texas | 1 | $ 206,000 | $ 206,000 | $ 102,000 |
| Jeff Davis County Texas | 1 | $ 116,000 | $ 116,000 | $ 25,000 |
| King County Texas | 1 | $ 336,000 | $ 336,000 | $ 131,000 |
| Limestone County Texas | 1 | $ 205,000 | $ 205,000 | $ 450,000 |
| Lynn County Texas | 1 | $ 261,000 | $ 261,000 | $ 160,000 |
| Martin County Texas | 1 | $ 160,000 | $ 160,000 | $ 107,000 |
| Motley County Texas | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Nueces County Texas | 1 | $ 210,000 | $ 210,000 | $ 241,000 |
| Reagan County Texas | 1 | $ 300,000 | $ 300,000 | $ 92,000 |
| Real County Texas | 1 | $ 80,000 | $ 80,000 | $ 184,000 |
| Roberts County Texas | 1 | $ 218,000 | $ 218,000 | $ 112,000 |
| Schleicher County Texas | 1 | $ 288,000 | $ 288,000 | $ 232,000 |
| Scurry County Texas | 1 | $ 520,000 | $ 520,000 | $ 1,982,000 |
| Sherman County Texas | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Stonewall County Texas | 1 | $ 144,000 | $ 144,000 | $ 315,000 |
| Sutton County Texas | 1 | $ 1,375,000 | $ 1,375,000 | $ 77,000 |
| Throckmorton County Texas | 1 | $ 40,000 | $ 40,000 | $ 246,000 |
| Val Verde County Texas | 1 | $ 297,000 | $ 297,000 | $ 95,000 |
| Wheeler County Texas | 1 | $ 200,000 | $ 200,000 | $ 347,000 |
| Wichita County Texas | 1 | $ 230,000 | $ 230,000 | $ 109,000 |
| Young County Texas | 1 | $ 266,000 | $ 266,000 | $ 413,000 |
| Zapata County Texas | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Zavala County Texas | 1 | $ 1,300,000 | $ 1,300,000 | $ 724,000 |
Mortgage Loan Application Detail Totals for Capital Farm Credit, Aca in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 483 | $114,217,000 | $236,000 | $1,375,000 | $142,000 | $2,129,000 |
| Refinancing | 292 | $123,148,000 | $421,000 | $5,254,000 | $241,000 | $5,340,000 |
| Home Improvement | 15 | $2,548,000 | $169,000 | $728,000 | $173,000 | $316,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 458 | $148,106,000 | $323,000 | $4,500,000 | $184,000 | $3,956,000 |
| Not Provided | 244 | $67,215,000 | $275,000 | $5,254,000 | $191,000 | $5,340,000 |
| Hispanic | 64 | $12,629,000 | $197,000 | $1,227,000 | $130,000 | $836,000 |
| Not applicable | 11 | $9,125,000 | $829,000 | $4,900,000 | $113,000 | $576,000 |
| American Indian or Alaskan Native | 5 | $822,000 | $164,000 | $190,000 | $115,000 | $157,000 |
| Asian | 4 | $1,146,000 | $286,000 | $418,000 | $99,000 | $138,000 |
| Black or African American | 4 | $870,000 | $217,000 | $250,000 | $91,000 | $121,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 790 | $239,913,000 | $303,000 | $5,254,000 | $179,000 | $5,340,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 436 | $142,733,000 | $327,000 | $5,254,000 | $224,000 | $5,340,000 |
| Application Withdrawn By Applicant | 167 | $47,094,000 | $282,000 | $1,500,000 | $151,000 | $1,203,000 |
| Application Denied By Financial Institution | 148 | $39,349,000 | $265,000 | $2,000,000 | $94,000 | $497,000 |
| Preapproval Approved but not Accepted | 24 | $7,506,000 | $312,000 | $750,000 | $132,000 | $403,000 |
| Preapproval Denied by Financial Institution | 8 | $1,579,000 | $197,000 | $300,000 | $77,000 | $180,000 |
| Application Approved But Not Accepted | 5 | $1,123,000 | $224,000 | $450,000 | $161,000 | $443,000 |
| File Closed For Incompleteness | 2 | $529,000 | $264,000 | $400,000 | $128,000 | $181,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 93 | $24,906,000 | $267,000 | $1,380,000 | $87,000 | $497,000 |
| Credit History | 41 | $8,652,000 | $211,000 | $500,000 | $92,000 | $218,000 |
| Collateral | 12 | $1,891,000 | $157,000 | $300,000 | $126,000 | $300,000 |
| Other | 6 | $4,590,000 | $765,000 | $2,000,000 | $119,000 | $245,000 |
| Employment History | 2 | $725,000 | $362,000 | $425,000 | $140,000 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $104,000 | $104,000 | $104,000 | $50,000 | $50,000 |
| Unverifiable Information | 1 | $60,000 | $60,000 | $60,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Farm Credit, Aca's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Farm Credit, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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