Capital One NA Mortgage Lending & HMDA Data, 2008
In 2008, Capital One NA of Baton Rouge, LA reported 146,344 mortgage applications totaling $3.1 billion, up 111% from 2007. The average application was for $21,164, and applicants reported an average income of $80,060. 38% of its applications resulted in an originated loan and 49% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (5,033), New Orleans-Metairie-Kenner, LA (4,059) and Dallas-Plano-Irving, TX (3,793) (applications in parentheses).
| Mortgage Company & Address | Capital One NA 11130 Industrialplex Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 146,344 |
| Total Mortgage Loan Application Amount | $3,097,274,000 |
| Average Mortgage Loan Application Amount | $21,164 |
| Highest Mortgage Loan Application Amount | $59,250,000 |
| Average Applicant Income | $80,060 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 5,033 | $ 331,349,000 | $ 65,835 | $ 103,987 |
| New Orleans-Metairie-Kenner, LA | 4,059 | $ 266,714,000 | $ 65,709 | $ 86,000 |
| Dallas-Plano-Irving, TX | 3,793 | $ 90,048,000 | $ 23,740 | $ 88,000 |
| Chicago-Naperville-Joliet, IL | 3,571 | $ 34,867,000 | $ 9,763 | $ 75,000 |
| Philadelphia, PA | 3,543 | $ 37,740,000 | $ 10,651 | $ 82,000 |
| Houston-Sugar Land-Baytown, TX | 3,377 | $ 208,945,000 | $ 61,872 | $ 92,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,838 | $ 29,108,000 | $ 10,256 | $ 108,996 |
| Nassau-Suffolk, NY | 2,553 | $ 77,864,000 | $ 30,499 | $ 127,000 |
| Cleveland-Elyria-Mentor, OH | 2,483 | $ 22,114,000 | $ 8,906 | $ 72,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,218 | $ 27,282,000 | $ 12,300 | $ 87,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,086 | $ 16,503,000 | $ 7,911 | $ 82,000 |
| Baton Rouge, LA | 2,080 | $ 126,116,000 | $ 60,632 | $ 87,000 |
| Fort Worth-Arlington, TX | 2,071 | $ 26,048,000 | $ 12,577 | $ 82,000 |
| Columbus, OH | 2,000 | $ 16,125,000 | $ 8,062 | $ 84,000 |
| Baltimore-Towson, MD | 1,829 | $ 16,539,000 | $ 9,042 | $ 87,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,823 | $ 13,750,000 | $ 7,542 | $ 77,657 |
| Cincinnati-Middletown, OH-KY-IN | 1,802 | $ 16,365,000 | $ 9,081 | $ 78,227 |
| Edison-New Brunswick, NJ | 1,630 | $ 77,351,000 | $ 47,454 | $ 104,000 |
| Riverside-San Bernardino-Ontario, CA | 1,605 | $ 18,298,000 | $ 11,400 | $ 84,000 |
| Wilmington, DE-MD-NJ | 1,587 | $ 13,610,000 | $ 8,575 | $ 81,001 |
| Warren-Troy-Farmington Hills, MI | 1,556 | $ 13,455,000 | $ 8,647 | $ 79,000 |
| Detroit-Livonia-Dearborn, MI | 1,554 | $ 12,904,000 | $ 8,303 | $ 62,000 |
| Las Vegas-Paradise, NV | 1,547 | $ 15,289,000 | $ 9,882 | $ 82,000 |
| Denver-Aurora, CO | 1,545 | $ 38,665,000 | $ 25,025 | $ 79,000 |
| Camden, NJ | 1,502 | $ 45,928,000 | $ 30,577 | $ 92,000 |
| Kansas City, MO-KS | 1,401 | $ 14,462,000 | $ 10,322 | $ 78,906 |
| Newark-Union, NJ-PA | 1,391 | $ 67,715,000 | $ 48,680 | $ 109,498 |
| Tampa-St. Petersburg-Clearwater, FL | 1,376 | $ 12,701,000 | $ 9,230 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 1,198 | $ 14,292,000 | $ 11,929 | $ 85,000 |
| Indianapolis-Carmel, IN | 1,194 | $ 11,633,000 | $ 9,742 | $ 80,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,174 | $ 9,973,000 | $ 8,494 | $ 82,841 |
| Shreveport-Bossier City, LA | 1,174 | $ 53,520,000 | $ 45,587 | $ 78,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,173 | $ 13,791,000 | $ 11,757 | $ 104,000 |
| Hartford-West Hartford-East Hartford, CT | 1,085 | $ 15,961,000 | $ 14,710 | $ 88,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,081 | $ 11,019,000 | $ 10,193 | $ 72,751 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,079 | $ 7,836,000 | $ 7,262 | $ 72,000 |
| Richmond, VA | 1,040 | $ 55,376,000 | $ 53,246 | $ 70,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1,002 | $ 62,253,000 | $ 62,128 | $ 80,000 |
| Santa Ana-Anaheim-Irvine, CA | 994 | $ 11,467,000 | $ 11,536 | $ 100,000 |
| St. Louis, MO-IL | 988 | $ 9,448,000 | $ 9,562 | $ 69,714 |
| San Antonio, TX | 843 | $ 18,344,000 | $ 21,760 | $ 73,000 |
| Beaumont-Port Arthur, TX | 771 | $ 27,790,000 | $ 36,044 | $ 77,000 |
| Little Rock-North Little Rock-Conway, AR | 758 | $ 5,438,000 | $ 7,174 | $ 73,000 |
| Akron, OH | 753 | $ 6,503,000 | $ 8,636 | $ 67,000 |
| Lake Charles, LA | 719 | $ 39,884,000 | $ 55,471 | $ 77,000 |
| Milwaukee-Waukesha-West Allis, WI | 713 | $ 8,372,000 | $ 11,741 | $ 73,000 |
| Tacoma, WA | 710 | $ 8,197,000 | $ 11,545 | $ 77,000 |
| Providence-New Bedford-Fall River, RI-MA | 698 | $ 7,220,000 | $ 10,343 | $ 85,199 |
| Boston-Quincy, MA | 692 | $ 8,132,000 | $ 11,751 | $ 101,000 |
| McAllen-Edinburg-Mission, TX | 692 | $ 28,517,000 | $ 41,209 | $ 59,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 675 | $ 7,855,000 | $ 11,637 | $ 67,928 |
| Brownsville-Harlingen, TX | 660 | $ 21,520,000 | $ 32,606 | $ 69,000 |
| Youngstown-Warren-Boardman, OH-PA | 641 | $ 4,853,000 | $ 7,570 | $ 59,374 |
| Allentown-Bethlehem-Easton, PA-NJ | 632 | $ 47,270,000 | $ 74,794 | $ 82,990 |
| Colorado Springs, CO | 627 | $ 5,229,000 | $ 8,339 | $ 77,000 |
| Wichita, KS | 616 | $ 6,466,000 | $ 10,496 | $ 67,000 |
| Springfield, MA | 612 | $ 6,514,000 | $ 10,643 | $ 68,000 |
| Scranton--Wilkes-Barre, PA | 607 | $ 7,562,000 | $ 12,457 | $ 66,000 |
| New Haven-Milford, CT | 604 | $ 25,734,000 | $ 42,605 | $ 93,000 |
| Toledo, OH | 603 | $ 6,016,000 | $ 9,976 | $ 67,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 599 | $ 6,157,000 | $ 10,278 | $ 76,000 |
| Austin-Round Rock, TX | 589 | $ 20,974,000 | $ 35,609 | $ 82,000 |
| Oklahoma City, OK | 557 | $ 4,158,000 | $ 7,464 | $ 71,000 |
| Augusta-Richmond County, GA-SC | 551 | $ 4,536,000 | $ 8,232 | $ 71,555 |
| Lakeland-Winter Haven, FL | 535 | $ 4,387,000 | $ 8,200 | $ 59,000 |
| Louisville-Jefferson County, KY-IN | 534 | $ 5,109,000 | $ 9,567 | $ 81,089 |
| Bethesda-Frederick-Gaithersburg, MD | 527 | $ 5,124,000 | $ 9,722 | $ 115,000 |
| Dayton, OH | 525 | $ 4,086,000 | $ 7,782 | $ 77,000 |
| Pittsburgh, PA | 519 | $ 4,800,000 | $ 9,248 | $ 70,000 |
| San Diego-Carlsbad-San Marcos, CA | 507 | $ 5,577,000 | $ 11,000 | $ 83,000 |
| Alexandria, LA | 498 | $ 25,199,000 | $ 50,600 | $ 71,000 |
| Omaha-Council Bluffs, NE-IA | 492 | $ 4,806,000 | $ 9,768 | $ 75,060 |
| Cambridge-Newton-Framingham, MA | 460 | $ 5,396,000 | $ 11,730 | $ 111,000 |
| Lafayette, LA | 452 | $ 23,145,000 | $ 51,205 | $ 87,000 |
| Bridgeport-Stamford-Norwalk, CT | 434 | $ 12,395,000 | $ 28,559 | $ 106,000 |
| Salt Lake City, UT | 417 | $ 3,753,000 | $ 9,000 | $ 66,000 |
| Miami-Miami Beach-Kendall, FL | 405 | $ 4,774,000 | $ 11,787 | $ 82,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 395 | $ 4,499,000 | $ 11,389 | $ 80,000 |
| Worcester, MA | 391 | $ 4,422,000 | $ 11,309 | $ 93,000 |
| Killeen-Temple-Fort Hood, TX | 389 | $ 4,219,000 | $ 10,845 | $ 72,000 |
| Albuquerque, NM | 381 | $ 3,051,000 | $ 8,007 | $ 78,000 |
| Oakland-Fremont-Hayward, CA | 374 | $ 4,895,000 | $ 13,088 | $ 102,000 |
| Albany-Schenectady-Troy, NY | 365 | $ 4,220,000 | $ 11,561 | $ 66,000 |
| Tulsa, OK | 363 | $ 2,870,000 | $ 7,906 | $ 65,000 |
| Lexington-Fayette, KY | 354 | $ 3,550,000 | $ 10,028 | $ 92,000 |
| Peabody, MA | 350 | $ 4,205,000 | $ 12,014 | $ 101,000 |
| Harrisburg-Carlisle, PA | 346 | $ 3,308,000 | $ 9,560 | $ 68,000 |
| Tyler, TX | 345 | $ 13,982,000 | $ 40,527 | $ 81,000 |
| Syracuse, NY | 344 | $ 3,653,000 | $ 10,619 | $ 51,000 |
| Canton-Massillon, OH | 333 | $ 2,816,000 | $ 8,456 | $ 66,000 |
| Salem, OR | 329 | $ 3,307,000 | $ 10,051 | $ 68,000 |
| Trenton-Ewing, NJ | 327 | $ 3,010,000 | $ 9,204 | $ 95,000 |
| Memphis, TN-MS-AR | 325 | $ 3,102,000 | $ 9,544 | $ 73,984 |
| York-Hanover, PA | 320 | $ 3,022,000 | $ 9,443 | $ 80,000 |
| Gary, IN | 316 | $ 2,793,000 | $ 8,838 | $ 62,000 |
| Birmingham-Hoover, AL | 315 | $ 2,574,000 | $ 8,171 | $ 61,000 |
| Monroe, LA | 304 | $ 14,919,000 | $ 49,075 | $ 78,000 |
| Orlando-Kissimmee, FL | 297 | $ 3,157,000 | $ 10,629 | $ 67,000 |
| Palm Bay-Melbourne-Titusville, FL | 292 | $ 3,561,000 | $ 12,195 | $ 78,000 |
| Raleigh-Cary, NC | 291 | $ 2,754,000 | $ 9,463 | $ 73,000 |
| Lancaster, PA | 290 | $ 2,429,000 | $ 8,375 | $ 80,000 |
| Corpus Christi, TX | 287 | $ 6,506,000 | $ 22,668 | $ 87,000 |
| Bakersfield, CA | 277 | $ 2,873,000 | $ 10,371 | $ 77,000 |
| Reading, PA | 274 | $ 2,804,000 | $ 10,233 | $ 76,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 273 | $ 1,896,000 | $ 6,945 | $ 52,000 |
| Portland-South Portland-Biddeford, ME | 269 | $ 3,299,000 | $ 12,263 | $ 77,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 268 | $ 3,851,000 | $ 14,369 | $ 92,000 |
| Texarkana, Tx-Texarkana, AR | 265 | $ 12,338,000 | $ 46,558 | $ 65,000 |
| Jacksonville, FL | 263 | $ 2,281,000 | $ 8,673 | $ 67,000 |
| Fresno, CA | 260 | $ 2,147,000 | $ 8,257 | $ 68,000 |
| Fayetteville, NC | 251 | $ 2,739,000 | $ 10,912 | $ 69,000 |
| Monroe, MI | 248 | $ 1,867,000 | $ 7,528 | $ 64,000 |
| Rochester, NY | 235 | $ 2,816,000 | $ 11,982 | $ 69,000 |
| Lake County-Kenosha County, IL-WI | 229 | $ 2,441,000 | $ 10,659 | $ 80,515 |
| Huntsville, AL | 228 | $ 1,863,000 | $ 8,171 | $ 64,000 |
| Binghamton, NY | 218 | $ 2,297,000 | $ 10,536 | $ 57,000 |
| Atlantic City-Hammonton, NJ | 212 | $ 1,909,000 | $ 9,004 | $ 79,000 |
| Flint, MI | 212 | $ 1,587,000 | $ 7,485 | $ 60,000 |
| Longview, TX | 210 | $ 7,370,000 | $ 35,095 | $ 83,000 |
| Peoria, IL | 210 | $ 1,799,000 | $ 8,566 | $ 58,000 |
| Topeka, KS | 194 | $ 2,191,000 | $ 11,293 | $ 69,000 |
| Bremerton-Silverdale, WA | 192 | $ 2,476,000 | $ 12,895 | $ 71,000 |
| Des Moines-West Des Moines, IA | 192 | $ 1,695,000 | $ 8,828 | $ 73,000 |
| Rockford, IL | 189 | $ 1,568,000 | $ 8,296 | $ 62,000 |
| Ogden-Clearfield, UT | 186 | $ 1,780,000 | $ 9,569 | $ 63,000 |
| Utica-Rome, NY | 182 | $ 1,648,000 | $ 9,054 | $ 50,000 |
| Boise City-Nampa, ID | 176 | $ 1,664,000 | $ 9,454 | $ 60,000 |
| Lubbock, TX | 175 | $ 1,194,000 | $ 6,822 | $ 57,000 |
| Bradenton-Sarasota-Venice, FL | 174 | $ 1,743,000 | $ 10,017 | $ 65,000 |
| Clarksville, TN-KY | 173 | $ 1,682,000 | $ 9,722 | $ 77,046 |
| San Jose-Sunnyvale-Santa Clara, CA | 170 | $ 2,187,000 | $ 12,864 | $ 102,000 |
| Wilmington, NC | 170 | $ 1,702,000 | $ 10,011 | $ 61,000 |
| Olympia, WA | 167 | $ 2,022,000 | $ 12,107 | $ 75,000 |
| Waco, TX | 163 | $ 1,470,000 | $ 9,018 | $ 72,000 |
| Rockingham County-Strafford County, NH | 160 | $ 1,960,000 | $ 12,250 | $ 94,000 |
| Amarillo, TX | 159 | $ 1,332,000 | $ 8,377 | $ 64,000 |
| Knoxville, TN | 158 | $ 1,144,000 | $ 7,240 | $ 61,000 |
| Norwich-New London, CT | 156 | $ 1,696,000 | $ 10,871 | $ 84,000 |
| Ann Arbor, MI | 152 | $ 1,380,000 | $ 9,078 | $ 84,000 |
| Durham, NC | 147 | $ 1,362,000 | $ 9,265 | $ 69,000 |
| Jackson, MS | 142 | $ 2,011,000 | $ 14,161 | $ 84,000 |
| Buffalo-Niagara Falls, NY | 141 | $ 15,771,000 | $ 111,851 | $ 65,000 |
| Fort Wayne, IN | 141 | $ 1,351,000 | $ 9,581 | $ 59,000 |
| Dover, DE | 139 | $ 1,393,000 | $ 10,021 | $ 78,000 |
| Springfield, MO | 139 | $ 1,101,000 | $ 7,920 | $ 71,000 |
| Abilene, TX | 138 | $ 1,001,000 | $ 7,253 | $ 64,000 |
| Manchester-Nashua, NH | 137 | $ 1,735,000 | $ 12,664 | $ 93,000 |
| Visalia-Porterville, CA | 134 | $ 1,386,000 | $ 10,343 | $ 71,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 132 | $ 1,130,000 | $ 8,560 | $ 66,250 |
| Provo-Orem, UT | 132 | $ 1,423,000 | $ 10,780 | $ 103,000 |
| Columbia, SC | 130 | $ 1,103,000 | $ 8,484 | $ 63,000 |
| Vineland-Millville-Bridgeton, NJ | 124 | $ 1,345,000 | $ 10,846 | $ 80,000 |
| Grand Rapids-Wyoming, MI | 123 | $ 990,000 | $ 8,048 | $ 58,000 |
| Pueblo, CO | 123 | $ 870,000 | $ 7,073 | $ 58,000 |
| Port St. Lucie, FL | 120 | $ 1,049,000 | $ 8,741 | $ 113,000 |
| Lansing-East Lansing, MI | 119 | $ 1,111,000 | $ 9,336 | $ 64,000 |
| San Francisco-San Mateo-Redwood City, CA | 119 | $ 1,622,000 | $ 13,630 | $ 99,000 |
| Jonesboro, AR | 118 | $ 603,000 | $ 5,110 | $ 64,000 |
| Madison, WI | 117 | $ 1,123,000 | $ 9,598 | $ 65,000 |
| Hagerstown-Martinsburg, MD-WV | 115 | $ 1,307,000 | $ 11,365 | $ 99,539 |
| Vallejo-Fairfield, CA | 113 | $ 1,420,000 | $ 12,566 | $ 93,000 |
| Fort Smith, AR-OK | 111 | $ 1,201,000 | $ 10,819 | $ 58,567 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 111 | $ 1,703,000 | $ 15,342 | $ 84,000 |
| Midland, TX | 108 | $ 843,000 | $ 7,805 | $ 78,000 |
| Davenport-Moline-Rock Island, IA-IL | 106 | $ 1,073,000 | $ 10,122 | $ 63,575 |
| Racine, WI | 105 | $ 1,195,000 | $ 11,380 | $ 62,000 |
| Greensboro-High Point, NC | 104 | $ 870,000 | $ 8,365 | $ 60,000 |
| Longview, WA | 103 | $ 1,114,000 | $ 10,815 | $ 61,000 |
| St. Cloud, MN | 103 | $ 774,000 | $ 7,514 | $ 60,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 102 | $ 1,238,000 | $ 12,137 | $ 99,000 |
| Stockton, CA | 102 | $ 1,078,000 | $ 10,568 | $ 75,000 |
| Victoria, TX | 101 | $ 2,109,000 | $ 20,881 | $ 70,000 |
| Columbus, GA-AL | 100 | $ 727,000 | $ 7,270 | $ 59,180 |
| Greeley, CO | 97 | $ 942,000 | $ 9,711 | $ 67,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 96 | $ 1,167,000 | $ 12,156 | $ 66,000 |
| Odessa, TX | 96 | $ 810,000 | $ 8,437 | $ 88,000 |
| Champaign-Urbana, IL | 94 | $ 928,000 | $ 9,872 | $ 69,000 |
| Eugene-Springfield, OR | 92 | $ 1,002,000 | $ 10,891 | $ 64,000 |
| Cape Coral-Fort Myers, FL | 91 | $ 943,000 | $ 10,362 | $ 65,000 |
| Lawton, OK | 91 | $ 803,000 | $ 8,824 | $ 73,000 |
| Chattanooga, TN-GA | 90 | $ 783,000 | $ 8,700 | $ 60,033 |
| El Paso, TX | 90 | $ 744,000 | $ 8,266 | $ 57,000 |
| Chico, CA | 80 | $ 782,000 | $ 9,775 | $ 62,000 |
| Winston-Salem, NC | 80 | $ 696,000 | $ 8,700 | $ 64,000 |
| Springfield, OH | 79 | $ 713,000 | $ 9,025 | $ 69,000 |
| Fort Collins-Loveland, CO | 77 | $ 772,000 | $ 10,025 | $ 78,000 |
| Redding, CA | 77 | $ 756,000 | $ 9,818 | $ 76,000 |
| Lincoln, NE | 75 | $ 619,000 | $ 8,253 | $ 70,000 |
| Modesto, CA | 75 | $ 888,000 | $ 11,840 | $ 80,000 |
| Anderson, IN | 74 | $ 684,000 | $ 9,243 | $ 67,000 |
| Lewiston-Auburn, ME | 74 | $ 777,000 | $ 10,500 | $ 76,000 |
| Idaho Falls, ID | 73 | $ 609,000 | $ 8,342 | $ 49,000 |
| Lebanon, PA | 71 | $ 653,000 | $ 9,197 | $ 63,000 |
| Saginaw-Saginaw Township North, MI | 71 | $ 661,000 | $ 9,309 | $ 60,000 |
| Boulder, CO | 70 | $ 703,000 | $ 10,042 | $ 98,000 |
| Pocatello, ID | 70 | $ 720,000 | $ 10,285 | $ 52,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 70 | $ 461,000 | $ 6,585 | $ 78,000 |
| Mansfield, OH | 69 | $ 501,000 | $ 7,260 | $ 58,000 |
| Pascagoula, MS | 68 | $ 407,000 | $ 5,985 | $ 65,000 |
| Rochester, MN | 68 | $ 680,000 | $ 10,000 | $ 73,000 |
| Yakima, WA | 68 | $ 566,000 | $ 8,323 | $ 60,000 |
| Barnstable Town, MA | 67 | $ 836,000 | $ 12,477 | $ 95,000 |
| Glens Falls, NY | 67 | $ 763,000 | $ 11,388 | $ 57,000 |
| Joplin, MO | 66 | $ 595,000 | $ 9,015 | $ 68,000 |
| Reno-Sparks, NV | 65 | $ 739,000 | $ 11,369 | $ 73,000 |
| Wichita Falls, TX | 64 | $ 663,000 | $ 10,359 | $ 65,000 |
| Columbia, MO | 63 | $ 630,000 | $ 10,000 | $ 79,000 |
| Ocala, FL | 63 | $ 557,000 | $ 8,841 | $ 49,000 |
| Cheyenne, WY | 61 | $ 595,000 | $ 9,754 | $ 79,000 |
| Kokomo, IN | 61 | $ 552,000 | $ 9,049 | $ 60,000 |
| Lafayette, IN | 61 | $ 513,000 | $ 8,409 | $ 65,000 |
| Santa Rosa-Petaluma, CA | 60 | $ 663,000 | $ 11,050 | $ 85,000 |
| South Bend-Mishawaka, IN-MI | 60 | $ 535,000 | $ 8,916 | $ 64,000 |
| Bay City, MI | 59 | $ 525,000 | $ 8,898 | $ 54,000 |
| Montgomery, AL | 59 | $ 570,000 | $ 9,661 | $ 68,000 |
| Elizabethtown, KY | 58 | $ 621,000 | $ 10,706 | $ 83,000 |
| Kalamazoo-Portage, MI | 58 | $ 509,000 | $ 8,775 | $ 64,000 |
| Evansville, IN-KY | 57 | $ 269,000 | $ 4,719 | $ 64,649 |
| Kennewick-Pasco-Richland, WA | 57 | $ 552,000 | $ 9,684 | $ 65,000 |
| Mobile, AL | 57 | $ 665,000 | $ 11,666 | $ 62,000 |
| St. Joseph, MO-KS | 57 | $ 577,000 | $ 10,122 | $ 72,614 |
| Elmira, NY | 55 | $ 623,000 | $ 11,327 | $ 52,000 |
| Sandusky, OH | 55 | $ 569,000 | $ 10,345 | $ 64,000 |
| Decatur, AL | 54 | $ 455,000 | $ 8,425 | $ 46,000 |
| Jefferson City, MO | 54 | $ 527,000 | $ 9,759 | $ 72,000 |
| Bellingham, WA | 53 | $ 640,000 | $ 12,075 | $ 63,000 |
| Mount Vernon-Anacortes, WA | 53 | $ 552,000 | $ 10,415 | $ 70,000 |
| Tucson, AZ | 53 | $ 1,515,000 | $ 28,584 | $ 57,000 |
| Williamsport, PA | 52 | $ 790,000 | $ 15,192 | $ 57,000 |
| Elkhart-Goshen, IN | 51 | $ 439,000 | $ 8,607 | $ 58,000 |
| Danville, IL | 50 | $ 465,000 | $ 9,300 | $ 61,000 |
| Tallahassee, FL | 50 | $ 467,000 | $ 9,340 | $ 67,000 |
| Cedar Rapids, IA | 49 | $ 443,000 | $ 9,040 | $ 71,000 |
| Grand Junction, CO | 49 | $ 483,000 | $ 9,857 | $ 76,000 |
| Jacksonville, NC | 49 | $ 626,000 | $ 12,775 | $ 58,000 |
| College Station-Bryan, TX | 48 | $ 1,145,000 | $ 23,854 | $ 80,000 |
| Greenville, NC | 48 | $ 488,000 | $ 10,166 | $ 62,000 |
| Bloomington, IN | 47 | $ 484,000 | $ 10,297 | $ 65,000 |
| Santa Fe, NM | 46 | $ 367,000 | $ 7,978 | $ 86,000 |
| Sherman-Denison, TX | 46 | $ 836,000 | $ 18,173 | $ 82,000 |
| Spokane, WA | 46 | $ 278,000 | $ 6,043 | $ 46,000 |
| Greenville-Mauldin-Easley, SC | 45 | $ 355,000 | $ 7,888 | $ 63,000 |
| Owensboro, KY | 45 | $ 267,000 | $ 5,933 | $ 63,000 |
| Florence-Muscle Shoals, AL | 44 | $ 395,000 | $ 8,977 | $ 45,000 |
| Jackson, MI | 44 | $ 520,000 | $ 11,818 | $ 66,000 |
| Hot Springs, AR | 43 | $ 334,000 | $ 7,767 | $ 58,000 |
| Niles-Benton Harbor, MI | 43 | $ 360,000 | $ 8,372 | $ 78,000 |
| Oshkosh-Neenah, WI | 43 | $ 350,000 | $ 8,139 | $ 50,000 |
| Sheboygan, WI | 43 | $ 470,000 | $ 10,930 | $ 61,000 |
| Yuba City, CA | 43 | $ 446,000 | $ 10,372 | $ 88,000 |
| Rocky Mount, NC | 42 | $ 459,000 | $ 10,928 | $ 56,000 |
| Charleston-North Charleston-Summerville, SC | 41 | $ 346,000 | $ 8,439 | $ 61,000 |
| Spartanburg, SC | 41 | $ 372,000 | $ 9,073 | $ 68,000 |
| Ocean City, NJ | 40 | $ 631,000 | $ 15,775 | $ 82,000 |
| San Luis Obispo-Paso Robles, CA | 40 | $ 297,000 | $ 7,425 | $ 85,000 |
| Decatur, IL | 39 | $ 346,000 | $ 8,871 | $ 69,000 |
| Pine Bluff, AR | 39 | $ 325,000 | $ 8,333 | $ 62,000 |
| Springfield, IL | 38 | $ 361,000 | $ 9,500 | $ 75,000 |
| Appleton, WI | 37 | $ 294,000 | $ 7,945 | $ 109,000 |
| Kankakee-Bradley, IL | 37 | $ 308,000 | $ 8,324 | $ 64,000 |
| Macon, GA | 37 | $ 370,000 | $ 10,000 | $ 109,000 |
| Punta Gorda, FL | 37 | $ 614,000 | $ 16,594 | $ 62,000 |
| Salinas, CA | 37 | $ 538,000 | $ 14,540 | $ 92,000 |
| Muncie, IN | 36 | $ 360,000 | $ 10,000 | $ 62,000 |
| Warner Robins, GA | 36 | $ 263,000 | $ 7,305 | $ 56,000 |
| Danville, VA | 35 | $ 320,000 | $ 9,142 | $ 50,000 |
| Janesville, WI | 35 | $ 313,000 | $ 8,942 | $ 62,000 |
| Bangor, ME | 34 | $ 372,000 | $ 10,941 | $ 57,000 |
| Casper, WY | 33 | $ 376,000 | $ 11,393 | $ 65,000 |
| Farmington, NM | 33 | $ 344,000 | $ 10,424 | $ 70,000 |
| Gainesville, GA | 33 | $ 216,000 | $ 6,545 | $ 74,000 |
| Hickory-Lenoir-Morganton, NC | 33 | $ 222,000 | $ 6,727 | $ 54,000 |
| Terre Haute, IN | 33 | $ 383,000 | $ 11,606 | $ 55,000 |
| Holland-Grand Haven, MI | 32 | $ 291,000 | $ 9,093 | $ 57,000 |
| Lawrence, KS | 32 | $ 359,000 | $ 11,218 | $ 63,000 |
| Lima, OH | 32 | $ 340,000 | $ 10,625 | $ 63,000 |
| Logan, UT-ID | 32 | $ 307,000 | $ 9,593 | $ 68,687 |
| Lynchburg, VA | 32 | $ 288,000 | $ 9,000 | $ 53,000 |
| Madera, CA | 32 | $ 343,000 | $ 10,718 | $ 67,000 |
| Eau Claire, WI | 31 | $ 314,000 | $ 10,129 | $ 59,000 |
| Gulfport-Biloxi, MS | 31 | $ 3,302,000 | $ 106,516 | $ 274,000 |
| Medford, OR | 31 | $ 389,000 | $ 12,548 | $ 65,000 |
| Erie, PA | 30 | $ 271,000 | $ 9,033 | $ 67,000 |
| Pittsfield, MA | 30 | $ 390,000 | $ 13,000 | $ 70,000 |
| Wenatchee, WA | 30 | $ 327,000 | $ 10,900 | $ 54,000 |
| Bismarck, ND | 29 | $ 293,000 | $ 10,103 | $ 63,000 |
| Goldsboro, NC | 29 | $ 377,000 | $ 13,000 | $ 51,000 |
| Florence, SC | 28 | $ 263,000 | $ 9,392 | $ 35,000 |
| Hanford-Corcoran, CA | 28 | $ 287,000 | $ 10,250 | $ 70,000 |
| Kingsport-Bristol-Bristol, TN-VA | 28 | $ 225,000 | $ 8,035 | $ 49,821 |
| Merced, CA | 28 | $ 267,000 | $ 9,535 | $ 74,000 |
| Morristown, TN | 28 | $ 210,000 | $ 7,500 | $ 46,000 |
| Salisbury, MD | 28 | $ 264,000 | $ 9,428 | $ 77,000 |
| Anniston-Oxford, AL | 27 | $ 236,000 | $ 8,740 | $ 61,000 |
| Bloomington-Normal, IL | 27 | $ 291,000 | $ 10,777 | $ 62,000 |
| Michigan City-La Porte, IN | 27 | $ 288,000 | $ 10,666 | $ 58,000 |
| Auburn-Opelika, AL | 26 | $ 225,000 | $ 8,653 | $ 57,000 |
| Fond Du Lac, WI | 26 | $ 269,000 | $ 10,346 | $ 76,000 |
| Jackson, TN | 26 | $ 233,000 | $ 8,961 | $ 62,000 |
| Kingston, NY | 26 | $ 355,000 | $ 13,653 | $ 89,000 |
| Asheville, NC | 25 | $ 242,000 | $ 9,680 | $ 56,000 |
| Battle Creek, MI | 25 | $ 288,000 | $ 11,520 | $ 58,000 |
| Burlington, NC | 25 | $ 223,000 | $ 8,920 | $ 56,000 |
| Las Cruces, NM | 25 | $ 206,000 | $ 8,240 | $ 53,000 |
| Tuscaloosa, AL | 25 | $ 205,000 | $ 8,200 | $ 72,000 |
| Duluth, MN-WI | 24 | $ 281,000 | $ 11,708 | $ 66,333 |
| Huntington-Ashland, WV-KY-OH | 24 | $ 205,000 | $ 8,541 | $ 63,583 |
| Sioux City, IA-NE-SD | 24 | $ 232,000 | $ 9,666 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 24 | $ 232,000 | $ 9,666 | $ 62,708 |
| Wheeling, WV-OH | 23 | $ 298,000 | $ 12,956 | $ 44,130 |
| Savannah, GA | 22 | $ 195,000 | $ 8,863 | $ 66,000 |
| Anderson, SC | 21 | $ 143,000 | $ 6,809 | $ 57,000 |
| Billings, MT | 21 | $ 241,000 | $ 11,476 | $ 65,000 |
| Ithaca, NY | 21 | $ 155,000 | $ 7,380 | $ 46,000 |
| Columbus, IN | 20 | $ 260,000 | $ 13,000 | $ 54,000 |
| Corvallis, OR | 20 | $ 224,000 | $ 11,200 | $ 66,000 |
| Gadsden, AL | 20 | $ 160,000 | $ 8,000 | $ 54,000 |
| Charlottesville, VA | 19 | $ 278,000 | $ 14,631 | $ 85,000 |
| Cleveland, TN | 19 | $ 155,000 | $ 8,157 | $ 45,000 |
| Sebastian-Vero Beach, FL | 19 | $ 168,000 | $ 8,842 | $ 78,000 |
| Bend, OR | 18 | $ 158,000 | $ 8,777 | $ 91,000 |
| Bowling Green, KY | 18 | $ 187,000 | $ 10,388 | $ 87,000 |
| Gainesville, FL | 18 | $ 142,000 | $ 7,888 | $ 70,000 |
| Iowa City, IA | 18 | $ 152,000 | $ 8,444 | $ 64,000 |
| Napa, CA | 18 | $ 240,000 | $ 13,333 | $ 113,000 |
| Waterloo-Cedar Falls, IA | 18 | $ 143,000 | $ 7,944 | $ 58,000 |
| Muskegon-Norton Shores, MI | 17 | $ 175,000 | $ 10,294 | $ 51,000 |
| Naples-Marco Island, FL | 17 | $ 177,000 | $ 10,411 | $ 53,000 |
| Roanoke, VA | 17 | $ 158,000 | $ 9,294 | $ 51,000 |
| Sioux Falls, SD | 17 | $ 185,000 | $ 10,882 | $ 54,000 |
| Albany, GA | 16 | $ 167,000 | $ 10,437 | $ 56,000 |
| Johnson City, TN | 16 | $ 114,000 | $ 7,125 | $ 42,000 |
| Prescott, AZ | 16 | $ 185,000 | $ 11,562 | $ 46,000 |
| Dothan, AL | 15 | $ 187,000 | $ 12,466 | $ 59,000 |
| Fargo, ND-MN | 15 | $ 103,000 | $ 6,866 | $ 89,866 |
| Great Falls, MT | 15 | $ 188,000 | $ 12,533 | $ 65,000 |
| Johnstown, PA | 15 | $ 169,000 | $ 11,266 | $ 56,000 |
| Ames, IA | 14 | $ 91,000 | $ 6,500 | $ 70,000 |
| Athens-Clarke County, GA | 14 | $ 116,000 | $ 8,285 | $ 49,000 |
| Coeur D'Alene, ID | 14 | $ 55,000 | $ 3,928 | $ 31,000 |
| Green Bay, WI | 14 | $ 140,000 | $ 10,000 | $ 63,000 |
| Palm Coast, FL | 14 | $ 114,000 | $ 8,142 | $ 52,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 1,409,000 | $ 100,642 | $ 152,000 |
| Carson City, NV | 13 | $ 134,000 | $ 10,307 | $ 61,000 |
| Laredo, TX | 13 | $ 278,000 | $ 21,384 | $ 194,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 173,000 | $ 13,307 | $ 81,000 |
| Winchester, VA-WV | 13 | $ 235,000 | $ 18,076 | $ 77,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 191,000 | $ 15,916 | $ 48,000 |
| Rome, GA | 12 | $ 85,000 | $ 7,083 | $ 32,000 |
| State College, PA | 12 | $ 159,000 | $ 13,250 | $ 69,000 |
| Charleston, WV | 11 | $ 102,000 | $ 9,272 | $ 80,000 |
| Cumberland, MD-WV | 11 | $ 116,000 | $ 10,545 | $ 52,909 |
| Rapid City, SD | 11 | $ 126,000 | $ 11,454 | $ 51,000 |
| Sumter, SC | 10 | $ 75,000 | $ 7,500 | $ 62,000 |
| Fort Walton Beach-Crestview-Destin, FL | 9 | $ 2,200,000 | $ 244,444 | $ 373,000 |
| Missoula, MT | 9 | $ 100,000 | $ 11,111 | $ 59,000 |
| Altoona, PA | 8 | $ 121,000 | $ 15,125 | $ 77,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 107,000 | $ 13,375 | $ 96,000 |
| Burlington-South Burlington, VT | 8 | $ 135,000 | $ 16,875 | $ 80,000 |
| Dalton, GA | 8 | $ 95,000 | $ 11,875 | $ 52,000 |
| Grand Forks, ND-MN | 8 | $ 139,000 | $ 17,375 | $ 71,500 |
| La Crosse, WI-MN | 8 | $ 75,000 | $ 9,375 | $ 72,250 |
| San Angelo, TX | 8 | $ 61,000 | $ 7,625 | $ 37,000 |
| St. George, UT | 8 | $ 147,000 | $ 18,375 | $ 74,000 |
| Valdosta, GA | 8 | $ 71,000 | $ 8,875 | $ 47,000 |
| Wausau, WI | 8 | $ 81,000 | $ 10,125 | $ 61,000 |
| Hinesville-Fort Stewart, GA | 7 | $ 59,000 | $ 8,428 | $ 70,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 7 | $ 58,000 | $ 8,285 | $ 70,571 |
| Yuma, AZ | 7 | $ 80,000 | $ 11,428 | $ 54,000 |
| Harrisonburg, VA | 6 | $ 88,000 | $ 14,666 | $ 73,000 |
| Lewiston, ID-WA | 6 | $ 84,000 | $ 14,000 | $ 45,666 |
| Brunswick, GA | 5 | $ 49,000 | $ 9,800 | $ 77,000 |
| Dubuque, IA | 5 | $ 32,000 | $ 6,400 | $ 51,000 |
| El Centro, CA | 5 | $ 63,000 | $ 12,600 | $ 82,000 |
| Morgantown, WV | 5 | $ 34,398,000 | $ 6,879,600 | $ 87,000 |
| Honolulu, HI | 4 | $ 48,000 | $ 12,000 | $ 82,000 |
| Panama City-Lynn Haven, FL | 4 | $ 56,000 | $ 14,000 | $ 61,000 |
| Hattiesburg, MS | 3 | $ 34,000 | $ 11,333 | $ 51,000 |
| Flagstaff, AZ | 2 | $ 31,000 | $ 15,500 | $ 77,000 |
Mortgage Loan Application Detail Totals for Capital One NA in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 138,700 | $1,794,688,000 | $12,000 | $44,760,000 | $78,000 | $7,681,000 |
| Refinancing | 6,265 | $665,319,000 | $106,000 | $3,500,000 | $105,000 | $9,999,000 |
| Home Purchase | 1,379 | $637,267,000 | $462,000 | $59,250,000 | $174,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 65,987 | $1,186,582,000 | $17,000 | $8,600,000 | $82,000 | $9,999,000 |
| Not Provided | 51,237 | $624,704,000 | $12,000 | $3,250,000 | $78,000 | $9,999,000 |
| Black or African American | 17,337 | $287,932,000 | $16,000 | $1,150,000 | $69,000 | $5,000,000 |
| Hispanic | 8,411 | $172,362,000 | $20,000 | $752,000 | $73,000 | $3,408,000 |
| Asian | 1,590 | $44,832,000 | $28,000 | $855,000 | $100,000 | $2,640,000 |
| American Indian or Alaskan Native | 854 | $16,192,000 | $18,000 | $423,000 | $76,000 | $2,640,000 |
| Not applicable | 499 | $757,086,000 | $1,517,000 | $59,250,000 | $366,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 429 | $7,584,000 | $17,000 | $372,000 | $87,000 | $804,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 146,296 | $3,093,963,000 | $21,000 | $59,250,000 | $80,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 48 | $3,311,000 | $68,000 | $168,000 | $27,000 | $66,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 72,082 | $1,162,567,000 | $16,000 | $5,500,000 | $71,000 | $6,003,000 |
| Loan Originated | 55,368 | $1,422,804,000 | $25,000 | $59,250,000 | $90,000 | $9,999,000 |
| Application Approved But Not Accepted | 18,769 | $383,309,000 | $20,000 | $13,500,000 | $83,000 | $8,325,000 |
| Application Withdrawn By Applicant | 73 | $119,414,000 | $1,635,000 | $33,000,000 | $208,000 | $1,932,000 |
| File Closed For Incompleteness | 52 | $9,180,000 | $176,000 | $1,352,000 | $504,000 | $9,999,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 64,817 | $777,992,000 | $12,000 | $5,500,000 | $71,000 | $6,003,000 |
| Debt-To-Income Ratio | 3,120 | $181,826,000 | $58,000 | $1,400,000 | $41,000 | $452,000 |
| Other | 1,788 | $49,956,000 | $27,000 | $3,500,000 | $90,000 | $2,640,000 |
| Collateral | 843 | $64,104,000 | $76,000 | $724,000 | $92,000 | $900,000 |
| Credit Application Incomplete | 810 | $69,570,000 | $85,000 | $1,570,000 | $91,000 | $1,200,000 |
| Unverifiable Information | 671 | $10,547,000 | $15,000 | $360,000 | $86,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $7,139,000 | $324,000 | $1,450,000 | $61,000 | $500,000 |
| Employment History | 10 | $433,000 | $43,000 | $190,000 | $61,000 | $264,000 |
| Mortgage Insurance Denied | 1 | $1,000,000 | $1,000,000 | $1,000,000 | $235,000 | $235,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
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