Capital One NA Mortgage Lending & HMDA Data, 2007
In 2007, Capital One NA of Baton Rouge, LA reported 69,488 mortgage applications totaling $2.9 billion, up 90% from 2006. The average application was for $41,936, and applicants reported an average income of $75,926. 46% of its applications resulted in an originated loan and 38% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (6,086), Houston-Sugar Land-Baytown, TX (4,272) and Baton Rouge, LA (3,869) (applications in parentheses).
| Mortgage Company & Address | Capital One NA 11130 Industrialplex Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 69,488 |
| Total Mortgage Loan Application Amount | $2,914,118,000 |
| Average Mortgage Loan Application Amount | $41,936 |
| Highest Mortgage Loan Application Amount | $31,575,000 |
| Average Applicant Income | $75,926 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Orleans-Metairie-Kenner, LA | 6,086 | $ 503,998,000 | $ 82,812 | $ 77,000 |
| Houston-Sugar Land-Baytown, TX | 4,272 | $ 312,032,000 | $ 73,041 | $ 90,000 |
| Baton Rouge, LA | 3,869 | $ 323,127,000 | $ 83,516 | $ 80,000 |
| Dallas-Plano-Irving, TX | 2,688 | $ 101,788,000 | $ 37,867 | $ 84,000 |
| Shreveport-Bossier City, LA | 2,047 | $ 119,337,000 | $ 58,298 | $ 66,000 |
| New York-White Plains-Wayne, NY-NJ | 1,890 | $ 125,159,000 | $ 66,221 | $ 97,992 |
| Houma-Bayou Cane-Thibodaux, LA | 1,733 | $ 128,169,000 | $ 73,957 | $ 74,000 |
| Fort Worth-Arlington, TX | 1,182 | $ 63,061,000 | $ 53,351 | $ 79,000 |
| Lake Charles, LA | 1,113 | $ 71,131,000 | $ 63,909 | $ 73,000 |
| Beaumont-Port Arthur, TX | 1,093 | $ 66,087,000 | $ 60,463 | $ 81,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,084 | $ 8,140,000 | $ 7,509 | $ 81,740 |
| Atlanta-Sandy Springs-Marietta, GA | 1,078 | $ 8,568,000 | $ 7,948 | $ 79,000 |
| Nassau-Suffolk, NY | 898 | $ 22,440,000 | $ 24,988 | $ 117,000 |
| Philadelphia, PA | 895 | $ 6,793,000 | $ 7,589 | $ 73,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 798 | $ 7,575,000 | $ 9,492 | $ 93,624 |
| Edison, NJ | 739 | $ 19,961,000 | $ 27,010 | $ 101,000 |
| Alexandria, LA | 730 | $ 44,606,000 | $ 61,104 | $ 71,000 |
| Chicago-Naperville-Joliet, IL | 717 | $ 6,115,000 | $ 8,528 | $ 71,000 |
| Lafayette, LA | 652 | $ 45,551,000 | $ 69,863 | $ 74,000 |
| McAllen-Edinburg-Mission, TX | 644 | $ 27,224,000 | $ 42,273 | $ 55,000 |
| Camden, NJ | 643 | $ 5,101,000 | $ 7,933 | $ 91,000 |
| Newark-Union, NJ-PA | 639 | $ 30,720,000 | $ 48,075 | $ 111,802 |
| Brownsville-Harlingen, TX | 619 | $ 26,379,000 | $ 42,615 | $ 51,000 |
| Austin-Round Rock, TX | 618 | $ 133,552,000 | $ 216,103 | $ 89,000 |
| Baltimore-Towson, MD | 612 | $ 5,137,000 | $ 8,393 | $ 82,000 |
| Cleveland-Elyria-Mentor, OH | 580 | $ 4,225,000 | $ 7,284 | $ 67,000 |
| Hartford-West Hartford-East Hartford, CT | 525 | $ 4,741,000 | $ 9,030 | $ 81,000 |
| Detroit-Livonia-Dearborn, MI | 475 | $ 4,112,000 | $ 8,656 | $ 60,000 |
| San Antonio, TX | 466 | $ 16,589,000 | $ 35,598 | $ 69,000 |
| Monroe, LA | 457 | $ 28,750,000 | $ 62,910 | $ 76,000 |
| Tyler, TX | 457 | $ 19,641,000 | $ 42,978 | $ 94,000 |
| Indianapolis-Carmel, IN | 446 | $ 3,733,000 | $ 8,369 | $ 66,000 |
| Augusta-Richmond County, GA-SC | 438 | $ 3,827,000 | $ 8,737 | $ 75,326 |
| Warren-Troy-Farmington Hills, MI | 433 | $ 3,310,000 | $ 7,644 | $ 76,000 |
| Texarkana, Tx-Texarkana, AR | 431 | $ 23,896,000 | $ 55,443 | $ 68,693 |
| Columbus, OH | 429 | $ 3,281,000 | $ 7,648 | $ 69,000 |
| Tampa-St. Petersburg-Clearwater, FL | 417 | $ 4,167,000 | $ 9,992 | $ 61,000 |
| Richmond, VA | 413 | $ 3,653,000 | $ 8,845 | $ 70,000 |
| Little Rock-North Little Rock-Conway, AR | 390 | $ 2,457,000 | $ 6,300 | $ 69,000 |
| Wilmington, DE-MD-NJ | 381 | $ 3,399,000 | $ 8,921 | $ 78,858 |
| Boston-Quincy, MA | 379 | $ 4,725,000 | $ 12,467 | $ 95,000 |
| Louisville-Jefferson County, KY-IN | 356 | $ 2,410,000 | $ 6,769 | $ 67,848 |
| Cincinnati-Middletown, OH-KY-IN | 351 | $ 2,981,000 | $ 8,492 | $ 74,846 |
| Los Angeles-Long Beach-Glendale, CA | 335 | $ 4,133,000 | $ 12,337 | $ 76,000 |
| Springfield, MA | 335 | $ 5,597,000 | $ 16,707 | $ 66,000 |
| Youngstown-Warren-Boardman, OH-PA | 312 | $ 1,866,000 | $ 5,980 | $ 57,641 |
| Kansas City, MO-KS | 310 | $ 3,435,000 | $ 11,080 | $ 73,300 |
| Cambridge-Newton-Framingham, MA | 305 | $ 3,533,000 | $ 11,583 | $ 102,000 |
| Longview, TX | 290 | $ 12,075,000 | $ 41,637 | $ 73,000 |
| Worcester, MA | 271 | $ 2,704,000 | $ 9,977 | $ 87,000 |
| New Haven-Milford, CT | 264 | $ 2,618,000 | $ 9,916 | $ 82,000 |
| Akron, OH | 260 | $ 1,628,000 | $ 6,261 | $ 63,000 |
| Providence-New Bedford-Fall River, RI-MA | 253 | $ 2,818,000 | $ 11,138 | $ 79,794 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 252 | $ 1,764,000 | $ 7,000 | $ 77,722 |
| Corpus Christi, TX | 245 | $ 8,058,000 | $ 32,889 | $ 67,000 |
| Pittsburgh, PA | 213 | $ 1,721,000 | $ 8,079 | $ 63,000 |
| Bridgeport-Stamford-Norwalk, CT | 197 | $ 2,017,000 | $ 10,238 | $ 122,000 |
| Lubbock, TX | 188 | $ 1,522,000 | $ 8,095 | $ 55,000 |
| Albuquerque, NM | 185 | $ 1,374,000 | $ 7,427 | $ 84,000 |
| Peabody, MA | 183 | $ 2,207,000 | $ 12,060 | $ 93,000 |
| Riverside-San Bernardino-Ontario, CA | 175 | $ 8,069,000 | $ 46,108 | $ 85,000 |
| Santa Ana-Anaheim-Irvine, CA | 174 | $ 1,900,000 | $ 10,919 | $ 85,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 173 | $ 1,435,000 | $ 8,294 | $ 78,000 |
| Jackson, MS | 168 | $ 2,175,000 | $ 12,946 | $ 69,000 |
| Bethesda-Gaithersburg-Frederick, MD | 163 | $ 1,578,000 | $ 9,680 | $ 111,000 |
| Lexington-Fayette, KY | 161 | $ 1,434,000 | $ 8,906 | $ 80,000 |
| Victoria, TX | 157 | $ 6,808,000 | $ 43,363 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 151 | $ 1,440,000 | $ 9,536 | $ 70,841 |
| Oklahoma City, OK | 141 | $ 1,506,000 | $ 10,680 | $ 63,000 |
| Waco, TX | 141 | $ 1,482,000 | $ 10,510 | $ 69,000 |
| Las Vegas-Paradise, NV | 138 | $ 1,420,000 | $ 10,289 | $ 65,000 |
| Killeen-Temple-Fort Hood, TX | 134 | $ 1,701,000 | $ 12,694 | $ 71,000 |
| Canton-Massillon, OH | 132 | $ 931,000 | $ 7,053 | $ 62,000 |
| Harrisburg-Carlisle, PA | 132 | $ 1,161,000 | $ 8,795 | $ 63,000 |
| Scranton--Wilkes-Barre, PA | 132 | $ 1,313,000 | $ 9,946 | $ 58,000 |
| Lakeland, FL | 131 | $ 1,116,000 | $ 8,519 | $ 53,000 |
| Denver-Aurora, CO | 129 | $ 1,611,000 | $ 12,488 | $ 81,000 |
| Toledo, OH | 123 | $ 898,000 | $ 7,300 | $ 77,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 119 | $ 1,206,000 | $ 10,134 | $ 81,512 |
| Trenton-Ewing, NJ | 115 | $ 2,821,000 | $ 24,530 | $ 96,000 |
| Wilmington, NC | 114 | $ 1,289,000 | $ 11,307 | $ 56,000 |
| St. Louis, MO-IL | 110 | $ 1,178,000 | $ 10,709 | $ 85,727 |
| Memphis, TN-MS-AR | 109 | $ 1,113,000 | $ 10,211 | $ 66,431 |
| Tulsa, OK | 106 | $ 2,102,000 | $ 19,830 | $ 67,000 |
| Orlando-Kissimmee, FL | 98 | $ 1,088,000 | $ 11,102 | $ 64,000 |
| Abilene, TX | 97 | $ 609,000 | $ 6,278 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 96 | $ 2,977,000 | $ 31,010 | $ 78,000 |
| York-Hanover, PA | 94 | $ 884,000 | $ 9,404 | $ 72,000 |
| Raleigh-Cary, NC | 93 | $ 896,000 | $ 9,634 | $ 73,000 |
| Rockingham County-Strafford County, NH | 91 | $ 1,010,000 | $ 11,098 | $ 93,000 |
| Milwaukee-Waukesha-West Allis, WI | 89 | $ 860,000 | $ 9,662 | $ 57,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 89 | $ 809,000 | $ 9,089 | $ 77,000 |
| Amarillo, TX | 88 | $ 807,000 | $ 9,170 | $ 58,000 |
| Dayton, OH | 87 | $ 699,000 | $ 8,034 | $ 65,000 |
| Atlantic City, NJ | 86 | $ 593,000 | $ 6,895 | $ 83,000 |
| Odessa, TX | 85 | $ 652,000 | $ 7,670 | $ 69,000 |
| Lancaster, PA | 84 | $ 617,000 | $ 7,345 | $ 69,000 |
| Columbus, GA-AL | 79 | $ 581,000 | $ 7,354 | $ 56,430 |
| Midland, TX | 78 | $ 674,000 | $ 8,641 | $ 71,000 |
| Jonesboro, AR | 77 | $ 390,000 | $ 5,064 | $ 57,000 |
| Omaha-Council Bluffs, NE-IA | 77 | $ 658,000 | $ 8,545 | $ 80,207 |
| Norwich-New London, CT | 73 | $ 861,000 | $ 11,794 | $ 77,000 |
| Gulfport-Biloxi, MS | 72 | $ 13,034,000 | $ 181,027 | $ 97,000 |
| Manchester-Nashua, NH | 72 | $ 880,000 | $ 12,222 | $ 81,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 70 | $ 682,000 | $ 9,742 | $ 67,000 |
| Portland-South Portland-Biddeford, ME | 68 | $ 777,000 | $ 11,426 | $ 66,000 |
| Reading, PA | 68 | $ 669,000 | $ 9,838 | $ 71,000 |
| Wichita, KS | 62 | $ 530,000 | $ 8,548 | $ 75,000 |
| Durham, NC | 61 | $ 1,296,000 | $ 21,245 | $ 119,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 60 | $ 617,000 | $ 10,283 | $ 100,000 |
| Rockford, IL | 60 | $ 428,000 | $ 7,133 | $ 53,000 |
| Vineland-Millville-Bridgeton, NJ | 58 | $ 497,000 | $ 8,568 | $ 79,000 |
| Champaign-Urbana, IL | 53 | $ 582,000 | $ 10,981 | $ 61,000 |
| Fayetteville, NC | 53 | $ 694,000 | $ 13,094 | $ 60,000 |
| Oakland-Fremont-Hayward, CA | 52 | $ 666,000 | $ 12,807 | $ 85,000 |
| San Diego-Carlsbad-San Marcos, CA | 52 | $ 1,587,000 | $ 30,519 | $ 79,000 |
| Wichita Falls, TX | 52 | $ 800,000 | $ 15,384 | $ 61,000 |
| Fresno, CA | 51 | $ 486,000 | $ 9,529 | $ 76,000 |
| Peoria, IL | 51 | $ 391,000 | $ 7,666 | $ 71,000 |
| Jacksonville, NC | 50 | $ 566,000 | $ 11,320 | $ 62,000 |
| Anderson, IN | 48 | $ 344,000 | $ 7,166 | $ 45,000 |
| Ann Arbor, MI | 48 | $ 320,000 | $ 6,666 | $ 62,000 |
| Evansville, IN-KY | 48 | $ 314,000 | $ 6,541 | $ 63,750 |
| Miami-Miami Beach-Kendall, FL | 48 | $ 673,000 | $ 14,020 | $ 77,000 |
| El Paso, TX | 47 | $ 1,691,000 | $ 35,978 | $ 59,000 |
| Lake County-Kenosha County, IL-WI | 47 | $ 397,000 | $ 8,446 | $ 78,659 |
| Colorado Springs, CO | 46 | $ 433,000 | $ 9,413 | $ 68,000 |
| Jacksonville, FL | 46 | $ 458,000 | $ 9,956 | $ 62,000 |
| Des Moines-West Des Moines, IA | 45 | $ 709,000 | $ 15,755 | $ 88,000 |
| Palm Bay-Melbourne-Titusville, FL | 45 | $ 546,000 | $ 12,133 | $ 57,000 |
| South Bend-Mishawaka, IN-MI | 45 | $ 272,000 | $ 6,044 | $ 52,533 |
| Birmingham-Hoover, AL | 44 | $ 461,000 | $ 10,477 | $ 55,000 |
| Gary, IN | 43 | $ 309,000 | $ 7,186 | $ 66,000 |
| Sherman-Denison, TX | 42 | $ 1,143,000 | $ 27,214 | $ 66,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 42 | $ 2,174,000 | $ 51,761 | $ 73,000 |
| Ocala, FL | 41 | $ 406,000 | $ 9,902 | $ 54,000 |
| Rochester, NY | 41 | $ 430,000 | $ 10,487 | $ 59,000 |
| Stockton, CA | 41 | $ 297,000 | $ 7,243 | $ 65,000 |
| Salt Lake City, UT | 40 | $ 307,000 | $ 7,675 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 39 | $ 546,000 | $ 14,000 | $ 57,307 |
| Phoenix-Mesa-Scottsdale, AZ | 39 | $ 1,528,000 | $ 39,179 | $ 81,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 38 | $ 451,000 | $ 11,868 | $ 62,000 |
| Lawton, OK | 38 | $ 437,000 | $ 11,500 | $ 64,000 |
| Portland-Vancouver-Beaverton, OR-WA | 38 | $ 1,552,000 | $ 40,842 | $ 85,736 |
| Tacoma, WA | 38 | $ 755,000 | $ 19,868 | $ 72,000 |
| Barnstable Town, MA | 37 | $ 496,000 | $ 13,405 | $ 95,000 |
| Fort Wayne, IN | 37 | $ 534,000 | $ 14,432 | $ 50,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 37 | $ 268,000 | $ 7,243 | $ 47,000 |
| Sarasota-Bradenton-Venice, FL | 37 | $ 314,000 | $ 8,486 | $ 68,000 |
| Flint, MI | 36 | $ 239,000 | $ 6,638 | $ 53,000 |
| Pascagoula, MS | 36 | $ 374,000 | $ 10,388 | $ 51,000 |
| Bakersfield, CA | 33 | $ 357,000 | $ 10,818 | $ 64,000 |
| Binghamton, NY | 33 | $ 346,000 | $ 10,484 | $ 68,000 |
| Elizabethtown, KY | 33 | $ 235,000 | $ 7,121 | $ 51,000 |
| Dover, DE | 32 | $ 294,000 | $ 9,187 | $ 72,000 |
| Lebanon, PA | 32 | $ 305,000 | $ 9,531 | $ 74,000 |
| Lincoln, NE | 32 | $ 158,000 | $ 4,937 | $ 65,000 |
| Racine, WI | 32 | $ 276,000 | $ 8,625 | $ 59,000 |
| Niles-Benton Harbor, MI | 31 | $ 249,000 | $ 8,032 | $ 59,000 |
| College Station-Bryan, TX | 30 | $ 1,635,000 | $ 54,500 | $ 221,000 |
| Owensboro, KY | 30 | $ 178,000 | $ 5,933 | $ 56,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 30 | $ 576,000 | $ 19,200 | $ 98,000 |
| Terre Haute, IN | 30 | $ 226,000 | $ 7,533 | $ 45,000 |
| Buffalo-Niagara Falls, NY | 29 | $ 214,000 | $ 7,379 | $ 59,000 |
| Huntsville, AL | 29 | $ 236,000 | $ 8,137 | $ 93,000 |
| Madison, WI | 29 | $ 196,000 | $ 6,758 | $ 84,000 |
| Oshkosh-Neenah, WI | 29 | $ 233,000 | $ 8,034 | $ 53,000 |
| Springfield, OH | 29 | $ 232,000 | $ 8,000 | $ 70,000 |
| Albany-Schenectady-Troy, NY | 28 | $ 232,000 | $ 8,285 | $ 51,000 |
| Hagerstown-Martinsburg, MD-WV | 28 | $ 287,000 | $ 10,250 | $ 69,285 |
| Knoxville, TN | 28 | $ 416,000 | $ 14,857 | $ 82,000 |
| Pine Bluff, AR | 27 | $ 194,000 | $ 7,185 | $ 65,000 |
| Vallejo-Fairfield, CA | 27 | $ 366,000 | $ 13,555 | $ 74,000 |
| Visalia-Porterville, CA | 27 | $ 258,000 | $ 9,555 | $ 68,000 |
| Goldsboro, NC | 26 | $ 320,000 | $ 12,307 | $ 46,000 |
| Macon, GA | 26 | $ 183,000 | $ 7,038 | $ 69,000 |
| St. Cloud, MN | 26 | $ 158,000 | $ 6,076 | $ 53,000 |
| Tallahassee, FL | 25 | $ 224,000 | $ 8,960 | $ 75,000 |
| Warner Robins, GA | 25 | $ 179,000 | $ 7,160 | $ 61,000 |
| Danville, IL | 24 | $ 279,000 | $ 11,625 | $ 49,000 |
| Gainesville, FL | 24 | $ 289,000 | $ 12,041 | $ 66,000 |
| Lansing-East Lansing, MI | 24 | $ 169,000 | $ 7,041 | $ 59,000 |
| Mansfield, OH | 24 | $ 189,000 | $ 7,875 | $ 59,000 |
| Port St. Lucie, FL | 24 | $ 632,000 | $ 26,333 | $ 84,000 |
| Bismarck, ND | 23 | $ 187,000 | $ 8,130 | $ 75,000 |
| Montgomery, AL | 23 | $ 288,000 | $ 12,521 | $ 63,000 |
| Ogden-Clearfield, UT | 23 | $ 237,000 | $ 10,304 | $ 58,000 |
| Topeka, KS | 23 | $ 240,000 | $ 10,434 | $ 54,000 |
| Lewiston-Auburn, ME | 22 | $ 248,000 | $ 11,272 | $ 71,000 |
| Salisbury, MD | 21 | $ 192,000 | $ 9,142 | $ 67,000 |
| Chattanooga, TN-GA | 20 | $ 192,000 | $ 9,600 | $ 57,900 |
| Fort Smith, AR-OK | 20 | $ 201,000 | $ 10,050 | $ 66,550 |
| Greenville-Mauldin-Easley, SC | 20 | $ 85,000 | $ 4,250 | $ 79,000 |
| Lynchburg, VA | 20 | $ 70,000 | $ 3,500 | $ 67,000 |
| Mobile, AL | 20 | $ 165,000 | $ 8,250 | $ 51,000 |
| Syracuse, NY | 20 | $ 197,000 | $ 9,850 | $ 55,000 |
| Clarksville, TN-KY | 19 | $ 160,000 | $ 8,421 | $ 62,052 |
| Fargo, ND-MN | 19 | $ 212,000 | $ 11,157 | $ 90,894 |
| Rocky Mount, NC | 19 | $ 183,000 | $ 9,631 | $ 68,000 |
| Kokomo, IN | 18 | $ 184,000 | $ 10,222 | $ 55,000 |
| Madera, CA | 18 | $ 186,000 | $ 10,333 | $ 70,000 |
| Muncie, IN | 18 | $ 148,000 | $ 8,222 | $ 49,000 |
| Bloomington, IN | 17 | $ 130,000 | $ 7,647 | $ 47,000 |
| Cape Coral-Fort Myers, FL | 17 | $ 124,000 | $ 7,294 | $ 50,000 |
| Decatur, AL | 17 | $ 241,000 | $ 14,176 | $ 64,000 |
| Decatur, IL | 17 | $ 165,000 | $ 9,705 | $ 53,000 |
| Janesville, WI | 17 | $ 115,000 | $ 6,764 | $ 50,000 |
| Kankakee-Bradley, IL | 17 | $ 94,000 | $ 5,529 | $ 76,000 |
| Modesto, CA | 17 | $ 137,000 | $ 8,058 | $ 103,000 |
| Pueblo, CO | 17 | $ 119,000 | $ 7,000 | $ 52,000 |
| Williamsport, PA | 17 | $ 182,000 | $ 10,705 | $ 54,000 |
| Appleton, WI | 16 | $ 115,000 | $ 7,187 | $ 54,000 |
| Hot Springs, AR | 16 | $ 491,000 | $ 30,687 | $ 75,000 |
| Kalamazoo-Portage, MI | 16 | $ 155,000 | $ 9,687 | $ 66,000 |
| Saginaw-Saginaw Township North, MI | 16 | $ 170,000 | $ 10,625 | $ 52,000 |
| Santa Fe, NM | 16 | $ 97,000 | $ 6,062 | $ 80,000 |
| Sioux Falls, SD | 16 | $ 236,000 | $ 14,750 | $ 66,000 |
| Gadsden, AL | 15 | $ 132,000 | $ 8,800 | $ 58,000 |
| Greeley, CO | 15 | $ 151,000 | $ 10,066 | $ 75,000 |
| Springfield, IL | 15 | $ 78,000 | $ 5,200 | $ 49,000 |
| Bremerton-Silverdale, WA | 14 | $ 550,000 | $ 39,285 | $ 70,000 |
| Columbia, MO | 14 | $ 175,000 | $ 12,500 | $ 56,000 |
| Erie, PA | 14 | $ 82,000 | $ 5,857 | $ 50,000 |
| Lafayette, IN | 14 | $ 161,000 | $ 11,500 | $ 52,000 |
| Monroe, MI | 14 | $ 119,000 | $ 8,500 | $ 46,000 |
| Columbia, SC | 13 | $ 86,000 | $ 6,615 | $ 46,000 |
| Roanoke, VA | 13 | $ 85,000 | $ 6,538 | $ 53,000 |
| Charlottesville, VA | 12 | $ 100,000 | $ 8,333 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 12 | $ 86,000 | $ 7,166 | $ 50,666 |
| Elkhart-Goshen, IN | 12 | $ 80,000 | $ 6,666 | $ 54,000 |
| Florence-Muscle Shoals, AL | 12 | $ 111,000 | $ 9,250 | $ 45,000 |
| Merced, CA | 12 | $ 153,000 | $ 12,750 | $ 68,000 |
| Bend, OR | 11 | $ 74,000 | $ 6,727 | $ 67,000 |
| Greenville, NC | 11 | $ 154,000 | $ 14,000 | $ 75,000 |
| Jackson, TN | 11 | $ 103,000 | $ 9,363 | $ 74,000 |
| Kingston, NY | 11 | $ 253,000 | $ 23,000 | $ 122,000 |
| Salem, OR | 11 | $ 131,000 | $ 11,909 | $ 56,000 |
| San Angelo, TX | 11 | $ 195,000 | $ 17,727 | $ 57,000 |
| Altoona, PA | 10 | $ 111,000 | $ 11,100 | $ 52,000 |
| Bloomington-Normal, IL | 10 | $ 85,000 | $ 8,500 | $ 64,000 |
| Glens Falls, NY | 10 | $ 91,000 | $ 9,100 | $ 42,000 |
| Grand Forks, ND-MN | 10 | $ 104,000 | $ 10,400 | $ 66,800 |
| Grand Rapids-Wyoming, MI | 10 | $ 71,000 | $ 7,100 | $ 44,000 |
| Rochester, MN | 10 | $ 76,000 | $ 7,600 | $ 64,000 |
| Sheboygan, WI | 10 | $ 88,000 | $ 8,800 | $ 77,000 |
| Spartanburg, SC | 10 | $ 66,000 | $ 6,600 | $ 95,000 |
| Springfield, MO | 10 | $ 95,000 | $ 9,500 | $ 39,000 |
| State College, PA | 10 | $ 89,000 | $ 8,900 | $ 74,000 |
| Fond Du Lac, WI | 9 | $ 104,000 | $ 11,555 | $ 43,000 |
| Green Bay, WI | 9 | $ 110,000 | $ 12,222 | $ 62,000 |
| Hattiesburg, MS | 9 | $ 655,000 | $ 72,777 | $ 86,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 168,000 | $ 18,666 | $ 58,000 |
| Pocatello, ID | 9 | $ 94,000 | $ 10,444 | $ 63,000 |
| Sandusky, OH | 9 | $ 79,000 | $ 8,777 | $ 57,000 |
| Sebastian-Vero Beach, FL | 9 | $ 90,000 | $ 10,000 | $ 84,000 |
| Tucson, AZ | 9 | $ 777,000 | $ 86,333 | $ 65,000 |
| Tuscaloosa, AL | 9 | $ 82,000 | $ 9,111 | $ 43,000 |
| Auburn-Opelika, AL | 8 | $ 70,000 | $ 8,750 | $ 55,000 |
| Columbus, IN | 8 | $ 59,000 | $ 7,375 | $ 49,000 |
| Fort Collins-Loveland, CO | 8 | $ 185,000 | $ 23,125 | $ 60,000 |
| Huntington-Ashland, WV-KY-OH | 8 | $ 68,000 | $ 8,500 | $ 47,000 |
| Jackson, MI | 8 | $ 79,000 | $ 9,875 | $ 62,000 |
| Logan, UT-ID | 8 | $ 64,000 | $ 8,000 | $ 47,250 |
| Olympia, WA | 8 | $ 83,000 | $ 10,375 | $ 68,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 8 | $ 57,000 | $ 7,125 | $ 46,000 |
| Provo-Orem, UT | 8 | $ 54,000 | $ 6,750 | $ 133,000 |
| Punta Gorda, FL | 8 | $ 53,000 | $ 6,625 | $ 53,000 |
| Albany, GA | 7 | $ 171,000 | $ 24,428 | $ 59,000 |
| Battle Creek, MI | 7 | $ 40,000 | $ 5,714 | $ 57,000 |
| Bowling Green, KY | 7 | $ 40,000 | $ 5,714 | $ 74,000 |
| Laredo, TX | 7 | $ 255,000 | $ 36,428 | $ 84,000 |
| Naples-Marco Island, FL | 7 | $ 48,000 | $ 6,857 | $ 67,000 |
| Burlington-South Burlington, VT | 6 | $ 34,000 | $ 5,666 | $ 94,000 |
| Cleveland, TN | 6 | $ 63,000 | $ 10,500 | $ 54,000 |
| Gainesville, GA | 6 | $ 29,000 | $ 4,833 | $ 63,000 |
| Lima, OH | 6 | $ 39,000 | $ 6,500 | $ 48,000 |
| Ocean City, NJ | 6 | $ 59,000 | $ 9,833 | $ 86,000 |
| Palm Coast, FL | 6 | $ 35,000 | $ 5,833 | $ 61,000 |
| Reno-Sparks, NV | 6 | $ 51,000 | $ 8,500 | $ 71,000 |
| Santa Rosa-Petaluma, CA | 6 | $ 71,000 | $ 11,833 | $ 75,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 91,000 | $ 15,166 | $ 73,500 |
| Anniston-Oxford, AL | 5 | $ 38,000 | $ 7,600 | $ 61,000 |
| Asheville, NC | 5 | $ 230,000 | $ 46,000 | $ 93,000 |
| Cedar Rapids, IA | 5 | $ 46,000 | $ 9,200 | $ 57,000 |
| Dothan, AL | 5 | $ 55,000 | $ 11,000 | $ 48,000 |
| Grand Junction, CO | 5 | $ 42,000 | $ 8,400 | $ 58,000 |
| Harrisonburg, VA | 5 | $ 45,000 | $ 9,000 | $ 46,000 |
| Longview, WA | 5 | $ 197,000 | $ 39,400 | $ 55,000 |
| Medford, OR | 5 | $ 81,000 | $ 16,200 | $ 67,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 42,000 | $ 8,400 | $ 117,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 580,000 | $ 116,000 | $ 141,000 |
| Savannah, GA | 5 | $ 48,000 | $ 9,600 | $ 53,000 |
| St. Joseph, MO-KS | 5 | $ 31,000 | $ 6,200 | $ 56,800 |
| Anderson, SC | 4 | $ 15,000 | $ 3,750 | $ 82,000 |
| Bellingham, WA | 4 | $ 401,000 | $ 100,250 | $ 43,000 |
| Boise City-Nampa, ID | 4 | $ 30,000 | $ 7,500 | $ 59,000 |
| Boulder, CO | 4 | $ 42,000 | $ 10,500 | $ 100,000 |
| Charleston-North Charleston, SC | 4 | $ 22,022,000 | $ 5,505,500 | $ 60,000 |
| Fort Walton Beach-Crestview-Destin, FL | 4 | $ 1,870,000 | $ 467,500 | $ 469,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 41,000 | $ 10,250 | $ 84,500 |
| Michigan City-La Porte, IN | 4 | $ 24,000 | $ 6,000 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 40,000 | $ 10,000 | $ 79,000 |
| Napa, CA | 4 | $ 47,000 | $ 11,750 | $ 12,000 |
| Pittsfield, MA | 4 | $ 32,000 | $ 8,000 | $ 41,000 |
| Sioux City, IA-NE-SD | 4 | $ 35,000 | $ 8,750 | $ 52,250 |
| Valdosta, GA | 4 | $ 45,000 | $ 11,250 | $ 113,000 |
| Wheeling, WV-OH | 4 | $ 44,000 | $ 11,000 | $ 54,000 |
| Winston-Salem, NC | 4 | $ 68,000 | $ 17,000 | $ 55,000 |
| Athens-Clarke County, GA | 3 | $ 21,000 | $ 7,000 | $ 47,000 |
| Casper, WY | 3 | $ 28,000 | $ 9,333 | $ 66,000 |
| Charleston, WV | 3 | $ 39,000 | $ 13,000 | $ 64,000 |
| Dalton, GA | 3 | $ 19,000 | $ 6,333 | $ 80,000 |
| Greensboro-High Point, NC | 3 | $ 24,000 | $ 8,000 | $ 64,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 16,000 | $ 5,333 | $ 71,000 |
| Idaho Falls, ID | 3 | $ 21,000 | $ 7,000 | $ 64,000 |
| Joplin, MO | 3 | $ 21,000 | $ 7,000 | $ 70,000 |
| Lawrence, KS | 3 | $ 31,000 | $ 10,333 | $ 86,000 |
| Morristown, TN | 3 | $ 48,000 | $ 16,000 | $ 57,000 |
| Muskegon-Norton Shores, MI | 3 | $ 32,000 | $ 10,666 | $ 40,000 |
| Rome, GA | 3 | $ 16,000 | $ 5,333 | $ 68,000 |
| Winchester, VA-WV | 3 | $ 37,000 | $ 12,333 | $ 20,000 |
| Ames, IA | 2 | $ 17,000 | $ 8,500 | $ 44,000 |
| Billings, MT | 2 | $ 28,000 | $ 14,000 | $ 60,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 15,000 | $ 7,500 | $ 80,000 |
| Dubuque, IA | 2 | $ 20,000 | $ 10,000 | $ 79,000 |
| Duluth, MN-WI | 2 | $ 18,000 | $ 9,000 | $ 48,000 |
| Elmira, NY | 2 | $ 17,000 | $ 8,500 | $ 81,000 |
| Florence, SC | 2 | $ 23,000 | $ 11,500 | $ 32,000 |
| Hanford-Corcoran, CA | 2 | $ 17,000 | $ 8,500 | $ 33,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 21,000 | $ 10,500 | $ 51,000 |
| Jefferson City, MO | 2 | $ 17,000 | $ 8,500 | $ 70,000 |
| Johnstown, PA | 2 | $ 38,000 | $ 19,000 | $ 33,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 280,000 | $ 140,000 | $ 93,000 |
| Morgantown, WV | 2 | $ 16,000 | $ 8,000 | $ 103,000 |
| Salinas, CA | 2 | $ 26,000 | $ 13,000 | $ 48,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 9,000 | $ 4,500 | $ 47,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 36,000 | $ 18,000 | $ 48,000 |
| Sumter, SC | 2 | $ 28,000 | $ 14,000 | $ 29,000 |
| Utica-Rome, NY | 2 | $ 34,000 | $ 17,000 | $ 85,000 |
| Wausau, WI | 2 | $ 17,000 | $ 8,500 | $ 46,000 |
| Anchorage, AK | 1 | $ 10,000 | $ 10,000 | $ 1,000 |
| Bay City, MI | 1 | $ 8,000 | $ 8,000 | $ 27,000 |
| Burlington, NC | 1 | $ 4,000 | $ 4,000 | $ 120,000 |
| Cheyenne, WY | 1 | $ 4,000 | $ 4,000 | $ 73,000 |
| Chico, CA | 1 | $ 1,000 | $ 1,000 | $ 35,000 |
| Coeur D'Alene, ID | 1 | $ 4,000 | $ 4,000 | $ 1,000 |
| Cumberland, MD-WV | 1 | $ 14,000 | $ 14,000 | $ 22,000 |
| Eau Claire, WI | 1 | $ 14,000 | $ 14,000 | $ 80,000 |
| Farmington, NM | 1 | $ 9,000 | $ 9,000 | $ 30,000 |
| Flagstaff, AZ | 1 | $ 11,000 | $ 11,000 | $ 55,000 |
| Great Falls, MT | 1 | $ 12,000 | $ 12,000 | $ 18,000 |
| Holland-Grand Haven, MI | 1 | $ 9,000 | $ 9,000 | $ 30,000 |
| Honolulu, HI | 1 | $ 4,000 | $ 4,000 | $ 65,000 |
| Johnson City, TN | 1 | $ 9,000 | $ 9,000 | $ 32,000 |
| Kennewick-Richland-Pasco, WA | 1 | $ 9,000 | $ 9,000 | $ 24,000 |
| Las Cruces, NM | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Prescott, AZ | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Redding, CA | 1 | $ 12,000 | $ 12,000 | $ 60,000 |
| St. George, UT | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Wenatchee, WA | 1 | $ 186,000 | $ 186,000 | $ 42,000 |
| Yuba City, CA | 1 | $ 2,000 | $ 2,000 | $ 60,000 |
| Yuma, AZ | 1 | $ 246,000 | $ 246,000 | $ 147,000 |
Mortgage Loan Application Detail Totals for Capital One NA in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 52,787 | $788,691,000 | $14,000 | $2,080,000 | $73,000 | $9,999,000 |
| Refinancing | 11,299 | $1,137,462,000 | $100,000 | $4,848,000 | $80,000 | $3,066,000 |
| Home Purchase | 5,402 | $987,965,000 | $182,000 | $31,575,000 | $96,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 36,714 | $1,532,782,000 | $41,000 | $4,848,000 | $80,000 | $3,773,000 |
| Not Provided | 15,119 | $421,048,000 | $27,000 | $2,000,000 | $76,000 | $9,999,000 |
| Black or African American | 10,290 | $314,168,000 | $30,000 | $612,000 | $61,000 | $1,739,000 |
| Hispanic | 5,166 | $167,294,000 | $32,000 | $2,250,000 | $67,000 | $1,699,000 |
| Asian | 1,057 | $58,334,000 | $55,000 | $878,000 | $86,000 | $889,000 |
| American Indian or Alaskan Native | 608 | $37,666,000 | $61,000 | $550,000 | $73,000 | $628,000 |
| Not applicable | 325 | $377,153,000 | $1,160,000 | $31,575,000 | $221,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 209 | $5,673,000 | $27,000 | $304,000 | $76,000 | $336,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 68,944 | $2,840,379,000 | $41,000 | $31,575,000 | $76,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 404 | $54,599,000 | $135,000 | $550,000 | $66,000 | $521,000 |
| VA-guaranteed (Veterans Administration) | 96 | $14,541,000 | $151,000 | $372,000 | $59,000 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $4,599,000 | $104,000 | $199,000 | $43,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 32,112 | $1,557,570,000 | $48,000 | $31,575,000 | $85,000 | $9,999,000 |
| Application Denied By Financial Institution | 26,070 | $653,998,000 | $25,000 | $1,800,000 | $64,000 | $9,999,000 |
| Application Approved But Not Accepted | 9,527 | $452,272,000 | $47,000 | $3,830,000 | $79,000 | $2,253,000 |
| Loan Purchased By The Institution | 1,530 | $205,218,000 | $134,000 | $1,750,000 | $61,000 | $1,221,000 |
| Application Withdrawn By Applicant | 201 | $38,667,000 | $192,000 | $10,000,000 | $82,000 | $1,487,000 |
| File Closed For Incompleteness | 48 | $6,393,000 | $133,000 | $1,040,000 | $109,000 | $1,648,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 21,530 | $313,813,000 | $14,000 | $612,000 | $63,000 | $1,739,000 |
| Debt-To-Income Ratio | 1,960 | $156,371,000 | $79,000 | $1,800,000 | $50,000 | $9,999,000 |
| Collateral | 1,066 | $75,725,000 | $71,000 | $650,000 | $86,000 | $1,289,000 |
| Credit Application Incomplete | 852 | $69,810,000 | $81,000 | $445,000 | $94,000 | $1,800,000 |
| Other | 603 | $32,238,000 | $53,000 | $500,000 | $75,000 | $960,000 |
| Unverifiable Information | 41 | $3,255,000 | $79,000 | $420,000 | $117,000 | $880,000 |
| Employment History | 10 | $841,000 | $84,000 | $275,000 | $52,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,945,000 | $243,000 | $1,200,000 | $47,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
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