Centier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Centier Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Centier Bank
600 E 84Th Avenue
Whiting, IN 46410
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,603
Total Mortgage Loan Application Amount $1,026,465,000
Average Mortgage Loan Application Amount $144,000
Highest Mortgage Loan Application Amount $28,635,000
Average Applicant Income $99,000
Highest Applicant Income $1,402,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Centier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Centier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centier Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Centier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centier Bank's mortgage activity for 2021.

Mortgage Loan Application Totals for Centier Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake County Indiana 1,845 $ 250,305,000 $ 135,000 $ 89,000
Porter County Indiana 1,140 $ 192,670,000 $ 169,000 $ 106,000
LaPorte County Indiana 386 $ 55,940,000 $ 144,000 $ 76,000
Marion County Indiana 322 $ 51,900,000 $ 161,000 $ 101,000
Tippecanoe County Indiana 276 $ 55,400,000 $ 200,000 $ 100,000
Hamilton County Indiana 222 $ 82,810,000 $ 373,000 $ 199,000
St. Joseph County Indiana 165 $ 30,515,000 $ 184,000 $ 81,000
Elkhart County Indiana 134 $ 15,240,000 $ 113,000 $ 63,000
Boone County Indiana 77 $ 20,995,000 $ 272,000 $ 182,000
White County Indiana 64 $ 10,130,000 $ 158,000 $ 102,000
Allen County Indiana 51 $ 7,785,000 $ 152,000 $ 99,000
Marshall County Indiana 49 $ 5,935,000 $ 121,000 $ 93,000
Oakland County Michigan 46 $ 3,150,000 $ 68,000 $ 69,000
Hendricks County Indiana 44 $ 9,730,000 $ 221,000 $ 100,000
Jasper County Indiana 39 $ 6,725,000 $ 172,000 $ 98,000
Macomb County Michigan 37 $ 2,525,000 $ 68,000 $ 81,000
Wayne County Michigan 35 $ 1,725,000 $ 49,000 $ 59,000
Cook County Illinois 34 $ 12,460,000 $ 366,000 $ 186,000
Livingston County Michigan 34 $ 1,950,000 $ 57,000 $ 63,000
Starke County Indiana 32 $ 3,950,000 $ 123,000 $ 80,000
Johnson County Indiana 29 $ 5,305,000 $ 182,000 $ 92,000
Kent County Michigan 28 $ 1,780,000 $ 63,000 $ 67,000
Ottawa County Michigan 27 $ 2,095,000 $ 77,000 $ 65,000
Carroll County Indiana 25 $ 3,885,000 $ 155,000 $ 154,000
Hancock County Indiana 25 $ 8,445,000 $ 337,000 $ 167,000
Madison County Indiana 21 $ 5,765,000 $ 274,000 $ 166,000
Newton County Indiana 21 $ 2,385,000 $ 113,000 $ 56,000
Lancaster County Pennsylvania 21 $ 1,225,000 $ 58,000 $ 74,000
Saratoga County New York 17 $ 1,335,000 $ 78,000 $ 79,000
Kosciusko County Indiana 16 $ 2,910,000 $ 181,000 $ 103,000
St. Clair County Michigan 16 $ 830,000 $ 51,000 $ 78,000
Anoka County Minnesota 16 $ 800,000 $ 50,000 $ 53,000
Anne Arundel County Maryland 15 $ 1,055,000 $ 70,000 $ 102,000
Berks County Pennsylvania 15 $ 965,000 $ 64,000 $ 61,000
Middlesex County New Jersey 14 $ 1,300,000 $ 92,000 $ 79,000
Bucks County Pennsylvania 14 $ 970,000 $ 69,000 $ 79,000
Grand County Colorado 13 $ 1,995,000 $ 153,000 $ 151,000
Weld County Colorado 13 $ 1,105,000 $ 85,000 $ 71,000
Clinton County Indiana 13 $ 1,545,000 $ 118,000 $ 76,000
Allegan County Michigan 13 $ 1,205,000 $ 92,000 $ 78,000
Kalamazoo County Michigan 13 $ 995,000 $ 76,000 $ 61,000
Washtenaw County Michigan 13 $ 935,000 $ 71,000 $ 96,000
Montgomery County Indiana 12 $ 1,530,000 $ 127,000 $ 83,000
Berrien County Michigan 12 $ 7,360,000 $ 613,000 $ 194,000
Monroe County Michigan 11 $ 565,000 $ 51,000 $ 74,000
Lehigh County Pennsylvania 11 $ 705,000 $ 64,000 $ 59,000
Chester County Pennsylvania 10 $ 780,000 $ 78,000 $ 70,000
Montgomery County Pennsylvania 10 $ 800,000 $ 80,000 $ 79,000
Morgan County Indiana 9 $ 2,075,000 $ 230,000 $ 85,000
Pulaski County Indiana 9 $ 1,015,000 $ 112,000 $ 67,000
York County Pennsylvania 9 $ 605,000 $ 67,000 $ 71,000
Ada County Idaho 8 $ 710,000 $ 88,000 $ 64,000
Jackson County Michigan 8 $ 390,000 $ 48,000 $ 63,000
Cass County Missouri 8 $ 400,000 $ 50,000 $ 60,000
Burlington County New Jersey 8 $ 940,000 $ 117,000 $ 83,000
Travis County Texas 8 $ 710,000 $ 88,000 $ 85,000
Kootenai County Idaho 7 $ 905,000 $ 129,000 $ 64,000
St. Clair County Illinois 7 $ 235,000 $ 33,000 $ 46,000
Will County Illinois 7 $ 2,025,000 $ 289,000 $ 283,000
Vigo County Indiana 7 $ 475,000 $ 67,000 $ 201,000
Lenawee County Michigan 7 $ 315,000 $ 45,000 $ 36,000
Hennepin County Minnesota 7 $ 675,000 $ 96,000 $ 63,000
Ocean County New Jersey 7 $ 465,000 $ 66,000 $ 62,000
Lucas County Ohio 7 $ 355,000 $ 50,000 $ 72,000
Canyon County Idaho 6 $ 470,000 $ 78,000 $ 49,000
Benton County Indiana 6 $ 700,000 $ 116,000 $ 76,000
DeKalb County Indiana 6 $ 29,600,000 $ 4,933,000 $ 92,000
Shelby County Indiana 6 $ 2,820,000 $ 470,000 $ 83,000
Ingham County Michigan 6 $ 250,000 $ 41,000 $ 80,000
Atlantic County New Jersey 6 $ 650,000 $ 108,000 $ 83,000
Gloucester County New Jersey 6 $ 350,000 $ 58,000 $ 71,000
Dutchess County New York 6 $ 480,000 $ 80,000 $ 68,000
Wood County Ohio 6 $ 250,000 $ 41,000 $ 48,000
Bexar County Texas 6 $ 290,000 $ 48,000 $ 82,000
Maricopa County Arizona 5 $ 465,000 $ 93,000 $ 71,000
Delaware County Indiana 5 $ 2,495,000 $ 499,000 $ 90,000
Sedgwick County Kansas 5 $ 235,000 $ 47,000 $ 54,000
Wright County Minnesota 5 $ 315,000 $ 63,000 $ 75,000
McDonald County Missouri 5 $ 595,000 $ 119,000 $ 97,000
Warren County Missouri 5 $ 305,000 $ 61,000 $ 48,000
Camden County New Jersey 5 $ 405,000 $ 81,000 $ 58,000
Cape May County New Jersey 5 $ 445,000 $ 89,000 $ 133,000
Niagara County New York 5 $ 465,000 $ 93,000 $ 60,000
Onondaga County New York 5 $ 255,000 $ 51,000 $ 50,000
Ontario County New York 5 $ 175,000 $ 35,000 $ 49,000
Stark County Ohio 5 $ 355,000 $ 71,000 $ 133,000
Harris County Texas 5 $ 325,000 $ 65,000 $ 65,000
Polk County Texas 5 $ 535,000 $ 107,000 $ 0
Mesa County Colorado 4 $ 300,000 $ 75,000 $ 37,000
Pueblo County Colorado 4 $ 370,000 $ 92,000 $ 59,000
Palm Beach County Florida 4 $ 410,000 $ 102,000 $ 115,000
McLean County Illinois 4 $ 170,000 $ 42,000 $ 69,000
LaGrange County Indiana 4 $ 300,000 $ 75,000 $ 50,000
Putnam County Indiana 4 $ 810,000 $ 202,000 $ 76,000
Warren County Indiana 4 $ 240,000 $ 60,000 $ 41,000
Dubuque County Iowa 4 $ 220,000 $ 55,000 $ 45,000
Linn County Iowa 4 $ 190,000 $ 47,000 $ 56,000
Polk County Iowa 4 $ 180,000 $ 45,000 $ 51,000
Johnson County Kansas 4 $ 210,000 $ 52,000 $ 70,000
Baltimore County Maryland 4 $ 280,000 $ 70,000 $ 78,000
Barry County Michigan 4 $ 200,000 $ 50,000 $ 72,000
Cass County Michigan 4 $ 950,000 $ 237,000 $ 140,000
Genesee County Michigan 4 $ 110,000 $ 27,000 $ 46,000
Grand Traverse County Michigan 4 $ 290,000 $ 72,000 $ 73,000
Winona County Minnesota 4 $ 240,000 $ 60,000 $ 66,000
St. Charles County Missouri 4 $ 120,000 $ 30,000 $ 44,000
Cumberland County New Jersey 4 $ 240,000 $ 60,000 $ 78,000
Montgomery County Ohio 4 $ 360,000 $ 90,000 $ 80,000
Dauphin County Pennsylvania 4 $ 200,000 $ 50,000 $ 117,000
Northampton County Pennsylvania 4 $ 230,000 $ 57,000 $ 69,000
Brazoria County Texas 4 $ 600,000 $ 150,000 $ 0
Van Zandt County Texas 4 $ 340,000 $ 85,000 $ 0
Augusta County Virginia 4 $ 210,000 $ 52,000 $ 39,000
Eau Claire County Wisconsin 4 $ 240,000 $ 60,000 $ 103,000
Blount County Alabama 3 $ 425,000 $ 141,000 $ 0
Larimer County Colorado 3 $ 205,000 $ 68,000 $ 58,000
New Castle County Delaware 3 $ 165,000 $ 55,000 $ 88,000
Lee County Florida 3 $ 735,000 $ 245,000 $ 163,000
Manatee County Florida 3 $ 1,245,000 $ 415,000 $ 118,000
Lake County Illinois 3 $ 1,045,000 $ 348,000 $ 200,000
Cass County Indiana 3 $ 235,000 $ 78,000 $ 82,000
Fulton County Indiana 3 $ 295,000 $ 98,000 $ 93,000
Henry County Indiana 3 $ 345,000 $ 115,000 $ 76,000
Howard County Indiana 3 $ 255,000 $ 85,000 $ 80,000
Monroe County Indiana 3 $ 1,125,000 $ 375,000 $ 276,000
Steuben County Indiana 3 $ 795,000 $ 265,000 $ 164,000
Butler County Kansas 3 $ 125,000 $ 41,000 $ 37,000
Shawnee County Kansas 3 $ 125,000 $ 41,000 $ 52,000
Pulaski County Kentucky 3 $ 125,000 $ 41,000 $ 47,000
Cecil County Maryland 3 $ 485,000 $ 161,000 $ 125,000
Emmet County Michigan 3 $ 185,000 $ 61,000 $ 74,000
Ionia County Michigan 3 $ 205,000 $ 68,000 $ 54,000
Olmsted County Minnesota 3 $ 235,000 $ 78,000 $ 64,000
Ramsey County Minnesota 3 $ 75,000 $ 25,000 $ 49,000
Johnson County Missouri 3 $ 285,000 $ 95,000 $ 95,000
Monroe County New York 3 $ 215,000 $ 71,000 $ 49,000
Oswego County New York 3 $ 255,000 $ 85,000 $ 43,000
Suffolk County New York 3 $ 585,000 $ 195,000 $ 103,000
Franklin County Ohio 3 $ 205,000 $ 68,000 $ 64,000
Lane County Oregon 3 $ 375,000 $ 125,000 $ 73,000
Adams County Pennsylvania 3 $ 125,000 $ 41,000 $ 64,000
Butler County Pennsylvania 3 $ 165,000 $ 55,000 $ 76,000
Cumberland County Pennsylvania 3 $ 95,000 $ 31,000 $ 48,000
Franklin County Pennsylvania 3 $ 185,000 $ 61,000 $ 50,000
Comal County Texas 3 $ 465,000 $ 155,000 $ 54,000
Montgomery County Texas 3 $ 285,000 $ 95,000 $ 0
Kenosha County Wisconsin 3 $ 225,000 $ 75,000 $ 90,000
Sauk County Wisconsin 3 $ 155,000 $ 51,000 $ 62,000
Shelby County Alabama 2 $ 190,000 $ 95,000 $ 0
Pima County Arizona 2 $ 180,000 $ 90,000 $ 0
Pinal County Arizona 2 $ 210,000 $ 105,000 $ 0
Union County Arkansas 2 $ 260,000 $ 130,000 $ 0
Los Angeles County California 2 $ 240,000 $ 120,000 $ 24,000
Sacramento County California 2 $ 250,000 $ 125,000 $ 0
Adams County Colorado 2 $ 130,000 $ 65,000 $ 62,000
Douglas County Colorado 2 $ 180,000 $ 90,000 $ 71,000
Eagle County Colorado 2 $ 480,000 $ 240,000 $ 85,000
Middlesex County Connecticut 2 $ 280,000 $ 140,000 $ 103,000
Sussex County Delaware 2 $ 160,000 $ 80,000 $ 146,000
Collier County Florida 2 $ 2,300,000 $ 1,150,000 $ 972,000
Pinellas County Florida 2 $ 530,000 $ 265,000 $ 146,000
Volusia County Florida 2 $ 480,000 $ 240,000 $ 91,000
Cobb County Georgia 2 $ 100,000 $ 50,000 $ 64,000
Gem County Idaho 2 $ 90,000 $ 45,000 $ 46,000
Payette County Idaho 2 $ 750,000 $ 375,000 $ 59,000
DuPage County Illinois 2 $ 1,530,000 $ 765,000 $ 346,000
Kane County Illinois 2 $ 630,000 $ 315,000 $ 167,000
Kankakee County Illinois 2 $ 130,000 $ 65,000 $ 90,000
Brown County Indiana 2 $ 1,270,000 $ 635,000 $ 165,000
Clark County Indiana 2 $ 260,000 $ 130,000 $ 34,000
Floyd County Indiana 2 $ 200,000 $ 100,000 $ 58,000
Fountain County Indiana 2 $ 370,000 $ 185,000 $ 85,000
Miami County Indiana 2 $ 250,000 $ 125,000 $ 47,000
Owen County Indiana 2 $ 160,000 $ 80,000 $ 65,000
Parke County Indiana 2 $ 510,000 $ 255,000 $ 97,000
Dickinson County Iowa 2 $ 240,000 $ 120,000 $ 154,000
Harrison County Iowa 2 $ 220,000 $ 110,000 $ 121,000
Jones County Iowa 2 $ 90,000 $ 45,000 $ 58,000
Breathitt County Kentucky 2 $ 150,000 $ 75,000 $ 78,000
Garrard County Kentucky 2 $ 240,000 $ 120,000 $ 40,000
Laurel County Kentucky 2 $ 150,000 $ 75,000 $ 39,000
Penobscot County Maine 2 $ 240,000 $ 120,000 $ 171,000
Howard County Maryland 2 $ 170,000 $ 85,000 $ 68,000
Washington County Maryland 2 $ 120,000 $ 60,000 $ 46,000
Chippewa County Michigan 2 $ 80,000 $ 40,000 $ 40,000
Clinton County Michigan 2 $ 160,000 $ 80,000 $ 68,000
Eaton County Michigan 2 $ 140,000 $ 70,000 $ 62,000
Muskegon County Michigan 2 $ 80,000 $ 40,000 $ 42,000
Newaygo County Michigan 2 $ 150,000 $ 75,000 $ 57,000
Oceana County Michigan 2 $ 100,000 $ 50,000 $ 71,000
Shiawassee County Michigan 2 $ 130,000 $ 65,000 $ 49,000
St. Joseph County Michigan 2 $ 330,000 $ 165,000 $ 41,000
Chisago County Minnesota 2 $ 100,000 $ 50,000 $ 60,000
Dakota County Minnesota 2 $ 140,000 $ 70,000 $ 42,000
St. Louis County Minnesota 2 $ 100,000 $ 50,000 $ 89,000
Steele County Minnesota 2 $ 110,000 $ 55,000 $ 37,000
Washington County Minnesota 2 $ 130,000 $ 65,000 $ 50,000
Amite County Mississippi 2 $ 200,000 $ 100,000 $ 0
Kemper County Mississippi 2 $ 210,000 $ 105,000 $ 0
Rankin County Mississippi 2 $ 220,000 $ 110,000 $ 0
Barry County Missouri 2 $ 140,000 $ 70,000 $ 40,000
Bates County Missouri 2 $ 190,000 $ 95,000 $ 113,000
Boone County Missouri 2 $ 120,000 $ 60,000 $ 35,000
Buchanan County Missouri 2 $ 330,000 $ 165,000 $ 82,000
Callaway County Missouri 2 $ 130,000 $ 65,000 $ 44,000
Cape Girardeau County Missouri 2 $ 250,000 $ 125,000 $ 66,000
Dallas County Missouri 2 $ 280,000 $ 140,000 $ 48,000
Greene County Missouri 2 $ 170,000 $ 85,000 $ 109,000
Laclede County Missouri 2 $ 320,000 $ 160,000 $ 93,000
Lawrence County Missouri 2 $ 130,000 $ 65,000 $ 32,000
Lincoln County Missouri 2 $ 60,000 $ 30,000 $ 34,000
Pulaski County Missouri 2 $ 90,000 $ 45,000 $ 57,000
Scott County Missouri 2 $ 240,000 $ 120,000 $ 114,000
Washington County Missouri 2 $ 220,000 $ 110,000 $ 46,000
Flathead County Montana 2 $ 200,000 $ 100,000 $ 51,000
Monmouth County New Jersey 2 $ 100,000 $ 50,000 $ 66,000
Passaic County New Jersey 2 $ 190,000 $ 95,000 $ 49,000
Salem County New Jersey 2 $ 100,000 $ 50,000 $ 52,000
Warren County New Jersey 2 $ 300,000 $ 150,000 $ 97,000
Rio Arriba County New Mexico 2 $ 220,000 $ 110,000 $ 0
Broome County New York 2 $ 240,000 $ 120,000 $ 48,000
Clinton County New York 2 $ 200,000 $ 100,000 $ 119,000
Columbia County New York 2 $ 130,000 $ 65,000 $ 71,000
Erie County New York 2 $ 130,000 $ 65,000 $ 85,000
Livingston County New York 2 $ 170,000 $ 85,000 $ 60,000
Orange County New York 2 $ 150,000 $ 75,000 $ 131,000
Otsego County New York 2 $ 170,000 $ 85,000 $ 53,000
Sullivan County New York 2 $ 120,000 $ 60,000 $ 192,000
Tompkins County New York 2 $ 50,000 $ 25,000 $ 60,000
Ulster County New York 2 $ 200,000 $ 100,000 $ 70,000
Richmond County North Carolina 2 $ 290,000 $ 145,000 $ 0
Robeson County North Carolina 2 $ 170,000 $ 85,000 $ 0
Belmont County Ohio 2 $ 170,000 $ 85,000 $ 34,000
Crawford County Ohio 2 $ 210,000 $ 105,000 $ 164,000
Delaware County Ohio 2 $ 70,000 $ 35,000 $ 52,000
Greene County Ohio 2 $ 60,000 $ 30,000 $ 43,000
Highland County Ohio 2 $ 100,000 $ 50,000 $ 78,000
Portage County Ohio 2 $ 210,000 $ 105,000 $ 79,000
Cleveland County Oklahoma 2 $ 120,000 $ 60,000 $ 73,000
Kay County Oklahoma 2 $ 240,000 $ 120,000 $ 0
Logan County Oklahoma 2 $ 140,000 $ 70,000 $ 0
Muskogee County Oklahoma 2 $ 210,000 $ 105,000 $ 0
Rogers County Oklahoma 2 $ 210,000 $ 105,000 $ 0
Carbon County Pennsylvania 2 $ 60,000 $ 30,000 $ 66,000
Columbia County Pennsylvania 2 $ 150,000 $ 75,000 $ 72,000
Fayette County Pennsylvania 2 $ 160,000 $ 80,000 $ 80,000
Indiana County Pennsylvania 2 $ 160,000 $ 80,000 $ 84,000
Westmoreland County Pennsylvania 2 $ 140,000 $ 70,000 $ 88,000
Minnehaha County South Dakota 2 $ 110,000 $ 55,000 $ 62,000
Hickman County Tennessee 2 $ 330,000 $ 165,000 $ 0
Knox County Tennessee 2 $ 110,000 $ 55,000 $ 165,000
Angelina County Texas 2 $ 160,000 $ 80,000 $ 0
Atascosa County Texas 2 $ 300,000 $ 150,000 $ 0
Bell County Texas 2 $ 220,000 $ 110,000 $ 0
Chambers County Texas 2 $ 290,000 $ 145,000 $ 0
Collin County Texas 2 $ 240,000 $ 120,000 $ 0
Fannin County Texas 2 $ 390,000 $ 195,000 $ 0
Grimes County Texas 2 $ 150,000 $ 75,000 $ 0
Guadalupe County Texas 2 $ 270,000 $ 135,000 $ 0
Henderson County Texas 2 $ 200,000 $ 100,000 $ 0
Hopkins County Texas 2 $ 290,000 $ 145,000 $ 0
Houston County Texas 2 $ 200,000 $ 100,000 $ 0
Johnson County Texas 2 $ 320,000 $ 160,000 $ 0
Liberty County Texas 2 $ 260,000 $ 130,000 $ 0
Limestone County Texas 2 $ 260,000 $ 130,000 $ 0
McLennan County Texas 2 $ 320,000 $ 160,000 $ 0
Randall County Texas 2 $ 240,000 $ 120,000 $ 0
Walker County Texas 2 $ 190,000 $ 95,000 $ 0
Williamson County Texas 2 $ 240,000 $ 120,000 $ 68,000
Wilson County Texas 2 $ 290,000 $ 145,000 $ 0
Prince George County Virginia 2 $ 100,000 $ 50,000 $ 54,000
Mingo County West Virginia 2 $ 200,000 $ 100,000 $ 114,000
Monongalia County West Virginia 2 $ 50,000 $ 25,000 $ 48,000
Dodge County Wisconsin 2 $ 150,000 $ 75,000 $ 120,000
Dunn County Wisconsin 2 $ 120,000 $ 60,000 $ 55,000
Fond du Lac County Wisconsin 2 $ 60,000 $ 30,000 $ 42,000
Jefferson County Wisconsin 2 $ 100,000 $ 50,000 $ 38,000
Marathon County Wisconsin 2 $ 50,000 $ 25,000 $ 53,000
St. Croix County Wisconsin 2 $ 150,000 $ 75,000 $ 57,000
Calhoun County Alabama 1 $ 15,000 $ 15,000 $ 0
Jefferson County Alabama 1 $ 125,000 $ 125,000 $ 0
Lawrence County Alabama 1 $ 145,000 $ 145,000 $ 0
Marion County Alabama 1 $ 135,000 $ 135,000 $ 0
St. Clair County Alabama 1 $ 135,000 $ 135,000 $ 0
Chicot County Arkansas 1 $ 65,000 $ 65,000 $ 0
Craighead County Arkansas 1 $ 85,000 $ 85,000 $ 0
Independence County Arkansas 1 $ 95,000 $ 95,000 $ 0
Johnson County Arkansas 1 $ 95,000 $ 95,000 $ 0
Nevada County Arkansas 1 $ 65,000 $ 65,000 $ 0
Pulaski County Arkansas 1 $ 135,000 $ 135,000 $ 0
Washington County Arkansas 1 $ 95,000 $ 95,000 $ 0
Butte County California 1 $ 55,000 $ 55,000 $ 0
Kern County California 1 $ 105,000 $ 105,000 $ 0
Monterey County California 1 $ 175,000 $ 175,000 $ 0
Orange County California 1 $ 165,000 $ 165,000 $ 0
Placer County California 1 $ 105,000 $ 105,000 $ 0
San Bernardino County California 1 $ 65,000 $ 65,000 $ 0
San Mateo County California 1 $ 375,000 $ 375,000 $ 0
Sonoma County California 1 $ 175,000 $ 175,000 $ 0
Yuba County California 1 $ 85,000 $ 85,000 $ 0
Boulder County Colorado 1 $ 95,000 $ 95,000 $ 83,000
Elbert County Colorado 1 $ 155,000 $ 155,000 $ 211,000
Fremont County Colorado 1 $ 105,000 $ 105,000 $ 86,000
Garfield County Colorado 1 $ 25,000 $ 25,000 $ 31,000
Huerfano County Colorado 1 $ 85,000 $ 85,000 $ 90,000
La Plata County Colorado 1 $ 85,000 $ 85,000 $ 163,000
Routt County Colorado 1 $ 175,000 $ 175,000 $ 107,000
Fairfield County Connecticut 1 $ 165,000 $ 165,000 $ 72,000
Hartford County Connecticut 1 $ 45,000 $ 45,000 $ 43,000
New Haven County Connecticut 1 $ 35,000 $ 35,000 $ 39,000
Tolland County Connecticut 1 $ 25,000 $ 25,000 $ 26,000
Kent County Delaware 1 $ 65,000 $ 65,000 $ 42,000
Bay County Florida 1 $ 145,000 $ 145,000 $ 316,000
Brevard County Florida 1 $ 155,000 $ 155,000 $ 87,000
Broward County Florida 1 $ 1,205,000 $ 1,205,000 $ 295,000
Hillsborough County Florida 1 $ 405,000 $ 405,000 $ 3,000
Leon County Florida 1 $ 75,000 $ 75,000 $ 90,000
Osceola County Florida 1 $ 165,000 $ 165,000 $ 152,000
Polk County Florida 1 $ 25,000 $ 25,000 $ 23,000
Sarasota County Florida 1 $ 225,000 $ 225,000 $ 184,000
Sumter County Florida 1 $ 95,000 $ 95,000 $ 18,000
Barrow County Georgia 1 $ 105,000 $ 105,000 $ 0
Candler County Georgia 1 $ 115,000 $ 115,000 $ 0
Chatham County Georgia 1 $ 125,000 $ 125,000 $ 0
Cherokee County Georgia 1 $ 35,000 $ 35,000 $ 30,000
Douglas County Georgia 1 $ 25,000 $ 25,000 $ 57,000
Floyd County Georgia 1 $ 145,000 $ 145,000 $ 0
Gwinnett County Georgia 1 $ 85,000 $ 85,000 $ 168,000
Hall County Georgia 1 $ 65,000 $ 65,000 $ 109,000
Jones County Georgia 1 $ 85,000 $ 85,000 $ 0
Lee County Georgia 1 $ 75,000 $ 75,000 $ 0
Madison County Georgia 1 $ 175,000 $ 175,000 $ 0
Oconee County Georgia 1 $ 145,000 $ 145,000 $ 0
Pickens County Georgia 1 $ 65,000 $ 65,000 $ 0
Putnam County Georgia 1 $ 65,000 $ 65,000 $ 0
Telfair County Georgia 1 $ 35,000 $ 35,000 $ 0
Thomas County Georgia 1 $ 75,000 $ 75,000 $ 0
Worth County Georgia 1 $ 155,000 $ 155,000 $ 0
Franklin County Idaho 1 $ 45,000 $ 45,000 $ 56,000
Jefferson County Idaho 1 $ 75,000 $ 75,000 $ 98,000
Owyhee County Idaho 1 $ 65,000 $ 65,000 $ 55,000
Boone County Illinois 1 $ 45,000 $ 45,000 $ 40,000
Calhoun County Illinois 1 $ 65,000 $ 65,000 $ 55,000
Cass County Illinois 1 $ 35,000 $ 35,000 $ 42,000
Fayette County Illinois 1 $ 165,000 $ 165,000 $ 82,000
Jo Daviess County Illinois 1 $ 65,000 $ 65,000 $ 42,000
LaSalle County Illinois 1 $ 25,000 $ 25,000 $ 51,000
Madison County Illinois 1 $ 25,000 $ 25,000 $ 39,000
Peoria County Illinois 1 $ 255,000 $ 255,000 $ 135,000
Union County Illinois 1 $ 55,000 $ 55,000 $ 51,000
Bartholomew County Indiana 1 $ 35,000 $ 35,000 $ 90,000
Crawford County Indiana 1 $ 35,000 $ 35,000 $ 23,000
Huntington County Indiana 1 $ 375,000 $ 375,000 $ 181,000
Jennings County Indiana 1 $ 205,000 $ 205,000 $ 54,000
Knox County Indiana 1 $ 45,000 $ 45,000 $ 34,000
Noble County Indiana 1 $ 75,000 $ 75,000 $ 49,000
Orange County Indiana 1 $ 235,000 $ 235,000 $ 78,000
Spencer County Indiana 1 $ 135,000 $ 135,000 $ 69,000
Sullivan County Indiana 1 $ 65,000 $ 65,000 $ 42,000
Wabash County Indiana 1 $ 595,000 $ 595,000 $ 0
Wayne County Indiana 1 $ 265,000 $ 265,000 $ 82,000
Benton County Iowa 1 $ 65,000 $ 65,000 $ 72,000
Black Hawk County Iowa 1 $ 65,000 $ 65,000 $ 63,000
Bremer County Iowa 1 $ 55,000 $ 55,000 $ 84,000
Buchanan County Iowa 1 $ 25,000 $ 25,000 $ 110,000
Cerro Gordo County Iowa 1 $ 75,000 $ 75,000 $ 62,000
Clarke County Iowa 1 $ 105,000 $ 105,000 $ 53,000
Iowa County Iowa 1 $ 65,000 $ 65,000 $ 32,000
Johnson County Iowa 1 $ 45,000 $ 45,000 $ 51,000
Madison County Iowa 1 $ 55,000 $ 55,000 $ 44,000
Marion County Iowa 1 $ 75,000 $ 75,000 $ 72,000
Pottawattamie County Iowa 1 $ 65,000 $ 65,000 $ 195,000
Atchison County Kansas 1 $ 15,000 $ 15,000 $ 29,000
Barber County Kansas 1 $ 125,000 $ 125,000 $ 120,000
Bourbon County Kansas 1 $ 145,000 $ 145,000 $ 0
Cherokee County Kansas 1 $ 75,000 $ 75,000 $ 41,000
Cowley County Kansas 1 $ 75,000 $ 75,000 $ 80,000
Decatur County Kansas 1 $ 85,000 $ 85,000 $ 75,000
Greenwood County Kansas 1 $ 115,000 $ 115,000 $ 80,000
Marion County Kansas 1 $ 115,000 $ 115,000 $ 92,000
Mitchell County Kansas 1 $ 115,000 $ 115,000 $ 60,000
Montgomery County Kansas 1 $ 85,000 $ 85,000 $ 108,000
Neosho County Kansas 1 $ 75,000 $ 75,000 $ 30,000
Stevens County Kansas 1 $ 155,000 $ 155,000 $ 0
Sumner County Kansas 1 $ 25,000 $ 25,000 $ 21,000
Wabaunsee County Kansas 1 $ 35,000 $ 35,000 $ 54,000
Wyandotte County Kansas 1 $ 25,000 $ 25,000 $ 30,000
Caldwell County Kentucky 1 $ 205,000 $ 205,000 $ 117,000
Carroll County Kentucky 1 $ 75,000 $ 75,000 $ 52,000
Christian County Kentucky 1 $ 75,000 $ 75,000 $ 79,000
Clay County Kentucky 1 $ 145,000 $ 145,000 $ 95,000
Daviess County Kentucky 1 $ 65,000 $ 65,000 $ 33,000
Grant County Kentucky 1 $ 125,000 $ 125,000 $ 74,000
Henderson County Kentucky 1 $ 125,000 $ 125,000 $ 115,000
Henry County Kentucky 1 $ 85,000 $ 85,000 $ 37,000
Hopkins County Kentucky 1 $ 125,000 $ 125,000 $ 46,000
Jackson County Kentucky 1 $ 95,000 $ 95,000 $ 57,000
Lee County Kentucky 1 $ 85,000 $ 85,000 $ 29,000
Letcher County Kentucky 1 $ 65,000 $ 65,000 $ 50,000
Lincoln County Kentucky 1 $ 35,000 $ 35,000 $ 28,000
Marshall County Kentucky 1 $ 85,000 $ 85,000 $ 71,000
McCreary County Kentucky 1 $ 35,000 $ 35,000 $ 29,000
Menifee County Kentucky 1 $ 195,000 $ 195,000 $ 127,000
Muhlenberg County Kentucky 1 $ 195,000 $ 195,000 $ 114,000
Calcasieu County Louisiana 1 $ 75,000 $ 75,000 $ 0
Lafourche County Louisiana 1 $ 145,000 $ 145,000 $ 0
Sabine County Louisiana 1 $ 85,000 $ 85,000 $ 0
Vernon County Louisiana 1 $ 115,000 $ 115,000 $ 0
Androscoggin County Maine 1 $ 35,000 $ 35,000 $ 74,000
Allegany County Maryland 1 $ 35,000 $ 35,000 $ 27,000
Caroline County Maryland 1 $ 145,000 $ 145,000 $ 64,000
Harford County Maryland 1 $ 55,000 $ 55,000 $ 40,000
Worcester County Maryland 1 $ 25,000 $ 25,000 $ 25,000
Branch County Michigan 1 $ 95,000 $ 95,000 $ 80,000
Charlevoix County Michigan 1 $ 55,000 $ 55,000 $ 59,000
Gladwin County Michigan 1 $ 55,000 $ 55,000 $ 47,000
Huron County Michigan 1 $ 235,000 $ 235,000 $ 124,000
Kalkaska County Michigan 1 $ 45,000 $ 45,000 $ 80,000
Lapeer County Michigan 1 $ 55,000 $ 55,000 $ 0
Mason County Michigan 1 $ 75,000 $ 75,000 $ 77,000
Mecosta County Michigan 1 $ 55,000 $ 55,000 $ 22,000
Osceola County Michigan 1 $ 55,000 $ 55,000 $ 67,000
Sanilac County Michigan 1 $ 55,000 $ 55,000 $ 55,000
Tuscola County Michigan 1 $ 55,000 $ 55,000 $ 53,000
Van Buren County Michigan 1 $ 195,000 $ 195,000 $ 125,000
Blue Earth County Minnesota 1 $ 95,000 $ 95,000 $ 69,000
Carlton County Minnesota 1 $ 65,000 $ 65,000 $ 30,000
Carver County Minnesota 1 $ 65,000 $ 65,000 $ 73,000
Cass County Minnesota 1 $ 55,000 $ 55,000 $ 220,000
Crow Wing County Minnesota 1 $ 75,000 $ 75,000 $ 100,000
Goodhue County Minnesota 1 $ 15,000 $ 15,000 $ 60,000
Kanabec County Minnesota 1 $ 25,000 $ 25,000 $ 68,000
Kandiyohi County Minnesota 1 $ 45,000 $ 45,000 $ 57,000
McLeod County Minnesota 1 $ 35,000 $ 35,000 $ 110,000
Pine County Minnesota 1 $ 75,000 $ 75,000 $ 45,000
Redwood County Minnesota 1 $ 65,000 $ 65,000 $ 41,000
Scott County Minnesota 1 $ 55,000 $ 55,000 $ 51,000
Chickasaw County Mississippi 1 $ 135,000 $ 135,000 $ 0
Clay County Mississippi 1 $ 115,000 $ 115,000 $ 0
Jones County Mississippi 1 $ 145,000 $ 145,000 $ 0
Lauderdale County Mississippi 1 $ 85,000 $ 85,000 $ 0
Lincoln County Mississippi 1 $ 95,000 $ 95,000 $ 0
Monroe County Mississippi 1 $ 95,000 $ 95,000 $ 0
Pearl River County Mississippi 1 $ 35,000 $ 35,000 $ 0
Smith County Mississippi 1 $ 105,000 $ 105,000 $ 0
Walthall County Mississippi 1 $ 85,000 $ 85,000 $ 0
Wayne County Mississippi 1 $ 105,000 $ 105,000 $ 0
Butler County Missouri 1 $ 65,000 $ 65,000 $ 48,000
Clay County Missouri 1 $ 125,000 $ 125,000 $ 72,000
Gasconade County Missouri 1 $ 95,000 $ 95,000 $ 52,000
Henry County Missouri 1 $ 65,000 $ 65,000 $ 38,000
Jackson County Missouri 1 $ 55,000 $ 55,000 $ 83,000
Jasper County Missouri 1 $ 165,000 $ 165,000 $ 72,000
Macon County Missouri 1 $ 125,000 $ 125,000 $ 57,000
Madison County Missouri 1 $ 105,000 $ 105,000 $ 81,000
Maries County Missouri 1 $ 55,000 $ 55,000 $ 42,000
Mercer County Missouri 1 $ 35,000 $ 35,000 $ 74,000
Nodaway County Missouri 1 $ 165,000 $ 165,000 $ 154,000
Ozark County Missouri 1 $ 45,000 $ 45,000 $ 65,000
Pettis County Missouri 1 $ 35,000 $ 35,000 $ 77,000
Ralls County Missouri 1 $ 145,000 $ 145,000 $ 52,000
Randolph County Missouri 1 $ 35,000 $ 35,000 $ 14,000
Ray County Missouri 1 $ 185,000 $ 185,000 $ 72,000
Schuyler County Missouri 1 $ 105,000 $ 105,000 $ 47,000
Stone County Missouri 1 $ 175,000 $ 175,000 $ 141,000
Taney County Missouri 1 $ 75,000 $ 75,000 $ 58,000
Wright County Missouri 1 $ 95,000 $ 95,000 $ 92,000
Broadwater County Montana 1 $ 45,000 $ 45,000 $ 192,000
Adams County Nebraska 1 $ 75,000 $ 75,000 $ 79,000
Box Butte County Nebraska 1 $ 15,000 $ 15,000 $ 36,000
Cherry County Nebraska 1 $ 135,000 $ 135,000 $ 99,000
Dawson County Nebraska 1 $ 155,000 $ 155,000 $ 0
Douglas County Nebraska 1 $ 35,000 $ 35,000 $ 36,000
Grant County Nebraska 1 $ 65,000 $ 65,000 $ 93,000
Hitchcock County Nebraska 1 $ 65,000 $ 65,000 $ 100,000
Johnson County Nebraska 1 $ 145,000 $ 145,000 $ 50,000
Platte County Nebraska 1 $ 25,000 $ 25,000 $ 54,000
Sarpy County Nebraska 1 $ 45,000 $ 45,000 $ 42,000
Seward County Nebraska 1 $ 45,000 $ 45,000 $ 48,000
Thayer County Nebraska 1 $ 95,000 $ 95,000 $ 186,000
Bergen County New Jersey 1 $ 95,000 $ 95,000 $ 85,000
Mercer County New Jersey 1 $ 55,000 $ 55,000 $ 35,000
Los Alamos County New Mexico 1 $ 45,000 $ 45,000 $ 90,000
Cattaraugus County New York 1 $ 25,000 $ 25,000 $ 65,000
Chautauqua County New York 1 $ 115,000 $ 115,000 $ 0
Delaware County New York 1 $ 155,000 $ 155,000 $ 63,000
Greene County New York 1 $ 165,000 $ 165,000 $ 88,000
Jefferson County New York 1 $ 25,000 $ 25,000 $ 48,000
Orleans County New York 1 $ 65,000 $ 65,000 $ 34,000
Rensselaer County New York 1 $ 35,000 $ 35,000 $ 52,000
Schenectady County New York 1 $ 55,000 $ 55,000 $ 37,000
Seneca County New York 1 $ 55,000 $ 55,000 $ 35,000
Steuben County New York 1 $ 125,000 $ 125,000 $ 128,000
Warren County New York 1 $ 35,000 $ 35,000 $ 32,000
Wayne County New York 1 $ 85,000 $ 85,000 $ 54,000
Wyoming County New York 1 $ 15,000 $ 15,000 $ 0
Bladen County North Carolina 1 $ 95,000 $ 95,000 $ 0
Duplin County North Carolina 1 $ 85,000 $ 85,000 $ 0
Onslow County North Carolina 1 $ 25,000 $ 25,000 $ 53,000
Pender County North Carolina 1 $ 35,000 $ 35,000 $ 0
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Mortgage Loan Application Detail Totals for Centier Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,863 $510,765,000 $178,000 $28,635,000 $88,000 $1,113,000
Refinancing 1,338 $246,720,000 $184,000 $8,875,000 $102,000 $1,331,000
Home Improvement 1,254 $76,340,000 $60,000 $905,000 $102,000 $1,197,000
Cash-out Refinancing 739 $157,185,000 $212,000 $3,095,000 $98,000 $852,000
Other Purpose 409 $35,455,000 $86,000 $1,405,000 $105,000 $1,402,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,617 $696,385,000 $150,000 $3,005,000 $96,000 $1,402,000
Not Provided 725 $95,965,000 $132,000 $2,505,000 $120,000 $1,113,000
Hispanic 464 $50,830,000 $109,000 $695,000 $71,000 $525,000
Black or African American 365 $39,965,000 $109,000 $2,265,000 $68,000 $444,000
Not applicable 336 $123,940,000 $368,000 $28,635,000 $30,000 $30,000
Asian 61 $14,995,000 $245,000 $3,005,000 $131,000 $1,332,000
American Indian or Alaskan Native 18 $1,030,000 $57,000 $255,000 $60,000 $142,000
Native Hawaiian or Other Pacific Islander 2 $450,000 $225,000 $435,000 $116,000 $152,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,376 $987,610,000 $154,000 $28,635,000 $97,000 $1,402,000
FHA-insured (Federal Housing Administration) 204 $34,180,000 $167,000 $325,000 $57,000 $233,000
VA-guaranteed (Veterans Administration) 18 $3,900,000 $216,000 $315,000 $70,000 $156,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $775,000 $155,000 $235,000 $50,000 $64,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,089 $691,415,000 $169,000 $28,635,000 $101,000 $1,332,000
Application Denied By Financial Institution 853 $92,505,000 $108,000 $1,205,000 $72,000 $706,000
Application Approved But Not Accepted 811 $68,305,000 $84,000 $2,025,000 $77,000 $942,000
Application Withdrawn By Applicant 451 $108,635,000 $240,000 $3,285,000 $117,000 $1,402,000
Loan Purchased By The Institution 263 $28,325,000 $107,000 $375,000 $0 $0
File Closed For Incompleteness 136 $37,280,000 $274,000 $2,875,000 $127,000 $895,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,750 $933,960,000 $162,000 $28,635,000 $99,000 $1,402,000
Credit History 416 $36,730,000 $88,000 $1,015,000 $84,000 $706,000
Debt-To-Income Ratio 312 $40,320,000 $129,000 $1,205,000 $53,000 $295,000
Collateral 70 $8,950,000 $127,000 $745,000 $86,000 $455,000
Employment History 22 $2,820,000 $128,000 $615,000 $65,000 $362,000
Other 19 $2,535,000 $133,000 $225,000 $69,000 $142,000
Unverifiable Information 9 $855,000 $95,000 $185,000 $80,000 $192,000
Credit Application Incomplete 5 $295,000 $59,000 $105,000 $52,000 $127,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Centier Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Centier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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