Cathay Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Cathay Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cathay Bank 9650 Flair Drive Los Angeles, CA 91731 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,580 |
| Total Mortgage Loan Application Amount | $2,069,860,000 |
| Average Mortgage Loan Application Amount | $590,500 |
| Highest Mortgage Loan Application Amount | $23,505,000 |
| Average Applicant Income | $229,500 |
| Highest Applicant Income | $4,799,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Cathay Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cathay Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Cathay Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cathay Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cathay Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cathay Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 689 | $ 503,705,000 | $ 731,000 | $ 209,000 |
| Queens County New York | 408 | $ 238,070,000 | $ 583,000 | $ 158,000 |
| Orange County California | 381 | $ 250,985,000 | $ 658,000 | $ 282,000 |
| Kings County New York | 203 | $ 131,445,000 | $ 647,000 | $ 181,000 |
| King County Washington | 184 | $ 119,500,000 | $ 649,000 | $ 329,000 |
| San Bernardino County California | 181 | $ 69,135,000 | $ 381,000 | $ 132,000 |
| Nassau County New York | 171 | $ 93,155,000 | $ 544,000 | $ 175,000 |
| Santa Clara County California | 127 | $ 106,955,000 | $ 842,000 | $ 340,000 |
| Clark County Nevada | 96 | $ 25,360,000 | $ 264,000 | $ 73,000 |
| Alameda County California | 84 | $ 43,850,000 | $ 522,000 | $ 152,000 |
| Richmond County New York | 84 | $ 30,390,000 | $ 361,000 | $ 163,000 |
| Riverside County California | 79 | $ 33,185,000 | $ 420,000 | $ 116,000 |
| Cook County Illinois | 63 | $ 21,895,000 | $ 347,000 | $ 89,000 |
| San Mateo County California | 58 | $ 48,040,000 | $ 828,000 | $ 649,000 |
| San Francisco County California | 46 | $ 32,300,000 | $ 702,000 | $ 201,000 |
| Suffolk County New York | 42 | $ 18,150,000 | $ 432,000 | $ 217,000 |
| Contra Costa County California | 39 | $ 25,825,000 | $ 662,000 | $ 185,000 |
| Fort Bend County Texas | 39 | $ 9,075,000 | $ 232,000 | $ 136,000 |
| San Diego County California | 38 | $ 24,530,000 | $ 645,000 | $ 300,000 |
| Sacramento County California | 37 | $ 10,595,000 | $ 286,000 | $ 226,000 |
| Collin County Texas | 36 | $ 9,790,000 | $ 271,000 | $ 102,000 |
| Harris County Texas | 36 | $ 15,210,000 | $ 422,000 | $ 102,000 |
| Middlesex County New Jersey | 28 | $ 7,900,000 | $ 282,000 | $ 133,000 |
| Snohomish County Washington | 23 | $ 7,835,000 | $ 340,000 | $ 617,000 |
| Middlesex County Massachusetts | 22 | $ 12,660,000 | $ 575,000 | $ 279,000 |
| Hudson County New Jersey | 21 | $ 10,395,000 | $ 495,000 | $ 206,000 |
| Norfolk County Massachusetts | 18 | $ 8,800,000 | $ 488,000 | $ 127,000 |
| Bergen County New Jersey | 18 | $ 7,650,000 | $ 425,000 | $ 161,000 |
| New York County New York | 18 | $ 23,460,000 | $ 1,303,000 | $ 261,000 |
| Pierce County Washington | 18 | $ 5,590,000 | $ 310,000 | $ 83,000 |
| Galveston County Texas | 16 | $ 4,630,000 | $ 289,000 | $ 309,000 |
| San Joaquin County California | 15 | $ 5,765,000 | $ 384,000 | $ 77,000 |
| Bronx County New York | 15 | $ 7,305,000 | $ 487,000 | $ 171,000 |
| Denton County Texas | 15 | $ 3,435,000 | $ 229,000 | $ 124,000 |
| DuPage County Illinois | 14 | $ 3,590,000 | $ 256,000 | $ 135,000 |
| Ventura County California | 12 | $ 9,100,000 | $ 758,000 | $ 108,000 |
| Monmouth County New Jersey | 12 | $ 4,980,000 | $ 415,000 | $ 150,000 |
| Westchester County New York | 12 | $ 7,890,000 | $ 657,000 | $ 322,000 |
| Travis County Texas | 11 | $ 2,765,000 | $ 251,000 | $ 77,000 |
| Suffolk County Massachusetts | 8 | $ 6,490,000 | $ 811,000 | $ 84,000 |
| Marin County California | 7 | $ 5,595,000 | $ 799,000 | $ 414,000 |
| Essex County New Jersey | 6 | $ 2,760,000 | $ 460,000 | $ 341,000 |
| Ocean County New Jersey | 6 | $ 960,000 | $ 160,000 | $ 180,000 |
| Thurston County Washington | 6 | $ 1,600,000 | $ 266,000 | $ 0 |
| Placer County California | 5 | $ 3,375,000 | $ 675,000 | $ 270,000 |
| Solano County California | 5 | $ 2,025,000 | $ 405,000 | $ 1,801,000 |
| Tulare County California | 5 | $ 1,405,000 | $ 281,000 | $ 0 |
| Passaic County New Jersey | 5 | $ 1,585,000 | $ 317,000 | $ 471,000 |
| Dallas County Texas | 5 | $ 3,485,000 | $ 697,000 | $ 42,000 |
| Tarrant County Texas | 5 | $ 1,495,000 | $ 299,000 | $ 0 |
| Fresno County California | 4 | $ 1,060,000 | $ 265,000 | $ 109,000 |
| Kern County California | 4 | $ 1,180,000 | $ 295,000 | $ 0 |
| Montgomery County Maryland | 4 | $ 1,600,000 | $ 400,000 | $ 80,000 |
| Somerset County New Jersey | 4 | $ 1,100,000 | $ 275,000 | $ 165,000 |
| Bexar County Texas | 4 | $ 900,000 | $ 225,000 | $ 398,000 |
| Montgomery County Texas | 4 | $ 1,370,000 | $ 342,000 | $ 121,000 |
| Yolo County California | 3 | $ 1,045,000 | $ 348,000 | $ 0 |
| Essex County Massachusetts | 3 | $ 4,375,000 | $ 1,458,000 | $ 460,000 |
| Brazoria County Texas | 3 | $ 505,000 | $ 168,000 | $ 95,000 |
| Butte County California | 2 | $ 630,000 | $ 315,000 | $ 0 |
| El Dorado County California | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Lake County California | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Santa Barbara County California | 2 | $ 1,610,000 | $ 805,000 | $ 313,000 |
| Santa Cruz County California | 2 | $ 2,900,000 | $ 1,450,000 | $ 0 |
| Sonoma County California | 2 | $ 1,360,000 | $ 680,000 | $ 113,000 |
| Yuba County California | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Will County Illinois | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Washoe County Nevada | 2 | $ 4,060,000 | $ 2,030,000 | $ 0 |
| Morris County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Sussex County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 120,000 |
| Albany County New York | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Onondaga County New York | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Rockland County New York | 2 | $ 1,130,000 | $ 565,000 | $ 535,000 |
| Saratoga County New York | 2 | $ 620,000 | $ 310,000 | $ 245,000 |
| Johnson County Texas | 2 | $ 310,000 | $ 155,000 | $ 149,000 |
| Waller County Texas | 2 | $ 280,000 | $ 140,000 | $ 156,000 |
| Kitsap County Washington | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Lewis County Washington | 2 | $ 670,000 | $ 335,000 | $ 48,000 |
| Amador County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Calaveras County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Madera County California | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Mendocino County California | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Monterey County California | 1 | $ 705,000 | $ 705,000 | $ 341,000 |
| Nevada County California | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Stanislaus County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kane County Illinois | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lake County Illinois | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Frederick County Maryland | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Howard County Maryland | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Bristol County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Plymouth County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 331,000 |
| Douglas County Nevada | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Mercer County New Jersey | 1 | $ 975,000 | $ 975,000 | $ 4,799,000 |
| Union County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Dutchess County New York | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Oneida County New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Putnam County New York | 1 | $ 365,000 | $ 365,000 | $ 174,000 |
| Calhoun County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hardin County Texas | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Kaufman County Texas | 1 | $ 175,000 | $ 175,000 | $ 141,000 |
| Rockwall County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Webb County Texas | 1 | $ 235,000 | $ 235,000 | $ 20,000 |
| Williamson County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Douglas County Washington | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Kittitas County Washington | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Skagit County Washington | 1 | $ 325,000 | $ 325,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cathay Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,787 | $1,004,415,000 | $562,000 | $10,005,000 | $177,000 | $4,799,000 |
| Refinancing | 664 | $404,990,000 | $609,000 | $21,505,000 | $157,000 | $920,000 |
| Other Purpose | 620 | $269,940,000 | $435,000 | $2,005,000 | $276,000 | $3,708,000 |
| Cash-out Refinancing | 411 | $329,755,000 | $802,000 | $23,505,000 | $312,000 | $4,596,000 |
| Not Applicable | 62 | $47,430,000 | $765,000 | $2,355,000 | $261,000 | $1,235,000 |
| Home Improvement | 36 | $13,330,000 | $370,000 | $875,000 | $194,000 | $363,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 2,813 | $1,445,285,000 | $513,000 | $2,165,000 | $192,000 | $4,799,000 |
| Not Provided | 270 | $146,760,000 | $543,000 | $2,355,000 | $190,000 | $1,740,000 |
| White | 212 | $142,440,000 | $671,000 | $2,505,000 | $363,000 | $3,509,000 |
| Not applicable | 183 | $286,365,000 | $1,564,000 | $23,505,000 | $0 | $0 |
| Hispanic | 86 | $42,760,000 | $497,000 | $10,005,000 | $76,000 | $900,000 |
| Black or African American | 10 | $3,650,000 | $365,000 | $1,085,000 | $52,000 | $60,000 |
| American Indian or Alaskan Native | 3 | $1,525,000 | $508,000 | $895,000 | $1,080,000 | $1,080,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $495,000 | $495,000 | $495,000 | $133,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,580 | $2,069,860,000 | $578,000 | $23,505,000 | $195,000 | $4,799,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,992 | $1,235,220,000 | $620,000 | $23,505,000 | $182,000 | $3,708,000 |
| Application Denied By Financial Institution | 637 | $328,605,000 | $515,000 | $10,005,000 | $170,000 | $3,216,000 |
| Application Withdrawn By Applicant | 419 | $221,605,000 | $528,000 | $2,005,000 | $239,000 | $4,799,000 |
| File Closed For Incompleteness | 336 | $174,060,000 | $518,000 | $2,005,000 | $232,000 | $2,545,000 |
| Application Approved But Not Accepted | 134 | $62,940,000 | $469,000 | $1,335,000 | $204,000 | $606,000 |
| Loan Purchased By The Institution | 62 | $47,430,000 | $765,000 | $2,355,000 | $261,000 | $1,235,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,943 | $1,741,255,000 | $591,000 | $23,505,000 | $202,000 | $4,799,000 |
| Credit History | 226 | $121,600,000 | $538,000 | $2,005,000 | $225,000 | $2,880,000 |
| Collateral | 128 | $65,990,000 | $515,000 | $2,505,000 | $242,000 | $3,216,000 |
| Other | 108 | $57,670,000 | $533,000 | $2,005,000 | $203,000 | $720,000 |
| Debt-To-Income Ratio | 99 | $37,135,000 | $375,000 | $1,635,000 | $69,000 | $424,000 |
| Unverifiable Information | 68 | $32,330,000 | $475,000 | $1,205,000 | $167,000 | $548,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,780,000 | $695,000 | $865,000 | $252,000 | $411,000 |
| Employment History | 2 | $580,000 | $290,000 | $465,000 | $70,000 | $112,000 |
| Credit Application Incomplete | 2 | $10,520,000 | $5,260,000 | $10,005,000 | $500,000 | $900,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cathay Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cathay Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.