Carrollton Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Carrollton Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Carrollton Bank
P. O. Box 232
Carrollton, IL 62016
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,473
Total Mortgage Loan Application Amount $986,965,000
Average Mortgage Loan Application Amount $196,200
Highest Mortgage Loan Application Amount $11,135,000
Average Applicant Income $146,400
Highest Applicant Income $5,964,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Carrollton Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carrollton Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Carrollton Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carrollton Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Carrollton Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carrollton Bank's mortgage activity for 2021.

Mortgage Loan Application Totals for Carrollton Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis County Missouri 1,332 $ 326,370,000 $ 245,000 $ 159,000
Madison County Illinois 744 $ 127,960,000 $ 171,000 $ 94,000
St. Charles County Missouri 489 $ 121,395,000 $ 248,000 $ 131,000
St. Clair County Illinois 423 $ 97,015,000 $ 229,000 $ 121,000
St. Louis City County Missouri 413 $ 71,635,000 $ 173,000 $ 122,000
Sangamon County Illinois 172 $ 35,690,000 $ 207,000 $ 133,000
Jersey County Illinois 165 $ 25,675,000 $ 155,000 $ 89,000
Jefferson County Missouri 123 $ 28,065,000 $ 228,000 $ 103,000
Greene County Illinois 88 $ 8,680,000 $ 98,000 $ 78,000
Macoupin County Illinois 66 $ 9,940,000 $ 150,000 $ 87,000
Lincoln County Missouri 32 $ 7,570,000 $ 236,000 $ 152,000
Monroe County Illinois 28 $ 7,540,000 $ 269,000 $ 127,000
Camden County Missouri 27 $ 6,205,000 $ 229,000 $ 206,000
Warren County Missouri 26 $ 6,480,000 $ 249,000 $ 156,000
Franklin County Missouri 24 $ 7,130,000 $ 297,000 $ 130,000
McLean County Illinois 18 $ 3,580,000 $ 198,000 $ 159,000
Logan County Illinois 14 $ 1,250,000 $ 89,000 $ 72,000
Maricopa County Arizona 12 $ 8,440,000 $ 703,000 $ 1,299,000
Lee County Florida 11 $ 5,145,000 $ 467,000 $ 505,000
Montgomery County Illinois 10 $ 1,970,000 $ 197,000 $ 207,000
Morgan County Illinois 8 $ 810,000 $ 101,000 $ 104,000
Washington County Illinois 8 $ 1,240,000 $ 155,000 $ 91,000
Clinton County Illinois 7 $ 2,805,000 $ 400,000 $ 185,000
Collier County Florida 6 $ 6,590,000 $ 1,098,000 $ 364,000
Sarasota County Florida 6 $ 2,420,000 $ 403,000 $ 549,000
Jackson County Missouri 6 $ 1,820,000 $ 303,000 $ 177,000
Calhoun County Illinois 5 $ 455,000 $ 91,000 $ 79,000
Cook County Illinois 5 $ 1,705,000 $ 341,000 $ 203,000
Boone County Missouri 5 $ 2,555,000 $ 511,000 $ 103,000
Hillsborough County Florida 4 $ 1,380,000 $ 345,000 $ 266,000
Manatee County Florida 4 $ 1,230,000 $ 307,000 $ 1,227,000
Pinellas County Florida 4 $ 1,950,000 $ 487,000 $ 248,000
Champaign County Illinois 4 $ 1,050,000 $ 262,000 $ 140,000
McHenry County Illinois 4 $ 1,390,000 $ 347,000 $ 194,000
Miller County Missouri 4 $ 760,000 $ 190,000 $ 91,000
St. Francois County Missouri 4 $ 940,000 $ 235,000 $ 63,000
Walton County Florida 3 $ 1,195,000 $ 398,000 $ 418,000
De Witt County Illinois 3 $ 365,000 $ 121,000 $ 82,000
Jackson County Illinois 3 $ 535,000 $ 178,000 $ 153,000
Taney County Missouri 3 $ 445,000 $ 148,000 $ 283,000
Coconino County Arizona 2 $ 1,470,000 $ 735,000 $ 324,000
Merced County California 2 $ 610,000 $ 305,000 $ 178,000
Denver County Colorado 2 $ 650,000 $ 325,000 $ 103,000
El Paso County Colorado 2 $ 970,000 $ 485,000 $ 205,000
Summit County Colorado 2 $ 830,000 $ 415,000 $ 362,000
Broward County Florida 2 $ 560,000 $ 280,000 $ 75,000
Lake County Florida 2 $ 450,000 $ 225,000 $ 155,000
Marion County Florida 2 $ 250,000 $ 125,000 $ 129,000
Palm Beach County Florida 2 $ 390,000 $ 195,000 $ 125,000
Christian County Illinois 2 $ 130,000 $ 65,000 $ 63,000
Marion County Illinois 2 $ 460,000 $ 230,000 $ 253,000
Menard County Illinois 2 $ 330,000 $ 165,000 $ 232,000
Perry County Illinois 2 $ 290,000 $ 145,000 $ 120,000
Randolph County Illinois 2 $ 150,000 $ 75,000 $ 55,000
Rock Island County Illinois 2 $ 130,000 $ 65,000 $ 39,000
Jackson County Indiana 2 $ 300,000 $ 150,000 $ 70,000
Lake County Indiana 2 $ 610,000 $ 305,000 $ 217,000
Johnson County Kansas 2 $ 820,000 $ 410,000 $ 131,000
Jefferson County Kentucky 2 $ 250,000 $ 125,000 $ 16,000
Orleans County Louisiana 2 $ 1,000,000 $ 500,000 $ 248,000
Manistee County Michigan 2 $ 980,000 $ 490,000 $ 88,000
Clay County Missouri 2 $ 580,000 $ 290,000 $ 172,000
Crawford County Missouri 2 $ 390,000 $ 195,000 $ 365,000
Montgomery County Missouri 2 $ 260,000 $ 130,000 $ 153,000
Ozark County Missouri 2 $ 190,000 $ 95,000 $ 169,000
Phelps County Missouri 2 $ 360,000 $ 180,000 $ 123,000
Platte County Missouri 2 $ 870,000 $ 435,000 $ 134,000
Stone County Missouri 2 $ 380,000 $ 190,000 $ 149,000
Morris County New Jersey 2 $ 610,000 $ 305,000 $ 101,000
Multnomah County Oregon 2 $ 450,000 $ 225,000 $ 147,000
Philadelphia County Pennsylvania 2 $ 160,000 $ 80,000 $ 115,000
Spartanburg County South Carolina 2 $ 610,000 $ 305,000 $ 114,000
Bradley County Tennessee 2 $ 560,000 $ 280,000 $ 96,000
Montgomery County Alabama 1 $ 65,000 $ 65,000 $ 75,000
Baxter County Arkansas 1 $ 215,000 $ 215,000 $ 182,000
Pope County Arkansas 1 $ 365,000 $ 365,000 $ 79,000
Contra Costa County California 1 $ 565,000 $ 565,000 $ 445,000
El Dorado County California 1 $ 535,000 $ 535,000 $ 257,000
Orange County California 1 $ 425,000 $ 425,000 $ 189,000
Riverside County California 1 $ 195,000 $ 195,000 $ 306,000
San Diego County California 1 $ 365,000 $ 365,000 $ 106,000
Arapahoe County Colorado 1 $ 255,000 $ 255,000 $ 51,000
Jefferson County Colorado 1 $ 535,000 $ 535,000 $ 161,000
Routt County Colorado 1 $ 345,000 $ 345,000 $ 0
Fairfield County Connecticut 1 $ 175,000 $ 175,000 $ 45,000
Bay County Florida 1 $ 275,000 $ 275,000 $ 58,000
Brevard County Florida 1 $ 165,000 $ 165,000 $ 275,000
Duval County Florida 1 $ 215,000 $ 215,000 $ 86,000
Flagler County Florida 1 $ 295,000 $ 295,000 $ 164,000
Indian River County Florida 1 $ 205,000 $ 205,000 $ 105,000
Miami-Dade County Florida 1 $ 195,000 $ 195,000 $ 1,460,000
Osceola County Florida 1 $ 515,000 $ 515,000 $ 158,000
Pasco County Florida 1 $ 165,000 $ 165,000 $ 219,000
St. Lucie County Florida 1 $ 205,000 $ 205,000 $ 42,000
Sumter County Florida 1 $ 155,000 $ 155,000 $ 152,000
Volusia County Florida 1 $ 205,000 $ 205,000 $ 128,000
Baldwin County Georgia 1 $ 305,000 $ 305,000 $ 280,000
Fulton County Georgia 1 $ 125,000 $ 125,000 $ 192,000
Gilmer County Georgia 1 $ 405,000 $ 405,000 $ 330,000
Greene County Georgia 1 $ 2,005,000 $ 2,005,000 $ 375,000
Jackson County Georgia 1 $ 245,000 $ 245,000 $ 105,000
Richmond County Georgia 1 $ 105,000 $ 105,000 $ 192,000
Honolulu County Hawaii 1 $ 205,000 $ 205,000 $ 0
Valley County Idaho 1 $ 465,000 $ 465,000 $ 470,000
Bond County Illinois 1 $ 225,000 $ 225,000 $ 59,000
Clay County Illinois 1 $ 205,000 $ 205,000 $ 355,000
Coles County Illinois 1 $ 245,000 $ 245,000 $ 76,000
Douglas County Illinois 1 $ 205,000 $ 205,000 $ 63,000
DuPage County Illinois 1 $ 15,000 $ 15,000 $ 444,000
Franklin County Illinois 1 $ 345,000 $ 345,000 $ 103,000
Hamilton County Illinois 1 $ 285,000 $ 285,000 $ 311,000
Jefferson County Illinois 1 $ 145,000 $ 145,000 $ 69,000
Johnson County Illinois 1 $ 135,000 $ 135,000 $ 92,000
Macon County Illinois 1 $ 295,000 $ 295,000 $ 0
McDonough County Illinois 1 $ 85,000 $ 85,000 $ 33,000
Peoria County Illinois 1 $ 155,000 $ 155,000 $ 80,000
Williamson County Illinois 1 $ 245,000 $ 245,000 $ 62,000
Woodford County Illinois 1 $ 155,000 $ 155,000 $ 33,000
Bartholomew County Indiana 1 $ 165,000 $ 165,000 $ 55,000
Hamilton County Indiana 1 $ 105,000 $ 105,000 $ 93,000
Madison County Indiana 1 $ 175,000 $ 175,000 $ 92,000
St. Joseph County Indiana 1 $ 335,000 $ 335,000 $ 122,000
Dallas County Iowa 1 $ 375,000 $ 375,000 $ 202,000
Reno County Kansas 1 $ 125,000 $ 125,000 $ 92,000
Henderson County Kentucky 1 $ 125,000 $ 125,000 $ 68,000
Warren County Kentucky 1 $ 335,000 $ 335,000 $ 77,000
Norfolk County Massachusetts 1 $ 485,000 $ 485,000 $ 98,000
Benzie County Michigan 1 $ 665,000 $ 665,000 $ 900,000
Kalamazoo County Michigan 1 $ 255,000 $ 255,000 $ 40,000
Clay County Minnesota 1 $ 165,000 $ 165,000 $ 67,000
Audrain County Missouri 1 $ 95,000 $ 95,000 $ 119,000
Callaway County Missouri 1 $ 125,000 $ 125,000 $ 77,000
Dent County Missouri 1 $ 115,000 $ 115,000 $ 126,000
Greene County Missouri 1 $ 105,000 $ 105,000 $ 33,000
Howard County Missouri 1 $ 355,000 $ 355,000 $ 81,000
Marion County Missouri 1 $ 475,000 $ 475,000 $ 138,000
Morgan County Missouri 1 $ 285,000 $ 285,000 $ 240,000
Perry County Missouri 1 $ 85,000 $ 85,000 $ 38,000
Flathead County Montana 1 $ 1,325,000 $ 1,325,000 $ 1,806,000
Missoula County Montana 1 $ 375,000 $ 375,000 $ 148,000
Douglas County Nebraska 1 $ 515,000 $ 515,000 $ 2,093,000
Gloucester County New Jersey 1 $ 275,000 $ 275,000 $ 106,000
Bernalillo County New Mexico 1 $ 295,000 $ 295,000 $ 122,000
Queens County New York 1 $ 2,235,000 $ 2,235,000 $ 0
Buncombe County North Carolina 1 $ 305,000 $ 305,000 $ 167,000
Guilford County North Carolina 1 $ 335,000 $ 335,000 $ 137,000
New Hanover County North Carolina 1 $ 605,000 $ 605,000 $ 230,000
Union County North Carolina 1 $ 995,000 $ 995,000 $ 708,000
Lucas County Ohio 1 $ 55,000 $ 55,000 $ 60,000
Montgomery County Ohio 1 $ 95,000 $ 95,000 $ 0
Stark County Ohio 1 $ 125,000 $ 125,000 $ 119,000
Garfield County Oklahoma 1 $ 65,000 $ 65,000 $ 148,000
Jackson County Oklahoma 1 $ 255,000 $ 255,000 $ 106,000
Oklahoma County Oklahoma 1 $ 285,000 $ 285,000 $ 66,000
Beaufort County South Carolina 1 $ 275,000 $ 275,000 $ 156,000
Charleston County South Carolina 1 $ 545,000 $ 545,000 $ 132,000
Sumter County South Carolina 1 $ 205,000 $ 205,000 $ 48,000
Davidson County Tennessee 1 $ 375,000 $ 375,000 $ 243,000
Tipton County Tennessee 1 $ 195,000 $ 195,000 $ 43,000
Williamson County Tennessee 1 $ 285,000 $ 285,000 $ 116,000
Comal County Texas 1 $ 875,000 $ 875,000 $ 1,898,000
Hardin County Texas 1 $ 335,000 $ 335,000 $ 193,000
Cache County Utah 1 $ 265,000 $ 265,000 $ 69,000
Okanogan County Washington 1 $ 285,000 $ 285,000 $ 976,000
Pierce County Washington 1 $ 315,000 $ 315,000 $ 0
Milwaukee County Wisconsin 1 $ 125,000 $ 125,000 $ 107,000
Oneida County Wisconsin 1 $ 135,000 $ 135,000 $ 222,000

Mortgage Loan Application Detail Totals for Carrollton Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,339 $514,905,000 $220,000 $11,135,000 $133,000 $5,964,000
Refinancing 1,449 $329,315,000 $227,000 $4,855,000 $150,000 $3,243,000
Cash-out Refinancing 618 $130,730,000 $211,000 $1,125,000 $126,000 $1,854,000
Other Purpose 44 $9,540,000 $216,000 $545,000 $152,000 $512,000
Home Improvement 23 $2,475,000 $107,000 $315,000 $171,000 $410,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,068 $669,260,000 $218,000 $3,005,000 $144,000 $5,964,000
Black or African American 454 $71,810,000 $158,000 $605,000 $90,000 $1,200,000
Not Provided 360 $87,240,000 $242,000 $1,765,000 $156,000 $3,243,000
Not applicable 291 $98,145,000 $337,000 $11,135,000 $114,000 $114,000
Hispanic 150 $24,730,000 $164,000 $655,000 $95,000 $1,831,000
Asian 118 $27,210,000 $230,000 $855,000 $149,000 $1,903,000
American Indian or Alaskan Native 18 $4,080,000 $226,000 $855,000 $106,000 $393,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,821 $856,495,000 $224,000 $11,135,000 $148,000 $5,964,000
FHA-insured (Federal Housing Administration) 335 $45,795,000 $136,000 $365,000 $59,000 $232,000
VA-guaranteed (Veterans Administration) 264 $78,060,000 $295,000 $895,000 $107,000 $390,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $6,615,000 $124,000 $275,000 $45,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,661 $810,415,000 $221,000 $11,135,000 $139,000 $5,964,000
Application Withdrawn By Applicant 591 $136,145,000 $230,000 $2,005,000 $145,000 $3,313,000
Application Denied By Financial Institution 198 $36,530,000 $184,000 $1,565,000 $85,000 $456,000
File Closed For Incompleteness 16 $2,770,000 $173,000 $545,000 $116,000 $320,000
Application Approved But Not Accepted 6 $1,030,000 $171,000 $295,000 $245,000 $245,000
Loan Purchased By The Institution 1 $75,000 $75,000 $75,000 $85,000 $85,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,275 $950,435,000 $222,000 $11,135,000 $140,000 $5,964,000
Credit History 82 $13,590,000 $165,000 $735,000 $97,000 $450,000
Debt-To-Income Ratio 72 $16,540,000 $229,000 $1,565,000 $67,000 $292,000
Collateral 16 $1,970,000 $123,000 $335,000 $84,000 $217,000
Other 15 $2,785,000 $185,000 $505,000 $112,000 $456,000
Employment History 11 $1,455,000 $132,000 $275,000 $72,000 $230,000
Unverifiable Information 1 $95,000 $95,000 $95,000 $59,000 $59,000
Credit Application Incomplete 1 $95,000 $95,000 $95,000 $44,000 $44,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Carrollton Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Carrollton Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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