Centier Bank Mortgage Lending & HMDA Data, 2016

In 2016, Centier Bank of Merrillville, IN reported 5,275 mortgage applications totaling $627.9 million, up 10% from 2015. The average application was for $119,031, and applicants reported an average income of $76,382. 60% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Gary, IN (1,902), Indianapolis-Carmel-Anderson, IN (350) and Lafayette-West Lafayette, IN (149) (applications in parentheses).

Mortgage Company & Address Centier Bank
600 E 84th Avenue
Merrillville, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,275
Total Mortgage Loan Application Amount $627,889,000
Average Mortgage Loan Application Amount $119,031
Highest Mortgage Loan Application Amount $13,100,000
Average Applicant Income $76,382
Highest Applicant Income $1,953,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Centier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Centier Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Indiana 1,154 $ 120,785,000 $ 104,666 $ 76,000
Porter, Indiana 710 $ 101,087,000 $ 142,376 $ 89,000
Hamilton, Indiana 165 $ 71,924,000 $ 435,903 $ 174,000
Tippecanoe, Indiana 131 $ 19,789,000 $ 151,061 $ 68,000
LaPorte, Indiana 122 $ 17,045,000 $ 139,713 $ 67,000
Marion, Indiana 83 $ 38,938,000 $ 469,132 $ 143,000
Elkhart, Indiana 49 $ 7,223,000 $ 147,408 $ 94,000
Anoka, Minnesota 43 $ 1,895,000 $ 44,069 $ 43,000
St. Joseph, Indiana 42 $ 6,746,000 $ 160,619 $ 95,000
White, Indiana 40 $ 5,632,000 $ 140,800 $ 113,000
Bucks, Pennsylvania 39 $ 2,017,000 $ 51,717 $ 54,000
Oakland, Michigan 38 $ 1,536,000 $ 40,421 $ 61,000
Anne Arundel, Maryland 37 $ 2,070,000 $ 55,945 $ 63,000
Kent, Michigan 37 $ 1,589,000 $ 42,945 $ 45,000
Lancaster, Pennsylvania 36 $ 1,478,000 $ 41,055 $ 45,000
Chester, Pennsylvania 35 $ 1,663,000 $ 47,514 $ 58,000
Allen, Indiana 34 $ 10,687,000 $ 314,323 $ 154,000
Washtenaw, Michigan 34 $ 1,624,000 $ 47,764 $ 58,000
Ottawa, Michigan 33 $ 1,358,000 $ 41,151 $ 52,000
Macomb, Michigan 30 $ 1,186,000 $ 39,533 $ 54,000
Boone, Indiana 29 $ 19,002,000 $ 655,241 $ 247,000
Burlington, New Jersey 28 $ 1,921,000 $ 68,607 $ 71,000
Hancock, Indiana 27 $ 8,449,000 $ 312,925 $ 146,000
Livingston, Michigan 27 $ 1,425,000 $ 52,777 $ 78,000
Cook, Illinois 26 $ 10,229,000 $ 393,423 $ 103,000
Montgomery, Pennsylvania 26 $ 1,530,000 $ 58,846 $ 59,000
Berks, Pennsylvania 25 $ 1,016,000 $ 40,640 $ 49,000
Jasper, Indiana 23 $ 3,072,000 $ 133,565 $ 74,000
Ramsey, Minnesota 23 $ 859,000 $ 37,347 $ 50,000
York, Pennsylvania 22 $ 1,063,000 $ 48,318 $ 53,000
Marshall, Indiana 20 $ 1,789,000 $ 89,450 $ 96,000
Hendricks, Indiana 19 $ 5,150,000 $ 271,052 $ 96,000
Monroe, Michigan 19 $ 702,000 $ 36,947 $ 51,000
Carroll, Indiana 17 $ 2,184,000 $ 128,470 $ 58,000
Starke, Indiana 17 $ 2,040,000 $ 120,000 $ 70,000
Saratoga, New York 17 $ 1,041,000 $ 61,235 $ 60,000
Sussex, Delaware 16 $ 1,170,000 $ 73,125 $ 88,000
Howard, Maryland 16 $ 970,000 $ 60,625 $ 69,000
Cumberland, New Jersey 16 $ 701,000 $ 43,812 $ 54,000
Cumberland, Pennsylvania 16 $ 871,000 $ 54,437 $ 57,000
Lehigh, Pennsylvania 16 $ 577,000 $ 36,062 $ 53,000
Kent, Delaware 15 $ 782,000 $ 52,133 $ 43,000
Newton, Indiana 15 $ 1,151,000 $ 76,733 $ 68,000
Sedgwick, Kansas 15 $ 1,061,000 $ 70,733 $ 53,000
Adams, Pennsylvania 15 $ 665,000 $ 44,333 $ 49,000
Weld, Colorado 14 $ 723,000 $ 51,642 $ 55,000
Johnson, Indiana 14 $ 7,351,000 $ 525,071 $ 74,000
Licking, Ohio 14 $ 572,000 $ 40,857 $ 56,000
Dauphin, Pennsylvania 14 $ 650,000 $ 46,428 $ 53,000
Mesa, Colorado 13 $ 600,000 $ 46,153 $ 42,000
Wright, Minnesota 13 $ 445,000 $ 34,230 $ 41,000
Ocean, New Jersey 13 $ 1,014,000 $ 78,000 $ 77,000
St. Lawrence, New York 13 $ 943,000 $ 72,538 $ 87,000
Butler, Pennsylvania 13 $ 776,000 $ 59,692 $ 86,000
Berrien, Michigan 12 $ 2,287,000 $ 190,583 $ 142,000
Wayne, Michigan 12 $ 347,000 $ 28,916 $ 51,000
Flathead, Montana 12 $ 678,000 $ 56,500 $ 42,000
Atlantic, New Jersey 12 $ 667,000 $ 55,583 $ 58,000
Northampton, Pennsylvania 12 $ 472,000 $ 39,333 $ 53,000
Adams, Colorado 11 $ 569,000 $ 51,727 $ 64,000
Kootenai, Idaho 11 $ 597,000 $ 54,272 $ 60,000
Will, Illinois 11 $ 1,523,000 $ 138,454 $ 84,000
Broome, New York 11 $ 1,046,000 $ 95,090 $ 75,000
Herkimer, New York 11 $ 638,000 $ 58,000 $ 63,000
Franklin, Pennsylvania 11 $ 493,000 $ 44,818 $ 55,000
Lebanon, Pennsylvania 11 $ 616,000 $ 56,000 $ 51,000
Cass, Michigan 10 $ 4,220,000 $ 422,000 $ 42,000
Dakota, Minnesota 10 $ 453,000 $ 45,300 $ 59,000
Middlesex, New Jersey 10 $ 623,000 $ 62,300 $ 53,000
Ontario, New York 10 $ 560,000 $ 56,000 $ 55,000
Otsego, New York 10 $ 607,000 $ 60,700 $ 59,000
Ada, Idaho 9 $ 433,000 $ 48,111 $ 47,000
Kalamazoo, Michigan 9 $ 303,000 $ 33,666 $ 40,000
Lenawee, Michigan 9 $ 341,000 $ 37,888 $ 52,000
Greene, Missouri 9 $ 497,000 $ 55,222 $ 45,000
Gloucester, New Jersey 9 $ 562,000 $ 62,444 $ 55,000
Stark, Ohio 9 $ 500,000 $ 55,555 $ 54,000
Washington, Pennsylvania 9 $ 433,000 $ 48,111 $ 45,000
Boone, Illinois 8 $ 469,000 $ 58,625 $ 71,000
Kosciusko, Indiana 8 $ 1,321,000 $ 165,125 $ 134,000
Monroe, Indiana 8 $ 5,722,000 $ 715,250 $ 151,000
Steuben, Indiana 8 $ 752,000 $ 94,000 $ 97,000
Chenango, New York 8 $ 648,000 $ 81,000 $ 74,000
Wood, Ohio 8 $ 294,000 $ 36,750 $ 50,000
Erie, Pennsylvania 8 $ 286,000 $ 35,750 $ 38,000
Wise, Virginia 8 $ 341,000 $ 42,625 $ 45,000
Berkeley, West Virginia 8 $ 326,000 $ 40,750 $ 64,000
Monongalia, West Virginia 8 $ 319,000 $ 39,875 $ 48,000
Montrose, Colorado 7 $ 480,000 $ 68,571 $ 36,000
McLean, Illinois 7 $ 286,000 $ 40,857 $ 37,000
Madison, Indiana 7 $ 3,739,000 $ 534,142 $ 100,000
Prince George's, Maryland 7 $ 439,000 $ 62,714 $ 69,000
Washington, Maryland 7 $ 210,000 $ 30,000 $ 50,000
Allegan, Michigan 7 $ 277,000 $ 39,571 $ 48,000
Richland, Montana 7 $ 522,000 $ 74,571 $ 69,000
Jefferson, New York 7 $ 299,000 $ 42,714 $ 110,000
Oneida, New York 7 $ 372,000 $ 53,142 $ 55,000
Sullivan, New York 7 $ 227,000 $ 32,428 $ 41,000
Clark, Ohio 7 $ 253,000 $ 36,142 $ 51,000
Franklin, Ohio 7 $ 292,000 $ 41,714 $ 67,000
Geauga, Ohio 7 $ 311,000 $ 44,428 $ 57,000
Portage, Ohio 7 $ 395,000 $ 56,428 $ 73,000
Raleigh, West Virginia 7 $ 420,000 $ 60,000 $ 51,000
Larimer, Colorado 6 $ 280,000 $ 46,666 $ 49,000
Canyon, Idaho 6 $ 316,000 $ 52,666 $ 52,000
Kankakee, Illinois 6 $ 222,000 $ 37,000 $ 45,000
St. Clair, Illinois 6 $ 264,000 $ 44,000 $ 54,000
Pulaski, Indiana 6 $ 181,000 $ 30,166 $ 60,000
Johnson, Iowa 6 $ 372,000 $ 62,000 $ 58,000
Pottawattamie, Iowa 6 $ 265,000 $ 44,166 $ 55,000
Baltimore, Maryland 6 $ 257,000 $ 42,833 $ 64,000
Genesee, Michigan 6 $ 228,000 $ 38,000 $ 56,000
Jackson, Michigan 6 $ 191,000 $ 31,833 $ 35,000
Carver, Minnesota 6 $ 251,000 $ 41,833 $ 56,000
St. Louis, Minnesota 6 $ 266,000 $ 44,333 $ 68,000
Yellowstone, Montana 6 $ 259,000 $ 43,166 $ 53,000
Cayuga, New York 6 $ 315,000 $ 52,500 $ 44,000
Clinton, New York 6 $ 488,000 $ 81,333 $ 55,000
Oswego, New York 6 $ 343,000 $ 57,166 $ 66,000
Ulster, New York 6 $ 365,000 $ 60,833 $ 59,000
Lucas, Ohio 6 $ 183,000 $ 30,500 $ 60,000
Carbon, Pennsylvania 6 $ 170,000 $ 28,333 $ 50,000
Mercer, Pennsylvania 6 $ 267,000 $ 44,500 $ 64,000
Augusta, Virginia 6 $ 342,000 $ 57,000 $ 54,000
Mingo, West Virginia 6 $ 340,000 $ 56,666 $ 71,000
El Paso, Colorado 5 $ 423,000 $ 84,600 $ 59,000
Jefferson, Colorado 5 $ 192,000 $ 38,400 $ 73,000
Clinton, Indiana 5 $ 657,000 $ 131,400 $ 56,000
Montgomery, Indiana 5 $ 660,000 $ 132,000 $ 60,000
Linn, Iowa 5 $ 209,000 $ 41,800 $ 41,000
Polk, Iowa 5 $ 280,000 $ 56,000 $ 63,000
St. Clair, Michigan 5 $ 183,000 $ 36,600 $ 83,000
Cass, Missouri 5 $ 179,000 $ 35,800 $ 81,000
Newton, Missouri 5 $ 302,000 $ 60,400 $ 53,000
Cape May, New Jersey 5 $ 346,000 $ 69,200 $ 79,000
Monmouth, New Jersey 5 $ 259,000 $ 51,800 $ 58,000
Franklin, New York 5 $ 388,000 $ 77,600 $ 49,000
Livingston, New York 5 $ 312,000 $ 62,400 $ 68,000
Monroe, New York 5 $ 195,000 $ 39,000 $ 70,000
Onondaga, New York 5 $ 147,000 $ 29,400 $ 39,000
Tioga, New York 5 $ 364,000 $ 72,800 $ 37,000
Williams, North Dakota 5 $ 278,000 $ 55,600 $ 102,000
Columbiana, Ohio 5 $ 290,000 $ 58,000 $ 63,000
Greene, Ohio 5 $ 217,000 $ 43,400 $ 63,000
Guernsey, Ohio 5 $ 287,000 $ 57,400 $ 44,000
Lawrence, Ohio 5 $ 330,000 $ 66,000 $ 74,000
Muskingum, Ohio 5 $ 227,000 $ 45,400 $ 44,000
Tuscarawas, Ohio 5 $ 196,000 $ 39,200 $ 36,000
Wayne, Ohio 5 $ 222,000 $ 44,400 $ 52,000
Allegheny, Pennsylvania 5 $ 255,000 $ 51,000 $ 57,000
Lincoln, South Dakota 5 $ 254,000 $ 50,800 $ 44,000
Logan, West Virginia 5 $ 306,000 $ 61,200 $ 47,000
Preston, West Virginia 5 $ 298,000 $ 59,600 $ 64,000
Brown, Wisconsin 5 $ 272,000 $ 54,400 $ 51,000
Eagle, Colorado 4 $ 486,000 $ 121,500 $ 73,000
Sarasota, Florida 4 $ 2,396,000 $ 599,000 $ 107,000
Morgan, Indiana 4 $ 1,402,000 $ 350,500 $ 120,000
Noble, Indiana 4 $ 451,000 $ 112,750 $ 69,000
Jones, Iowa 4 $ 188,000 $ 47,000 $ 54,000
Cowley, Kansas 4 $ 292,000 $ 73,000 $ 49,000
Eaton, Michigan 4 $ 174,000 $ 43,500 $ 46,000
Ionia, Michigan 4 $ 116,000 $ 29,000 $ 59,000
Muskegon, Michigan 4 $ 106,000 $ 26,500 $ 68,000
Scott, Minnesota 4 $ 162,000 $ 40,500 $ 52,000
Washington, Minnesota 4 $ 196,000 $ 49,000 $ 55,000
Jefferson, Missouri 4 $ 161,000 $ 40,250 $ 59,000
Webster, Missouri 4 $ 229,000 $ 57,250 $ 32,000
Lewis and Clark, Montana 4 $ 192,000 $ 48,000 $ 56,000
Douglas, Nebraska 4 $ 130,000 $ 32,500 $ 40,000
Camden, New Jersey 4 $ 181,000 $ 45,250 $ 60,000
Chemung, New York 4 $ 190,000 $ 47,500 $ 37,000
Columbia, New York 4 $ 367,000 $ 91,750 $ 65,000
Erie, New York 4 $ 191,000 $ 47,750 $ 43,000
Madison, New York 4 $ 369,000 $ 92,250 $ 48,000
Schoharie, New York 4 $ 257,000 $ 64,250 $ 92,000
Ward, North Dakota 4 $ 428,000 $ 107,000 $ 63,000
Butler, Ohio 4 $ 108,000 $ 27,000 $ 65,000
Lorain, Ohio 4 $ 250,000 $ 62,500 $ 52,000
Cambria, Pennsylvania 4 $ 187,000 $ 46,750 $ 64,000
Centre, Pennsylvania 4 $ 132,000 $ 33,000 $ 43,000
Westmoreland, Pennsylvania 4 $ 186,000 $ 46,500 $ 31,000
Minnehaha, South Dakota 4 $ 155,000 $ 38,750 $ 37,000
Pennington, South Dakota 4 $ 249,000 $ 62,250 $ 52,000
Greenbrier, West Virginia 4 $ 286,000 $ 71,500 $ 59,000
Mercer, West Virginia 4 $ 175,000 $ 43,750 $ 59,000
Putnam, West Virginia 4 $ 283,000 $ 70,750 $ 80,000
Laramie, Wyoming 4 $ 269,000 $ 67,250 $ 66,000
Custer, Idaho 3 $ 161,000 $ 53,666 $ 28,000
Twin Falls, Idaho 3 $ 148,000 $ 49,333 $ 82,000
Champaign, Illinois 3 $ 115,000 $ 38,333 $ 64,000
DuPage, Illinois 3 $ 1,439,000 $ 479,666 $ 70,000
Johnson, Illinois 3 $ 250,000 $ 83,333 $ 58,000
Black Hawk, Iowa 3 $ 94,000 $ 31,333 $ 37,000
Anderson, Kansas 3 $ 189,000 $ 63,000 $ 31,000
Butler, Kansas 3 $ 322,000 $ 107,333 $ 91,000
Franklin, Kansas 3 $ 191,000 $ 63,666 $ 70,000
Miami, Kansas 3 $ 136,000 $ 45,333 $ 55,000
Montgomery, Kansas 3 $ 214,000 $ 71,333 $ 40,000
Seward, Kansas 3 $ 279,000 $ 93,000 $ 91,000
Sumner, Kansas 3 $ 257,000 $ 85,666 $ 60,000
Wyandotte, Kansas 3 $ 54,000 $ 18,000 $ 62,000
Floyd, Kentucky 3 $ 176,000 $ 58,666 $ 65,000
Laurel, Kentucky 3 $ 163,000 $ 54,333 $ 65,000
Webster, Kentucky 3 $ 165,000 $ 55,000 $ 56,000
Garrett, Maryland 3 $ 178,000 $ 59,333 $ 20,000
Clinton, Michigan 3 $ 124,000 $ 41,333 $ 79,000
Gladwin, Michigan 3 $ 121,000 $ 40,333 $ 49,000
Ingham, Michigan 3 $ 68,000 $ 22,666 $ 41,000
Shiawassee, Michigan 3 $ 66,000 $ 22,000 $ 43,000
St. Joseph, Michigan 3 $ 498,000 $ 166,000 $ 73,000
Becker, Minnesota 3 $ 190,000 $ 63,333 $ 39,000
Benton, Minnesota 3 $ 160,000 $ 53,333 $ 62,000
Chisago, Minnesota 3 $ 225,000 $ 75,000 $ 62,000
Pine, Minnesota 3 $ 155,000 $ 51,666 $ 54,000
Traverse, Minnesota 3 $ 201,000 $ 67,000 $ 68,000
Butler, Missouri 3 $ 149,000 $ 49,666 $ 45,000
Callaway, Missouri 3 $ 130,000 $ 43,333 $ 43,000
Cape Girardeau, Missouri 3 $ 148,000 $ 49,333 $ 61,000
Howell, Missouri 3 $ 79,000 $ 26,333 $ 59,000
Jasper, Missouri 3 $ 134,000 $ 44,666 $ 55,000
Lafayette, Missouri 3 $ 134,000 $ 44,666 $ 42,000
Chautauqua, New York 3 $ 147,000 $ 49,000 $ 47,000
Genesee, New York 3 $ 263,000 $ 87,666 $ 68,000
Niagara, New York 3 $ 136,000 $ 45,333 $ 59,000
Orange, New York 3 $ 186,000 $ 62,000 $ 66,000
Orleans, New York 3 $ 112,000 $ 37,333 $ 70,000
Seneca, New York 3 $ 121,000 $ 40,333 $ 40,000
Tompkins, New York 3 $ 197,000 $ 65,666 $ 60,000
Ramsey, North Dakota 3 $ 196,000 $ 65,333 $ 78,000
Fulton, Ohio 3 $ 168,000 $ 56,000 $ 46,000
Highland, Ohio 3 $ 167,000 $ 55,666 $ 19,000
Jefferson, Ohio 3 $ 145,000 $ 48,333 $ 29,000
Logan, Ohio 3 $ 97,000 $ 32,333 $ 68,000
Mercer, Ohio 3 $ 124,000 $ 41,333 $ 108,000
Beaver, Pennsylvania 3 $ 166,000 $ 55,333 $ 77,000
Northumberland, Pennsylvania 3 $ 134,000 $ 44,666 $ 59,000
Accomack, Virginia 3 $ 214,000 $ 71,333 $ 55,000
Campbell, Virginia 3 $ 185,000 $ 61,666 $ 48,000
Marion, West Virginia 3 $ 201,000 $ 67,000 $ 57,000
Mason, West Virginia 3 $ 144,000 $ 48,000 $ 47,000
Taylor, West Virginia 3 $ 140,000 $ 46,666 $ 90,000
Wetzel, West Virginia 3 $ 201,000 $ 67,000 $ 102,000
Wood, West Virginia 3 $ 229,000 $ 76,333 $ 42,000
Dunn, Wisconsin 3 $ 105,000 $ 35,000 $ 47,000
Grant, Wisconsin 3 $ 175,000 $ 58,333 $ 120,000
Broomfield, Colorado 2 $ 132,000 $ 66,000 $ 80,000
Delta, Colorado 2 $ 102,000 $ 51,000 $ 58,000
Garfield, Colorado 2 $ 89,000 $ 44,500 $ 29,000
Hinsdale, Colorado 2 $ 164,000 $ 82,000 $ 40,000
La Plata, Colorado 2 $ 94,000 $ 47,000 $ 48,000
Summit, Colorado 2 $ 102,000 $ 51,000 $ 110,000
Collier, Florida 2 $ 2,177,000 $ 1,088,500 $ 604,000
Lee, Florida 2 $ 727,000 $ 363,500 $ 147,000
Teton, Idaho 2 $ 129,000 $ 64,500 $ 70,000
Alexander, Illinois 2 $ 132,000 $ 66,000 $ 46,000
Franklin, Illinois 2 $ 115,000 $ 57,500 $ 72,000
Fulton, Illinois 2 $ 89,000 $ 44,500 $ 60,000
Grundy, Illinois 2 $ 55,000 $ 27,500 $ 87,000
Jackson, Illinois 2 $ 99,000 $ 49,500 $ 40,000
Lee, Illinois 2 $ 78,000 $ 39,000 $ 60,000
Marion, Illinois 2 $ 110,000 $ 55,000 $ 70,000
Mason, Illinois 2 $ 63,000 $ 31,500 $ 22,000
Stephenson, Illinois 2 $ 61,000 $ 30,500 $ 62,000
Williamson, Illinois 2 $ 131,000 $ 65,500 $ 37,000
Winnebago, Illinois 2 $ 83,000 $ 41,500 $ 63,000
Cass, Indiana 2 $ 2,611,000 $ 1,305,500 $ 0
DeKalb, Indiana 2 $ 575,000 $ 287,500 $ 97,000
Howard, Indiana 2 $ 427,000 $ 213,500 $ 63,000
LaGrange, Indiana 2 $ 293,000 $ 146,500 $ 124,000
Miami, Indiana 2 $ 235,000 $ 117,500 $ 8,000
Owen, Indiana 2 $ 175,000 $ 87,500 $ 106,000
Scott, Indiana 2 $ 120,000 $ 60,000 $ 23,000
Vanderburgh, Indiana 2 $ 54,000 $ 27,000 $ 73,000
Whitley, Indiana 2 $ 480,000 $ 240,000 $ 62,000
Boone, Iowa 2 $ 70,000 $ 35,000 $ 24,000
Dickinson, Iowa 2 $ 128,000 $ 64,000 $ 124,000
Muscatine, Iowa 2 $ 56,000 $ 28,000 $ 128,000
Scott, Iowa 2 $ 96,000 $ 48,000 $ 63,000
Story, Iowa 2 $ 59,000 $ 29,500 $ 51,000
Allen, Kansas 2 $ 120,000 $ 60,000 $ 43,000
Barber, Kansas 2 $ 214,000 $ 107,000 $ 113,000
Chautauqua, Kansas 2 $ 184,000 $ 92,000 $ 59,000
Cherokee, Kansas 2 $ 156,000 $ 78,000 $ 97,000
Neosho, Kansas 2 $ 132,000 $ 66,000 $ 55,000
Riley, Kansas 2 $ 76,000 $ 38,000 $ 51,000
Shawnee, Kansas 2 $ 98,000 $ 49,000 $ 62,000
Ohio, Kentucky 2 $ 224,000 $ 112,000 $ 108,000
Perry, Kentucky 2 $ 102,000 $ 51,000 $ 55,000
Pike, Kentucky 2 $ 160,000 $ 80,000 $ 34,000
Barry, Michigan 2 $ 69,000 $ 34,500 $ 69,000
Cheboygan, Michigan 2 $ 87,000 $ 43,500 $ 102,000
Emmet, Michigan 2 $ 85,000 $ 42,500 $ 36,000
Marquette, Michigan 2 $ 74,000 $ 37,000 $ 17,000
Midland, Michigan 2 $ 78,000 $ 39,000 $ 62,000
Hennepin, Minnesota 2 $ 55,000 $ 27,500 $ 62,000
Nicollet, Minnesota 2 $ 134,000 $ 67,000 $ 43,000
Pennington, Minnesota 2 $ 132,000 $ 66,000 $ 45,000
Winona, Minnesota 2 $ 52,000 $ 26,000 $ 40,000
Barry, Missouri 2 $ 79,000 $ 39,500 $ 19,000
Boone, Missouri 2 $ 84,000 $ 42,000 $ 29,000
Clay, Missouri 2 $ 91,000 $ 45,500 $ 78,000
Laclede, Missouri 2 $ 127,000 $ 63,500 $ 43,000
Lincoln, Missouri 2 $ 88,000 $ 44,000 $ 48,000
Madison, Missouri 2 $ 51,000 $ 25,500 $ 29,000
McDonald, Missouri 2 $ 55,000 $ 27,500 $ 47,000
Scott, Missouri 2 $ 122,000 $ 61,000 $ 35,000
St. Charles, Missouri 2 $ 114,000 $ 57,000 $ 65,000
St. Francois, Missouri 2 $ 134,000 $ 67,000 $ 48,000
Texas, Missouri 2 $ 124,000 $ 62,000 $ 53,000
Vernon, Missouri 2 $ 55,000 $ 27,500 $ 34,000
Dawson, Montana 2 $ 159,000 $ 79,500 $ 63,000
Madison, Montana 2 $ 131,000 $ 65,500 $ 46,000
Powder River, Montana 2 $ 200,000 $ 100,000 $ 67,000
Powell, Montana 2 $ 168,000 $ 84,000 $ 105,000
Rosebud, Montana 2 $ 104,000 $ 52,000 $ 66,000
Dawes, Nebraska 2 $ 173,000 $ 86,500 $ 127,000
Lancaster, Nebraska 2 $ 81,000 $ 40,500 $ 50,000
Phelps, Nebraska 2 $ 174,000 $ 87,000 $ 73,000
Sarpy, Nebraska 2 $ 77,000 $ 38,500 $ 58,000
Mercer, New Jersey 2 $ 91,000 $ 45,500 $ 40,000
Somerset, New Jersey 2 $ 167,000 $ 83,500 $ 25,000
Allegany, New York 2 $ 134,000 $ 67,000 $ 32,000
Dutchess, New York 2 $ 132,000 $ 66,000 $ 47,000
Greene, New York 2 $ 154,000 $ 77,000 $ 134,000
Hamilton, New York 2 $ 219,000 $ 109,500 $ 100,000
Lewis, New York 2 $ 124,000 $ 62,000 $ 48,000
Rensselaer, New York 2 $ 65,000 $ 32,500 $ 57,000
Steuben, New York 2 $ 75,000 $ 37,500 $ 49,000
Suffolk, New York 2 $ 225,000 $ 112,500 $ 92,000
Wayne, New York 2 $ 104,000 $ 52,000 $ 43,000
Yates, New York 2 $ 130,000 $ 65,000 $ 62,000
Brown, Ohio 2 $ 93,000 $ 46,500 $ 40,000
Coshocton, Ohio 2 $ 71,000 $ 35,500 $ 26,000
Cuyahoga, Ohio 2 $ 52,000 $ 26,000 $ 101,000
Fairfield, Ohio 2 $ 120,000 $ 60,000 $ 50,000
Hamilton, Ohio 2 $ 97,000 $ 48,500 $ 76,000
Hancock, Ohio 2 $ 67,000 $ 33,500 $ 36,000
Hocking, Ohio 2 $ 42,000 $ 21,000 $ 49,000
Monroe, Ohio 2 $ 139,000 $ 69,500 $ 181,000
Montgomery, Ohio 2 $ 66,000 $ 33,000 $ 35,000
Trumbull, Ohio 2 $ 142,000 $ 71,000 $ 70,000
Armstrong, Pennsylvania 2 $ 141,000 $ 70,500 $ 67,000
Crawford, Pennsylvania 2 $ 109,000 $ 54,500 $ 51,000
Greene, Pennsylvania 2 $ 120,000 $ 60,000 $ 48,000
Luzerne, Pennsylvania 2 $ 103,000 $ 51,500 $ 192,000
Monroe, Pennsylvania 2 $ 174,000 $ 87,000 $ 47,000
Pike, Pennsylvania 2 $ 108,000 $ 54,000 $ 65,000
Schuylkill, Pennsylvania 2 $ 67,000 $ 33,500 $ 72,000
Susquehanna, Pennsylvania 2 $ 117,000 $ 58,500 $ 38,000
Brookings, South Dakota 2 $ 182,000 $ 91,000 $ 55,000
Chittenden, Vermont 2 $ 114,000 $ 57,000 $ 56,000
Brunswick, Virginia 2 $ 98,000 $ 49,000 $ 78,000
Charlotte, Virginia 2 $ 104,000 $ 52,000 $ 73,000
Dickenson, Virginia 2 $ 222,000 $ 111,000 $ 61,000
Stafford, Virginia 2 $ 91,000 $ 45,500 $ 46,000
Tazewell, Virginia 2 $ 88,000 $ 44,000 $ 27,000
Cabell, West Virginia 2 $ 87,000 $ 43,500 $ 55,000
Gilmer, West Virginia 2 $ 162,000 $ 81,000 $ 108,000
Hancock, West Virginia 2 $ 91,000 $ 45,500 $ 37,000
Jackson, West Virginia 2 $ 76,000 $ 38,000 $ 35,000
Kanawha, West Virginia 2 $ 187,000 $ 93,500 $ 43,000
Lewis, West Virginia 2 $ 97,000 $ 48,500 $ 79,000
Lincoln, West Virginia 2 $ 86,000 $ 43,000 $ 28,000
McDowell, West Virginia 2 $ 152,000 $ 76,000 $ 62,000
Nicholas, West Virginia 2 $ 112,000 $ 56,000 $ 61,000
Chippewa, Wisconsin 2 $ 96,000 $ 48,000 $ 179,000
Door, Wisconsin 2 $ 75,000 $ 37,500 $ 51,000
Fond du Lac, Wisconsin 2 $ 62,000 $ 31,000 $ 142,000
Kenosha, Wisconsin 2 $ 111,000 $ 55,500 $ 60,000
Trempealeau, Wisconsin 2 $ 145,000 $ 72,500 $ 104,000
Vernon, Wisconsin 2 $ 104,000 $ 52,000 $ 42,000
Fremont, Wyoming 2 $ 309,000 $ 154,500 $ 82,000
Natrona, Wyoming 2 $ 164,000 $ 82,000 $ 85,000
Sweetwater, Wyoming 2 $ 86,000 $ 43,000 $ 33,000
Arapahoe, Colorado 1 $ 83,000 $ 83,000 $ 179,000
Boulder, Colorado 1 $ 62,000 $ 62,000 $ 95,000
Montezuma, Colorado 1 $ 86,000 $ 86,000 $ 84,000
Pueblo, Colorado 1 $ 44,000 $ 44,000 $ 66,000
Teller, Colorado 1 $ 26,000 $ 26,000 $ 20,000
New Castle, Delaware 1 $ 75,000 $ 75,000 $ 57,000
Hillsborough, Florida 1 $ 196,000 $ 196,000 $ 54,000
Manatee, Florida 1 $ 242,000 $ 242,000 $ 0
Nassau, Florida 1 $ 760,000 $ 760,000 $ 459,000
Cassia, Idaho 1 $ 59,000 $ 59,000 $ 55,000
Gooding, Idaho 1 $ 66,000 $ 66,000 $ 47,000
Madison, Idaho 1 $ 37,000 $ 37,000 $ 104,000
Owyhee, Idaho 1 $ 45,000 $ 45,000 $ 44,000
Washington, Idaho 1 $ 89,000 $ 89,000 $ 37,000
Christian, Illinois 1 $ 25,000 $ 25,000 $ 76,000
DeKalb, Illinois 1 $ 28,000 $ 28,000 $ 72,000
Effingham, Illinois 1 $ 38,000 $ 38,000 $ 24,000
Ford, Illinois 1 $ 25,000 $ 25,000 $ 31,000
Kendall, Illinois 1 $ 132,000 $ 132,000 $ 122,000
Madison, Illinois 1 $ 55,000 $ 55,000 $ 36,000
Union, Illinois 1 $ 47,000 $ 47,000 $ 33,000
Vermilion, Illinois 1 $ 83,000 $ 83,000 $ 228,000
Warren, Illinois 1 $ 58,000 $ 58,000 $ 70,000
Wayne, Illinois 1 $ 39,000 $ 39,000 $ 43,000
Bartholomew, Indiana 1 $ 636,000 $ 636,000 $ 1,953,000
Benton, Indiana 1 $ 60,000 $ 60,000 $ 57,000
Blackford, Indiana 1 $ 186,000 $ 186,000 $ 69,000
Daviess, Indiana 1 $ 107,000 $ 107,000 $ 129,000
Delaware, Indiana 1 $ 362,000 $ 362,000 $ 140,000
Fountain, Indiana 1 $ 57,000 $ 57,000 $ 50,000
Greene, Indiana 1 $ 11,000 $ 11,000 $ 22,000
Huntington, Indiana 1 $ 420,000 $ 420,000 $ 0
Jefferson, Indiana 1 $ 160,000 $ 160,000 $ 122,000
Putnam, Indiana 1 $ 212,000 $ 212,000 $ 69,000
Shelby, Indiana 1 $ 120,000 $ 120,000 $ 83,000
Vigo, Indiana 1 $ 130,000 $ 130,000 $ 40,000
Wells, Indiana 1 $ 62,000 $ 62,000 $ 68,000
Allamakee, Iowa 1 $ 25,000 $ 25,000 $ 96,000
Dallas, Iowa 1 $ 114,000 $ 114,000 $ 72,000
Mahaska, Iowa 1 $ 21,000 $ 21,000 $ 37,000
Plymouth, Iowa 1 $ 46,000 $ 46,000 $ 43,000
Woodbury, Iowa 1 $ 35,000 $ 35,000 $ 38,000
Worth, Iowa 1 $ 73,000 $ 73,000 $ 72,000
Bourbon, Kansas 1 $ 74,000 $ 74,000 $ 92,000
Brown, Kansas 1 $ 91,000 $ 91,000 $ 75,000
Chase, Kansas 1 $ 24,000 $ 24,000 $ 98,000
Coffey, Kansas 1 $ 47,000 $ 47,000 $ 41,000
Crawford, Kansas 1 $ 55,000 $ 55,000 $ 34,000
Douglas, Kansas 1 $ 24,000 $ 24,000 $ 46,000
Ellis, Kansas 1 $ 67,000 $ 67,000 $ 62,000
Greenwood, Kansas 1 $ 58,000 $ 58,000 $ 29,000
Harvey, Kansas 1 $ 41,000 $ 41,000 $ 30,000
Jackson, Kansas 1 $ 63,000 $ 63,000 $ 41,000
Kearny, Kansas 1 $ 49,000 $ 49,000 $ 36,000
Kiowa, Kansas 1 $ 87,000 $ 87,000 $ 77,000
Marion, Kansas 1 $ 28,000 $ 28,000 $ 16,000
Morris, Kansas 1 $ 22,000 $ 22,000 $ 27,000
Nemaha, Kansas 1 $ 61,000 $ 61,000 $ 198,000
Osage, Kansas 1 $ 61,000 $ 61,000 $ 46,000
Pottawatomie, Kansas 1 $ 37,000 $ 37,000 $ 32,000
Reno, Kansas 1 $ 52,000 $ 52,000 $ 100,000
Stanton, Kansas 1 $ 55,000 $ 55,000 $ 34,000
Washington, Kansas 1 $ 64,000 $ 64,000 $ 49,000
Breathitt, Kentucky 1 $ 81,000 $ 81,000 $ 46,000
Caldwell, Kentucky 1 $ 60,000 $ 60,000 $ 27,000
Cumberland, Kentucky 1 $ 66,000 $ 66,000 $ 29,000
Edmonson, Kentucky 1 $ 73,000 $ 73,000 $ 34,000
Estill, Kentucky 1 $ 64,000 $ 64,000 $ 26,000
Grayson, Kentucky 1 $ 62,000 $ 62,000 $ 65,000
Hart, Kentucky 1 $ 132,000 $ 132,000 $ 58,000
Henry, Kentucky 1 $ 79,000 $ 79,000 $ 44,000
Hopkins, Kentucky 1 $ 47,000 $ 47,000 $ 79,000
Knott, Kentucky 1 $ 74,000 $ 74,000 $ 45,000
Logan, Kentucky 1 $ 31,000 $ 31,000 $ 75,000
Madison, Kentucky 1 $ 26,000 $ 26,000 $ 16,000
McCracken, Kentucky 1 $ 118,000 $ 118,000 $ 47,000
Metcalfe, Kentucky 1 $ 40,000 $ 40,000 $ 36,000
Owsley, Kentucky 1 $ 38,000 $ 38,000 $ 23,000
Trigg, Kentucky 1 $ 59,000 $ 59,000 $ 34,000
Whitley, Kentucky 1 $ 36,000 $ 36,000 $ 58,000
Dorchester, Maryland 1 $ 109,000 $ 109,000 $ 55,000
Harford, Maryland 1 $ 66,000 $ 66,000 $ 36,000
Queen Anne's, Maryland 1 $ 52,000 $ 52,000 $ 20,000
Talbot, Maryland 1 $ 92,000 $ 92,000 $ 180,000
Alcona, Michigan 1 $ 29,000 $ 29,000 $ 24,000
Antrim, Michigan 1 $ 36,000 $ 36,000 $ 74,000
Calhoun, Michigan 1 $ 52,000 $ 52,000 $ 56,000
Charlevoix, Michigan 1 $ 73,000 $ 73,000 $ 69,000
Grand Traverse, Michigan 1 $ 27,000 $ 27,000 $ 26,000
Gratiot, Michigan 1 $ 29,000 $ 29,000 $ 36,000
Hillsdale, Michigan 1 $ 64,000 $ 64,000 $ 38,000
Isabella, Michigan 1 $ 53,000 $ 53,000 $ 53,000
Mason, Michigan 1 $ 46,000 $ 46,000 $ 59,000
Newaygo, Michigan 1 $ 35,000 $ 35,000 $ 73,000
Oceana, Michigan 1 $ 11,000 $ 11,000 $ 28,000
Osceola, Michigan 1 $ 51,000 $ 51,000 $ 66,000
Tuscola, Michigan 1 $ 44,000 $ 44,000 $ 42,000
Van Buren, Michigan 1 $ 294,000 $ 294,000 $ 400,000
Aitkin, Minnesota 1 $ 59,000 $ 59,000 $ 60,000
Beltrami, Minnesota 1 $ 39,000 $ 39,000 $ 57,000
Blue Earth, Minnesota 1 $ 97,000 $ 97,000 $ 85,000
Cass, Minnesota 1 $ 107,000 $ 107,000 $ 91,000
Crow Wing, Minnesota 1 $ 26,000 $ 26,000 $ 42,000
Houston, Minnesota 1 $ 43,000 $ 43,000 $ 18,000
Hubbard, Minnesota 1 $ 26,000 $ 26,000 $ 32,000
Itasca, Minnesota 1 $ 28,000 $ 28,000 $ 54,000
Kanabec, Minnesota 1 $ 120,000 $ 120,000 $ 140,000
Marshall, Minnesota 1 $ 80,000 $ 80,000 $ 75,000
McLeod, Minnesota 1 $ 67,000 $ 67,000 $ 172,000
Meeker, Minnesota 1 $ 51,000 $ 51,000 $ 39,000
Mille Lacs, Minnesota 1 $ 20,000 $ 20,000 $ 29,000
Olmsted, Minnesota 1 $ 33,000 $ 33,000 $ 44,000
Sherburne, Minnesota 1 $ 33,000 $ 33,000 $ 36,000
Stearns, Minnesota 1 $ 47,000 $ 47,000 $ 48,000
Steele, Minnesota 1 $ 78,000 $ 78,000 $ 55,000
Bollinger, Missouri 1 $ 72,000 $ 72,000 $ 30,000
Camden, Missouri 1 $ 48,000 $ 48,000 $ 28,000
Cole, Missouri 1 $ 77,000 $ 77,000 $ 91,000
Dade, Missouri 1 $ 72,000 $ 72,000 $ 62,000
DeKalb, Missouri 1 $ 64,000 $ 64,000 $ 35,000
Dent, Missouri 1 $ 57,000 $ 57,000 $ 37,000
Jackson, Missouri 1 $ 47,000 $ 47,000 $ 84,000
Johnson, Missouri 1 $ 76,000 $ 76,000 $ 39,000
Livingston, Missouri 1 $ 72,000 $ 72,000 $ 147,000
Macon, Missouri 1 $ 36,000 $ 36,000 $ 33,000
Morgan, Missouri 1 $ 60,000 $ 60,000 $ 120,000
Page:

Mortgage Loan Application Detail Totals for Centier Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,735 $428,975,000 $114,000 $4,000,000 $70,000 $1,953,000
Home Improvement 777 $32,595,000 $41,000 $1,379,000 $77,000 $654,000
Refinancing 763 $166,319,000 $217,000 $13,100,000 $107,000 $1,168,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,454 $512,895,000 $115,000 $2,720,000 $79,000 $1,953,000
Hispanic 334 $27,635,000 $82,000 $665,000 $63,000 $767,000
Black or African American 217 $13,877,000 $63,000 $657,000 $58,000 $552,000
Not Provided 128 $9,908,000 $77,000 $705,000 $105,000 $625,000
Not applicable 65 $52,465,000 $807,000 $13,100,000 $0 $0
Asian 63 $9,894,000 $157,000 $1,064,000 $86,000 $303,000
American Indian or Alaskan Native 13 $1,156,000 $88,000 $224,000 $56,000 $137,000
Native Hawaiin or Other Pacific Islander 1 $59,000 $59,000 $59,000 $36,000 $36,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,958 $584,749,000 $117,000 $13,100,000 $78,000 $1,953,000
FHA-insured (Federal Housing Administration) 272 $35,426,000 $130,000 $372,000 $53,000 $529,000
VA-guaranteed (Veterans Administration) 29 $5,905,000 $203,000 $429,000 $78,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,809,000 $113,000 $167,000 $44,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,170 $467,622,000 $147,000 $13,100,000 $85,000 $1,953,000
Application Approved But Not Accepted 1,329 $84,084,000 $63,000 $4,000,000 $60,000 $625,000
Application Denied By Financial Institution 482 $28,053,000 $58,000 $1,064,000 $57,000 $595,000
Application Withdrawn By Applicant 242 $36,853,000 $152,000 $1,760,000 $88,000 $1,023,000
File Closed For Incompleteness 52 $11,277,000 $216,000 $1,000,000 $93,000 $348,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 41 $5,419,000 $132,000 $428,000 $79,000 $595,000
Debt-To-Income Ratio 29 $7,062,000 $243,000 $1,064,000 $62,000 $248,000
Collateral 12 $1,218,000 $101,000 $272,000 $56,000 $92,000
Employment History 4 $460,000 $115,000 $150,000 $24,000 $40,000
Other 3 $627,000 $209,000 $429,000 $66,000 $98,000
Unverifiable Information 1 $152,000 $152,000 $152,000 $251,000 $251,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $78,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Indiana Lender List