Central Bank Of Jefferson Cty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Central Bank Of Jefferson Cty 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central Bank Of Jefferson Cty 4630 Taylorsville Rd Louisville, KY 40220 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,473 |
| Total Mortgage Loan Application Amount | $520,790,000 |
| Average Mortgage Loan Application Amount | $132,500 |
| Highest Mortgage Loan Application Amount | $1,680,000 |
| Average Applicant Income | $52,954 |
| Highest Applicant Income | $527,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Central Bank Of Jefferson Cty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central Bank Of Jefferson Cty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Central Bank Of Jefferson Cty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central Bank Of Jefferson Cty serves its applicants.
Each category highlights the total number of mortgage applications processed by Central Bank Of Jefferson Cty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central Bank Of Jefferson Cty's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 446 | $ 55,473,000 | $ 124,000 | $ 42,000 |
| Marion County Indiana | 269 | $ 28,435,000 | $ 105,000 | $ 41,000 |
| Monroe County Indiana | 110 | $ 14,086,000 | $ 128,000 | $ 57,000 |
| Montgomery County Ohio | 102 | $ 10,554,000 | $ 103,000 | $ 44,000 |
| Fayette County Kentucky | 100 | $ 14,043,000 | $ 140,000 | $ 67,000 |
| Hamilton County Ohio | 95 | $ 11,707,000 | $ 123,000 | $ 47,000 |
| Laurel County Kentucky | 81 | $ 8,456,000 | $ 104,000 | $ 38,000 |
| Clark County Indiana | 67 | $ 7,725,000 | $ 115,000 | $ 56,000 |
| Lawrence County Indiana | 61 | $ 5,827,000 | $ 95,000 | $ 45,000 |
| Vanderburgh County Indiana | 61 | $ 5,465,000 | $ 89,000 | $ 53,000 |
| Howard County Indiana | 60 | $ 7,215,000 | $ 120,000 | $ 62,000 |
| Cuyahoga County Ohio | 59 | $ 8,478,000 | $ 143,000 | $ 69,000 |
| Delaware County Indiana | 55 | $ 5,244,000 | $ 95,000 | $ 45,000 |
| Bullitt County Kentucky | 54 | $ 6,290,000 | $ 116,000 | $ 37,000 |
| Allen County Indiana | 47 | $ 4,777,000 | $ 101,000 | $ 38,000 |
| Madison County Indiana | 46 | $ 3,868,000 | $ 84,000 | $ 49,000 |
| Oldham County Kentucky | 46 | $ 7,236,000 | $ 157,000 | $ 59,000 |
| Summit County Ohio | 44 | $ 5,140,000 | $ 116,000 | $ 62,000 |
| Marion County Florida | 43 | $ 5,998,000 | $ 139,000 | $ 50,000 |
| Morgan County Indiana | 43 | $ 5,147,000 | $ 119,000 | $ 45,000 |
| Vigo County Indiana | 40 | $ 3,315,000 | $ 82,000 | $ 34,000 |
| Floyd County Indiana | 39 | $ 3,931,000 | $ 100,000 | $ 47,000 |
| Hendricks County Indiana | 39 | $ 5,055,000 | $ 129,000 | $ 50,000 |
| Tippecanoe County Indiana | 39 | $ 5,431,000 | $ 139,000 | $ 52,000 |
| Kenton County Kentucky | 39 | $ 4,341,000 | $ 111,000 | $ 39,000 |
| Butler County Ohio | 38 | $ 4,758,000 | $ 125,000 | $ 56,000 |
| Hillsborough County Florida | 33 | $ 4,923,000 | $ 149,000 | $ 78,000 |
| Broward County Florida | 32 | $ 7,134,000 | $ 222,000 | $ 85,000 |
| Boone County Kentucky | 32 | $ 3,850,000 | $ 120,000 | $ 39,000 |
| Pulaski County Kentucky | 32 | $ 2,591,000 | $ 80,000 | $ 38,000 |
| Whitley County Kentucky | 32 | $ 2,695,000 | $ 84,000 | $ 67,000 |
| Franklin County Ohio | 32 | $ 3,311,000 | $ 103,000 | $ 37,000 |
| Grant County Indiana | 31 | $ 2,380,000 | $ 76,000 | $ 42,000 |
| Perry County Kentucky | 31 | $ 3,681,000 | $ 118,000 | $ 50,000 |
| St. Louis County Missouri | 31 | $ 2,957,000 | $ 95,000 | $ 38,000 |
| Hamilton County Indiana | 30 | $ 4,806,000 | $ 160,000 | $ 48,000 |
| Jackson County Indiana | 27 | $ 3,998,000 | $ 148,000 | $ 43,000 |
| Johnson County Indiana | 26 | $ 4,735,000 | $ 182,000 | $ 32,000 |
| Miami-Dade County Florida | 25 | $ 4,173,000 | $ 166,000 | $ 46,000 |
| Brown County Indiana | 24 | $ 2,895,000 | $ 120,000 | $ 52,000 |
| Clark County Kentucky | 24 | $ 2,749,000 | $ 114,000 | $ 45,000 |
| Owen County Indiana | 23 | $ 2,345,000 | $ 101,000 | $ 44,000 |
| St. Joseph County Indiana | 23 | $ 2,448,000 | $ 106,000 | $ 42,000 |
| Hardin County Kentucky | 23 | $ 2,309,000 | $ 100,000 | $ 38,000 |
| Greene County Ohio | 23 | $ 2,440,000 | $ 106,000 | $ 39,000 |
| Bartholomew County Indiana | 22 | $ 2,842,000 | $ 129,000 | $ 64,000 |
| Madison County Kentucky | 22 | $ 2,362,000 | $ 107,000 | $ 46,000 |
| Lake County Indiana | 21 | $ 3,104,000 | $ 147,000 | $ 45,000 |
| Scott County Kentucky | 21 | $ 2,831,000 | $ 134,000 | $ 60,000 |
| Clark County Ohio | 21 | $ 1,700,000 | $ 80,000 | $ 35,000 |
| Henry County Indiana | 20 | $ 1,643,000 | $ 82,000 | $ 20,000 |
| Nelson County Kentucky | 20 | $ 2,036,000 | $ 101,000 | $ 33,000 |
| Clermont County Ohio | 20 | $ 3,351,000 | $ 167,000 | $ 46,000 |
| Williams County Ohio | 20 | $ 1,932,000 | $ 96,000 | $ 49,000 |
| Greene County Indiana | 19 | $ 1,479,000 | $ 77,000 | $ 46,000 |
| Orange County Indiana | 19 | $ 1,533,000 | $ 80,000 | $ 32,000 |
| Porter County Indiana | 19 | $ 2,200,000 | $ 115,000 | $ 50,000 |
| Warrick County Indiana | 19 | $ 1,896,000 | $ 99,000 | $ 51,000 |
| Warren County Ohio | 19 | $ 3,096,000 | $ 162,000 | $ 41,000 |
| Bell County Kentucky | 18 | $ 1,338,000 | $ 74,000 | $ 28,000 |
| McCracken County Kentucky | 18 | $ 1,657,000 | $ 92,000 | $ 31,000 |
| Pinellas County Florida | 17 | $ 2,741,000 | $ 161,000 | $ 81,000 |
| White County Indiana | 17 | $ 1,825,000 | $ 107,000 | $ 43,000 |
| Clay County Indiana | 16 | $ 1,334,000 | $ 83,000 | $ 41,000 |
| Dubois County Indiana | 16 | $ 1,591,000 | $ 99,000 | $ 42,000 |
| Hancock County Indiana | 15 | $ 1,887,000 | $ 125,000 | $ 47,000 |
| Franklin County Kentucky | 15 | $ 1,592,000 | $ 106,000 | $ 39,000 |
| Graves County Kentucky | 15 | $ 1,340,000 | $ 89,000 | $ 38,000 |
| Jessamine County Kentucky | 15 | $ 1,641,000 | $ 109,000 | $ 43,000 |
| Pike County Kentucky | 15 | $ 1,561,000 | $ 104,000 | $ 61,000 |
| Randolph County Indiana | 14 | $ 1,274,000 | $ 91,000 | $ 38,000 |
| Scott County Indiana | 13 | $ 1,404,000 | $ 108,000 | $ 52,000 |
| Daviess County Kentucky | 13 | $ 957,000 | $ 73,000 | $ 26,000 |
| Floyd County Kentucky | 13 | $ 1,516,000 | $ 116,000 | $ 46,000 |
| Henderson County Kentucky | 13 | $ 1,166,000 | $ 89,000 | $ 31,000 |
| Shelby County Kentucky | 13 | $ 2,229,000 | $ 171,000 | $ 58,000 |
| Spencer County Kentucky | 13 | $ 1,846,000 | $ 142,000 | $ 69,000 |
| Franklin County Missouri | 13 | $ 1,628,000 | $ 125,000 | $ 53,000 |
| Alachua County Florida | 12 | $ 1,434,000 | $ 119,000 | $ 53,000 |
| Clinton County Indiana | 12 | $ 1,112,000 | $ 92,000 | $ 39,000 |
| Boyd County Kentucky | 12 | $ 1,056,000 | $ 88,000 | $ 32,000 |
| Campbell County Kentucky | 12 | $ 1,321,000 | $ 110,000 | $ 60,000 |
| Jefferson County Missouri | 12 | $ 1,429,000 | $ 119,000 | $ 41,000 |
| Pasco County Florida | 11 | $ 1,414,000 | $ 128,000 | $ 45,000 |
| Miami County Indiana | 11 | $ 1,174,000 | $ 106,000 | $ 51,000 |
| Putnam County Indiana | 11 | $ 1,567,000 | $ 142,000 | $ 59,000 |
| Anderson County Kentucky | 11 | $ 1,394,000 | $ 126,000 | $ 36,000 |
| Clay County Kentucky | 11 | $ 757,000 | $ 68,000 | $ 34,000 |
| Knox County Kentucky | 11 | $ 1,039,000 | $ 94,000 | $ 52,000 |
| Letcher County Kentucky | 11 | $ 850,000 | $ 77,000 | $ 44,000 |
| McCreary County Kentucky | 11 | $ 831,000 | $ 75,000 | $ 28,000 |
| Powell County Kentucky | 11 | $ 930,000 | $ 84,000 | $ 50,000 |
| St. Charles County Missouri | 11 | $ 1,825,000 | $ 165,000 | $ 74,000 |
| Medina County Ohio | 11 | $ 1,547,000 | $ 140,000 | $ 47,000 |
| Palm Beach County Florida | 10 | $ 1,827,000 | $ 182,000 | $ 55,000 |
| Blackford County Indiana | 10 | $ 856,000 | $ 85,000 | $ 46,000 |
| Cass County Indiana | 10 | $ 905,000 | $ 90,000 | $ 34,000 |
| Harrison County Indiana | 10 | $ 1,138,000 | $ 113,000 | $ 52,000 |
| Jennings County Indiana | 10 | $ 998,000 | $ 99,000 | $ 52,000 |
| Grayson County Kentucky | 10 | $ 917,000 | $ 91,000 | $ 41,000 |
| Mercer County Kentucky | 10 | $ 892,000 | $ 89,000 | $ 45,000 |
| Montgomery County Kentucky | 10 | $ 1,050,000 | $ 105,000 | $ 48,000 |
| St. Louis City County Missouri | 10 | $ 847,000 | $ 84,000 | $ 35,000 |
| Dearborn County Indiana | 9 | $ 884,000 | $ 98,000 | $ 40,000 |
| Decatur County Indiana | 9 | $ 1,036,000 | $ 115,000 | $ 58,000 |
| Montgomery County Indiana | 9 | $ 975,000 | $ 108,000 | $ 48,000 |
| Shelby County Indiana | 9 | $ 1,166,000 | $ 129,000 | $ 49,000 |
| Whitley County Indiana | 9 | $ 1,283,000 | $ 142,000 | $ 48,000 |
| Knott County Kentucky | 9 | $ 1,015,000 | $ 112,000 | $ 35,000 |
| Meade County Kentucky | 9 | $ 990,000 | $ 110,000 | $ 44,000 |
| Warren County Kentucky | 9 | $ 707,000 | $ 78,000 | $ 42,000 |
| Woodford County Kentucky | 9 | $ 968,000 | $ 107,000 | $ 36,000 |
| Buchanan County Missouri | 9 | $ 1,053,000 | $ 117,000 | $ 66,000 |
| Carroll County Indiana | 8 | $ 776,000 | $ 97,000 | $ 36,000 |
| Elkhart County Indiana | 8 | $ 1,122,000 | $ 140,000 | $ 54,000 |
| Fayette County Indiana | 8 | $ 742,000 | $ 92,000 | $ 66,000 |
| Kosciusko County Indiana | 8 | $ 930,000 | $ 116,000 | $ 59,000 |
| LaPorte County Indiana | 8 | $ 854,000 | $ 106,000 | $ 35,000 |
| Sullivan County Indiana | 8 | $ 762,000 | $ 95,000 | $ 41,000 |
| Wayne County Indiana | 8 | $ 833,000 | $ 104,000 | $ 44,000 |
| Greenup County Kentucky | 8 | $ 912,000 | $ 114,000 | $ 43,000 |
| Henry County Kentucky | 8 | $ 906,000 | $ 113,000 | $ 79,000 |
| Leslie County Kentucky | 8 | $ 873,000 | $ 109,000 | $ 51,000 |
| Lincoln County Kentucky | 8 | $ 843,000 | $ 105,000 | $ 43,000 |
| Russell County Kentucky | 8 | $ 544,000 | $ 68,000 | $ 40,000 |
| Greene County Missouri | 8 | $ 919,000 | $ 114,000 | $ 46,000 |
| Lincoln County Missouri | 8 | $ 1,071,000 | $ 133,000 | $ 49,000 |
| Allen County Ohio | 8 | $ 725,000 | $ 90,000 | $ 38,000 |
| Mahoning County Ohio | 8 | $ 769,000 | $ 96,000 | $ 54,000 |
| Duval County Florida | 7 | $ 873,000 | $ 124,000 | $ 52,000 |
| Polk County Florida | 7 | $ 793,000 | $ 113,000 | $ 46,000 |
| Adams County Indiana | 7 | $ 796,000 | $ 113,000 | $ 42,000 |
| Boone County Indiana | 7 | $ 944,000 | $ 134,000 | $ 32,000 |
| Fountain County Indiana | 7 | $ 417,000 | $ 59,000 | $ 33,000 |
| Jay County Indiana | 7 | $ 635,000 | $ 90,000 | $ 40,000 |
| Jefferson County Indiana | 7 | $ 890,000 | $ 127,000 | $ 66,000 |
| Posey County Indiana | 7 | $ 910,000 | $ 130,000 | $ 49,000 |
| Wabash County Indiana | 7 | $ 502,000 | $ 71,000 | $ 33,000 |
| Washington County Indiana | 7 | $ 1,242,000 | $ 177,000 | $ 75,000 |
| Carroll County Kentucky | 7 | $ 677,000 | $ 96,000 | $ 41,000 |
| Casey County Kentucky | 7 | $ 499,000 | $ 71,000 | $ 28,000 |
| Estill County Kentucky | 7 | $ 523,000 | $ 74,000 | $ 39,000 |
| Cass County Missouri | 7 | $ 901,000 | $ 128,000 | $ 48,000 |
| Christian County Missouri | 7 | $ 1,038,000 | $ 148,000 | $ 91,000 |
| Ray County Missouri | 7 | $ 851,000 | $ 121,000 | $ 56,000 |
| Columbiana County Ohio | 7 | $ 427,000 | $ 61,000 | $ 48,000 |
| Miami County Ohio | 7 | $ 751,000 | $ 107,000 | $ 56,000 |
| Trumbull County Ohio | 7 | $ 679,000 | $ 97,000 | $ 40,000 |
| Davidson County Tennessee | 7 | $ 739,000 | $ 105,000 | $ 50,000 |
| Orange County Florida | 6 | $ 904,000 | $ 150,000 | $ 40,000 |
| Franklin County Indiana | 6 | $ 836,000 | $ 139,000 | $ 53,000 |
| Knox County Indiana | 6 | $ 391,000 | $ 65,000 | $ 24,000 |
| Parke County Indiana | 6 | $ 384,000 | $ 64,000 | $ 33,000 |
| Fleming County Kentucky | 6 | $ 577,000 | $ 96,000 | $ 37,000 |
| Garrard County Kentucky | 6 | $ 408,000 | $ 68,000 | $ 50,000 |
| Harlan County Kentucky | 6 | $ 712,000 | $ 118,000 | $ 61,000 |
| Ohio County Kentucky | 6 | $ 540,000 | $ 90,000 | $ 49,000 |
| Trimble County Kentucky | 6 | $ 805,000 | $ 134,000 | $ 48,000 |
| Clay County Missouri | 6 | $ 1,033,000 | $ 172,000 | $ 84,000 |
| Warren County Missouri | 6 | $ 1,008,000 | $ 168,000 | $ 42,000 |
| Lucas County Ohio | 6 | $ 645,000 | $ 107,000 | $ 50,000 |
| Portage County Ohio | 6 | $ 541,000 | $ 90,000 | $ 10,000 |
| Hamilton County Tennessee | 6 | $ 638,000 | $ 106,000 | $ 68,000 |
| Sarasota County Florida | 5 | $ 1,145,000 | $ 229,000 | $ 129,000 |
| Volusia County Florida | 5 | $ 641,000 | $ 128,000 | $ 76,000 |
| DeKalb County Indiana | 5 | $ 437,000 | $ 87,000 | $ 47,000 |
| Ripley County Indiana | 5 | $ 529,000 | $ 105,000 | $ 36,000 |
| Starke County Indiana | 5 | $ 548,000 | $ 109,000 | $ 48,000 |
| Harrison County Kentucky | 5 | $ 432,000 | $ 86,000 | $ 29,000 |
| Hopkins County Kentucky | 5 | $ 441,000 | $ 88,000 | $ 33,000 |
| Jackson County Kentucky | 5 | $ 490,000 | $ 98,000 | $ 54,000 |
| Marshall County Kentucky | 5 | $ 412,000 | $ 82,000 | $ 37,000 |
| Simpson County Kentucky | 5 | $ 312,000 | $ 62,000 | $ 19,000 |
| Washington County Kentucky | 5 | $ 440,000 | $ 88,000 | $ 45,000 |
| Wayne County Kentucky | 5 | $ 440,000 | $ 88,000 | $ 40,000 |
| Jackson County Missouri | 5 | $ 380,000 | $ 76,000 | $ 26,000 |
| Newton County Missouri | 5 | $ 611,000 | $ 122,000 | $ 38,000 |
| Platte County Missouri | 5 | $ 1,179,000 | $ 235,000 | $ 72,000 |
| Brown County Ohio | 5 | $ 502,000 | $ 100,000 | $ 61,000 |
| Fairfield County Ohio | 5 | $ 919,000 | $ 183,000 | $ 48,000 |
| Campbell County Tennessee | 5 | $ 376,000 | $ 75,000 | $ 38,000 |
| Madison County Tennessee | 5 | $ 407,000 | $ 81,000 | $ 39,000 |
| Shelby County Tennessee | 5 | $ 2,087,000 | $ 417,000 | $ 130,000 |
| Hernando County Florida | 4 | $ 478,000 | $ 119,000 | $ 34,000 |
| Daviess County Indiana | 4 | $ 557,000 | $ 139,000 | $ 50,000 |
| Gibson County Indiana | 4 | $ 355,000 | $ 88,000 | $ 41,000 |
| Huntington County Indiana | 4 | $ 352,000 | $ 88,000 | $ 53,000 |
| Jasper County Indiana | 4 | $ 446,000 | $ 111,000 | $ 52,000 |
| Marshall County Indiana | 4 | $ 453,000 | $ 113,000 | $ 52,000 |
| Noble County Indiana | 4 | $ 445,000 | $ 111,000 | $ 26,000 |
| Pike County Indiana | 4 | $ 453,000 | $ 113,000 | $ 48,000 |
| Rush County Indiana | 4 | $ 493,000 | $ 123,000 | $ 88,000 |
| Switzerland County Indiana | 4 | $ 334,000 | $ 83,000 | $ 36,000 |
| Tipton County Indiana | 4 | $ 452,000 | $ 113,000 | $ 46,000 |
| Bourbon County Kentucky | 4 | $ 626,000 | $ 156,000 | $ 50,000 |
| Boyle County Kentucky | 4 | $ 416,000 | $ 104,000 | $ 45,000 |
| Breckinridge County Kentucky | 4 | $ 248,000 | $ 62,000 | $ 28,000 |
| Christian County Kentucky | 4 | $ 322,000 | $ 80,000 | $ 36,000 |
| Hart County Kentucky | 4 | $ 258,000 | $ 64,000 | $ 22,000 |
| Johnson County Kentucky | 4 | $ 241,000 | $ 60,000 | $ 33,000 |
| Livingston County Kentucky | 4 | $ 279,000 | $ 69,000 | $ 35,000 |
| Marion County Kentucky | 4 | $ 499,000 | $ 124,000 | $ 42,000 |
| Rockcastle County Kentucky | 4 | $ 274,000 | $ 68,000 | $ 30,000 |
| Boone County Missouri | 4 | $ 569,000 | $ 142,000 | $ 85,000 |
| Cape Girardeau County Missouri | 4 | $ 550,000 | $ 137,000 | $ 49,000 |
| Ste. Genevieve County Missouri | 4 | $ 594,000 | $ 148,000 | $ 35,000 |
| Clinton County Ohio | 4 | $ 402,000 | $ 100,000 | $ 62,000 |
| Darke County Ohio | 4 | $ 367,000 | $ 91,000 | $ 39,000 |
| Stark County Ohio | 4 | $ 559,000 | $ 139,000 | $ 26,000 |
| Wayne County Ohio | 4 | $ 516,000 | $ 129,000 | $ 49,000 |
| Claiborne County Tennessee | 4 | $ 349,000 | $ 87,000 | $ 51,000 |
| Chesterfield County Virginia | 4 | $ 561,000 | $ 140,000 | $ 47,000 |
| Brevard County Florida | 3 | $ 590,000 | $ 196,000 | $ 76,000 |
| Charlotte County Florida | 3 | $ 479,000 | $ 159,000 | $ 37,000 |
| Collier County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 118,000 |
| Lake County Florida | 3 | $ 403,000 | $ 134,000 | $ 44,000 |
| Osceola County Florida | 3 | $ 356,000 | $ 118,000 | $ 25,000 |
| Seminole County Florida | 3 | $ 545,000 | $ 181,000 | $ 129,000 |
| St. Lucie County Florida | 3 | $ 849,000 | $ 283,000 | $ 81,000 |
| Fulton County Indiana | 3 | $ 342,000 | $ 114,000 | $ 44,000 |
| Newton County Indiana | 3 | $ 148,000 | $ 49,000 | $ 39,000 |
| Pulaski County Indiana | 3 | $ 179,000 | $ 59,000 | $ 27,000 |
| Steuben County Indiana | 3 | $ 414,000 | $ 138,000 | $ 73,000 |
| Warren County Indiana | 3 | $ 160,000 | $ 53,000 | $ 34,000 |
| Bath County Kentucky | 3 | $ 247,000 | $ 82,000 | $ 46,000 |
| Bracken County Kentucky | 3 | $ 204,000 | $ 68,000 | $ 38,000 |
| Breathitt County Kentucky | 3 | $ 214,000 | $ 71,000 | $ 27,000 |
| Carter County Kentucky | 3 | $ 277,000 | $ 92,000 | $ 18,000 |
| Grant County Kentucky | 3 | $ 396,000 | $ 132,000 | $ 76,000 |
| Morgan County Kentucky | 3 | $ 205,000 | $ 68,000 | $ 34,000 |
| Rowan County Kentucky | 3 | $ 269,000 | $ 89,000 | $ 44,000 |
| Taylor County Kentucky | 3 | $ 285,000 | $ 95,000 | $ 48,000 |
| Audrain County Missouri | 3 | $ 407,000 | $ 135,000 | $ 66,000 |
| Barry County Missouri | 3 | $ 422,000 | $ 140,000 | $ 45,000 |
| Clinton County Missouri | 3 | $ 463,000 | $ 154,000 | $ 48,000 |
| Ashtabula County Ohio | 3 | $ 313,000 | $ 104,000 | $ 57,000 |
| Defiance County Ohio | 3 | $ 235,000 | $ 78,000 | $ 30,000 |
| Delaware County Ohio | 3 | $ 688,000 | $ 229,000 | $ 114,000 |
| Mercer County Ohio | 3 | $ 246,000 | $ 82,000 | $ 35,000 |
| Preble County Ohio | 3 | $ 212,000 | $ 70,000 | $ 51,000 |
| Richland County Ohio | 3 | $ 323,000 | $ 107,000 | $ 44,000 |
| Wood County Ohio | 3 | $ 358,000 | $ 119,000 | $ 38,000 |
| Hamblen County Tennessee | 3 | $ 467,000 | $ 155,000 | $ 42,000 |
| Hardeman County Tennessee | 3 | $ 317,000 | $ 105,000 | $ 37,000 |
| Loudon County Tennessee | 3 | $ 313,000 | $ 104,000 | $ 41,000 |
| Fairfax County Virginia | 3 | $ 1,510,000 | $ 503,000 | $ 110,000 |
| Bay County Florida | 2 | $ 167,000 | $ 83,000 | $ 0 |
| Clay County Florida | 2 | $ 439,000 | $ 219,000 | $ 43,000 |
| Hardee County Florida | 2 | $ 175,000 | $ 87,000 | $ 50,000 |
| Monroe County Florida | 2 | $ 417,000 | $ 208,000 | $ 86,000 |
| St. Johns County Florida | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Sumter County Florida | 2 | $ 176,000 | $ 88,000 | $ 29,000 |
| Walton County Florida | 2 | $ 1,006,000 | $ 503,000 | $ 154,000 |
| Henry County Georgia | 2 | $ 439,000 | $ 219,000 | $ 26,000 |
| Benton County Indiana | 2 | $ 201,000 | $ 100,000 | $ 61,000 |
| Crawford County Indiana | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| LaGrange County Indiana | 2 | $ 233,000 | $ 116,000 | $ 35,000 |
| Perry County Indiana | 2 | $ 174,000 | $ 87,000 | $ 34,000 |
| Spencer County Indiana | 2 | $ 155,000 | $ 77,000 | $ 41,000 |
| Union County Indiana | 2 | $ 186,000 | $ 93,000 | $ 35,000 |
| Vermillion County Indiana | 2 | $ 112,000 | $ 56,000 | $ 23,000 |
| Wells County Indiana | 2 | $ 220,000 | $ 110,000 | $ 27,000 |
| Allen County Kentucky | 2 | $ 264,000 | $ 132,000 | $ 36,000 |
| Barren County Kentucky | 2 | $ 134,000 | $ 67,000 | $ 34,000 |
| Calloway County Kentucky | 2 | $ 133,000 | $ 66,000 | $ 34,000 |
| Hancock County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 50,000 |
| Larue County Kentucky | 2 | $ 171,000 | $ 85,000 | $ 31,000 |
| Logan County Kentucky | 2 | $ 116,000 | $ 58,000 | $ 48,000 |
| Menifee County Kentucky | 2 | $ 109,000 | $ 54,000 | $ 17,000 |
| Muhlenberg County Kentucky | 2 | $ 73,000 | $ 36,000 | $ 28,000 |
| Owen County Kentucky | 2 | $ 173,000 | $ 86,000 | $ 62,000 |
| Pendleton County Kentucky | 2 | $ 261,000 | $ 130,000 | $ 43,000 |
| Jasper County Missouri | 2 | $ 144,000 | $ 72,000 | $ 55,000 |
| Marion County Missouri | 2 | $ 195,000 | $ 97,000 | $ 69,000 |
| Pemiscot County Missouri | 2 | $ 262,000 | $ 131,000 | $ 75,000 |
| Perry County Missouri | 2 | $ 220,000 | $ 110,000 | $ 37,000 |
| Pulaski County Missouri | 2 | $ 297,000 | $ 148,000 | $ 63,000 |
| Washington County Missouri | 2 | $ 84,000 | $ 42,000 | $ 47,000 |
| Wright County Missouri | 2 | $ 303,000 | $ 151,000 | $ 37,000 |
| Hancock County Ohio | 2 | $ 211,000 | $ 105,000 | $ 20,000 |
| Hardin County Ohio | 2 | $ 216,000 | $ 108,000 | $ 59,000 |
| Henry County Ohio | 2 | $ 115,000 | $ 57,000 | $ 57,000 |
| Knox County Ohio | 2 | $ 207,000 | $ 103,000 | $ 42,000 |
| Lake County Ohio | 2 | $ 379,000 | $ 189,000 | $ 53,000 |
| Lawrence County Ohio | 2 | $ 145,000 | $ 72,000 | $ 53,000 |
| Logan County Ohio | 2 | $ 157,000 | $ 78,000 | $ 38,000 |
| Muskingum County Ohio | 2 | $ 201,000 | $ 100,000 | $ 49,000 |
| Paulding County Ohio | 2 | $ 121,000 | $ 60,000 | $ 33,000 |
| Scioto County Ohio | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| Seneca County Ohio | 2 | $ 468,000 | $ 234,000 | $ 69,000 |
| Shelby County Ohio | 2 | $ 219,000 | $ 109,000 | $ 55,000 |
| Blount County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| Jefferson County Tennessee | 2 | $ 304,000 | $ 152,000 | $ 28,000 |
| Montgomery County Tennessee | 2 | $ 282,000 | $ 141,000 | $ 53,000 |
| Robertson County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 13,000 |
| Washington County Tennessee | 2 | $ 689,000 | $ 344,000 | $ 185,000 |
| Williamson County Tennessee | 2 | $ 323,000 | $ 161,000 | $ 145,000 |
| Warren County Virginia | 2 | $ 492,000 | $ 246,000 | $ 138,000 |
| Houston County Alabama | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Bradford County Florida | 1 | $ 92,000 | $ 92,000 | $ 28,000 |
| Citrus County Florida | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Highlands County Florida | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Levy County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Martin County Florida | 1 | $ 130,000 | $ 130,000 | $ 19,000 |
| Okeechobee County Florida | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Appling County Georgia | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Camden County Georgia | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Cobb County Georgia | 1 | $ 311,000 | $ 311,000 | $ 108,000 |
| DeKalb County Georgia | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Fulton County Georgia | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Gordon County Georgia | 1 | $ 96,000 | $ 96,000 | $ 43,000 |
| Paulding County Georgia | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Tattnall County Georgia | 1 | $ 74,000 | $ 74,000 | $ 34,000 |
| Coles County Illinois | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| St. Clair County Illinois | 1 | $ 49,000 | $ 49,000 | $ 14,000 |
| Will County Illinois | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Adair County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 21,000 |
| Ballard County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Carlisle County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Green County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Lawrence County Kentucky | 1 | $ 151,000 | $ 151,000 | $ 44,000 |
| Lewis County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Martin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Mason County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| McLean County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Nicholas County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Todd County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Trigg County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Webster County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Wolfe County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
| Cass County Michigan | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Grand Traverse County Michigan | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Monroe County Michigan | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Harrison County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Hinds County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Andrew County Missouri | 1 | $ 102,000 | $ 102,000 | $ 22,000 |
| Bates County Missouri | 1 | $ 131,000 | $ 131,000 | $ 26,000 |
| Benton County Missouri | 1 | $ 46,000 | $ 46,000 | $ 17,000 |
| Bollinger County Missouri | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Butler County Missouri | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Callaway County Missouri | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Camden County Missouri | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Cole County Missouri | 1 | $ 106,000 | $ 106,000 | $ 15,000 |
| Cooper County Missouri | 1 | $ 118,000 | $ 118,000 | $ 58,000 |
| Crawford County Missouri | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Daviess County Missouri | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| DeKalb County Missouri | 1 | $ 94,000 | $ 94,000 | $ 61,000 |
| Gasconade County Missouri | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Howell County Missouri | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Johnson County Missouri | 1 | $ 188,000 | $ 188,000 | $ 76,000 |
| Livingston County Missouri | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Montgomery County Missouri | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| New Madrid County Missouri | 1 | $ 121,000 | $ 121,000 | $ 57,000 |
| Pike County Missouri | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| Polk County Missouri | 1 | $ 104,000 | $ 104,000 | $ 17,000 |
| Randolph County Missouri | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| Saline County Missouri | 1 | $ 152,000 | $ 152,000 | $ 38,000 |
| Scott County Missouri | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| St. Clair County Missouri | 1 | $ 131,000 | $ 131,000 | $ 26,000 |
| St. Francois County Missouri | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Stoddard County Missouri | 1 | $ 144,000 | $ 144,000 | $ 38,000 |
| Stone County Missouri | 1 | $ 434,000 | $ 434,000 | $ 100,000 |
| Texas County Missouri | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Webster County Missouri | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Athens County Ohio | 1 | $ 52,000 | $ 52,000 | $ 78,000 |
| Auglaize County Ohio | 1 | $ 126,000 | $ 126,000 | $ 56,000 |
| Belmont County Ohio | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Erie County Ohio | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Fulton County Ohio | 1 | $ 106,000 | $ 106,000 | $ 44,000 |
| Highland County Ohio | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Holmes County Ohio | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Jackson County Ohio | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Licking County Ohio | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Marion County Ohio | 1 | $ 585,000 | $ 585,000 | $ 114,000 |
| Morrow County Ohio | 1 | $ 111,000 | $ 111,000 | $ 21,000 |
| Tuscarawas County Ohio | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
| Washington County Ohio | 1 | $ 38,000 | $ 38,000 | $ 52,000 |
| Cheatham County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Dickson County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 25,000 |
| Grainger County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 9,000 |
| Hancock County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Henderson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Henry County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Jackson County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 82,000 |
| Knox County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 77,000 |
| Macon County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 17,000 |
| Putnam County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Scott County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 40,000 |
| Sullivan County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Sumner County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Union County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Wilson County Tennessee | 1 | $ 330,000 | $ 330,000 | $ 154,000 |
| Chesapeake County Virginia | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| Hampton County Virginia | 1 | $ 147,000 | $ 147,000 | $ 90,000 |
| Hopewell County Virginia | 1 | $ 174,000 | $ 174,000 | $ 34,000 |
| Northumberland County Virginia | 1 | $ 650,000 | $ 650,000 | $ 240,000 |
| Portsmouth County Virginia | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
| Spotsylvania County Virginia | 1 | $ 376,000 | $ 376,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Central Bank Of Jefferson Cty in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,389 | $390,080,000 | $126,100 | $1,500,000 | $47,600 | $408,000 |
| Home Purchase | 1,084 | $130,710,000 | $137,833 | $1,680,000 | $57,416 | $527,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,226 | $364,095,000 | $115,153 | $1,680,000 | $45,461 | $527,000 |
| Not Provided | 845 | $107,414,000 | $149,777 | $1,275,000 | $60,000 | $360,000 |
| Black or African American | 291 | $32,057,000 | $148,428 | $480,000 | $53,142 | $211,000 |
| Hispanic | 77 | $10,143,000 | $113,285 | $728,000 | $42,428 | $282,000 |
| Asian | 23 | $4,533,000 | $218,500 | $650,000 | $81,166 | $400,000 |
| Not applicable | 5 | $1,922,000 | $384,000 | $500,000 | $25,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $425,000 | $106,000 | $134,000 | $43,000 | $51,000 |
| American Indian or Alaskan Native | 2 | $201,000 | $100,500 | $101,000 | $50,500 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,472 | $520,665,000 | $126,923 | $1,680,000 | $49,692 | $527,000 |
| FHA-insured (Federal Housing Administration) | 1 | $125,000 | $125,000 | $125,000 | $30,000 | $30,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 2,434 | $293,510,000 | $140,000 | $1,500,000 | $55,181 | $408,000 |
| Loan Originated | 1,283 | $140,603,000 | $136,142 | $650,000 | $56,428 | $309,000 |
| Application Denied By Financial Institution | 690 | $77,364,000 | $105,500 | $548,000 | $39,666 | $278,000 |
| Application Withdrawn By Applicant | 57 | $7,925,000 | $148,428 | $1,680,000 | $60,285 | $527,000 |
| File Closed For Incompleteness | 9 | $1,388,000 | $154,750 | $400,000 | $18,500 | $66,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 452 | $50,065,000 | $115,700 | $453,000 | $41,800 | $278,000 |
| Debt-To-Income Ratio | 99 | $11,608,000 | $121,333 | $410,000 | $31,833 | $225,000 |
| Collateral | 77 | $8,616,000 | $108,857 | $548,000 | $47,571 | $143,000 |
| Employment History | 15 | $1,742,000 | $139,250 | $286,000 | $40,500 | $60,000 |
| Other | 11 | $1,507,000 | $128,400 | $436,000 | $60,600 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $783,000 | $109,000 | $160,000 | $66,666 | $98,000 |
| Mortgage Insurance Denied | 1 | $85,000 | $85,000 | $85,000 | $47,000 | $47,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central Bank Of Jefferson Cty's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central Bank Of Jefferson Cty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.