Centier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Centier Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centier Bank 600 E 84Th Avenue Whiting, IN 46410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,603 |
| Total Mortgage Loan Application Amount | $1,026,465,000 |
| Average Mortgage Loan Application Amount | $144,000 |
| Highest Mortgage Loan Application Amount | $28,635,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $1,402,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Centier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Centier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centier Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| GARY, IN | 3,045 | $ 452,085,000 | $ 148,000 | $ 95,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 761 | $ 191,925,000 | $ 252,000 | $ 141,000 |
| NA (OUTSIDE OF MSA/MD) | 586 | $ 94,980,000 | $ 108,181 | $ 79,375 |
| MICHIGAN CITY-LA PORTE, IN | 386 | $ 55,940,000 | $ 144,000 | $ 76,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 311 | $ 60,225,000 | $ 193,000 | $ 104,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 169 | $ 31,465,000 | $ 210,500 | $ 110,500 |
| ELKHART-GOSHEN, IN | 134 | $ 15,240,000 | $ 113,000 | $ 63,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 134 | $ 8,510,000 | $ 63,000 | $ 72,000 |
| GRAND RAPIDS-WYOMING, MI | 58 | $ 4,080,000 | $ 70,000 | $ 65,000 |
| FORT WAYNE, IN | 51 | $ 7,785,000 | $ 152,000 | $ 99,000 |
| CHICAGO-NAPERVILLE, IL | 43 | $ 16,015,000 | $ 372,000 | $ 213,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 41 | $ 2,505,000 | $ 67,500 | $ 57,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 35 | $ 1,725,000 | $ 49,000 | $ 59,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 34 | $ 2,550,000 | $ 75,000 | $ 76,000 |
| NEW YORK-NEWARK, NY | 31 | $ 2,495,000 | $ 79,500 | $ 79,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 22 | $ 1,560,000 | $ 70,000 | $ 91,000 |
| LANCASTER, PA | 21 | $ 1,225,000 | $ 58,000 | $ 74,000 |
| ST. LOUIS, MO-IL | 20 | $ 810,000 | $ 40,000 | $ 45,000 |
| ALBANY-SCHENECTADY-TROY, NY | 19 | $ 1,425,000 | $ 75,000 | $ 76,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 19 | $ 1,295,000 | $ 104,000 | $ 79,500 |
| CAMDEN, NJ | 19 | $ 1,695,000 | $ 89,000 | $ 74,000 |
| KANSAS CITY, MO-KS | 18 | $ 1,190,000 | $ 60,000 | $ 67,000 |
| BOISE CITY, ID | 17 | $ 1,335,000 | $ 78,000 | $ 56,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 17 | $ 1,965,000 | $ 115,000 | $ 65,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 17 | $ 1,775,000 | $ 104,000 | $ 72,000 |
| READING, PA | 15 | $ 965,000 | $ 64,000 | $ 61,000 |
| TOLEDO, OH | 14 | $ 680,000 | $ 48,000 | $ 60,000 |
| ANN ARBOR, MI | 13 | $ 935,000 | $ 71,000 | $ 96,000 |
| GREELEY, CO | 13 | $ 1,105,000 | $ 85,000 | $ 71,000 |
| KALAMAZOO-PORTAGE, MI | 13 | $ 995,000 | $ 76,000 | $ 61,000 |
| LANSING-EAST LANSING, MI | 12 | $ 680,000 | $ 56,000 | $ 70,000 |
| NILES-BENTON HARBOR, MI | 12 | $ 7,360,000 | $ 613,000 | $ 194,000 |
| ROCHESTER, NY | 12 | $ 710,000 | $ 59,000 | $ 50,000 |
| AUSTIN-ROUND ROCK, TX | 11 | $ 1,165,000 | $ 105,000 | $ 83,000 |
| MONROE, MI | 11 | $ 565,000 | $ 51,000 | $ 74,000 |
| TERRE HAUTE, IN | 10 | $ 1,050,000 | $ 105,000 | $ 164,000 |
| PITTSBURGH, PA | 9 | $ 595,000 | $ 66,000 | $ 73,000 |
| WICHITA, KS | 9 | $ 385,000 | $ 42,000 | $ 45,000 |
| YORK-HANOVER, PA | 9 | $ 605,000 | $ 67,000 | $ 71,000 |
| JACKSON, MI | 8 | $ 390,000 | $ 48,000 | $ 63,000 |
| SYRACUSE, NY | 8 | $ 510,000 | $ 63,000 | $ 47,000 |
| WILMINGTON, DE-MD-NJ | 8 | $ 750,000 | $ 88,666 | $ 88,333 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 7 | $ 415,000 | $ 59,000 | $ 76,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 875,000 | $ 125,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 7 | $ 595,000 | $ 85,000 | $ 67,000 |
| CEDAR RAPIDS, IA | 7 | $ 345,000 | $ 49,000 | $ 59,000 |
| COEUR D'ALENE, ID | 7 | $ 905,000 | $ 129,000 | $ 64,000 |
| COLUMBUS, OH | 7 | $ 415,000 | $ 59,000 | $ 58,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 295,000 | $ 42,000 | $ 83,000 |
| OKLAHOMA CITY, OK | 7 | $ 545,000 | $ 77,000 | $ 74,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 7 | $ 675,000 | $ 96,000 | $ 71,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 6 | $ 650,000 | $ 108,000 | $ 83,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 6 | $ 420,000 | $ 70,000 | $ 72,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 1,270,000 | $ 211,500 | $ 145,000 |
| TULSA, OK | 6 | $ 540,000 | $ 90,000 | $ 64,000 |
| BLOOMINGTON, IN | 5 | $ 1,285,000 | $ 257,000 | $ 170,000 |
| CANTON-MASSILLON, OH | 5 | $ 355,000 | $ 71,000 | $ 133,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 665,000 | $ 133,000 | $ 0 |
| DENVER-AURORA-LAKEWOOD, CO | 5 | $ 465,000 | $ 93,000 | $ 95,000 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 235,000 | $ 47,000 | $ 49,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 545,000 | $ 100,000 | $ 41,500 |
| MUNCIE, IN | 5 | $ 2,495,000 | $ 499,000 | $ 90,000 |
| OCEAN CITY, NJ | 5 | $ 445,000 | $ 89,000 | $ 133,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 365,000 | $ 67,500 | $ 92,000 |
| BLOOMINGTON, IL | 4 | $ 170,000 | $ 42,000 | $ 69,000 |
| DUBUQUE, IA | 4 | $ 220,000 | $ 55,000 | $ 45,000 |
| EAU CLAIRE, WI | 4 | $ 240,000 | $ 60,000 | $ 103,000 |
| FLINT, MI | 4 | $ 110,000 | $ 27,000 | $ 46,000 |
| GRAND JUNCTION, CO | 4 | $ 300,000 | $ 75,000 | $ 37,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 350,000 | $ 87,000 | $ 69,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 4 | $ 1,470,000 | $ 367,000 | $ 140,000 |
| PUEBLO, CO | 4 | $ 370,000 | $ 92,000 | $ 59,000 |
| SPRINGFIELD, MO | 4 | $ 450,000 | $ 112,000 | $ 88,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 210,000 | $ 52,000 | $ 39,000 |
| TOPEKA, KS | 4 | $ 160,000 | $ 40,000 | $ 53,000 |
| VINELAND-BRIDGETON, NJ | 4 | $ 240,000 | $ 60,000 | $ 78,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 410,000 | $ 102,000 | $ 115,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 735,000 | $ 245,000 | $ 163,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 185,000 | $ 61,000 | $ 50,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 245,000 | $ 92,500 | $ 71,000 |
| DULUTH, MN-WI | 3 | $ 165,000 | $ 55,000 | $ 69,000 |
| EUGENE, OR | 3 | $ 375,000 | $ 125,000 | $ 73,000 |
| FORT COLLINS, CO | 3 | $ 205,000 | $ 68,000 | $ 58,000 |
| GETTYSBURG, PA | 3 | $ 125,000 | $ 41,000 | $ 64,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 205,000 | $ 72,500 | $ 55,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 295,000 | $ 95,000 | $ 72,000 |
| KOKOMO, IN | 3 | $ 255,000 | $ 85,000 | $ 80,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 585,000 | $ 195,000 | $ 103,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3 | $ 285,000 | $ 95,000 | $ 61,000 |
| ROCHESTER, MN | 3 | $ 235,000 | $ 78,000 | $ 64,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3 | $ 355,000 | $ 118,000 | $ 0 |
| SALISBURY, MD-DE | 3 | $ 185,000 | $ 52,500 | $ 85,500 |
| SIOUX FALLS, SD | 3 | $ 175,000 | $ 58,000 | $ 56,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3 | $ 935,000 | $ 311,000 | $ 98,000 |
| AKRON, OH | 2 | $ 210,000 | $ 105,000 | $ 79,000 |
| ALBANY, GA | 2 | $ 230,000 | $ 115,000 | $ 0 |
| AMARILLO, TX | 2 | $ 240,000 | $ 120,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| BANGOR, ME | 2 | $ 240,000 | $ 120,000 | $ 171,000 |
| BINGHAMTON, NY | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| CHARLESTON, WV | 2 | $ 130,000 | $ 65,000 | $ 69,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 100,000 | $ 50,000 | $ 96,000 |
| COLUMBIA, MO | 2 | $ 120,000 | $ 60,000 | $ 35,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 480,000 | $ 240,000 | $ 91,000 |
| ELGIN, IL | 2 | $ 630,000 | $ 315,000 | $ 167,000 |
| FOND DU LAC, WI | 2 | $ 60,000 | $ 30,000 | $ 42,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 320,000 | $ 160,000 | $ 0 |
| ITHACA, NY | 2 | $ 50,000 | $ 25,000 | $ 60,000 |
| JACKSON, MS | 2 | $ 220,000 | $ 110,000 | $ 0 |
| JEFFERSON CITY, MO | 2 | $ 130,000 | $ 65,000 | $ 44,000 |
| KANKAKEE, IL | 2 | $ 130,000 | $ 65,000 | $ 90,000 |
| KILLEEN-TEMPLE, TX | 2 | $ 220,000 | $ 110,000 | $ 0 |
| KINGSTON, NY | 2 | $ 200,000 | $ 100,000 | $ 70,000 |
| KNOXVILLE, TN | 2 | $ 110,000 | $ 55,000 | $ 165,000 |
| LONGVIEW, TX | 2 | $ 220,000 | $ 110,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 240,000 | $ 120,000 | $ 24,000 |
| MORGANTOWN, WV | 2 | $ 50,000 | $ 25,000 | $ 48,000 |
| MUSKEGON, MI | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 2,300,000 | $ 1,150,000 | $ 972,000 |
| RICHMOND, VA | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| ST. JOSEPH, MO-KS | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| TUCSON, AZ | 2 | $ 180,000 | $ 90,000 | $ 0 |
| VICTORIA, TX | 2 | $ 520,000 | $ 260,000 | $ 0 |
| WACO, TX | 2 | $ 320,000 | $ 160,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 120,000 | $ 60,000 | $ 73,000 |
| WAUSAU, WI | 2 | $ 50,000 | $ 25,000 | $ 53,000 |
| WHEELING, WV-OH | 2 | $ 170,000 | $ 85,000 | $ 34,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| BAKERSFIELD, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| BOULDER, CO | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| CASPER, WY | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| CHICO, CA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 45,000 | $ 45,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| CUMBERLAND, MD-WV | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| DECATUR, AL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| DOVER, DE | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| EAST STROUDSBURG, PA | 1 | $ 115,000 | $ 115,000 | $ 138,000 |
| EL PASO, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| ERIE, PA | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| EVANSVILLE, IN-KY | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 95,000 | $ 95,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 1,205,000 | $ 1,205,000 | $ 295,000 |
| GAINESVILLE, GA | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| GLENS FALLS, NY | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| HARRISONBURG, VA | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 75,000 | $ 75,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| IDAHO FALLS, ID | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| IOWA CITY, IA | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| JACKSON, TN | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| JACKSONVILLE, NC | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| JONESBORO, AR | 1 | $ 85,000 | $ 85,000 | $ 0 |
| JOPLIN, MO | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| LAKE CHARLES, LA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| LEBANON, PA | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| LEWISTON-AUBURN, ME | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| LINCOLN, NE | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 135,000 | $ 135,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| MEDFORD, OR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| MIDLAND, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| NEWARK, NJ-PA | 1 | $ 65,000 | $ 65,000 | $ 190,000 |
| ODESSA, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| OWENSBORO, KY | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| PANAMA CITY, FL | 1 | $ 145,000 | $ 145,000 | $ 316,000 |
| PEORIA, IL | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| PHILADELPHIA, PA | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| ROME, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| SALINAS, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| SANTA ROSA, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| SPRINGFIELD, OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| THE VILLAGES, FL | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| TRENTON, NJ | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| TYLER, TX | 1 | $ 85,000 | $ 85,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| WILMINGTON, NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 85,000 | $ 85,000 | $ 0 |
Mortgage Loan Application Detail Totals for Centier Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,863 | $510,765,000 | $178,000 | $28,635,000 | $88,000 | $1,113,000 |
| Refinancing | 1,338 | $246,720,000 | $184,000 | $8,875,000 | $102,000 | $1,331,000 |
| Home Improvement | 1,254 | $76,340,000 | $60,000 | $905,000 | $102,000 | $1,197,000 |
| Cash-out Refinancing | 739 | $157,185,000 | $212,000 | $3,095,000 | $98,000 | $852,000 |
| Other Purpose | 409 | $35,455,000 | $86,000 | $1,405,000 | $105,000 | $1,402,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,617 | $696,385,000 | $150,000 | $3,005,000 | $96,000 | $1,402,000 |
| Not Provided | 725 | $95,965,000 | $132,000 | $2,505,000 | $120,000 | $1,113,000 |
| Hispanic | 464 | $50,830,000 | $109,000 | $695,000 | $71,000 | $525,000 |
| Black or African American | 365 | $39,965,000 | $109,000 | $2,265,000 | $68,000 | $444,000 |
| Not applicable | 336 | $123,940,000 | $368,000 | $28,635,000 | $30,000 | $30,000 |
| Asian | 61 | $14,995,000 | $245,000 | $3,005,000 | $131,000 | $1,332,000 |
| American Indian or Alaskan Native | 18 | $1,030,000 | $57,000 | $255,000 | $60,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $450,000 | $225,000 | $435,000 | $116,000 | $152,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,376 | $987,610,000 | $154,000 | $28,635,000 | $97,000 | $1,402,000 |
| FHA-insured (Federal Housing Administration) | 204 | $34,180,000 | $167,000 | $325,000 | $57,000 | $233,000 |
| VA-guaranteed (Veterans Administration) | 18 | $3,900,000 | $216,000 | $315,000 | $70,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $775,000 | $155,000 | $235,000 | $50,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,089 | $691,415,000 | $169,000 | $28,635,000 | $101,000 | $1,332,000 |
| Application Denied By Financial Institution | 853 | $92,505,000 | $108,000 | $1,205,000 | $72,000 | $706,000 |
| Application Approved But Not Accepted | 811 | $68,305,000 | $84,000 | $2,025,000 | $77,000 | $942,000 |
| Application Withdrawn By Applicant | 451 | $108,635,000 | $240,000 | $3,285,000 | $117,000 | $1,402,000 |
| Loan Purchased By The Institution | 263 | $28,325,000 | $107,000 | $375,000 | $0 | $0 |
| File Closed For Incompleteness | 136 | $37,280,000 | $274,000 | $2,875,000 | $127,000 | $895,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,750 | $933,960,000 | $162,000 | $28,635,000 | $99,000 | $1,402,000 |
| Credit History | 416 | $36,730,000 | $88,000 | $1,015,000 | $84,000 | $706,000 |
| Debt-To-Income Ratio | 312 | $40,320,000 | $129,000 | $1,205,000 | $53,000 | $295,000 |
| Collateral | 70 | $8,950,000 | $127,000 | $745,000 | $86,000 | $455,000 |
| Employment History | 22 | $2,820,000 | $128,000 | $615,000 | $65,000 | $362,000 |
| Other | 19 | $2,535,000 | $133,000 | $225,000 | $69,000 | $142,000 |
| Unverifiable Information | 9 | $855,000 | $95,000 | $185,000 | $80,000 | $192,000 |
| Credit Application Incomplete | 5 | $295,000 | $59,000 | $105,000 | $52,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.