Capital One, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Capital One, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital One, National Association 7933 Preston Road Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 485 |
| Total Mortgage Loan Application Amount | $8,521,345,000 |
| Average Mortgage Loan Application Amount | $14,337,000 |
| Highest Mortgage Loan Application Amount | $99,885,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Capital One, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital One, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Capital One, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital One, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital One, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital One, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 25 | $ 174,090,000 | $ 7,253,000 | $ 0 |
| Harris County Texas | 21 | $ 437,525,000 | $ 20,834,000 | $ 0 |
| San Diego County California | 15 | $ 77,335,000 | $ 5,155,000 | $ 0 |
| New York County New York | 10 | $ 147,520,000 | $ 14,752,000 | $ 0 |
| Dallas County Texas | 10 | $ 427,660,000 | $ 42,766,000 | $ 0 |
| Maricopa County Arizona | 9 | $ 135,075,000 | $ 15,008,000 | $ 0 |
| Prince George's County Maryland | 9 | $ 158,065,000 | $ 17,562,000 | $ 0 |
| Cook County Illinois | 8 | $ 53,170,000 | $ 6,646,000 | $ 0 |
| Mecklenburg County North Carolina | 8 | $ 191,590,000 | $ 23,948,000 | $ 0 |
| Gwinnett County Georgia | 7 | $ 205,820,000 | $ 34,303,000 | $ 0 |
| Bexar County Texas | 7 | $ 143,980,000 | $ 23,996,000 | $ 0 |
| Tarrant County Texas | 7 | $ 175,215,000 | $ 25,030,000 | $ 0 |
| Baltimore City County Maryland | 6 | $ 35,640,000 | $ 5,940,000 | $ 0 |
| Franklin County Ohio | 6 | $ 236,330,000 | $ 39,388,000 | $ 0 |
| Philadelphia County Pennsylvania | 6 | $ 90,140,000 | $ 15,023,000 | $ 0 |
| Shelby County Tennessee | 6 | $ 58,470,000 | $ 9,745,000 | $ 0 |
| Hampton County Virginia | 6 | $ 88,660,000 | $ 14,776,000 | $ 0 |
| Orange County California | 5 | $ 50,050,000 | $ 12,512,000 | $ 0 |
| Orange County Florida | 5 | $ 228,565,000 | $ 45,713,000 | $ 0 |
| Pulaski County Arkansas | 4 | $ 68,380,000 | $ 17,095,000 | $ 0 |
| Volusia County Florida | 4 | $ 31,050,000 | $ 7,762,000 | $ 0 |
| East Baton Rouge County Louisiana | 4 | $ 80,520,000 | $ 20,130,000 | $ 0 |
| Jackson County Missouri | 4 | $ 129,710,000 | $ 32,427,000 | $ 0 |
| Guilford County North Carolina | 4 | $ 101,290,000 | $ 25,322,000 | $ 0 |
| Summit County Ohio | 4 | $ 23,960,000 | $ 5,990,000 | $ 0 |
| Davidson County Tennessee | 4 | $ 148,050,000 | $ 37,012,000 | $ 0 |
| Hardin County Texas | 4 | $ 14,050,000 | $ 3,512,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 18,995,000 | $ 6,331,000 | $ 0 |
| District of Columbia County District Of Columbia | 3 | $ 11,745,000 | $ 3,915,000 | $ 0 |
| Duval County Florida | 3 | $ 20,885,000 | $ 6,961,000 | $ 0 |
| Marion County Indiana | 3 | $ 19,805,000 | $ 6,601,000 | $ 0 |
| Oakland County Michigan | 3 | $ 118,785,000 | $ 39,595,000 | $ 0 |
| Westchester County New York | 3 | $ 5,525,000 | $ 1,841,000 | $ 0 |
| Portage County Ohio | 3 | $ 84,065,000 | $ 28,021,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 6,860,000 | $ 3,430,000 | $ 0 |
| Allegheny County Pennsylvania | 3 | $ 22,745,000 | $ 7,581,000 | $ 0 |
| Collin County Texas | 3 | $ 72,415,000 | $ 24,138,000 | $ 0 |
| Denton County Texas | 3 | $ 49,365,000 | $ 16,455,000 | $ 0 |
| Lubbock County Texas | 3 | $ 36,405,000 | $ 12,135,000 | $ 0 |
| Travis County Texas | 3 | $ 50,005,000 | $ 16,668,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 52,995,000 | $ 17,665,000 | $ 0 |
| King County Washington | 3 | $ 11,155,000 | $ 3,718,000 | $ 0 |
| Elmore County Alabama | 2 | $ 5,560,000 | $ 2,780,000 | $ 0 |
| Lee County Alabama | 2 | $ 61,130,000 | $ 30,565,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 25,110,000 | $ 12,555,000 | $ 0 |
| St. Clair County Alabama | 2 | $ 17,210,000 | $ 8,605,000 | $ 0 |
| Benton County Arkansas | 2 | $ 54,320,000 | $ 27,160,000 | $ 0 |
| Riverside County California | 2 | $ 15,830,000 | $ 7,915,000 | $ 0 |
| San Bernardino County California | 2 | $ 42,520,000 | $ 21,260,000 | $ 0 |
| San Joaquin County California | 2 | $ 8,280,000 | $ 4,140,000 | $ 0 |
| Santa Clara County California | 2 | $ 43,065,000 | $ 43,065,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 39,980,000 | $ 19,990,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 15,160,000 | $ 7,580,000 | $ 0 |
| Brevard County Florida | 2 | $ 130,220,000 | $ 65,110,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 85,940,000 | $ 42,970,000 | $ 0 |
| Seminole County Florida | 2 | $ 72,450,000 | $ 36,225,000 | $ 0 |
| Cobb County Georgia | 2 | $ 57,110,000 | $ 28,555,000 | $ 0 |
| Fulton County Georgia | 2 | $ 21,290,000 | $ 10,645,000 | $ 0 |
| Bartholomew County Indiana | 2 | $ 14,530,000 | $ 7,265,000 | $ 0 |
| Monroe County Indiana | 2 | $ 15,040,000 | $ 7,520,000 | $ 0 |
| Tippecanoe County Indiana | 2 | $ 50,130,000 | $ 25,065,000 | $ 0 |
| Marshall County Iowa | 2 | $ 12,970,000 | $ 6,485,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 32,790,000 | $ 16,395,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 72,710,000 | $ 36,355,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 101,230,000 | $ 50,615,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 54,590,000 | $ 27,295,000 | $ 0 |
| Ingham County Michigan | 2 | $ 42,540,000 | $ 21,270,000 | $ 0 |
| Ottawa County Michigan | 2 | $ 40,210,000 | $ 20,105,000 | $ 0 |
| Washington County Minnesota | 2 | $ 15,000,000 | $ 7,500,000 | $ 0 |
| Taney County Missouri | 2 | $ 8,760,000 | $ 4,380,000 | $ 0 |
| Carson City County Nevada | 2 | $ 17,450,000 | $ 8,725,000 | $ 0 |
| Clark County Nevada | 2 | $ 60,090,000 | $ 30,045,000 | $ 0 |
| Queens County New York | 2 | $ 14,010,000 | $ 7,005,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 27,350,000 | $ 13,675,000 | $ 0 |
| Wake County North Carolina | 2 | $ 81,010,000 | $ 40,505,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 3,010,000 | $ 1,505,000 | $ 0 |
| Stark County Ohio | 2 | $ 21,970,000 | $ 10,985,000 | $ 0 |
| Douglas County Oregon | 2 | $ 10,310,000 | $ 5,155,000 | $ 0 |
| Berks County Pennsylvania | 2 | $ 21,340,000 | $ 10,670,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 30,210,000 | $ 15,105,000 | $ 0 |
| Delaware County Pennsylvania | 2 | $ 13,230,000 | $ 6,615,000 | $ 0 |
| Mercer County Pennsylvania | 2 | $ 14,290,000 | $ 7,145,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 58,310,000 | $ 29,155,000 | $ 0 |
| Madison County Tennessee | 2 | $ 10,400,000 | $ 5,200,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 52,140,000 | $ 26,070,000 | $ 0 |
| Hays County Texas | 2 | $ 19,290,000 | $ 9,645,000 | $ 0 |
| Montgomery County Texas | 2 | $ 66,210,000 | $ 33,105,000 | $ 0 |
| Rockwall County Texas | 2 | $ 74,790,000 | $ 37,395,000 | $ 0 |
| Henrico County Virginia | 2 | $ 50,910,000 | $ 25,455,000 | $ 0 |
| Thurston County Washington | 2 | $ 54,610,000 | $ 27,305,000 | $ 0 |
| Etowah County Alabama | 1 | $ 5,515,000 | $ 5,515,000 | $ 0 |
| Houston County Alabama | 1 | $ 16,745,000 | $ 16,745,000 | $ 0 |
| Madison County Alabama | 1 | $ 22,485,000 | $ 22,485,000 | $ 0 |
| Mobile County Alabama | 1 | $ 1,785,000 | $ 1,785,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 14,255,000 | $ 14,255,000 | $ 0 |
| Coconino County Arizona | 1 | $ 7,085,000 | $ 7,085,000 | $ 0 |
| Pima County Arizona | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 5,405,000 | $ 5,405,000 | $ 0 |
| Crittenden County Arkansas | 1 | $ 40,115,000 | $ 40,115,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 11,755,000 | $ 11,755,000 | $ 0 |
| St. Francis County Arkansas | 1 | $ 7,805,000 | $ 7,805,000 | $ 0 |
| White County Arkansas | 1 | $ 12,325,000 | $ 12,325,000 | $ 0 |
| Amador County California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Calaveras County California | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| El Dorado County California | 1 | $ 3,135,000 | $ 3,135,000 | $ 0 |
| Imperial County California | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Marin County California | 1 | $ 61,595,000 | $ 61,595,000 | $ 0 |
| Sonoma County California | 1 | $ 32,695,000 | $ 32,695,000 | $ 0 |
| Stanislaus County California | 1 | $ 2,615,000 | $ 2,615,000 | $ 0 |
| Sutter County California | 1 | $ 8,805,000 | $ 8,805,000 | $ 0 |
| Ventura County California | 1 | $ 77,325,000 | $ 77,325,000 | $ 0 |
| Yuba County California | 1 | $ 4,735,000 | $ 4,735,000 | $ 0 |
| Adams County Colorado | 1 | $ 35,755,000 | $ 35,755,000 | $ 0 |
| Boulder County Colorado | 1 | $ 17,305,000 | $ 17,305,000 | $ 0 |
| Denver County Colorado | 1 | $ 61,005,000 | $ 61,005,000 | $ 0 |
| New Castle County Delaware | 1 | $ 63,795,000 | $ 63,795,000 | $ 0 |
| Clay County Florida | 1 | $ 2,955,000 | $ 2,955,000 | $ 0 |
| Escambia County Florida | 1 | $ 6,805,000 | $ 6,805,000 | $ 0 |
| Leon County Florida | 1 | $ 22,995,000 | $ 22,995,000 | $ 0 |
| Pasco County Florida | 1 | $ 27,145,000 | $ 27,145,000 | $ 0 |
| Polk County Florida | 1 | $ 7,995,000 | $ 7,995,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 2,465,000 | $ 2,465,000 | $ 0 |
| Chatham County Georgia | 1 | $ 19,415,000 | $ 19,415,000 | $ 0 |
| Coweta County Georgia | 1 | $ 4,035,000 | $ 4,035,000 | $ 0 |
| Glynn County Georgia | 1 | $ 12,815,000 | $ 12,815,000 | $ 0 |
| Houston County Georgia | 1 | $ 53,225,000 | $ 53,225,000 | $ 0 |
| Jones County Georgia | 1 | $ 2,055,000 | $ 2,055,000 | $ 0 |
| Liberty County Georgia | 1 | $ 27,015,000 | $ 27,015,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 12,825,000 | $ 12,825,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 20,445,000 | $ 20,445,000 | $ 0 |
| Richmond County Georgia | 1 | $ 23,105,000 | $ 23,105,000 | $ 0 |
| Lake County Illinois | 1 | $ 7,595,000 | $ 7,595,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 3,445,000 | $ 3,445,000 | $ 0 |
| Allen County Indiana | 1 | $ 25,155,000 | $ 25,155,000 | $ 0 |
| Gibson County Indiana | 1 | $ 4,035,000 | $ 4,035,000 | $ 0 |
| Hancock County Indiana | 1 | $ 25,865,000 | $ 25,865,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 7,055,000 | $ 7,055,000 | $ 0 |
| Johnson County Kansas | 1 | $ 47,335,000 | $ 47,335,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 10,205,000 | $ 10,205,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 0 | $ 0 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 5,855,000 | $ 5,855,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 20,125,000 | $ 20,125,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 33,005,000 | $ 33,005,000 | $ 0 |
| West Baton Rouge County Louisiana | 1 | $ 33,225,000 | $ 33,225,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 77,005,000 | $ 77,005,000 | $ 0 |
| Howard County Maryland | 1 | $ 86,365,000 | $ 86,365,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 33,315,000 | $ 33,315,000 | $ 0 |
| Washington County Maryland | 1 | $ 13,665,000 | $ 13,665,000 | $ 0 |
| Worcester County Maryland | 1 | $ 5,035,000 | $ 5,035,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 13,785,000 | $ 13,785,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 6,135,000 | $ 6,135,000 | $ 0 |
| Genesee County Michigan | 1 | $ 8,635,000 | $ 8,635,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 10,825,000 | $ 10,825,000 | $ 0 |
| Kent County Michigan | 1 | $ 13,945,000 | $ 13,945,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 36,905,000 | $ 36,905,000 | $ 0 |
| Wayne County Michigan | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Brown County Minnesota | 1 | $ 3,075,000 | $ 3,075,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 7,505,000 | $ 7,505,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 3,795,000 | $ 3,795,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 47,895,000 | $ 47,895,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 42,155,000 | $ 42,155,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 19,505,000 | $ 19,505,000 | $ 0 |
| Tunica County Mississippi | 1 | $ 18,005,000 | $ 18,005,000 | $ 0 |
| Cole County Missouri | 1 | $ 10,805,000 | $ 10,805,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 0 | $ 0 | $ 0 |
| Essex County New Jersey | 1 | $ 70,465,000 | $ 70,465,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 46,105,000 | $ 46,105,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 2,015,000 | $ 2,015,000 | $ 0 |
| Bronx County New York | 1 | $ 4,675,000 | $ 4,675,000 | $ 0 |
| Broome County New York | 1 | $ 24,775,000 | $ 24,775,000 | $ 0 |
| Kings County New York | 1 | $ 4,975,000 | $ 4,975,000 | $ 0 |
| Monroe County New York | 1 | $ 13,355,000 | $ 13,355,000 | $ 0 |
| Suffolk County New York | 1 | $ 50,005,000 | $ 50,005,000 | $ 0 |
| Sullivan County New York | 1 | $ 13,385,000 | $ 13,385,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 31,365,000 | $ 31,365,000 | $ 0 |
| Durham County North Carolina | 1 | $ 53,535,000 | $ 53,535,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 13,805,000 | $ 13,805,000 | $ 0 |
| Union County North Carolina | 1 | $ 41,375,000 | $ 41,375,000 | $ 0 |
| Erie County Ohio | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 3,425,000 | $ 3,425,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 4,225,000 | $ 4,225,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 2,145,000 | $ 2,145,000 | $ 0 |
| Jackson County Oregon | 1 | $ 4,035,000 | $ 4,035,000 | $ 0 |
| Linn County Oregon | 1 | $ 1,665,000 | $ 1,665,000 | $ 0 |
| Polk County Oregon | 1 | $ 2,045,000 | $ 2,045,000 | $ 0 |
| Wasco County Oregon | 1 | $ 3,025,000 | $ 3,025,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 20,005,000 | $ 20,005,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 3,705,000 | $ 3,705,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 5,105,000 | $ 5,105,000 | $ 0 |
| Horry County South Carolina | 1 | $ 2,375,000 | $ 2,375,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 7,055,000 | $ 7,055,000 | $ 0 |
| Richland County South Carolina | 1 | $ 15,665,000 | $ 15,665,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 36,195,000 | $ 36,195,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 13,005,000 | $ 13,005,000 | $ 0 |
| Knox County Tennessee | 1 | $ 4,905,000 | $ 4,905,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 22,325,000 | $ 22,325,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 2,065,000 | $ 2,065,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 40,045,000 | $ 40,045,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 4,535,000 | $ 4,535,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 7,745,000 | $ 7,745,000 | $ 0 |
| Comal County Texas | 1 | $ 37,575,000 | $ 37,575,000 | $ 0 |
| Coryell County Texas | 1 | $ 11,185,000 | $ 11,185,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 24,995,000 | $ 24,995,000 | $ 0 |
| Hunt County Texas | 1 | $ 4,485,000 | $ 4,485,000 | $ 0 |
| Jefferson County Texas | 1 | $ 10,855,000 | $ 10,855,000 | $ 0 |
| Kaufman County Texas | 1 | $ 11,375,000 | $ 11,375,000 | $ 0 |
| Kerr County Texas | 1 | $ 14,305,000 | $ 14,305,000 | $ 0 |
| Midland County Texas | 1 | $ 14,075,000 | $ 14,075,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 4,215,000 | $ 4,215,000 | $ 0 |
| Orange County Vermont | 1 | $ 6,105,000 | $ 6,105,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 29,405,000 | $ 29,405,000 | $ 0 |
| Manassas County Virginia | 1 | $ 7,955,000 | $ 7,955,000 | $ 0 |
| Newport News County Virginia | 1 | $ 8,625,000 | $ 8,625,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 18,055,000 | $ 18,055,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 43,615,000 | $ 43,615,000 | $ 0 |
| Poquoson County Virginia | 1 | $ 19,995,000 | $ 19,995,000 | $ 0 |
| Pierce County Washington | 1 | $ 1,685,000 | $ 1,685,000 | $ 0 |
| Snohomish County Washington | 1 | $ 4,645,000 | $ 4,645,000 | $ 0 |
| Whatcom County Washington | 1 | $ 6,785,000 | $ 6,785,000 | $ 0 |
| Albany County Wyoming | 1 | $ 3,035,000 | $ 3,035,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital One, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 270 | $4,544,200,000 | $17,212,000 | $93,655,000 | $0 | $0 |
| Home Purchase | 199 | $3,879,425,000 | $19,692,000 | $99,885,000 | $0 | $0 |
| Home Improvement | 16 | $97,720,000 | $6,107,000 | $20,005,000 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 485 | $8,521,345,000 | $17,864,000 | $99,885,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 478 | $8,377,650,000 | $17,824,000 | $99,885,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 7 | $143,695,000 | $20,527,000 | $40,005,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 414 | $7,611,490,000 | $18,747,000 | $99,885,000 | $0 | $0 |
| Application Withdrawn By Applicant | 57 | $841,695,000 | $14,766,000 | $87,875,000 | $0 | $0 |
| Loan Purchased By The Institution | 10 | $48,290,000 | $4,829,000 | $8,305,000 | $0 | $0 |
| Application Denied By Financial Institution | 3 | $7,265,000 | $2,421,000 | $3,505,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $12,605,000 | $12,605,000 | $12,605,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 482 | $8,514,080,000 | $17,962,000 | $99,885,000 | $0 | $0 |
| Other | 2 | $6,110,000 | $3,055,000 | $3,505,000 | $0 | $0 |
| Credit History | 1 | $1,155,000 | $1,155,000 | $1,155,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.