McMullen County TX
Mortgage Loan Application
Totals and Details
for 2016

Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 29
Total Mortgage Loan Application Amount $4,692,000
Average Mortgage Loan Application Amount $161,000
Highest Mortgage Loan Application Amount $2,544,000
Average Applicant Income $342,000
Highest Applicant Income $5,340,000
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Mortgage Loan Application Detail Totals for McMullen County TX in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 21 $1,492,000 $71,000 $200,000 $55,000 $162,000
Home Improvement 5 $178,000 $35,000 $100,000 $522,000 $2,056,000
Refinancing 3 $3,022,000 $1,007,000 $2,544,000 $2,051,000 $5,340,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13 $1,464,000 $112,000 $320,000 $300,000 $2,056,000
Hispanic 12 $552,000 $46,000 $119,000 $48,000 $136,000
Not Provided 4 $2,676,000 $669,000 $2,544,000 $1,359,000 $5,340,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28 $4,659,000 $166,000 $2,544,000 $353,000 $5,340,000
VA-guaranteed (Veterans Administration) 1 $33,000 $33,000 $33,000 $21,000 $21,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 17 $1,471,000 $86,000 $320,000 $113,000 $734,000
Loan Originated 8 $2,959,000 $369,000 $2,544,000 $970,000 $5,340,000
File Closed For Incompleteness 3 $215,000 $71,000 $119,000 $69,000 $136,000
Loan Purchased By The Institution 1 $47,000 $47,000 $47,000 $27,000 $27,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3 $74,000 $24,000 $66,000 $175,000 $480,000
Debt-To-Income Ratio 1 $200,000 $200,000 $200,000 $33,000 $33,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
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