Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Centennial Lending, Llc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,012 |
| Total Mortgage Loan Application Amount | $341,197,000 |
| Average Mortgage Loan Application Amount | $170,333 |
| Highest Mortgage Loan Application Amount | $3,043,000 |
| Average Applicant Income | $84,333 |
| Highest Applicant Income | $550,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boulder County Colorado | 198 | $ 48,545,000 | $ 245,000 | $ 107,000 |
| Laramie County Wyoming | 194 | $ 29,681,000 | $ 152,000 | $ 81,000 |
| Jefferson County Colorado | 137 | $ 23,572,000 | $ 172,000 | $ 87,000 |
| Larimer County Colorado | 129 | $ 25,453,000 | $ 197,000 | $ 94,000 |
| Arapahoe County Colorado | 122 | $ 21,303,000 | $ 174,000 | $ 86,000 |
| Fremont County Wyoming | 98 | $ 15,663,000 | $ 159,000 | $ 85,000 |
| Adams County Colorado | 97 | $ 16,734,000 | $ 172,000 | $ 88,000 |
| Denver County Colorado | 95 | $ 17,707,000 | $ 186,000 | $ 80,000 |
| Weld County Colorado | 82 | $ 14,586,000 | $ 177,000 | $ 94,000 |
| Lancaster County Nebraska | 79 | $ 8,349,000 | $ 105,000 | $ 75,000 |
| Albany County Wyoming | 74 | $ 13,626,000 | $ 184,000 | $ 85,000 |
| Pima County Arizona | 50 | $ 7,528,000 | $ 150,000 | $ 73,000 |
| Natrona County Wyoming | 38 | $ 5,256,000 | $ 138,000 | $ 73,000 |
| Douglas County Colorado | 36 | $ 10,277,000 | $ 285,000 | $ 107,000 |
| Broomfield County Colorado | 31 | $ 7,395,000 | $ 238,000 | $ 125,000 |
| Adams County Nebraska | 26 | $ 1,732,000 | $ 66,000 | $ 45,000 |
| Marion County Oregon | 25 | $ 4,667,000 | $ 186,000 | $ 89,000 |
| Oklahoma County Oklahoma | 24 | $ 2,794,000 | $ 116,000 | $ 68,000 |
| Comanche County Oklahoma | 22 | $ 2,348,000 | $ 106,000 | $ 68,000 |
| Park County Wyoming | 18 | $ 2,648,000 | $ 147,000 | $ 72,000 |
| Maricopa County Arizona | 17 | $ 2,699,000 | $ 158,000 | $ 83,000 |
| Mesa County Colorado | 17 | $ 3,013,000 | $ 177,000 | $ 64,000 |
| Pueblo County Colorado | 17 | $ 2,146,000 | $ 126,000 | $ 71,000 |
| Campbell County Wyoming | 16 | $ 2,365,000 | $ 147,000 | $ 81,000 |
| Douglas County Nebraska | 15 | $ 1,559,000 | $ 103,000 | $ 70,000 |
| Summit County Colorado | 14 | $ 3,579,000 | $ 255,000 | $ 123,000 |
| Sweetwater County Wyoming | 13 | $ 1,566,000 | $ 120,000 | $ 86,000 |
| El Paso County Colorado | 12 | $ 2,383,000 | $ 198,000 | $ 94,000 |
| Scotts Bluff County Nebraska | 12 | $ 951,000 | $ 79,000 | $ 68,000 |
| Saguache County Colorado | 11 | $ 1,020,000 | $ 92,000 | $ 54,000 |
| Dawes County Nebraska | 11 | $ 773,000 | $ 70,000 | $ 56,000 |
| Chaffee County Colorado | 9 | $ 1,433,000 | $ 159,000 | $ 56,000 |
| Gilpin County Colorado | 9 | $ 1,765,000 | $ 196,000 | $ 54,000 |
| Box Butte County Nebraska | 9 | $ 684,000 | $ 76,000 | $ 72,000 |
| Madison County Nebraska | 9 | $ 996,000 | $ 110,000 | $ 75,000 |
| Fremont County Colorado | 8 | $ 1,252,000 | $ 156,000 | $ 110,000 |
| Cleveland County Oklahoma | 8 | $ 1,049,000 | $ 131,000 | $ 82,000 |
| Carbon County Wyoming | 8 | $ 930,000 | $ 116,000 | $ 64,000 |
| Elbert County Colorado | 7 | $ 1,008,000 | $ 144,000 | $ 89,000 |
| Garfield County Colorado | 7 | $ 1,368,000 | $ 195,000 | $ 78,000 |
| Gunnison County Colorado | 7 | $ 1,460,000 | $ 208,000 | $ 78,000 |
| Sedgwick County Kansas | 7 | $ 594,000 | $ 84,000 | $ 55,000 |
| Buffalo County Nebraska | 7 | $ 648,000 | $ 92,000 | $ 64,000 |
| Stephens County Oklahoma | 6 | $ 714,000 | $ 119,000 | $ 97,000 |
| Polk County Oregon | 6 | $ 1,134,000 | $ 189,000 | $ 78,000 |
| Clear Creek County Colorado | 5 | $ 727,000 | $ 145,000 | $ 67,000 |
| Grand County Colorado | 5 | $ 1,028,000 | $ 205,000 | $ 128,000 |
| Dodge County Nebraska | 5 | $ 378,000 | $ 75,000 | $ 60,000 |
| Red Willow County Nebraska | 5 | $ 231,000 | $ 46,000 | $ 46,000 |
| Big Horn County Wyoming | 5 | $ 680,000 | $ 136,000 | $ 73,000 |
| Converse County Wyoming | 5 | $ 803,000 | $ 160,000 | $ 88,000 |
| Otoe County Nebraska | 4 | $ 525,000 | $ 131,000 | $ 60,000 |
| Washington County Nebraska | 4 | $ 676,000 | $ 169,000 | $ 67,000 |
| Linn County Oregon | 4 | $ 920,000 | $ 230,000 | $ 88,000 |
| Park County Colorado | 3 | $ 500,000 | $ 166,000 | $ 107,000 |
| Park County Montana | 3 | $ 626,000 | $ 208,000 | $ 81,000 |
| Dawson County Nebraska | 3 | $ 220,000 | $ 73,000 | $ 47,000 |
| Kearney County Nebraska | 3 | $ 281,000 | $ 93,000 | $ 42,000 |
| Sarpy County Nebraska | 3 | $ 404,000 | $ 134,000 | $ 95,000 |
| Saunders County Nebraska | 3 | $ 280,000 | $ 93,000 | $ 49,000 |
| Caddo County Oklahoma | 3 | $ 283,000 | $ 94,000 | $ 53,000 |
| Grady County Oklahoma | 3 | $ 311,000 | $ 103,000 | $ 77,000 |
| Harris County Texas | 3 | $ 358,000 | $ 119,000 | $ 46,000 |
| Goshen County Wyoming | 3 | $ 344,000 | $ 114,000 | $ 67,000 |
| Sublette County Wyoming | 3 | $ 660,000 | $ 220,000 | $ 109,000 |
| Pinal County Arizona | 2 | $ 188,000 | $ 94,000 | $ 103,000 |
| Custer County Colorado | 2 | $ 277,000 | $ 138,000 | $ 108,000 |
| Huerfano County Colorado | 2 | $ 188,000 | $ 94,000 | $ 67,000 |
| Moffat County Colorado | 2 | $ 446,000 | $ 223,000 | $ 124,000 |
| Montrose County Colorado | 2 | $ 570,000 | $ 285,000 | $ 84,000 |
| Morgan County Colorado | 2 | $ 460,000 | $ 230,000 | $ 120,000 |
| Rio Blanco County Colorado | 2 | $ 332,000 | $ 166,000 | $ 60,000 |
| Routt County Colorado | 2 | $ 493,000 | $ 246,000 | $ 185,000 |
| Clay County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 33,000 |
| Hitchcock County Nebraska | 2 | $ 107,000 | $ 53,000 | $ 52,000 |
| Saline County Nebraska | 2 | $ 189,000 | $ 94,000 | $ 66,000 |
| Wayne County Nebraska | 2 | $ 125,000 | $ 62,000 | $ 60,000 |
| Clark County Nevada | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Canadian County Oklahoma | 2 | $ 303,000 | $ 151,000 | $ 76,000 |
| Cotton County Oklahoma | 2 | $ 156,000 | $ 78,000 | $ 64,000 |
| McClain County Oklahoma | 2 | $ 357,000 | $ 178,000 | $ 88,000 |
| Tillman County Oklahoma | 2 | $ 248,000 | $ 124,000 | $ 113,000 |
| Clackamas County Oregon | 2 | $ 470,000 | $ 235,000 | $ 75,000 |
| Multnomah County Oregon | 2 | $ 375,000 | $ 187,000 | $ 79,000 |
| Washington County Oregon | 2 | $ 300,000 | $ 150,000 | $ 99,000 |
| Sheridan County Wyoming | 2 | $ 229,000 | $ 114,000 | $ 82,000 |
| Washakie County Wyoming | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
| Weston County Wyoming | 2 | $ 409,000 | $ 204,000 | $ 53,000 |
| Mohave County Arizona | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Yavapai County Arizona | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Archuleta County Colorado | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Bent County Colorado | 1 | $ 62,000 | $ 62,000 | $ 68,000 |
| Eagle County Colorado | 1 | $ 1,229,000 | $ 1,229,000 | $ 286,000 |
| La Plata County Colorado | 1 | $ 170,000 | $ 170,000 | $ 25,000 |
| Lincoln County Colorado | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Logan County Colorado | 1 | $ 26,000 | $ 26,000 | $ 11,000 |
| Otero County Colorado | 1 | $ 147,000 | $ 147,000 | $ 48,000 |
| Phillips County Colorado | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Rio Grande County Colorado | 1 | $ 270,000 | $ 270,000 | $ 170,000 |
| Washington County Colorado | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Yuma County Colorado | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Ada County Idaho | 1 | $ 308,000 | $ 308,000 | $ 84,000 |
| Decatur County Kansas | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Finney County Kansas | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Thomas County Kansas | 1 | $ 89,000 | $ 89,000 | $ 78,000 |
| Wilson County Kansas | 1 | $ 43,000 | $ 43,000 | $ 39,000 |
| Johnson County Missouri | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Yellowstone County Montana | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Brown County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 74,000 |
| Burt County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Cass County Nebraska | 1 | $ 173,000 | $ 173,000 | $ 87,000 |
| Cedar County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 22,000 |
| Cheyenne County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| Dundy County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Fillmore County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Frontier County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 79,000 |
| Furnas County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Harlan County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Kimball County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Lincoln County Nebraska | 1 | $ 127,000 | $ 127,000 | $ 65,000 |
| Morrill County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 83,000 |
| Nance County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Pierce County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 71,000 |
| Platte County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Seward County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 67,000 |
| Dona Ana County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Quay County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| Kay County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Gilliam County Oregon | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Bexar County Texas | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Collin County Texas | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Fort Bend County Texas | 1 | $ 119,000 | $ 119,000 | $ 220,000 |
| Liberty County Texas | 1 | $ 60,000 | $ 60,000 | $ 12,000 |
| Montgomery County Texas | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Cache County Utah | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Grand County Utah | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Kane County Utah | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Salt Lake County Utah | 1 | $ 170,000 | $ 170,000 | $ 98,000 |
| Hot Springs County Wyoming | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Johnson County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Lincoln County Wyoming | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| Uinta County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,596 | $274,962,000 | $172,000 | $3,043,000 | $86,000 | $550,000 |
| Home Purchase | 415 | $66,055,000 | $159,000 | $1,216,000 | $80,000 | $516,000 |
| Home Improvement | 1 | $180,000 | $180,000 | $180,000 | $87,000 | $87,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,546 | $261,343,000 | $169,000 | $3,043,000 | $86,000 | $545,000 |
| Not Provided | 310 | $54,805,000 | $176,000 | $1,350,000 | $85,000 | $327,000 |
| Hispanic | 106 | $15,912,000 | $150,000 | $413,000 | $73,000 | $550,000 |
| Black or African American | 20 | $3,269,000 | $163,000 | $417,000 | $60,000 | $135,000 |
| Asian | 18 | $4,010,000 | $222,000 | $720,000 | $101,000 | $195,000 |
| American Indian or Alaskan Native | 9 | $1,488,000 | $165,000 | $369,000 | $96,000 | $271,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $370,000 | $123,000 | $194,000 | $73,000 | $94,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,881 | $321,290,000 | $170,000 | $3,043,000 | $87,000 | $550,000 |
| FHA-insured (Federal Housing Administration) | 87 | $12,881,000 | $148,000 | $407,000 | $62,000 | $162,000 |
| VA-guaranteed (Veterans Administration) | 44 | $7,026,000 | $159,000 | $324,000 | $66,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 841 | $137,930,000 | $164,000 | $3,043,000 | $87,000 | $545,000 |
| Application Withdrawn By Applicant | 438 | $80,139,000 | $182,000 | $1,500,000 | $92,000 | $516,000 |
| Application Denied By Financial Institution | 377 | $61,606,000 | $163,000 | $879,000 | $71,000 | $550,000 |
| File Closed For Incompleteness | 251 | $45,038,000 | $179,000 | $885,000 | $88,000 | $360,000 |
| Application Approved But Not Accepted | 105 | $16,484,000 | $156,000 | $417,000 | $80,000 | $217,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 13 | $2,345,000 | $180,000 | $350,000 | $73,000 | $128,000 |
| Debt-To-Income Ratio | 8 | $1,665,000 | $208,000 | $305,000 | $76,000 | $249,000 |
| Credit History | 7 | $929,000 | $132,000 | $310,000 | $79,000 | $115,000 |
| Other | 6 | $926,000 | $154,000 | $190,000 | $70,000 | $117,000 |
| Employment History | 2 | $203,000 | $101,000 | $120,000 | $58,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.