Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Centennial Lending, Llc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,004 |
| Total Mortgage Loan Application Amount | $327,283,000 |
| Average Mortgage Loan Application Amount | $179,666 |
| Highest Mortgage Loan Application Amount | $1,283,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $850,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Colorado | 199 | $ 39,087,000 | $ 196,000 | $ 88,000 |
| Laramie County Wyoming | 199 | $ 28,924,000 | $ 145,000 | $ 73,000 |
| Boulder County Colorado | 160 | $ 35,818,000 | $ 223,000 | $ 106,000 |
| Denver County Colorado | 137 | $ 25,598,000 | $ 186,000 | $ 78,000 |
| Adams County Colorado | 131 | $ 21,167,000 | $ 161,000 | $ 76,000 |
| Larimer County Colorado | 122 | $ 21,089,000 | $ 172,000 | $ 82,000 |
| Arapahoe County Colorado | 118 | $ 20,018,000 | $ 169,000 | $ 81,000 |
| Fremont County Wyoming | 87 | $ 12,827,000 | $ 147,000 | $ 80,000 |
| Weld County Colorado | 79 | $ 13,600,000 | $ 172,000 | $ 93,000 |
| Lancaster County Nebraska | 76 | $ 9,052,000 | $ 119,000 | $ 68,000 |
| Albany County Wyoming | 69 | $ 12,241,000 | $ 177,000 | $ 80,000 |
| Douglas County Colorado | 45 | $ 11,062,000 | $ 245,000 | $ 102,000 |
| Pima County Arizona | 39 | $ 5,139,000 | $ 131,000 | $ 86,000 |
| Broomfield County Colorado | 33 | $ 6,456,000 | $ 195,000 | $ 80,000 |
| Comanche County Oklahoma | 24 | $ 2,416,000 | $ 100,000 | $ 62,000 |
| Sweetwater County Wyoming | 22 | $ 3,183,000 | $ 144,000 | $ 68,000 |
| Natrona County Wyoming | 21 | $ 2,986,000 | $ 142,000 | $ 56,000 |
| Marion County Oregon | 20 | $ 3,070,000 | $ 153,000 | $ 75,000 |
| Adams County Nebraska | 19 | $ 1,267,000 | $ 66,000 | $ 55,000 |
| Campbell County Wyoming | 19 | $ 2,819,000 | $ 148,000 | $ 73,000 |
| El Paso County Colorado | 17 | $ 2,445,000 | $ 143,000 | $ 72,000 |
| Mesa County Colorado | 17 | $ 2,428,000 | $ 142,000 | $ 72,000 |
| Red Willow County Nebraska | 16 | $ 1,197,000 | $ 74,000 | $ 70,000 |
| Maricopa County Arizona | 15 | $ 2,217,000 | $ 147,000 | $ 102,000 |
| Pueblo County Colorado | 14 | $ 1,935,000 | $ 138,000 | $ 86,000 |
| Oklahoma County Oklahoma | 13 | $ 1,462,000 | $ 112,000 | $ 79,000 |
| Buffalo County Nebraska | 12 | $ 973,000 | $ 81,000 | $ 35,000 |
| Dawes County Nebraska | 10 | $ 997,000 | $ 99,000 | $ 43,000 |
| Chaffee County Colorado | 9 | $ 1,437,000 | $ 159,000 | $ 51,000 |
| Elbert County Colorado | 9 | $ 1,733,000 | $ 192,000 | $ 97,000 |
| Converse County Wyoming | 9 | $ 1,135,000 | $ 126,000 | $ 75,000 |
| Park County Colorado | 8 | $ 1,600,000 | $ 200,000 | $ 73,000 |
| Summit County Colorado | 8 | $ 1,415,000 | $ 176,000 | $ 131,000 |
| Box Butte County Nebraska | 8 | $ 650,000 | $ 81,000 | $ 81,000 |
| Dodge County Nebraska | 8 | $ 785,000 | $ 98,000 | $ 49,000 |
| Scotts Bluff County Nebraska | 8 | $ 685,000 | $ 85,000 | $ 65,000 |
| Sedgwick County Kansas | 7 | $ 681,000 | $ 97,000 | $ 73,000 |
| Douglas County Nebraska | 7 | $ 816,000 | $ 116,000 | $ 58,000 |
| Lincoln County Wyoming | 7 | $ 1,262,000 | $ 180,000 | $ 64,000 |
| Park County Wyoming | 7 | $ 980,000 | $ 140,000 | $ 46,000 |
| Grand County Colorado | 6 | $ 1,115,000 | $ 185,000 | $ 98,000 |
| Sarpy County Nebraska | 6 | $ 718,000 | $ 119,000 | $ 112,000 |
| Carbon County Wyoming | 6 | $ 1,070,000 | $ 178,000 | $ 56,000 |
| Cochise County Arizona | 5 | $ 364,000 | $ 72,000 | $ 40,000 |
| Gilpin County Colorado | 5 | $ 929,000 | $ 185,000 | $ 98,000 |
| Hitchcock County Nebraska | 5 | $ 259,000 | $ 51,000 | $ 51,000 |
| Madison County Nebraska | 5 | $ 675,000 | $ 135,000 | $ 183,000 |
| Polk County Oregon | 5 | $ 1,103,000 | $ 220,000 | $ 96,000 |
| Clear Creek County Colorado | 4 | $ 871,000 | $ 217,000 | $ 133,000 |
| Routt County Colorado | 4 | $ 985,000 | $ 246,000 | $ 139,000 |
| Park County Montana | 4 | $ 600,000 | $ 150,000 | $ 44,000 |
| Washington County Nebraska | 4 | $ 516,000 | $ 129,000 | $ 45,000 |
| Platte County Wyoming | 4 | $ 672,000 | $ 168,000 | $ 60,000 |
| Uinta County Wyoming | 4 | $ 616,000 | $ 154,000 | $ 34,000 |
| Pinal County Arizona | 3 | $ 161,000 | $ 53,000 | $ 46,000 |
| Fremont County Colorado | 3 | $ 285,000 | $ 95,000 | $ 71,000 |
| Garfield County Colorado | 3 | $ 604,000 | $ 201,000 | $ 60,000 |
| Teller County Colorado | 3 | $ 514,000 | $ 171,000 | $ 118,000 |
| Kearney County Nebraska | 3 | $ 290,000 | $ 96,000 | $ 60,000 |
| Clark County Nevada | 3 | $ 345,000 | $ 115,000 | $ 191,000 |
| Cleveland County Oklahoma | 3 | $ 449,000 | $ 149,000 | $ 77,000 |
| Stephens County Oklahoma | 3 | $ 262,000 | $ 87,000 | $ 70,000 |
| Linn County Oregon | 3 | $ 472,000 | $ 157,000 | $ 48,000 |
| Sublette County Wyoming | 3 | $ 501,000 | $ 167,000 | $ 60,000 |
| Logan County Colorado | 2 | $ 265,000 | $ 132,000 | $ 29,000 |
| Montrose County Colorado | 2 | $ 170,000 | $ 85,000 | $ 122,000 |
| Morgan County Colorado | 2 | $ 173,000 | $ 86,000 | $ 115,000 |
| Washington County Colorado | 2 | $ 128,000 | $ 64,000 | $ 55,000 |
| Leavenworth County Kansas | 2 | $ 220,000 | $ 110,000 | $ 102,000 |
| Cedar County Nebraska | 2 | $ 49,000 | $ 24,000 | $ 47,000 |
| Hall County Nebraska | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Sioux County Nebraska | 2 | $ 58,000 | $ 29,000 | $ 56,000 |
| Stanton County Nebraska | 2 | $ 209,000 | $ 104,000 | $ 34,000 |
| Caddo County Oklahoma | 2 | $ 114,000 | $ 57,000 | $ 93,000 |
| Grady County Oklahoma | 2 | $ 244,000 | $ 122,000 | $ 97,000 |
| Apache County Arizona | 1 | $ 179,000 | $ 179,000 | $ 58,000 |
| La Paz County Arizona | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Mohave County Arizona | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Navajo County Arizona | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Yavapai County Arizona | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Costilla County Colorado | 1 | $ 63,000 | $ 63,000 | $ 118,000 |
| Eagle County Colorado | 1 | $ 331,000 | $ 331,000 | $ 47,000 |
| Gunnison County Colorado | 1 | $ 210,000 | $ 210,000 | $ 215,000 |
| Hinsdale County Colorado | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| La Plata County Colorado | 1 | $ 244,000 | $ 244,000 | $ 82,000 |
| Lake County Colorado | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Otero County Colorado | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Phillips County Colorado | 1 | $ 231,000 | $ 231,000 | $ 60,000 |
| Yuma County Colorado | 1 | $ 224,000 | $ 224,000 | $ 95,000 |
| Ada County Idaho | 1 | $ 250,000 | $ 250,000 | $ 180,000 |
| Bonneville County Idaho | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Polk County Iowa | 1 | $ 171,000 | $ 171,000 | $ 98,000 |
| Pottawattamie County Iowa | 1 | $ 310,000 | $ 310,000 | $ 273,000 |
| Cheyenne County Kansas | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Mitchell County Kansas | 1 | $ 44,000 | $ 44,000 | $ 72,000 |
| Rawlins County Kansas | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Riley County Kansas | 1 | $ 84,000 | $ 84,000 | $ 57,000 |
| Rapides County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Atchison County Missouri | 1 | $ 66,000 | $ 66,000 | $ 87,000 |
| Gallatin County Montana | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
| Boyd County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Burt County Nebraska | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
| Cass County Nebraska | 1 | $ 200,000 | $ 200,000 | $ 107,000 |
| Clay County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Dawson County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Dundy County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Furnas County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 16,000 |
| Gage County Nebraska | 1 | $ 210,000 | $ 210,000 | $ 109,000 |
| Hayes County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 31,000 |
| Howard County Nebraska | 1 | $ 66,000 | $ 66,000 | $ 34,000 |
| Keith County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Morrill County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Otoe County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 113,000 |
| Pawnee County Nebraska | 1 | $ 149,000 | $ 149,000 | $ 105,000 |
| Phelps County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Pierce County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 71,000 |
| Platte County Nebraska | 1 | $ 59,000 | $ 59,000 | $ 113,000 |
| Richardson County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Seward County Nebraska | 1 | $ 163,000 | $ 163,000 | $ 114,000 |
| Cotton County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 39,000 |
| Kay County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Kiowa County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Logan County Oklahoma | 1 | $ 197,000 | $ 197,000 | $ 114,000 |
| Lane County Oregon | 1 | $ 84,000 | $ 84,000 | $ 26,000 |
| Washington County Oregon | 1 | $ 41,000 | $ 41,000 | $ 77,000 |
| Yamhill County Oregon | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Butte County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Pennington County South Dakota | 1 | $ 264,000 | $ 264,000 | $ 102,000 |
| Wasatch County Utah | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Big Horn County Wyoming | 1 | $ 196,000 | $ 196,000 | $ 105,000 |
| Johnson County Wyoming | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| Niobrara County Wyoming | 1 | $ 80,000 | $ 80,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,454 | $241,995,000 | $166,000 | $1,283,000 | $83,000 | $850,000 |
| Home Purchase | 548 | $84,850,000 | $154,000 | $1,000,000 | $75,000 | $418,000 |
| Home Improvement | 2 | $438,000 | $219,000 | $417,000 | $69,000 | $138,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,612 | $263,904,000 | $163,000 | $1,283,000 | $83,000 | $850,000 |
| Not Provided | 213 | $34,132,000 | $160,000 | $504,000 | $79,000 | $277,000 |
| Hispanic | 116 | $18,475,000 | $159,000 | $780,000 | $68,000 | $180,000 |
| Asian | 25 | $3,909,000 | $156,000 | $371,000 | $66,000 | $196,000 |
| Black or African American | 21 | $3,520,000 | $167,000 | $417,000 | $71,000 | $151,000 |
| American Indian or Alaskan Native | 9 | $1,340,000 | $148,000 | $373,000 | $54,000 | $118,000 |
| Not applicable | 5 | $1,409,000 | $281,000 | $417,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $594,000 | $198,000 | $264,000 | $78,000 | $115,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,789 | $295,142,000 | $164,000 | $1,283,000 | $84,000 | $850,000 |
| FHA-insured (Federal Housing Administration) | 165 | $23,670,000 | $143,000 | $329,000 | $57,000 | $360,000 |
| VA-guaranteed (Veterans Administration) | 50 | $8,471,000 | $169,000 | $354,000 | $62,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 783 | $127,542,000 | $162,000 | $1,000,000 | $86,000 | $850,000 |
| Application Denied By Financial Institution | 576 | $93,366,000 | $162,000 | $1,283,000 | $74,000 | $573,000 |
| Application Approved But Not Accepted | 306 | $49,715,000 | $162,000 | $612,000 | $76,000 | $282,000 |
| Application Withdrawn By Applicant | 258 | $43,411,000 | $168,000 | $460,000 | $88,000 | $418,000 |
| File Closed For Incompleteness | 81 | $13,249,000 | $163,000 | $505,000 | $81,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 82 | $13,311,000 | $162,000 | $644,000 | $70,000 | $300,000 |
| Debt-To-Income Ratio | 82 | $14,582,000 | $177,000 | $780,000 | $58,000 | $215,000 |
| Collateral | 42 | $7,603,000 | $181,000 | $417,000 | $93,000 | $369,000 |
| Other | 26 | $5,230,000 | $201,000 | $1,283,000 | $83,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,218,000 | $110,000 | $160,000 | $48,000 | $149,000 |
| Mortgage Insurance Denied | 6 | $962,000 | $160,000 | $207,000 | $64,000 | $106,000 |
| Employment History | 5 | $621,000 | $124,000 | $181,000 | $76,000 | $118,000 |
| Unverifiable Information | 2 | $384,000 | $192,000 | $259,000 | $53,000 | $62,000 |
| Credit Application Incomplete | 1 | $388,000 | $388,000 | $388,000 | $140,000 | $140,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.