Chemical Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Chemical Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chemical Bank 333 E Main Street Midland, MI 48640 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 |
| Total Number of Mortgage Applications | 9,471 |
| Total Mortgage Loan Application Amount | $1,700,925,000 |
| Average Mortgage Loan Application Amount | $154,000 |
| Highest Mortgage Loan Application Amount | $45,955,000 |
| Average Applicant Income | $119,400 |
| Highest Applicant Income | $8,259,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Chemical Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chemical Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Chemical Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chemical Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Chemical Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chemical Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 770 | $ 251,520,000 | $ 326,000 | $ 199,000 |
| Kent County Michigan | 533 | $ 96,245,000 | $ 180,000 | $ 139,000 |
| Wayne County Michigan | 472 | $ 132,590,000 | $ 280,000 | $ 136,000 |
| Ottawa County Michigan | 344 | $ 61,920,000 | $ 180,000 | $ 118,000 |
| Macomb County Michigan | 290 | $ 49,340,000 | $ 170,000 | $ 94,000 |
| Grand Traverse County Michigan | 286 | $ 49,670,000 | $ 173,000 | $ 120,000 |
| Genesee County Michigan | 245 | $ 41,365,000 | $ 168,000 | $ 110,000 |
| Hamilton County Ohio | 240 | $ 58,790,000 | $ 244,000 | $ 143,000 |
| St. Clair County Michigan | 236 | $ 27,330,000 | $ 115,000 | $ 97,000 |
| Emmet County Michigan | 215 | $ 45,795,000 | $ 213,000 | $ 176,000 |
| Trumbull County Ohio | 207 | $ 14,395,000 | $ 69,000 | $ 67,000 |
| Allegan County Michigan | 185 | $ 29,835,000 | $ 161,000 | $ 110,000 |
| Mahoning County Ohio | 183 | $ 14,585,000 | $ 79,000 | $ 76,000 |
| Berrien County Michigan | 178 | $ 31,930,000 | $ 179,000 | $ 163,000 |
| Cuyahoga County Ohio | 151 | $ 17,215,000 | $ 114,000 | $ 124,000 |
| Bay County Michigan | 149 | $ 11,795,000 | $ 79,000 | $ 69,000 |
| Calhoun County Michigan | 147 | $ 11,625,000 | $ 79,000 | $ 65,000 |
| Midland County Michigan | 145 | $ 23,235,000 | $ 160,000 | $ 117,000 |
| Montgomery County Ohio | 142 | $ 28,090,000 | $ 197,000 | $ 144,000 |
| Wexford County Michigan | 119 | $ 11,435,000 | $ 96,000 | $ 87,000 |
| Roscommon County Michigan | 116 | $ 8,640,000 | $ 74,000 | $ 82,000 |
| Montcalm County Michigan | 112 | $ 12,440,000 | $ 111,000 | $ 81,000 |
| Lorain County Ohio | 111 | $ 11,725,000 | $ 105,000 | $ 92,000 |
| Leelanau County Michigan | 110 | $ 21,900,000 | $ 199,000 | $ 186,000 |
| Shelby County Tennessee | 109 | $ 7,295,000 | $ 66,000 | $ 129,000 |
| Gladwin County Michigan | 108 | $ 9,200,000 | $ 85,000 | $ 73,000 |
| Marion County Indiana | 104 | $ 8,700,000 | $ 83,000 | $ 135,000 |
| Kalamazoo County Michigan | 104 | $ 16,640,000 | $ 160,000 | $ 116,000 |
| Warren County Ohio | 95 | $ 28,765,000 | $ 302,000 | $ 170,000 |
| Van Buren County Michigan | 93 | $ 10,535,000 | $ 113,000 | $ 80,000 |
| Barry County Michigan | 90 | $ 12,600,000 | $ 140,000 | $ 111,000 |
| Huron County Michigan | 90 | $ 7,960,000 | $ 88,000 | $ 91,000 |
| Missaukee County Michigan | 89 | $ 8,395,000 | $ 94,000 | $ 88,000 |
| Ogemaw County Michigan | 85 | $ 7,075,000 | $ 83,000 | $ 68,000 |
| Washtenaw County Michigan | 84 | $ 29,610,000 | $ 352,000 | $ 215,000 |
| Tuscola County Michigan | 82 | $ 7,610,000 | $ 92,000 | $ 80,000 |
| Mecosta County Michigan | 81 | $ 7,825,000 | $ 96,000 | $ 87,000 |
| Clare County Michigan | 80 | $ 5,820,000 | $ 72,000 | $ 74,000 |
| Lapeer County Michigan | 80 | $ 14,170,000 | $ 177,000 | $ 105,000 |
| Saginaw County Michigan | 79 | $ 14,115,000 | $ 178,000 | $ 99,000 |
| Sanilac County Michigan | 78 | $ 6,910,000 | $ 88,000 | $ 67,000 |
| Livingston County Michigan | 77 | $ 17,205,000 | $ 223,000 | $ 138,000 |
| Charlevoix County Michigan | 71 | $ 17,215,000 | $ 242,000 | $ 166,000 |
| Shiawassee County Michigan | 71 | $ 6,215,000 | $ 87,000 | $ 61,000 |
| Butler County Ohio | 70 | $ 13,950,000 | $ 199,000 | $ 132,000 |
| Osceola County Michigan | 68 | $ 5,550,000 | $ 81,000 | $ 77,000 |
| Mason County Michigan | 67 | $ 9,945,000 | $ 148,000 | $ 92,000 |
| Otsego County Michigan | 66 | $ 7,830,000 | $ 118,000 | $ 99,000 |
| Iosco County Michigan | 65 | $ 4,965,000 | $ 76,000 | $ 77,000 |
| Antrim County Michigan | 59 | $ 9,785,000 | $ 165,000 | $ 116,000 |
| Benzie County Michigan | 55 | $ 9,055,000 | $ 164,000 | $ 138,000 |
| Newaygo County Michigan | 49 | $ 4,905,000 | $ 100,000 | $ 86,000 |
| Kalkaska County Michigan | 47 | $ 5,235,000 | $ 111,000 | $ 78,000 |
| Manistee County Michigan | 45 | $ 6,315,000 | $ 140,000 | $ 127,000 |
| Jackson County Missouri | 45 | $ 3,305,000 | $ 73,000 | $ 135,000 |
| Summit County Ohio | 45 | $ 5,765,000 | $ 128,000 | $ 71,000 |
| Greene County Ohio | 44 | $ 9,780,000 | $ 222,000 | $ 112,000 |
| Muskegon County Michigan | 40 | $ 8,150,000 | $ 203,000 | $ 124,000 |
| Gratiot County Michigan | 39 | $ 3,225,000 | $ 82,000 | $ 63,000 |
| Isabella County Michigan | 37 | $ 4,635,000 | $ 125,000 | $ 99,000 |
| Clermont County Ohio | 37 | $ 8,525,000 | $ 230,000 | $ 98,000 |
| Branch County Michigan | 35 | $ 2,945,000 | $ 84,000 | $ 80,000 |
| Franklin County Ohio | 32 | $ 5,180,000 | $ 161,000 | $ 111,000 |
| Portage County Ohio | 32 | $ 5,410,000 | $ 169,000 | $ 131,000 |
| Arenac County Michigan | 31 | $ 2,515,000 | $ 81,000 | $ 89,000 |
| Cass County Michigan | 30 | $ 2,500,000 | $ 83,000 | $ 95,000 |
| Jefferson County Alabama | 29 | $ 2,095,000 | $ 72,000 | $ 134,000 |
| Hillsdale County Michigan | 29 | $ 2,615,000 | $ 90,000 | $ 99,000 |
| Ionia County Michigan | 28 | $ 2,490,000 | $ 88,000 | $ 58,000 |
| Cook County Illinois | 26 | $ 12,470,000 | $ 479,000 | $ 342,000 |
| Cheboygan County Michigan | 25 | $ 5,885,000 | $ 235,000 | $ 146,000 |
| Crawford County Michigan | 24 | $ 2,130,000 | $ 88,000 | $ 87,000 |
| Jackson County Michigan | 21 | $ 2,205,000 | $ 105,000 | $ 68,000 |
| Lake County Michigan | 21 | $ 2,795,000 | $ 133,000 | $ 114,000 |
| Alcona County Michigan | 20 | $ 2,410,000 | $ 120,000 | $ 70,000 |
| Ingham County Michigan | 20 | $ 2,210,000 | $ 110,000 | $ 131,000 |
| Presque Isle County Michigan | 20 | $ 2,070,000 | $ 103,000 | $ 71,000 |
| Hamilton County Indiana | 19 | $ 7,485,000 | $ 393,000 | $ 188,000 |
| Lake County Indiana | 17 | $ 1,625,000 | $ 95,000 | $ 128,000 |
| Elkhart County Indiana | 16 | $ 1,690,000 | $ 105,000 | $ 129,000 |
| Montmorency County Michigan | 14 | $ 1,620,000 | $ 115,000 | $ 118,000 |
| Lucas County Ohio | 14 | $ 5,640,000 | $ 402,000 | $ 139,000 |
| Campbell County Kentucky | 13 | $ 4,755,000 | $ 365,000 | $ 153,000 |
| Oceana County Michigan | 13 | $ 2,805,000 | $ 215,000 | $ 108,000 |
| Pulaski County Arkansas | 12 | $ 930,000 | $ 77,000 | $ 126,000 |
| Lee County Florida | 12 | $ 6,140,000 | $ 511,000 | $ 306,000 |
| Oscoda County Michigan | 12 | $ 1,030,000 | $ 85,000 | $ 167,000 |
| St. Louis County Missouri | 11 | $ 1,465,000 | $ 133,000 | $ 100,000 |
| Lake County Ohio | 11 | $ 1,675,000 | $ 152,000 | $ 131,000 |
| Stark County Ohio | 11 | $ 985,000 | $ 89,000 | $ 55,000 |
| Collier County Florida | 10 | $ 4,470,000 | $ 447,000 | $ 380,000 |
| Alpena County Michigan | 10 | $ 680,000 | $ 68,000 | $ 60,000 |
| Campbell County Tennessee | 10 | $ 2,690,000 | $ 269,000 | $ 234,000 |
| Pinellas County Florida | 9 | $ 1,865,000 | $ 207,000 | $ 201,000 |
| St. Joseph County Indiana | 9 | $ 1,975,000 | $ 219,000 | $ 119,000 |
| Kenton County Kentucky | 9 | $ 1,815,000 | $ 201,000 | $ 109,000 |
| Clinton County Ohio | 9 | $ 1,515,000 | $ 168,000 | $ 62,000 |
| Los Angeles County California | 8 | $ 5,440,000 | $ 680,000 | $ 149,000 |
| Duval County Florida | 8 | $ 650,000 | $ 81,000 | $ 117,000 |
| Clinton County Michigan | 8 | $ 1,050,000 | $ 131,000 | $ 57,000 |
| Eaton County Michigan | 8 | $ 1,160,000 | $ 145,000 | $ 201,000 |
| Columbiana County Ohio | 8 | $ 900,000 | $ 112,000 | $ 58,000 |
| Medina County Ohio | 8 | $ 3,460,000 | $ 432,000 | $ 184,000 |
| Montgomery County Alabama | 7 | $ 315,000 | $ 45,000 | $ 94,000 |
| Orange County Florida | 7 | $ 1,515,000 | $ 216,000 | $ 143,000 |
| Palm Beach County Florida | 7 | $ 4,475,000 | $ 639,000 | $ 527,000 |
| Fulton County Georgia | 7 | $ 4,805,000 | $ 686,000 | $ 165,000 |
| DuPage County Illinois | 7 | $ 1,135,000 | $ 162,000 | $ 169,000 |
| Lake County Illinois | 7 | $ 3,405,000 | $ 486,000 | $ 608,000 |
| Lenawee County Michigan | 7 | $ 1,005,000 | $ 143,000 | $ 92,000 |
| Monroe County Michigan | 7 | $ 1,035,000 | $ 147,000 | $ 71,000 |
| King County Washington | 7 | $ 4,635,000 | $ 662,000 | $ 200,000 |
| Allen County Indiana | 6 | $ 2,050,000 | $ 341,000 | $ 296,000 |
| Miami County Ohio | 6 | $ 2,330,000 | $ 388,000 | $ 172,000 |
| Maricopa County Arizona | 5 | $ 1,435,000 | $ 287,000 | $ 138,000 |
| Santa Clara County California | 5 | $ 4,575,000 | $ 915,000 | $ 305,000 |
| Charlotte County Florida | 5 | $ 1,615,000 | $ 323,000 | $ 144,000 |
| Monroe County Florida | 5 | $ 1,695,000 | $ 339,000 | $ 158,000 |
| Boone County Kentucky | 5 | $ 1,075,000 | $ 215,000 | $ 68,000 |
| Chippewa County Michigan | 5 | $ 495,000 | $ 99,000 | $ 150,000 |
| Cumberland County North Carolina | 5 | $ 235,000 | $ 47,000 | $ 114,000 |
| Ashtabula County Ohio | 5 | $ 855,000 | $ 171,000 | $ 85,000 |
| Milwaukee County Wisconsin | 5 | $ 345,000 | $ 69,000 | $ 174,000 |
| Madison County Alabama | 4 | $ 320,000 | $ 80,000 | $ 113,000 |
| Arapahoe County Colorado | 4 | $ 3,080,000 | $ 770,000 | $ 55,000 |
| Pasco County Florida | 4 | $ 440,000 | $ 110,000 | $ 190,000 |
| Cobb County Georgia | 4 | $ 1,960,000 | $ 490,000 | $ 131,000 |
| LaPorte County Indiana | 4 | $ 1,200,000 | $ 300,000 | $ 252,000 |
| Shelby County Indiana | 4 | $ 510,000 | $ 127,000 | $ 141,000 |
| Steuben County Indiana | 4 | $ 2,350,000 | $ 587,000 | $ 120,000 |
| Prince George's County Maryland | 4 | $ 1,400,000 | $ 350,000 | $ 138,000 |
| St. Joseph County Michigan | 4 | $ 470,000 | $ 117,000 | $ 101,000 |
| Clark County Ohio | 4 | $ 340,000 | $ 85,000 | $ 68,000 |
| Delaware County Ohio | 4 | $ 780,000 | $ 195,000 | $ 139,000 |
| Geauga County Ohio | 4 | $ 2,820,000 | $ 705,000 | $ 693,000 |
| Beaufort County South Carolina | 4 | $ 2,060,000 | $ 515,000 | $ 276,000 |
| San Diego County California | 3 | $ 2,125,000 | $ 708,000 | $ 331,000 |
| Indian River County Florida | 3 | $ 945,000 | $ 315,000 | $ 221,000 |
| St. Lucie County Florida | 3 | $ 775,000 | $ 258,000 | $ 149,000 |
| Will County Illinois | 3 | $ 1,355,000 | $ 451,000 | $ 135,000 |
| Fayette County Kentucky | 3 | $ 1,635,000 | $ 545,000 | $ 172,000 |
| Orleans County Louisiana | 3 | $ 1,325,000 | $ 441,000 | $ 157,000 |
| Mackinac County Michigan | 3 | $ 435,000 | $ 145,000 | $ 132,000 |
| Washoe County Nevada | 3 | $ 1,665,000 | $ 555,000 | $ 0 |
| Erie County Ohio | 3 | $ 385,000 | $ 128,000 | $ 32,000 |
| Preble County Ohio | 3 | $ 535,000 | $ 178,000 | $ 55,000 |
| Wayne County Ohio | 3 | $ 335,000 | $ 111,000 | $ 68,000 |
| Oklahoma County Oklahoma | 3 | $ 235,000 | $ 78,000 | $ 394,000 |
| Allegheny County Pennsylvania | 3 | $ 665,000 | $ 221,000 | $ 135,000 |
| Lackawanna County Pennsylvania | 3 | $ 335,000 | $ 111,000 | $ 92,000 |
| Morgan County Alabama | 2 | $ 290,000 | $ 145,000 | $ 62,000 |
| Pima County Arizona | 2 | $ 1,100,000 | $ 550,000 | $ 437,000 |
| Contra Costa County California | 2 | $ 1,620,000 | $ 810,000 | $ 0 |
| Riverside County California | 2 | $ 980,000 | $ 490,000 | $ 332,000 |
| Otero County Colorado | 2 | $ 130,000 | $ 65,000 | $ 53,000 |
| District of Columbia County District Of Columbia | 2 | $ 3,000,000 | $ 1,500,000 | $ 641,000 |
| Broward County Florida | 2 | $ 960,000 | $ 480,000 | $ 0 |
| DeSoto County Florida | 2 | $ 140,000 | $ 70,000 | $ 71,000 |
| Escambia County Florida | 2 | $ 220,000 | $ 110,000 | $ 254,000 |
| Highlands County Florida | 2 | $ 220,000 | $ 110,000 | $ 58,000 |
| Manatee County Florida | 2 | $ 550,000 | $ 275,000 | $ 128,000 |
| Marion County Florida | 2 | $ 580,000 | $ 290,000 | $ 297,000 |
| Okaloosa County Florida | 2 | $ 830,000 | $ 415,000 | $ 615,000 |
| Sarasota County Florida | 2 | $ 1,570,000 | $ 785,000 | $ 1,497,000 |
| St. Johns County Florida | 2 | $ 470,000 | $ 235,000 | $ 134,000 |
| Walton County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 167,000 |
| Chatham County Georgia | 2 | $ 940,000 | $ 470,000 | $ 330,000 |
| Houston County Georgia | 2 | $ 150,000 | $ 75,000 | $ 69,000 |
| Delaware County Indiana | 2 | $ 60,000 | $ 30,000 | $ 32,000 |
| Hendricks County Indiana | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Johnson County Indiana | 2 | $ 200,000 | $ 100,000 | $ 162,000 |
| Madison County Indiana | 2 | $ 210,000 | $ 105,000 | $ 293,000 |
| Monroe County Indiana | 2 | $ 940,000 | $ 470,000 | $ 105,000 |
| Morgan County Indiana | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| Scott County Iowa | 2 | $ 220,000 | $ 110,000 | $ 350,000 |
| Wyandotte County Kansas | 2 | $ 150,000 | $ 75,000 | $ 125,000 |
| Jefferson County Kentucky | 2 | $ 900,000 | $ 450,000 | $ 193,000 |
| Montgomery County Maryland | 2 | $ 2,270,000 | $ 1,135,000 | $ 0 |
| Marquette County Michigan | 2 | $ 140,000 | $ 70,000 | $ 840,000 |
| Hennepin County Minnesota | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Hinds County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 124,000 |
| Clay County Missouri | 2 | $ 500,000 | $ 250,000 | $ 252,000 |
| Clark County Nevada | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| Durham County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 127,000 |
| Wake County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 121,000 |
| Brown County Ohio | 2 | $ 470,000 | $ 235,000 | $ 83,000 |
| Logan County Ohio | 2 | $ 360,000 | $ 180,000 | $ 171,000 |
| Pickaway County Ohio | 2 | $ 440,000 | $ 220,000 | $ 79,000 |
| Sandusky County Ohio | 2 | $ 70,000 | $ 35,000 | $ 33,000 |
| Mercer County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 96,000 |
| Philadelphia County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| Washington County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 137,000 |
| York County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 111,000 |
| Greenville County South Carolina | 2 | $ 930,000 | $ 465,000 | $ 168,000 |
| Sumner County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 60,000 |
| Summit County Utah | 2 | $ 970,000 | $ 485,000 | $ 283,000 |
| Snohomish County Washington | 2 | $ 660,000 | $ 330,000 | $ 266,000 |
| Douglas County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 81,000 |
| Green County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Kenosha County Wisconsin | 2 | $ 620,000 | $ 310,000 | $ 135,000 |
| Racine County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 168,000 |
| Waukesha County Wisconsin | 2 | $ 1,210,000 | $ 605,000 | $ 150,000 |
| Baldwin County Alabama | 1 | $ 435,000 | $ 435,000 | $ 80,000 |
| Cullman County Alabama | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| St. Clair County Alabama | 1 | $ 105,000 | $ 105,000 | $ 275,000 |
| Talladega County Alabama | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Marin County California | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Monterey County California | 1 | $ 1,395,000 | $ 1,395,000 | $ 0 |
| Sacramento County California | 1 | $ 655,000 | $ 655,000 | $ 0 |
| San Francisco County California | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| San Joaquin County California | 1 | $ 165,000 | $ 165,000 | $ 171,000 |
| San Mateo County California | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Yolo County California | 1 | $ 315,000 | $ 315,000 | $ 76,000 |
| Boulder County Colorado | 1 | $ 575,000 | $ 575,000 | $ 1,588,000 |
| Custer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Grand County Colorado | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| New Castle County Delaware | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Alachua County Florida | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 156,000 |
| Clay County Florida | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Flagler County Florida | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Hendry County Florida | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 435,000 |
| Miami-Dade County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Osceola County Florida | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| DeKalb County Georgia | 1 | $ 465,000 | $ 465,000 | $ 165,000 |
| Oconee County Georgia | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Maui County Hawaii | 1 | $ 385,000 | $ 385,000 | $ 340,000 |
| Ada County Idaho | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Blaine County Idaho | 1 | $ 1,435,000 | $ 1,435,000 | $ 317,000 |
| Idaho County Idaho | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Lemhi County Idaho | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| Kendall County Illinois | 1 | $ 525,000 | $ 525,000 | $ 230,000 |
| Williamson County Illinois | 1 | $ 215,000 | $ 215,000 | $ 390,000 |
| Adams County Indiana | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Dearborn County Indiana | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Franklin County Indiana | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Grant County Indiana | 1 | $ 1,265,000 | $ 1,265,000 | $ 176,000 |
| Ohio County Indiana | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Porter County Indiana | 1 | $ 475,000 | $ 475,000 | $ 202,000 |
| Union County Indiana | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Vanderburgh County Indiana | 1 | $ 115,000 | $ 115,000 | $ 175,000 |
| Vigo County Indiana | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Warrick County Indiana | 1 | $ 645,000 | $ 645,000 | $ 263,000 |
| Carroll County Iowa | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Gallatin County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 419,000 |
| Grant County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Lee County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 330,000 |
| Owen County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| Perry County Kentucky | 1 | $ 485,000 | $ 485,000 | $ 605,000 |
| Woodford County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 228,000 |
| Anne Arundel County Maryland | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Carroll County Maryland | 1 | $ 685,000 | $ 685,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Washington County Maryland | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Barnstable County Massachusetts | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Middlesex County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 88,000 |
| Suffolk County Massachusetts | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Delta County Michigan | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Houghton County Michigan | 1 | $ 125,000 | $ 125,000 | $ 254,000 |
| Schoolcraft County Michigan | 1 | $ 155,000 | $ 155,000 | $ 193,000 |
| Le Sueur County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Rice County Minnesota | 1 | $ 595,000 | $ 595,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Rankin County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Boone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Cape Girardeau County Missouri | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Jasper County Missouri | 1 | $ 385,000 | $ 385,000 | $ 575,000 |
| Jefferson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| St. Louis City County Missouri | 1 | $ 345,000 | $ 345,000 | $ 114,000 |
| Madison County Montana | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Santa Fe County New Mexico | 1 | $ 425,000 | $ 425,000 | $ 66,000 |
| Cleveland County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| New Hanover County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 721,000 |
| Allen County Ohio | 1 | $ 55,000 | $ 55,000 | $ 397,000 |
| Champaign County Ohio | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Fayette County Ohio | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Highland County Ohio | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Hocking County Ohio | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Knox County Ohio | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Licking County Ohio | 1 | $ 235,000 | $ 235,000 | $ 245,000 |
| Madison County Ohio | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Morgan County Ohio | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Ross County Ohio | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Scioto County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Union County Ohio | 1 | $ 645,000 | $ 645,000 | $ 195,000 |
| Wood County Ohio | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Canadian County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Muskogee County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Tulsa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Deschutes County Oregon | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 1,000 |
| Clarion County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Crawford County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 69,000 |
| Erie County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 179,000 |
| Lehigh County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Monroe County Pennsylvania | 1 | $ 735,000 | $ 735,000 | $ 576,000 |
| Montgomery County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 190,000 |
| Kent County Rhode Island | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 177,000 |
| Sumter County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Cumberland County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Davidson County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 755,000 | $ 755,000 | $ 458,000 |
| Rutherford County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Sevier County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Union County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 187,000 |
| Wilson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Salt Lake County Utah | 1 | $ 1,005,000 | $ 1,005,000 | $ 227,000 |
| Arlington County Virginia | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Campbell County Virginia | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Fairfax County Virginia | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Henrico County Virginia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Virginia Beach County Virginia | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Yakima County Washington | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Lafayette County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Johnson County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 485,000 |
Mortgage Loan Application Detail Totals for Chemical Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,268 | $944,650,000 | $221,000 | $4,105,000 | $131,000 | $6,006,000 |
| Refinancing | 1,727 | $338,325,000 | $195,000 | $5,005,000 | $143,000 | $8,259,000 |
| Home Improvement | 1,225 | $114,315,000 | $93,000 | $45,955,000 | $111,000 | $2,856,000 |
| Cash-out Refinancing | 1,189 | $239,325,000 | $201,000 | $2,085,000 | $115,000 | $2,492,000 |
| Other Purpose | 1,062 | $64,310,000 | $60,000 | $1,445,000 | $97,000 | $2,590,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,334 | $1,247,040,000 | $170,000 | $4,105,000 | $124,000 | $8,259,000 |
| Not Provided | 1,114 | $174,500,000 | $156,000 | $1,855,000 | $141,000 | $1,500,000 |
| Black or African American | 356 | $46,890,000 | $131,000 | $1,145,000 | $84,000 | $1,632,000 |
| Hispanic | 243 | $35,125,000 | $144,000 | $2,065,000 | $81,000 | $986,000 |
| Asian | 202 | $35,730,000 | $176,000 | $1,425,000 | $185,000 | $2,397,000 |
| Not applicable | 165 | $151,885,000 | $920,000 | $45,955,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $3,615,000 | $144,000 | $755,000 | $105,000 | $458,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $895,000 | $127,000 | $465,000 | $120,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,763 | $1,596,825,000 | $182,000 | $45,955,000 | $130,000 | $8,259,000 |
| FHA-insured (Federal Housing Administration) | 505 | $67,805,000 | $134,000 | $325,000 | $57,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 139 | $28,665,000 | $206,000 | $565,000 | $83,000 | $394,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 64 | $7,630,000 | $119,000 | $275,000 | $44,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,728 | $1,100,430,000 | $192,000 | $45,955,000 | $133,000 | $6,006,000 |
| Application Denied By Financial Institution | 1,680 | $168,830,000 | $100,000 | $4,105,000 | $85,000 | $1,964,000 |
| Application Withdrawn By Applicant | 973 | $196,215,000 | $201,000 | $1,805,000 | $133,000 | $2,397,000 |
| Application Approved But Not Accepted | 796 | $118,060,000 | $148,000 | $4,005,000 | $123,000 | $2,156,000 |
| File Closed For Incompleteness | 174 | $48,230,000 | $277,000 | $2,755,000 | $200,000 | $8,259,000 |
| Loan Purchased By The Institution | 94 | $64,940,000 | $690,000 | $1,455,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 22 | $3,710,000 | $168,000 | $365,000 | $55,000 | $260,000 |
| Preapproval Approved but not Accepted | 4 | $510,000 | $127,000 | $205,000 | $40,000 | $53,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,769 | $1,528,385,000 | $196,000 | $45,955,000 | $133,000 | $8,259,000 |
| Credit History | 748 | $50,130,000 | $67,000 | $1,505,000 | $74,000 | $1,699,000 |
| Debt-To-Income Ratio | 560 | $71,780,000 | $128,000 | $1,265,000 | $62,000 | $367,000 |
| Collateral | 278 | $35,050,000 | $126,000 | $4,105,000 | $151,000 | $1,964,000 |
| Other | 46 | $7,140,000 | $155,000 | $975,000 | $131,000 | $680,000 |
| Employment History | 23 | $3,545,000 | $154,000 | $485,000 | $42,000 | $120,000 |
| Unverifiable Information | 18 | $1,030,000 | $57,000 | $205,000 | $97,000 | $256,000 |
| Credit Application Incomplete | 14 | $2,070,000 | $147,000 | $415,000 | $209,000 | $969,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,750,000 | $125,000 | $315,000 | $63,000 | $202,000 |
| Mortgage Insurance Denied | 1 | $45,000 | $45,000 | $45,000 | $26,000 | $26,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chemical Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chemical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.