Centier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Centier Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Centier Bank
600 E 84Th Avenue
Whiting, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,275
Total Mortgage Loan Application Amount $627,889,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $13,100,000
Average Applicant Income $84,666
Highest Applicant Income $1,953,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Centier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Centier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centier Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Centier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centier Bank's mortgage activity for 2016.

Mortgage Loan Application Totals for Centier Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake County Indiana 1,154 $ 120,785,000 $ 104,000 $ 76,000
Porter County Indiana 710 $ 101,087,000 $ 142,000 $ 89,000
Hamilton County Indiana 165 $ 71,924,000 $ 435,000 $ 174,000
Tippecanoe County Indiana 131 $ 19,789,000 $ 151,000 $ 68,000
LaPorte County Indiana 122 $ 17,045,000 $ 139,000 $ 67,000
Marion County Indiana 83 $ 38,938,000 $ 469,000 $ 143,000
Elkhart County Indiana 49 $ 7,223,000 $ 147,000 $ 94,000
Anoka County Minnesota 43 $ 1,895,000 $ 44,000 $ 43,000
St. Joseph County Indiana 42 $ 6,746,000 $ 160,000 $ 95,000
White County Indiana 40 $ 5,632,000 $ 140,000 $ 113,000
Bucks County Pennsylvania 39 $ 2,017,000 $ 51,000 $ 54,000
Oakland County Michigan 38 $ 1,536,000 $ 40,000 $ 61,000
Anne Arundel County Maryland 37 $ 2,070,000 $ 55,000 $ 63,000
Kent County Michigan 37 $ 1,589,000 $ 42,000 $ 45,000
Lancaster County Pennsylvania 36 $ 1,478,000 $ 41,000 $ 45,000
Chester County Pennsylvania 35 $ 1,663,000 $ 47,000 $ 58,000
Allen County Indiana 34 $ 10,687,000 $ 314,000 $ 154,000
Washtenaw County Michigan 34 $ 1,624,000 $ 47,000 $ 58,000
Ottawa County Michigan 33 $ 1,358,000 $ 41,000 $ 52,000
Macomb County Michigan 30 $ 1,186,000 $ 39,000 $ 54,000
Boone County Indiana 29 $ 19,002,000 $ 655,000 $ 247,000
Burlington County New Jersey 28 $ 1,921,000 $ 68,000 $ 71,000
Hancock County Indiana 27 $ 8,449,000 $ 312,000 $ 146,000
Livingston County Michigan 27 $ 1,425,000 $ 52,000 $ 78,000
Cook County Illinois 26 $ 10,229,000 $ 393,000 $ 103,000
Montgomery County Pennsylvania 26 $ 1,530,000 $ 58,000 $ 59,000
Berks County Pennsylvania 25 $ 1,016,000 $ 40,000 $ 49,000
Jasper County Indiana 23 $ 3,072,000 $ 133,000 $ 74,000
Ramsey County Minnesota 23 $ 859,000 $ 37,000 $ 50,000
York County Pennsylvania 22 $ 1,063,000 $ 48,000 $ 53,000
Marshall County Indiana 20 $ 1,789,000 $ 89,000 $ 96,000
Hendricks County Indiana 19 $ 5,150,000 $ 271,000 $ 96,000
Monroe County Michigan 19 $ 702,000 $ 36,000 $ 51,000
Carroll County Indiana 17 $ 2,184,000 $ 128,000 $ 58,000
Starke County Indiana 17 $ 2,040,000 $ 120,000 $ 70,000
Saratoga County New York 17 $ 1,041,000 $ 61,000 $ 60,000
Sussex County Delaware 16 $ 1,170,000 $ 73,000 $ 88,000
Howard County Maryland 16 $ 970,000 $ 60,000 $ 69,000
Cumberland County New Jersey 16 $ 701,000 $ 43,000 $ 54,000
Cumberland County Pennsylvania 16 $ 871,000 $ 54,000 $ 57,000
Lehigh County Pennsylvania 16 $ 577,000 $ 36,000 $ 53,000
Kent County Delaware 15 $ 782,000 $ 52,000 $ 43,000
Newton County Indiana 15 $ 1,151,000 $ 76,000 $ 68,000
Sedgwick County Kansas 15 $ 1,061,000 $ 70,000 $ 53,000
Adams County Pennsylvania 15 $ 665,000 $ 44,000 $ 49,000
Weld County Colorado 14 $ 723,000 $ 51,000 $ 55,000
Johnson County Indiana 14 $ 7,351,000 $ 525,000 $ 74,000
Licking County Ohio 14 $ 572,000 $ 40,000 $ 56,000
Dauphin County Pennsylvania 14 $ 650,000 $ 46,000 $ 53,000
Mesa County Colorado 13 $ 600,000 $ 46,000 $ 42,000
Wright County Minnesota 13 $ 445,000 $ 34,000 $ 41,000
Ocean County New Jersey 13 $ 1,014,000 $ 78,000 $ 77,000
St. Lawrence County New York 13 $ 943,000 $ 72,000 $ 87,000
Butler County Pennsylvania 13 $ 776,000 $ 59,000 $ 86,000
Berrien County Michigan 12 $ 2,287,000 $ 190,000 $ 142,000
Wayne County Michigan 12 $ 347,000 $ 28,000 $ 51,000
Flathead County Montana 12 $ 678,000 $ 56,000 $ 42,000
Atlantic County New Jersey 12 $ 667,000 $ 55,000 $ 58,000
Northampton County Pennsylvania 12 $ 472,000 $ 39,000 $ 53,000
Adams County Colorado 11 $ 569,000 $ 51,000 $ 64,000
Kootenai County Idaho 11 $ 597,000 $ 54,000 $ 60,000
Will County Illinois 11 $ 1,523,000 $ 138,000 $ 84,000
Broome County New York 11 $ 1,046,000 $ 95,000 $ 75,000
Herkimer County New York 11 $ 638,000 $ 58,000 $ 63,000
Franklin County Pennsylvania 11 $ 493,000 $ 44,000 $ 55,000
Lebanon County Pennsylvania 11 $ 616,000 $ 56,000 $ 51,000
Cass County Michigan 10 $ 4,220,000 $ 422,000 $ 42,000
Dakota County Minnesota 10 $ 453,000 $ 45,000 $ 59,000
Middlesex County New Jersey 10 $ 623,000 $ 62,000 $ 53,000
Ontario County New York 10 $ 560,000 $ 56,000 $ 55,000
Otsego County New York 10 $ 607,000 $ 60,000 $ 59,000
Ada County Idaho 9 $ 433,000 $ 48,000 $ 47,000
Kalamazoo County Michigan 9 $ 303,000 $ 33,000 $ 40,000
Lenawee County Michigan 9 $ 341,000 $ 37,000 $ 52,000
Greene County Missouri 9 $ 497,000 $ 55,000 $ 45,000
Gloucester County New Jersey 9 $ 562,000 $ 62,000 $ 55,000
Stark County Ohio 9 $ 500,000 $ 55,000 $ 54,000
Washington County Pennsylvania 9 $ 433,000 $ 48,000 $ 45,000
Boone County Illinois 8 $ 469,000 $ 58,000 $ 71,000
Kosciusko County Indiana 8 $ 1,321,000 $ 165,000 $ 134,000
Monroe County Indiana 8 $ 5,722,000 $ 715,000 $ 151,000
Steuben County Indiana 8 $ 752,000 $ 94,000 $ 97,000
Chenango County New York 8 $ 648,000 $ 81,000 $ 74,000
Wood County Ohio 8 $ 294,000 $ 36,000 $ 50,000
Erie County Pennsylvania 8 $ 286,000 $ 35,000 $ 38,000
Wise County Virginia 8 $ 341,000 $ 42,000 $ 45,000
Berkeley County West Virginia 8 $ 326,000 $ 40,000 $ 64,000
Monongalia County West Virginia 8 $ 319,000 $ 39,000 $ 48,000
Montrose County Colorado 7 $ 480,000 $ 68,000 $ 36,000
McLean County Illinois 7 $ 286,000 $ 40,000 $ 37,000
Madison County Indiana 7 $ 3,739,000 $ 534,000 $ 100,000
Prince George's County Maryland 7 $ 439,000 $ 62,000 $ 69,000
Washington County Maryland 7 $ 210,000 $ 30,000 $ 50,000
Allegan County Michigan 7 $ 277,000 $ 39,000 $ 48,000
Richland County Montana 7 $ 522,000 $ 74,000 $ 69,000
Jefferson County New York 7 $ 299,000 $ 42,000 $ 110,000
Oneida County New York 7 $ 372,000 $ 53,000 $ 55,000
Sullivan County New York 7 $ 227,000 $ 32,000 $ 41,000
Clark County Ohio 7 $ 253,000 $ 36,000 $ 51,000
Franklin County Ohio 7 $ 292,000 $ 41,000 $ 67,000
Geauga County Ohio 7 $ 311,000 $ 44,000 $ 57,000
Portage County Ohio 7 $ 395,000 $ 56,000 $ 73,000
Raleigh County West Virginia 7 $ 420,000 $ 60,000 $ 51,000
Larimer County Colorado 6 $ 280,000 $ 46,000 $ 49,000
Canyon County Idaho 6 $ 316,000 $ 52,000 $ 52,000
Kankakee County Illinois 6 $ 222,000 $ 37,000 $ 45,000
St. Clair County Illinois 6 $ 264,000 $ 44,000 $ 54,000
Pulaski County Indiana 6 $ 181,000 $ 30,000 $ 60,000
Johnson County Iowa 6 $ 372,000 $ 62,000 $ 58,000
Pottawattamie County Iowa 6 $ 265,000 $ 44,000 $ 55,000
Baltimore County Maryland 6 $ 257,000 $ 42,000 $ 64,000
Genesee County Michigan 6 $ 228,000 $ 38,000 $ 56,000
Jackson County Michigan 6 $ 191,000 $ 31,000 $ 35,000
Carver County Minnesota 6 $ 251,000 $ 41,000 $ 56,000
St. Louis County Minnesota 6 $ 266,000 $ 44,000 $ 68,000
Yellowstone County Montana 6 $ 259,000 $ 43,000 $ 53,000
Cayuga County New York 6 $ 315,000 $ 52,000 $ 44,000
Clinton County New York 6 $ 488,000 $ 81,000 $ 55,000
Oswego County New York 6 $ 343,000 $ 57,000 $ 66,000
Ulster County New York 6 $ 365,000 $ 60,000 $ 59,000
Lucas County Ohio 6 $ 183,000 $ 30,000 $ 60,000
Carbon County Pennsylvania 6 $ 170,000 $ 28,000 $ 50,000
Mercer County Pennsylvania 6 $ 267,000 $ 44,000 $ 64,000
Augusta County Virginia 6 $ 342,000 $ 57,000 $ 54,000
Mingo County West Virginia 6 $ 340,000 $ 56,000 $ 71,000
El Paso County Colorado 5 $ 423,000 $ 84,000 $ 59,000
Jefferson County Colorado 5 $ 192,000 $ 38,000 $ 73,000
Clinton County Indiana 5 $ 657,000 $ 131,000 $ 56,000
Montgomery County Indiana 5 $ 660,000 $ 132,000 $ 60,000
Linn County Iowa 5 $ 209,000 $ 41,000 $ 41,000
Polk County Iowa 5 $ 280,000 $ 56,000 $ 63,000
St. Clair County Michigan 5 $ 183,000 $ 36,000 $ 83,000
Cass County Missouri 5 $ 179,000 $ 35,000 $ 81,000
Newton County Missouri 5 $ 302,000 $ 60,000 $ 53,000
Cape May County New Jersey 5 $ 346,000 $ 69,000 $ 79,000
Monmouth County New Jersey 5 $ 259,000 $ 51,000 $ 58,000
Franklin County New York 5 $ 388,000 $ 77,000 $ 49,000
Livingston County New York 5 $ 312,000 $ 62,000 $ 68,000
Monroe County New York 5 $ 195,000 $ 39,000 $ 70,000
Onondaga County New York 5 $ 147,000 $ 29,000 $ 39,000
Tioga County New York 5 $ 364,000 $ 72,000 $ 37,000
Williams County North Dakota 5 $ 278,000 $ 55,000 $ 102,000
Columbiana County Ohio 5 $ 290,000 $ 58,000 $ 63,000
Greene County Ohio 5 $ 217,000 $ 43,000 $ 63,000
Guernsey County Ohio 5 $ 287,000 $ 57,000 $ 44,000
Lawrence County Ohio 5 $ 330,000 $ 66,000 $ 74,000
Muskingum County Ohio 5 $ 227,000 $ 45,000 $ 44,000
Tuscarawas County Ohio 5 $ 196,000 $ 39,000 $ 36,000
Wayne County Ohio 5 $ 222,000 $ 44,000 $ 52,000
Allegheny County Pennsylvania 5 $ 255,000 $ 51,000 $ 57,000
Lincoln County South Dakota 5 $ 254,000 $ 50,000 $ 44,000
Logan County West Virginia 5 $ 306,000 $ 61,000 $ 47,000
Preston County West Virginia 5 $ 298,000 $ 59,000 $ 64,000
Brown County Wisconsin 5 $ 272,000 $ 54,000 $ 51,000
Eagle County Colorado 4 $ 486,000 $ 121,000 $ 73,000
Sarasota County Florida 4 $ 2,396,000 $ 599,000 $ 107,000
Morgan County Indiana 4 $ 1,402,000 $ 350,000 $ 120,000
Noble County Indiana 4 $ 451,000 $ 112,000 $ 69,000
Jones County Iowa 4 $ 188,000 $ 47,000 $ 54,000
Cowley County Kansas 4 $ 292,000 $ 73,000 $ 49,000
Eaton County Michigan 4 $ 174,000 $ 43,000 $ 46,000
Ionia County Michigan 4 $ 116,000 $ 29,000 $ 59,000
Muskegon County Michigan 4 $ 106,000 $ 26,000 $ 68,000
Scott County Minnesota 4 $ 162,000 $ 40,000 $ 52,000
Washington County Minnesota 4 $ 196,000 $ 49,000 $ 55,000
Jefferson County Missouri 4 $ 161,000 $ 40,000 $ 59,000
Webster County Missouri 4 $ 229,000 $ 57,000 $ 32,000
Lewis and Clark County Montana 4 $ 192,000 $ 48,000 $ 56,000
Douglas County Nebraska 4 $ 130,000 $ 32,000 $ 40,000
Camden County New Jersey 4 $ 181,000 $ 45,000 $ 60,000
Chemung County New York 4 $ 190,000 $ 47,000 $ 37,000
Columbia County New York 4 $ 367,000 $ 91,000 $ 65,000
Erie County New York 4 $ 191,000 $ 47,000 $ 43,000
Madison County New York 4 $ 369,000 $ 92,000 $ 48,000
Schoharie County New York 4 $ 257,000 $ 64,000 $ 92,000
Ward County North Dakota 4 $ 428,000 $ 107,000 $ 63,000
Butler County Ohio 4 $ 108,000 $ 27,000 $ 65,000
Lorain County Ohio 4 $ 250,000 $ 62,000 $ 52,000
Cambria County Pennsylvania 4 $ 187,000 $ 46,000 $ 64,000
Centre County Pennsylvania 4 $ 132,000 $ 33,000 $ 43,000
Westmoreland County Pennsylvania 4 $ 186,000 $ 46,000 $ 31,000
Minnehaha County South Dakota 4 $ 155,000 $ 38,000 $ 37,000
Pennington County South Dakota 4 $ 249,000 $ 62,000 $ 52,000
Greenbrier County West Virginia 4 $ 286,000 $ 71,000 $ 59,000
Mercer County West Virginia 4 $ 175,000 $ 43,000 $ 59,000
Putnam County West Virginia 4 $ 283,000 $ 70,000 $ 80,000
Laramie County Wyoming 4 $ 269,000 $ 67,000 $ 66,000
Custer County Idaho 3 $ 161,000 $ 53,000 $ 28,000
Twin Falls County Idaho 3 $ 148,000 $ 49,000 $ 82,000
Champaign County Illinois 3 $ 115,000 $ 38,000 $ 64,000
DuPage County Illinois 3 $ 1,439,000 $ 479,000 $ 70,000
Johnson County Illinois 3 $ 250,000 $ 83,000 $ 58,000
Black Hawk County Iowa 3 $ 94,000 $ 31,000 $ 37,000
Anderson County Kansas 3 $ 189,000 $ 63,000 $ 31,000
Butler County Kansas 3 $ 322,000 $ 107,000 $ 91,000
Franklin County Kansas 3 $ 191,000 $ 63,000 $ 70,000
Miami County Kansas 3 $ 136,000 $ 45,000 $ 55,000
Montgomery County Kansas 3 $ 214,000 $ 71,000 $ 40,000
Seward County Kansas 3 $ 279,000 $ 93,000 $ 91,000
Sumner County Kansas 3 $ 257,000 $ 85,000 $ 60,000
Wyandotte County Kansas 3 $ 54,000 $ 18,000 $ 62,000
Floyd County Kentucky 3 $ 176,000 $ 58,000 $ 65,000
Laurel County Kentucky 3 $ 163,000 $ 54,000 $ 65,000
Webster County Kentucky 3 $ 165,000 $ 55,000 $ 56,000
Garrett County Maryland 3 $ 178,000 $ 59,000 $ 20,000
Clinton County Michigan 3 $ 124,000 $ 41,000 $ 79,000
Gladwin County Michigan 3 $ 121,000 $ 40,000 $ 49,000
Ingham County Michigan 3 $ 68,000 $ 22,000 $ 41,000
Shiawassee County Michigan 3 $ 66,000 $ 22,000 $ 43,000
St. Joseph County Michigan 3 $ 498,000 $ 166,000 $ 73,000
Becker County Minnesota 3 $ 190,000 $ 63,000 $ 39,000
Benton County Minnesota 3 $ 160,000 $ 53,000 $ 62,000
Chisago County Minnesota 3 $ 225,000 $ 75,000 $ 62,000
Pine County Minnesota 3 $ 155,000 $ 51,000 $ 54,000
Traverse County Minnesota 3 $ 201,000 $ 67,000 $ 68,000
Butler County Missouri 3 $ 149,000 $ 49,000 $ 45,000
Callaway County Missouri 3 $ 130,000 $ 43,000 $ 43,000
Cape Girardeau County Missouri 3 $ 148,000 $ 49,000 $ 61,000
Howell County Missouri 3 $ 79,000 $ 26,000 $ 59,000
Jasper County Missouri 3 $ 134,000 $ 44,000 $ 55,000
Lafayette County Missouri 3 $ 134,000 $ 44,000 $ 42,000
Chautauqua County New York 3 $ 147,000 $ 49,000 $ 47,000
Genesee County New York 3 $ 263,000 $ 87,000 $ 68,000
Niagara County New York 3 $ 136,000 $ 45,000 $ 59,000
Orange County New York 3 $ 186,000 $ 62,000 $ 66,000
Orleans County New York 3 $ 112,000 $ 37,000 $ 70,000
Seneca County New York 3 $ 121,000 $ 40,000 $ 40,000
Tompkins County New York 3 $ 197,000 $ 65,000 $ 60,000
Ramsey County North Dakota 3 $ 196,000 $ 65,000 $ 78,000
Fulton County Ohio 3 $ 168,000 $ 56,000 $ 46,000
Highland County Ohio 3 $ 167,000 $ 55,000 $ 19,000
Jefferson County Ohio 3 $ 145,000 $ 48,000 $ 29,000
Logan County Ohio 3 $ 97,000 $ 32,000 $ 68,000
Mercer County Ohio 3 $ 124,000 $ 41,000 $ 108,000
Beaver County Pennsylvania 3 $ 166,000 $ 55,000 $ 77,000
Northumberland County Pennsylvania 3 $ 134,000 $ 44,000 $ 59,000
Accomack County Virginia 3 $ 214,000 $ 71,000 $ 55,000
Campbell County Virginia 3 $ 185,000 $ 61,000 $ 48,000
Marion County West Virginia 3 $ 201,000 $ 67,000 $ 57,000
Mason County West Virginia 3 $ 144,000 $ 48,000 $ 47,000
Taylor County West Virginia 3 $ 140,000 $ 46,000 $ 90,000
Wetzel County West Virginia 3 $ 201,000 $ 67,000 $ 102,000
Wood County West Virginia 3 $ 229,000 $ 76,000 $ 42,000
Dunn County Wisconsin 3 $ 105,000 $ 35,000 $ 47,000
Grant County Wisconsin 3 $ 175,000 $ 58,000 $ 120,000
Broomfield County Colorado 2 $ 132,000 $ 66,000 $ 80,000
Delta County Colorado 2 $ 102,000 $ 51,000 $ 58,000
Garfield County Colorado 2 $ 89,000 $ 44,000 $ 29,000
Hinsdale County Colorado 2 $ 164,000 $ 82,000 $ 40,000
La Plata County Colorado 2 $ 94,000 $ 47,000 $ 48,000
Summit County Colorado 2 $ 102,000 $ 51,000 $ 110,000
Collier County Florida 2 $ 2,177,000 $ 1,088,000 $ 604,000
Lee County Florida 2 $ 727,000 $ 363,000 $ 147,000
Teton County Idaho 2 $ 129,000 $ 64,000 $ 70,000
Alexander County Illinois 2 $ 132,000 $ 66,000 $ 46,000
Franklin County Illinois 2 $ 115,000 $ 57,000 $ 72,000
Fulton County Illinois 2 $ 89,000 $ 44,000 $ 60,000
Grundy County Illinois 2 $ 55,000 $ 27,000 $ 87,000
Jackson County Illinois 2 $ 99,000 $ 49,000 $ 40,000
Lee County Illinois 2 $ 78,000 $ 39,000 $ 60,000
Marion County Illinois 2 $ 110,000 $ 55,000 $ 70,000
Mason County Illinois 2 $ 63,000 $ 31,000 $ 22,000
Stephenson County Illinois 2 $ 61,000 $ 30,000 $ 62,000
Williamson County Illinois 2 $ 131,000 $ 65,000 $ 37,000
Winnebago County Illinois 2 $ 83,000 $ 41,000 $ 63,000
Cass County Indiana 2 $ 2,611,000 $ 1,305,000 $ 0
DeKalb County Indiana 2 $ 575,000 $ 287,000 $ 97,000
Howard County Indiana 2 $ 427,000 $ 213,000 $ 63,000
LaGrange County Indiana 2 $ 293,000 $ 146,000 $ 124,000
Miami County Indiana 2 $ 235,000 $ 117,000 $ 8,000
Owen County Indiana 2 $ 175,000 $ 87,000 $ 106,000
Scott County Indiana 2 $ 120,000 $ 60,000 $ 23,000
Vanderburgh County Indiana 2 $ 54,000 $ 27,000 $ 73,000
Whitley County Indiana 2 $ 480,000 $ 240,000 $ 62,000
Boone County Iowa 2 $ 70,000 $ 35,000 $ 24,000
Dickinson County Iowa 2 $ 128,000 $ 64,000 $ 124,000
Muscatine County Iowa 2 $ 56,000 $ 28,000 $ 128,000
Scott County Iowa 2 $ 96,000 $ 48,000 $ 63,000
Story County Iowa 2 $ 59,000 $ 29,000 $ 51,000
Allen County Kansas 2 $ 120,000 $ 60,000 $ 43,000
Barber County Kansas 2 $ 214,000 $ 107,000 $ 113,000
Chautauqua County Kansas 2 $ 184,000 $ 92,000 $ 59,000
Cherokee County Kansas 2 $ 156,000 $ 78,000 $ 97,000
Neosho County Kansas 2 $ 132,000 $ 66,000 $ 55,000
Riley County Kansas 2 $ 76,000 $ 38,000 $ 51,000
Shawnee County Kansas 2 $ 98,000 $ 49,000 $ 62,000
Ohio County Kentucky 2 $ 224,000 $ 112,000 $ 108,000
Perry County Kentucky 2 $ 102,000 $ 51,000 $ 55,000
Pike County Kentucky 2 $ 160,000 $ 80,000 $ 34,000
Barry County Michigan 2 $ 69,000 $ 34,000 $ 69,000
Cheboygan County Michigan 2 $ 87,000 $ 43,000 $ 102,000
Emmet County Michigan 2 $ 85,000 $ 42,000 $ 36,000
Marquette County Michigan 2 $ 74,000 $ 37,000 $ 17,000
Midland County Michigan 2 $ 78,000 $ 39,000 $ 62,000
Hennepin County Minnesota 2 $ 55,000 $ 27,000 $ 62,000
Nicollet County Minnesota 2 $ 134,000 $ 67,000 $ 43,000
Pennington County Minnesota 2 $ 132,000 $ 66,000 $ 45,000
Winona County Minnesota 2 $ 52,000 $ 26,000 $ 40,000
Barry County Missouri 2 $ 79,000 $ 39,000 $ 19,000
Boone County Missouri 2 $ 84,000 $ 42,000 $ 29,000
Clay County Missouri 2 $ 91,000 $ 45,000 $ 78,000
Laclede County Missouri 2 $ 127,000 $ 63,000 $ 43,000
Lincoln County Missouri 2 $ 88,000 $ 44,000 $ 48,000
Madison County Missouri 2 $ 51,000 $ 25,000 $ 29,000
McDonald County Missouri 2 $ 55,000 $ 27,000 $ 47,000
Scott County Missouri 2 $ 122,000 $ 61,000 $ 35,000
St. Charles County Missouri 2 $ 114,000 $ 57,000 $ 65,000
St. Francois County Missouri 2 $ 134,000 $ 67,000 $ 48,000
Texas County Missouri 2 $ 124,000 $ 62,000 $ 53,000
Vernon County Missouri 2 $ 55,000 $ 27,000 $ 34,000
Dawson County Montana 2 $ 159,000 $ 79,000 $ 63,000
Madison County Montana 2 $ 131,000 $ 65,000 $ 46,000
Powder River County Montana 2 $ 200,000 $ 100,000 $ 67,000
Powell County Montana 2 $ 168,000 $ 84,000 $ 105,000
Rosebud County Montana 2 $ 104,000 $ 52,000 $ 66,000
Dawes County Nebraska 2 $ 173,000 $ 86,000 $ 127,000
Lancaster County Nebraska 2 $ 81,000 $ 40,000 $ 50,000
Phelps County Nebraska 2 $ 174,000 $ 87,000 $ 73,000
Sarpy County Nebraska 2 $ 77,000 $ 38,000 $ 58,000
Mercer County New Jersey 2 $ 91,000 $ 45,000 $ 40,000
Somerset County New Jersey 2 $ 167,000 $ 83,000 $ 25,000
Allegany County New York 2 $ 134,000 $ 67,000 $ 32,000
Dutchess County New York 2 $ 132,000 $ 66,000 $ 47,000
Greene County New York 2 $ 154,000 $ 77,000 $ 134,000
Hamilton County New York 2 $ 219,000 $ 109,000 $ 100,000
Lewis County New York 2 $ 124,000 $ 62,000 $ 48,000
Rensselaer County New York 2 $ 65,000 $ 32,000 $ 57,000
Steuben County New York 2 $ 75,000 $ 37,000 $ 49,000
Suffolk County New York 2 $ 225,000 $ 112,000 $ 92,000
Wayne County New York 2 $ 104,000 $ 52,000 $ 43,000
Yates County New York 2 $ 130,000 $ 65,000 $ 62,000
Brown County Ohio 2 $ 93,000 $ 46,000 $ 40,000
Coshocton County Ohio 2 $ 71,000 $ 35,000 $ 26,000
Cuyahoga County Ohio 2 $ 52,000 $ 26,000 $ 101,000
Fairfield County Ohio 2 $ 120,000 $ 60,000 $ 50,000
Hamilton County Ohio 2 $ 97,000 $ 48,000 $ 76,000
Hancock County Ohio 2 $ 67,000 $ 33,000 $ 36,000
Hocking County Ohio 2 $ 42,000 $ 21,000 $ 49,000
Monroe County Ohio 2 $ 139,000 $ 69,000 $ 181,000
Montgomery County Ohio 2 $ 66,000 $ 33,000 $ 35,000
Trumbull County Ohio 2 $ 142,000 $ 71,000 $ 70,000
Armstrong County Pennsylvania 2 $ 141,000 $ 70,000 $ 67,000
Crawford County Pennsylvania 2 $ 109,000 $ 54,000 $ 51,000
Greene County Pennsylvania 2 $ 120,000 $ 60,000 $ 48,000
Luzerne County Pennsylvania 2 $ 103,000 $ 51,000 $ 192,000
Monroe County Pennsylvania 2 $ 174,000 $ 87,000 $ 47,000
Pike County Pennsylvania 2 $ 108,000 $ 54,000 $ 65,000
Schuylkill County Pennsylvania 2 $ 67,000 $ 33,000 $ 72,000
Susquehanna County Pennsylvania 2 $ 117,000 $ 58,000 $ 38,000
Brookings County South Dakota 2 $ 182,000 $ 91,000 $ 55,000
Chittenden County Vermont 2 $ 114,000 $ 57,000 $ 56,000
Brunswick County Virginia 2 $ 98,000 $ 49,000 $ 78,000
Charlotte County Virginia 2 $ 104,000 $ 52,000 $ 73,000
Dickenson County Virginia 2 $ 222,000 $ 111,000 $ 61,000
Stafford County Virginia 2 $ 91,000 $ 45,000 $ 46,000
Tazewell County Virginia 2 $ 88,000 $ 44,000 $ 27,000
Cabell County West Virginia 2 $ 87,000 $ 43,000 $ 55,000
Gilmer County West Virginia 2 $ 162,000 $ 81,000 $ 108,000
Hancock County West Virginia 2 $ 91,000 $ 45,000 $ 37,000
Jackson County West Virginia 2 $ 76,000 $ 38,000 $ 35,000
Kanawha County West Virginia 2 $ 187,000 $ 93,000 $ 43,000
Lewis County West Virginia 2 $ 97,000 $ 48,000 $ 79,000
Lincoln County West Virginia 2 $ 86,000 $ 43,000 $ 28,000
McDowell County West Virginia 2 $ 152,000 $ 76,000 $ 62,000
Nicholas County West Virginia 2 $ 112,000 $ 56,000 $ 61,000
Chippewa County Wisconsin 2 $ 96,000 $ 48,000 $ 179,000
Door County Wisconsin 2 $ 75,000 $ 37,000 $ 51,000
Fond du Lac County Wisconsin 2 $ 62,000 $ 31,000 $ 142,000
Kenosha County Wisconsin 2 $ 111,000 $ 55,000 $ 60,000
Trempealeau County Wisconsin 2 $ 145,000 $ 72,000 $ 104,000
Vernon County Wisconsin 2 $ 104,000 $ 52,000 $ 42,000
Fremont County Wyoming 2 $ 309,000 $ 154,000 $ 82,000
Natrona County Wyoming 2 $ 164,000 $ 82,000 $ 85,000
Sweetwater County Wyoming 2 $ 86,000 $ 43,000 $ 33,000
Arapahoe County Colorado 1 $ 83,000 $ 83,000 $ 179,000
Boulder County Colorado 1 $ 62,000 $ 62,000 $ 95,000
Montezuma County Colorado 1 $ 86,000 $ 86,000 $ 84,000
Pueblo County Colorado 1 $ 44,000 $ 44,000 $ 66,000
Teller County Colorado 1 $ 26,000 $ 26,000 $ 20,000
New Castle County Delaware 1 $ 75,000 $ 75,000 $ 57,000
Hillsborough County Florida 1 $ 196,000 $ 196,000 $ 54,000
Manatee County Florida 1 $ 242,000 $ 242,000 $ 0
Nassau County Florida 1 $ 760,000 $ 760,000 $ 459,000
Cassia County Idaho 1 $ 59,000 $ 59,000 $ 55,000
Gooding County Idaho 1 $ 66,000 $ 66,000 $ 47,000
Madison County Idaho 1 $ 37,000 $ 37,000 $ 104,000
Owyhee County Idaho 1 $ 45,000 $ 45,000 $ 44,000
Washington County Idaho 1 $ 89,000 $ 89,000 $ 37,000
Christian County Illinois 1 $ 25,000 $ 25,000 $ 76,000
DeKalb County Illinois 1 $ 28,000 $ 28,000 $ 72,000
Effingham County Illinois 1 $ 38,000 $ 38,000 $ 24,000
Ford County Illinois 1 $ 25,000 $ 25,000 $ 31,000
Kendall County Illinois 1 $ 132,000 $ 132,000 $ 122,000
Madison County Illinois 1 $ 55,000 $ 55,000 $ 36,000
Union County Illinois 1 $ 47,000 $ 47,000 $ 33,000
Vermilion County Illinois 1 $ 83,000 $ 83,000 $ 228,000
Warren County Illinois 1 $ 58,000 $ 58,000 $ 70,000
Wayne County Illinois 1 $ 39,000 $ 39,000 $ 43,000
Bartholomew County Indiana 1 $ 636,000 $ 636,000 $ 1,953,000
Benton County Indiana 1 $ 60,000 $ 60,000 $ 57,000
Blackford County Indiana 1 $ 186,000 $ 186,000 $ 69,000
Daviess County Indiana 1 $ 107,000 $ 107,000 $ 129,000
Delaware County Indiana 1 $ 362,000 $ 362,000 $ 140,000
Fountain County Indiana 1 $ 57,000 $ 57,000 $ 50,000
Greene County Indiana 1 $ 11,000 $ 11,000 $ 22,000
Huntington County Indiana 1 $ 420,000 $ 420,000 $ 0
Jefferson County Indiana 1 $ 160,000 $ 160,000 $ 122,000
Putnam County Indiana 1 $ 212,000 $ 212,000 $ 69,000
Shelby County Indiana 1 $ 120,000 $ 120,000 $ 83,000
Vigo County Indiana 1 $ 130,000 $ 130,000 $ 40,000
Wells County Indiana 1 $ 62,000 $ 62,000 $ 68,000
Allamakee County Iowa 1 $ 25,000 $ 25,000 $ 96,000
Dallas County Iowa 1 $ 114,000 $ 114,000 $ 72,000
Mahaska County Iowa 1 $ 21,000 $ 21,000 $ 37,000
Plymouth County Iowa 1 $ 46,000 $ 46,000 $ 43,000
Woodbury County Iowa 1 $ 35,000 $ 35,000 $ 38,000
Worth County Iowa 1 $ 73,000 $ 73,000 $ 72,000
Bourbon County Kansas 1 $ 74,000 $ 74,000 $ 92,000
Brown County Kansas 1 $ 91,000 $ 91,000 $ 75,000
Chase County Kansas 1 $ 24,000 $ 24,000 $ 98,000
Coffey County Kansas 1 $ 47,000 $ 47,000 $ 41,000
Crawford County Kansas 1 $ 55,000 $ 55,000 $ 34,000
Douglas County Kansas 1 $ 24,000 $ 24,000 $ 46,000
Ellis County Kansas 1 $ 67,000 $ 67,000 $ 62,000
Greenwood County Kansas 1 $ 58,000 $ 58,000 $ 29,000
Harvey County Kansas 1 $ 41,000 $ 41,000 $ 30,000
Jackson County Kansas 1 $ 63,000 $ 63,000 $ 41,000
Kearny County Kansas 1 $ 49,000 $ 49,000 $ 36,000
Kiowa County Kansas 1 $ 87,000 $ 87,000 $ 77,000
Marion County Kansas 1 $ 28,000 $ 28,000 $ 16,000
Morris County Kansas 1 $ 22,000 $ 22,000 $ 27,000
Nemaha County Kansas 1 $ 61,000 $ 61,000 $ 198,000
Osage County Kansas 1 $ 61,000 $ 61,000 $ 46,000
Pottawatomie County Kansas 1 $ 37,000 $ 37,000 $ 32,000
Reno County Kansas 1 $ 52,000 $ 52,000 $ 100,000
Stanton County Kansas 1 $ 55,000 $ 55,000 $ 34,000
Washington County Kansas 1 $ 64,000 $ 64,000 $ 49,000
Breathitt County Kentucky 1 $ 81,000 $ 81,000 $ 46,000
Caldwell County Kentucky 1 $ 60,000 $ 60,000 $ 27,000
Cumberland County Kentucky 1 $ 66,000 $ 66,000 $ 29,000
Edmonson County Kentucky 1 $ 73,000 $ 73,000 $ 34,000
Estill County Kentucky 1 $ 64,000 $ 64,000 $ 26,000
Grayson County Kentucky 1 $ 62,000 $ 62,000 $ 65,000
Hart County Kentucky 1 $ 132,000 $ 132,000 $ 58,000
Henry County Kentucky 1 $ 79,000 $ 79,000 $ 44,000
Hopkins County Kentucky 1 $ 47,000 $ 47,000 $ 79,000
Knott County Kentucky 1 $ 74,000 $ 74,000 $ 45,000
Logan County Kentucky 1 $ 31,000 $ 31,000 $ 75,000
Madison County Kentucky 1 $ 26,000 $ 26,000 $ 16,000
McCracken County Kentucky 1 $ 118,000 $ 118,000 $ 47,000
Metcalfe County Kentucky 1 $ 40,000 $ 40,000 $ 36,000
Owsley County Kentucky 1 $ 38,000 $ 38,000 $ 23,000
Trigg County Kentucky 1 $ 59,000 $ 59,000 $ 34,000
Whitley County Kentucky 1 $ 36,000 $ 36,000 $ 58,000
Dorchester County Maryland 1 $ 109,000 $ 109,000 $ 55,000
Harford County Maryland 1 $ 66,000 $ 66,000 $ 36,000
Queen Anne's County Maryland 1 $ 52,000 $ 52,000 $ 20,000
Talbot County Maryland 1 $ 92,000 $ 92,000 $ 180,000
Alcona County Michigan 1 $ 29,000 $ 29,000 $ 24,000
Antrim County Michigan 1 $ 36,000 $ 36,000 $ 74,000
Calhoun County Michigan 1 $ 52,000 $ 52,000 $ 56,000
Charlevoix County Michigan 1 $ 73,000 $ 73,000 $ 69,000
Grand Traverse County Michigan 1 $ 27,000 $ 27,000 $ 26,000
Gratiot County Michigan 1 $ 29,000 $ 29,000 $ 36,000
Hillsdale County Michigan 1 $ 64,000 $ 64,000 $ 38,000
Isabella County Michigan 1 $ 53,000 $ 53,000 $ 53,000
Mason County Michigan 1 $ 46,000 $ 46,000 $ 59,000
Newaygo County Michigan 1 $ 35,000 $ 35,000 $ 73,000
Oceana County Michigan 1 $ 11,000 $ 11,000 $ 28,000
Osceola County Michigan 1 $ 51,000 $ 51,000 $ 66,000
Tuscola County Michigan 1 $ 44,000 $ 44,000 $ 42,000
Van Buren County Michigan 1 $ 294,000 $ 294,000 $ 400,000
Aitkin County Minnesota 1 $ 59,000 $ 59,000 $ 60,000
Beltrami County Minnesota 1 $ 39,000 $ 39,000 $ 57,000
Blue Earth County Minnesota 1 $ 97,000 $ 97,000 $ 85,000
Cass County Minnesota 1 $ 107,000 $ 107,000 $ 91,000
Crow Wing County Minnesota 1 $ 26,000 $ 26,000 $ 42,000
Houston County Minnesota 1 $ 43,000 $ 43,000 $ 18,000
Hubbard County Minnesota 1 $ 26,000 $ 26,000 $ 32,000
Itasca County Minnesota 1 $ 28,000 $ 28,000 $ 54,000
Kanabec County Minnesota 1 $ 120,000 $ 120,000 $ 140,000
Marshall County Minnesota 1 $ 80,000 $ 80,000 $ 75,000
McLeod County Minnesota 1 $ 67,000 $ 67,000 $ 172,000
Meeker County Minnesota 1 $ 51,000 $ 51,000 $ 39,000
Mille Lacs County Minnesota 1 $ 20,000 $ 20,000 $ 29,000
Olmsted County Minnesota 1 $ 33,000 $ 33,000 $ 44,000
Sherburne County Minnesota 1 $ 33,000 $ 33,000 $ 36,000
Stearns County Minnesota 1 $ 47,000 $ 47,000 $ 48,000
Steele County Minnesota 1 $ 78,000 $ 78,000 $ 55,000
Bollinger County Missouri 1 $ 72,000 $ 72,000 $ 30,000
Camden County Missouri 1 $ 48,000 $ 48,000 $ 28,000
Cole County Missouri 1 $ 77,000 $ 77,000 $ 91,000
Dade County Missouri 1 $ 72,000 $ 72,000 $ 62,000
DeKalb County Missouri 1 $ 64,000 $ 64,000 $ 35,000
Dent County Missouri 1 $ 57,000 $ 57,000 $ 37,000
Jackson County Missouri 1 $ 47,000 $ 47,000 $ 84,000
Johnson County Missouri 1 $ 76,000 $ 76,000 $ 39,000
Livingston County Missouri 1 $ 72,000 $ 72,000 $ 147,000
Macon County Missouri 1 $ 36,000 $ 36,000 $ 33,000
Morgan County Missouri 1 $ 60,000 $ 60,000 $ 120,000
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Mortgage Loan Application Detail Totals for Centier Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,735 $428,975,000 $114,000 $4,000,000 $70,000 $1,953,000
Home Improvement 777 $32,595,000 $41,000 $1,379,000 $77,000 $654,000
Refinancing 763 $166,319,000 $217,000 $13,100,000 $107,000 $1,168,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,454 $512,895,000 $115,000 $2,720,000 $79,000 $1,953,000
Hispanic 334 $27,635,000 $82,000 $665,000 $63,000 $767,000
Black or African American 217 $13,877,000 $63,000 $657,000 $58,000 $552,000
Not Provided 128 $9,908,000 $77,000 $705,000 $105,000 $625,000
Not applicable 65 $52,465,000 $807,000 $13,100,000 $0 $0
Asian 63 $9,894,000 $157,000 $1,064,000 $86,000 $303,000
American Indian or Alaskan Native 13 $1,156,000 $88,000 $224,000 $56,000 $137,000
Native Hawaiin or Other Pacific Islander 1 $59,000 $59,000 $59,000 $36,000 $36,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,958 $584,749,000 $117,000 $13,100,000 $78,000 $1,953,000
FHA-insured (Federal Housing Administration) 272 $35,426,000 $130,000 $372,000 $53,000 $529,000
VA-guaranteed (Veterans Administration) 29 $5,905,000 $203,000 $429,000 $78,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,809,000 $113,000 $167,000 $44,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,170 $467,622,000 $147,000 $13,100,000 $85,000 $1,953,000
Application Approved But Not Accepted 1,329 $84,084,000 $63,000 $4,000,000 $60,000 $625,000
Application Denied By Financial Institution 482 $28,053,000 $58,000 $1,064,000 $57,000 $595,000
Application Withdrawn By Applicant 242 $36,853,000 $152,000 $1,760,000 $88,000 $1,023,000
File Closed For Incompleteness 52 $11,277,000 $216,000 $1,000,000 $93,000 $348,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 41 $5,419,000 $132,000 $428,000 $79,000 $595,000
Debt-To-Income Ratio 29 $7,062,000 $243,000 $1,064,000 $62,000 $248,000
Collateral 12 $1,218,000 $101,000 $272,000 $56,000 $92,000
Employment History 4 $460,000 $115,000 $150,000 $24,000 $40,000
Other 3 $627,000 $209,000 $429,000 $66,000 $98,000
Unverifiable Information 1 $152,000 $152,000 $152,000 $251,000 $251,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $78,000 $78,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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