Capital One NA Mortgage Lending & HMDA Data, 2007

In 2007, Capital One NA of Baton Rouge, LA reported 69,488 mortgage applications totaling $2.9 billion, up 90% from 2006. The average application was for $41,936, and applicants reported an average income of $75,926. 46% of its applications resulted in an originated loan and 38% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (6,086), Houston-Sugar Land-Baytown, TX (4,272) and Baton Rouge, LA (3,869) (applications in parentheses).

Mortgage Company & Address Capital One NA
11130 Industrialplex Blvd
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 69,488
Total Mortgage Loan Application Amount $2,914,118,000
Average Mortgage Loan Application Amount $41,936
Highest Mortgage Loan Application Amount $31,575,000
Average Applicant Income $75,926
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One NA by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,690 $ 209,050,000 $ 77,713 $ 85,000
Jefferson, Louisiana 2,128 $ 152,004,000 $ 71,430 $ 74,000
East Baton Rouge, Louisiana 1,880 $ 174,319,000 $ 92,722 $ 84,000
St. Tammany, Louisiana 1,547 $ 136,103,000 $ 87,978 $ 85,000
Dallas, Texas 1,508 $ 52,087,000 $ 34,540 $ 76,000
Orleans, Louisiana 1,422 $ 155,932,000 $ 109,656 $ 79,000
Caddo, Louisiana 1,324 $ 76,031,000 $ 57,425 $ 68,000
Calcasieu, Louisiana 1,079 $ 67,817,000 $ 62,851 $ 72,000
Tarrant, Texas 1,033 $ 60,933,000 $ 58,986 $ 78,000
Lafourche, Louisiana 989 $ 71,183,000 $ 71,974 $ 71,000
Livingston, Louisiana 913 $ 61,335,000 $ 67,179 $ 73,000
Ascension, Louisiana 777 $ 66,470,000 $ 85,546 $ 79,000
Terrebonne, Louisiana 744 $ 56,986,000 $ 76,594 $ 79,000
Mecklenburg, North Carolina 742 $ 5,484,000 $ 7,390 $ 85,000
Jefferson, Texas 664 $ 47,296,000 $ 71,228 $ 83,000
Hidalgo, Texas 644 $ 27,224,000 $ 42,273 $ 55,000
Cameron, Texas 619 $ 26,379,000 $ 42,615 $ 51,000
Rapides, Louisiana 609 $ 37,965,000 $ 62,339 $ 72,000
Lafayette, Louisiana 589 $ 41,691,000 $ 70,782 $ 75,000
Cook, Illinois 575 $ 4,876,000 $ 8,480 $ 68,000
Fort Bend, Texas 545 $ 31,539,000 $ 57,869 $ 94,000
Collin, Texas 544 $ 26,074,000 $ 47,930 $ 104,000
Queens, New York 534 $ 11,453,000 $ 21,447 $ 87,000
Tangipahoa, Louisiana 519 $ 36,521,000 $ 70,368 $ 68,000
Suffolk, New York 518 $ 13,601,000 $ 26,256 $ 110,000
Bossier, Louisiana 509 $ 33,096,000 $ 65,021 $ 62,000
Montgomery, Texas 483 $ 37,132,000 $ 76,877 $ 89,000
Wayne, Michigan 475 $ 4,112,000 $ 8,656 $ 60,000
Smith, Texas 457 $ 19,641,000 $ 42,978 $ 94,000
Ouachita, Louisiana 431 $ 27,568,000 $ 63,962 $ 77,000
Cuyahoga, Ohio 428 $ 3,218,000 $ 7,518 $ 67,000
Kings, New York 422 $ 12,595,000 $ 29,845 $ 89,000
Hartford, Connecticut 421 $ 3,712,000 $ 8,817 $ 79,000
Travis, Texas 401 $ 124,241,000 $ 309,827 $ 91,000
St. Charles, Louisiana 387 $ 27,217,000 $ 70,328 $ 71,000
Nassau, New York 380 $ 8,839,000 $ 23,260 $ 126,000
Denton, Texas 376 $ 15,927,000 $ 42,359 $ 88,000
Bexar, Texas 373 $ 12,576,000 $ 33,715 $ 68,000
Prince George's, Maryland 369 $ 3,420,000 $ 9,268 $ 87,000
Philadelphia, Pennsylvania 359 $ 2,680,000 $ 7,465 $ 51,000
Orange, Texas 346 $ 13,624,000 $ 39,375 $ 73,000
St. John the Baptist, Louisiana 344 $ 20,575,000 $ 59,811 $ 64,000
Washington, Louisiana 342 $ 18,420,000 $ 53,859 $ 53,000
Bowie, Texas 336 $ 19,050,000 $ 56,696 $ 72,000
Los Angeles, California 335 $ 4,133,000 $ 12,337 $ 76,000
Franklin, Ohio 312 $ 2,251,000 $ 7,214 $ 66,000
New Castle, Delaware 307 $ 2,786,000 $ 9,074 $ 77,000
Middlesex, Massachusetts 305 $ 3,533,000 $ 11,583 $ 102,000
Avoyelles, Louisiana 294 $ 15,048,000 $ 51,183 $ 56,000
Camden, New Jersey 287 $ 2,142,000 $ 7,463 $ 90,000
Hampden, Massachusetts 276 $ 5,015,000 $ 18,170 $ 62,000
Worcester, Massachusetts 271 $ 2,704,000 $ 9,977 $ 87,000
Galveston, Texas 268 $ 17,697,000 $ 66,033 $ 102,000
Anderson, Texas 267 $ 8,168,000 $ 30,591 $ 57,000
New Haven, Connecticut 264 $ 2,618,000 $ 9,916 $ 82,000
Marion, Indiana 264 $ 2,026,000 $ 7,674 $ 61,000
Essex, New Jersey 262 $ 21,619,000 $ 82,515 $ 94,000
Oakland, Michigan 249 $ 2,055,000 $ 8,253 $ 83,000
Middlesex, New Jersey 234 $ 4,270,000 $ 18,247 $ 95,000
Monmouth, New Jersey 230 $ 6,228,000 $ 27,078 $ 111,000
Assumption, Louisiana 225 $ 11,619,000 $ 51,640 $ 59,000
Harrison, Texas 225 $ 9,655,000 $ 42,911 $ 64,000
Bergen, New Jersey 224 $ 3,000,000 $ 13,392 $ 124,000
Westchester, New York 224 $ 4,055,000 $ 18,102 $ 117,000
Jefferson, Kentucky 221 $ 1,482,000 $ 6,705 $ 70,000
Summit, Ohio 220 $ 1,415,000 $ 6,431 $ 64,000
Richmond, Georgia 218 $ 1,647,000 $ 7,555 $ 66,000
St. Bernard, Louisiana 216 $ 9,771,000 $ 45,236 $ 52,000
De Soto, Louisiana 214 $ 10,210,000 $ 47,710 $ 62,000
Gregg, Texas 204 $ 8,926,000 $ 43,754 $ 71,000
Jefferson Davis, Louisiana 202 $ 8,941,000 $ 44,262 $ 57,000
Vermilion, Louisiana 202 $ 8,810,000 $ 43,613 $ 63,000
Pulaski, Arkansas 198 $ 1,229,000 $ 6,207 $ 66,000
Ocean, New Jersey 198 $ 7,983,000 $ 40,318 $ 94,000
Fairfield, Connecticut 197 $ 2,017,000 $ 10,238 $ 122,000
Nueces, Texas 197 $ 6,773,000 $ 34,380 $ 69,000
Montgomery, Pennsylvania 194 $ 1,452,000 $ 7,484 $ 94,000
Union, New Jersey 192 $ 4,762,000 $ 24,802 $ 97,000
Pinellas, Florida 190 $ 2,090,000 $ 11,000 $ 57,000
Gloucester, New Jersey 190 $ 1,426,000 $ 7,505 $ 91,000
Lubbock, Texas 186 $ 1,512,000 $ 8,129 $ 55,000
Baltimore, Maryland 185 $ 1,496,000 $ 8,086 $ 81,000
Essex, Massachusetts 183 $ 2,207,000 $ 12,060 $ 93,000
Baltimore City, Maryland 176 $ 1,442,000 $ 8,193 $ 63,000
Orange, California 174 $ 1,900,000 $ 10,919 $ 85,000
Iberia, Louisiana 174 $ 10,447,000 $ 60,040 $ 74,000
Morehouse, Louisiana 166 $ 8,035,000 $ 48,403 $ 57,000
Burlington, New Jersey 166 $ 1,533,000 $ 9,234 $ 90,000
Mahoning, Ohio 164 $ 913,000 $ 5,567 $ 59,000
DeKalb, Georgia 159 $ 936,000 $ 5,886 $ 80,000
Cobb, Georgia 157 $ 1,250,000 $ 7,961 $ 92,000
Hamilton, Ohio 155 $ 1,199,000 $ 7,735 $ 72,000
Allen, Louisiana 154 $ 7,356,000 $ 47,766 $ 59,000
Webster, Louisiana 150 $ 6,933,000 $ 46,220 $ 55,000
Delaware, Pennsylvania 144 $ 1,052,000 $ 7,305 $ 71,000
Macomb, Michigan 143 $ 957,000 $ 6,692 $ 65,000
McLennan, Texas 141 $ 1,482,000 $ 10,510 $ 69,000
Gwinnett, Georgia 140 $ 1,065,000 $ 7,607 $ 83,000
St. Mary, Louisiana 139 $ 5,735,000 $ 41,258 $ 62,000
Plymouth, Massachusetts 139 $ 1,634,000 $ 11,755 $ 94,000
Clark, Nevada 138 $ 1,420,000 $ 10,289 $ 65,000
Fulton, Georgia 137 $ 1,294,000 $ 9,445 $ 95,000
Norfolk, Massachusetts 135 $ 1,862,000 $ 13,792 $ 110,000
Angelina, Texas 134 $ 7,382,000 $ 55,089 $ 84,000
Montgomery, Maryland 133 $ 1,349,000 $ 10,142 $ 113,000
Hillsborough, Florida 131 $ 1,193,000 $ 9,106 $ 72,000
Polk, Florida 131 $ 1,116,000 $ 8,519 $ 53,000
Bernalillo, New Mexico 130 $ 905,000 $ 6,961 $ 87,000
Williamson, Texas 129 $ 7,151,000 $ 55,434 $ 91,000
Wood, Texas 129 $ 7,553,000 $ 58,550 $ 63,000
Trumbull, Ohio 128 $ 806,000 $ 6,296 $ 54,000
Bucks, Pennsylvania 128 $ 1,065,000 $ 8,320 $ 97,000
Jackson, Missouri 124 $ 1,396,000 $ 11,258 $ 62,000
Henrico, Virginia 123 $ 1,033,000 $ 8,398 $ 71,000
Grant, Louisiana 121 $ 6,641,000 $ 54,884 $ 64,000
Stark, Ohio 120 $ 832,000 $ 6,933 $ 62,000
Mercer, New Jersey 115 $ 2,821,000 $ 24,530 $ 96,000
Brazoria, Texas 115 $ 7,326,000 $ 63,704 $ 190,000
District of Columbia, District Of Columbia 113 $ 947,000 $ 8,380 $ 83,000
Providence, Rhode Island 113 $ 1,212,000 $ 10,725 $ 74,000
Morris, New Jersey 110 $ 3,578,000 $ 32,527 $ 96,000
Cherokee, Texas 110 $ 5,101,000 $ 46,372 $ 68,000
San Bernardino, California 109 $ 1,982,000 $ 18,183 $ 70,000
Victoria, Texas 108 $ 5,000,000 $ 46,296 $ 69,000
Allegheny, Pennsylvania 107 $ 803,000 $ 7,504 $ 66,000
Cass, Texas 107 $ 4,934,000 $ 46,112 $ 68,000
Suffolk, Massachusetts 105 $ 1,229,000 $ 11,704 $ 77,000
Fairfax, Virginia 105 $ 981,000 $ 9,342 $ 115,000
Bronx, New York 103 $ 39,129,000 $ 379,893 $ 62,000
Columbia, Georgia 101 $ 1,160,000 $ 11,485 $ 90,000
Bristol, Massachusetts 101 $ 1,305,000 $ 12,920 $ 84,000
Passaic, New Jersey 100 $ 1,717,000 $ 17,170 $ 92,000
Lucas, Ohio 100 $ 711,000 $ 7,110 $ 69,000
Chesterfield, Virginia 100 $ 894,000 $ 8,940 $ 75,000
Anne Arundel, Maryland 98 $ 863,000 $ 8,806 $ 91,000
Richmond City, Virginia 96 $ 866,000 $ 9,020 $ 67,000
Miller, Arkansas 95 $ 4,846,000 $ 51,010 $ 57,000
York, Pennsylvania 94 $ 884,000 $ 9,404 $ 72,000
Wharton, Texas 94 $ 4,047,000 $ 43,053 $ 53,000
Fayette, Kentucky 93 $ 734,000 $ 7,892 $ 77,000
Dauphin, Pennsylvania 92 $ 883,000 $ 9,597 $ 63,000
York, South Carolina 91 $ 680,000 $ 7,472 $ 68,000
Madison, Louisiana 90 $ 3,825,000 $ 42,500 $ 51,000
Bell, Texas 90 $ 1,161,000 $ 12,900 $ 71,000
Lonoke, Arkansas 89 $ 536,000 $ 6,022 $ 74,000
West Baton Rouge, Louisiana 89 $ 5,911,000 $ 66,415 $ 66,000
Gaston, North Carolina 89 $ 706,000 $ 7,932 $ 67,000
West Carroll, Louisiana 88 $ 3,334,000 $ 37,886 $ 58,000
Hinds, Mississippi 88 $ 1,269,000 $ 14,420 $ 69,000
Richmond, New York 88 $ 3,128,000 $ 35,545 $ 91,000
Colorado, Texas 88 $ 4,822,000 $ 54,795 $ 70,000
St. Landry, Louisiana 87 $ 7,395,000 $ 85,000 $ 73,000
St. James, Louisiana 86 $ 6,588,000 $ 76,604 $ 62,000
Atlantic, New Jersey 86 $ 593,000 $ 6,895 $ 83,000
Johnson, Texas 86 $ 957,000 $ 11,127 $ 76,000
Ector, Texas 85 $ 652,000 $ 7,670 $ 69,000
Lancaster, Pennsylvania 84 $ 617,000 $ 7,345 $ 69,000
Pasco, Florida 83 $ 779,000 $ 9,385 $ 55,000
Hardin, Texas 83 $ 5,167,000 $ 62,253 $ 95,000
Cabarrus, North Carolina 82 $ 648,000 $ 7,902 $ 77,000
Lamar, Texas 82 $ 3,323,000 $ 40,524 $ 55,000
Oklahoma, Oklahoma 81 $ 1,107,000 $ 13,666 $ 64,000
Ellis, Texas 81 $ 1,468,000 $ 18,123 $ 74,000
Hudson, New Jersey 80 $ 2,627,000 $ 32,837 $ 89,000
Union, North Carolina 80 $ 622,000 $ 7,775 $ 86,000
Acadia, Louisiana 79 $ 4,476,000 $ 56,658 $ 68,000
Iberville, Louisiana 79 $ 5,776,000 $ 73,113 $ 67,000
Henderson, Texas 79 $ 2,283,000 $ 28,898 $ 72,000
Midland, Texas 78 $ 674,000 $ 8,641 $ 71,000
Somerset, New Jersey 77 $ 1,480,000 $ 19,220 $ 104,000
Claiborne, Louisiana 76 $ 3,254,000 $ 42,815 $ 53,000
Kaufman, Texas 76 $ 2,279,000 $ 29,986 $ 82,000
Beauregard, Louisiana 74 $ 3,893,000 $ 52,608 $ 64,000
New London, Connecticut 73 $ 861,000 $ 11,794 $ 77,000
Schuylkill, Pennsylvania 73 $ 672,000 $ 9,205 $ 58,000
Hillsborough, New Hampshire 72 $ 880,000 $ 12,222 $ 81,000
Rockingham, New Hampshire 71 $ 787,000 $ 11,084 $ 99,000
Broward, Florida 70 $ 682,000 $ 9,742 $ 67,000
Clayton, Georgia 70 $ 441,000 $ 6,300 $ 62,000
Wake, North Carolina 70 $ 663,000 $ 9,471 $ 78,000
Chester, Pennsylvania 70 $ 544,000 $ 7,771 $ 89,000
Luzerne, Pennsylvania 70 $ 689,000 $ 9,842 $ 59,000
Berks, Pennsylvania 68 $ 669,000 $ 9,838 $ 71,000
Riverside, California 66 $ 6,087,000 $ 92,227 $ 110,000
Milwaukee, Wisconsin 66 $ 661,000 $ 10,015 $ 57,000
Johnson, Kansas 65 $ 685,000 $ 10,538 $ 89,000
Austin, Texas 65 $ 3,427,000 $ 52,723 $ 81,000
Van Zandt, Texas 65 $ 2,156,000 $ 33,169 $ 56,000
Muscogee, Georgia 64 $ 439,000 $ 6,859 $ 58,000
Hennepin, Minnesota 64 $ 530,000 $ 8,281 $ 82,000
Tulsa, Oklahoma 64 $ 1,559,000 $ 24,359 $ 69,000
Sacramento, California 63 $ 594,000 $ 9,428 $ 76,000
St. Martin, Louisiana 63 $ 3,860,000 $ 61,269 $ 65,000
Taylor, Texas 63 $ 361,000 $ 5,730 $ 58,000
Aiken, South Carolina 62 $ 518,000 $ 8,354 $ 88,000
Windham, Connecticut 61 $ 594,000 $ 9,737 $ 80,000
Matagorda, Texas 61 $ 2,271,000 $ 37,229 $ 62,000
Harford, Maryland 59 $ 527,000 $ 8,932 $ 88,000
Davidson, Tennessee 59 $ 449,000 $ 7,610 $ 74,000
Cumberland, New Jersey 58 $ 497,000 $ 8,568 $ 79,000
King, Washington 58 $ 1,062,000 $ 18,310 $ 82,000
Saline, Arkansas 56 $ 417,000 $ 7,446 $ 72,000
New York, New York 56 $ 46,175,000 $ 824,553 $ 175,000
Montgomery, Ohio 56 $ 444,000 $ 7,928 $ 69,000
Lackawanna, Pennsylvania 56 $ 553,000 $ 9,875 $ 57,000
Henry, Georgia 55 $ 411,000 $ 7,472 $ 69,000
East Carroll, Louisiana 55 $ 1,723,000 $ 31,327 $ 47,000
Dakota, Minnesota 55 $ 312,000 $ 5,672 $ 81,000
Craighead, Arkansas 54 $ 257,000 $ 4,759 $ 58,000
Evangeline, Louisiana 54 $ 1,826,000 $ 33,814 $ 44,000
Vernon, Louisiana 54 $ 2,978,000 $ 55,148 $ 63,000
St. Louis, Missouri 54 $ 500,000 $ 9,259 $ 106,000
Tolland, Connecticut 53 $ 567,000 $ 10,698 $ 82,000
Lake, Ohio 53 $ 329,000 $ 6,207 $ 65,000
Lehigh, Pennsylvania 53 $ 453,000 $ 8,547 $ 66,000
Shelby, Tennessee 53 $ 602,000 $ 11,358 $ 67,000
Hunt, Texas 53 $ 1,719,000 $ 32,433 $ 79,000
San Diego, California 52 $ 1,587,000 $ 30,519 $ 79,000
Winnebago, Illinois 52 $ 373,000 $ 7,173 $ 56,000
Salem, New Jersey 52 $ 411,000 $ 7,903 $ 94,000
Brunswick, North Carolina 52 $ 626,000 $ 12,038 $ 54,000
Prince William, Virginia 52 $ 465,000 $ 8,942 $ 105,000
Fresno, California 51 $ 486,000 $ 9,529 $ 76,000
Middlesex, Connecticut 51 $ 462,000 $ 9,058 $ 95,000
Hamilton, Indiana 51 $ 402,000 $ 7,882 $ 92,000
Durham, North Carolina 51 $ 592,000 $ 11,607 $ 99,000
Spalding, Georgia 50 $ 340,000 $ 6,800 $ 58,000
Sedgwick, Kansas 50 $ 406,000 $ 8,120 $ 79,000
Onslow, North Carolina 50 $ 566,000 $ 11,320 $ 62,000
Randall, Texas 50 $ 325,000 $ 6,500 $ 65,000
East Feliciana, Louisiana 49 $ 3,452,000 $ 70,448 $ 80,000
Miami-Dade, Florida 48 $ 673,000 $ 14,020 $ 77,000
Cherokee, Georgia 48 $ 289,000 $ 6,020 $ 86,000
Madison, Indiana 48 $ 344,000 $ 7,166 $ 45,000
Washtenaw, Michigan 48 $ 320,000 $ 6,666 $ 62,000
Butler, Missouri 48 $ 175,000 $ 3,645 $ 61,000
Monroe, Pennsylvania 48 $ 571,000 $ 11,895 $ 98,000
Upshur, Texas 48 $ 2,112,000 $ 44,000 $ 91,000
Will, Illinois 47 $ 404,000 $ 8,595 $ 94,000
Carroll, Maryland 47 $ 331,000 $ 7,042 $ 95,000
Cumberland, North Carolina 47 $ 499,000 $ 10,617 $ 60,000
Northampton, Pennsylvania 47 $ 420,000 $ 8,936 $ 66,000
El Paso, Texas 47 $ 1,691,000 $ 35,978 $ 59,000
Panola, Texas 47 $ 1,721,000 $ 36,617 $ 69,000
Robeson, North Carolina 46 $ 1,194,000 $ 25,956 $ 44,000
Parker, Texas 46 $ 796,000 $ 17,304 $ 80,000
Brevard, Florida 45 $ 546,000 $ 12,133 $ 57,000
Hampshire, Massachusetts 45 $ 419,000 $ 9,311 $ 78,000
Butler, Ohio 45 $ 379,000 $ 8,422 $ 71,000
Wichita, Texas 45 $ 671,000 $ 14,911 $ 59,000
El Paso, Colorado 44 $ 345,000 $ 7,840 $ 69,000
Litchfield, Connecticut 44 $ 390,000 $ 8,863 $ 85,000
Orange, Florida 44 $ 465,000 $ 10,568 $ 69,000
Charles, Maryland 44 $ 478,000 $ 10,863 $ 102,000
Rockland, New York 44 $ 401,000 $ 9,113 $ 118,000
Lorain, Ohio 44 $ 303,000 $ 6,886 $ 62,000
Jasper, Texas 44 $ 2,199,000 $ 49,977 $ 86,000
Rockwall, Texas 44 $ 1,931,000 $ 43,886 $ 88,000
Washington, Texas 44 $ 1,791,000 $ 40,704 $ 58,000
Richland, Louisiana 43 $ 1,902,000 $ 44,232 $ 52,000
Guadalupe, Texas 43 $ 1,091,000 $ 25,372 $ 70,000
Palm Beach, Florida 42 $ 2,174,000 $ 51,761 $ 73,000
St. Joseph, Indiana 42 $ 255,000 $ 6,071 $ 54,000
Plaquemines, Louisiana 42 $ 2,396,000 $ 57,047 $ 61,000
Cumberland, Maine 42 $ 460,000 $ 10,952 $ 71,000
Medina, Ohio 42 $ 274,000 $ 6,523 $ 70,000
Calhoun, Texas 42 $ 1,762,000 $ 41,952 $ 55,000
Grayson, Texas 42 $ 1,143,000 $ 27,214 $ 66,000
San Joaquin, California 41 $ 297,000 $ 7,243 $ 65,000
Marion, Florida 41 $ 406,000 $ 9,902 $ 54,000
Sabine, Louisiana 41 $ 2,472,000 $ 60,292 $ 103,000
Madison, Mississippi 41 $ 414,000 $ 10,097 $ 74,000
Pearl River, Mississippi 41 $ 2,687,000 $ 65,536 $ 53,000
Orange, New York 41 $ 462,000 $ 11,268 $ 104,000
Contra Costa, California 40 $ 480,000 $ 12,000 $ 86,000
Polk, Iowa 40 $ 650,000 $ 16,250 $ 76,000
Portage, Ohio 40 $ 213,000 $ 5,325 $ 59,000
San Patricio, Texas 40 $ 838,000 $ 20,950 $ 61,000
Waller, Texas 40 $ 4,049,000 $ 101,225 $ 88,000
Salt Lake, Utah 40 $ 307,000 $ 7,675 $ 63,000
Randolph, Arkansas 39 $ 203,000 $ 5,205 $ 49,000
DuPage, Illinois 39 $ 380,000 $ 9,743 $ 84,000
Hancock, Mississippi 39 $ 4,912,000 $ 125,948 $ 81,000
Volusia, Florida 38 $ 451,000 $ 11,868 $ 62,000
Champaign, Illinois 38 $ 403,000 $ 10,605 $ 62,000
Howard, Maryland 38 $ 408,000 $ 10,736 $ 125,000
Fairfield, Ohio 38 $ 370,000 $ 9,736 $ 71,000
Comanche, Oklahoma 38 $ 437,000 $ 11,500 $ 64,000
Rusk, Texas 38 $ 1,037,000 $ 27,289 $ 62,000
Pierce, Washington 38 $ 755,000 $ 19,868 $ 72,000
Snohomish, Washington 38 $ 1,915,000 $ 50,394 $ 72,000
Maricopa, Arizona 37 $ 1,257,000 $ 33,972 $ 82,000
Arapahoe, Colorado 37 $ 369,000 $ 9,972 $ 76,000
Barnstable, Massachusetts 37 $ 496,000 $ 13,405 $ 95,000
Horry, South Carolina 37 $ 268,000 $ 7,243 $ 47,000
Bastrop, Texas 37 $ 965,000 $ 26,081 $ 78,000
White, Arkansas 36 $ 227,000 $ 6,305 $ 87,000
Genesee, Michigan 36 $ 239,000 $ 6,638 $ 53,000
Douglas, Nebraska 36 $ 349,000 $ 9,694 $ 92,000
Columbiana, Ohio 36 $ 241,000 $ 6,694 $ 59,000
Franklin, Illinois 35 $ 271,000 $ 7,742 $ 46,000
Lincoln, Louisiana 35 $ 4,774,000 $ 136,400 $ 106,000
Pointe Coupee, Louisiana 35 $ 2,873,000 $ 82,085 $ 146,000
Cumberland, Pennsylvania 35 $ 223,000 $ 6,371 $ 66,000
Coryell, Texas 35 $ 446,000 $ 12,742 $ 68,000
Crittenden, Arkansas 34 $ 367,000 $ 10,794 $ 64,000
Cameron, Louisiana 34 $ 3,314,000 $ 97,470 $ 108,000
Rankin, Mississippi 34 $ 445,000 $ 13,088 $ 68,000
Rutherford, North Carolina 34 $ 208,000 $ 6,117 $ 50,000
Hays, Texas 34 $ 989,000 $ 29,088 $ 83,000
Kern, California 33 $ 357,000 $ 10,818 $ 64,000
Lake, Illinois 33 $ 251,000 $ 7,606 $ 87,000
Jackson, Louisiana 33 $ 1,875,000 $ 56,818 $ 88,000
Natchitoches, Louisiana 33 $ 1,699,000 $ 51,484 $ 73,000
Ramsey, Minnesota 33 $ 252,000 $ 7,636 $ 75,000
Clay, Missouri 33 $ 351,000 $ 10,636 $ 72,000
Sussex, New Jersey 33 $ 338,000 $ 10,242 $ 99,000
Clermont, Ohio 33 $ 279,000 $ 8,454 $ 74,000
Hockley, Texas 33 $ 236,000 $ 7,151 $ 51,000
Potter, Texas 33 $ 305,000 $ 9,242 $ 45,000
Jefferson, Colorado 32 $ 385,000 $ 12,031 $ 85,000
Kent, Delaware 32 $ 294,000 $ 9,187 $ 72,000
Paulding, Georgia 32 $ 231,000 $ 7,218 $ 72,000
Harrison, Mississippi 32 $ 8,117,000 $ 253,656 $ 118,000
Beaver, Pennsylvania 32 $ 277,000 $ 8,656 $ 58,000
Lebanon, Pennsylvania 32 $ 305,000 $ 9,531 $ 74,000
Lee, Texas 32 $ 1,353,000 $ 42,281 $ 92,000
Racine, Wisconsin 32 $ 276,000 $ 8,625 $ 59,000
Adams, Colorado 31 $ 310,000 $ 10,000 $ 71,000
Allen, Indiana 31 $ 388,000 $ 12,516 $ 46,000
Berrien, Michigan 31 $ 249,000 $ 8,032 $ 59,000
New Hanover, North Carolina 31 $ 359,000 $ 11,580 $ 55,000
Pender, North Carolina 31 $ 304,000 $ 9,806 $ 61,000
Delaware, Ohio 31 $ 251,000 $ 8,096 $ 102,000
Santa Clara, California 30 $ 576,000 $ 19,200 $ 98,000
Peoria, Illinois 30 $ 227,000 $ 7,566 $ 49,000
Hendricks, Indiana 30 $ 284,000 $ 9,466 $ 65,000
Frederick, Maryland 30 $ 229,000 $ 7,633 $ 103,000
Jackson, Mississippi 30 $ 241,000 $ 8,033 $ 48,000
Monroe, New York 30 $ 326,000 $ 10,866 $ 60,000
Craven, North Carolina 30 $ 382,000 $ 12,733 $ 64,000
Camp, Texas 30 $ 1,662,000 $ 55,400 $ 55,000
Chambers, Texas 30 $ 642,000 $ 21,400 $ 78,000
Jim Wells, Texas 30 $ 1,074,000 $ 35,800 $ 77,000
Jefferson, Alabama 29 $ 317,000 $ 10,931 $ 53,000
Faulkner, Arkansas 29 $ 172,000 $ 5,931 $ 66,000
Douglas, Georgia 29 $ 165,000 $ 5,689 $ 70,000
Daviess, Kentucky 29 $ 171,000 $ 5,896 $ 57,000
Hardin, Kentucky 29 $ 188,000 $ 6,482 $ 48,000
Cass, Missouri 29 $ 339,000 $ 11,689 $ 64,000
Warren, New Jersey 29 $ 321,000 $ 11,068 $ 87,000
Chaves, New Mexico 29 $ 139,000 $ 4,793 $ 50,000
Broome, New York 29 $ 323,000 $ 11,137 $ 65,000
Clark, Ohio 29 $ 232,000 $ 8,000 $ 70,000
Cleveland, Oklahoma 29 $ 176,000 $ 6,068 $ 66,000
Windsor, Vermont 29 $ 290,000 $ 10,000 $ 50,000
Winnebago, Wisconsin 29 $ 233,000 $ 8,034 $ 53,000
Kane, Illinois 28 $ 211,000 $ 7,535 $ 95,000
Kenton, Kentucky 28 $ 235,000 $ 8,392 $ 66,000
Greene, Arkansas 27 $ 116,000 $ 4,296 $ 61,000
Solano, California 27 $ 366,000 $ 13,555 $ 74,000
Tulare, California 27 $ 258,000 $ 9,555 $ 68,000
Duval, Florida 27 $ 186,000 $ 6,888 $ 61,000
Carroll, Georgia 27 $ 190,000 $ 7,037 $ 53,000
Fayette, Georgia 27 $ 220,000 $ 8,148 $ 89,000
Clark, Indiana 27 $ 185,000 $ 6,851 $ 65,000
St. Helena, Louisiana 27 $ 1,362,000 $ 50,444 $ 59,000
Lancaster, Nebraska 27 $ 138,000 $ 5,111 $ 66,000
Ashtabula, Ohio 27 $ 221,000 $ 8,185 $ 50,000
Rutherford, Tennessee 27 $ 219,000 $ 8,111 $ 74,000
Fayette, Texas 27 $ 1,378,000 $ 51,037 $ 62,000
Liberty, Texas 27 $ 745,000 $ 27,592 $ 77,000
Lake, Indiana 26 $ 198,000 $ 7,615 $ 70,000
Union, Louisiana 26 $ 1,182,000 $ 45,461 $ 57,000
Livingston, Michigan 26 $ 202,000 $ 7,769 $ 80,000
Lea, New Mexico 26 $ 113,000 $ 4,346 $ 64,000
Wayne, North Carolina 26 $ 320,000 $ 12,307 $ 46,000
Adams, Pennsylvania 26 $ 270,000 $ 10,384 $ 75,000
Westmoreland, Pennsylvania 26 $ 193,000 $ 7,423 $ 62,000
Nacogdoches, Texas 26 $ 1,205,000 $ 46,346 $ 75,000
Madison, Alabama 25 $ 201,000 $ 8,040 $ 91,000
Jefferson, Arkansas 25 $ 173,000 $ 6,920 $ 65,000
Houston, Georgia 25 $ 179,000 $ 7,160 $ 61,000
McDuffie, Georgia 25 $ 235,000 $ 9,400 $ 77,000
Williamson, Illinois 25 $ 191,000 $ 7,640 $ 47,000
Jessamine, Kentucky 25 $ 241,000 $ 9,640 $ 87,000
Bienville, Louisiana 25 $ 1,173,000 $ 46,920 $ 54,000
Erie, New York 25 $ 189,000 $ 7,560 $ 59,000
Licking, Ohio 25 $ 200,000 $ 8,000 $ 66,000
Sumner, Tennessee 25 $ 182,000 $ 7,280 $ 72,000
Deaf Smith, Texas 25 $ 187,000 $ 7,480 $ 37,000
Houston, Texas 25 $ 813,000 $ 32,520 $ 71,000
Loudoun, Virginia 25 $ 267,000 $ 10,680 $ 115,000
Dane, Wisconsin 25 $ 168,000 $ 6,720 $ 69,000
Sussex, Delaware 24 $ 198,000 $ 8,250 $ 68,000
Alachua, Florida 24 $ 289,000 $ 12,041 $ 66,000
Forsyth, Georgia 24 $ 712,000 $ 29,666 $ 89,000
Vermilion, Illinois 24 $ 279,000 $ 11,625 $ 49,000
Hunterdon, New Jersey 24 $ 302,000 $ 12,583 $ 530,000
Richland, Ohio 24 $ 189,000 $ 7,875 $ 59,000
Hale, Texas 24 $ 241,000 $ 10,041 $ 57,000
Yoakum, Texas 24 $ 246,000 $ 10,250 $ 60,000
Orange, Vermont 24 $ 201,000 $ 8,375 $ 44,000
Norfolk, Virginia 24 $ 271,000 $ 11,291 $ 66,000
Poinsett, Arkansas 23 $ 133,000 $ 5,782 $ 54,000
Seminole, Florida 23 $ 374,000 $ 16,260 $ 71,000
Hancock, Indiana 23 $ 244,000 $ 10,608 $ 68,000
Johnson, Indiana 23 $ 199,000 $ 8,652 $ 67,000
Franklin, Kentucky 23 $ 188,000 $ 8,173 $ 65,000
La Salle, Louisiana 23 $ 1,156,000 $ 50,260 $ 64,000
Rice, Minnesota 23 $ 88,000 $ 3,826 $ 64,000
Warren, Ohio 23 $ 207,000 $ 9,000 $ 88,000
Lawrence, Pennsylvania 23 $ 129,000 $ 5,608 $ 59,000
Scurry, Texas 23 $ 362,000 $ 15,739 $ 55,000
Hampton, Virginia 23 $ 194,000 $ 8,434 $ 64,000
Spotsylvania, Virginia 23 $ 228,000 $ 9,913 $ 71,000
Benton, Arkansas 22 $ 156,000 $ 7,090 $ 59,000
Sarasota, Florida 22 $ 187,000 $ 8,500 $ 59,000
St. Lucie, Florida 22 $ 624,000 $ 28,363 $ 87,000
Vanderburgh, Indiana 22 $ 127,000 $ 5,772 $ 61,000
Madison, Kentucky 22 $ 175,000 $ 7,954 $ 65,000
Catahoula, Louisiana 22 $ 1,001,000 $ 45,500 $ 76,000
Androscoggin, Maine 22 $ 248,000 $ 11,272 $ 71,000
Cecil, Maryland 22 $ 202,000 $ 9,181 $ 69,000
Washington, Minnesota 22 $ 144,000 $ 6,545 $ 88,000
Valencia, New Mexico 22 $ 149,000 $ 6,772 $ 92,000
Carbon, Pennsylvania 22 $ 246,000 $ 11,181 $ 72,000
Kent, Rhode Island 22 $ 152,000 $ 6,909 $ 75,000
Stafford, Virginia 22 $ 260,000 $ 11,818 $ 102,000
Montgomery, Alabama 21 $ 277,000 $ 13,190 $ 65,000
Coweta, Georgia 21 $ 127,000 $ 6,047 $ 62,000
Boone, Kentucky 21 $ 227,000 $ 10,809 $ 98,000
Anoka, Minnesota 21 $ 153,000 $ 7,285 $ 71,000
Sandoval, New Mexico 21 $ 266,000 $ 12,666 $ 79,000
Wayne, Ohio 21 $ 184,000 $ 8,761 $ 48,000
Edgefield, South Carolina 21 $ 173,000 $ 8,238 $ 60,000
Knox, Tennessee 21 $ 358,000 $ 17,047 $ 88,000
Brazos, Texas 21 $ 1,389,000 $ 66,142 $ 193,000
Ward, Texas 21 $ 237,000 $ 11,285 $ 79,000
Mobile, Alabama 20 $ 165,000 $ 8,250 $ 51,000
Lawrence, Arkansas 20 $ 114,000 $ 5,700 $ 55,000
West Feliciana, Louisiana 20 $ 1,629,000 $ 81,450 $ 108,000
York, Maine 20 $ 251,000 $ 12,550 $ 61,000
Washington, Maryland 20 $ 202,000 $ 10,100 $ 81,000
Sarpy, Nebraska 20 $ 121,000 $ 6,050 $ 71,000
Strafford, New Hampshire 20 $ 223,000 $ 11,150 $ 71,000
Carteret, North Carolina 20 $ 220,000 $ 11,000 $ 69,000
Butler, Pennsylvania 20 $ 193,000 $ 9,650 $ 70,000
Mercer, Pennsylvania 20 $ 147,000 $ 7,350 $ 67,000
Comal, Texas 20 $ 935,000 $ 46,750 $ 88,000
Gray, Texas 20 $ 227,000 $ 11,350 $ 52,000
Polk, Texas 20 $ 638,000 $ 31,900 $ 64,000
Terry, Texas 20 $ 120,000 $ 6,000 $ 53,000
Leon, Florida 19 $ 174,000 $ 9,157 $ 76,000
Rockdale, Georgia 19 $ 160,000 $ 8,421 $ 79,000
DeKalb, Illinois 19 $ 135,000 $ 7,105 $ 58,000
Vigo, Indiana 19 $ 141,000 $ 7,421 $ 49,000
Pike, Mississippi 19 $ 793,000 $ 41,736 $ 71,000
Dutchess, New York 19 $ 155,000 $ 8,157 $ 92,000
Northumberland, Pennsylvania 19 $ 195,000 $ 10,263 $ 67,000
Williamson, Tennessee 19 $ 152,000 $ 8,000 $ 139,000
Erath, Texas 19 $ 192,000 $ 10,105 $ 69,000
Jones, Texas 19 $ 127,000 $ 6,684 $ 71,000
Shelby, Texas 19 $ 801,000 $ 42,157 $ 75,000
Hanover, Virginia 19 $ 153,000 $ 8,052 $ 80,000
Virginia Beach, Virginia 19 $ 200,000 $ 10,526 $ 99,000
Madera, California 18 $ 186,000 $ 10,333 $ 70,000
Boone, Indiana 18 $ 215,000 $ 11,944 $ 90,000
Delaware, Indiana 18 $ 148,000 $ 8,222 $ 49,000
Floyd, Indiana 18 $ 109,000 $ 6,055 $ 68,000
Bullitt, Kentucky 18 $ 183,000 $ 10,166 $ 58,000
Ingham, Michigan 18 $ 134,000 $ 7,444 $ 57,000
Platte, Missouri 18 $ 196,000 $ 10,888 $ 146,000
Merrimack, New Hampshire 18 $ 214,000 $ 11,888 $ 82,000
Columbus, North Carolina 18 $ 247,000 $ 13,722 $ 47,000
Pike, Pennsylvania 18 $ 121,000 $ 6,722 $ 105,000
Grimes, Texas 18 $ 465,000 $ 25,833 $ 77,000
Petersburg, Virginia 18 $ 168,000 $ 9,333 $ 47,000
Baldwin, Alabama 17 $ 2,591,000 $ 152,411 $ 145,000
Clay, Arkansas 17 $ 114,000 $ 6,705 $ 65,000
Mississippi, Arkansas 17 $ 143,000 $ 8,411 $ 85,000
Stanislaus, California 17 $ 137,000 $ 8,058 $ 103,000
Pueblo, Colorado 17 $ 119,000 $ 7,000 $ 52,000
Lake, Florida 17 $ 136,000 $ 8,000 $ 59,000
Lee, Florida 17 $ 124,000 $ 7,294 $ 50,000
Kankakee, Illinois 17 $ 94,000 $ 5,529 $ 76,000
Macon, Illinois 17 $ 165,000 $ 9,705 $ 53,000
Madison, Illinois 17 $ 250,000 $ 14,705 $ 63,000
Franklin, Louisiana 17 $ 1,186,000 $ 69,764 $ 53,000
Stearns, Minnesota 17 $ 90,000 $ 5,294 $ 60,000
Washington, Mississippi 17 $ 175,000 $ 10,294 $ 51,000
Onondaga, New York 17 $ 175,000 $ 10,294 $ 59,000
Hancock, Ohio 17 $ 169,000 $ 9,941 $ 50,000
Lycoming, Pennsylvania 17 $ 182,000 $ 10,705 $ 54,000
Washington, Pennsylvania 17 $ 151,000 $ 8,882 $ 47,000
Greenville, South Carolina 17 $ 74,000 $ 4,352 $ 73,000
Caldwell, Texas 17 $ 206,000 $ 12,117 $ 80,000
Hill, Texas 17 $ 303,000 $ 17,823 $ 62,000
Marion, Texas 17 $ 417,000 $ 24,529 $ 41,000
Wise, Texas 17 $ 375,000 $ 22,058 $ 107,000
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Mortgage Loan Application Detail Totals for Capital One NA in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 52,787 $788,691,000 $14,000 $2,080,000 $73,000 $9,999,000
Refinancing 11,299 $1,137,462,000 $100,000 $4,848,000 $80,000 $3,066,000
Home Purchase 5,402 $987,965,000 $182,000 $31,575,000 $96,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 36,714 $1,532,782,000 $41,000 $4,848,000 $80,000 $3,773,000
Not Provided 15,119 $421,048,000 $27,000 $2,000,000 $76,000 $9,999,000
Black or African American 10,290 $314,168,000 $30,000 $612,000 $61,000 $1,739,000
Hispanic 5,166 $167,294,000 $32,000 $2,250,000 $67,000 $1,699,000
Asian 1,057 $58,334,000 $55,000 $878,000 $86,000 $889,000
American Indian or Alaskan Native 608 $37,666,000 $61,000 $550,000 $73,000 $628,000
Not applicable 325 $377,153,000 $1,160,000 $31,575,000 $221,000 $9,999,000
Native Hawaiian or Other Pacific Islander 209 $5,673,000 $27,000 $304,000 $76,000 $336,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 68,944 $2,840,379,000 $41,000 $31,575,000 $76,000 $9,999,000
FHA-insured (Federal Housing Administration) 404 $54,599,000 $135,000 $550,000 $66,000 $521,000
VA-guaranteed (Veterans Administration) 96 $14,541,000 $151,000 $372,000 $59,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $4,599,000 $104,000 $199,000 $43,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 32,112 $1,557,570,000 $48,000 $31,575,000 $85,000 $9,999,000
Application Denied By Financial Institution 26,070 $653,998,000 $25,000 $1,800,000 $64,000 $9,999,000
Application Approved But Not Accepted 9,527 $452,272,000 $47,000 $3,830,000 $79,000 $2,253,000
Loan Purchased By The Institution 1,530 $205,218,000 $134,000 $1,750,000 $61,000 $1,221,000
Application Withdrawn By Applicant 201 $38,667,000 $192,000 $10,000,000 $82,000 $1,487,000
File Closed For Incompleteness 48 $6,393,000 $133,000 $1,040,000 $109,000 $1,648,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 21,530 $313,813,000 $14,000 $612,000 $63,000 $1,739,000
Debt-To-Income Ratio 1,960 $156,371,000 $79,000 $1,800,000 $50,000 $9,999,000
Collateral 1,066 $75,725,000 $71,000 $650,000 $86,000 $1,289,000
Credit Application Incomplete 852 $69,810,000 $81,000 $445,000 $94,000 $1,800,000
Other 603 $32,238,000 $53,000 $500,000 $75,000 $960,000
Unverifiable Information 41 $3,255,000 $79,000 $420,000 $117,000 $880,000
Employment History 10 $841,000 $84,000 $275,000 $52,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,945,000 $243,000 $1,200,000 $47,000 $82,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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