Capital One NA Mortgage Lending & HMDA Data, 2008

In 2008, Capital One NA of Baton Rouge, LA reported 146,344 mortgage applications totaling $3.1 billion, up 111% from 2007. The average application was for $21,164, and applicants reported an average income of $80,060. 38% of its applications resulted in an originated loan and 49% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (5,033), New Orleans-Metairie-Kenner, LA (4,059) and Dallas-Plano-Irving, TX (3,793) (applications in parentheses).

Mortgage Company & Address Capital One NA
11130 Industrialplex Blvd
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 146,344
Total Mortgage Loan Application Amount $3,097,274,000
Average Mortgage Loan Application Amount $21,164
Highest Mortgage Loan Application Amount $59,250,000
Average Applicant Income $80,060
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One NA by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 2,595 $ 24,448,000 $ 9,421 $ 70,000
Los Angeles, California 2,218 $ 27,282,000 $ 12,300 $ 87,000
Harris, Texas 2,124 $ 135,133,000 $ 63,621 $ 91,000
Dallas, Texas 2,094 $ 57,086,000 $ 27,261 $ 84,000
Tarrant, Texas 1,738 $ 21,318,000 $ 12,265 $ 81,000
Cuyahoga, Ohio 1,638 $ 14,455,000 $ 8,824 $ 72,000
Wayne, Michigan 1,554 $ 12,904,000 $ 8,303 $ 62,000
Clark, Nevada 1,547 $ 15,289,000 $ 9,882 $ 82,000
Queens, New York 1,500 $ 35,316,000 $ 23,544 $ 89,000
Suffolk, New York 1,429 $ 50,387,000 $ 35,260 $ 127,000
New Castle, Delaware 1,408 $ 11,735,000 $ 8,334 $ 80,000
Franklin, Ohio 1,406 $ 10,875,000 $ 7,734 $ 81,000
Jefferson, Louisiana 1,383 $ 88,445,000 $ 63,951 $ 80,000
Philadelphia, Pennsylvania 1,271 $ 18,616,000 $ 14,646 $ 61,000
Nassau, New York 1,124 $ 27,477,000 $ 24,445 $ 128,000
Mecklenburg, North Carolina 1,116 $ 8,135,000 $ 7,289 $ 80,000
Orleans, Louisiana 1,092 $ 83,800,000 $ 76,739 $ 93,000
Prince George's, Maryland 1,084 $ 10,848,000 $ 10,007 $ 97,000
Maricopa, Arizona 1,013 $ 11,576,000 $ 11,427 $ 103,000
Orange, California 994 $ 11,467,000 $ 11,536 $ 100,000
Kings, New York 979 $ 66,090,000 $ 67,507 $ 80,000
East Baton Rouge, Louisiana 952 $ 64,086,000 $ 67,317 $ 94,000
Hartford, Connecticut 893 $ 13,932,000 $ 15,601 $ 85,000
San Bernardino, California 871 $ 10,137,000 $ 11,638 $ 83,000
Hamilton, Ohio 843 $ 7,583,000 $ 8,995 $ 76,000
St. Tammany, Louisiana 835 $ 57,281,000 $ 68,600 $ 103,000
King, Washington 805 $ 9,502,000 $ 11,803 $ 84,000
Oakland, Michigan 770 $ 6,655,000 $ 8,642 $ 84,000
Caddo, Louisiana 759 $ 34,707,000 $ 45,727 $ 83,000
Delaware, Pennsylvania 735 $ 5,798,000 $ 7,888 $ 87,000
Riverside, California 734 $ 8,161,000 $ 11,118 $ 85,000
Pierce, Washington 710 $ 8,197,000 $ 11,545 $ 77,000
Hidalgo, Texas 692 $ 28,517,000 $ 41,209 $ 59,000
Calcasieu, Louisiana 689 $ 38,014,000 $ 55,172 $ 76,000
Montgomery, Pennsylvania 685 $ 5,522,000 $ 8,061 $ 96,000
Marion, Indiana 662 $ 5,719,000 $ 8,638 $ 68,000
Cameron, Texas 660 $ 21,520,000 $ 32,606 $ 69,000
Bexar, Texas 653 $ 14,602,000 $ 22,361 $ 68,000
Collin, Texas 642 $ 14,959,000 $ 23,300 $ 99,000
Denton, Texas 622 $ 11,325,000 $ 18,207 $ 91,000
Pinellas, Florida 619 $ 5,373,000 $ 8,680 $ 69,000
El Paso, Colorado 616 $ 5,134,000 $ 8,334 $ 77,000
Camden, New Jersey 616 $ 4,977,000 $ 8,079 $ 88,000
Summit, Ohio 615 $ 5,151,000 $ 8,375 $ 67,000
New Haven, Connecticut 604 $ 25,734,000 $ 42,605 $ 93,000
Macomb, Michigan 604 $ 5,081,000 $ 8,412 $ 73,000
Lafourche, Louisiana 587 $ 34,212,000 $ 58,282 $ 71,000
Baltimore, Maryland 569 $ 5,023,000 $ 8,827 $ 87,000
Essex, New Jersey 565 $ 12,743,000 $ 22,553 $ 106,000
Burlington, New Jersey 552 $ 38,023,000 $ 68,882 $ 92,000
Middlesex, New Jersey 544 $ 10,074,000 $ 18,518 $ 105,000
Polk, Florida 535 $ 4,387,000 $ 8,200 $ 59,000
Livingston, Louisiana 519 $ 27,804,000 $ 53,572 $ 87,000
Jackson, Missouri 516 $ 5,280,000 $ 10,232 $ 76,000
San Diego, California 507 $ 5,577,000 $ 11,000 $ 83,000
Monmouth, New Jersey 507 $ 28,590,000 $ 56,390 $ 106,000
Westchester, New York 503 $ 14,870,000 $ 29,562 $ 140,000
Baltimore City, Maryland 501 $ 3,922,000 $ 7,828 $ 63,000
Davidson, Tennessee 499 $ 3,252,000 $ 6,517 $ 65,000
Bergen, New Jersey 496 $ 9,745,000 $ 19,647 $ 121,000
Sedgwick, Kansas 491 $ 4,942,000 $ 10,065 $ 66,000
Hampden, Massachusetts 484 $ 4,979,000 $ 10,287 $ 66,000
Milwaukee, Wisconsin 473 $ 5,682,000 $ 12,012 $ 69,000
Bucks, Pennsylvania 462 $ 4,281,000 $ 9,266 $ 98,000
Fairfax, Virginia 461 $ 4,900,000 $ 10,629 $ 137,000
Pulaski, Arkansas 460 $ 3,167,000 $ 6,884 $ 72,000
Middlesex, Massachusetts 460 $ 5,396,000 $ 11,730 $ 111,000
Hillsborough, Florida 457 $ 4,317,000 $ 9,446 $ 79,000
Sacramento, California 456 $ 4,618,000 $ 10,127 $ 73,000
Jefferson, Texas 446 $ 17,799,000 $ 39,908 $ 75,000
Lucas, Ohio 443 $ 4,314,000 $ 9,738 $ 66,000
Fairfield, Connecticut 434 $ 12,395,000 $ 28,559 $ 106,000
Montgomery, Maryland 423 $ 4,038,000 $ 9,546 $ 121,000
Terrebonne, Louisiana 415 $ 28,041,000 $ 67,568 $ 93,000
Ascension, Louisiana 413 $ 24,754,000 $ 59,937 $ 81,000
Ocean, New Jersey 413 $ 5,797,000 $ 14,036 $ 98,000
St. Louis, Missouri 410 $ 3,709,000 $ 9,046 $ 73,000
Fort Bend, Texas 409 $ 42,639,000 $ 104,251 $ 93,000
Lorain, Ohio 407 $ 3,516,000 $ 8,638 $ 64,000
Miami-Dade, Florida 405 $ 4,774,000 $ 11,787 $ 82,000
Arapahoe, Colorado 404 $ 3,658,000 $ 9,054 $ 80,000
Lafayette, Louisiana 399 $ 21,240,000 $ 53,233 $ 90,000
Rapides, Louisiana 399 $ 19,798,000 $ 49,619 $ 72,000
Salt Lake, Utah 396 $ 3,539,000 $ 8,936 $ 66,000
Broward, Florida 395 $ 4,499,000 $ 11,389 $ 80,000
Bronx, New York 393 $ 12,806,000 $ 32,585 $ 75,000
Snohomish, Washington 393 $ 4,790,000 $ 12,188 $ 88,000
Worcester, Massachusetts 391 $ 4,422,000 $ 11,309 $ 93,000
Chester, Pennsylvania 390 $ 3,523,000 $ 9,033 $ 98,000
Union, New Jersey 382 $ 20,072,000 $ 52,544 $ 106,000
Montgomery, Ohio 376 $ 2,893,000 $ 7,694 $ 78,000
Hennepin, Minnesota 358 $ 3,335,000 $ 9,315 $ 83,000
Multnomah, Oregon 357 $ 3,453,000 $ 9,672 $ 67,000
Oklahoma, Oklahoma 353 $ 2,571,000 $ 7,283 $ 69,000
Essex, Massachusetts 350 $ 4,205,000 $ 12,014 $ 101,000
Montgomery, Texas 348 $ 16,674,000 $ 47,913 $ 100,000
Luzerne, Pennsylvania 347 $ 4,420,000 $ 12,737 $ 69,000
Jefferson, Colorado 346 $ 2,962,000 $ 8,560 $ 86,000
Smith, Texas 345 $ 13,982,000 $ 40,527 $ 81,000
District of Columbia, District Of Columbia 337 $ 3,117,000 $ 9,249 $ 95,000
Prince William, Virginia 337 $ 3,285,000 $ 9,747 $ 113,000
DeKalb, Georgia 336 $ 2,435,000 $ 7,247 $ 69,000
Adams, Colorado 335 $ 2,996,000 $ 8,943 $ 70,000
Gloucester, New Jersey 334 $ 2,928,000 $ 8,766 $ 98,000
Providence, Rhode Island 329 $ 3,338,000 $ 10,145 $ 82,000
Jefferson, Kentucky 327 $ 3,000,000 $ 9,174 $ 80,000
Mercer, New Jersey 327 $ 3,010,000 $ 9,204 $ 95,000
Mahoning, Ohio 323 $ 2,422,000 $ 7,498 $ 56,000
Stark, Ohio 320 $ 2,657,000 $ 8,303 $ 66,000
York, Pennsylvania 320 $ 3,022,000 $ 9,443 $ 80,000
Cobb, Georgia 317 $ 2,470,000 $ 7,791 $ 96,000
Gwinnett, Georgia 315 $ 2,365,000 $ 7,507 $ 82,000
DuPage, Illinois 309 $ 3,485,000 $ 11,278 $ 100,000
Will, Illinois 309 $ 3,557,000 $ 11,511 $ 88,000
Anne Arundel, Maryland 309 $ 3,120,000 $ 10,097 $ 104,000
Denver, Colorado 306 $ 27,365,000 $ 89,428 $ 70,000
Fulton, Georgia 305 $ 2,655,000 $ 8,704 $ 87,000
Chesterfield, Virginia 304 $ 2,952,000 $ 9,710 $ 78,000
Butler, Ohio 301 $ 2,672,000 $ 8,877 $ 87,000
Johnson, Kansas 293 $ 2,990,000 $ 10,204 $ 90,000
Brevard, Florida 292 $ 3,561,000 $ 12,195 $ 78,000
Travis, Texas 291 $ 12,519,000 $ 43,020 $ 77,000
Lancaster, Pennsylvania 290 $ 2,429,000 $ 8,375 $ 80,000
Richmond, Georgia 287 $ 2,177,000 $ 7,585 $ 68,000
Ouachita, Louisiana 283 $ 14,510,000 $ 51,272 $ 79,000
Douglas, Nebraska 283 $ 2,667,000 $ 9,424 $ 73,000
Henrico, Virginia 279 $ 47,506,000 $ 170,272 $ 70,000
Bossier, Louisiana 278 $ 14,092,000 $ 50,690 $ 71,000
Kern, California 277 $ 2,873,000 $ 10,371 $ 77,000
Richmond, New York 276 $ 3,602,000 $ 13,050 $ 98,000
Berks, Pennsylvania 274 $ 2,804,000 $ 10,233 $ 76,000
Horry, South Carolina 273 $ 1,896,000 $ 6,945 $ 52,000
Lehigh, Pennsylvania 272 $ 42,803,000 $ 157,363 $ 80,000
Hudson, New Jersey 271 $ 16,966,000 $ 62,605 $ 92,000
Marion, Oregon 270 $ 2,734,000 $ 10,125 $ 68,000
St. Charles, Louisiana 266 $ 16,090,000 $ 60,488 $ 74,000
Norfolk, Massachusetts 265 $ 3,270,000 $ 12,339 $ 120,000
Bell, Texas 264 $ 2,821,000 $ 10,685 $ 70,000
Lake, Indiana 261 $ 2,196,000 $ 8,413 $ 59,000
Allegheny, Pennsylvania 261 $ 2,357,000 $ 9,030 $ 74,000
Fresno, California 260 $ 2,147,000 $ 8,257 $ 68,000
Clark, Washington 260 $ 2,865,000 $ 11,019 $ 72,000
Trumbull, Ohio 258 $ 1,947,000 $ 7,546 $ 62,000
Orange, Texas 258 $ 7,794,000 $ 30,209 $ 73,000
Bernalillo, New Mexico 254 $ 2,084,000 $ 8,204 $ 80,000
Monroe, Michigan 248 $ 1,867,000 $ 7,528 $ 64,000
Fayette, Kentucky 245 $ 2,383,000 $ 9,726 $ 91,000
Morris, New Jersey 244 $ 3,815,000 $ 15,635 $ 132,000
Plymouth, Massachusetts 241 $ 2,771,000 $ 11,497 $ 91,000
Tulsa, Oklahoma 232 $ 1,836,000 $ 7,913 $ 65,000
Harford, Maryland 229 $ 2,193,000 $ 9,576 $ 98,000
Pasco, Florida 227 $ 2,162,000 $ 9,524 $ 65,000
Passaic, New Jersey 227 $ 7,201,000 $ 31,722 $ 101,000
St. Bernard, Louisiana 223 $ 7,979,000 $ 35,780 $ 65,000
Schuylkill, Pennsylvania 222 $ 2,599,000 $ 11,707 $ 67,000
Monroe, Pennsylvania 221 $ 3,130,000 $ 14,162 $ 82,000
Washington, Louisiana 220 $ 9,700,000 $ 44,090 $ 57,000
Jefferson, Alabama 219 $ 1,739,000 $ 7,940 $ 59,000
Nueces, Texas 218 $ 5,499,000 $ 25,224 $ 87,000
St. John the Baptist, Louisiana 216 $ 11,720,000 $ 54,259 $ 69,000
Tangipahoa, Louisiana 216 $ 12,670,000 $ 58,657 $ 72,000
Dauphin, Pennsylvania 215 $ 2,034,000 $ 9,460 $ 67,000
Wake, North Carolina 213 $ 1,895,000 $ 8,896 $ 77,000
Genesee, Michigan 212 $ 1,587,000 $ 7,485 $ 60,000
Atlantic, New Jersey 212 $ 1,909,000 $ 9,004 $ 79,000
Cumberland, North Carolina 212 $ 2,301,000 $ 10,853 $ 69,000
Onondaga, New York 209 $ 2,310,000 $ 11,052 $ 56,000
Bowie, Texas 209 $ 10,534,000 $ 50,401 $ 65,000
Lake, Ohio 208 $ 1,692,000 $ 8,134 $ 75,000
York, South Carolina 208 $ 1,591,000 $ 7,649 $ 75,000
Lackawanna, Pennsylvania 207 $ 2,455,000 $ 11,859 $ 64,000
Dakota, Minnesota 204 $ 1,516,000 $ 7,431 $ 90,000
Madison, Alabama 203 $ 1,663,000 $ 8,192 $ 65,000
Avoyelles, Louisiana 203 $ 7,820,000 $ 38,522 $ 53,000
Bristol, Massachusetts 203 $ 2,305,000 $ 11,354 $ 93,000
Gaston, North Carolina 196 $ 1,580,000 $ 8,061 $ 73,000
Hamilton, Indiana 195 $ 2,397,000 $ 12,292 $ 119,000
Anderson, Texas 195 $ 6,860,000 $ 35,179 $ 72,000
Shelby, Tennessee 194 $ 1,814,000 $ 9,350 $ 75,000
Galveston, Texas 193 $ 6,649,000 $ 34,450 $ 96,000
Kitsap, Washington 192 $ 2,476,000 $ 12,895 $ 71,000
Contra Costa, California 189 $ 2,471,000 $ 13,074 $ 101,000
Williamson, Texas 187 $ 5,889,000 $ 31,491 $ 87,000
Suffolk, Massachusetts 186 $ 2,091,000 $ 11,241 $ 87,000
Alameda, California 185 $ 2,424,000 $ 13,102 $ 102,000
Cabarrus, North Carolina 184 $ 1,523,000 $ 8,277 $ 75,000
Orange, New York 180 $ 2,496,000 $ 13,866 $ 92,000
Winnebago, Illinois 179 $ 1,442,000 $ 8,055 $ 61,000
Broome, New York 179 $ 1,901,000 $ 10,620 $ 57,000
New York, New York 179 $ 158,166,000 $ 883,608 $ 307,000
Richmond City, Virginia 179 $ 1,801,000 $ 10,061 $ 65,000
Lake, Illinois 174 $ 1,805,000 $ 10,373 $ 87,000
Ramsey, Minnesota 174 $ 1,444,000 $ 8,298 $ 77,000
Clay, Missouri 173 $ 1,775,000 $ 10,260 $ 72,000
Rutherford, Tennessee 173 $ 1,344,000 $ 7,768 $ 68,000
Northampton, Pennsylvania 171 $ 2,006,000 $ 11,730 $ 85,000
Harrison, Texas 170 $ 6,537,000 $ 38,452 $ 72,000
Washington, Oregon 169 $ 1,590,000 $ 9,408 $ 78,000
Johnson, Texas 169 $ 1,591,000 $ 9,414 $ 78,000
Lubbock, Texas 169 $ 1,116,000 $ 6,603 $ 57,000
Kane, Illinois 167 $ 1,551,000 $ 9,287 $ 79,000
Thurston, Washington 167 $ 2,022,000 $ 12,107 $ 75,000
Santa Clara, California 166 $ 2,139,000 $ 12,885 $ 101,000
Somerset, New Jersey 166 $ 32,890,000 $ 198,132 $ 110,000
Duval, Florida 163 $ 1,435,000 $ 8,803 $ 65,000
McLennan, Texas 163 $ 1,470,000 $ 9,018 $ 72,000
Fairfield, Ohio 162 $ 1,390,000 $ 8,580 $ 97,000
Clackamas, Oregon 161 $ 1,685,000 $ 10,465 $ 83,000
Pinal, Arizona 160 $ 2,215,000 $ 13,843 $ 109,000
Rockland, New York 160 $ 5,997,000 $ 37,481 $ 111,000
Licking, Ohio 159 $ 1,475,000 $ 9,276 $ 83,000
Kaufman, Texas 159 $ 2,650,000 $ 16,666 $ 85,000
Medina, Ohio 158 $ 1,657,000 $ 10,487 $ 83,000
Clermont, Ohio 157 $ 1,336,000 $ 8,509 $ 77,000
New London, Connecticut 156 $ 1,696,000 $ 10,871 $ 84,000
Orange, Florida 155 $ 1,647,000 $ 10,625 $ 61,000
Waukesha, Wisconsin 155 $ 1,610,000 $ 10,387 $ 85,000
Polk, Iowa 153 $ 1,382,000 $ 9,032 $ 73,000
Washtenaw, Michigan 152 $ 1,380,000 $ 9,078 $ 84,000
Cumberland, Maine 150 $ 1,811,000 $ 12,073 $ 78,000
Monroe, New York 149 $ 1,800,000 $ 12,080 $ 74,000
Assumption, Louisiana 148 $ 5,895,000 $ 39,831 $ 57,000
Iberia, Louisiana 147 $ 5,542,000 $ 37,700 $ 230,000
Shawnee, Kansas 143 $ 1,522,000 $ 10,643 $ 68,000
Vermilion, Louisiana 142 $ 5,873,000 $ 41,359 $ 67,000
Charles, Maryland 142 $ 1,675,000 $ 11,795 $ 115,000
Gregg, Texas 142 $ 5,001,000 $ 35,218 $ 83,000
Kent, Delaware 139 $ 1,393,000 $ 10,021 $ 78,000
Portage, Ohio 138 $ 1,352,000 $ 9,797 $ 66,000
Montgomery, Tennessee 138 $ 1,367,000 $ 9,905 $ 79,000
De Soto, Louisiana 137 $ 4,721,000 $ 34,459 $ 63,000
Hillsborough, New Hampshire 137 $ 1,735,000 $ 12,664 $ 93,000
Warren, Ohio 137 $ 1,134,000 $ 8,277 $ 84,000
Tulare, California 134 $ 1,386,000 $ 10,343 $ 71,000
Brazoria, Texas 134 $ 3,062,000 $ 22,850 $ 87,000
Kenton, Kentucky 130 $ 1,300,000 $ 10,000 $ 70,000
Ada, Idaho 128 $ 1,141,000 $ 8,914 $ 64,000
Anoka, Minnesota 128 $ 1,154,000 $ 9,015 $ 66,000
Oneida, New York 128 $ 1,105,000 $ 8,632 $ 48,000
Utah, Utah 128 $ 1,366,000 $ 10,671 $ 104,000
St. Mary, Louisiana 127 $ 3,640,000 $ 28,661 $ 57,000
Columbia, Georgia 126 $ 1,116,000 $ 8,857 $ 79,000
Clayton, Georgia 125 $ 921,000 $ 7,368 $ 67,000
Cumberland, New Jersey 124 $ 1,345,000 $ 10,846 $ 80,000
Angelina, Texas 124 $ 3,987,000 $ 32,153 $ 65,000
Pueblo, Colorado 123 $ 870,000 $ 7,073 $ 58,000
Allen, Indiana 123 $ 1,160,000 $ 9,430 $ 61,000
Jefferson Davis, Louisiana 123 $ 5,398,000 $ 43,886 $ 61,000
Delaware, Ohio 123 $ 1,101,000 $ 8,951 $ 102,000
Lonoke, Arkansas 121 $ 815,000 $ 6,735 $ 79,000
Virginia Beach, Virginia 120 $ 1,261,000 $ 10,508 $ 72,000
Carbon, Pennsylvania 119 $ 1,561,000 $ 13,117 $ 74,000
Sumner, Tennessee 119 $ 927,000 $ 7,789 $ 83,000
Ellis, Texas 119 $ 1,256,000 $ 10,554 $ 85,000
Parker, Texas 119 $ 2,686,000 $ 22,571 $ 87,000
Litchfield, Connecticut 118 $ 1,167,000 $ 9,889 $ 95,000
Wyandotte, Kansas 118 $ 1,141,000 $ 9,669 $ 67,000
Howard, Maryland 118 $ 1,102,000 $ 9,338 $ 112,000
Peoria, Illinois 117 $ 952,000 $ 8,136 $ 56,000
Union, North Carolina 117 $ 906,000 $ 7,743 $ 78,000
Rockingham, New Hampshire 115 $ 1,381,000 $ 12,008 $ 104,000
Solano, California 113 $ 1,420,000 $ 12,566 $ 93,000
Sarpy, Nebraska 113 $ 1,102,000 $ 9,752 $ 84,000
Taylor, Texas 113 $ 794,000 $ 7,026 $ 63,000
Hampton, Virginia 113 $ 1,244,000 $ 11,008 $ 59,000
Palm Beach, Florida 111 $ 1,703,000 $ 15,342 $ 84,000
Allen, Louisiana 111 $ 4,692,000 $ 42,270 $ 72,000
St. Clair, Illinois 109 $ 1,086,000 $ 9,963 $ 69,000
Georgetown, South Carolina 109 $ 776,000 $ 7,119 $ 46,000
Midland, Texas 108 $ 843,000 $ 7,805 $ 78,000
Dane, Wisconsin 108 $ 1,053,000 $ 9,750 $ 65,000
Williamson, Illinois 107 $ 775,000 $ 7,242 $ 51,000
Wilson, Tennessee 106 $ 864,000 $ 8,150 $ 81,000
Racine, Wisconsin 105 $ 1,195,000 $ 11,380 $ 62,000
Johnson, Indiana 104 $ 1,127,000 $ 10,836 $ 77,000
York, Maine 104 $ 1,302,000 $ 12,519 $ 72,000
Cecil, Maryland 104 $ 1,145,000 $ 11,009 $ 96,000
Frederick, Maryland 104 $ 1,086,000 $ 10,442 $ 93,000
Durham, North Carolina 104 $ 887,000 $ 8,528 $ 71,000
Knox, Tennessee 104 $ 785,000 $ 7,548 $ 60,000
Weber, Utah 104 $ 919,000 $ 8,836 $ 56,000
Cowlitz, Washington 103 $ 1,114,000 $ 10,815 $ 61,000
San Joaquin, California 102 $ 1,078,000 $ 10,568 $ 75,000
Ventura, California 102 $ 1,238,000 $ 12,137 $ 99,000
Erie, New York 102 $ 15,443,000 $ 151,401 $ 64,000
Sarasota, Florida 101 $ 1,070,000 $ 10,594 $ 62,000
Cleveland, Oklahoma 101 $ 779,000 $ 7,712 $ 75,000
Douglas, Colorado 100 $ 1,105,000 $ 11,050 $ 114,000
Madison, Illinois 100 $ 1,036,000 $ 10,360 $ 63,000
St. Louis City, Missouri 100 $ 817,000 $ 8,170 $ 53,000
Grant, Louisiana 99 $ 5,401,000 $ 54,555 $ 71,000
Albany, New York 98 $ 1,071,000 $ 10,928 $ 65,000
Weld, Colorado 97 $ 942,000 $ 9,711 $ 67,000
Middlesex, Connecticut 97 $ 1,107,000 $ 11,412 $ 104,000
Cumberland, Pennsylvania 97 $ 954,000 $ 9,835 $ 73,000
Volusia, Florida 96 $ 1,167,000 $ 12,156 $ 66,000
Washington, Minnesota 96 $ 734,000 $ 7,645 $ 97,000
Ector, Texas 96 $ 810,000 $ 8,437 $ 88,000
Wood, Texas 96 $ 5,913,000 $ 61,593 $ 85,000
Stafford, Virginia 96 $ 1,119,000 $ 11,656 $ 121,000
Tolland, Connecticut 95 $ 922,000 $ 9,705 $ 98,000
Henry, Georgia 95 $ 761,000 $ 8,010 $ 86,000
Hampshire, Massachusetts 95 $ 1,081,000 $ 11,378 $ 72,000
Webster, Louisiana 94 $ 3,558,000 $ 37,851 $ 120,000
Kent, Michigan 94 $ 733,000 $ 7,797 $ 60,000
Brunswick, North Carolina 94 $ 816,000 $ 8,680 $ 54,000
Columbia, Pennsylvania 94 $ 1,124,000 $ 11,957 $ 66,000
Coryell, Texas 94 $ 1,019,000 $ 10,840 $ 74,000
Henderson, Texas 94 $ 1,806,000 $ 19,212 $ 65,000
Greene, Missouri 93 $ 717,000 $ 7,709 $ 64,000
St. Charles, Missouri 93 $ 855,000 $ 9,193 $ 83,000
Lane, Oregon 92 $ 1,002,000 $ 10,891 $ 64,000
Hunt, Texas 92 $ 1,303,000 $ 14,163 $ 67,000
Van Zandt, Texas 92 $ 1,541,000 $ 16,750 $ 64,000
Lee, Florida 91 $ 943,000 $ 10,362 $ 65,000
Oswego, New York 91 $ 843,000 $ 9,263 $ 43,000
Comanche, Oklahoma 91 $ 803,000 $ 8,824 $ 73,000
Norfolk, Virginia 91 $ 1,157,000 $ 12,714 $ 61,000
Columbiana, Ohio 90 $ 663,000 $ 7,366 $ 61,000
Linn, Oregon 90 $ 987,000 $ 10,966 $ 60,000
El Paso, Texas 90 $ 744,000 $ 8,266 $ 57,000
Susquehanna, Pennsylvania 89 $ 931,000 $ 10,460 $ 60,000
Dutchess, New York 88 $ 1,355,000 $ 15,397 $ 92,000
Chesapeake, Virginia 88 $ 1,170,000 $ 13,295 $ 80,000
Portsmouth, Virginia 87 $ 1,139,000 $ 13,091 $ 65,000
Stearns, Minnesota 86 $ 656,000 $ 7,627 $ 60,000
Greene, Ohio 86 $ 629,000 $ 7,313 $ 80,000
Loudoun, Virginia 86 $ 897,000 $ 10,430 $ 132,000
Carroll, Maryland 85 $ 987,000 $ 11,611 $ 94,000
Wood, Ohio 85 $ 868,000 $ 10,211 $ 65,000
Saline, Arkansas 84 $ 684,000 $ 8,142 $ 79,000
Sandoval, New Mexico 83 $ 596,000 $ 7,180 $ 82,000
Kent, Rhode Island 83 $ 714,000 $ 8,602 $ 76,000
Cherokee, Texas 83 $ 2,732,000 $ 32,915 $ 60,000
Craighead, Arkansas 82 $ 413,000 $ 5,036 $ 66,000
McHenry, Illinois 82 $ 915,000 $ 11,158 $ 91,000
Aiken, South Carolina 82 $ 725,000 $ 8,841 $ 77,000
Randall, Texas 82 $ 693,000 $ 8,451 $ 74,000
Davis, Utah 82 $ 861,000 $ 10,500 $ 71,000
Newport News, Virginia 82 $ 784,000 $ 9,560 $ 69,000
Grays Harbor, Washington 82 $ 988,000 $ 12,048 $ 59,000
Morehouse, Louisiana 81 $ 3,778,000 $ 46,641 $ 69,000
Saratoga, New York 81 $ 954,000 $ 11,777 $ 70,000
Schenectady, New York 81 $ 958,000 $ 11,827 $ 62,000
Butte, California 80 $ 782,000 $ 9,775 $ 62,000
Livingston, Michigan 80 $ 805,000 $ 10,062 $ 90,000
Benton, Arkansas 79 $ 807,000 $ 10,215 $ 73,000
Windham, Connecticut 79 $ 853,000 $ 10,797 $ 81,000
Clark, Ohio 79 $ 713,000 $ 9,025 $ 69,000
Hanover, Virginia 79 $ 788,000 $ 9,974 $ 74,000
Williamson, Tennessee 78 $ 629,000 $ 8,064 $ 112,000
Shasta, California 77 $ 756,000 $ 9,818 $ 76,000
Larimer, Colorado 77 $ 772,000 $ 10,025 $ 78,000
Ingham, Michigan 77 $ 690,000 $ 8,961 $ 56,000
Rensselaer, New York 76 $ 893,000 $ 11,750 $ 70,000
Stanislaus, California 75 $ 888,000 $ 11,840 $ 80,000
Lenawee, Michigan 75 $ 827,000 $ 11,026 $ 67,000
Salem, New Jersey 75 $ 730,000 $ 9,733 $ 79,000
Champaign, Illinois 74 $ 729,000 $ 9,851 $ 73,000
Madison, Indiana 74 $ 684,000 $ 9,243 $ 67,000
Androscoggin, Maine 74 $ 777,000 $ 10,500 $ 76,000
Hernando, Florida 73 $ 849,000 $ 11,630 $ 52,000
Manatee, Florida 73 $ 673,000 $ 9,219 $ 69,000
Paulding, Georgia 73 $ 541,000 $ 7,410 $ 82,000
Franklin, Illinois 73 $ 486,000 $ 6,657 $ 53,000
Ashtabula, Ohio 73 $ 700,000 $ 9,589 $ 54,000
Cherokee, Georgia 72 $ 643,000 $ 8,930 $ 93,000
Geauga, Ohio 72 $ 794,000 $ 11,027 $ 98,000
Yamhill, Oregon 72 $ 738,000 $ 10,250 $ 71,000
Northumberland, Pennsylvania 72 $ 1,031,000 $ 14,319 $ 55,000
Pike, Pennsylvania 72 $ 1,166,000 $ 16,194 $ 82,000
Douglas, Georgia 71 $ 449,000 $ 6,323 $ 77,000
Campbell, Kentucky 71 $ 683,000 $ 9,619 $ 77,000
Saginaw, Michigan 71 $ 661,000 $ 9,309 $ 60,000
Lebanon, Pennsylvania 71 $ 653,000 $ 9,197 $ 63,000
Colorado, Texas 71 $ 3,377,000 $ 47,563 $ 63,000
Wharton, Texas 71 $ 2,919,000 $ 41,112 $ 70,000
Santa Barbara, California 70 $ 461,000 $ 6,585 $ 78,000
Boulder, Colorado 70 $ 703,000 $ 10,042 $ 98,000
Cass, Missouri 70 $ 795,000 $ 11,357 $ 82,000
Warren, New Jersey 70 $ 900,000 $ 12,857 $ 107,000
Guadalupe, Texas 70 $ 1,454,000 $ 20,771 $ 82,000
White, Arkansas 69 $ 473,000 $ 6,855 $ 66,000
St. Clair, Michigan 69 $ 599,000 $ 8,681 $ 70,000
Richland, Ohio 69 $ 501,000 $ 7,260 $ 58,000
Wayne, Ohio 69 $ 710,000 $ 10,289 $ 71,000
Bannock, Idaho 68 $ 699,000 $ 10,279 $ 53,000
Spotsylvania, Virginia 68 $ 869,000 $ 12,779 $ 85,000
Yakima, Washington 68 $ 566,000 $ 8,323 $ 60,000
Faulkner, Arkansas 67 $ 529,000 $ 7,895 $ 65,000
Barnstable, Massachusetts 67 $ 836,000 $ 12,477 $ 95,000
Lancaster, Nebraska 67 $ 554,000 $ 8,268 $ 70,000
Sussex, New Jersey 67 $ 863,000 $ 12,880 $ 108,000
Fulton, New York 67 $ 750,000 $ 11,194 $ 40,000
Hardin, Texas 67 $ 2,197,000 $ 32,791 $ 101,000
Acadia, Louisiana 66 $ 2,138,000 $ 32,393 $ 60,000
St. Lucie, Florida 65 $ 618,000 $ 9,507 $ 105,000
Bonneville, Idaho 65 $ 510,000 $ 7,846 $ 47,000
Washoe, Nevada 65 $ 739,000 $ 11,369 $ 73,000
Hancock, Ohio 65 $ 573,000 $ 8,815 $ 55,000
Potter, Texas 65 $ 537,000 $ 8,261 $ 48,000
Muscogee, Georgia 64 $ 499,000 $ 7,796 $ 63,000
Hendricks, Indiana 64 $ 696,000 $ 10,875 $ 84,000
Hinds, Mississippi 64 $ 1,188,000 $ 18,562 $ 71,000
Cass, Texas 64 $ 3,152,000 $ 49,250 $ 75,000
Rockwall, Texas 64 $ 1,381,000 $ 21,578 $ 105,000
Randolph, Arkansas 63 $ 379,000 $ 6,015 $ 53,000
Marion, Florida 63 $ 557,000 $ 8,841 $ 49,000
Madison, Louisiana 63 $ 2,460,000 $ 39,047 $ 62,000
Jackson, Mississippi 63 $ 376,000 $ 5,968 $ 66,000
Montgomery, New York 63 $ 676,000 $ 10,730 $ 57,000
Guilford, North Carolina 63 $ 505,000 $ 8,015 $ 60,000
Iredell, North Carolina 63 $ 561,000 $ 8,904 $ 85,000
Sandusky, Ohio 63 $ 717,000 $ 11,380 $ 58,000
Butler, Pennsylvania 63 $ 474,000 $ 7,523 $ 64,000
Scurry, Texas 62 $ 387,000 $ 6,241 $ 60,000
Mississippi, Arkansas 61 $ 427,000 $ 7,000 $ 63,000
Placer, California 61 $ 709,000 $ 11,622 $ 87,000
San Mateo, California 61 $ 899,000 $ 14,737 $ 107,000
Boone, Kentucky 61 $ 652,000 $ 10,688 $ 84,000
Kennebec, Maine 61 $ 734,000 $ 12,032 $ 59,000
Jefferson, Missouri 61 $ 605,000 $ 9,918 $ 75,000
Hunterdon, New Jersey 61 $ 29,056,000 $ 476,327 $ 117,000
Richland, South Carolina 61 $ 513,000 $ 8,409 $ 63,000
Laramie, Wyoming 61 $ 595,000 $ 9,754 $ 79,000
Pope, Arkansas 60 $ 614,000 $ 10,233 $ 59,000
Sonoma, California 60 $ 663,000 $ 11,050 $ 85,000
Tazewell, Illinois 60 $ 473,000 $ 7,883 $ 58,000
Merrimack, New Hampshire 60 $ 693,000 $ 11,550 $ 71,000
Chenango, New York 60 $ 514,000 $ 8,566 $ 45,000
Forsyth, North Carolina 60 $ 519,000 $ 8,650 $ 69,000
Beaver, Pennsylvania 60 $ 601,000 $ 10,016 $ 62,000
Mercer, Pennsylvania 60 $ 484,000 $ 8,066 $ 63,000
San Patricio, Texas 60 $ 824,000 $ 13,733 $ 77,000
Victoria, Texas 60 $ 1,175,000 $ 19,583 $ 65,000
West Carroll, Louisiana 59 $ 1,845,000 $ 31,271 $ 64,000
Bay, Michigan 59 $ 525,000 $ 8,898 $ 54,000
Boone, Missouri 59 $ 586,000 $ 9,932 $ 81,000
Polk, Oregon 59 $ 573,000 $ 9,711 $ 69,000
Lewis, Washington 59 $ 684,000 $ 11,593 $ 56,000
Washington, Maryland 58 $ 638,000 $ 11,000 $ 104,000
Westmoreland, Pennsylvania 58 $ 554,000 $ 9,551 $ 69,000
Mobile, Alabama 57 $ 665,000 $ 11,666 $ 62,000
Sussex, Delaware 57 $ 664,000 $ 11,649 $ 84,000
Pickaway, Ohio 57 $ 521,000 $ 9,140 $ 81,000
Miller, Arkansas 56 $ 1,804,000 $ 32,214 $ 65,000
DeKalb, Illinois 56 $ 366,000 $ 6,535 $ 73,000
Platte, Missouri 56 $ 552,000 $ 9,857 $ 86,000
Chaves, New Mexico 56 $ 303,000 $ 5,410 $ 62,000
Otsego, New York 56 $ 473,000 $ 8,446 $ 44,000
Robeson, North Carolina 56 $ 587,000 $ 10,482 $ 60,000
Wichita, Texas 56 $ 577,000 $ 10,303 $ 61,000
Mason, Washington 56 $ 730,000 $ 13,035 $ 64,000
Martin, Florida 55 $ 431,000 $ 7,836 $ 123,000
Butler, Kansas 55 $ 623,000 $ 11,327 $ 71,000
Hardin, Kentucky 55 $ 584,000 $ 10,618 $ 73,000
Chemung, New York 55 $ 623,000 $ 11,327 $ 52,000
Erie, Ohio 55 $ 569,000 $ 10,345 $ 64,000
Robertson, Tennessee 55 $ 407,000 $ 7,400 $ 61,000
Hays, Texas 55 $ 1,616,000 $ 29,381 $ 84,000
Kenosha, Wisconsin 55 $ 636,000 $ 11,563 $ 60,000
St. Joseph, Indiana 54 $ 460,000 $ 8,518 $ 63,000
St. Landry, Louisiana 54 $ 2,300,000 $ 42,592 $ 65,000
Scott, Minnesota 54 $ 324,000 $ 6,000 $ 114,000
Herkimer, New York 54 $ 543,000 $ 10,055 $ 56,000
Craven, North Carolina 54 $ 648,000 $ 12,000 $ 62,000
Hamilton, Tennessee 54 $ 464,000 $ 8,592 $ 62,000
Washington, Wisconsin 54 $ 735,000 $ 13,611 $ 75,000
Pima, Arizona 53 $ 1,515,000 $ 28,584 $ 57,000
Howard, Indiana 53 $ 493,000 $ 9,301 $ 58,000
Leavenworth, Kansas 53 $ 551,000 $ 10,396 $ 95,000
St. Martin, Louisiana 53 $ 1,905,000 $ 35,943 $ 62,000
Seneca, Ohio 53 $ 497,000 $ 9,377 $ 46,000
Columbia, Oregon 53 $ 571,000 $ 10,773 $ 66,000
Wyoming, Pennsylvania 53 $ 687,000 $ 12,962 $ 58,000
Liberty, Texas 53 $ 989,000 $ 18,660 $ 99,000
Matagorda, Texas 53 $ 1,313,000 $ 24,773 $ 108,000
Skagit, Washington 53 $ 552,000 $ 10,415 $ 70,000
Whatcom, Washington 53 $ 640,000 $ 12,075 $ 63,000
Berkeley, West Virginia 53 $ 617,000 $ 11,641 $ 97,000
Lake, Florida 52 $ 435,000 $ 8,365 $ 68,000
Franklin, Kentucky 52 $ 482,000 $ 9,269 $ 79,000
Calvert, Maryland 52 $ 683,000 $ 13,134 $ 107,000
Jefferson, New York 52 $ 577,000 $ 11,096 $ 46,000
Harnett, North Carolina 52 $ 624,000 $ 12,000 $ 59,000
Marion, Ohio 52 $ 439,000 $ 8,442 $ 67,000
Lycoming, Pennsylvania 52 $ 790,000 $ 15,192 $ 57,000
Lamar, Texas 52 $ 2,002,000 $ 38,500 $ 50,000
Island, Washington 52 $ 540,000 $ 10,384 $ 64,000
Elkhart, Indiana 51 $ 439,000 $ 8,607 $ 58,000
Pottawattamie, Iowa 51 $ 495,000 $ 9,705 $ 69,000
Claiborne, Louisiana 51 $ 1,719,000 $ 33,705 $ 72,000
West Baton Rouge, Louisiana 51 $ 2,763,000 $ 54,176 $ 70,000
Johnston, North Carolina 51 $ 597,000 $ 11,705 $ 71,000
Bradford, Pennsylvania 51 $ 680,000 $ 13,333 $ 57,000
Wayne, Pennsylvania 51 $ 648,000 $ 12,705 $ 70,000
Fayette, Georgia 50 $ 507,000 $ 10,140 $ 94,000
Vermilion, Illinois 50 $ 465,000 $ 9,300 $ 61,000
Olmsted, Minnesota 50 $ 550,000 $ 11,000 $ 76,000
Cayuga, New York 50 $ 509,000 $ 10,180 $ 47,000
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Mortgage Loan Application Detail Totals for Capital One NA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 138,700 $1,794,688,000 $12,000 $44,760,000 $78,000 $7,681,000
Refinancing 6,265 $665,319,000 $106,000 $3,500,000 $105,000 $9,999,000
Home Purchase 1,379 $637,267,000 $462,000 $59,250,000 $174,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 65,987 $1,186,582,000 $17,000 $8,600,000 $82,000 $9,999,000
Not Provided 51,237 $624,704,000 $12,000 $3,250,000 $78,000 $9,999,000
Black or African American 17,337 $287,932,000 $16,000 $1,150,000 $69,000 $5,000,000
Hispanic 8,411 $172,362,000 $20,000 $752,000 $73,000 $3,408,000
Asian 1,590 $44,832,000 $28,000 $855,000 $100,000 $2,640,000
American Indian or Alaskan Native 854 $16,192,000 $18,000 $423,000 $76,000 $2,640,000
Not applicable 499 $757,086,000 $1,517,000 $59,250,000 $366,000 $9,999,000
Native Hawaiian or Other Pacific Islander 429 $7,584,000 $17,000 $372,000 $87,000 $804,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 146,296 $3,093,963,000 $21,000 $59,250,000 $80,000 $9,999,000
FHA-insured (Federal Housing Administration) 48 $3,311,000 $68,000 $168,000 $27,000 $66,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 72,082 $1,162,567,000 $16,000 $5,500,000 $71,000 $6,003,000
Loan Originated 55,368 $1,422,804,000 $25,000 $59,250,000 $90,000 $9,999,000
Application Approved But Not Accepted 18,769 $383,309,000 $20,000 $13,500,000 $83,000 $8,325,000
Application Withdrawn By Applicant 73 $119,414,000 $1,635,000 $33,000,000 $208,000 $1,932,000
File Closed For Incompleteness 52 $9,180,000 $176,000 $1,352,000 $504,000 $9,999,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 64,817 $777,992,000 $12,000 $5,500,000 $71,000 $6,003,000
Debt-To-Income Ratio 3,120 $181,826,000 $58,000 $1,400,000 $41,000 $452,000
Other 1,788 $49,956,000 $27,000 $3,500,000 $90,000 $2,640,000
Collateral 843 $64,104,000 $76,000 $724,000 $92,000 $900,000
Credit Application Incomplete 810 $69,570,000 $85,000 $1,570,000 $91,000 $1,200,000
Unverifiable Information 671 $10,547,000 $15,000 $360,000 $86,000 $480,000
Insufficient Cash (Downpayment, Closing Cost) 22 $7,139,000 $324,000 $1,450,000 $61,000 $500,000
Employment History 10 $433,000 $43,000 $190,000 $61,000 $264,000
Mortgage Insurance Denied 1 $1,000,000 $1,000,000 $1,000,000 $235,000 $235,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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