Centier Bank Mortgage Lending & HMDA Data, 2012

In 2012, Centier Bank of Merrillville, IN reported 4,093 mortgage applications totaling $422.9 million, up 34% from 2011. The average application was for $103,314, and applicants reported an average income of $74,778. 61% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Gary, IN (2,162), Philadelphia, PA (71) and Lafayette, IN (66) (applications in parentheses).

Mortgage Company & Address Centier Bank
600 E 84th Avenue
Merrillville, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 4,093
Total Mortgage Loan Application Amount $422,867,000
Average Mortgage Loan Application Amount $103,314
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $74,778
Highest Applicant Income $3,640,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Centier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Centier Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Indiana 1,303 $ 160,258,000 $ 122,991 $ 85,000
Porter, Indiana 822 $ 116,646,000 $ 141,905 $ 97,000
Tippecanoe, Indiana 64 $ 17,650,000 $ 275,781 $ 41,000
LaPorte, Indiana 57 $ 6,823,000 $ 119,701 $ 78,000
Bucks, Pennsylvania 38 $ 2,205,000 $ 58,026 $ 55,000
Lancaster, Pennsylvania 34 $ 1,517,000 $ 44,617 $ 52,000
Berks, Pennsylvania 24 $ 958,000 $ 39,916 $ 46,000
Jasper, Indiana 22 $ 2,740,000 $ 124,545 $ 59,000
Cumberland, Pennsylvania 22 $ 721,000 $ 32,772 $ 48,000
Anoka, Minnesota 21 $ 691,000 $ 32,904 $ 52,000
Williams, North Dakota 21 $ 1,761,000 $ 83,857 $ 95,000
York, Pennsylvania 21 $ 904,000 $ 43,047 $ 54,000
Marshall, Indiana 20 $ 4,589,000 $ 229,450 $ 53,000
Chester, Pennsylvania 19 $ 805,000 $ 42,368 $ 50,000
Cook, Illinois 16 $ 4,043,000 $ 252,687 $ 237,000
Sedgwick, Kansas 16 $ 650,000 $ 40,625 $ 46,000
Newton, Indiana 15 $ 1,134,000 $ 75,600 $ 61,000
St. Joseph, Indiana 15 $ 4,635,000 $ 309,000 $ 79,000
Anne Arundel, Maryland 15 $ 590,000 $ 39,333 $ 58,000
Adams, Pennsylvania 15 $ 663,000 $ 44,200 $ 45,000
Howard, Maryland 14 $ 711,000 $ 50,785 $ 54,000
Franklin, Ohio 14 $ 488,000 $ 34,857 $ 39,000
Montgomery, Pennsylvania 14 $ 717,000 $ 51,214 $ 57,000
Monroe, Michigan 13 $ 367,000 $ 28,230 $ 54,000
Saratoga, New York 12 $ 502,000 $ 41,833 $ 43,000
Dauphin, Pennsylvania 12 $ 347,000 $ 28,916 $ 46,000
Northampton, Pennsylvania 12 $ 481,000 $ 40,083 $ 50,000
Kankakee, Illinois 11 $ 356,000 $ 32,363 $ 54,000
Washington, Maryland 11 $ 472,000 $ 42,909 $ 45,000
Will, Illinois 10 $ 558,000 $ 55,800 $ 61,000
Pottawattamie, Iowa 10 $ 343,000 $ 34,300 $ 42,000
Washtenaw, Michigan 10 $ 4,220,000 $ 422,000 $ 42,000
Ramsey, Minnesota 10 $ 310,000 $ 31,000 $ 51,000
Franklin, Pennsylvania 10 $ 496,000 $ 49,600 $ 49,000
Lehigh, Pennsylvania 10 $ 447,000 $ 44,700 $ 49,000
Kent, Delaware 9 $ 289,000 $ 32,111 $ 48,000
Madison, Indiana 9 $ 261,000 $ 29,000 $ 0
Wayne, Michigan 9 $ 260,000 $ 28,888 $ 45,000
Dakota, Minnesota 9 $ 319,000 $ 35,444 $ 46,000
St. Lawrence, New York 9 $ 420,000 $ 46,666 $ 38,000
Steuben, New York 9 $ 404,000 $ 44,888 $ 46,000
Ward, North Dakota 9 $ 597,000 $ 66,333 $ 88,000
Wood, Ohio 9 $ 296,000 $ 32,888 $ 44,000
St. Clair, Illinois 8 $ 357,000 $ 44,625 $ 81,000
Starke, Indiana 8 $ 818,000 $ 102,250 $ 142,000
Macomb, Michigan 8 $ 256,000 $ 32,000 $ 49,000
Oakland, Michigan 8 $ 148,000 $ 18,500 $ 45,000
Ottawa, Michigan 8 $ 259,000 $ 32,375 $ 41,000
Yellowstone, Montana 8 $ 453,000 $ 56,625 $ 45,000
Oswego, New York 8 $ 324,000 $ 40,500 $ 56,000
Columbiana, Ohio 8 $ 362,000 $ 45,250 $ 44,000
New Castle, Delaware 7 $ 255,000 $ 36,428 $ 70,000
Allen, Indiana 7 $ 1,064,000 $ 152,000 $ 33,000
Hamilton, Indiana 7 $ 2,681,000 $ 383,000 $ 203,000
Livingston, Michigan 7 $ 271,000 $ 38,714 $ 44,000
St. Charles, Missouri 7 $ 275,000 $ 39,285 $ 49,000
Mountrail, North Dakota 7 $ 562,000 $ 80,285 $ 94,000
Butler, Pennsylvania 7 $ 275,000 $ 39,285 $ 52,000
Westmoreland, Pennsylvania 7 $ 355,000 $ 50,714 $ 60,000
Boone, Illinois 6 $ 209,000 $ 34,833 $ 57,000
Marion, Indiana 6 $ 1,462,000 $ 243,666 $ 136,000
Linn, Iowa 6 $ 200,000 $ 33,333 $ 69,000
Muskegon, Michigan 6 $ 147,000 $ 24,500 $ 36,000
Allegany, New York 6 $ 278,000 $ 46,333 $ 50,000
Columbia, New York 6 $ 405,000 $ 67,500 $ 46,000
Stark, North Dakota 6 $ 503,000 $ 83,833 $ 72,000
Belmont, Ohio 6 $ 398,000 $ 66,333 $ 50,000
Muskingum, Ohio 6 $ 337,000 $ 56,166 $ 37,000
Lebanon, Pennsylvania 6 $ 290,000 $ 48,333 $ 45,000
Tazewell, Virginia 6 $ 295,000 $ 49,166 $ 51,000
Champaign, Illinois 5 $ 149,000 $ 29,800 $ 32,000
McLean, Illinois 5 $ 150,000 $ 30,000 $ 36,000
Elkhart, Indiana 5 $ 2,163,000 $ 432,600 $ 34,000
Cowley, Kansas 5 $ 461,000 $ 92,200 $ 75,000
Geary, Kansas 5 $ 243,000 $ 48,600 $ 70,000
Pottawatomie, Kansas 5 $ 222,000 $ 44,400 $ 40,000
Pennington, Minnesota 5 $ 364,000 $ 72,800 $ 52,000
Washington, Minnesota 5 $ 152,000 $ 30,400 $ 51,000
Boone, Missouri 5 $ 187,000 $ 37,400 $ 59,000
St. Clair, Missouri 5 $ 202,000 $ 40,400 $ 94,000
Albany, New York 5 $ 249,000 $ 49,800 $ 51,000
Ontario, New York 5 $ 270,000 $ 54,000 $ 37,000
Tompkins, New York 5 $ 271,000 $ 54,200 $ 60,000
Ulster, New York 5 $ 329,000 $ 65,800 $ 45,000
Guernsey, Ohio 5 $ 212,000 $ 42,400 $ 41,000
Stark, Ohio 5 $ 254,000 $ 50,800 $ 66,000
Wayne, Ohio 5 $ 172,000 $ 34,400 $ 54,000
Bradford, Pennsylvania 5 $ 232,000 $ 46,400 $ 42,000
Luzerne, Pennsylvania 5 $ 224,000 $ 44,800 $ 42,000
Schuylkill, Pennsylvania 5 $ 302,000 $ 60,400 $ 56,000
Washington, Pennsylvania 5 $ 250,000 $ 50,000 $ 39,000
Stafford, Virginia 5 $ 207,000 $ 41,400 $ 54,000
Berkeley, West Virginia 5 $ 244,000 $ 48,800 $ 70,000
Sussex, Delaware 4 $ 350,000 $ 87,500 $ 86,000
Kootenai, Idaho 4 $ 190,000 $ 47,500 $ 47,000
Pulaski, Illinois 4 $ 159,000 $ 39,750 $ 48,000
Butler, Kansas 4 $ 278,000 $ 69,500 $ 47,000
Montgomery, Kansas 4 $ 169,000 $ 42,250 $ 51,000
Riley, Kansas 4 $ 138,000 $ 34,500 $ 59,000
Berrien, Michigan 4 $ 125,000 $ 31,250 $ 34,000
Cape Girardeau, Missouri 4 $ 157,000 $ 39,250 $ 54,000
Greene, Missouri 4 $ 148,000 $ 37,000 $ 55,000
Polk, Missouri 4 $ 271,000 $ 67,750 $ 51,000
Scott, Missouri 4 $ 178,000 $ 44,500 $ 34,000
St. Francois, Missouri 4 $ 142,000 $ 35,500 $ 42,000
Dawson, Montana 4 $ 261,000 $ 65,250 $ 80,000
Roosevelt, Montana 4 $ 384,000 $ 96,000 $ 82,000
Burleigh, North Dakota 4 $ 197,000 $ 49,250 $ 40,000
Athens, Ohio 4 $ 170,000 $ 42,500 $ 42,000
Cuyahoga, Ohio 4 $ 99,000 $ 24,750 $ 44,000
Jefferson, Ohio 4 $ 155,000 $ 38,750 $ 55,000
Lorain, Ohio 4 $ 143,000 $ 35,750 $ 74,000
Blair, Pennsylvania 4 $ 146,000 $ 36,500 $ 32,000
Clinton, Pennsylvania 4 $ 172,000 $ 43,000 $ 54,000
Somerset, Pennsylvania 4 $ 212,000 $ 53,000 $ 64,000
Minnehaha, South Dakota 4 $ 117,000 $ 29,250 $ 60,000
Harrison, West Virginia 4 $ 148,000 $ 37,000 $ 65,000
Monongalia, West Virginia 4 $ 232,000 $ 58,000 $ 58,000
Ada, Idaho 3 $ 74,000 $ 24,666 $ 32,000
Morgan, Illinois 3 $ 140,000 $ 46,666 $ 60,000
Clinton, Indiana 3 $ 261,000 $ 87,000 $ 33,000
Howard, Indiana 3 $ 54,000 $ 18,000 $ 40,000
Kosciusko, Indiana 3 $ 3,818,000 $ 1,272,666 $ 75,000
Muscatine, Iowa 3 $ 160,000 $ 53,333 $ 55,000
Labette, Kansas 3 $ 193,000 $ 64,333 $ 70,000
Sumner, Kansas 3 $ 242,000 $ 80,666 $ 48,000
Harford, Maryland 3 $ 228,000 $ 76,000 $ 56,000
Prince George's, Maryland 3 $ 192,000 $ 64,000 $ 54,000
Kalamazoo, Michigan 3 $ 67,000 $ 22,333 $ 33,000
Kent, Michigan 3 $ 98,000 $ 32,666 $ 45,000
Lapeer, Michigan 3 $ 123,000 $ 41,000 $ 41,000
Lenawee, Michigan 3 $ 111,000 $ 37,000 $ 46,000
Carver, Minnesota 3 $ 111,000 $ 37,000 $ 47,000
Olmsted, Minnesota 3 $ 93,000 $ 31,000 $ 91,000
Wright, Minnesota 3 $ 111,000 $ 37,000 $ 50,000
Barton, Missouri 3 $ 133,000 $ 44,333 $ 42,000
Butler, Missouri 3 $ 194,000 $ 64,666 $ 75,000
Camden, Missouri 3 $ 69,000 $ 23,000 $ 46,000
Clay, Missouri 3 $ 123,000 $ 41,000 $ 42,000
Jefferson, Missouri 3 $ 83,000 $ 27,666 $ 30,000
Lincoln, Missouri 3 $ 123,000 $ 41,000 $ 34,000
Newton, Missouri 3 $ 159,000 $ 53,000 $ 90,000
Custer, Montana 3 $ 150,000 $ 50,000 $ 42,000
Richland, Montana 3 $ 222,000 $ 74,000 $ 52,000
Broome, New York 3 $ 176,000 $ 58,666 $ 51,000
Cattaraugus, New York 3 $ 156,000 $ 52,000 $ 54,000
Cayuga, New York 3 $ 114,000 $ 38,000 $ 94,000
Franklin, New York 3 $ 262,000 $ 87,333 $ 57,000
Greene, New York 3 $ 163,000 $ 54,333 $ 49,000
Herkimer, New York 3 $ 155,000 $ 51,666 $ 55,000
Jefferson, New York 3 $ 154,000 $ 51,333 $ 47,000
Tioga, New York 3 $ 114,000 $ 38,000 $ 48,000
Morton, North Dakota 3 $ 268,000 $ 89,333 $ 109,000
Butler, Ohio 3 $ 71,000 $ 23,666 $ 121,000
Gallia, Ohio 3 $ 181,000 $ 60,333 $ 75,000
Hamilton, Ohio 3 $ 137,000 $ 45,666 $ 58,000
Ottawa, Ohio 3 $ 118,000 $ 39,333 $ 78,000
Clearfield, Pennsylvania 3 $ 174,000 $ 58,000 $ 54,000
Erie, Pennsylvania 3 $ 114,000 $ 38,000 $ 71,000
Lycoming, Pennsylvania 3 $ 142,000 $ 47,333 $ 57,000
Brown, South Dakota 3 $ 219,000 $ 73,000 $ 55,000
Augusta, Virginia 3 $ 174,000 $ 58,000 $ 40,000
Franklin, Virginia 3 $ 122,000 $ 40,666 $ 53,000
Preston, West Virginia 3 $ 246,000 $ 82,000 $ 84,000
Raleigh, West Virginia 3 $ 135,000 $ 45,000 $ 60,000
Chippewa, Wisconsin 3 $ 51,000 $ 17,000 $ 36,000
Dunn, Wisconsin 3 $ 131,000 $ 43,666 $ 44,000
Bingham, Idaho 2 $ 125,000 $ 62,500 $ 58,000
Coles, Illinois 2 $ 75,000 $ 37,500 $ 68,000
DuPage, Illinois 2 $ 561,000 $ 280,500 $ 178,000
Fayette, Illinois 2 $ 53,000 $ 26,500 $ 50,000
Macon, Illinois 2 $ 63,000 $ 31,500 $ 74,000
Madison, Illinois 2 $ 51,000 $ 25,500 $ 27,000
Carroll, Indiana 2 $ 382,000 $ 191,000 $ 151,000
Delaware, Indiana 2 $ 58,000 $ 29,000 $ 26,000
Gibson, Indiana 2 $ 105,000 $ 52,500 $ 52,000
Monroe, Indiana 2 $ 3,304,000 $ 1,652,000 $ 168,000
Vanderburgh, Indiana 2 $ 50,000 $ 25,000 $ 23,000
Washington, Indiana 2 $ 78,000 $ 39,000 $ 92,000
Des Moines, Iowa 2 $ 79,000 $ 39,500 $ 46,000
Marion, Iowa 2 $ 77,000 $ 38,500 $ 65,000
Polk, Iowa 2 $ 64,000 $ 32,000 $ 94,000
Scott, Iowa 2 $ 94,000 $ 47,000 $ 50,000
Webster, Iowa 2 $ 114,000 $ 57,000 $ 42,000
Anderson, Kansas 2 $ 83,000 $ 41,500 $ 33,000
Cherokee, Kansas 2 $ 119,000 $ 59,500 $ 53,000
Finney, Kansas 2 $ 50,000 $ 25,000 $ 26,000
Gove, Kansas 2 $ 65,000 $ 32,500 $ 75,000
McPherson, Kansas 2 $ 126,000 $ 63,000 $ 98,000
Ness, Kansas 2 $ 148,000 $ 74,000 $ 48,000
Seward, Kansas 2 $ 102,000 $ 51,000 $ 40,000
McCreary, Kentucky 2 $ 61,000 $ 30,500 $ 73,000
Morgan, Kentucky 2 $ 53,000 $ 26,500 $ 42,000
Spencer, Kentucky 2 $ 80,000 $ 40,000 $ 30,000
Allegany, Maryland 2 $ 60,000 $ 30,000 $ 22,000
Baltimore, Maryland 2 $ 37,000 $ 18,500 $ 28,000
Calhoun, Michigan 2 $ 178,000 $ 89,000 $ 74,000
Cass, Michigan 2 $ 551,000 $ 275,500 $ 360,000
Clinton, Michigan 2 $ 58,000 $ 29,000 $ 37,000
Hillsdale, Michigan 2 $ 80,000 $ 40,000 $ 54,000
Beltrami, Minnesota 2 $ 70,000 $ 35,000 $ 50,000
Blue Earth, Minnesota 2 $ 50,000 $ 25,000 $ 81,000
Chisago, Minnesota 2 $ 127,000 $ 63,500 $ 81,000
Nicollet, Minnesota 2 $ 74,000 $ 37,000 $ 66,000
Scott, Minnesota 2 $ 75,000 $ 37,500 $ 32,000
St. Louis, Minnesota 2 $ 86,000 $ 43,000 $ 88,000
Winona, Minnesota 2 $ 86,000 $ 43,000 $ 47,000
Andrew, Missouri 2 $ 134,000 $ 67,000 $ 55,000
Benton, Missouri 2 $ 57,000 $ 28,500 $ 73,000
Callaway, Missouri 2 $ 79,000 $ 39,500 $ 25,000
Christian, Missouri 2 $ 52,000 $ 26,000 $ 48,000
Dade, Missouri 2 $ 88,000 $ 44,000 $ 53,000
Howard, Missouri 2 $ 47,000 $ 23,500 $ 34,000
Iron, Missouri 2 $ 127,000 $ 63,500 $ 44,000
Monroe, Missouri 2 $ 92,000 $ 46,000 $ 71,000
New Madrid, Missouri 2 $ 111,000 $ 55,500 $ 56,000
Pettis, Missouri 2 $ 103,000 $ 51,500 $ 37,000
Stone, Missouri 2 $ 84,000 $ 42,000 $ 45,000
Texas, Missouri 2 $ 103,000 $ 51,500 $ 41,000
Washington, Missouri 2 $ 113,000 $ 56,500 $ 42,000
Cascade, Montana 2 $ 70,000 $ 35,000 $ 47,000
Prairie, Montana 2 $ 149,000 $ 74,500 $ 72,000
Sheridan, Montana 2 $ 165,000 $ 82,500 $ 92,000
Chautauqua, New York 2 $ 143,000 $ 71,500 $ 48,000
Chemung, New York 2 $ 110,000 $ 55,000 $ 45,000
Chenango, New York 2 $ 104,000 $ 52,000 $ 50,000
Clinton, New York 2 $ 65,000 $ 32,500 $ 48,000
Livingston, New York 2 $ 133,000 $ 66,500 $ 109,000
Montgomery, New York 2 $ 59,000 $ 29,500 $ 33,000
Oneida, New York 2 $ 119,000 $ 59,500 $ 53,000
Orange, New York 2 $ 113,000 $ 56,500 $ 46,000
Orleans, New York 2 $ 131,000 $ 65,500 $ 42,000
Otsego, New York 2 $ 126,000 $ 63,000 $ 52,000
Schoharie, New York 2 $ 138,000 $ 69,000 $ 83,000
Wayne, New York 2 $ 103,000 $ 51,500 $ 43,000
Yates, New York 2 $ 54,000 $ 27,000 $ 53,000
Burke, North Dakota 2 $ 238,000 $ 119,000 $ 58,000
Kidder, North Dakota 2 $ 203,000 $ 101,500 $ 187,000
McKenzie, North Dakota 2 $ 200,000 $ 100,000 $ 93,000
Sargent, North Dakota 2 $ 157,000 $ 78,500 $ 55,000
Allen, Ohio 2 $ 43,000 $ 21,500 $ 72,000
Clark, Ohio 2 $ 38,000 $ 19,000 $ 84,000
Clermont, Ohio 2 $ 89,000 $ 44,500 $ 56,000
Clinton, Ohio 2 $ 73,000 $ 36,500 $ 58,000
Fulton, Ohio 2 $ 106,000 $ 53,000 $ 70,000
Greene, Ohio 2 $ 70,000 $ 35,000 $ 21,000
Highland, Ohio 2 $ 74,000 $ 37,000 $ 31,000
Logan, Ohio 2 $ 104,000 $ 52,000 $ 90,000
Lucas, Ohio 2 $ 54,000 $ 27,000 $ 32,000
Noble, Ohio 2 $ 183,000 $ 91,500 $ 183,000
Perry, Ohio 2 $ 114,000 $ 57,000 $ 73,000
Portage, Ohio 2 $ 96,000 $ 48,000 $ 28,000
Richland, Ohio 2 $ 54,000 $ 27,000 $ 33,000
Allegheny, Pennsylvania 2 $ 84,000 $ 42,000 $ 71,000
Armstrong, Pennsylvania 2 $ 58,000 $ 29,000 $ 36,000
Cambria, Pennsylvania 2 $ 85,000 $ 42,500 $ 39,000
Crawford, Pennsylvania 2 $ 65,000 $ 32,500 $ 29,000
McKean, Pennsylvania 2 $ 117,000 $ 58,500 $ 74,000
Monroe, Pennsylvania 2 $ 43,000 $ 21,500 $ 85,000
Northumberland, Pennsylvania 2 $ 39,000 $ 19,500 $ 124,000
Snyder, Pennsylvania 2 $ 42,000 $ 21,000 $ 29,000
Tioga, Pennsylvania 2 $ 85,000 $ 42,500 $ 39,000
Warren, Pennsylvania 2 $ 53,000 $ 26,500 $ 38,000
Lawrence, South Dakota 2 $ 95,000 $ 47,500 $ 88,000
Pennington, South Dakota 2 $ 117,000 $ 58,500 $ 45,000
Washington, Vermont 2 $ 80,000 $ 40,000 $ 54,000
Amherst, Virginia 2 $ 103,000 $ 51,500 $ 26,000
Bedford, Virginia 2 $ 130,000 $ 65,000 $ 36,000
Carroll, Virginia 2 $ 58,000 $ 29,000 $ 47,000
Chesapeake, Virginia 2 $ 77,000 $ 38,500 $ 37,000
Henry, Virginia 2 $ 45,000 $ 22,500 $ 35,000
Poquoson, Virginia 2 $ 144,000 $ 72,000 $ 63,000
Rockingham, Virginia 2 $ 78,000 $ 39,000 $ 28,000
Russell, Virginia 2 $ 120,000 $ 60,000 $ 43,000
Smyth, Virginia 2 $ 72,000 $ 36,000 $ 23,000
Spotsylvania, Virginia 2 $ 95,000 $ 47,500 $ 50,000
Staunton, Virginia 2 $ 116,000 $ 58,000 $ 41,000
Wise, Virginia 2 $ 81,000 $ 40,500 $ 31,000
McDowell, West Virginia 2 $ 67,000 $ 33,500 $ 98,000
Roane, West Virginia 2 $ 99,000 $ 49,500 $ 71,000
Buffalo, Wisconsin 2 $ 134,000 $ 67,000 $ 42,000
Kenosha, Wisconsin 2 $ 84,000 $ 42,000 $ 54,000
La Crosse, Wisconsin 2 $ 62,000 $ 31,000 $ 34,000
Fremont, Wyoming 2 $ 80,000 $ 40,000 $ 80,000
Natrona, Wyoming 2 $ 158,000 $ 79,000 $ 58,000
Collier, Florida 1 $ 672,000 $ 672,000 $ 0
Lee, Florida 1 $ 204,000 $ 204,000 $ 394,000
Manatee, Florida 1 $ 100,000 $ 100,000 $ 50,000
Miami-Dade, Florida 1 $ 650,000 $ 650,000 $ 125,000
Bannock, Idaho 1 $ 20,000 $ 20,000 $ 29,000
Butte, Idaho 1 $ 110,000 $ 110,000 $ 62,000
Gem, Idaho 1 $ 57,000 $ 57,000 $ 116,000
Adams, Illinois 1 $ 87,000 $ 87,000 $ 48,000
Clinton, Illinois 1 $ 57,000 $ 57,000 $ 50,000
Greene, Illinois 1 $ 38,000 $ 38,000 $ 36,000
Jackson, Illinois 1 $ 45,000 $ 45,000 $ 32,000
Jasper, Illinois 1 $ 37,000 $ 37,000 $ 34,000
Jefferson, Illinois 1 $ 44,000 $ 44,000 $ 85,000
Johnson, Illinois 1 $ 55,000 $ 55,000 $ 38,000
Lee, Illinois 1 $ 23,000 $ 23,000 $ 34,000
Macoupin, Illinois 1 $ 37,000 $ 37,000 $ 26,000
McHenry, Illinois 1 $ 29,000 $ 29,000 $ 34,000
Montgomery, Illinois 1 $ 69,000 $ 69,000 $ 42,000
Perry, Illinois 1 $ 58,000 $ 58,000 $ 79,000
Rock Island, Illinois 1 $ 36,000 $ 36,000 $ 243,000
Saline, Illinois 1 $ 33,000 $ 33,000 $ 50,000
Sangamon, Illinois 1 $ 103,000 $ 103,000 $ 109,000
Stephenson, Illinois 1 $ 30,000 $ 30,000 $ 180,000
Tazewell, Illinois 1 $ 43,000 $ 43,000 $ 51,000
Union, Illinois 1 $ 35,000 $ 35,000 $ 22,000
Vermilion, Illinois 1 $ 14,000 $ 14,000 $ 143,000
Clark, Indiana 1 $ 112,000 $ 112,000 $ 73,000
Crawford, Indiana 1 $ 59,000 $ 59,000 $ 28,000
Floyd, Indiana 1 $ 24,000 $ 24,000 $ 26,000
Fulton, Indiana 1 $ 78,000 $ 78,000 $ 81,000
Grant, Indiana 1 $ 31,000 $ 31,000 $ 29,000
Hancock, Indiana 1 $ 1,125,000 $ 1,125,000 $ 206,000
Jefferson, Indiana 1 $ 38,000 $ 38,000 $ 20,000
Lawrence, Indiana 1 $ 64,000 $ 64,000 $ 61,000
Montgomery, Indiana 1 $ 124,000 $ 124,000 $ 66,000
Noble, Indiana 1 $ 37,000 $ 37,000 $ 31,000
Orange, Indiana 1 $ 46,000 $ 46,000 $ 31,000
Parke, Indiana 1 $ 111,000 $ 111,000 $ 160,000
Wabash, Indiana 1 $ 24,000 $ 24,000 $ 58,000
Warren, Indiana 1 $ 35,000 $ 35,000 $ 30,000
White, Indiana 1 $ 88,000 $ 88,000 $ 159,000
Whitley, Indiana 1 $ 129,000 $ 129,000 $ 66,000
Black Hawk, Iowa 1 $ 36,000 $ 36,000 $ 55,000
Delaware, Iowa 1 $ 51,000 $ 51,000 $ 31,000
Emmet, Iowa 1 $ 28,000 $ 28,000 $ 28,000
Harrison, Iowa 1 $ 26,000 $ 26,000 $ 15,000
Johnson, Iowa 1 $ 31,000 $ 31,000 $ 45,000
Jones, Iowa 1 $ 41,000 $ 41,000 $ 60,000
Keokuk, Iowa 1 $ 26,000 $ 26,000 $ 15,000
Poweshiek, Iowa 1 $ 48,000 $ 48,000 $ 58,000
Story, Iowa 1 $ 42,000 $ 42,000 $ 55,000
Allen, Kansas 1 $ 48,000 $ 48,000 $ 68,000
Barton, Kansas 1 $ 33,000 $ 33,000 $ 39,000
Bourbon, Kansas 1 $ 46,000 $ 46,000 $ 43,000
Chase, Kansas 1 $ 34,000 $ 34,000 $ 48,000
Clay, Kansas 1 $ 67,000 $ 67,000 $ 63,000
Cloud, Kansas 1 $ 14,000 $ 14,000 $ 29,000
Crawford, Kansas 1 $ 51,000 $ 51,000 $ 45,000
Dickinson, Kansas 1 $ 67,000 $ 67,000 $ 35,000
Elk, Kansas 1 $ 32,000 $ 32,000 $ 33,000
Grant, Kansas 1 $ 37,000 $ 37,000 $ 36,000
Gray, Kansas 1 $ 46,000 $ 46,000 $ 53,000
Greenwood, Kansas 1 $ 56,000 $ 56,000 $ 36,000
Harper, Kansas 1 $ 37,000 $ 37,000 $ 44,000
Kingman, Kansas 1 $ 57,000 $ 57,000 $ 35,000
Linn, Kansas 1 $ 69,000 $ 69,000 $ 102,000
Neosho, Kansas 1 $ 33,000 $ 33,000 $ 47,000
Osage, Kansas 1 $ 56,000 $ 56,000 $ 146,000
Reno, Kansas 1 $ 116,000 $ 116,000 $ 79,000
Rice, Kansas 1 $ 34,000 $ 34,000 $ 22,000
Wilson, Kansas 1 $ 69,000 $ 69,000 $ 49,000
Wyandotte, Kansas 1 $ 22,000 $ 22,000 $ 28,000
Adair, Kentucky 1 $ 31,000 $ 31,000 $ 39,000
Barren, Kentucky 1 $ 30,000 $ 30,000 $ 35,000
Boone, Kentucky 1 $ 38,000 $ 38,000 $ 40,000
Bullitt, Kentucky 1 $ 25,000 $ 25,000 $ 48,000
Casey, Kentucky 1 $ 45,000 $ 45,000 $ 28,000
Clay, Kentucky 1 $ 42,000 $ 42,000 $ 46,000
Clinton, Kentucky 1 $ 41,000 $ 41,000 $ 32,000
Laurel, Kentucky 1 $ 34,000 $ 34,000 $ 42,000
Lawrence, Kentucky 1 $ 53,000 $ 53,000 $ 77,000
Perry, Kentucky 1 $ 44,000 $ 44,000 $ 88,000
Pike, Kentucky 1 $ 75,000 $ 75,000 $ 52,000
Rockcastle, Kentucky 1 $ 56,000 $ 56,000 $ 42,000
Russell, Kentucky 1 $ 21,000 $ 21,000 $ 42,000
Washington, Kentucky 1 $ 65,000 $ 65,000 $ 113,000
Charles, Maryland 1 $ 57,000 $ 57,000 $ 51,000
Dorchester, Maryland 1 $ 70,000 $ 70,000 $ 51,000
Kent, Maryland 1 $ 26,000 $ 26,000 $ 31,000
Allegan, Michigan 1 $ 252,000 $ 252,000 $ 110,000
Barry, Michigan 1 $ 20,000 $ 20,000 $ 26,000
Bay, Michigan 1 $ 14,000 $ 14,000 $ 32,000
Houghton, Michigan 1 $ 35,000 $ 35,000 $ 33,000
Ingham, Michigan 1 $ 51,000 $ 51,000 $ 57,000
Jackson, Michigan 1 $ 10,000 $ 10,000 $ 34,000
Oceana, Michigan 1 $ 31,000 $ 31,000 $ 113,000
Ogemaw, Michigan 1 $ 14,000 $ 14,000 $ 60,000
Shiawassee, Michigan 1 $ 28,000 $ 28,000 $ 54,000
St. Joseph, Michigan 1 $ 200,000 $ 200,000 $ 185,000
Van Buren, Michigan 1 $ 21,000 $ 21,000 $ 31,000
Becker, Minnesota 1 $ 72,000 $ 72,000 $ 62,000
Benton, Minnesota 1 $ 54,000 $ 54,000 $ 88,000
Brown, Minnesota 1 $ 31,000 $ 31,000 $ 57,000
Clay, Minnesota 1 $ 73,000 $ 73,000 $ 43,000
Crow Wing, Minnesota 1 $ 11,000 $ 11,000 $ 43,000
Hennepin, Minnesota 1 $ 26,000 $ 26,000 $ 34,000
Kandiyohi, Minnesota 1 $ 40,000 $ 40,000 $ 35,000
Kittson, Minnesota 1 $ 90,000 $ 90,000 $ 68,000
Otter Tail, Minnesota 1 $ 53,000 $ 53,000 $ 50,000
Pine, Minnesota 1 $ 53,000 $ 53,000 $ 79,000
Rice, Minnesota 1 $ 38,000 $ 38,000 $ 94,000
Roseau, Minnesota 1 $ 55,000 $ 55,000 $ 68,000
Stearns, Minnesota 1 $ 43,000 $ 43,000 $ 31,000
Todd, Minnesota 1 $ 52,000 $ 52,000 $ 59,000
Caldwell, Missouri 1 $ 49,000 $ 49,000 $ 37,000
Carroll, Missouri 1 $ 61,000 $ 61,000 $ 31,000
Chariton, Missouri 1 $ 36,000 $ 36,000 $ 29,000
Dallas, Missouri 1 $ 56,000 $ 56,000 $ 64,000
Daviess, Missouri 1 $ 40,000 $ 40,000 $ 44,000
Dunklin, Missouri 1 $ 31,000 $ 31,000 $ 42,000
Franklin, Missouri 1 $ 11,000 $ 11,000 $ 25,000
Gasconade, Missouri 1 $ 54,000 $ 54,000 $ 121,000
Hickory, Missouri 1 $ 39,000 $ 39,000 $ 192,000
Jasper, Missouri 1 $ 25,000 $ 25,000 $ 47,000
Livingston, Missouri 1 $ 55,000 $ 55,000 $ 53,000
Macon, Missouri 1 $ 26,000 $ 26,000 $ 54,000
Marion, Missouri 1 $ 12,000 $ 12,000 $ 15,000
Moniteau, Missouri 1 $ 62,000 $ 62,000 $ 32,000
Nodaway, Missouri 1 $ 53,000 $ 53,000 $ 57,000
Phelps, Missouri 1 $ 33,000 $ 33,000 $ 79,000
Pulaski, Missouri 1 $ 49,000 $ 49,000 $ 31,000
Randolph, Missouri 1 $ 77,000 $ 77,000 $ 42,000
Reynolds, Missouri 1 $ 35,000 $ 35,000 $ 32,000
Saline, Missouri 1 $ 36,000 $ 36,000 $ 60,000
Stoddard, Missouri 1 $ 47,000 $ 47,000 $ 59,000
Vernon, Missouri 1 $ 32,000 $ 32,000 $ 42,000
Wayne, Missouri 1 $ 54,000 $ 54,000 $ 52,000
Webster, Missouri 1 $ 108,000 $ 108,000 $ 98,000
Carbon, Montana 1 $ 46,000 $ 46,000 $ 37,000
Flathead, Montana 1 $ 50,000 $ 50,000 $ 65,000
Gallatin, Montana 1 $ 42,000 $ 42,000 $ 154,000
Glacier, Montana 1 $ 116,000 $ 116,000 $ 56,000
Petroleum, Montana 1 $ 53,000 $ 53,000 $ 66,000
Wibaux, Montana 1 $ 49,000 $ 49,000 $ 51,000
Buffalo, Nebraska 1 $ 42,000 $ 42,000 $ 90,000
Chase, Nebraska 1 $ 49,000 $ 49,000 $ 42,000
Douglas, Nebraska 1 $ 14,000 $ 14,000 $ 33,000
Lancaster, Nebraska 1 $ 58,000 $ 58,000 $ 80,000
Morrill, Nebraska 1 $ 46,000 $ 46,000 $ 18,000
Platte, Nebraska 1 $ 66,000 $ 66,000 $ 86,000
Saunders, Nebraska 1 $ 32,000 $ 32,000 $ 38,000
Sioux, Nebraska 1 $ 81,000 $ 81,000 $ 27,000
Stanton, Nebraska 1 $ 29,000 $ 29,000 $ 22,000
Cortland, New York 1 $ 60,000 $ 60,000 $ 44,000
Delaware, New York 1 $ 51,000 $ 51,000 $ 33,000
Erie, New York 1 $ 46,000 $ 46,000 $ 27,000
Fulton, New York 1 $ 42,000 $ 42,000 $ 60,000
Lewis, New York 1 $ 69,000 $ 69,000 $ 58,000
Madison, New York 1 $ 45,000 $ 45,000 $ 24,000
Niagara, New York 1 $ 22,000 $ 22,000 $ 32,000
Onondaga, New York 1 $ 66,000 $ 66,000 $ 41,000
Rensselaer, New York 1 $ 13,000 $ 13,000 $ 25,000
Schenectady, New York 1 $ 80,000 $ 80,000 $ 53,000
Sullivan, New York 1 $ 37,000 $ 37,000 $ 56,000
Warren, New York 1 $ 20,000 $ 20,000 $ 30,000
Washington, New York 1 $ 64,000 $ 64,000 $ 33,000
Billings, North Dakota 1 $ 68,000 $ 68,000 $ 47,000
Bottineau, North Dakota 1 $ 72,000 $ 72,000 $ 83,000
Bowman, North Dakota 1 $ 105,000 $ 105,000 $ 67,000
Cass, North Dakota 1 $ 83,000 $ 83,000 $ 52,000
Emmons, North Dakota 1 $ 71,000 $ 71,000 $ 39,000
McHenry, North Dakota 1 $ 54,000 $ 54,000 $ 51,000
Ransom, North Dakota 1 $ 87,000 $ 87,000 $ 54,000
Renville, North Dakota 1 $ 81,000 $ 81,000 $ 46,000
Richland, North Dakota 1 $ 61,000 $ 61,000 $ 101,000
Rolette, North Dakota 1 $ 58,000 $ 58,000 $ 59,000
Sheridan, North Dakota 1 $ 66,000 $ 66,000 $ 41,000
Sioux, North Dakota 1 $ 65,000 $ 65,000 $ 44,000
Walsh, North Dakota 1 $ 78,000 $ 78,000 $ 60,000
Brown, Ohio 1 $ 48,000 $ 48,000 $ 41,000
Fayette, Ohio 1 $ 19,000 $ 19,000 $ 23,000
Hancock, Ohio 1 $ 11,000 $ 11,000 $ 86,000
Hocking, Ohio 1 $ 41,000 $ 41,000 $ 30,000
Knox, Ohio 1 $ 42,000 $ 42,000 $ 31,000
Lawrence, Ohio 1 $ 59,000 $ 59,000 $ 80,000
Marion, Ohio 1 $ 17,000 $ 17,000 $ 70,000
Meigs, Ohio 1 $ 64,000 $ 64,000 $ 49,000
Montgomery, Ohio 1 $ 28,000 $ 28,000 $ 110,000
Morgan, Ohio 1 $ 28,000 $ 28,000 $ 28,000
Pike, Ohio 1 $ 30,000 $ 30,000 $ 50,000
Putnam, Ohio 1 $ 16,000 $ 16,000 $ 55,000
Sandusky, Ohio 1 $ 30,000 $ 30,000 $ 55,000
Summit, Ohio 1 $ 18,000 $ 18,000 $ 66,000
Trumbull, Ohio 1 $ 22,000 $ 22,000 $ 47,000
Tuscarawas, Ohio 1 $ 24,000 $ 24,000 $ 37,000
Centre, Pennsylvania 1 $ 53,000 $ 53,000 $ 53,000
Elk, Pennsylvania 1 $ 37,000 $ 37,000 $ 34,000
Greene, Pennsylvania 1 $ 114,000 $ 114,000 $ 47,000
Huntingdon, Pennsylvania 1 $ 44,000 $ 44,000 $ 22,000
Lackawanna, Pennsylvania 1 $ 35,000 $ 35,000 $ 38,000
Mercer, Pennsylvania 1 $ 56,000 $ 56,000 $ 73,000
Pike, Pennsylvania 1 $ 36,000 $ 36,000 $ 82,000
Susquehanna, Pennsylvania 1 $ 51,000 $ 51,000 $ 46,000
Wayne, Pennsylvania 1 $ 63,000 $ 63,000 $ 36,000
Brookings, South Dakota 1 $ 55,000 $ 55,000 $ 62,000
Brule, South Dakota 1 $ 63,000 $ 63,000 $ 34,000
Codington, South Dakota 1 $ 56,000 $ 56,000 $ 53,000
Custer, South Dakota 1 $ 70,000 $ 70,000 $ 54,000
Davison, South Dakota 1 $ 92,000 $ 92,000 $ 89,000
Dewey, South Dakota 1 $ 61,000 $ 61,000 $ 77,000
Hughes, South Dakota 1 $ 62,000 $ 62,000 $ 60,000
Hyde, South Dakota 1 $ 69,000 $ 69,000 $ 76,000
Marshall, South Dakota 1 $ 59,000 $ 59,000 $ 53,000
Meade, South Dakota 1 $ 57,000 $ 57,000 $ 72,000
Sanborn, South Dakota 1 $ 62,000 $ 62,000 $ 59,000
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Mortgage Loan Application Detail Totals for Centier Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,051 $153,316,000 $74,000 $4,000,000 $59,000 $1,379,000
Refinancing 1,567 $236,868,000 $151,000 $3,360,000 $99,000 $3,640,000
Home Improvement 475 $32,683,000 $68,000 $1,125,000 $63,000 $343,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,488 $332,992,000 $95,000 $3,360,000 $76,000 $3,640,000
Hispanic 185 $14,545,000 $78,000 $650,000 $66,000 $700,000
Not Provided 158 $20,346,000 $128,000 $720,000 $109,000 $1,160,000
Black or African American 119 $6,242,000 $52,000 $263,000 $54,000 $241,000
Not applicable 106 $43,110,000 $406,000 $4,000,000 $0 $0
Asian 27 $4,707,000 $174,000 $604,000 $150,000 $860,000
American Indian or Alaskan Native 9 $881,000 $97,000 $218,000 $51,000 $102,000
Native Hawaiian or Other Pacific Islander 1 $44,000 $44,000 $44,000 $74,000 $74,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,965 $404,662,000 $102,000 $4,000,000 $75,000 $3,640,000
FHA-insured (Federal Housing Administration) 128 $18,205,000 $142,000 $408,000 $65,000 $241,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,497 $284,810,000 $114,000 $3,360,000 $77,000 $1,160,000
Application Approved But Not Accepted 829 $45,419,000 $54,000 $1,263,000 $57,000 $361,000
Application Denied By Financial Institution 373 $29,390,000 $78,000 $795,000 $55,000 $248,000
Application Withdrawn By Applicant 286 $46,818,000 $163,000 $4,000,000 $93,000 $1,379,000
File Closed For Incompleteness 108 $16,430,000 $152,000 $635,000 $173,000 $3,640,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 8 $3,904,000 $488,000 $488,000 $0 $0
Unverifiable Information 3 $674,000 $224,000 $600,000 $0 $0
Credit History 2 $881,000 $440,000 $795,000 $9,000 $19,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

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