Carolina Bank
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Carolina Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Carolina Bank
Po Box 10209
Greensboro, NC 27404
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,008
Total Mortgage Loan Application Amount $776,418,000
Average Mortgage Loan Application Amount $195,666
Highest Mortgage Loan Application Amount $3,200,000
Average Applicant Income $93,000
Highest Applicant Income $2,683,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Carolina Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Guilford County North Carolina 410 $ 73,245,000 $ 178,000 $ 96,000
Alamance County North Carolina 341 $ 53,544,000 $ 157,000 $ 79,000
Forsyth County North Carolina 139 $ 27,377,000 $ 196,000 $ 100,000
Moore County North Carolina 111 $ 23,749,000 $ 213,000 $ 78,000
Fairfax County Virginia 111 $ 43,137,000 $ 388,000 $ 125,000
Lee County North Carolina 107 $ 16,034,000 $ 149,000 $ 74,000
Bedford County Virginia 105 $ 20,106,000 $ 191,000 $ 79,000
Randolph County North Carolina 102 $ 13,329,000 $ 130,000 $ 61,000
Wake County North Carolina 102 $ 24,828,000 $ 243,000 $ 105,000
Campbell County Virginia 97 $ 14,271,000 $ 147,000 $ 63,000
Roanoke County Virginia 90 $ 17,085,000 $ 189,000 $ 87,000
Lynchburg County Virginia 87 $ 13,679,000 $ 157,000 $ 79,000
Greenville County South Carolina 77 $ 12,722,000 $ 165,000 $ 67,000
Orange County North Carolina 75 $ 17,916,000 $ 238,000 $ 111,000
Johnston County North Carolina 73 $ 13,447,000 $ 184,000 $ 74,000
Surry County North Carolina 70 $ 8,635,000 $ 123,000 $ 62,000
Catawba County North Carolina 69 $ 8,997,000 $ 130,000 $ 62,000
Rockingham County North Carolina 68 $ 9,848,000 $ 144,000 $ 72,000
Davidson County North Carolina 67 $ 11,672,000 $ 174,000 $ 89,000
Mecklenburg County North Carolina 60 $ 15,098,000 $ 251,000 $ 129,000
Roanoke City County Virginia 60 $ 8,723,000 $ 145,000 $ 69,000
Buncombe County North Carolina 57 $ 10,085,000 $ 176,000 $ 80,000
Durham County North Carolina 50 $ 12,109,000 $ 242,000 $ 102,000
Franklin County Virginia 43 $ 7,609,000 $ 176,000 $ 85,000
Montgomery County Maryland 41 $ 16,422,000 $ 400,000 $ 124,000
New Hanover County North Carolina 39 $ 8,658,000 $ 222,000 $ 75,000
Pitt County North Carolina 33 $ 5,240,000 $ 158,000 $ 90,000
Harnett County North Carolina 32 $ 5,322,000 $ 166,000 $ 73,000
Prince William County Virginia 32 $ 9,162,000 $ 286,000 $ 85,000
Chesterfield County Virginia 30 $ 6,499,000 $ 216,000 $ 96,000
Loudoun County Virginia 27 $ 9,826,000 $ 363,000 $ 113,000
Jackson County North Carolina 24 $ 3,861,000 $ 160,000 $ 93,000
Iredell County North Carolina 22 $ 4,546,000 $ 206,000 $ 92,000
Pittsylvania County Virginia 22 $ 2,645,000 $ 120,000 $ 54,000
Richmond City County Virginia 22 $ 5,988,000 $ 272,000 $ 158,000
Oldham County Kentucky 21 $ 3,872,000 $ 184,000 $ 78,000
Howard County Maryland 21 $ 7,186,000 $ 342,000 $ 104,000
Alexander County North Carolina 21 $ 2,970,000 $ 141,000 $ 47,000
Gaston County North Carolina 21 $ 3,945,000 $ 187,000 $ 90,000
Pender County North Carolina 21 $ 3,601,000 $ 171,000 $ 67,000
Amherst County Virginia 20 $ 2,920,000 $ 146,000 $ 64,000
Spartanburg County South Carolina 19 $ 2,565,000 $ 135,000 $ 53,000
Botetourt County Virginia 19 $ 3,956,000 $ 208,000 $ 76,000
Chatham County North Carolina 18 $ 3,844,000 $ 213,000 $ 86,000
Henderson County North Carolina 18 $ 2,917,000 $ 162,000 $ 52,000
Monroe County Pennsylvania 18 $ 3,843,000 $ 213,000 $ 84,000
Dorchester County South Carolina 18 $ 3,142,000 $ 174,000 $ 81,000
York County South Carolina 18 $ 2,551,000 $ 141,000 $ 49,000
Appomattox County Virginia 18 $ 3,160,000 $ 175,000 $ 66,000
Henrico County Virginia 17 $ 3,711,000 $ 218,000 $ 91,000
Leon County Florida 16 $ 2,086,000 $ 130,000 $ 64,000
Davie County North Carolina 16 $ 2,945,000 $ 184,000 $ 61,000
Onslow County North Carolina 16 $ 2,411,000 $ 150,000 $ 110,000
Stokes County North Carolina 16 $ 1,917,000 $ 119,000 $ 51,000
Ashe County North Carolina 15 $ 2,358,000 $ 157,000 $ 60,000
Union County North Carolina 15 $ 2,638,000 $ 175,000 $ 72,000
Berkeley County South Carolina 13 $ 2,902,000 $ 223,000 $ 89,000
Charleston County South Carolina 13 $ 4,056,000 $ 312,000 $ 98,000
Richland County South Carolina 13 $ 2,138,000 $ 164,000 $ 81,000
Brunswick County North Carolina 12 $ 3,639,000 $ 303,000 $ 236,000
Lincoln County North Carolina 12 $ 2,914,000 $ 242,000 $ 90,000
Blount County Tennessee 12 $ 1,936,000 $ 161,000 $ 51,000
Dallas County Texas 12 $ 3,820,000 $ 318,000 $ 170,000
Albemarle County Virginia 12 $ 3,555,000 $ 296,000 $ 169,000
Montgomery County Virginia 12 $ 2,194,000 $ 182,000 $ 68,000
Salem County Virginia 12 $ 1,826,000 $ 152,000 $ 154,000
Floyd County Virginia 11 $ 1,534,000 $ 139,000 $ 47,000
Rockbridge County Virginia 11 $ 2,870,000 $ 260,000 $ 130,000
Orleans County Louisiana 10 $ 2,719,000 $ 271,000 $ 127,000
Duplin County North Carolina 10 $ 1,090,000 $ 109,000 $ 47,000
Horry County South Carolina 10 $ 2,700,000 $ 270,000 $ 155,000
Fulton County Georgia 9 $ 3,025,000 $ 336,000 $ 273,000
Burke County North Carolina 9 $ 1,092,000 $ 121,000 $ 47,000
Lancaster County South Carolina 9 $ 1,348,000 $ 149,000 $ 52,000
Pasco County Florida 8 $ 1,818,000 $ 227,000 $ 88,000
Forsyth County Georgia 8 $ 2,829,000 $ 353,000 $ 219,000
Cabarrus County North Carolina 8 $ 1,648,000 $ 206,000 $ 70,000
Franklin County North Carolina 8 $ 1,559,000 $ 194,000 $ 95,000
Macon County North Carolina 8 $ 2,508,000 $ 313,000 $ 187,000
Sampson County North Carolina 8 $ 1,162,000 $ 145,000 $ 69,000
Charlottesville County Virginia 8 $ 1,977,000 $ 247,000 $ 94,000
Gwinnett County Georgia 7 $ 1,329,000 $ 189,000 $ 55,000
Caldwell County North Carolina 7 $ 1,235,000 $ 176,000 $ 130,000
Swain County North Carolina 7 $ 951,000 $ 135,000 $ 57,000
Yadkin County North Carolina 7 $ 953,000 $ 136,000 $ 49,000
Lexington County South Carolina 7 $ 1,202,000 $ 171,000 $ 72,000
Oconee County South Carolina 7 $ 1,103,000 $ 157,000 $ 68,000
Collin County Texas 7 $ 2,039,000 $ 291,000 $ 140,000
Denton County Texas 7 $ 2,646,000 $ 378,000 $ 153,000
Bedford City County Virginia 7 $ 834,000 $ 119,000 $ 46,000
Carroll County Virginia 7 $ 913,000 $ 130,000 $ 64,000
Wakulla County Florida 6 $ 558,000 $ 93,000 $ 77,000
Baltimore County Maryland 6 $ 912,000 $ 152,000 $ 39,000
Frederick County Maryland 6 $ 2,139,000 $ 356,000 $ 123,000
Cumberland County North Carolina 6 $ 1,082,000 $ 180,000 $ 107,000
Haywood County North Carolina 6 $ 691,000 $ 115,000 $ 68,000
Person County North Carolina 6 $ 1,133,000 $ 188,000 $ 84,000
Beaufort County South Carolina 6 $ 1,501,000 $ 250,000 $ 97,000
Cherokee County South Carolina 6 $ 554,000 $ 92,000 $ 62,000
Chester County South Carolina 6 $ 569,000 $ 94,000 $ 34,000
Pickens County South Carolina 6 $ 776,000 $ 129,000 $ 68,000
Tarrant County Texas 6 $ 3,155,000 $ 525,000 $ 248,000
Grayson County Virginia 6 $ 634,000 $ 105,000 $ 72,000
Lexington County Virginia 6 $ 1,231,000 $ 205,000 $ 74,000
Patrick County Virginia 6 $ 694,000 $ 115,000 $ 57,000
Broward County Florida 5 $ 1,560,000 $ 312,000 $ 98,000
Hillsborough County Florida 5 $ 1,264,000 $ 252,000 $ 113,000
Trimble County Kentucky 5 $ 604,000 $ 120,000 $ 79,000
Anne Arundel County Maryland 5 $ 1,497,000 $ 299,000 $ 89,000
Carteret County North Carolina 5 $ 1,266,000 $ 253,000 $ 193,000
Caswell County North Carolina 5 $ 814,000 $ 162,000 $ 70,000
Richmond County North Carolina 5 $ 847,000 $ 169,000 $ 78,000
Rowan County North Carolina 5 $ 640,000 $ 128,000 $ 53,000
Wayne County North Carolina 5 $ 801,000 $ 160,000 $ 55,000
Aiken County South Carolina 5 $ 687,000 $ 137,000 $ 54,000
Harris County Texas 5 $ 952,000 $ 190,000 $ 92,000
Dinwiddie County Virginia 5 $ 616,000 $ 123,000 $ 41,000
Henry County Virginia 5 $ 540,000 $ 108,000 $ 35,000
District of Columbia County District Of Columbia 4 $ 1,270,000 $ 317,000 $ 122,000
Lee County Florida 4 $ 786,000 $ 196,000 $ 90,000
Manatee County Florida 4 $ 1,261,000 $ 315,000 $ 108,000
Pinellas County Florida 4 $ 1,072,000 $ 268,000 $ 95,000
Jefferson County Louisiana 4 $ 573,000 $ 143,000 $ 70,000
Bladen County North Carolina 4 $ 435,000 $ 108,000 $ 71,000
Anderson County South Carolina 4 $ 520,000 $ 130,000 $ 65,000
Georgetown County South Carolina 4 $ 1,101,000 $ 275,000 $ 98,000
Greenwood County South Carolina 4 $ 472,000 $ 118,000 $ 54,000
Laurens County South Carolina 4 $ 635,000 $ 158,000 $ 44,000
Giles County Virginia 4 $ 518,000 $ 129,000 $ 59,000
Hanover County Virginia 4 $ 625,000 $ 156,000 $ 56,000
Nelson County Virginia 4 $ 1,015,000 $ 253,000 $ 121,000
DeKalb County Georgia 3 $ 897,000 $ 299,000 $ 81,000
Glynn County Georgia 3 $ 541,000 $ 180,000 $ 53,000
Jefferson County Kentucky 3 $ 1,285,000 $ 428,000 $ 284,000
Harford County Maryland 3 $ 599,000 $ 199,000 $ 81,000
Prince George's County Maryland 3 $ 609,000 $ 203,000 $ 56,000
Cleveland County North Carolina 3 $ 684,000 $ 228,000 $ 73,000
Granville County North Carolina 3 $ 683,000 $ 227,000 $ 91,000
Montgomery County North Carolina 3 $ 408,000 $ 136,000 $ 48,000
Stanly County North Carolina 3 $ 369,000 $ 123,000 $ 45,000
Transylvania County North Carolina 3 $ 462,000 $ 154,000 $ 95,000
Wilkes County North Carolina 3 $ 394,000 $ 131,000 $ 36,000
Travis County Texas 3 $ 833,000 $ 277,000 $ 127,000
Arlington County Virginia 3 $ 1,591,000 $ 530,000 $ 203,000
Fairfax City County Virginia 3 $ 1,476,000 $ 492,000 $ 179,000
Manassas Park County Virginia 3 $ 609,000 $ 203,000 $ 62,000
Northumberland County Virginia 3 $ 811,000 $ 270,000 $ 199,000
Pulaski County Virginia 3 $ 434,000 $ 144,000 $ 65,000
Virginia Beach County Virginia 3 $ 585,000 $ 195,000 $ 59,000
Wythe County Virginia 3 $ 396,000 $ 132,000 $ 54,000
Duval County Florida 2 $ 422,000 $ 211,000 $ 50,000
Sarasota County Florida 2 $ 207,000 $ 103,000 $ 33,000
Cherokee County Georgia 2 $ 254,000 $ 127,000 $ 217,000
Cobb County Georgia 2 $ 321,000 $ 160,000 $ 124,000
Columbia County Georgia 2 $ 347,000 $ 173,000 $ 82,000
Ware County Georgia 2 $ 234,000 $ 117,000 $ 35,000
Shelby County Kentucky 2 $ 477,000 $ 238,000 $ 102,000
West Baton Rouge County Louisiana 2 $ 315,000 $ 157,000 $ 42,000
Beaufort County North Carolina 2 $ 404,000 $ 202,000 $ 127,000
Dare County North Carolina 2 $ 564,000 $ 282,000 $ 116,000
Greene County North Carolina 2 $ 157,000 $ 78,000 $ 17,000
Watauga County North Carolina 2 $ 398,000 $ 199,000 $ 54,000
Montgomery County Pennsylvania 2 $ 467,000 $ 233,000 $ 67,000
Edgefield County South Carolina 2 $ 439,000 $ 219,000 $ 129,000
Orangeburg County South Carolina 2 $ 333,000 $ 166,000 $ 102,000
Loudon County Tennessee 2 $ 234,000 $ 117,000 $ 54,000
Montgomery County Texas 2 $ 451,000 $ 225,000 $ 80,000
Alleghany County Virginia 2 $ 272,000 $ 136,000 $ 61,000
Colonial Heights County Virginia 2 $ 171,000 $ 85,000 $ 39,000
Falls Church County Virginia 2 $ 1,037,000 $ 518,000 $ 208,000
Goochland County Virginia 2 $ 383,000 $ 191,000 $ 79,000
Louisa County Virginia 2 $ 237,000 $ 118,000 $ 34,000
Radford County Virginia 2 $ 161,000 $ 80,000 $ 89,000
Spotsylvania County Virginia 2 $ 512,000 $ 256,000 $ 57,000
Stafford County Virginia 2 $ 434,000 $ 217,000 $ 96,000
Tazewell County Virginia 2 $ 113,000 $ 56,000 $ 66,000
Waynesboro County Virginia 2 $ 252,000 $ 126,000 $ 66,000
Lee County Alabama 1 $ 409,000 $ 409,000 $ 141,000
Bay County Florida 1 $ 185,000 $ 185,000 $ 61,000
Collier County Florida 1 $ 1,000,000 $ 1,000,000 $ 582,000
Escambia County Florida 1 $ 174,000 $ 174,000 $ 69,000
Franklin County Florida 1 $ 210,000 $ 210,000 $ 104,000
Gadsden County Florida 1 $ 77,000 $ 77,000 $ 24,000
Indian River County Florida 1 $ 417,000 $ 417,000 $ 312,000
Martin County Florida 1 $ 503,000 $ 503,000 $ 170,000
Palm Beach County Florida 1 $ 182,000 $ 182,000 $ 97,000
Seminole County Florida 1 $ 800,000 $ 800,000 $ 245,000
St. Lucie County Florida 1 $ 144,000 $ 144,000 $ 66,000
Bibb County Georgia 1 $ 87,000 $ 87,000 $ 46,000
Butts County Georgia 1 $ 148,000 $ 148,000 $ 88,000
Carroll County Georgia 1 $ 223,000 $ 223,000 $ 78,000
Clayton County Georgia 1 $ 122,000 $ 122,000 $ 0
Coweta County Georgia 1 $ 270,000 $ 270,000 $ 136,000
Hall County Georgia 1 $ 75,000 $ 75,000 $ 22,000
Lowndes County Georgia 1 $ 196,000 $ 196,000 $ 43,000
Lumpkin County Georgia 1 $ 268,000 $ 268,000 $ 82,000
McDuffie County Georgia 1 $ 100,000 $ 100,000 $ 54,000
Pierce County Georgia 1 $ 147,000 $ 147,000 $ 57,000
Richmond County Georgia 1 $ 203,000 $ 203,000 $ 129,000
Thomas County Georgia 1 $ 240,000 $ 240,000 $ 47,000
Troup County Georgia 1 $ 148,000 $ 148,000 $ 53,000
Walton County Georgia 1 $ 130,000 $ 130,000 $ 62,000
Wayne County Georgia 1 $ 133,000 $ 133,000 $ 50,000
Henry County Kentucky 1 $ 195,000 $ 195,000 $ 84,000
Jackson County Louisiana 1 $ 60,000 $ 60,000 $ 45,000
Plaquemines County Louisiana 1 $ 125,000 $ 125,000 $ 45,000
St. Tammany County Louisiana 1 $ 168,000 $ 168,000 $ 51,000
Tangipahoa County Louisiana 1 $ 206,000 $ 206,000 $ 62,000
Baltimore City County Maryland 1 $ 93,000 $ 93,000 $ 24,000
Barnstable County Massachusetts 1 $ 554,000 $ 554,000 $ 201,000
Alleghany County North Carolina 1 $ 124,000 $ 124,000 $ 45,000
Anson County North Carolina 1 $ 128,000 $ 128,000 $ 28,000
Avery County North Carolina 1 $ 289,000 $ 289,000 $ 147,000
Columbus County North Carolina 1 $ 188,000 $ 188,000 $ 81,000
Craven County North Carolina 1 $ 131,000 $ 131,000 $ 78,000
Graham County North Carolina 1 $ 122,000 $ 122,000 $ 42,000
Hoke County North Carolina 1 $ 96,000 $ 96,000 $ 27,000
Lenoir County North Carolina 1 $ 165,000 $ 165,000 $ 76,000
Polk County North Carolina 1 $ 110,000 $ 110,000 $ 49,000
Robeson County North Carolina 1 $ 160,000 $ 160,000 $ 37,000
Rutherford County North Carolina 1 $ 250,000 $ 250,000 $ 168,000
Scotland County North Carolina 1 $ 95,000 $ 95,000 $ 56,000
Wilson County North Carolina 1 $ 78,000 $ 78,000 $ 26,000
Blair County Pennsylvania 1 $ 139,000 $ 139,000 $ 56,000
Delaware County Pennsylvania 1 $ 297,000 $ 297,000 $ 74,000
Northampton County Pennsylvania 1 $ 220,000 $ 220,000 $ 78,000
Barnwell County South Carolina 1 $ 68,000 $ 68,000 $ 50,000
Chesterfield County South Carolina 1 $ 125,000 $ 125,000 $ 90,000
Fairfield County South Carolina 1 $ 172,000 $ 172,000 $ 75,000
Florence County South Carolina 1 $ 301,000 $ 301,000 $ 60,000
McCormick County South Carolina 1 $ 138,000 $ 138,000 $ 52,000
Sumter County South Carolina 1 $ 55,000 $ 55,000 $ 85,000
Claiborne County Tennessee 1 $ 314,000 $ 314,000 $ 162,000
Cumberland County Tennessee 1 $ 138,000 $ 138,000 $ 25,000
Greene County Tennessee 1 $ 330,000 $ 330,000 $ 132,000
Jefferson County Tennessee 1 $ 226,000 $ 226,000 $ 76,000
Johnson County Tennessee 1 $ 335,000 $ 335,000 $ 188,000
Knox County Tennessee 1 $ 133,000 $ 133,000 $ 34,000
Sevier County Tennessee 1 $ 109,000 $ 109,000 $ 209,000
Washington County Tennessee 1 $ 170,000 $ 170,000 $ 41,000
Bexar County Texas 1 $ 95,000 $ 95,000 $ 115,000
Fort Bend County Texas 1 $ 120,000 $ 120,000 $ 58,000
Grayson County Texas 1 $ 652,000 $ 652,000 $ 199,000
Henderson County Texas 1 $ 332,000 $ 332,000 $ 178,000
Jefferson County Texas 1 $ 232,000 $ 232,000 $ 139,000
Chittenden County Vermont 1 $ 158,000 $ 158,000 $ 46,000
Accomack County Virginia 1 $ 79,000 $ 79,000 $ 116,000
Alexandria County Virginia 1 $ 315,000 $ 315,000 $ 105,000
Amelia County Virginia 1 $ 230,000 $ 230,000 $ 54,000
Buena Vista County Virginia 1 $ 153,000 $ 153,000 $ 56,000
Caroline County Virginia 1 $ 195,000 $ 195,000 $ 38,000
Charlotte County Virginia 1 $ 199,000 $ 199,000 $ 198,000
Culpeper County Virginia 1 $ 211,000 $ 211,000 $ 45,000
Danville County Virginia 1 $ 152,000 $ 152,000 $ 137,000
Fauquier County Virginia 1 $ 226,000 $ 226,000 $ 80,000
Fluvanna County Virginia 1 $ 143,000 $ 143,000 $ 62,000
Frederick County Virginia 1 $ 476,000 $ 476,000 $ 321,000
Greene County Virginia 1 $ 159,000 $ 159,000 $ 82,000
Harrisonburg County Virginia 1 $ 150,000 $ 150,000 $ 239,000
Hopewell County Virginia 1 $ 118,000 $ 118,000 $ 34,000
Manassas County Virginia 1 $ 305,000 $ 305,000 $ 63,000
Mathews County Virginia 1 $ 181,000 $ 181,000 $ 72,000
New Kent County Virginia 1 $ 135,000 $ 135,000 $ 107,000
Orange County Virginia 1 $ 155,000 $ 155,000 $ 89,000
Page County Virginia 1 $ 121,000 $ 121,000 $ 50,000
Prince George County Virginia 1 $ 230,000 $ 230,000 $ 96,000
Warren County Virginia 1 $ 140,000 $ 140,000 $ 33,000
Winchester County Virginia 1 $ 280,000 $ 280,000 $ 169,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Carolina Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,910 $540,150,000 $185,000 $1,575,000 $82,000 $2,683,000
Refinancing 1,066 $230,288,000 $216,000 $1,800,000 $102,000 $1,216,000
Home Improvement 32 $5,980,000 $186,000 $3,200,000 $95,000 $370,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,323 $616,256,000 $185,000 $1,800,000 $89,000 $2,683,000
Asian 264 $83,783,000 $317,000 $900,000 $103,000 $695,000
Black or African American 235 $39,513,000 $168,000 $635,000 $70,000 $550,000
Hispanic 113 $19,677,000 $174,000 $681,000 $63,000 $244,000
Not Provided 44 $8,942,000 $203,000 $800,000 $87,000 $239,000
Not applicable 21 $6,640,000 $316,000 $3,200,000 $0 $0
American Indian or Alaskan Native 6 $1,116,000 $186,000 $370,000 $88,000 $142,000
Native Hawaiian or Other Pacific Islander 2 $491,000 $245,000 $250,000 $52,000 $60,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,613 $547,865,000 $209,000 $3,200,000 $102,000 $2,683,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 544 $73,465,000 $135,000 $308,000 $45,000 $240,000
FHA-insured (Federal Housing Administration) 533 $90,322,000 $169,000 $636,000 $65,000 $595,000
VA-guaranteed (Veterans Administration) 318 $64,766,000 $203,000 $585,000 $73,000 $321,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,220 $426,235,000 $191,000 $3,200,000 $89,000 $2,683,000
Loan Purchased By The Institution 838 $164,767,000 $196,000 $873,000 $88,000 $758,000
Application Withdrawn By Applicant 550 $104,952,000 $190,000 $1,800,000 $88,000 $837,000
Application Denied By Financial Institution 260 $47,073,000 $181,000 $968,000 $69,000 $842,000
File Closed For Incompleteness 102 $25,036,000 $245,000 $944,000 $92,000 $336,000
Application Approved But Not Accepted 38 $8,355,000 $219,000 $900,000 $92,000 $695,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 88 $13,969,000 $158,000 $640,000 $54,000 $128,000
Debt-To-Income Ratio 66 $12,847,000 $194,000 $968,000 $61,000 $360,000
Other 59 $11,010,000 $186,000 $670,000 $86,000 $529,000
Collateral 27 $5,991,000 $221,000 $922,000 $107,000 $842,000
Employment History 11 $1,603,000 $145,000 $417,000 $70,000 $176,000
Unverifiable Information 3 $546,000 $182,000 $288,000 $84,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 2 $279,000 $139,000 $168,000 $64,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List