Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Chevron Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,321 |
| Total Mortgage Loan Application Amount | $576,471,000 |
| Average Mortgage Loan Application Amount | $178,000 |
| Highest Mortgage Loan Application Amount | $2,455,000 |
| Average Applicant Income | $139,000 |
| Highest Applicant Income | $7,211,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 492 | $ 151,656,000 | $ 308,000 | $ 168,000 |
| Harris County Texas | 292 | $ 55,551,000 | $ 190,000 | $ 148,000 |
| Alameda County California | 157 | $ 55,900,000 | $ 356,000 | $ 174,000 |
| Los Angeles County California | 134 | $ 37,222,000 | $ 277,000 | $ 124,000 |
| Fort Bend County Texas | 120 | $ 23,038,000 | $ 191,000 | $ 145,000 |
| Jackson County Mississippi | 84 | $ 11,670,000 | $ 138,000 | $ 93,000 |
| Solano County California | 73 | $ 17,932,000 | $ 245,000 | $ 117,000 |
| Montgomery County Texas | 65 | $ 14,722,000 | $ 226,000 | $ 178,000 |
| Mobile County Alabama | 44 | $ 7,503,000 | $ 170,000 | $ 107,000 |
| San Francisco County California | 38 | $ 14,166,000 | $ 372,000 | $ 205,000 |
| Santa Clara County California | 31 | $ 11,368,000 | $ 366,000 | $ 136,000 |
| Orange County California | 30 | $ 10,187,000 | $ 339,000 | $ 133,000 |
| Kern County California | 29 | $ 5,353,000 | $ 184,000 | $ 151,000 |
| Brazoria County Texas | 26 | $ 4,201,000 | $ 161,000 | $ 147,000 |
| St. Tammany County Louisiana | 24 | $ 4,724,000 | $ 196,000 | $ 135,000 |
| Riverside County California | 23 | $ 5,265,000 | $ 228,000 | $ 117,000 |
| El Paso County Texas | 22 | $ 2,885,000 | $ 131,000 | $ 86,000 |
| Marin County California | 20 | $ 7,603,000 | $ 380,000 | $ 134,000 |
| San Mateo County California | 20 | $ 8,557,000 | $ 427,000 | $ 208,000 |
| San Joaquin County California | 15 | $ 2,394,000 | $ 159,000 | $ 87,000 |
| Maricopa County Arizona | 14 | $ 2,738,000 | $ 195,000 | $ 111,000 |
| Placer County California | 14 | $ 3,171,000 | $ 226,000 | $ 125,000 |
| Jefferson County Louisiana | 14 | $ 1,457,000 | $ 104,000 | $ 212,000 |
| Sonoma County California | 13 | $ 3,753,000 | $ 288,000 | $ 124,000 |
| George County Mississippi | 12 | $ 1,761,000 | $ 146,000 | $ 104,000 |
| Midland County Texas | 12 | $ 1,491,000 | $ 124,000 | $ 100,000 |
| Sacramento County California | 11 | $ 1,955,000 | $ 177,000 | $ 124,000 |
| Galveston County Texas | 11 | $ 2,485,000 | $ 225,000 | $ 175,000 |
| Nevada County California | 10 | $ 2,668,000 | $ 266,000 | $ 159,000 |
| San Bernardino County California | 10 | $ 2,031,000 | $ 203,000 | $ 117,000 |
| Baldwin County Alabama | 8 | $ 1,676,000 | $ 209,000 | $ 117,000 |
| El Dorado County California | 8 | $ 1,595,000 | $ 199,000 | $ 158,000 |
| Ventura County California | 8 | $ 2,341,000 | $ 292,000 | $ 125,000 |
| Clark County Nevada | 8 | $ 1,604,000 | $ 200,000 | $ 133,000 |
| Travis County Texas | 8 | $ 1,527,000 | $ 190,000 | $ 153,000 |
| Salt Lake County Utah | 8 | $ 2,148,000 | $ 268,000 | $ 157,000 |
| Napa County California | 7 | $ 1,523,000 | $ 217,000 | $ 125,000 |
| Miami-Dade County Florida | 7 | $ 890,000 | $ 127,000 | $ 139,000 |
| Douglas County Nevada | 7 | $ 2,454,000 | $ 350,000 | $ 123,000 |
| Washington County Oregon | 6 | $ 1,013,000 | $ 168,000 | $ 99,000 |
| San Diego County California | 5 | $ 888,000 | $ 177,000 | $ 168,000 |
| Gwinnett County Georgia | 5 | $ 466,000 | $ 93,000 | $ 83,000 |
| Honolulu County Hawaii | 5 | $ 1,767,000 | $ 353,000 | $ 263,000 |
| Lafayette County Louisiana | 5 | $ 762,000 | $ 152,000 | $ 119,000 |
| Pima County Arizona | 4 | $ 620,000 | $ 155,000 | $ 84,000 |
| Santa Cruz County California | 4 | $ 1,891,000 | $ 472,000 | $ 217,000 |
| Douglas County Colorado | 4 | $ 969,000 | $ 242,000 | $ 171,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,060,000 | $ 265,000 | $ 149,000 |
| Cobb County Georgia | 4 | $ 771,000 | $ 192,000 | $ 99,000 |
| Cook County Illinois | 4 | $ 583,000 | $ 145,000 | $ 160,000 |
| Orleans County Louisiana | 4 | $ 429,000 | $ 107,000 | $ 77,000 |
| Bernalillo County New Mexico | 4 | $ 598,000 | $ 149,000 | $ 104,000 |
| New York County New York | 4 | $ 2,274,000 | $ 568,000 | $ 419,000 |
| Fairfax County Virginia | 4 | $ 2,244,000 | $ 561,000 | $ 337,000 |
| King County Washington | 4 | $ 1,425,000 | $ 356,000 | $ 133,000 |
| Whatcom County Washington | 4 | $ 541,000 | $ 135,000 | $ 95,000 |
| Anchorage County Alaska | 3 | $ 463,000 | $ 154,000 | $ 195,000 |
| Butte County California | 3 | $ 573,000 | $ 191,000 | $ 96,000 |
| Calaveras County California | 3 | $ 643,000 | $ 214,000 | $ 151,000 |
| Plumas County California | 3 | $ 555,000 | $ 185,000 | $ 90,000 |
| Stanislaus County California | 3 | $ 276,000 | $ 92,000 | $ 127,000 |
| Tuolumne County California | 3 | $ 626,000 | $ 208,000 | $ 77,000 |
| Yolo County California | 3 | $ 775,000 | $ 258,000 | $ 137,000 |
| Ada County Idaho | 3 | $ 412,000 | $ 137,000 | $ 63,000 |
| Ascension County Louisiana | 3 | $ 756,000 | $ 252,000 | $ 122,000 |
| Plaquemines County Louisiana | 3 | $ 632,000 | $ 210,000 | $ 87,000 |
| Washoe County Nevada | 3 | $ 700,000 | $ 233,000 | $ 148,000 |
| Lea County New Mexico | 3 | $ 223,000 | $ 74,000 | $ 118,000 |
| Columbia County Oregon | 3 | $ 648,000 | $ 216,000 | $ 71,000 |
| Deschutes County Oregon | 3 | $ 508,000 | $ 169,000 | $ 79,000 |
| Multnomah County Oregon | 3 | $ 627,000 | $ 209,000 | $ 151,000 |
| Bexar County Texas | 3 | $ 291,000 | $ 97,000 | $ 289,000 |
| Chambers County Texas | 3 | $ 512,000 | $ 170,000 | $ 99,000 |
| Collin County Texas | 3 | $ 403,000 | $ 134,000 | $ 120,000 |
| Ector County Texas | 3 | $ 289,000 | $ 96,000 | $ 103,000 |
| Freestone County Texas | 3 | $ 370,000 | $ 123,000 | $ 86,000 |
| Houston County Texas | 3 | $ 462,000 | $ 154,000 | $ 190,000 |
| Yuma County Arizona | 2 | $ 449,000 | $ 224,000 | $ 241,000 |
| Benton County Arkansas | 2 | $ 109,000 | $ 54,000 | $ 148,000 |
| Saline County Arkansas | 2 | $ 335,000 | $ 167,000 | $ 74,000 |
| Amador County California | 2 | $ 260,000 | $ 130,000 | $ 147,000 |
| Shasta County California | 2 | $ 440,000 | $ 220,000 | $ 120,000 |
| Sierra County California | 2 | $ 393,000 | $ 196,000 | $ 122,000 |
| Boulder County Colorado | 2 | $ 291,000 | $ 145,000 | $ 129,000 |
| Larimer County Colorado | 2 | $ 386,000 | $ 193,000 | $ 210,000 |
| Collier County Florida | 2 | $ 650,000 | $ 325,000 | $ 532,000 |
| Palm Beach County Florida | 2 | $ 1,101,000 | $ 550,000 | $ 269,000 |
| East Baton Rouge County Louisiana | 2 | $ 308,000 | $ 154,000 | $ 93,000 |
| Lafourche County Louisiana | 2 | $ 184,000 | $ 92,000 | $ 139,000 |
| Livingston County Louisiana | 2 | $ 253,000 | $ 126,000 | $ 104,000 |
| Anne Arundel County Maryland | 2 | $ 817,000 | $ 408,000 | $ 259,000 |
| Essex County Massachusetts | 2 | $ 420,000 | $ 210,000 | $ 210,000 |
| Washtenaw County Michigan | 2 | $ 126,000 | $ 63,000 | $ 168,000 |
| Madison County Mississippi | 2 | $ 726,000 | $ 363,000 | $ 189,000 |
| Dona Ana County New Mexico | 2 | $ 114,000 | $ 57,000 | $ 71,000 |
| Kings County New York | 2 | $ 603,000 | $ 301,000 | $ 156,000 |
| Nassau County New York | 2 | $ 1,000,000 | $ 500,000 | $ 383,000 |
| Rensselaer County New York | 2 | $ 208,000 | $ 104,000 | $ 126,000 |
| Buncombe County North Carolina | 2 | $ 586,000 | $ 293,000 | $ 93,000 |
| Ashland County Ohio | 2 | $ 226,000 | $ 113,000 | $ 105,000 |
| Tulsa County Oklahoma | 2 | $ 276,000 | $ 138,000 | $ 171,000 |
| Benton County Oregon | 2 | $ 148,000 | $ 74,000 | $ 38,000 |
| Clackamas County Oregon | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| Montgomery County Pennsylvania | 2 | $ 677,000 | $ 338,000 | $ 163,000 |
| Shelby County Tennessee | 2 | $ 114,000 | $ 57,000 | $ 94,000 |
| Bell County Texas | 2 | $ 321,000 | $ 160,000 | $ 119,000 |
| Brazos County Texas | 2 | $ 220,000 | $ 110,000 | $ 220,000 |
| Burnet County Texas | 2 | $ 566,000 | $ 283,000 | $ 161,000 |
| Denton County Texas | 2 | $ 358,000 | $ 179,000 | $ 105,000 |
| Howard County Texas | 2 | $ 106,000 | $ 53,000 | $ 75,000 |
| Lubbock County Texas | 2 | $ 108,000 | $ 54,000 | $ 208,000 |
| San Patricio County Texas | 2 | $ 485,000 | $ 242,000 | $ 266,000 |
| Tarrant County Texas | 2 | $ 220,000 | $ 110,000 | $ 147,000 |
| Williamson County Texas | 2 | $ 440,000 | $ 220,000 | $ 62,000 |
| Clark County Washington | 2 | $ 743,000 | $ 371,000 | $ 92,000 |
| Kitsap County Washington | 2 | $ 374,000 | $ 187,000 | $ 31,000 |
| Pierce County Washington | 2 | $ 334,000 | $ 167,000 | $ 74,000 |
| Skagit County Washington | 2 | $ 214,000 | $ 107,000 | $ 84,000 |
| Lincoln County Wyoming | 2 | $ 640,000 | $ 320,000 | $ 141,000 |
| Uinta County Wyoming | 2 | $ 495,000 | $ 247,000 | $ 148,000 |
| Jefferson County Alabama | 1 | $ 75,000 | $ 75,000 | $ 246,000 |
| Shelby County Alabama | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Washington County Alabama | 1 | $ 108,000 | $ 108,000 | $ 108,000 |
| Mohave County Arizona | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Santa Cruz County Arizona | 1 | $ 330,000 | $ 330,000 | $ 72,000 |
| Carroll County Arkansas | 1 | $ 600,000 | $ 600,000 | $ 230,000 |
| Jefferson County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Ouachita County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 115,000 |
| Fresno County California | 1 | $ 147,000 | $ 147,000 | $ 126,000 |
| Mariposa County California | 1 | $ 333,000 | $ 333,000 | $ 149,000 |
| Mendocino County California | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
| Mono County California | 1 | $ 161,000 | $ 161,000 | $ 249,000 |
| Monterey County California | 1 | $ 468,000 | $ 468,000 | $ 122,000 |
| San Luis Obispo County California | 1 | $ 94,000 | $ 94,000 | $ 88,000 |
| Santa Barbara County California | 1 | $ 233,000 | $ 233,000 | $ 93,000 |
| Tehama County California | 1 | $ 220,000 | $ 220,000 | $ 143,000 |
| Arapahoe County Colorado | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Chaffee County Colorado | 1 | $ 37,000 | $ 37,000 | $ 82,000 |
| El Paso County Colorado | 1 | $ 38,000 | $ 38,000 | $ 220,000 |
| Mesa County Colorado | 1 | $ 510,000 | $ 510,000 | $ 144,000 |
| Rio Blanco County Colorado | 1 | $ 186,000 | $ 186,000 | $ 98,000 |
| Routt County Colorado | 1 | $ 383,000 | $ 383,000 | $ 129,000 |
| Citrus County Florida | 1 | $ 191,000 | $ 191,000 | $ 178,000 |
| Lee County Florida | 1 | $ 778,000 | $ 778,000 | $ 110,000 |
| Osceola County Florida | 1 | $ 98,000 | $ 98,000 | $ 139,000 |
| Pinellas County Florida | 1 | $ 216,000 | $ 216,000 | $ 603,000 |
| Coweta County Georgia | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Fayette County Georgia | 1 | $ 200,000 | $ 200,000 | $ 136,000 |
| Oconee County Georgia | 1 | $ 900,000 | $ 900,000 | $ 209,000 |
| Hawaii County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 77,000 |
| Maui County Hawaii | 1 | $ 626,000 | $ 626,000 | $ 264,000 |
| Franklin County Idaho | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Kootenai County Idaho | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Latah County Idaho | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Will County Illinois | 1 | $ 100,000 | $ 100,000 | $ 260,000 |
| Gibson County Indiana | 1 | $ 311,000 | $ 311,000 | $ 63,000 |
| Marion County Indiana | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Sherman County Kansas | 1 | $ 56,000 | $ 56,000 | $ 275,000 |
| Boone County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Jefferson County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Assumption County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 72,000 |
| Catahoula County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 113,000 |
| St. Charles County Louisiana | 1 | $ 258,000 | $ 258,000 | $ 125,000 |
| St. Landry County Louisiana | 1 | $ 184,000 | $ 184,000 | $ 155,000 |
| Terrebonne County Louisiana | 1 | $ 129,000 | $ 129,000 | $ 110,000 |
| Washington County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Baltimore City County Maryland | 1 | $ 180,000 | $ 180,000 | $ 144,000 |
| Charles County Maryland | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Harford County Maryland | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Montgomery County Maryland | 1 | $ 513,000 | $ 513,000 | $ 128,000 |
| Wayne County Michigan | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Hennepin County Minnesota | 1 | $ 219,000 | $ 219,000 | $ 135,000 |
| Covington County Mississippi | 1 | $ 184,000 | $ 184,000 | $ 106,000 |
| Greene County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Hancock County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Lamar County Mississippi | 1 | $ 204,000 | $ 204,000 | $ 166,000 |
| Lincoln County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 90,000 |
| Marion County Mississippi | 1 | $ 204,000 | $ 204,000 | $ 93,000 |
| Stone County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Butler County Missouri | 1 | $ 160,000 | $ 160,000 | $ 220,000 |
| Stoddard County Missouri | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Deer Lodge County Montana | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Clay County Nebraska | 1 | $ 91,000 | $ 91,000 | $ 165,000 |
| Hudson County New Jersey | 1 | $ 548,000 | $ 548,000 | $ 152,000 |
| Union County New Jersey | 1 | $ 236,000 | $ 236,000 | $ 248,000 |
| Colfax County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 101,000 |
| Lincoln County New Mexico | 1 | $ 179,000 | $ 179,000 | $ 164,000 |
| San Juan County New Mexico | 1 | $ 253,000 | $ 253,000 | $ 99,000 |
| Queens County New York | 1 | $ 292,000 | $ 292,000 | $ 385,000 |
| Cabarrus County North Carolina | 1 | $ 201,000 | $ 201,000 | $ 71,000 |
| Onslow County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 65,000 |
| Union County North Carolina | 1 | $ 318,000 | $ 318,000 | $ 145,000 |
| Creek County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| Oklahoma County Oklahoma | 1 | $ 256,000 | $ 256,000 | $ 170,000 |
| Rogers County Oklahoma | 1 | $ 260,000 | $ 260,000 | $ 189,000 |
| Baker County Oregon | 1 | $ 20,000 | $ 20,000 | $ 77,000 |
| Curry County Oregon | 1 | $ 203,000 | $ 203,000 | $ 41,000 |
| Jackson County Oregon | 1 | $ 211,000 | $ 211,000 | $ 181,000 |
| Lane County Oregon | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Polk County Oregon | 1 | $ 197,000 | $ 197,000 | $ 67,000 |
| Franklin County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 130,000 |
| Washington County Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 185,000 |
| Charleston County South Carolina | 1 | $ 246,000 | $ 246,000 | $ 192,000 |
| Sevier County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 95,000 |
| Sullivan County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 60,000 |
| Williamson County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Austin County Texas | 1 | $ 54,000 | $ 54,000 | $ 122,000 |
| Colorado County Texas | 1 | $ 60,000 | $ 60,000 | $ 160,000 |
| Comal County Texas | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Dallas County Texas | 1 | $ 176,000 | $ 176,000 | $ 236,000 |
| Hardin County Texas | 1 | $ 212,000 | $ 212,000 | $ 106,000 |
| Hays County Texas | 1 | $ 330,000 | $ 330,000 | $ 56,000 |
| Hidalgo County Texas | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Kendall County Texas | 1 | $ 1,345,000 | $ 1,345,000 | $ 394,000 |
| Leon County Texas | 1 | $ 138,000 | $ 138,000 | $ 100,000 |
| Nueces County Texas | 1 | $ 30,000 | $ 30,000 | $ 224,000 |
| Davis County Utah | 1 | $ 121,000 | $ 121,000 | $ 294,000 |
| Summit County Utah | 1 | $ 468,000 | $ 468,000 | $ 175,000 |
| Utah County Utah | 1 | $ 102,000 | $ 102,000 | $ 294,000 |
| Washington County Utah | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Franklin County Vermont | 1 | $ 147,000 | $ 147,000 | $ 14,000 |
| Goochland County Virginia | 1 | $ 162,000 | $ 162,000 | $ 134,000 |
| Loudoun County Virginia | 1 | $ 408,000 | $ 408,000 | $ 143,000 |
| Prince William County Virginia | 1 | $ 400,000 | $ 400,000 | $ 75,000 |
| Westmoreland County Virginia | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Spokane County Washington | 1 | $ 203,000 | $ 203,000 | $ 157,000 |
| Douglas County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 175,000 |
| Sweetwater County Wyoming | 1 | $ 208,000 | $ 208,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,683 | $439,537,000 | $261,000 | $1,875,000 | $148,000 | $7,211,000 |
| Home Purchase | 607 | $135,384,000 | $223,000 | $2,455,000 | $144,000 | $707,000 |
| Home Improvement | 31 | $1,550,000 | $50,000 | $150,000 | $125,000 | $316,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,150 | $283,083,000 | $246,000 | $2,455,000 | $141,000 | $707,000 |
| Not Provided | 658 | $181,871,000 | $276,000 | $1,520,000 | $169,000 | $7,211,000 |
| Asian | 189 | $48,074,000 | $254,000 | $1,057,000 | $145,000 | $521,000 |
| Hispanic | 173 | $34,296,000 | $198,000 | $995,000 | $120,000 | $343,000 |
| Black or African American | 123 | $22,763,000 | $185,000 | $607,000 | $123,000 | $373,000 |
| American Indian or Alaskan Native | 15 | $3,251,000 | $216,000 | $765,000 | $138,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,133,000 | $241,000 | $544,000 | $142,000 | $325,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,321 | $576,471,000 | $248,000 | $2,455,000 | $147,000 | $7,211,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,250 | $286,866,000 | $229,000 | $1,520,000 | $143,000 | $753,000 |
| Application Denied By Financial Institution | 1,071 | $289,605,000 | $270,000 | $2,455,000 | $151,000 | $7,211,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 685 | $186,868,000 | $272,000 | $2,455,000 | $161,000 | $7,211,000 |
| Other | 227 | $55,205,000 | $243,000 | $1,875,000 | $131,000 | $1,247,000 |
| Collateral | 100 | $29,668,000 | $296,000 | $1,421,000 | $152,000 | $684,000 |
| Debt-To-Income Ratio | 32 | $11,196,000 | $349,000 | $1,387,000 | $74,000 | $181,000 |
| Credit History | 12 | $2,882,000 | $240,000 | $803,000 | $108,000 | $224,000 |
| Unverifiable Information | 9 | $2,587,000 | $287,000 | $675,000 | $186,000 | $400,000 |
| Employment History | 1 | $257,000 | $257,000 | $257,000 | $75,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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