Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Centennial Lending, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,270 |
| Total Mortgage Loan Application Amount | $485,825,000 |
| Average Mortgage Loan Application Amount | $215,000 |
| Highest Mortgage Loan Application Amount | $1,495,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $5,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 321 | $ 62,795,000 | $ 195,000 | $ 83,000 |
| Adams County Colorado | 211 | $ 50,605,000 | $ 239,000 | $ 104,000 |
| Jefferson County Colorado | 130 | $ 34,665,000 | $ 268,000 | $ 129,000 |
| Maricopa County Arizona | 126 | $ 25,020,000 | $ 198,000 | $ 136,000 |
| Weld County Colorado | 123 | $ 32,155,000 | $ 261,000 | $ 110,000 |
| Larimer County Colorado | 119 | $ 32,045,000 | $ 269,000 | $ 113,000 |
| Denver County Colorado | 91 | $ 23,775,000 | $ 261,000 | $ 122,000 |
| Arapahoe County Colorado | 90 | $ 22,840,000 | $ 253,000 | $ 94,000 |
| Boulder County Colorado | 90 | $ 24,850,000 | $ 276,000 | $ 131,000 |
| Bonneville County Idaho | 80 | $ 12,780,000 | $ 159,000 | $ 83,000 |
| Marion County Oregon | 60 | $ 12,490,000 | $ 208,000 | $ 98,000 |
| Pima County Arizona | 59 | $ 10,665,000 | $ 180,000 | $ 104,000 |
| Lancaster County Nebraska | 57 | $ 8,075,000 | $ 141,000 | $ 73,000 |
| Douglas County Nebraska | 46 | $ 7,310,000 | $ 158,000 | $ 94,000 |
| Pueblo County Colorado | 38 | $ 5,200,000 | $ 136,000 | $ 74,000 |
| Lemhi County Idaho | 37 | $ 5,565,000 | $ 150,000 | $ 72,000 |
| Broomfield County Colorado | 29 | $ 6,665,000 | $ 229,000 | $ 109,000 |
| Natrona County Wyoming | 29 | $ 6,015,000 | $ 207,000 | $ 97,000 |
| Douglas County Colorado | 27 | $ 8,355,000 | $ 309,000 | $ 332,000 |
| Mesa County Colorado | 24 | $ 4,750,000 | $ 197,000 | $ 85,000 |
| Sarpy County Nebraska | 20 | $ 3,750,000 | $ 187,000 | $ 125,000 |
| El Paso County Colorado | 15 | $ 4,485,000 | $ 299,000 | $ 91,000 |
| Adams County Nebraska | 14 | $ 1,310,000 | $ 93,000 | $ 67,000 |
| Polk County Oregon | 13 | $ 2,735,000 | $ 210,000 | $ 82,000 |
| Albany County Wyoming | 13 | $ 2,465,000 | $ 189,000 | $ 94,000 |
| Fremont County Colorado | 12 | $ 1,520,000 | $ 126,000 | $ 68,000 |
| Fremont County Idaho | 12 | $ 1,660,000 | $ 138,000 | $ 102,000 |
| Jefferson County Idaho | 12 | $ 1,900,000 | $ 158,000 | $ 86,000 |
| Madison County Idaho | 12 | $ 2,330,000 | $ 194,000 | $ 76,000 |
| Bingham County Idaho | 11 | $ 2,205,000 | $ 200,000 | $ 95,000 |
| Gage County Nebraska | 11 | $ 1,335,000 | $ 121,000 | $ 62,000 |
| Park County Wyoming | 11 | $ 2,585,000 | $ 235,000 | $ 66,000 |
| Butte County Idaho | 10 | $ 960,000 | $ 96,000 | $ 59,000 |
| Grand County Colorado | 9 | $ 2,095,000 | $ 232,000 | $ 109,000 |
| Madison County Nebraska | 9 | $ 1,305,000 | $ 145,000 | $ 122,000 |
| Fremont County Wyoming | 9 | $ 935,000 | $ 103,000 | $ 71,000 |
| Summit County Colorado | 8 | $ 3,780,000 | $ 472,000 | $ 225,000 |
| Bernalillo County New Mexico | 8 | $ 1,420,000 | $ 177,000 | $ 157,000 |
| Oklahoma County Oklahoma | 8 | $ 1,170,000 | $ 146,000 | $ 68,000 |
| Custer County Idaho | 7 | $ 535,000 | $ 76,000 | $ 44,000 |
| Hall County Nebraska | 7 | $ 865,000 | $ 123,000 | $ 76,000 |
| Canadian County Oklahoma | 7 | $ 1,695,000 | $ 242,000 | $ 111,000 |
| Eagle County Colorado | 6 | $ 1,750,000 | $ 291,000 | $ 123,000 |
| Teton County Idaho | 6 | $ 1,480,000 | $ 246,000 | $ 81,000 |
| Pottawattamie County Iowa | 6 | $ 920,000 | $ 153,000 | $ 116,000 |
| Dawes County Nebraska | 6 | $ 400,000 | $ 66,000 | $ 46,000 |
| Pinal County Arizona | 5 | $ 835,000 | $ 167,000 | $ 88,000 |
| Chaffee County Colorado | 5 | $ 1,315,000 | $ 263,000 | $ 123,000 |
| Morgan County Colorado | 5 | $ 1,105,000 | $ 221,000 | $ 90,000 |
| Park County Colorado | 5 | $ 1,405,000 | $ 281,000 | $ 141,000 |
| Box Butte County Nebraska | 5 | $ 525,000 | $ 105,000 | $ 76,000 |
| Red Willow County Nebraska | 5 | $ 635,000 | $ 127,000 | $ 69,000 |
| Sandoval County New Mexico | 5 | $ 945,000 | $ 189,000 | $ 107,000 |
| Grady County Oklahoma | 5 | $ 985,000 | $ 197,000 | $ 96,000 |
| Gilpin County Colorado | 4 | $ 740,000 | $ 185,000 | $ 68,000 |
| Logan County Colorado | 4 | $ 530,000 | $ 132,000 | $ 150,000 |
| Comanche County Oklahoma | 4 | $ 340,000 | $ 85,000 | $ 50,000 |
| Clackamas County Oregon | 4 | $ 910,000 | $ 227,000 | $ 71,000 |
| Goshen County Wyoming | 4 | $ 580,000 | $ 145,000 | $ 65,000 |
| Uinta County Wyoming | 4 | $ 450,000 | $ 112,000 | $ 86,000 |
| Delta County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 94,000 |
| Elbert County Colorado | 3 | $ 775,000 | $ 258,000 | $ 90,000 |
| Garfield County Colorado | 3 | $ 915,000 | $ 305,000 | $ 50,000 |
| Bannock County Idaho | 3 | $ 445,000 | $ 148,000 | $ 127,000 |
| Harrison County Iowa | 3 | $ 245,000 | $ 81,000 | $ 82,000 |
| Cass County Nebraska | 3 | $ 545,000 | $ 181,000 | $ 70,000 |
| Washington County Oregon | 3 | $ 985,000 | $ 328,000 | $ 109,000 |
| Campbell County Wyoming | 3 | $ 1,025,000 | $ 341,000 | $ 141,000 |
| Lincoln County Wyoming | 3 | $ 555,000 | $ 185,000 | $ 98,000 |
| Platte County Wyoming | 3 | $ 335,000 | $ 111,000 | $ 53,000 |
| Sweetwater County Wyoming | 3 | $ 895,000 | $ 298,000 | $ 77,000 |
| Cochise County Arizona | 2 | $ 150,000 | $ 75,000 | $ 101,000 |
| Gila County Arizona | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| Mohave County Arizona | 2 | $ 610,000 | $ 305,000 | $ 78,000 |
| Yavapai County Arizona | 2 | $ 630,000 | $ 315,000 | $ 141,000 |
| Custer County Colorado | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Gunnison County Colorado | 2 | $ 1,310,000 | $ 655,000 | $ 101,000 |
| Huerfano County Colorado | 2 | $ 320,000 | $ 160,000 | $ 156,000 |
| Montezuma County Colorado | 2 | $ 660,000 | $ 330,000 | $ 105,000 |
| Routt County Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 121,000 |
| San Miguel County Colorado | 2 | $ 510,000 | $ 255,000 | $ 48,000 |
| Sedgwick County Colorado | 2 | $ 220,000 | $ 110,000 | $ 101,000 |
| Ada County Idaho | 2 | $ 640,000 | $ 320,000 | $ 266,000 |
| Canyon County Idaho | 2 | $ 470,000 | $ 235,000 | $ 120,000 |
| Clay County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 41,000 |
| Dodge County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 72,000 |
| Jefferson County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 67,000 |
| Kearney County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Keith County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 217,000 |
| Kimball County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 32,000 |
| Otoe County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 77,000 |
| Saunders County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 125,000 |
| Scotts Bluff County Nebraska | 2 | $ 340,000 | $ 170,000 | $ 130,000 |
| York County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 13,000 |
| Dona Ana County New Mexico | 2 | $ 330,000 | $ 165,000 | $ 80,000 |
| San Miguel County New Mexico | 2 | $ 130,000 | $ 65,000 | $ 26,000 |
| Santa Fe County New Mexico | 2 | $ 590,000 | $ 295,000 | $ 75,000 |
| Cleveland County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 333,000 |
| Lincoln County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 76,000 |
| Stephens County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 141,000 |
| Clatsop County Oregon | 2 | $ 790,000 | $ 395,000 | $ 183,000 |
| Linn County Oregon | 2 | $ 560,000 | $ 280,000 | $ 28,000 |
| Carbon County Wyoming | 2 | $ 230,000 | $ 115,000 | $ 132,000 |
| Sublette County Wyoming | 2 | $ 350,000 | $ 175,000 | $ 50,000 |
| Santa Cruz County Arizona | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Alamosa County Colorado | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Archuleta County Colorado | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Lake County Colorado | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Las Animas County Colorado | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Lincoln County Colorado | 1 | $ 125,000 | $ 125,000 | $ 155,000 |
| Montrose County Colorado | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Otero County Colorado | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Rio Grande County Colorado | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Washington County Colorado | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Caribou County Idaho | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Lewis County Idaho | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Twin Falls County Idaho | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Valley County Idaho | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Mills County Iowa | 1 | $ 155,000 | $ 155,000 | $ 168,000 |
| Polk County Iowa | 1 | $ 275,000 | $ 275,000 | $ 25,000 |
| Buffalo County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Fillmore County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Furnas County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Gosper County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 158,000 |
| Hamilton County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Hitchcock County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Knox County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 239,000 |
| Lincoln County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Morrill County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| Nuckolls County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Platte County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 173,000 |
| Richardson County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Sheridan County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Thayer County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Washington County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Wayne County Nebraska | 1 | $ 455,000 | $ 455,000 | $ 65,000 |
| Grant County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Los Alamos County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 65,000 |
| Socorro County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 158,000 |
| Taos County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Valencia County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Logan County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Lane County Oregon | 1 | $ 375,000 | $ 375,000 | $ 106,000 |
| Lincoln County Oregon | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Multnomah County Oregon | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Rich County Utah | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Big Horn County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Crook County Wyoming | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Johnson County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Sheridan County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 946 | $208,545,000 | $220,000 | $895,000 | $103,000 | $2,256,000 |
| Cash-out Refinancing | 908 | $184,650,000 | $203,000 | $1,205,000 | $111,000 | $5,760,000 |
| Home Purchase | 416 | $92,630,000 | $222,000 | $1,495,000 | $90,000 | $1,800,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,525 | $320,915,000 | $210,000 | $875,000 | $102,000 | $1,800,000 |
| Not Provided | 389 | $89,330,000 | $230,000 | $1,205,000 | $127,000 | $5,760,000 |
| Hispanic | 241 | $45,775,000 | $189,000 | $705,000 | $89,000 | $438,000 |
| Black or African American | 40 | $9,350,000 | $233,000 | $535,000 | $91,000 | $190,000 |
| Asian | 32 | $6,780,000 | $211,000 | $415,000 | $73,000 | $150,000 |
| American Indian or Alaskan Native | 18 | $3,910,000 | $217,000 | $465,000 | $77,000 | $178,000 |
| Not applicable | 11 | $6,635,000 | $603,000 | $1,495,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $960,000 | $240,000 | $365,000 | $55,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,158 | $462,105,000 | $214,000 | $1,495,000 | $105,000 | $5,760,000 |
| FHA-insured (Federal Housing Administration) | 86 | $17,100,000 | $198,000 | $405,000 | $68,000 | $190,000 |
| VA-guaranteed (Veterans Administration) | 24 | $6,100,000 | $254,000 | $525,000 | $84,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $520,000 | $260,000 | $355,000 | $62,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 835 | $189,705,000 | $227,000 | $1,125,000 | $98,000 | $478,000 |
| Application Withdrawn By Applicant | 603 | $126,515,000 | $209,000 | $1,495,000 | $123,000 | $5,760,000 |
| Application Denied By Financial Institution | 427 | $85,600,000 | $200,000 | $895,000 | $81,000 | $1,572,000 |
| File Closed For Incompleteness | 394 | $81,700,000 | $207,000 | $655,000 | $112,000 | $744,000 |
| Application Approved But Not Accepted | 11 | $2,305,000 | $209,000 | $425,000 | $83,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,843 | $400,225,000 | $217,000 | $1,495,000 | $109,000 | $5,760,000 |
| Debt-To-Income Ratio | 221 | $48,650,000 | $221,000 | $895,000 | $66,000 | $901,000 |
| Credit History | 160 | $26,870,000 | $167,000 | $495,000 | $97,000 | $1,572,000 |
| Collateral | 34 | $7,360,000 | $216,000 | $835,000 | $100,000 | $336,000 |
| Employment History | 6 | $1,120,000 | $186,000 | $315,000 | $40,000 | $53,000 |
| Unverifiable Information | 4 | $630,000 | $157,000 | $325,000 | $95,000 | $235,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $31,000 | $31,000 |
| Other | 1 | $775,000 | $775,000 | $775,000 | $116,000 | $116,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.