Chartway Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Chartway Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chartway Federal Credit Union 5700 Cleveland Street Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,173 |
| Total Mortgage Loan Application Amount | $142,326,000 |
| Average Mortgage Loan Application Amount | $106,666 |
| Highest Mortgage Loan Application Amount | $560,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $1,380,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Chartway Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chartway Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Chartway Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chartway Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chartway Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chartway Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 249 | $ 33,042,000 | $ 132,000 | $ 84,000 |
| Chesapeake County Virginia | 148 | $ 18,358,000 | $ 124,000 | $ 82,000 |
| Norfolk County Virginia | 96 | $ 10,463,000 | $ 108,000 | $ 70,000 |
| Tooele County Utah | 90 | $ 7,146,000 | $ 79,000 | $ 101,000 |
| Harris County Texas | 57 | $ 4,490,000 | $ 78,000 | $ 88,000 |
| Washington County Utah | 43 | $ 6,988,000 | $ 162,000 | $ 76,000 |
| Portsmouth County Virginia | 39 | $ 3,796,000 | $ 97,000 | $ 71,000 |
| Suffolk County Virginia | 35 | $ 4,620,000 | $ 132,000 | $ 81,000 |
| Salt Lake County Utah | 29 | $ 3,071,000 | $ 105,000 | $ 64,000 |
| Montgomery County Texas | 14 | $ 1,122,000 | $ 80,000 | $ 80,000 |
| Newport News County Virginia | 8 | $ 514,000 | $ 64,000 | $ 70,000 |
| Currituck County North Carolina | 7 | $ 453,000 | $ 64,000 | $ 55,000 |
| Kent County Rhode Island | 7 | $ 833,000 | $ 119,000 | $ 75,000 |
| Isle of Wight County Virginia | 7 | $ 1,041,000 | $ 148,000 | $ 83,000 |
| Pinellas County Florida | 6 | $ 896,000 | $ 149,000 | $ 54,000 |
| Pasquotank County North Carolina | 6 | $ 461,000 | $ 76,000 | $ 77,000 |
| Washington County Rhode Island | 6 | $ 758,000 | $ 126,000 | $ 76,000 |
| Fort Bend County Texas | 5 | $ 414,000 | $ 82,000 | $ 77,000 |
| Hampton County Virginia | 5 | $ 423,000 | $ 84,000 | $ 65,000 |
| Perquimans County North Carolina | 4 | $ 757,000 | $ 189,000 | $ 80,000 |
| Duval County Florida | 3 | $ 21,000 | $ 7,000 | $ 67,000 |
| Providence County Rhode Island | 3 | $ 188,000 | $ 62,000 | $ 67,000 |
| Iron County Utah | 3 | $ 474,000 | $ 158,000 | $ 89,000 |
| Utah County Utah | 3 | $ 257,000 | $ 85,000 | $ 92,000 |
| James City County Virginia | 3 | $ 354,000 | $ 118,000 | $ 64,000 |
| Southampton County Virginia | 3 | $ 187,000 | $ 62,000 | $ 76,000 |
| Clay County Florida | 2 | $ 115,000 | $ 57,000 | $ 56,000 |
| Cherokee County Georgia | 2 | $ 145,000 | $ 72,000 | $ 136,000 |
| Camden County North Carolina | 2 | $ 259,000 | $ 129,000 | $ 77,000 |
| Dare County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 147,000 |
| Johnston County North Carolina | 2 | $ 136,000 | $ 68,000 | $ 58,000 |
| Mecklenburg County North Carolina | 2 | $ 23,000 | $ 11,000 | $ 118,000 |
| Cuyahoga County Ohio | 2 | $ 87,000 | $ 43,000 | $ 55,000 |
| Brazoria County Texas | 2 | $ 215,000 | $ 107,000 | $ 85,000 |
| San Jacinto County Texas | 2 | $ 29,000 | $ 14,000 | $ 71,000 |
| Davis County Utah | 2 | $ 216,000 | $ 108,000 | $ 96,000 |
| Franklin City County Virginia | 2 | $ 40,000 | $ 20,000 | $ 19,000 |
| Northampton County Virginia | 2 | $ 84,000 | $ 42,000 | $ 66,000 |
| Garland County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 86,000 |
| Pulaski County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 23,000 |
| Fremont County Colorado | 1 | $ 103,000 | $ 103,000 | $ 76,000 |
| New Castle County Delaware | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Lee County Florida | 1 | $ 10,000 | $ 10,000 | $ 77,000 |
| Orange County Florida | 1 | $ 13,000 | $ 13,000 | $ 36,000 |
| Pasco County Florida | 1 | $ 141,000 | $ 141,000 | $ 67,000 |
| DeKalb County Georgia | 1 | $ 2,000 | $ 2,000 | $ 40,000 |
| Gwinnett County Georgia | 1 | $ 150,000 | $ 150,000 | $ 243,000 |
| Kingman County Kansas | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Anne Arundel County Maryland | 1 | $ 5,000 | $ 5,000 | $ 143,000 |
| Douglas County Nebraska | 1 | $ 4,000 | $ 4,000 | $ 91,000 |
| Clark County Nevada | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Burlington County New Jersey | 1 | $ 244,000 | $ 244,000 | $ 250,000 |
| Camden County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Essex County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Middlesex County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 270,000 |
| Dona Ana County New Mexico | 1 | $ 83,000 | $ 83,000 | $ 109,000 |
| Santa Fe County New Mexico | 1 | $ 76,000 | $ 76,000 | $ 122,000 |
| Alamance County North Carolina | 1 | $ 1,000 | $ 1,000 | $ 74,000 |
| Beaufort County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Chowan County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 25,000 |
| Gaston County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 69,000 |
| Harnett County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Northampton County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 104,000 |
| Wake County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 382,000 |
| Monroe County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| York County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| Brazos County Texas | 1 | $ 36,000 | $ 36,000 | $ 65,000 |
| Colorado County Texas | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| El Paso County Texas | 1 | $ 23,000 | $ 23,000 | $ 82,000 |
| Galveston County Texas | 1 | $ 30,000 | $ 30,000 | $ 132,000 |
| Polk County Texas | 1 | $ 21,000 | $ 21,000 | $ 96,000 |
| Wood County Texas | 1 | $ 2,000 | $ 2,000 | $ 1,343,000 |
| Beaver County Utah | 1 | $ 220,000 | $ 220,000 | $ 133,000 |
| Carbon County Utah | 1 | $ 2,000 | $ 2,000 | $ 21,000 |
| Duchesne County Utah | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Emery County Utah | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Garfield County Utah | 1 | $ 212,000 | $ 212,000 | $ 135,000 |
| Kane County Utah | 1 | $ 97,000 | $ 97,000 | $ 66,000 |
| Sevier County Utah | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Alexandria County Virginia | 1 | $ 301,000 | $ 301,000 | $ 47,000 |
| Carroll County Virginia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Chesterfield County Virginia | 1 | $ 3,000 | $ 3,000 | $ 67,000 |
| Fairfax County Virginia | 1 | $ 15,000 | $ 15,000 | $ 116,000 |
| Henrico County Virginia | 1 | $ 128,000 | $ 128,000 | $ 80,000 |
| Loudoun County Virginia | 1 | $ 60,000 | $ 60,000 | $ 159,000 |
| Orange County Virginia | 1 | $ 141,000 | $ 141,000 | $ 228,000 |
| Prince George County Virginia | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Spotsylvania County Virginia | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Chartway Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 656 | $98,651,000 | $150,000 | $560,000 | $85,000 | $1,380,000 |
| Home Improvement | 262 | $4,572,000 | $17,000 | $237,000 | $79,000 | $1,343,000 |
| Home Purchase | 255 | $39,103,000 | $153,000 | $406,000 | $74,000 | $642,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 721 | $96,866,000 | $134,000 | $560,000 | $84,000 | $1,380,000 |
| Not Provided | 192 | $18,328,000 | $95,000 | $406,000 | $78,000 | $1,248,000 |
| Black or African American | 145 | $14,778,000 | $101,000 | $400,000 | $71,000 | $642,000 |
| Hispanic | 58 | $4,925,000 | $84,000 | $398,000 | $76,000 | $360,000 |
| Asian | 37 | $4,404,000 | $119,000 | $268,000 | $69,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,760,000 | $160,000 | $304,000 | $103,000 | $270,000 |
| American Indian or Alaskan Native | 9 | $1,265,000 | $140,000 | $302,000 | $218,000 | $1,343,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,079 | $126,764,000 | $117,000 | $560,000 | $82,000 | $1,380,000 |
| FHA-insured (Federal Housing Administration) | 50 | $7,982,000 | $159,000 | $336,000 | $68,000 | $468,000 |
| VA-guaranteed (Veterans Administration) | 35 | $6,262,000 | $178,000 | $398,000 | $96,000 | $642,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,318,000 | $146,000 | $204,000 | $44,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 370 | $38,261,000 | $103,000 | $400,000 | $83,000 | $491,000 |
| Application Denied By Financial Institution | 308 | $29,568,000 | $96,000 | $500,000 | $69,000 | $1,343,000 |
| Application Withdrawn By Applicant | 233 | $29,027,000 | $124,000 | $417,000 | $80,000 | $1,248,000 |
| Application Approved But Not Accepted | 203 | $35,563,000 | $175,000 | $560,000 | $100,000 | $1,380,000 |
| File Closed For Incompleteness | 46 | $7,814,000 | $169,000 | $340,000 | $72,000 | $146,000 |
| Preapproval Approved but not Accepted | 8 | $1,375,000 | $171,000 | $400,000 | $95,000 | $288,000 |
| Preapproval Denied by Financial Institution | 5 | $718,000 | $143,000 | $222,000 | $141,000 | $468,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 109 | $9,283,000 | $85,000 | $314,000 | $81,000 | $1,343,000 |
| Other | 99 | $9,790,000 | $98,000 | $400,000 | $64,000 | $172,000 |
| Debt-To-Income Ratio | 64 | $4,701,000 | $73,000 | $500,000 | $62,000 | $235,000 |
| Collateral | 9 | $1,339,000 | $148,000 | $310,000 | $87,000 | $160,000 |
| Employment History | 3 | $239,000 | $79,000 | $150,000 | $25,000 | $39,000 |
| Unverifiable Information | 1 | $115,000 | $115,000 | $115,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chartway Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chartway Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.