Chase Manhattan Bank USA, NA Mortgage Lending & HMDA Data, 2006
In 2006, Chase Manhattan Bank USA, NA of Newark, DE reported 127,534 mortgage applications totaling $20.1 billion, up 10% from 2005. The average application was for $157,267, and applicants reported an average income of $79,425. 45% of its applications resulted in an originated loan and 53% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (6,033), Miami-Miami Beach-Kendall, FL (5,838) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (3,715) (applications in parentheses).
| Mortgage Company & Address | Chase Manhattan Bank USA, NA 200 White Clay Center Dr Newark, DE 19711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 127,534 |
| Total Mortgage Loan Application Amount | $20,056,932,000 |
| Average Mortgage Loan Application Amount | $157,267 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $79,425 |
| Highest Applicant Income | $9,088,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chase Manhattan Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 6,033 | $ 1,046,595,000 | $ 173,478 | $ 78,000 |
| Miami-Miami Beach-Kendall, FL | 5,838 | $ 1,031,784,000 | $ 176,735 | $ 92,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3,715 | $ 653,249,000 | $ 175,840 | $ 87,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,125 | $ 566,454,000 | $ 181,265 | $ 86,000 |
| St. Louis, MO-IL | 2,984 | $ 357,618,000 | $ 119,845 | $ 62,502 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,977 | $ 684,415,000 | $ 229,900 | $ 91,300 |
| Tampa-St. Petersburg-Clearwater, FL | 2,834 | $ 418,531,000 | $ 147,682 | $ 84,000 |
| Riverside-San Bernardino-Ontario, CA | 2,671 | $ 629,800,000 | $ 235,791 | $ 94,000 |
| Orlando-Kissimmee, FL | 2,609 | $ 403,010,000 | $ 154,469 | $ 76,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,571 | $ 745,856,000 | $ 290,103 | $ 109,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,499 | $ 356,683,000 | $ 142,730 | $ 78,000 |
| Philadelphia, PA | 2,341 | $ 303,233,000 | $ 129,531 | $ 70,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,134 | $ 377,837,000 | $ 177,055 | $ 80,874 |
| Newark-Union, NJ-PA | 2,011 | $ 456,850,000 | $ 227,175 | $ 99,146 |
| Detroit-Livonia-Dearborn, MI | 1,973 | $ 184,598,000 | $ 93,562 | $ 60,000 |
| Baltimore-Towson, MD | 1,674 | $ 279,575,000 | $ 167,010 | $ 74,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,530 | $ 297,243,000 | $ 194,276 | $ 94,000 |
| Edison, NJ | 1,513 | $ 344,900,000 | $ 227,957 | $ 106,000 |
| Warren-Troy-Farmington Hills, MI | 1,281 | $ 202,056,000 | $ 157,733 | $ 83,000 |
| New York-White Plains-Wayne, NY-NJ | 1,263 | $ 340,095,000 | $ 269,275 | $ 122,900 |
| Cleveland-Elyria-Mentor, OH | 1,134 | $ 127,915,000 | $ 112,799 | $ 71,000 |
| Camden, NJ | 1,003 | $ 160,041,000 | $ 159,562 | $ 80,000 |
| Milwaukee-Waukesha-West Allis, WI | 994 | $ 142,242,000 | $ 143,100 | $ 71,000 |
| Cape Coral-Fort Myers, FL | 988 | $ 165,678,000 | $ 167,690 | $ 93,000 |
| Providence-New Bedford-Fall River, RI-MA | 979 | $ 200,234,000 | $ 204,529 | $ 77,879 |
| Denver-Aurora, CO | 963 | $ 162,327,000 | $ 168,563 | $ 94,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 961 | $ 148,480,000 | $ 154,505 | $ 70,109 |
| Cincinnati-Middletown, OH-KY-IN | 934 | $ 116,047,000 | $ 124,247 | $ 72,255 |
| Jacksonville, FL | 928 | $ 125,619,000 | $ 135,365 | $ 73,000 |
| Columbus, OH | 887 | $ 110,674,000 | $ 124,773 | $ 77,000 |
| Indianapolis-Carmel, IN | 870 | $ 95,111,000 | $ 109,322 | $ 69,000 |
| Kansas City, MO-KS | 816 | $ 101,105,000 | $ 123,903 | $ 72,508 |
| Pittsburgh, PA | 811 | $ 74,707,000 | $ 92,117 | $ 68,000 |
| Richmond, VA | 786 | $ 109,949,000 | $ 139,884 | $ 69,000 |
| Nashville-Davidson--Murfreesboro, TN | 712 | $ 86,796,000 | $ 121,904 | $ 71,000 |
| Tucson, AZ | 706 | $ 100,256,000 | $ 142,005 | $ 70,000 |
| Port St. Lucie-Fort Pierce, FL | 674 | $ 107,521,000 | $ 159,526 | $ 84,000 |
| New Orleans-Metairie-Kenner, LA | 654 | $ 80,958,000 | $ 123,788 | $ 78,000 |
| Oakland-Fremont-Hayward, CA | 639 | $ 190,278,000 | $ 297,774 | $ 137,000 |
| Seattle-Bellevue-Everett, WA | 627 | $ 141,105,000 | $ 225,047 | $ 97,000 |
| Las Vegas-Paradise, NV | 621 | $ 132,921,000 | $ 214,043 | $ 90,000 |
| Portland-Vancouver-Beaverton, OR-WA | 619 | $ 115,888,000 | $ 187,218 | $ 83,941 |
| Lakeland, FL | 615 | $ 76,377,000 | $ 124,190 | $ 71,000 |
| Bridgeport-Stamford-Norwalk, CT | 606 | $ 147,079,000 | $ 242,704 | $ 111,000 |
| Wilmington, DE-MD-NJ | 599 | $ 95,010,000 | $ 158,614 | $ 74,228 |
| Gary, IN | 583 | $ 63,834,000 | $ 109,492 | $ 68,000 |
| Charlotte-Gastonia-Concord, NC-SC | 570 | $ 73,193,000 | $ 128,408 | $ 72,542 |
| Sarasota-Bradenton-Venice, FL | 570 | $ 99,652,000 | $ 174,828 | $ 91,000 |
| Baton Rouge, LA | 549 | $ 59,634,000 | $ 108,622 | $ 69,000 |
| Palm Bay-Melbourne-Titusville, FL | 548 | $ 78,845,000 | $ 143,877 | $ 76,000 |
| Hartford-West Hartford-East Hartford, CT | 540 | $ 90,149,000 | $ 166,942 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 537 | $ 79,189,000 | $ 147,465 | $ 68,000 |
| Louisville-Jefferson County, KY-IN | 529 | $ 59,028,000 | $ 111,584 | $ 61,786 |
| Tulsa, OK | 527 | $ 46,441,000 | $ 88,123 | $ 63,000 |
| New Haven-Milford, CT | 520 | $ 90,501,000 | $ 174,040 | $ 81,000 |
| Boston-Quincy, MA | 519 | $ 122,519,000 | $ 236,067 | $ 94,000 |
| Birmingham-Hoover, AL | 498 | $ 48,815,000 | $ 98,022 | $ 58,000 |
| Santa Ana-Anaheim-Irvine, CA | 496 | $ 149,050,000 | $ 300,504 | $ 137,000 |
| Memphis, TN-MS-AR | 465 | $ 48,338,000 | $ 103,952 | $ 65,524 |
| Sacramento--Arden-Arcade--Roseville, CA | 462 | $ 111,276,000 | $ 240,857 | $ 89,000 |
| Bethesda-Gaithersburg-Frederick, MD | 446 | $ 109,558,000 | $ 245,645 | $ 104,000 |
| Houston-Sugar Land-Baytown, TX | 431 | $ 50,633,000 | $ 117,477 | $ 104,000 |
| Oklahoma City, OK | 428 | $ 41,683,000 | $ 97,390 | $ 70,000 |
| Knoxville, TN | 414 | $ 41,268,000 | $ 99,681 | $ 56,000 |
| Bakersfield, CA | 413 | $ 70,628,000 | $ 171,012 | $ 80,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 379 | $ 56,664,000 | $ 149,509 | $ 78,480 |
| Flint, MI | 363 | $ 31,187,000 | $ 85,914 | $ 58,000 |
| Lake County-Kenosha County, IL-WI | 360 | $ 71,645,000 | $ 199,013 | $ 96,697 |
| Ocala, FL | 360 | $ 45,660,000 | $ 126,833 | $ 72,000 |
| Jackson, MS | 356 | $ 31,979,000 | $ 89,828 | $ 57,000 |
| Akron, OH | 350 | $ 39,864,000 | $ 113,897 | $ 73,000 |
| Cambridge-Newton-Framingham, MA | 349 | $ 94,176,000 | $ 269,845 | $ 96,000 |
| Tacoma, WA | 346 | $ 62,210,000 | $ 179,797 | $ 84,000 |
| San Diego-Carlsbad-San Marcos, CA | 343 | $ 99,196,000 | $ 289,201 | $ 100,000 |
| Albuquerque, NM | 339 | $ 48,825,000 | $ 144,026 | $ 72,000 |
| Atlantic City, NJ | 316 | $ 52,916,000 | $ 167,455 | $ 82,000 |
| Dayton, OH | 315 | $ 32,452,000 | $ 103,022 | $ 61,000 |
| Colorado Springs, CO | 296 | $ 46,575,000 | $ 157,347 | $ 96,000 |
| Naples-Marco Island, FL | 275 | $ 56,992,000 | $ 207,243 | $ 113,000 |
| Stockton, CA | 274 | $ 69,736,000 | $ 254,510 | $ 109,000 |
| Youngstown-Warren-Boardman, OH-PA | 261 | $ 23,171,000 | $ 88,777 | $ 53,597 |
| Pensacola-Ferry Pass-Brent, FL | 260 | $ 31,564,000 | $ 121,400 | $ 60,000 |
| Shreveport-Bossier City, LA | 260 | $ 23,315,000 | $ 89,673 | $ 59,000 |
| Grand Rapids-Wyoming, MI | 256 | $ 28,143,000 | $ 109,933 | $ 63,000 |
| Essex County, MA | 252 | $ 57,954,000 | $ 229,976 | $ 107,000 |
| Dallas-Plano-Irving, TX | 251 | $ 31,724,000 | $ 126,390 | $ 105,000 |
| Little Rock-North Little Rock, AR | 251 | $ 23,191,000 | $ 92,394 | $ 68,000 |
| Raleigh-Cary, NC | 247 | $ 34,031,000 | $ 137,777 | $ 84,000 |
| Trenton-Ewing, NJ | 247 | $ 40,782,000 | $ 165,109 | $ 88,000 |
| Mobile, AL | 246 | $ 24,407,000 | $ 99,215 | $ 64,000 |
| Portland-South Portland-Biddeford, ME | 246 | $ 43,916,000 | $ 178,520 | $ 84,000 |
| Worcester, MA | 243 | $ 50,907,000 | $ 209,493 | $ 86,000 |
| Salt Lake City, UT | 237 | $ 38,414,000 | $ 162,084 | $ 85,000 |
| Fresno, CA | 231 | $ 42,958,000 | $ 185,965 | $ 82,000 |
| Scranton--Wilkes-Barre, PA | 215 | $ 35,011,000 | $ 162,841 | $ 64,000 |
| Charleston, WV | 214 | $ 18,890,000 | $ 88,271 | $ 58,000 |
| Lansing-East Lansing, MI | 209 | $ 24,810,000 | $ 118,708 | $ 69,000 |
| Hagerstown-Martinsburg, MD-WV | 196 | $ 33,640,000 | $ 171,632 | $ 66,316 |
| Toledo, OH | 196 | $ 20,746,000 | $ 105,846 | $ 62,000 |
| Punta Gorda, FL | 193 | $ 32,048,000 | $ 166,051 | $ 93,000 |
| Columbia, SC | 190 | $ 23,142,000 | $ 121,800 | $ 77,000 |
| Prescott, AZ | 184 | $ 26,399,000 | $ 143,472 | $ 67,000 |
| Springfield, MA | 184 | $ 25,911,000 | $ 140,820 | $ 74,000 |
| Tallahassee, FL | 182 | $ 23,125,000 | $ 127,060 | $ 77,000 |
| Reading, PA | 180 | $ 22,451,000 | $ 124,727 | $ 65,000 |
| Canton-Massillon, OH | 179 | $ 18,391,000 | $ 102,743 | $ 65,000 |
| Chattanooga, TN-GA | 177 | $ 19,947,000 | $ 112,694 | $ 75,141 |
| Vallejo-Fairfield, CA | 176 | $ 49,563,000 | $ 281,607 | $ 117,000 |
| Visalia-Porterville, CA | 173 | $ 29,947,000 | $ 173,104 | $ 76,000 |
| Boise City-Nampa, ID | 170 | $ 24,187,000 | $ 142,276 | $ 70,000 |
| Modesto, CA | 170 | $ 39,110,000 | $ 230,058 | $ 90,000 |
| Augusta-Richmond County, GA-SC | 169 | $ 18,490,000 | $ 109,408 | $ 69,502 |
| Gainesville, FL | 169 | $ 20,047,000 | $ 118,621 | $ 68,000 |
| Greenville, SC | 169 | $ 18,081,000 | $ 106,988 | $ 62,000 |
| Rockingham County-Strafford County, NH | 169 | $ 34,024,000 | $ 201,325 | $ 108,000 |
| Rockford, IL | 168 | $ 17,659,000 | $ 105,113 | $ 77,000 |
| Manchester-Nashua, NH | 165 | $ 31,156,000 | $ 188,824 | $ 95,000 |
| Huntington-Ashland, WV-KY-OH | 157 | $ 12,827,000 | $ 81,700 | $ 48,191 |
| Madison, WI | 157 | $ 25,256,000 | $ 160,866 | $ 85,000 |
| Montgomery, AL | 157 | $ 14,097,000 | $ 89,789 | $ 52,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 148 | $ 17,438,000 | $ 117,824 | $ 67,972 |
| Kingsport-Bristol-Bristol, TN-VA | 148 | $ 12,425,000 | $ 83,952 | $ 57,581 |
| San Jose-Sunnyvale-Santa Clara, CA | 148 | $ 45,602,000 | $ 308,121 | $ 129,000 |
| South Bend-Mishawaka, IN-MI | 145 | $ 13,332,000 | $ 91,944 | $ 58,296 |
| Springfield, MO | 144 | $ 14,729,000 | $ 102,284 | $ 61,000 |
| Greensboro-High Point, NC | 143 | $ 15,761,000 | $ 110,216 | $ 65,000 |
| Harrisburg-Carlisle, PA | 143 | $ 15,548,000 | $ 108,727 | $ 63,000 |
| Charleston-North Charleston, SC | 142 | $ 21,812,000 | $ 153,605 | $ 80,000 |
| San Antonio, TX | 140 | $ 13,894,000 | $ 99,242 | $ 82,000 |
| Lexington-Fayette, KY | 137 | $ 17,087,000 | $ 124,722 | $ 82,000 |
| Sebastian-Vero Beach, FL | 135 | $ 21,426,000 | $ 158,711 | $ 81,000 |
| Greeley, CO | 134 | $ 22,663,000 | $ 169,126 | $ 88,000 |
| Vineland-Millville-Bridgeton, NJ | 131 | $ 17,328,000 | $ 132,274 | $ 71,000 |
| Wilmington, NC | 128 | $ 18,994,000 | $ 148,390 | $ 74,000 |
| Fort Wayne, IN | 127 | $ 11,654,000 | $ 91,763 | $ 66,000 |
| Salem, OR | 126 | $ 18,484,000 | $ 146,698 | $ 81,000 |
| York-Hanover, PA | 126 | $ 18,765,000 | $ 148,928 | $ 64,000 |
| Fort Worth-Arlington, TX | 124 | $ 12,656,000 | $ 102,064 | $ 78,000 |
| Spokane, WA | 123 | $ 15,698,000 | $ 127,626 | $ 59,000 |
| Dover, DE | 121 | $ 17,805,000 | $ 147,148 | $ 73,000 |
| Green Bay, WI | 119 | $ 13,699,000 | $ 115,117 | $ 67,000 |
| Norwich-New London, CT | 118 | $ 22,317,000 | $ 189,127 | $ 95,000 |
| Houma-Bayou Cane-Thibodaux, LA | 117 | $ 11,065,000 | $ 94,572 | $ 59,000 |
| Peoria, IL | 115 | $ 10,419,000 | $ 90,600 | $ 63,000 |
| Lafayette, LA | 114 | $ 11,765,000 | $ 103,201 | $ 66,000 |
| Yuma, AZ | 112 | $ 14,463,000 | $ 129,133 | $ 64,000 |
| Huntsville, AL | 111 | $ 11,091,000 | $ 99,918 | $ 54,000 |
| Muskegon-Norton Shores, MI | 111 | $ 7,818,000 | $ 70,432 | $ 53,000 |
| Reno-Sparks, NV | 111 | $ 21,436,000 | $ 193,117 | $ 71,000 |
| Wichita, KS | 111 | $ 11,168,000 | $ 100,612 | $ 69,000 |
| Hickory-Lenoir-Morganton, NC | 110 | $ 10,636,000 | $ 96,690 | $ 59,000 |
| San Francisco-San Mateo-Redwood City, CA | 110 | $ 38,559,000 | $ 350,536 | $ 142,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 109 | $ 33,299,000 | $ 305,495 | $ 114,000 |
| Asheville, NC | 107 | $ 16,211,000 | $ 151,504 | $ 83,000 |
| Columbus, GA-AL | 106 | $ 10,854,000 | $ 102,396 | $ 51,886 |
| Fort Collins-Loveland, CO | 106 | $ 21,865,000 | $ 206,273 | $ 91,000 |
| Roanoke, VA | 106 | $ 11,391,000 | $ 107,462 | $ 65,000 |
| Fayetteville, NC | 105 | $ 9,795,000 | $ 93,285 | $ 57,000 |
| Racine, WI | 105 | $ 14,955,000 | $ 142,428 | $ 64,000 |
| Lake Charles, LA | 104 | $ 9,066,000 | $ 87,173 | $ 61,000 |
| Omaha-Council Bluffs, NE-IA | 103 | $ 11,465,000 | $ 111,310 | $ 66,922 |
| Kalamazoo-Portage, MI | 102 | $ 10,833,000 | $ 106,205 | $ 97,000 |
| Gulfport-Biloxi, MS | 101 | $ 12,047,000 | $ 119,277 | $ 62,000 |
| Niles-Benton Harbor, MI | 101 | $ 10,189,000 | $ 100,881 | $ 83,000 |
| Monroe, LA | 100 | $ 8,592,000 | $ 85,920 | $ 55,000 |
| Salisbury, MD | 99 | $ 13,466,000 | $ 136,020 | $ 62,000 |
| Ann Arbor, MI | 97 | $ 17,033,000 | $ 175,597 | $ 88,000 |
| Appleton, WI | 96 | $ 11,577,000 | $ 120,593 | $ 68,000 |
| Bremerton-Silverdale, WA | 96 | $ 15,686,000 | $ 163,395 | $ 66,000 |
| Ogden-Clearfield, UT | 96 | $ 13,068,000 | $ 136,125 | $ 78,000 |
| Fort Smith, AR-OK | 95 | $ 8,520,000 | $ 89,684 | $ 66,526 |
| Duluth, MN-WI | 93 | $ 11,201,000 | $ 120,440 | $ 73,000 |
| Fort Walton Beach-Crestview-Destin, FL | 93 | $ 15,117,000 | $ 162,548 | $ 103,000 |
| Ocean City, NJ | 93 | $ 18,821,000 | $ 202,376 | $ 112,000 |
| Weirton-Steubenville, WV-OH | 92 | $ 6,757,000 | $ 73,445 | $ 54,739 |
| Clarksville, TN-KY | 91 | $ 8,659,000 | $ 95,153 | $ 67,307 |
| Macon, GA | 91 | $ 8,886,000 | $ 97,648 | $ 65,000 |
| Durham, NC | 89 | $ 11,178,000 | $ 125,595 | $ 74,000 |
| Olympia, WA | 89 | $ 14,964,000 | $ 168,134 | $ 87,000 |
| Saginaw-Saginaw Township North, MI | 89 | $ 7,584,000 | $ 85,213 | $ 50,000 |
| Lancaster, PA | 88 | $ 12,406,000 | $ 140,977 | $ 81,000 |
| Morristown, TN | 88 | $ 8,637,000 | $ 98,147 | $ 48,000 |
| Panama City-Lynn Haven, FL | 87 | $ 11,574,000 | $ 133,034 | $ 77,000 |
| Redding, CA | 87 | $ 16,274,000 | $ 187,057 | $ 67,000 |
| Chico, CA | 85 | $ 15,679,000 | $ 184,458 | $ 76,000 |
| Merced, CA | 83 | $ 20,571,000 | $ 247,843 | $ 88,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 83 | $ 12,087,000 | $ 145,626 | $ 92,000 |
| Joplin, MO | 82 | $ 7,656,000 | $ 93,365 | $ 59,000 |
| Savannah, GA | 82 | $ 9,879,000 | $ 120,475 | $ 68,000 |
| Wheeling, WV-OH | 82 | $ 6,183,000 | $ 75,402 | $ 52,195 |
| Eugene-Springfield, OR | 79 | $ 12,809,000 | $ 162,139 | $ 78,000 |
| Springfield, IL | 77 | $ 6,690,000 | $ 86,883 | $ 87,000 |
| Battle Creek, MI | 75 | $ 7,132,000 | $ 95,093 | $ 53,000 |
| Jackson, MI | 75 | $ 8,814,000 | $ 117,520 | $ 52,000 |
| Mansfield, OH | 75 | $ 7,892,000 | $ 105,226 | $ 57,000 |
| Elkhart-Goshen, IN | 74 | $ 7,187,000 | $ 97,121 | $ 50,000 |
| Johnson City, TN | 74 | $ 7,237,000 | $ 97,797 | $ 57,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 74 | $ 6,479,000 | $ 87,554 | $ 51,972 |
| Winston-Salem, NC | 74 | $ 7,642,000 | $ 103,270 | $ 59,000 |
| Pascagoula, MS | 72 | $ 7,362,000 | $ 102,250 | $ 54,000 |
| Alexandria, LA | 70 | $ 6,525,000 | $ 93,214 | $ 53,000 |
| Barnstable Town, MA | 69 | $ 15,374,000 | $ 222,811 | $ 93,000 |
| Lynchburg, VA | 69 | $ 7,019,000 | $ 101,724 | $ 51,000 |
| Flagstaff, AZ | 67 | $ 13,175,000 | $ 196,641 | $ 99,000 |
| Winchester, VA-WV | 67 | $ 11,702,000 | $ 174,656 | $ 67,179 |
| Yuba City, CA | 67 | $ 14,100,000 | $ 210,447 | $ 83,000 |
| Michigan City-La Porte, IN | 65 | $ 7,034,000 | $ 108,215 | $ 72,000 |
| Austin-Round Rock, TX | 64 | $ 8,793,000 | $ 137,390 | $ 93,000 |
| Oshkosh-Neenah, WI | 64 | $ 7,445,000 | $ 116,328 | $ 59,000 |
| Santa Fe, NM | 63 | $ 12,995,000 | $ 206,269 | $ 100,000 |
| Bend, OR | 62 | $ 10,659,000 | $ 171,919 | $ 91,000 |
| Dothan, AL | 62 | $ 5,936,000 | $ 95,741 | $ 66,000 |
| Madera, CA | 62 | $ 12,921,000 | $ 208,403 | $ 100,000 |
| Spartanburg, SC | 62 | $ 6,038,000 | $ 97,387 | $ 57,000 |
| Champaign-Urbana, IL | 61 | $ 6,634,000 | $ 108,754 | $ 71,000 |
| Davenport-Moline-Rock Island, IA-IL | 61 | $ 5,688,000 | $ 93,245 | $ 64,163 |
| Provo-Orem, UT | 61 | $ 11,608,000 | $ 190,295 | $ 88,000 |
| Topeka, KS | 60 | $ 6,350,000 | $ 105,833 | $ 165,000 |
| Boulder, CO | 59 | $ 11,388,000 | $ 193,016 | $ 117,000 |
| Kankakee-Bradley, IL | 59 | $ 7,012,000 | $ 118,847 | $ 77,000 |
| Tuscaloosa, AL | 59 | $ 6,604,000 | $ 111,932 | $ 61,000 |
| Anderson, IN | 57 | $ 4,982,000 | $ 87,403 | $ 186,000 |
| Bangor, ME | 57 | $ 6,503,000 | $ 114,087 | $ 126,000 |
| Pine Bluff, AR | 57 | $ 3,779,000 | $ 66,298 | $ 52,000 |
| St. Joseph, MO-KS | 57 | $ 5,298,000 | $ 92,947 | $ 50,912 |
| Blacksburg-Christiansburg-Radford, VA | 56 | $ 7,711,000 | $ 137,696 | $ 71,000 |
| Bloomington, IN | 56 | $ 6,432,000 | $ 114,857 | $ 74,000 |
| Cumberland, MD-WV | 56 | $ 4,733,000 | $ 84,517 | $ 58,000 |
| Medford, OR | 56 | $ 11,529,000 | $ 205,875 | $ 103,000 |
| Santa Rosa-Petaluma, CA | 56 | $ 19,020,000 | $ 339,642 | $ 148,000 |
| Anniston-Oxford, AL | 55 | $ 4,722,000 | $ 85,854 | $ 49,000 |
| Las Cruces, NM | 55 | $ 5,993,000 | $ 108,963 | $ 77,000 |
| Lima, OH | 55 | $ 4,729,000 | $ 85,981 | $ 59,000 |
| Charlottesville, VA | 54 | $ 9,067,000 | $ 167,907 | $ 82,000 |
| Coeur D'Alene, ID | 54 | $ 8,880,000 | $ 164,444 | $ 71,000 |
| Holland-Grand Haven, MI | 54 | $ 7,163,000 | $ 132,648 | $ 62,000 |
| Rocky Mount, NC | 54 | $ 4,383,000 | $ 81,166 | $ 54,000 |
| Elizabethtown, KY | 52 | $ 6,048,000 | $ 116,307 | $ 59,000 |
| Eau Claire, WI | 51 | $ 6,940,000 | $ 136,078 | $ 77,000 |
| Janesville, WI | 51 | $ 5,546,000 | $ 108,745 | $ 70,000 |
| Des Moines-West Des Moines, IA | 50 | $ 4,969,000 | $ 99,380 | $ 76,000 |
| Jefferson City, MO | 50 | $ 4,358,000 | $ 87,160 | $ 67,000 |
| Gainesville, GA | 49 | $ 6,187,000 | $ 126,265 | $ 55,000 |
| St. Cloud, MN | 49 | $ 7,671,000 | $ 156,551 | $ 80,000 |
| Yakima, WA | 49 | $ 5,756,000 | $ 117,469 | $ 72,000 |
| Anderson, SC | 48 | $ 5,214,000 | $ 108,625 | $ 89,000 |
| Erie, PA | 48 | $ 3,882,000 | $ 80,875 | $ 60,000 |
| Pueblo, CO | 47 | $ 4,536,000 | $ 96,510 | $ 53,000 |
| Decatur, AL | 46 | $ 4,105,000 | $ 89,239 | $ 53,000 |
| Jonesboro, AR | 46 | $ 4,171,000 | $ 90,673 | $ 56,000 |
| Kennewick-Richland-Pasco, WA | 46 | $ 5,080,000 | $ 110,434 | $ 63,000 |
| Gadsden, AL | 45 | $ 4,330,000 | $ 96,222 | $ 72,000 |
| Springfield, OH | 45 | $ 4,643,000 | $ 103,177 | $ 61,000 |
| Hattiesburg, MS | 44 | $ 4,628,000 | $ 105,181 | $ 62,000 |
| Monroe, MI | 44 | $ 6,141,000 | $ 139,568 | $ 67,000 |
| Albany, GA | 43 | $ 4,540,000 | $ 105,581 | $ 55,000 |
| Decatur, IL | 43 | $ 3,254,000 | $ 75,674 | $ 62,000 |
| Grand Junction, CO | 43 | $ 8,401,000 | $ 195,372 | $ 166,000 |
| Terre Haute, IN | 43 | $ 3,859,000 | $ 89,744 | $ 62,000 |
| Wausau, WI | 43 | $ 4,472,000 | $ 104,000 | $ 60,000 |
| El Centro, CA | 42 | $ 7,234,000 | $ 172,238 | $ 68,000 |
| Lafayette, IN | 42 | $ 5,341,000 | $ 127,166 | $ 64,000 |
| Auburn-Opelika, AL | 41 | $ 4,006,000 | $ 97,707 | $ 63,000 |
| Dalton, GA | 41 | $ 4,656,000 | $ 113,560 | $ 54,000 |
| Jacksonville, NC | 41 | $ 6,014,000 | $ 146,682 | $ 83,000 |
| Muncie, IN | 41 | $ 3,087,000 | $ 75,292 | $ 54,000 |
| McAllen-Edinburg-Mission, TX | 40 | $ 3,761,000 | $ 94,025 | $ 64,000 |
| Bloomington-Normal, IL | 39 | $ 3,978,000 | $ 102,000 | $ 93,000 |
| Evansville, IN-KY | 39 | $ 3,638,000 | $ 93,282 | $ 60,205 |
| Athens-Clarke County, GA | 38 | $ 4,789,000 | $ 126,026 | $ 76,000 |
| Mount Vernon-Anacortes, WA | 38 | $ 6,378,000 | $ 167,842 | $ 67,000 |
| Columbia, MO | 37 | $ 3,869,000 | $ 104,567 | $ 63,000 |
| Danville, VA | 37 | $ 3,053,000 | $ 82,513 | $ 47,000 |
| El Paso, TX | 37 | $ 3,330,000 | $ 90,000 | $ 123,000 |
| Farmington, NM | 37 | $ 5,096,000 | $ 137,729 | $ 112,000 |
| Hanford-Corcoran, CA | 37 | $ 6,096,000 | $ 164,756 | $ 69,000 |
| Hot Springs, AR | 37 | $ 4,265,000 | $ 115,270 | $ 73,000 |
| Lebanon, PA | 37 | $ 5,152,000 | $ 139,243 | $ 77,000 |
| Rochester, MN | 37 | $ 5,540,000 | $ 149,729 | $ 61,000 |
| Greenville, NC | 36 | $ 3,848,000 | $ 106,888 | $ 67,000 |
| Salinas, CA | 36 | $ 12,805,000 | $ 355,694 | $ 335,000 |
| San Luis Obispo-Paso Robles, CA | 36 | $ 9,552,000 | $ 265,333 | $ 91,000 |
| Corpus Christi, TX | 35 | $ 3,160,000 | $ 90,285 | $ 66,000 |
| Florence, SC | 35 | $ 3,721,000 | $ 106,314 | $ 53,000 |
| Fond Du Lac, WI | 35 | $ 4,553,000 | $ 130,085 | $ 57,000 |
| Santa Barbara-Santa Maria, CA | 35 | $ 9,440,000 | $ 269,714 | $ 111,000 |
| Longview, WA | 34 | $ 4,601,000 | $ 135,323 | $ 65,000 |
| Morgantown, WV | 34 | $ 3,746,000 | $ 110,176 | $ 67,000 |
| Sheboygan, WI | 34 | $ 4,981,000 | $ 146,500 | $ 104,000 |
| Florence-Muscle Shoals, AL | 32 | $ 2,949,000 | $ 92,156 | $ 49,000 |
| Rome, GA | 32 | $ 3,628,000 | $ 113,375 | $ 68,000 |
| Warner Robins, GA | 32 | $ 3,193,000 | $ 99,781 | $ 60,000 |
| Cleveland, TN | 31 | $ 2,537,000 | $ 81,838 | $ 62,000 |
| St. George, UT | 31 | $ 5,141,000 | $ 165,838 | $ 71,000 |
| Valdosta, GA | 31 | $ 4,029,000 | $ 129,967 | $ 77,000 |
| Altoona, PA | 30 | $ 2,347,000 | $ 78,233 | $ 50,000 |
| Kokomo, IN | 29 | $ 3,163,000 | $ 109,068 | $ 79,000 |
| Lewiston-Auburn, ME | 29 | $ 3,724,000 | $ 128,413 | $ 54,000 |
| Jackson, TN | 28 | $ 2,258,000 | $ 80,642 | $ 42,000 |
| Johnstown, PA | 28 | $ 1,678,000 | $ 59,928 | $ 50,000 |
| Pittsfield, MA | 28 | $ 3,907,000 | $ 139,535 | $ 112,000 |
| Bellingham, WA | 27 | $ 5,338,000 | $ 197,703 | $ 91,000 |
| Bay City, MI | 26 | $ 2,317,000 | $ 89,115 | $ 44,000 |
| Bowling Green, KY | 26 | $ 3,448,000 | $ 132,615 | $ 65,000 |
| Lawton, OK | 26 | $ 2,089,000 | $ 80,346 | $ 49,000 |
| Sumter, SC | 26 | $ 2,381,000 | $ 91,576 | $ 94,000 |
| Goldsboro, NC | 25 | $ 2,570,000 | $ 102,800 | $ 59,000 |
| Brunswick, GA | 24 | $ 3,002,000 | $ 125,083 | $ 86,000 |
| Beaumont-Port Arthur, TX | 23 | $ 2,300,000 | $ 100,000 | $ 61,000 |
| Lewiston, ID-WA | 23 | $ 2,333,000 | $ 101,434 | $ 70,695 |
| Waco, TX | 23 | $ 2,300,000 | $ 100,000 | $ 101,000 |
| Casper, WY | 22 | $ 2,617,000 | $ 118,954 | $ 71,000 |
| Cheyenne, WY | 22 | $ 2,551,000 | $ 115,954 | $ 50,000 |
| Hinesville-Fort Stewart, GA | 22 | $ 2,142,000 | $ 97,363 | $ 70,000 |
| Burlington-South Burlington, VT | 21 | $ 2,807,000 | $ 133,666 | $ 50,000 |
| La Crosse, WI-MN | 21 | $ 3,409,000 | $ 162,333 | $ 82,714 |
| Williamsport, PA | 21 | $ 1,889,000 | $ 89,952 | $ 45,000 |
| Danville, IL | 20 | $ 1,247,000 | $ 62,350 | $ 67,000 |
| Fargo, ND-MN | 20 | $ 2,385,000 | $ 119,250 | $ 66,800 |
| Grand Forks, ND-MN | 20 | $ 1,714,000 | $ 85,700 | $ 122,750 |
| Texarkana, Tx-Texarkana, AR | 20 | $ 1,485,000 | $ 74,250 | $ 47,000 |
| Lincoln, NE | 18 | $ 2,028,000 | $ 112,666 | $ 73,000 |
| Sandusky, OH | 18 | $ 2,208,000 | $ 122,666 | $ 107,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 4,833,000 | $ 284,294 | $ 96,000 |
| Harrisonburg, VA | 16 | $ 2,308,000 | $ 144,250 | $ 53,000 |
| Pocatello, ID | 16 | $ 1,974,000 | $ 123,375 | $ 74,000 |
| Wenatchee, WA | 16 | $ 2,622,000 | $ 163,875 | $ 68,000 |
| Billings, MT | 15 | $ 1,870,000 | $ 124,666 | $ 112,000 |
| Idaho Falls, ID | 15 | $ 1,630,000 | $ 108,666 | $ 52,000 |
| Missoula, MT | 15 | $ 2,430,000 | $ 162,000 | $ 62,000 |
| Sioux Falls, SD | 15 | $ 1,896,000 | $ 126,400 | $ 293,000 |
| Brownsville-Harlingen, TX | 14 | $ 1,709,000 | $ 122,071 | $ 108,000 |
| Lawrence, KS | 14 | $ 2,130,000 | $ 152,142 | $ 76,000 |
| State College, PA | 14 | $ 1,656,000 | $ 118,285 | $ 62,000 |
| Burlington, NC | 13 | $ 2,016,000 | $ 155,076 | $ 59,000 |
| Honolulu, HI | 13 | $ 4,110,000 | $ 316,153 | $ 126,000 |
| Killeen-Temple-Fort Hood, TX | 13 | $ 1,203,000 | $ 92,538 | $ 73,000 |
| Laredo, TX | 13 | $ 1,795,000 | $ 138,076 | $ 73,000 |
| Longview, TX | 13 | $ 1,359,000 | $ 104,538 | $ 72,000 |
| Owensboro, KY | 13 | $ 1,171,000 | $ 90,076 | $ 50,000 |
| Bismarck, ND | 12 | $ 1,169,000 | $ 97,416 | $ 73,000 |
| Columbus, IN | 12 | $ 1,236,000 | $ 103,000 | $ 61,000 |
| Odessa, TX | 12 | $ 935,000 | $ 77,916 | $ 77,000 |
| Corvallis, OR | 11 | $ 1,681,000 | $ 152,818 | $ 61,000 |
| Napa, CA | 11 | $ 3,895,000 | $ 354,090 | $ 80,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 885,000 | $ 88,500 | $ 45,000 |
| Amarillo, TX | 9 | $ 820,000 | $ 91,111 | $ 76,000 |
| Logan, UT-ID | 9 | $ 1,420,000 | $ 157,777 | $ 62,777 |
| Sherman-Denison, TX | 9 | $ 508,000 | $ 56,444 | $ 39,000 |
| Carson City, NV | 8 | $ 1,876,000 | $ 234,500 | $ 70,000 |
| Cedar Rapids, IA | 8 | $ 1,514,000 | $ 189,250 | $ 112,000 |
| Wichita Falls, TX | 8 | $ 534,000 | $ 66,750 | $ 54,000 |
| Rapid City, SD | 7 | $ 625,000 | $ 89,285 | $ 50,000 |
| Tyler, TX | 7 | $ 533,000 | $ 76,142 | $ 49,000 |
| College Station-Bryan, TX | 6 | $ 491,000 | $ 81,833 | $ 87,000 |
| Iowa City, IA | 6 | $ 902,000 | $ 150,333 | $ 67,000 |
| Lubbock, TX | 6 | $ 20,257,000 | $ 3,376,166 | $ 48,000 |
| Midland, TX | 6 | $ 520,000 | $ 86,666 | $ 52,000 |
| Sioux City, IA-NE-SD | 4 | $ 315,000 | $ 78,750 | $ 64,500 |
| Victoria, TX | 4 | $ 239,000 | $ 59,750 | $ 62,000 |
| Abilene, TX | 3 | $ 175,000 | $ 58,333 | $ 55,000 |
| Great Falls, MT | 3 | $ 400,000 | $ 133,333 | $ 99,000 |
| San Angelo, TX | 3 | $ 276,000 | $ 92,000 | $ 70,000 |
| Ames, IA | 2 | $ 137,000 | $ 68,500 | $ 69,000 |
| Dubuque, IA | 2 | $ 162,000 | $ 81,000 | $ 32,000 |
| Nassau-Suffolk, NY | 2 | $ 134,000 | $ 67,000 | $ 118,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Elmira, NY | 1 | $ 245,000 | $ 245,000 | $ 250,000 |
| Utica-Rome, NY | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Chase Manhattan Bank USA, NA in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 91,621 | $14,883,464,000 | $162,000 | $20,000,000 | $75,000 | $9,088,000 |
| Home Purchase | 31,356 | $4,539,690,000 | $144,000 | $3,890,000 | $93,000 | $6,876,000 |
| Home Improvement | 4,557 | $633,778,000 | $139,000 | $1,600,000 | $75,000 | $2,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 56,304 | $8,611,150,000 | $152,000 | $20,000,000 | $80,000 | $7,200,000 |
| Black or African American | 23,630 | $3,309,864,000 | $140,000 | $3,890,000 | $67,000 | $3,600,000 |
| Not Provided | 22,199 | $3,537,176,000 | $159,000 | $12,500,000 | $83,000 | $7,864,000 |
| Hispanic | 21,968 | $3,954,824,000 | $180,000 | $9,852,000 | $84,000 | $9,088,000 |
| Asian | 2,260 | $456,576,000 | $202,000 | $1,260,000 | $113,000 | $6,000,000 |
| American Indian or Alaskan Native | 741 | $102,948,000 | $138,000 | $650,000 | $76,000 | $999,000 |
| Native Hawaiian or Other Pacific Islander | 432 | $84,394,000 | $195,000 | $650,000 | $93,000 | $1,562,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 127,534 | $20,056,932,000 | $157,000 | $20,000,000 | $80,000 | $9,088,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 67,501 | $10,464,860,000 | $155,000 | $20,000,000 | $79,000 | $9,088,000 |
| Loan Originated | 57,799 | $9,244,355,000 | $159,000 | $1,508,000 | $80,000 | $6,502,000 |
| Application Approved But Not Accepted | 1,126 | $190,040,000 | $168,000 | $1,132,000 | $80,000 | $1,179,000 |
| Application Withdrawn By Applicant | 1,070 | $152,794,000 | $142,000 | $10,001,000 | $87,000 | $6,271,000 |
| File Closed For Incompleteness | 38 | $4,883,000 | $128,000 | $425,000 | $62,000 | $284,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 44,334 | $6,796,184,000 | $153,000 | $1,636,000 | $80,000 | $9,088,000 |
| Collateral | 10,122 | $1,481,385,000 | $146,000 | $12,500,000 | $81,000 | $5,400,000 |
| Credit History | 5,127 | $788,314,000 | $153,000 | $9,852,000 | $75,000 | $2,655,000 |
| Debt-To-Income Ratio | 4,754 | $834,484,000 | $175,000 | $20,000,000 | $57,000 | $1,080,000 |
| Other | 1,812 | $324,256,000 | $178,000 | $1,223,000 | $98,000 | $3,000,000 |
| Unverifiable Information | 1,148 | $209,614,000 | $182,000 | $1,000,000 | $110,000 | $6,876,000 |
| Employment History | 163 | $23,953,000 | $146,000 | $650,000 | $68,000 | $780,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $6,670,000 | $162,000 | $499,000 | $71,000 | $162,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chase Manhattan Bank USA, NA's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chase Manhattan Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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