Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Chevron Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,292 |
| Total Mortgage Loan Application Amount | $757,905,000 |
| Average Mortgage Loan Application Amount | $271,333 |
| Highest Mortgage Loan Application Amount | $1,986,000 |
| Average Applicant Income | $160,666 |
| Highest Applicant Income | $1,546,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 420 | $ 127,347,000 | $ 303,000 | $ 173,000 |
| Contra Costa County California | 348 | $ 157,254,000 | $ 451,000 | $ 176,000 |
| Los Angeles County California | 167 | $ 65,480,000 | $ 392,000 | $ 140,000 |
| Fort Bend County Texas | 157 | $ 46,595,000 | $ 296,000 | $ 175,000 |
| Alameda County California | 93 | $ 44,494,000 | $ 478,000 | $ 177,000 |
| Solano County California | 83 | $ 24,411,000 | $ 294,000 | $ 147,000 |
| Kern County California | 75 | $ 19,810,000 | $ 264,000 | $ 159,000 |
| St. Tammany County Louisiana | 60 | $ 16,231,000 | $ 270,000 | $ 167,000 |
| Montgomery County Texas | 57 | $ 14,461,000 | $ 253,000 | $ 161,000 |
| Midland County Texas | 46 | $ 10,973,000 | $ 238,000 | $ 138,000 |
| Orange County California | 43 | $ 17,315,000 | $ 402,000 | $ 141,000 |
| Jackson County Mississippi | 30 | $ 5,934,000 | $ 197,000 | $ 125,000 |
| Mobile County Alabama | 25 | $ 3,991,000 | $ 159,000 | $ 112,000 |
| San Francisco County California | 23 | $ 11,427,000 | $ 496,000 | $ 168,000 |
| Brazoria County Texas | 22 | $ 6,084,000 | $ 276,000 | $ 143,000 |
| Salt Lake County Utah | 22 | $ 5,682,000 | $ 258,000 | $ 192,000 |
| San Mateo County California | 19 | $ 9,605,000 | $ 505,000 | $ 198,000 |
| El Paso County Texas | 17 | $ 1,668,000 | $ 98,000 | $ 86,000 |
| San Bernardino County California | 16 | $ 3,198,000 | $ 199,000 | $ 124,000 |
| Sacramento County California | 15 | $ 3,013,000 | $ 200,000 | $ 129,000 |
| Marin County California | 14 | $ 7,197,000 | $ 514,000 | $ 185,000 |
| Santa Clara County California | 14 | $ 7,142,000 | $ 510,000 | $ 177,000 |
| Placer County California | 13 | $ 4,514,000 | $ 347,000 | $ 162,000 |
| San Diego County California | 13 | $ 7,347,000 | $ 565,000 | $ 165,000 |
| Clark County Nevada | 12 | $ 3,044,000 | $ 253,000 | $ 184,000 |
| King County Washington | 11 | $ 4,493,000 | $ 408,000 | $ 337,000 |
| Maricopa County Arizona | 10 | $ 2,578,000 | $ 257,000 | $ 167,000 |
| Riverside County California | 10 | $ 2,164,000 | $ 216,000 | $ 94,000 |
| Allegheny County Pennsylvania | 10 | $ 2,135,000 | $ 213,000 | $ 150,000 |
| Travis County Texas | 10 | $ 4,159,000 | $ 415,000 | $ 279,000 |
| Baldwin County Alabama | 9 | $ 1,394,000 | $ 154,000 | $ 131,000 |
| Sonoma County California | 9 | $ 2,948,000 | $ 327,000 | $ 154,000 |
| Galveston County Texas | 9 | $ 2,523,000 | $ 280,000 | $ 265,000 |
| Frederick County Maryland | 8 | $ 1,985,000 | $ 248,000 | $ 154,000 |
| Davis County Utah | 8 | $ 1,471,000 | $ 183,000 | $ 96,000 |
| Nevada County California | 7 | $ 2,439,000 | $ 348,000 | $ 209,000 |
| San Joaquin County California | 7 | $ 2,093,000 | $ 299,000 | $ 151,000 |
| Lafayette County Louisiana | 7 | $ 1,615,000 | $ 230,000 | $ 175,000 |
| Orleans County Louisiana | 7 | $ 3,169,000 | $ 452,000 | $ 264,000 |
| El Dorado County California | 6 | $ 1,470,000 | $ 245,000 | $ 167,000 |
| Larimer County Colorado | 6 | $ 2,070,000 | $ 345,000 | $ 215,000 |
| Tangipahoa County Louisiana | 6 | $ 684,000 | $ 114,000 | $ 58,000 |
| Washoe County Nevada | 6 | $ 1,962,000 | $ 327,000 | $ 174,000 |
| Loudoun County Virginia | 6 | $ 2,022,000 | $ 337,000 | $ 141,000 |
| Fresno County California | 5 | $ 715,000 | $ 143,000 | $ 104,000 |
| Napa County California | 5 | $ 2,426,000 | $ 485,000 | $ 158,000 |
| San Luis Obispo County California | 5 | $ 1,780,000 | $ 356,000 | $ 155,000 |
| Rio Blanco County Colorado | 5 | $ 1,120,000 | $ 224,000 | $ 130,000 |
| Okaloosa County Florida | 5 | $ 917,000 | $ 183,000 | $ 215,000 |
| Jefferson County Louisiana | 5 | $ 1,614,000 | $ 322,000 | $ 167,000 |
| Stanislaus County California | 4 | $ 418,000 | $ 104,000 | $ 102,000 |
| Ventura County California | 4 | $ 1,314,000 | $ 328,000 | $ 161,000 |
| Yolo County California | 4 | $ 1,633,000 | $ 408,000 | $ 123,000 |
| Miami-Dade County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 189,000 |
| Maui County Hawaii | 4 | $ 1,702,000 | $ 425,000 | $ 277,000 |
| Plaquemines County Louisiana | 4 | $ 780,000 | $ 195,000 | $ 100,000 |
| Montgomery County Maryland | 4 | $ 2,788,000 | $ 697,000 | $ 227,000 |
| George County Mississippi | 4 | $ 721,000 | $ 180,000 | $ 100,000 |
| Eddy County New Mexico | 4 | $ 754,000 | $ 188,000 | $ 150,000 |
| Jefferson County Texas | 4 | $ 605,000 | $ 151,000 | $ 110,000 |
| Summit County Utah | 4 | $ 1,589,000 | $ 397,000 | $ 175,000 |
| Benton County Washington | 4 | $ 1,245,000 | $ 311,000 | $ 185,000 |
| Monterey County California | 3 | $ 1,610,000 | $ 536,000 | $ 243,000 |
| Santa Barbara County California | 3 | $ 1,387,000 | $ 462,000 | $ 212,000 |
| Santa Cruz County California | 3 | $ 1,696,000 | $ 565,000 | $ 261,000 |
| Denver County Colorado | 3 | $ 840,000 | $ 280,000 | $ 165,000 |
| Douglas County Colorado | 3 | $ 685,000 | $ 228,000 | $ 126,000 |
| Broward County Florida | 3 | $ 813,000 | $ 271,000 | $ 369,000 |
| Middlesex County Massachusetts | 3 | $ 1,864,000 | $ 621,000 | $ 181,000 |
| Middlesex County New Jersey | 3 | $ 735,000 | $ 245,000 | $ 137,000 |
| Dona Ana County New Mexico | 3 | $ 548,000 | $ 182,000 | $ 95,000 |
| Clackamas County Oregon | 3 | $ 960,000 | $ 320,000 | $ 173,000 |
| Multnomah County Oregon | 3 | $ 1,282,000 | $ 427,000 | $ 173,000 |
| Knox County Tennessee | 3 | $ 566,000 | $ 188,000 | $ 163,000 |
| Bexar County Texas | 3 | $ 1,118,000 | $ 372,000 | $ 179,000 |
| Cameron County Texas | 3 | $ 308,000 | $ 102,000 | $ 116,000 |
| Houston County Texas | 3 | $ 120,000 | $ 40,000 | $ 125,000 |
| Waller County Texas | 3 | $ 648,000 | $ 216,000 | $ 169,000 |
| Williamson County Texas | 3 | $ 822,000 | $ 274,000 | $ 229,000 |
| Coconino County Arizona | 2 | $ 452,000 | $ 226,000 | $ 99,000 |
| Amador County California | 2 | $ 515,000 | $ 257,000 | $ 51,000 |
| Calaveras County California | 2 | $ 566,000 | $ 283,000 | $ 216,000 |
| Boulder County Colorado | 2 | $ 856,000 | $ 428,000 | $ 651,000 |
| Mesa County Colorado | 2 | $ 713,000 | $ 356,000 | $ 179,000 |
| Summit County Colorado | 2 | $ 489,000 | $ 244,000 | $ 275,000 |
| Lee County Florida | 2 | $ 1,076,000 | $ 538,000 | $ 301,000 |
| Hawaii County Hawaii | 2 | $ 1,078,000 | $ 539,000 | $ 162,000 |
| Honolulu County Hawaii | 2 | $ 825,000 | $ 412,000 | $ 137,000 |
| Ada County Idaho | 2 | $ 125,000 | $ 62,000 | $ 66,000 |
| Hamilton County Indiana | 2 | $ 882,000 | $ 441,000 | $ 200,000 |
| Ouachita County Louisiana | 2 | $ 55,000 | $ 27,000 | $ 120,000 |
| Howard County Maryland | 2 | $ 828,000 | $ 414,000 | $ 145,000 |
| Wicomico County Maryland | 2 | $ 166,000 | $ 83,000 | $ 28,000 |
| Washington County Minnesota | 2 | $ 661,000 | $ 330,000 | $ 229,000 |
| Greene County Mississippi | 2 | $ 304,000 | $ 152,000 | $ 92,000 |
| Hillsborough County New Hampshire | 2 | $ 437,000 | $ 218,000 | $ 113,000 |
| Essex County New Jersey | 2 | $ 606,000 | $ 303,000 | $ 113,000 |
| Taos County New Mexico | 2 | $ 631,000 | $ 315,000 | $ 101,000 |
| Forsyth County North Carolina | 2 | $ 1,240,000 | $ 620,000 | $ 175,000 |
| Linn County Oregon | 2 | $ 486,000 | $ 243,000 | $ 68,000 |
| Washington County Oregon | 2 | $ 215,000 | $ 107,000 | $ 66,000 |
| Butler County Pennsylvania | 2 | $ 694,000 | $ 347,000 | $ 169,000 |
| Philadelphia County Pennsylvania | 2 | $ 323,000 | $ 161,000 | $ 280,000 |
| Charleston County South Carolina | 2 | $ 632,000 | $ 316,000 | $ 215,000 |
| Andrews County Texas | 2 | $ 312,000 | $ 156,000 | $ 86,000 |
| Blanco County Texas | 2 | $ 588,000 | $ 294,000 | $ 343,000 |
| Chambers County Texas | 2 | $ 1,379,000 | $ 689,000 | $ 258,000 |
| Collin County Texas | 2 | $ 276,000 | $ 138,000 | $ 77,000 |
| Comal County Texas | 2 | $ 723,000 | $ 361,000 | $ 129,000 |
| Dallas County Texas | 2 | $ 639,000 | $ 319,000 | $ 116,000 |
| Denton County Texas | 2 | $ 241,000 | $ 120,000 | $ 172,000 |
| Lubbock County Texas | 2 | $ 440,000 | $ 220,000 | $ 254,000 |
| Orange County Texas | 2 | $ 316,000 | $ 158,000 | $ 136,000 |
| San Jacinto County Texas | 2 | $ 169,000 | $ 84,000 | $ 73,000 |
| Smith County Texas | 2 | $ 818,000 | $ 409,000 | $ 189,000 |
| Tarrant County Texas | 2 | $ 974,000 | $ 487,000 | $ 206,000 |
| Washington County Texas | 2 | $ 224,000 | $ 112,000 | $ 128,000 |
| Weber County Utah | 2 | $ 328,000 | $ 164,000 | $ 97,000 |
| Chesterfield County Virginia | 2 | $ 388,000 | $ 194,000 | $ 117,000 |
| Culpeper County Virginia | 2 | $ 176,000 | $ 88,000 | $ 59,000 |
| Pierce County Washington | 2 | $ 717,000 | $ 358,000 | $ 116,000 |
| Snohomish County Washington | 2 | $ 636,000 | $ 318,000 | $ 195,000 |
| Whatcom County Washington | 2 | $ 204,000 | $ 102,000 | $ 169,000 |
| Winston County Alabama | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Kenai Peninsula County Alaska | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Mohave County Arizona | 1 | $ 250,000 | $ 250,000 | $ 192,000 |
| Navajo County Arizona | 1 | $ 70,000 | $ 70,000 | $ 106,000 |
| Yavapai County Arizona | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Benton County Arkansas | 1 | $ 319,000 | $ 319,000 | $ 94,000 |
| Butte County California | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Lassen County California | 1 | $ 104,000 | $ 104,000 | $ 210,000 |
| Madera County California | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Plumas County California | 1 | $ 63,000 | $ 63,000 | $ 110,000 |
| Shasta County California | 1 | $ 89,000 | $ 89,000 | $ 119,000 |
| Sierra County California | 1 | $ 340,000 | $ 340,000 | $ 137,000 |
| Tulare County California | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Tuolumne County California | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Arapahoe County Colorado | 1 | $ 388,000 | $ 388,000 | $ 171,000 |
| El Paso County Colorado | 1 | $ 416,000 | $ 416,000 | $ 118,000 |
| Jefferson County Colorado | 1 | $ 681,000 | $ 681,000 | $ 346,000 |
| Routt County Colorado | 1 | $ 47,000 | $ 47,000 | $ 16,000 |
| Bay County Florida | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Brevard County Florida | 1 | $ 50,000 | $ 50,000 | $ 222,000 |
| Hernando County Florida | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Pasco County Florida | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| St. Johns County Florida | 1 | $ 161,000 | $ 161,000 | $ 80,000 |
| Fulton County Georgia | 1 | $ 464,000 | $ 464,000 | $ 216,000 |
| Bonneville County Idaho | 1 | $ 469,000 | $ 469,000 | $ 213,000 |
| Kootenai County Idaho | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| DuPage County Illinois | 1 | $ 292,000 | $ 292,000 | $ 150,000 |
| Kendall County Illinois | 1 | $ 184,000 | $ 184,000 | $ 71,000 |
| Hendricks County Indiana | 1 | $ 180,000 | $ 180,000 | $ 104,000 |
| Wayne County Indiana | 1 | $ 61,000 | $ 61,000 | $ 216,000 |
| Linn County Iowa | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Story County Iowa | 1 | $ 135,000 | $ 135,000 | $ 166,000 |
| Bullitt County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 72,000 |
| Madison County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 247,000 |
| Ascension County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Cameron County Louisiana | 1 | $ 137,000 | $ 137,000 | $ 128,000 |
| Lafourche County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 105,000 |
| Rapides County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 134,000 |
| St. Landry County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Cumberland County Maine | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Baltimore City County Maryland | 1 | $ 109,000 | $ 109,000 | $ 152,000 |
| Essex County Massachusetts | 1 | $ 663,000 | $ 663,000 | $ 168,000 |
| Ottawa County Michigan | 1 | $ 23,000 | $ 23,000 | $ 165,000 |
| Washtenaw County Michigan | 1 | $ 100,000 | $ 100,000 | $ 214,000 |
| Wayne County Michigan | 1 | $ 208,000 | $ 208,000 | $ 55,000 |
| Harrison County Mississippi | 1 | $ 456,000 | $ 456,000 | $ 148,000 |
| Lafayette County Mississippi | 1 | $ 99,000 | $ 99,000 | $ 123,000 |
| Lamar County Mississippi | 1 | $ 168,000 | $ 168,000 | $ 166,000 |
| Leflore County Mississippi | 1 | $ 141,000 | $ 141,000 | $ 130,000 |
| Marion County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 95,000 |
| Pearl River County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 96,000 |
| Wilkinson County Mississippi | 1 | $ 600,000 | $ 600,000 | $ 247,000 |
| St. Louis City County Missouri | 1 | $ 168,000 | $ 168,000 | $ 268,000 |
| Flathead County Montana | 1 | $ 344,000 | $ 344,000 | $ 91,000 |
| Gallatin County Montana | 1 | $ 175,000 | $ 175,000 | $ 156,000 |
| Douglas County Nevada | 1 | $ 258,000 | $ 258,000 | $ 197,000 |
| Carroll County New Hampshire | 1 | $ 353,000 | $ 353,000 | $ 85,000 |
| Merrimack County New Hampshire | 1 | $ 273,000 | $ 273,000 | $ 115,000 |
| Morris County New Jersey | 1 | $ 512,000 | $ 512,000 | $ 301,000 |
| Colfax County New Mexico | 1 | $ 320,000 | $ 320,000 | $ 144,000 |
| Lea County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 112,000 |
| Sandoval County New Mexico | 1 | $ 273,000 | $ 273,000 | $ 153,000 |
| Valencia County New Mexico | 1 | $ 220,000 | $ 220,000 | $ 87,000 |
| Erie County New York | 1 | $ 375,000 | $ 375,000 | $ 400,000 |
| Westchester County New York | 1 | $ 342,000 | $ 342,000 | $ 185,000 |
| Buncombe County North Carolina | 1 | $ 361,000 | $ 361,000 | $ 120,000 |
| Carteret County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 108,000 |
| Craven County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 189,000 |
| Durham County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 144,000 |
| Gaston County North Carolina | 1 | $ 680,000 | $ 680,000 | $ 131,000 |
| Henderson County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 143,000 |
| Cuyahoga County Ohio | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Hamilton County Ohio | 1 | $ 276,000 | $ 276,000 | $ 110,000 |
| Stark County Ohio | 1 | $ 223,000 | $ 223,000 | $ 107,000 |
| Jackson County Oregon | 1 | $ 320,000 | $ 320,000 | $ 130,000 |
| Montgomery County Pennsylvania | 1 | $ 273,000 | $ 273,000 | $ 105,000 |
| Warren County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Berkeley County South Carolina | 1 | $ 279,000 | $ 279,000 | $ 125,000 |
| Greenville County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 172,000 |
| Cumberland County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 75,000 |
| Loudon County Tennessee | 1 | $ 242,000 | $ 242,000 | $ 79,000 |
| Shelby County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Sumner County Tennessee | 1 | $ 421,000 | $ 421,000 | $ 176,000 |
| Aransas County Texas | 1 | $ 650,000 | $ 650,000 | $ 388,000 |
| Austin County Texas | 1 | $ 310,000 | $ 310,000 | $ 178,000 |
| Brazos County Texas | 1 | $ 181,000 | $ 181,000 | $ 240,000 |
| Burnet County Texas | 1 | $ 169,000 | $ 169,000 | $ 335,000 |
| Coleman County Texas | 1 | $ 132,000 | $ 132,000 | $ 98,000 |
| Ector County Texas | 1 | $ 250,000 | $ 250,000 | $ 111,000 |
| Ellis County Texas | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Gillespie County Texas | 1 | $ 100,000 | $ 100,000 | $ 225,000 |
| Gregg County Texas | 1 | $ 212,000 | $ 212,000 | $ 100,000 |
| Hays County Texas | 1 | $ 442,000 | $ 442,000 | $ 233,000 |
| Jasper County Texas | 1 | $ 57,000 | $ 57,000 | $ 116,000 |
| Kerr County Texas | 1 | $ 189,000 | $ 189,000 | $ 239,000 |
| Liberty County Texas | 1 | $ 143,000 | $ 143,000 | $ 91,000 |
| Matagorda County Texas | 1 | $ 123,000 | $ 123,000 | $ 149,000 |
| Menard County Texas | 1 | $ 137,000 | $ 137,000 | $ 87,000 |
| Milam County Texas | 1 | $ 168,000 | $ 168,000 | $ 251,000 |
| Nueces County Texas | 1 | $ 190,000 | $ 190,000 | $ 125,000 |
| Polk County Texas | 1 | $ 550,000 | $ 550,000 | $ 529,000 |
| San Patricio County Texas | 1 | $ 62,000 | $ 62,000 | $ 100,000 |
| Taylor County Texas | 1 | $ 109,000 | $ 109,000 | $ 146,000 |
| Tom Green County Texas | 1 | $ 152,000 | $ 152,000 | $ 129,000 |
| Victoria County Texas | 1 | $ 54,000 | $ 54,000 | $ 116,000 |
| Walker County Texas | 1 | $ 67,000 | $ 67,000 | $ 268,000 |
| Ward County Texas | 1 | $ 103,000 | $ 103,000 | $ 158,000 |
| Tooele County Utah | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Fairfax County Virginia | 1 | $ 400,000 | $ 400,000 | $ 117,000 |
| Fauquier County Virginia | 1 | $ 363,000 | $ 363,000 | $ 127,000 |
| Clark County Washington | 1 | $ 236,000 | $ 236,000 | $ 177,000 |
| Kitsap County Washington | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Skagit County Washington | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Fremont County Wyoming | 1 | $ 121,000 | $ 121,000 | $ 114,000 |
| Sweetwater County Wyoming | 1 | $ 110,000 | $ 110,000 | $ 116,000 |
| Uinta County Wyoming | 1 | $ 156,000 | $ 156,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,115 | $385,715,000 | $345,000 | $1,800,000 | $169,000 | $1,546,000 |
| Refinancing | 1,030 | $353,664,000 | $343,000 | $1,986,000 | $161,000 | $1,200,000 |
| Home Improvement | 147 | $18,526,000 | $126,000 | $700,000 | $152,000 | $575,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 968 | $312,671,000 | $323,000 | $1,800,000 | $167,000 | $1,546,000 |
| Not Provided | 861 | $290,675,000 | $337,000 | $1,986,000 | $167,000 | $1,200,000 |
| Hispanic | 183 | $49,783,000 | $272,000 | $1,040,000 | $134,000 | $410,000 |
| Asian | 160 | $63,041,000 | $394,000 | $1,340,000 | $181,000 | $1,170,000 |
| Black or African American | 101 | $34,282,000 | $339,000 | $1,680,000 | $145,000 | $502,000 |
| Native Hawaiin or Other Pacific Islander | 10 | $3,507,000 | $350,000 | $595,000 | $123,000 | $207,000 |
| American Indian or Alaskan Native | 9 | $3,946,000 | $438,000 | $1,000,000 | $175,000 | $353,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,292 | $757,905,000 | $330,000 | $1,986,000 | $164,000 | $1,546,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,574 | $532,269,000 | $338,000 | $1,986,000 | $164,000 | $1,546,000 |
| Application Denied By Financial Institution | 580 | $181,998,000 | $313,000 | $1,338,000 | $163,000 | $1,170,000 |
| Application Approved But Not Accepted | 69 | $19,945,000 | $289,000 | $1,080,000 | $164,000 | $472,000 |
| Application Withdrawn By Applicant | 67 | $23,291,000 | $347,000 | $1,185,000 | $189,000 | $1,200,000 |
| File Closed For Incompleteness | 2 | $402,000 | $201,000 | $333,000 | $54,000 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 324 | $101,561,000 | $313,000 | $1,338,000 | $159,000 | $1,088,000 |
| Credit Application Incomplete | 176 | $57,675,000 | $327,000 | $1,160,000 | $172,000 | $1,170,000 |
| Collateral | 26 | $8,088,000 | $311,000 | $980,000 | $153,000 | $408,000 |
| Credit History | 19 | $3,509,000 | $184,000 | $600,000 | $208,000 | $850,000 |
| Debt-To-Income Ratio | 16 | $4,836,000 | $302,000 | $780,000 | $95,000 | $225,000 |
| Unverifiable Information | 4 | $1,433,000 | $358,000 | $520,000 | $138,000 | $188,000 |
| Employment History | 2 | $1,067,000 | $533,000 | $627,000 | $112,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $113,000 | $113,000 | $113,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $281,000 | $281,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.