Charles Schwab Bank, SSB Mortgage Lending & HMDA Data, 2011

In 2011, Charles Schwab Bank, SSB of Lone Tree, CO reported 18,051 mortgage applications totaling $6.9 billion. The average application was for $380,765, and applicants reported an average income of $186,430. 54% of its applications resulted in an originated loan and 18% were denied. Its largest markets were San Francisco-San Mateo-Redwood City, CA (1,214), Los Angeles-Long Beach-Glendale, CA (1,031) and Oakland-Fremont-Hayward, CA (989) (applications in parentheses).

Mortgage Company & Address Charles Schwab Bank, SSB

Lone Tree, CO 80124
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 18,051
Total Mortgage Loan Application Amount $6,873,204,000
Average Mortgage Loan Application Amount $380,765
Highest Mortgage Loan Application Amount $5,760,000
Average Applicant Income $186,430
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Charles Schwab Bank, SSB by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,031 $ 594,377,000 $ 576,505 $ 267,000
Santa Clara, California 762 $ 395,755,000 $ 519,363 $ 187,000
Orange, California 646 $ 325,393,000 $ 503,704 $ 220,000
San Diego, California 594 $ 278,274,000 $ 468,474 $ 205,000
Alameda, California 522 $ 201,377,000 $ 385,779 $ 151,000
San Francisco, California 479 $ 268,500,000 $ 560,542 $ 208,000
Contra Costa, California 467 $ 204,740,000 $ 438,415 $ 169,000
San Mateo, California 463 $ 262,391,000 $ 566,719 $ 218,000
Maricopa, Arizona 461 $ 132,941,000 $ 288,375 $ 153,000
King, Washington 391 $ 151,520,000 $ 387,519 $ 175,000
Cook, Illinois 343 $ 126,966,000 $ 370,163 $ 199,000
Marin, California 272 $ 154,398,000 $ 567,639 $ 222,000
Riverside, California 186 $ 59,272,000 $ 318,666 $ 187,000
New York, New York 177 $ 117,723,000 $ 665,101 $ 356,000
Harris, Texas 158 $ 56,488,000 $ 357,518 $ 182,000
Sonoma, California 154 $ 58,058,000 $ 377,000 $ 180,000
Fairfield, Connecticut 144 $ 88,133,000 $ 612,034 $ 241,000
Fulton, Georgia 138 $ 53,546,000 $ 388,014 $ 246,000
Denver, Colorado 136 $ 46,688,000 $ 343,294 $ 144,000
Middlesex, Massachusetts 136 $ 51,789,000 $ 380,801 $ 189,000
Washoe, Nevada 134 $ 42,446,000 $ 316,761 $ 154,000
Travis, Texas 134 $ 46,211,000 $ 344,858 $ 174,000
Fairfax, Virginia 133 $ 53,431,000 $ 401,736 $ 200,000
Clark, Nevada 130 $ 30,786,000 $ 236,815 $ 206,000
Placer, California 115 $ 39,341,000 $ 342,095 $ 165,000
Montgomery, Maryland 114 $ 47,300,000 $ 414,912 $ 201,000
DuPage, Illinois 112 $ 42,605,000 $ 380,401 $ 192,000
Palm Beach, Florida 111 $ 37,406,000 $ 336,990 $ 191,000
Sacramento, California 107 $ 26,814,000 $ 250,598 $ 133,000
Broward, Florida 107 $ 39,793,000 $ 371,897 $ 198,000
Douglas, Colorado 104 $ 26,611,000 $ 255,875 $ 130,000
Dallas, Texas 104 $ 47,158,000 $ 453,442 $ 222,000
Ventura, California 103 $ 49,941,000 $ 484,864 $ 173,000
Arapahoe, Colorado 102 $ 33,292,000 $ 326,392 $ 142,000
District of Columbia, District Of Columbia 101 $ 46,220,000 $ 457,623 $ 209,000
Hennepin, Minnesota 101 $ 28,604,000 $ 283,207 $ 156,000
Boulder, Colorado 96 $ 32,992,000 $ 343,666 $ 154,000
San Bernardino, California 92 $ 21,418,000 $ 232,804 $ 129,000
Miami-Dade, Florida 91 $ 39,155,000 $ 430,274 $ 354,000
Jefferson, Colorado 85 $ 24,828,000 $ 292,094 $ 153,000
Suffolk, Massachusetts 78 $ 34,135,000 $ 437,628 $ 198,000
Multnomah, Oregon 77 $ 27,567,000 $ 358,012 $ 163,000
Westchester, New York 76 $ 45,449,000 $ 598,013 $ 333,000
Lake, Illinois 74 $ 22,656,000 $ 306,162 $ 209,000
Tarrant, Texas 74 $ 25,586,000 $ 345,756 $ 197,000
Oakland, Michigan 73 $ 19,191,000 $ 262,890 $ 158,000
Santa Barbara, California 70 $ 48,540,000 $ 693,428 $ 222,000
Honolulu, Hawaii 70 $ 33,470,000 $ 478,142 $ 148,000
Bergen, New Jersey 70 $ 29,361,000 $ 419,442 $ 244,000
Suffolk, New York 70 $ 41,268,000 $ 589,542 $ 312,000
Wake, North Carolina 70 $ 19,356,000 $ 276,514 $ 152,000
Pima, Arizona 69 $ 19,323,000 $ 280,043 $ 140,000
Monmouth, New Jersey 69 $ 27,866,000 $ 403,855 $ 176,000
Mecklenburg, North Carolina 68 $ 18,267,000 $ 268,632 $ 155,000
Norfolk, Massachusetts 67 $ 26,103,000 $ 389,597 $ 198,000
Monterey, California 64 $ 24,960,000 $ 390,000 $ 168,000
Kings, New York 64 $ 26,793,000 $ 418,640 $ 158,000
Collin, Texas 63 $ 18,857,000 $ 299,317 $ 179,000
Orange, Florida 62 $ 16,353,000 $ 263,758 $ 184,000
Nassau, New York 59 $ 19,422,000 $ 329,186 $ 170,000
Collier, Florida 53 $ 17,630,000 $ 332,641 $ 163,000
Lee, Florida 53 $ 16,912,000 $ 319,094 $ 143,000
Hamilton, Indiana 52 $ 11,225,000 $ 215,865 $ 161,000
Santa Cruz, California 51 $ 22,644,000 $ 444,000 $ 173,000
San Luis Obispo, California 49 $ 17,205,000 $ 351,122 $ 179,000
Hartford, Connecticut 49 $ 15,733,000 $ 321,081 $ 202,000
DeKalb, Georgia 49 $ 13,866,000 $ 282,979 $ 133,000
Montgomery, Pennsylvania 49 $ 14,923,000 $ 304,551 $ 168,000
Nevada, California 48 $ 17,783,000 $ 370,479 $ 230,000
St. Louis, Missouri 48 $ 15,058,000 $ 313,708 $ 167,000
Napa, California 47 $ 22,988,000 $ 489,106 $ 203,000
Cobb, Georgia 47 $ 11,802,000 $ 251,106 $ 138,000
Morris, New Jersey 47 $ 16,253,000 $ 345,808 $ 188,000
Sarasota, Florida 45 $ 16,430,000 $ 365,111 $ 272,000
Johnson, Kansas 45 $ 13,196,000 $ 293,244 $ 220,000
Essex, Massachusetts 45 $ 14,848,000 $ 329,955 $ 176,000
Bernalillo, New Mexico 45 $ 9,022,000 $ 200,488 $ 126,000
Anchorage, Alaska 43 $ 10,571,000 $ 245,837 $ 151,000
El Paso, Colorado 43 $ 11,578,000 $ 269,255 $ 118,000
Pinellas, Florida 43 $ 14,054,000 $ 326,837 $ 182,000
Chester, Pennsylvania 43 $ 14,036,000 $ 326,418 $ 193,000
Essex, New Jersey 42 $ 25,174,000 $ 599,380 $ 359,000
Washington, Oregon 41 $ 12,372,000 $ 301,756 $ 167,000
San Joaquin, California 40 $ 8,970,000 $ 224,250 $ 102,000
Hillsborough, Florida 40 $ 11,302,000 $ 282,550 $ 219,000
El Dorado, California 39 $ 13,342,000 $ 342,102 $ 171,000
Deschutes, Oregon 39 $ 11,965,000 $ 306,794 $ 175,000
Bucks, Pennsylvania 39 $ 14,071,000 $ 360,794 $ 195,000
Arlington, Virginia 39 $ 15,147,000 $ 388,384 $ 181,000
Clark, Washington 39 $ 9,603,000 $ 246,230 $ 196,000
Delaware, Pennsylvania 37 $ 15,772,000 $ 426,270 $ 217,000
Marion, Indiana 36 $ 10,374,000 $ 288,166 $ 228,000
Queens, New York 36 $ 10,275,000 $ 285,416 $ 132,000
Cuyahoga, Ohio 36 $ 8,848,000 $ 245,777 $ 185,000
Denton, Texas 36 $ 10,428,000 $ 289,666 $ 170,000
Solano, California 35 $ 7,568,000 $ 216,228 $ 98,000
Duval, Florida 35 $ 7,736,000 $ 221,028 $ 123,000
Gwinnett, Georgia 35 $ 7,493,000 $ 214,085 $ 117,000
Ada, Idaho 35 $ 11,015,000 $ 314,714 $ 201,000
Union, New Jersey 35 $ 11,301,000 $ 322,885 $ 192,000
Beaufort, South Carolina 35 $ 13,926,000 $ 397,885 $ 172,000
Charleston, South Carolina 35 $ 17,632,000 $ 503,771 $ 211,000
Clackamas, Oregon 34 $ 10,846,000 $ 319,000 $ 175,000
Santa Fe, New Mexico 33 $ 12,142,000 $ 367,939 $ 157,000
Bexar, Texas 33 $ 8,263,000 $ 250,393 $ 147,000
Kitsap, Washington 33 $ 11,534,000 $ 349,515 $ 160,000
Summit, Colorado 32 $ 15,932,000 $ 497,875 $ 259,000
Tulsa, Oklahoma 32 $ 6,291,000 $ 196,593 $ 135,000
Spokane, Washington 32 $ 6,171,000 $ 192,843 $ 108,000
Milwaukee, Wisconsin 32 $ 6,936,000 $ 216,750 $ 196,000
Fresno, California 31 $ 8,217,000 $ 265,064 $ 189,000
Pierce, Washington 31 $ 8,546,000 $ 275,677 $ 170,000
Plymouth, Massachusetts 30 $ 11,990,000 $ 399,666 $ 211,000
Washtenaw, Michigan 30 $ 5,932,000 $ 197,733 $ 139,000
Ocean, New Jersey 30 $ 9,301,000 $ 310,033 $ 156,000
Somerset, New Jersey 30 $ 11,745,000 $ 391,500 $ 214,000
Allegheny, Pennsylvania 30 $ 7,489,000 $ 249,633 $ 152,000
Fort Bend, Texas 30 $ 10,844,000 $ 361,466 $ 234,000
Salt Lake, Utah 30 $ 7,828,000 $ 260,933 $ 149,000
Philadelphia, Pennsylvania 29 $ 7,677,000 $ 264,724 $ 138,000
St. Johns, Florida 28 $ 10,734,000 $ 383,357 $ 167,000
Kane, Illinois 28 $ 6,865,000 $ 245,178 $ 152,000
Will, Illinois 28 $ 7,488,000 $ 267,428 $ 175,000
Anne Arundel, Maryland 28 $ 10,963,000 $ 391,535 $ 219,000
Franklin, Ohio 28 $ 6,301,000 $ 225,035 $ 131,000
Snohomish, Washington 28 $ 7,379,000 $ 263,535 $ 98,000
Stanislaus, California 27 $ 4,106,000 $ 152,074 $ 168,000
Sussex, Delaware 27 $ 8,372,000 $ 310,074 $ 221,000
Manatee, Florida 27 $ 8,323,000 $ 308,259 $ 252,000
Barnstable, Massachusetts 27 $ 9,348,000 $ 346,222 $ 193,000
Loudoun, Virginia 27 $ 8,214,000 $ 304,222 $ 140,000
Kern, California 26 $ 6,870,000 $ 264,230 $ 181,000
Larimer, Colorado 26 $ 8,449,000 $ 324,961 $ 159,000
Douglas, Nebraska 26 $ 4,617,000 $ 177,576 $ 119,000
Burlington, New Jersey 26 $ 5,875,000 $ 225,961 $ 154,000
Jackson, Oregon 26 $ 6,763,000 $ 260,115 $ 119,000
Davidson, Tennessee 26 $ 6,156,000 $ 236,769 $ 120,000
Summit, Utah 26 $ 14,593,000 $ 561,269 $ 281,000
Baltimore, Maryland 25 $ 7,668,000 $ 306,720 $ 221,000
Hillsborough, New Hampshire 25 $ 5,350,000 $ 214,000 $ 100,000
Buncombe, North Carolina 25 $ 10,240,000 $ 409,600 $ 143,000
Hamilton, Ohio 25 $ 8,051,000 $ 322,040 $ 168,000
Seminole, Florida 24 $ 6,866,000 $ 286,083 $ 149,000
Maui, Hawaii 24 $ 11,060,000 $ 460,833 $ 181,000
Wayne, Michigan 24 $ 5,662,000 $ 235,916 $ 152,000
Mercer, New Jersey 24 $ 10,312,000 $ 429,666 $ 186,000
Lane, Oregon 24 $ 5,893,000 $ 245,541 $ 119,000
New Haven, Connecticut 23 $ 6,646,000 $ 288,956 $ 221,000
Montgomery, Texas 23 $ 8,103,000 $ 352,304 $ 175,000
Jefferson, Kentucky 22 $ 5,473,000 $ 248,772 $ 168,000
Orleans, Louisiana 22 $ 6,459,000 $ 293,590 $ 212,000
Howard, Maryland 22 $ 6,857,000 $ 311,681 $ 161,000
Middlesex, New Jersey 22 $ 6,704,000 $ 304,727 $ 173,000
Shelby, Tennessee 22 $ 4,898,000 $ 222,636 $ 173,000
Williamson, Tennessee 22 $ 7,060,000 $ 320,909 $ 135,000
Prince William, Virginia 22 $ 6,898,000 $ 313,545 $ 140,000
Jackson, Missouri 21 $ 3,739,000 $ 178,047 $ 103,000
Yolo, California 20 $ 6,160,000 $ 308,000 $ 163,000
Chatham, Georgia 20 $ 4,443,000 $ 222,150 $ 181,000
Worcester, Massachusetts 20 $ 4,781,000 $ 239,050 $ 161,000
Rockingham, New Hampshire 20 $ 6,039,000 $ 301,950 $ 160,000
Brevard, Florida 19 $ 4,188,000 $ 220,421 $ 144,000
Douglas, Nevada 19 $ 7,704,000 $ 405,473 $ 131,000
Oklahoma, Oklahoma 19 $ 4,807,000 $ 253,000 $ 190,000
New Castle, Delaware 18 $ 3,687,000 $ 204,833 $ 149,000
Cherokee, Georgia 18 $ 4,116,000 $ 228,666 $ 124,000
Hawaii, Hawaii 18 $ 6,472,000 $ 359,555 $ 144,000
Orange, North Carolina 18 $ 4,867,000 $ 270,388 $ 142,000
Washington, Rhode Island 18 $ 7,079,000 $ 393,277 $ 242,000
Virginia Beach, Virginia 18 $ 6,370,000 $ 353,888 $ 171,000
Shelby, Alabama 17 $ 4,239,000 $ 249,352 $ 162,000
Yavapai, Arizona 17 $ 3,667,000 $ 215,705 $ 111,000
Sedgwick, Kansas 17 $ 4,299,000 $ 252,882 $ 170,000
Ramsey, Minnesota 17 $ 3,988,000 $ 234,588 $ 125,000
Dane, Wisconsin 17 $ 4,835,000 $ 284,411 $ 133,000
Waukesha, Wisconsin 17 $ 6,233,000 $ 366,647 $ 265,000
Pulaski, Arkansas 16 $ 3,631,000 $ 226,937 $ 193,000
Kootenai, Idaho 16 $ 5,894,000 $ 368,375 $ 145,000
Baltimore City, Maryland 16 $ 4,202,000 $ 262,625 $ 120,000
Monroe, New York 16 $ 2,056,000 $ 128,500 $ 96,000
Alexandria, Virginia 16 $ 6,431,000 $ 401,937 $ 234,000
Thurston, Washington 16 $ 4,120,000 $ 257,500 $ 130,000
Coconino, Arizona 15 $ 4,135,000 $ 275,666 $ 102,000
Pinal, Arizona 15 $ 3,533,000 $ 235,533 $ 147,000
Lake, Florida 15 $ 2,504,000 $ 166,933 $ 78,000
Cape May, New Jersey 15 $ 5,832,000 $ 388,800 $ 244,000
Brunswick, North Carolina 15 $ 3,623,000 $ 241,533 $ 155,000
Washington, Utah 15 $ 4,592,000 $ 306,133 $ 295,000
Island, Washington 15 $ 4,464,000 $ 297,600 $ 169,000
Adams, Colorado 14 $ 3,233,000 $ 230,928 $ 100,000
Litchfield, Connecticut 14 $ 5,539,000 $ 395,642 $ 168,000
Monroe, Florida 14 $ 7,813,000 $ 558,071 $ 146,000
Pasco, Florida 14 $ 2,478,000 $ 177,000 $ 122,000
Polk, Iowa 14 $ 2,607,000 $ 186,214 $ 132,000
Dakota, Minnesota 14 $ 2,632,000 $ 188,000 $ 125,000
Atlantic, New Jersey 14 $ 2,973,000 $ 212,357 $ 209,000
Williamson, Texas 14 $ 2,802,000 $ 200,142 $ 108,000
Baldwin, Alabama 13 $ 3,957,000 $ 304,384 $ 313,000
Eagle, Colorado 13 $ 7,166,000 $ 551,230 $ 182,000
Grand, Colorado 13 $ 4,985,000 $ 383,461 $ 280,000
Forsyth, Georgia 13 $ 2,940,000 $ 226,153 $ 105,000
Blaine, Idaho 13 $ 8,293,000 $ 637,923 $ 304,000
Cumberland, Maine 13 $ 3,545,000 $ 272,692 $ 210,000
St. Louis City, Missouri 13 $ 2,101,000 $ 161,615 $ 98,000
Hudson, New Jersey 13 $ 3,953,000 $ 304,076 $ 224,000
Dauphin, Pennsylvania 13 $ 2,258,000 $ 173,692 $ 179,000
Greenville, South Carolina 13 $ 3,737,000 $ 287,461 $ 130,000
Henrico, Virginia 13 $ 4,203,000 $ 323,307 $ 146,000
Whatcom, Washington 13 $ 3,438,000 $ 264,461 $ 133,000
Fayette, Georgia 12 $ 2,932,000 $ 244,333 $ 111,000
East Baton Rouge, Louisiana 12 $ 3,933,000 $ 327,750 $ 226,000
St. Charles, Missouri 12 $ 1,949,000 $ 162,416 $ 123,000
Durham, North Carolina 12 $ 3,104,000 $ 258,666 $ 160,000
Union, North Carolina 12 $ 3,228,000 $ 269,000 $ 117,000
Benton, Oregon 12 $ 2,585,000 $ 215,416 $ 137,000
Lancaster, Pennsylvania 12 $ 4,087,000 $ 340,583 $ 243,000
Northampton, Pennsylvania 12 $ 2,677,000 $ 223,083 $ 1,219,000
Horry, South Carolina 12 $ 2,305,000 $ 192,083 $ 158,000
Chesterfield, Virginia 12 $ 3,542,000 $ 295,166 $ 148,000
Jefferson, Alabama 11 $ 2,049,000 $ 186,272 $ 103,000
Madison, Alabama 11 $ 2,732,000 $ 248,363 $ 122,000
Alachua, Florida 11 $ 2,784,000 $ 253,090 $ 177,000
Martin, Florida 11 $ 3,429,000 $ 311,727 $ 177,000
St. Lucie, Florida 11 $ 2,197,000 $ 199,727 $ 125,000
Sumter, Florida 11 $ 2,466,000 $ 224,181 $ 101,000
Walton, Florida 11 $ 5,379,000 $ 489,000 $ 282,000
McHenry, Illinois 11 $ 3,114,000 $ 283,090 $ 321,000
Kent, Michigan 11 $ 1,852,000 $ 168,363 $ 103,000
Macomb, Michigan 11 $ 1,706,000 $ 155,090 $ 99,000
Washington, Minnesota 11 $ 2,818,000 $ 256,181 $ 141,000
Chatham, North Carolina 11 $ 5,617,000 $ 510,636 $ 243,000
Dare, North Carolina 11 $ 2,772,000 $ 252,000 $ 177,000
Iredell, North Carolina 11 $ 4,021,000 $ 365,545 $ 102,000
Galveston, Texas 11 $ 2,123,000 $ 193,000 $ 147,000
Chittenden, Vermont 11 $ 3,924,000 $ 356,727 $ 118,000
Calaveras, California 10 $ 2,711,000 $ 271,100 $ 195,000
Humboldt, California 10 $ 2,390,000 $ 239,000 $ 145,000
Lake, California 10 $ 1,908,000 $ 190,800 $ 230,000
Shasta, California 10 $ 2,777,000 $ 277,700 $ 183,000
Mesa, Colorado 10 $ 2,005,000 $ 200,500 $ 79,000
Middlesex, Connecticut 10 $ 2,010,000 $ 201,000 $ 167,000
Charlotte, Florida 10 $ 2,290,000 $ 229,000 $ 97,000
Nassau, Florida 10 $ 4,654,000 $ 465,400 $ 132,000
Volusia, Florida 10 $ 1,791,000 $ 179,100 $ 77,000
Berkshire, Massachusetts 10 $ 2,624,000 $ 262,400 $ 145,000
Ottawa, Michigan 10 $ 3,546,000 $ 354,600 $ 233,000
Hunterdon, New Jersey 10 $ 2,957,000 $ 295,700 $ 151,000
Orange, New York 10 $ 3,071,000 $ 307,100 $ 204,000
Richmond, New York 10 $ 2,075,000 $ 207,500 $ 74,000
Rockland, New York 10 $ 2,860,000 $ 286,000 $ 183,000
Guilford, North Carolina 10 $ 2,673,000 $ 267,300 $ 121,000
Summit, Ohio 10 $ 1,726,000 $ 172,600 $ 128,000
Providence, Rhode Island 10 $ 2,852,000 $ 285,200 $ 142,000
Oconee, South Carolina 10 $ 3,015,000 $ 301,500 $ 164,000
Comal, Texas 10 $ 3,794,000 $ 379,400 $ 133,000
Utah, Utah 10 $ 2,277,000 $ 227,700 $ 170,000
Jefferson, Washington 10 $ 6,677,000 $ 667,700 $ 227,000
Mendocino, California 9 $ 2,650,000 $ 294,444 $ 159,000
Mono, California 9 $ 3,740,000 $ 415,555 $ 238,000
La Plata, Colorado 9 $ 2,656,000 $ 295,111 $ 188,000
New London, Connecticut 9 $ 1,729,000 $ 192,111 $ 132,000
Kauai, Hawaii 9 $ 4,127,000 $ 458,555 $ 175,000
Bristol, Massachusetts 9 $ 2,757,000 $ 306,333 $ 239,000
Anoka, Minnesota 9 $ 1,939,000 $ 215,444 $ 146,000
Grafton, New Hampshire 9 $ 2,790,000 $ 310,000 $ 226,000
Passaic, New Jersey 9 $ 3,200,000 $ 355,555 $ 166,000
Sandoval, New Mexico 9 $ 2,291,000 $ 254,555 $ 108,000
Columbia, New York 9 $ 2,820,000 $ 313,333 $ 206,000
Forsyth, North Carolina 9 $ 1,281,000 $ 142,333 $ 86,000
Henderson, North Carolina 9 $ 2,550,000 $ 283,333 $ 64,000
New Hanover, North Carolina 9 $ 5,171,000 $ 574,555 $ 318,000
Lorain, Ohio 9 $ 1,874,000 $ 208,222 $ 114,000
Marion, Oregon 9 $ 1,756,000 $ 195,111 $ 123,000
Teton, Wyoming 9 $ 8,111,000 $ 901,222 $ 553,000
Navajo, Arizona 8 $ 1,892,000 $ 236,500 $ 132,000
San Benito, California 8 $ 1,770,000 $ 221,250 $ 81,000
Weld, Colorado 8 $ 2,327,000 $ 290,875 $ 147,000
Leon, Florida 8 $ 2,292,000 $ 286,500 $ 140,000
Polk, Florida 8 $ 1,584,000 $ 198,000 $ 129,000
Lake, Indiana 8 $ 1,571,000 $ 196,375 $ 115,000
Caddo, Louisiana 8 $ 1,618,000 $ 202,250 $ 121,000
St. Tammany, Louisiana 8 $ 1,732,000 $ 216,500 $ 106,000
Berrien, Michigan 8 $ 2,098,000 $ 262,250 $ 155,000
Clay, Missouri 8 $ 1,111,000 $ 138,875 $ 78,000
Merrimack, New Hampshire 8 $ 1,598,000 $ 199,750 $ 108,000
Camden, New Jersey 8 $ 1,737,000 $ 217,125 $ 138,000
Watauga, North Carolina 8 $ 2,572,000 $ 321,500 $ 234,000
Lincoln, Oregon 8 $ 2,011,000 $ 251,375 $ 118,000
Cumberland, Pennsylvania 8 $ 2,480,000 $ 310,000 $ 240,000
York, Pennsylvania 8 $ 1,494,000 $ 186,750 $ 138,000
Kent, Rhode Island 8 $ 2,820,000 $ 352,500 $ 150,000
Newport, Rhode Island 8 $ 2,324,000 $ 290,500 $ 131,000
Knox, Tennessee 8 $ 2,747,000 $ 343,375 $ 232,000
Rockwall, Texas 8 $ 1,319,000 $ 164,875 $ 211,000
Benton, Washington 8 $ 1,759,000 $ 219,875 $ 116,000
Chelan, Washington 8 $ 2,023,000 $ 252,875 $ 186,000
Winnebago, Wisconsin 8 $ 1,429,000 $ 178,625 $ 108,000
Montgomery, Alabama 7 $ 832,000 $ 118,857 $ 256,000
Garland, Arkansas 7 $ 812,000 $ 116,000 $ 78,000
Madera, California 7 $ 2,365,000 $ 337,857 $ 165,000
Pitkin, Colorado 7 $ 6,409,000 $ 915,571 $ 352,000
Indian River, Florida 7 $ 3,338,000 $ 476,857 $ 229,000
Okaloosa, Florida 7 $ 3,315,000 $ 473,571 $ 166,000
Hall, Georgia 7 $ 2,012,000 $ 287,428 $ 131,000
Tippecanoe, Indiana 7 $ 1,341,000 $ 191,571 $ 161,000
Jefferson, Louisiana 7 $ 1,738,000 $ 248,285 $ 223,000
Hancock, Maine 7 $ 2,182,000 $ 311,714 $ 262,000
Prince George's, Maryland 7 $ 1,209,000 $ 172,714 $ 119,000
Talbot, Maryland 7 $ 4,453,000 $ 636,142 $ 208,000
Livingston, Michigan 7 $ 1,266,000 $ 180,857 $ 64,000
Carver, Minnesota 7 $ 2,010,000 $ 287,142 $ 148,000
Scott, Minnesota 7 $ 2,048,000 $ 292,571 $ 131,000
Saratoga, New York 7 $ 1,477,000 $ 211,000 $ 129,000
Haywood, North Carolina 7 $ 1,722,000 $ 246,000 $ 143,000
Delaware, Ohio 7 $ 1,196,000 $ 170,857 $ 122,000
Warren, Ohio 7 $ 1,673,000 $ 239,000 $ 119,000
Cleveland, Oklahoma 7 $ 714,000 $ 102,000 $ 74,000
Clatsop, Oregon 7 $ 2,893,000 $ 413,285 $ 291,000
Butler, Pennsylvania 7 $ 1,740,000 $ 248,571 $ 113,000
Dorchester, South Carolina 7 $ 1,375,000 $ 196,428 $ 120,000
Georgetown, South Carolina 7 $ 2,336,000 $ 333,714 $ 122,000
York, South Carolina 7 $ 1,189,000 $ 169,857 $ 92,000
Hays, Texas 7 $ 1,868,000 $ 266,857 $ 189,000
Albemarle, Virginia 7 $ 2,583,000 $ 369,000 $ 122,000
San Juan, Washington 7 $ 3,111,000 $ 444,428 $ 133,000
Skagit, Washington 7 $ 1,516,000 $ 216,571 $ 109,000
Walworth, Wisconsin 7 $ 1,518,000 $ 216,857 $ 202,000
Mobile, Alabama 6 $ 790,000 $ 131,666 $ 128,000
Mohave, Arizona 6 $ 711,000 $ 118,500 $ 74,000
Benton, Arkansas 6 $ 1,361,000 $ 226,833 $ 52,000
Butte, California 6 $ 1,426,000 $ 237,666 $ 108,000
Merced, California 6 $ 2,439,000 $ 406,500 $ 209,000
Tulare, California 6 $ 1,621,000 $ 270,166 $ 261,000
Tuolumne, California 6 $ 1,029,000 $ 171,500 $ 148,000
Garfield, Colorado 6 $ 2,068,000 $ 344,666 $ 133,000
Routt, Colorado 6 $ 3,076,000 $ 512,666 $ 289,000
San Miguel, Colorado 6 $ 3,229,000 $ 538,166 $ 142,000
Osceola, Florida 6 $ 1,136,000 $ 189,333 $ 148,000
Coweta, Georgia 6 $ 1,303,000 $ 217,166 $ 106,000
Pickens, Georgia 6 $ 1,752,000 $ 292,000 $ 79,000
Hancock, Indiana 6 $ 731,000 $ 121,833 $ 55,000
Monroe, Indiana 6 $ 998,000 $ 166,333 $ 70,000
Porter, Indiana 6 $ 1,305,000 $ 217,500 $ 116,000
Douglas, Kansas 6 $ 1,286,000 $ 214,333 $ 121,000
York, Maine 6 $ 1,320,000 $ 220,000 $ 49,000
Calvert, Maryland 6 $ 1,982,000 $ 330,333 $ 208,000
Frederick, Maryland 6 $ 1,424,000 $ 237,333 $ 122,000
Hampshire, Massachusetts 6 $ 1,252,000 $ 208,666 $ 105,000
Ingham, Michigan 6 $ 1,339,000 $ 223,166 $ 229,000
Leelanau, Michigan 6 $ 1,411,000 $ 235,166 $ 153,000
Madison, Mississippi 6 $ 1,927,000 $ 321,166 $ 224,000
Camden, Missouri 6 $ 2,280,000 $ 380,000 $ 201,000
Ravalli, Montana 6 $ 1,445,000 $ 240,833 $ 184,000
Gloucester, New Jersey 6 $ 1,107,000 $ 184,500 $ 133,000
Sussex, New Jersey 6 $ 1,674,000 $ 279,000 $ 95,000
Bronx, New York 6 $ 1,122,000 $ 187,000 $ 64,000
Erie, New York 6 $ 838,000 $ 139,666 $ 123,000
Moore, North Carolina 6 $ 1,475,000 $ 245,833 $ 155,000
Lake, Ohio 6 $ 552,000 $ 92,000 $ 65,000
Lackawanna, Pennsylvania 6 $ 1,465,000 $ 244,166 $ 103,000
Lehigh, Pennsylvania 6 $ 1,493,000 $ 248,833 $ 217,000
Pickens, South Carolina 6 $ 3,310,000 $ 551,666 $ 461,000
Hamilton, Tennessee 6 $ 877,000 $ 146,166 $ 101,000
Brazoria, Texas 6 $ 865,000 $ 144,166 $ 110,000
El Paso, Texas 6 $ 901,000 $ 150,166 $ 80,000
Kendall, Texas 6 $ 1,646,000 $ 274,333 $ 154,000
Midland, Texas 6 $ 906,000 $ 151,000 $ 131,000
Hanover, Virginia 6 $ 1,193,000 $ 198,833 $ 79,000
Richmond City, Virginia 6 $ 2,235,000 $ 372,500 $ 269,000
Racine, Wisconsin 6 $ 1,935,000 $ 322,500 $ 234,000
Amador, California 5 $ 1,534,000 $ 306,800 $ 166,000
Archuleta, Colorado 5 $ 1,494,000 $ 298,800 $ 171,000
Broomfield, Colorado 5 $ 1,445,000 $ 289,000 $ 136,000
Elbert, Colorado 5 $ 1,146,000 $ 229,200 $ 84,000
Citrus, Florida 5 $ 704,000 $ 140,800 $ 97,000
Escambia, Florida 5 $ 1,129,000 $ 225,800 $ 158,000
Flagler, Florida 5 $ 1,826,000 $ 365,200 $ 118,000
Gilmer, Georgia 5 $ 1,036,000 $ 207,200 $ 147,000
Bonner, Idaho 5 $ 3,197,000 $ 639,400 $ 479,000
St. Joseph, Indiana 5 $ 927,000 $ 185,400 $ 104,000
Calcasieu, Louisiana 5 $ 783,000 $ 156,600 $ 90,000
Oxford, Maine 5 $ 1,010,000 $ 202,000 $ 277,000
Harford, Maryland 5 $ 1,298,000 $ 259,600 $ 132,000
St. Mary's, Maryland 5 $ 1,166,000 $ 233,200 $ 158,000
Nantucket, Massachusetts 5 $ 2,125,000 $ 425,000 $ 324,000
Greene, Missouri 5 $ 795,000 $ 159,000 $ 98,000
Platte, Missouri 5 $ 699,000 $ 139,800 $ 109,000
Gallatin, Montana 5 $ 2,248,000 $ 449,600 $ 95,000
Missoula, Montana 5 $ 1,426,000 $ 285,200 $ 230,000
Carroll, New Hampshire 5 $ 732,000 $ 146,400 $ 139,000
Broome, New York 5 $ 800,000 $ 160,000 $ 76,000
Dutchess, New York 5 $ 1,555,000 $ 311,000 $ 162,000
Oneida, New York 5 $ 588,000 $ 117,600 $ 117,000
Ulster, New York 5 $ 959,000 $ 191,800 $ 154,000
Cabarrus, North Carolina 5 $ 1,170,000 $ 234,000 $ 99,000
Jackson, North Carolina 5 $ 1,089,000 $ 217,800 $ 83,000
Pender, North Carolina 5 $ 1,441,000 $ 288,200 $ 181,000
Transylvania, North Carolina 5 $ 1,931,000 $ 386,200 $ 107,000
Hood River, Oregon 5 $ 1,259,000 $ 251,800 $ 197,000
Klamath, Oregon 5 $ 699,000 $ 139,800 $ 75,000
Tillamook, Oregon 5 $ 1,330,000 $ 266,000 $ 208,000
Pike, Pennsylvania 5 $ 634,000 $ 126,800 $ 126,000
Berkeley, South Carolina 5 $ 1,605,000 $ 321,000 $ 104,000
Richland, South Carolina 5 $ 994,000 $ 198,800 $ 172,000
Blount, Tennessee 5 $ 1,607,000 $ 321,400 $ 158,000
Rutherford, Tennessee 5 $ 1,007,000 $ 201,400 $ 70,000
Sumner, Tennessee 5 $ 1,248,000 $ 249,600 $ 139,000
Guadalupe, Texas 5 $ 936,000 $ 187,200 $ 198,000
Nueces, Texas 5 $ 1,200,000 $ 240,000 $ 174,000
Smith, Texas 5 $ 974,000 $ 194,800 $ 147,000
Davis, Utah 5 $ 1,066,000 $ 213,200 $ 98,000
Washington, Vermont 5 $ 1,183,000 $ 236,600 $ 181,000
Outagamie, Wisconsin 5 $ 621,000 $ 124,200 $ 79,000
Washington, Arkansas 4 $ 943,000 $ 235,750 $ 159,000
Inyo, California 4 $ 1,125,000 $ 281,250 $ 152,000
Siskiyou, California 4 $ 509,000 $ 127,250 $ 68,000
Clear Creek, Colorado 4 $ 2,241,000 $ 560,250 $ 321,000
Gunnison, Colorado 4 $ 1,425,000 $ 356,250 $ 389,000
Park, Colorado 4 $ 1,063,000 $ 265,750 $ 125,000
Clay, Florida 4 $ 1,214,000 $ 303,500 $ 141,000
Franklin, Florida 4 $ 848,000 $ 212,000 $ 142,000
Muscogee, Georgia 4 $ 1,103,000 $ 275,750 $ 124,000
Oconee, Georgia 4 $ 1,032,000 $ 258,000 $ 185,000
St. Clair, Illinois 4 $ 706,000 $ 176,500 $ 139,000
Allen, Indiana 4 $ 640,000 $ 160,000 $ 65,000
Boone, Indiana 4 $ 1,926,000 $ 481,500 $ 607,000
Floyd, Indiana 4 $ 548,000 $ 137,000 $ 125,000
Hendricks, Indiana 4 $ 640,000 $ 160,000 $ 122,000
Johnson, Indiana 4 $ 627,000 $ 156,750 $ 151,000
Dallas, Iowa 4 $ 1,041,000 $ 260,250 $ 121,000
Boone, Kentucky 4 $ 796,000 $ 199,000 $ 91,000
Waldo, Maine 4 $ 1,540,000 $ 385,000 $ 147,000
Carroll, Maryland 4 $ 812,000 $ 203,000 $ 116,000
Charles, Maryland 4 $ 445,000 $ 111,250 $ 77,000
Queen Anne's, Maryland 4 $ 1,233,000 $ 308,250 $ 138,000
Worcester, Maryland 4 $ 627,000 $ 156,750 $ 133,000
Hampden, Massachusetts 4 $ 745,000 $ 186,250 $ 90,000
Allegan, Michigan 4 $ 1,439,000 $ 359,750 $ 264,000
Grand Traverse, Michigan 4 $ 2,046,000 $ 511,500 $ 290,000
Hinds, Mississippi 4 $ 1,735,000 $ 433,750 $ 100,000
Stone, Missouri 4 $ 605,000 $ 151,250 $ 51,000
Flathead, Montana 4 $ 612,000 $ 153,000 $ 95,000
Richland, Montana 4 $ 444,000 $ 111,000 $ 825,000
Lancaster, Nebraska 4 $ 920,000 $ 230,000 $ 194,000
Sarpy, Nebraska 4 $ 795,000 $ 198,750 $ 113,000
Belknap, New Hampshire 4 $ 1,514,000 $ 378,500 $ 167,000
Taos, New Mexico 4 $ 784,000 $ 196,000 $ 114,000
Schenectady, New York 4 $ 1,001,000 $ 250,250 $ 187,000
Carteret, North Carolina 4 $ 2,261,000 $ 565,250 $ 472,000
Cumberland, North Carolina 4 $ 656,000 $ 164,000 $ 104,000
Onslow, North Carolina 4 $ 978,000 $ 244,500 $ 147,000
Geauga, Ohio 4 $ 1,040,000 $ 260,000 $ 127,000
Greene, Ohio 4 $ 1,094,000 $ 273,500 $ 208,000
Hancock, Ohio 4 $ 641,000 $ 160,250 $ 86,000
Medina, Ohio 4 $ 601,000 $ 150,250 $ 73,000
Wagoner, Oklahoma 4 $ 631,000 $ 157,750 $ 78,000
Josephine, Oregon 4 $ 1,391,000 $ 347,750 $ 76,000
Centre, Pennsylvania 4 $ 892,000 $ 223,000 $ 84,000
Montgomery, Tennessee 4 $ 667,000 $ 166,750 $ 127,000
Burnet, Texas 4 $ 687,000 $ 171,750 $ 113,000
Gregg, Texas 4 $ 362,000 $ 90,500 $ 174,000
Hood, Texas 4 $ 769,000 $ 192,250 $ 149,000
Fauquier, Virginia 4 $ 907,000 $ 226,750 $ 137,000
York, Virginia 4 $ 799,000 $ 199,750 $ 107,000
Clallam, Washington 4 $ 1,117,000 $ 279,250 $ 146,000
Cowlitz, Washington 4 $ 861,000 $ 215,250 $ 78,000
Grays Harbor, Washington 4 $ 1,268,000 $ 317,000 $ 175,000
Kittitas, Washington 4 $ 1,139,000 $ 284,750 $ 124,000
Klickitat, Washington 4 $ 730,000 $ 182,500 $ 161,000
Mason, Washington 4 $ 724,000 $ 181,000 $ 123,000
Door, Wisconsin 4 $ 1,694,000 $ 423,500 $ 156,000
Kenosha, Wisconsin 4 $ 1,321,000 $ 330,250 $ 192,000
Ozaukee, Wisconsin 4 $ 975,000 $ 243,750 $ 154,000
Elmore, Alabama 3 $ 600,000 $ 200,000 $ 43,000
Juneau, Alaska 3 $ 408,000 $ 136,000 $ 161,000
Apache, Arizona 3 $ 736,000 $ 245,333 $ 97,000
Gila, Arizona 3 $ 648,000 $ 216,000 $ 399,000
Yuma, Arizona 3 $ 460,000 $ 153,333 $ 86,000
Alpine, California 3 $ 1,092,000 $ 364,000 $ 433,000
Lassen, California 3 $ 671,000 $ 223,666 $ 179,000
Plumas, California 3 $ 1,294,000 $ 431,333 $ 129,000
Ouray, Colorado 3 $ 1,315,000 $ 438,333 $ 182,000
Pueblo, Colorado 3 $ 628,000 $ 209,333 $ 122,000
Tolland, Connecticut 3 $ 786,000 $ 262,000 $ 223,000
Bay, Florida 3 $ 342,000 $ 114,000 $ 300,000
Gulf, Florida 3 $ 698,000 $ 232,666 $ 295,000
Clarke, Georgia 3 $ 408,000 $ 136,000 $ 73,000
Columbia, Georgia 3 $ 385,000 $ 128,333 $ 76,000
Fannin, Georgia 3 $ 624,000 $ 208,000 $ 236,000
Glynn, Georgia 3 $ 1,217,000 $ 405,666 $ 273,000
Greene, Georgia 3 $ 1,493,000 $ 497,666 $ 167,000
Paulding, Georgia 3 $ 573,000 $ 191,000 $ 88,000
Putnam, Georgia 3 $ 732,000 $ 244,000 $ 134,000
Bannock, Idaho 3 $ 671,000 $ 223,666 $ 99,000
Bonneville, Idaho 3 $ 506,000 $ 168,666 $ 84,000
Valley, Idaho 3 $ 580,000 $ 193,333 $ 78,000
Champaign, Illinois 3 $ 434,000 $ 144,666 $ 109,000
DeKalb, Illinois 3 $ 518,000 $ 172,666 $ 142,000
Kendall, Illinois 3 $ 438,000 $ 146,000 $ 110,000
Peoria, Illinois 3 $ 662,000 $ 220,666 $ 260,000
Page:

Mortgage Loan Application Detail Totals for Charles Schwab Bank, SSB in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,260 $5,352,591,000 $375,000 $4,135,000 $183,000 $5,000,000
Home Purchase 3,557 $1,427,302,000 $401,000 $5,760,000 $201,000 $9,999,000
Home Improvement 234 $93,311,000 $398,000 $2,704,000 $174,000 $1,499,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,634 $4,637,173,000 $367,000 $4,135,000 $183,000 $5,275,000
Not Provided 3,430 $1,467,553,000 $427,000 $3,992,000 $206,000 $5,000,000
Asian 1,337 $566,014,000 $423,000 $5,760,000 $184,000 $2,700,000
Hispanic 393 $124,525,000 $316,000 $2,470,000 $156,000 $1,283,000
Black or African American 155 $43,353,000 $279,000 $1,763,000 $191,000 $9,999,000
American Indian or Alaskan Native 60 $21,325,000 $355,000 $2,460,000 $241,000 $3,857,000
Native Hawaiian or Other Pacific Islander 42 $13,261,000 $315,000 $880,000 $146,000 $750,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,008 $6,864,402,000 $381,000 $5,760,000 $187,000 $9,999,000
FHA-insured (Federal Housing Administration) 43 $8,802,000 $204,000 $506,000 $53,000 $107,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,713 $3,754,460,000 $386,000 $3,992,000 $195,000 $9,999,000
Application Approved But Not Accepted 4,223 $1,441,782,000 $341,000 $3,757,000 $191,000 $5,275,000
Application Denied By Financial Institution 3,288 $1,387,407,000 $421,000 $5,760,000 $165,000 $4,020,000
Loan Purchased By The Institution 319 $63,948,000 $200,000 $506,000 $54,000 $81,000
Application Withdrawn By Applicant 289 $126,985,000 $439,000 $2,507,000 $190,000 $1,487,000
File Closed For Incompleteness 219 $98,622,000 $450,000 $1,871,000 $237,000 $3,452,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,360 $577,698,000 $424,000 $4,080,000 $94,000 $3,183,000
Collateral 959 $413,101,000 $430,000 $3,562,000 $224,000 $4,020,000
Credit Application Incomplete 365 $164,285,000 $450,000 $5,760,000 $210,000 $2,792,000
Other 314 $126,304,000 $402,000 $4,000,000 $227,000 $3,494,000
Credit History 119 $38,644,000 $324,000 $1,350,000 $182,000 $2,500,000
Unverifiable Information 71 $28,203,000 $397,000 $1,575,000 $232,000 $1,472,000
Insufficient Cash (Downpayment, Closing Cost) 56 $22,173,000 $395,000 $1,356,000 $136,000 $620,000
Employment History 44 $16,999,000 $386,000 $4,135,000 $152,000 $3,248,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, SSB's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Charles Schwab Bank, SSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet with aggregated HMDA statistics today.

Download the Colorado Lender List